Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)3 RUBY FIELD COURT
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
BALTIMORE, MD21209
A Employer identification number

03-0575765
B Telephone number (see instructions)

(212) 832-0400
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$4,430,372J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 102,734
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 91,060 91,060  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 78,865
b Gross sales price for all assets on line 6a 894,368
7 Capital gain net income (from Part IV, line 2)... 174,698
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 272,659 265,758  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
341 171   170
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
41,842 41,842   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
3,452 2,436   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 45,635 44,449   170
25 Contributions, gifts, grants paid....... 179,900 179,900
26 Total expenses and disbursements. Add lines 24 and 25 225,535 44,449   180,070
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 47,124
b Net investment income (if negative, enter -0-) 221,309
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 241,943 146,149 146,149
2 Savings and temporary cash investments.........      
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 3,362,591 Click to see attachment
List of Attached Documents:
// Content
3,508,721 		4,284,223
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow) Click to see attachment
List of Attached Documents:
// Content
3,212 		Click to see attachment
List of Attached Documents:
// Content
0 		Click to see attachment
List of Attached Documents:
// Content
0
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 3,607,746 3,654,870 4,430,372
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 3,607,746 3,654,870
29 Total net assets or fund balances (see instructions)..... 3,607,746 3,654,870
30 Total liabilities and net assets/fund balances (see instructions). 3,607,746 3,654,870
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
3,607,746
2
Enter amount from Part I, line 27a .....................
2
47,124
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
3,654,870
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
3,654,870
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES      
b CAPITAL GAINS DIVIDENDS P    
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 892,916   719,670 173,246
b 1,452     1,452
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       173,246
b       1,452
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 174,698
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 3,076
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,076
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,076
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a 5,080
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 5,000
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 10,080
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 7,004
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow7,004 Refundedright arrow 11 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowMD
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowDONALD ZACK Telephone no.right arrow (212) 331-7425

Located atright arrow3 RUBY FIELD COURTBALTIMOREMD ZIP+4right arrow21209
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
DONALD J ZACK PRESIDENT & TREASURER
1.00 		0 0 0
3 RUBY FIELD COURT
BALTIMORE,MD21209
ELLEN M OKUN VICE PRESIDENT & SECRETARY
1.00 		0 0 0
3 RUBY FIELD COURT
BALTIMORE,MD21209
ANDREW ZACK DIRECTOR
1.00 		0 0 0
1041 CARA CT
CARBONDALE,CO81623
RACHEL ZACK DIRECTOR
1.00 		0 0 0
335 HARVARD ST
CAMBRIDGE,MA02139
ELIZABETH ZACK DIRECTOR
1.00 		0 0 0
4409 ATWICK RD
BALTIMORE,MD21210
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
3,987,579
b
Average of monthly cash balances.......................
1b
211,283
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
4,198,862
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
4,198,862
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
62,983
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
4,135,879
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
206,794
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
206,794
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
3,076
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
3,076
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
203,718
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
203,718
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
203,718
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
180,070
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
180,070
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 203,718
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 175,840
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2022:
a From 2018......  
b From 2019......  
c From 2020......  
d From 2021......  
e From 2022......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 180,070
a Applied to 2022, but not more than line 2a 175,840
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2023 distributable amount..... 4,230
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2023. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		199,488
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2019....  
b Excess from 2020....  
c Excess from 2021....  
d Excess from 2022....  
e Excess from 2023....  
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
DONALD J ZACK
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AMERICAN CIVIL LIBERTIES UNION FOUNDATION

125 BROAD STREET 18TH FLOOR
NEW YORK,NY10004 		  PC FIGHT GOVERNMENT ABUSE AND VIGOROUSLY DEFEND INDIVIDUAL FREEDOMS 15,000

BLACK WOMEN BUILD - BALTIMORE

PO BOX 16564
BALTIMORE,MD21217 		  PC SUPPORT HOME OWNERSHIP AND WEALTH BUILDING INITIATIVE FOCUSED ON BLACK WOMEN 20,000

BOSTON HEALTH CARE FOR THE HOMELESS PROGRAM INC

780 ALBANY ST
BOSTON,MA02118 		  PC SUPPORT ACCESS TO THE HIGHEST QUALITY HEALTH CARE FOR HOMELESS IN THE GREATER BOSTON AREA. 10,000

COMMUNITY EYES

2600 W 9TH ST
CHESTER,PA19013 		  PC TO HELP PEOPLE IN NEED OF EYE CARE 12,500

ENVIRONMENTAL DEFENSE FUND

1875 CONNECTICUT AVENUE NW SUITE
600
WASHINGTON,DC20009 		  PC ADDRESS GLOBAL ENVIRONMENTAL CHALLENGES 15,000

GIVE DIRECTLY

PO BOX 3221
NEW YORK,NY10008 		  PC TO HELP THE WORLD'S POOREST HOUSEHOLDS 2,500

HEALTH CARE FOR THE HOMELESS

421 FALLSWAY
BALTIMORE,MD21202 		  PC SUPPORT PROVISION OF WHOLE-PERSON HEALTH CARE AND SUPPORTIVE SERVICES TO HOMELESS INDIVIDUALS 15,000

HISTORIC EAST BALTIMORE COMMUNITY ACTION COALITION INC

1212 N WOLFE ST
BALTIMORE,MD21213 		  PC SUPPORT PROGRAMMING TO IMPROVE THE WELL-BEING OF EAST BALTIMORE RESIDENTS 5,000

JEWS UNITED FOR JLJ

PO BOX 41485
WASHINGTON,DC20018 		  PC SUPPORT ISSUE-BASED CAMPAIGNS THAT MAKE IMPROVEMENTS IN PEOPLE'S LIVES 400

MARYLAND FOOD BANK

2200 HALETHORPE FARMS RD
BALTIMORE,MD21227 		  PC FEEDING PEOPLE, STRENGTHENING COMMUNITIES, AND ENDING HUNGER FOR MARYLANDERS 10,000

MUSIC HOUSE

1 ST MARKS AVENUE
LEEDS   LS2 9BN
UK 		  PC TO HELP MAKE MUSIC ACCESSIBLE TO EVERYONE IN OUR COMMUNITIES 2,000

PAIR PROJECT

98 NORTH WASHINGTON STREET SUITE
106
BOSTON,MA02114 		  PC SUPPORT PROVISION OF FREE IMMIGRATION SERVICES TO INDIGENT ASYLUM SEEKERS AND DETAINED IMMIGRANTS 10,000

PAUL'S PLACE

1118 WARD STREET
BALTIMORE,MD21230 		  PC TO IMPROVE THE QUALITY OF LIFE IN THE WASHINGTON VILLAGE/PIGTOWN NEIGHBORHOOD AND THE SURROUNDING AREA 12,500

PUBLIC JUSTICE CENTER

1 NORTH CHARLES STREET SUITE 200
BALTIMORE,MD21201 		  PC SUPPORT ADVOCACY GROUP TO HELP BUILD A JUST SOCIETY 10,000

ROARING FORK COMMUNITY DEVELOPMENT CORPORATION

520 SOUTH 3RD ST SUITE 22A
CARBONDALE,CO81623 		  PC TO HELP PRESERVE VIBRANT, DIVERSE AND LIVABLE COMMUNITIES IN THE ROARING FORK AND COLORADO RIVER VALLEYS 5,000

RYR-1 FOUNDATION

PO 13312
PITTSBURG,PA15243 		  PC SUPPORT RESEARCH LEADING TO AN EFFECTIVE TREATMENT OR A CURE FOR RYR-1 RELATED DISEASES 5,000

SECOND CHANCES

PO BOX 441328
SOMERVILLE,MA02144 		  PC SUPPORT DELIVERY OF FREE, EMPOWERING CLOTHING TO 500+ PEOPLE EXPERIENCING POVERTY, CRISIS, AND HOUSING INSTABILITY IN CAMBRIDGE, SOMERVILLE, AND ADJACENT COMMUNITIES EACH YEAR 10,000

SOUTHERN POVERTY LAW CENTER

400 WASHINGTON AVENUE
MONTGOMERY,AL36104 		  PC DEDICATED TO FIGHTING HATE AND BIGOTRY AND TO SEEKING JUSTICE FOR THE MOST VULNERABLE MEMBERS OF SOCIETY. 20,000
Total .................................right arrow 3a 179,900
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 91,060  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 78,865  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 169,925 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
169,925
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name SmallBullet
 Firm's EIN SmallBullet
Firm's address SmallBullet


 Phone no.
Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2023
Name of the organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
 
Employer identification number

03-0575765
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ






Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......... Arrow Bullet $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (2023)
Schedule B (Form 990) (2023) Page 2
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number
03-0575765
Part I
Contributors
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
DONALD ZACK
3 RUBY FIELD COURT
 
BALTIMORE, MD21209

$ 102,734


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 3
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number

03-0575765
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 50 SH. INVESTCO QQQ TRUST SERIES 1 $ 20,547 2023-12-27
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 200 SH. INVESTCO QQQ TRUST SERIES 1 $ 82,187 2023-12-27
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 4
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number

03-0575765
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (2023)
Additional Data


Software ID:  
Software Version:  

TY 2023 AccountingFeesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
RETURN PREPARATION AND TAX COMPLIANCE 341 171   170

TY 2023 InvestmentsCorpStockSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Name of Stock End of Year Book Value End of Year Fair Market Value
ACADIA HEALTHCARE COMPANY INC COM 4,527 13,219
ACCENTURE PLC 4,783 9,475
ACCURAY INCORPORATED COM USD 0.001 2,051 2,703
ADEIA INC COM 3,915 5,997
ADOBE SYSTEMS INCORPORATED COM 7,029 16,108
AERCAP HOLDINGS N V EUR 0.01 6,138 15,236
AFLAC INC COM USD0.10 9,260 18,233
AIA GROUP ADR 7,916 7,142
ALCON INC 4,232 5,625
ALIBABA GROUP HOLDING LTD SPON ADS EACH 11,655 6,046
ALLETE INC COM NEW 2,820 3,303
ALPHABET INC CAP STK CL A 22,032 51,546
ALPHABET INC CAP STK CL A 26,224 63,978
AMAZON.COM INC 52,221 75,666
AMERICAN WATER WORKS COMPANY INC COM 11,925 14,387
AMNEAL PHARMACEUTICALS INC COM STK CL A 2,540 3,672
ANSYS INC COM USD0.01 4,242 8,709
APPLE INC 21,228 24,836
APPLE INC COM USD0.00001 12,292 50,635
APPLIED MATERIALS INC COM 17,530 19,448
APTIV PLC COM USD0.01 ISIN #JE00B783TY65 10,928 10,318
ARCOSA INC COM 5,424 7,024
ARISTA NETWORKS INC COM USD0.0001 3,770 18,134
ASHTEAD GROUP UNSP ADR EACH REPR 4 ORD 5,236 5,685
ASML HOLDING NV EURO .09 NY REGISTRY SHS 6,560 8,326
ASML HOLDING NV EURO .09 NY REGISTRY SHS 5,177 13,625
ASSA ABLOY UNSP ADR EA REPE 0.50 ORD SHS 6,496 8,743
ASTRAZENECA ADR REP 0.5 ORD 10,370 16,164
ASTRAZENECA ADR REP 0.5 ORD 12,880 13,470
ATLAS COPCO ADR 5,265 10,391
ATMOS ENERGY CORP COM NPV 2,861 3,129
ATRICURE INC 2,638 3,925
AVALONBAY COMMUNITIES INC COM USD0.01 10,070 9,735
AVANGRID INC COM 9,661 6,806
AVANOS MED INC COM 3,876 2,916
AVERY DENNISON CORP COM USD1 3,893 12,736
AXA SA SPON ADR EACH REP 1 ORD SHS 6,863 10,100
BABCOCK & WILCOX ENTERPRISES I COM 6,342 1,489
BALL CORP COM NPV 8,397 7,363
BANC OF CALIFORNIA INC COM 1,822 1,504
BANK OF AMERICA CORP COM 17,012 19,327
BANK RAKYAT INDONESIA UNSP ADR EACH REPR 4,919 6,027
BANKUNITED INC 2,780 4,475
BARRATT DEVELOPMENT ADR 6,616 7,046
BECTON DICKINSON & CO COM USD1.00 9,730 17,312
BERKSHIRE HATHAWAY INC COM USD0.0033 40,644 52,786
BK OF AMERICA CORP COM 12,139 14,343
BLOOM ENERGY CORP COM CL A 1,916 3,374
BOX INC CL A 2,276 3,534
BREAD FINANCIAL HOLDINGS INC COM 4,189 2,042
BRIGHT HORIZONS FAMILY SOLUTIONS INC 14,261 12,911
BYD CO UNSP ADR EACH REPR 2 ORD 8,331 6,964
CALERES INC COM 3,132 4,149
CELLNEX TELECOM SAU UNSPON ADR 5,448 5,224
CENCORA INC COM 11,550 31,423
CEVA INC 2,828 2,680
CHARLES RIVER LABORATORIES INTERNATIONAL 1,998 6,619
CHATHAM LODGING TRUST 2,126 1,715
CHILDREN S PLACE INC COM USD 0.10 3,718 1,509
CHIPOTLE MEXICAN GRILL INC 12,865 13,722
CIENA CORP 6,192 12,468
CLEAN HARBORS INC 1,713 7,155
CLEVELAND-CLIFFS INC NEW COM 5,306 12,660
CNX RES CORP COM 3,593 5,220
COGNYTE SOFTWARE LTD COM NPV WI 9,575 4,347
COHERENT CORP COM 2,841 4,092
COLGATE-PALMOLIVE CO COM USD1.00 18,271 20,007
COMERICA INC 2,982 4,353
COMPASS GROUP PLC SPON ADR EACH REP 1 22,355 30,869
CONDUENT INC COM 6,796 6,278
COSTCO WHOLESALE CORP COM USD0.01 5,020 15,182
COSTCO WHOLESALE CORP COM USD0.01 9,087 11,881
COTERRA ENERGY INC COM 14,630 14,751
CRITEO ADR REP ORD 6,614 13,496
CRODA INTERNATIONAL UNSP ADS EA REPE 0.5 7,127 6,956
CROWN HLDGS INC COM 6,759 13,537
CSL LTD SPON ADR EACH REPR 4,934 5,442
CSX CORP COM USD1 12,030 18,826
CYTOSORBENTS CORP 2,048 251
DAIKIN INDUSTRIES UNSP ADS EACH REP 0.1 10,608 8,376
DANAHER CORPORATION COM 3,602 14,806
DASSAULT SYSTEMES SPON ADR EACH REP 1 2,818 5,441
DECKERS OUTDOOR CORP 3,642 9,358
DEUTSCHE TELEKOM AG SPON ADS EACH REPR 1 11,889 16,505
DEVON ENERGY CORP NEW 3,786 10,193
DNB BANK ASA SPON ADR 8,392 8,959
DRILL QUIP INC COM 3,624 2,723
EATON CORP PLC COM 4,161 12,763
ECOLAB INC 11,727 14,083
ELEVANCE HEALTH INC COM 12,972 18,391
EMCORE CORP 2,099 166
ENERPAC TOOL GROUP CORP CL A COM 2,802 4,819
ENTEGRIS INC 1,476 1,917
ENVIRI CORP COM 7,228 5,103
EQUINIX INC COM 12,572 12,886
ETSY INC COM 8,692 3,566
FERGUSON PLC ORD GBP0 9,478 9,654
FIRST SOLAR INC 2,801 9,131
FISERV INC 16,060 18,863
GODADDY INC CL A 26,132 34,502
GRAINGER W W INC COM USD0.50 5,547 24,861
HAEMONETICS CORP MASS COM 4,109 6,755
HAIN CELESTIAL GROUP INC 5,931 3,219
HANG LUNG PROPERTIES HLP SPON ADR EACH 7,140 4,413
HANNOVER RUECKVERSICHERUNG 8,134 9,080
HENKEL AG&CO KGAA SPON ADS EACH REP 5,795 4,765
HOLOGIC INC 8,461 7,431
HOME DEPOT INC 7,722 13,862
HOME DEPOT INC 6,342 7,278
HOYA ADR 9,101 9,090
HUNT J.B. TRANSPORT SERVICES INC COM 9,158 12,783
HUNTINGTON BANCSHARES INC COM 2,833 3,917
IDEXX LABORATORIES INC COM 4,461 4,995
INDIE SEMICONDUCTOR INC CLASS A COM 1,001 1,225
INDITEX 8,230 11,624
INFINEON TECHNOLOGIES AG SPON ADR EACH 3,436 7,952
INFINERA CORP COM 2,164 2,209
ING GROEP NV SPONSORED ADR 7,492 14,584
INNOVIZ TECHNOLOGIES LTD SHS ISIN 2,731 1,510
INTEGRA LIFESCIENCES HOLDINGS CORP 2,718 2,831
INTEL CORP COM 7,722 8,342
INTERACTIVE BROKERS GROUP INC COM CLA 23,923 23,378
INTERNATIONAL FLAVORS & FRAGRANCES COM 9,866 6,235
INTUIT INC 3,119 31,252
IPG PHOTONICS CORPORATION COM USD0.0001 8,759 5,970
IQVIA HLDGS INC COM 9,005 10,643
IQVIA HLDGS INC COM 7,666 11,800
ITRON INC 6,381 10,194
JONES LANG LASALLE INC COM USD0.01 6,434 9,632
JPMORGAN CHASE & CO 6,533 19,562
KERRY GROUP PLC SPONSORED ADR 8,166 5,949
KONINKLIJKE PHILIPS ADR 9,522 10,533
KYNDRYL HLDGS INC COMMON STOCK 10,424 13,154
L AIR LIQUIDE ORD ADR 3,869 7,323
L OREAL UNSPON ADR EACH REP 0.2 ORD SHS 9,331 12,426
LAMB WESTON HLDGS INC COM 5,904 10,593
LINDE PLC COM EUR0.001 6,778 11,089
LIONS GATE ENTERTAINMENT CORP CL B NON 10,717 9,293
LPL FINANCIAL HOLDINGS INC 7,685 12,974
LULULEMON ATHLETICA INC COM USD0.005 4,348 14,827
MACOM TECH SOLUTIONS HLDGS INC COM 2,835 15,058
MACQUARIE GROUP LIMITED ADR EACH REPR 1 8,169 11,615
MARKFORGED HOLDING CORPORATION COM 2,343 519
MASTERCARD INCORPORATED CL A 13,918 26,444
MASTERCARD INCORPORATED CLA 10,695 35,827
MATTHEWS PACIFIC TIGER FUND INSTL 101,846 58,345
MCCORMICK & COMPANY INC COM NPV 9,755 9,852
MEDTRONIC PLC 8,651 7,661
MERCEDS BENZ GROUP AG 6,353 5,724
MERCK &CO INC COM 12,559 17,443
MICROSOFT CORP 32,589 80,473
MICROSOFT CORP 17,908 60,166
MITSUBISHI UFJ FINANCIAL GROUP INC 8,635 8,851
MOLINA HEALTHCARE INC 3,519 16,259
MURATA MANUFACTURING CO UNSP ADR EACH 5,160 5,636
NATIONAL GRID SPON ADR EACH REP 5 ORD 14,438 17,745
NETFLIX INC 5,608 5,843
NEUBERGER BERMAN EMERG MRKTS DEBT INSTL 170,725 144,152
NEUBERGER BERMAN EMERG MRKTS EQ INSTL 59,381 60,955
NEUBERGER BERMAN HIGH INC BOND INSTL 172,668 152,203
NEW JERSEY RES CORP COM 2,906 3,076
NIKE INC CLASS B COM NPV 10,983 12,811
NLIGHT INC COM 1,817 2,052
NORTHWESTERN ENERGY GROUP INC COM NEW 2,854 3,003
NOVARTIS AG SPONSORED ADR 7,463 9,996
NOVO NORDISK A/S ADR EACH CNV INTO 1 2,555 10,759
NOVO NORDISK A/S ADR-EACH CNV INTO 1 5,254 9,828
NVIDIA CORPORATION COM 16,667 19,314
NXP SEMICONDUCTORS NV 5,691 14,010
OIL STATES INTERNATIONAL INC COM USD0.01 3,274 2,750
ONESPAN INC COM 4,495 2,841
OPENLANE INC COM 7,498 6,798
ORASURE TECHNOLOGIES INC 4,269 3,706
ORGANON & CO COMMON STOCK 629 231
ORIX CORPORATION SPON ADR EACH REP 5 ORD 8,216 11,300
ORMAT TECHNOLOGIES INC 9,072 12,202
ORMAT TECHNOLOGIES INC 6,388 7,731
OSI SYSTEMS INC 3,396 6,711
OTIS WORLDWIDE CORP COM 9,104 14,584
OVERSEA-CHINESE BANKING CORP UNSP ADR 12,128 13,452
PALO ALTO NETWORKS INC COM USD0.0001 3,585 13,564
PATTERSON COS INC COM 3,819 5,178
PATTERSON-UTI ENERGY INC COM 2,288 2,884
PAYCOM SOFTWARE INC COM USD0.01 8,494 4,548
PAYPAL HLDGS INC COM 14,600 8,782
PNC FINANCIAL SERVICES GROUP COM USD5 9,047 10,685
PORTLAND GENERAL ELECTRIC CO 2,850 3,077
PROCTER AND GAMBLE CO COM 5,378 7,913
PROGRESSIVE CORP COM 4,877 29,785
PROSUS N.V. SPON ADR EACH REP 0.20 ORD 4,987 4,820
PRYSMIAN SPA UNSPONSORED ADR 7,578 11,231
QUANTA SERVICES COM USD0.00001 2,457 12,301
QUANTUM CORP COM NEW 13,030 1,119
QUEST DIAGNOSTICS INC COM USD0.01 6,505 10,203
RADWARE LTS COM ILS 0.05 4,263 2,852
RAMBUS INC 1,688 13,718
RELX PLC SPON ADS EACH REPR 1 ORD SHS 3,973 4,045
RESIDEO TECHNOLOGIES INC COM 6,964 11,951
REXEL UNSP ADR EA REPR 1 ORD EUR5.00 7,464 8,537
RIBBON COMMUNICATIONS INC COM 5,854 5,145
RLJ LODGING TRUST 2,379 2,063
ROCHE HOLDINGS ADR 11,184 11,485
ROCHE HOLDINGS ADR 15,028 17,390
SAGE GROUP PLC UNSPONSORD ADR 4,849 5,698
SAMPO PLC UNSP ADR EACH REP 0.5 A SH 6,790 7,993
SAP ADR REP 1 ORD 6,522 9,430
SBA COMMUNICATIONS CORP NEW CL A 10,399 13,953
SCHNEIDER ELECTRIC SE UNSPONSORED ADR 6,138 16,012
SEAWORLD ENTERTAINMENT INC 1,171 4,491
SEMTECH GROUP 3,369 3,549
SERVICENOW INC COM USD0.001 13,790 17,662
SHERWIN-WILLIAMS CO 8,019 18,714
SINGAPORE TELECOMMUNICATIONS ADR 5,757 5,999
SONY GROUP CORPORATION SPON ADS EACH 11,345 11,173
SSE PLC SPONSORED ADR 11,553 13,956
STANDARD BIOTOOLS INC COM 3,249 1,702
STARBUCKS CORP COM USD0.001 7,384 9,889
STERICYCLE INC COM ISIN #US8589121081 7,304 7,434
STRATASYS LTD 9,433 8,011
STRYKER CORPORATION COM 5,164 8,085
TAIWAN SEMICONDUCTOR MANUFACTURING SPON 2,015 5,304
TAIWAN SEMICONDUCTOR MANUFACTURING SPON 11,245 12,168
TARGET CORP 10,027 15,239
TDK ADR REP 1 ORD 2,752 4,969
TECHNIPFMC PLC USD1 3,730 10,090
TEMPUR SEALY INTERNATIONAL INC 1,527 6,830
TETRA TECH INC 9,612 11,184
TETRA TECHNOLOGIES INC 3,362 3,770
TEXAS CAP BANCSHARES INC COM 4,954 9,695
TEXAS INSTRUMENTS INC COM USD1.00 3,906 28,296
THE CIGNA GROUP COM 27,790 41,324
THE ODP CORP COM 3,375 6,643
THERMO FISHER SCIENTIFIC INC 13,176 12,739
TIAA-CREF CORE IMPACT BOND INSTL 782,044 720,474
TJX COMPANIES INC 10,587 19,794
TRACTOR SUPPLY CO 3,404 7,526
TRANE TECHNOLOGIES PLC COM USD1 4,340 10,488
TRAVELERS COMPANIES INC COM STK NPV 13,723 20,763
TREEHOUSE FOODS INC 7,293 6,673
UNDER ARMOUR INC 2,340 2,797
UNILEVER PLC SPON ADR NEW 13,030 12,702
UNILEVER PLC SPON ADR NEW 14,862 13,671
UNISYS CORP 9,778 4,131
UNITED PARCEL SERVICE INC 9,252 9,119
UNITED RENTALS INC 4,518 17,776
VALMONT INDUSTRIES INC 9,308 7,239
VAREX IMAGING CORP COM 3,400 3,239
VARONIS SYSTEMS INC 2,004 4,890
VEECO INSTRUMENTS INC 7,383 15,980
VERINT SYSTEMS INC 5,358 5,811
VESTAS WIND SYS AS UNSP ADR 9,853 16,501
VESTAS WIND SYS AS UNSP ASR 7,165 10,133
VIAVI SOLUTIONS INC COM ISIN 4,322 5,136
VISTRA CORP COM 5,917 14,137
VOLVO(AB) UNSP ADR EACH REP 1 ORD SHS 7,972 8,406
WABTEC COM 7,471 13,198
WCM FOCUSED INTL GROWTH FUND INSTL 243,125 217,097
WEST PHARMACEUTICAL SERVICES INC 4,326 6,338
WIX.COMLTD COM 3,036 5,782
WOLFSPEED INC COM 7,296 4,090
XPERI HOLDING CORP COM 6,696 4,397
ZEBRA TECHNOLOGIES CORPORATION CL A 12,541 15,580
ZIMVIE INC COM 1,305 2,893

TY 2023 OtherAssetsSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
ACCRUED INTEREST 3,212 0  


TY 2023 OtherProfessionalFeesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES 41,842 41,842   0


TY 2023 TaxesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 2,436 2,436   0
FEDERAL TAXES 1,016 0   0