Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
CARL L AND GLENDA T CRAMER
CHARITABLE FOUNDATION
Number and street (or P.O. box number if mail is not delivered to street address)833 WEST KING STREET
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
SHIPPENSBURG, PA17257
A Employer identification number

47-5335629
B Telephone number (see instructions)

(717) 530-8600
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$2,232,869J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 25,500
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 64,725 64,725  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -4,787
b Gross sales price for all assets on line 6a 4,543,791
7 Capital gain net income (from Part IV, line 2)... 0
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 85,438 64,725  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,850 1,425   1,425
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
6,364 6,364   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
372 0   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
-902 0   0
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 8,684 7,789   1,425
25 Contributions, gifts, grants paid....... 93,500 93,500
26 Total expenses and disbursements. Add lines 24 and 25 102,184 7,789   94,925
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -16,746
b Net investment income (if negative, enter -0-) 56,936
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 598,900 133,193 133,193
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 24,338 Click to see attachment
List of Attached Documents:
// Content
99,317 		100,469
b Investments—corporate stock (attach schedule)....... 902,093 Click to see attachment
List of Attached Documents:
// Content
1,366,439 		1,430,940
c Investments—corporate bonds (attach schedule)....... 639,139 Click to see attachment
List of Attached Documents:
// Content
550,171 		568,267
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,164,470 2,149,120 2,232,869
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 2,164,470 2,149,120
29 Total net assets or fund balances (see instructions)..... 2,164,470 2,149,120
30 Total liabilities and net assets/fund balances (see instructions). 2,164,470 2,149,120
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,164,470
2
Enter amount from Part I, line 27a .....................
2
-16,746
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
1,396
4
Add lines 1, 2, and 3 ..........................
4
2,149,120
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
2,149,120
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a BIG LOTS INC: BIG P 2022-08-10 2023-01-04
b HEALTHPEAK PPTYS INC REIT: PEAK P 2022-08-10 2023-01-04
c PATTERSON COMPANIES: PDCO P 2022-08-10 2023-01-04
d VIRTU FINL INCORPORA0050CLASS A: VIRT P 2022-08-10 2023-01-04
e DOW INC: DOW P   2023-01-11
CLEVELAND-CLIFFS INC: CLF P 2022-08-10 2023-01-12
INVESCO S&P 500 EQUAL WEIGHT ETF: RSP P   2023-01-12
JPMORGAN CHASE & CO: JPM P   2023-01-12
W E C ENERGY GROUP INC: WEC P 2022-08-10 2023-01-12
BAKER HUGHES CO. BKR P   2023-01-23
SCOTTS MIRACLE GRO CO: SMG P   2023-01-30
INTEL CORP: INTC P   2023-02-02
JPMORGAN ULTRA SHORT INCOME ETF: JPST P 2022-08-10 2023-02-02
KRAFT HEINZ CO: KHC P   2023-02-02
PPL CORP: PPL P 2022-08-10 2023-02-02
SCHWAB US AGGREGATE BONDETF: SCHZ P   2023-02-02
SCHWAB USLARGE CAP VALUE ETF: SCHV P   2023-02-02
SLECT SECTOR HEALTH CARE SPDR ETF: SPHY P 2022-09-23 2023-02-02
SPDR PORTFOLIO HIGH YIELD BOND ETF: SPHY P 2022-08-10 2023-02-02
UGI CORP UGI P 2022-08-10 2023-02-02
VANGUARD LONG TERM COR BD ETF: VCLT P   2023-02-02
WALGREENS BOOTS ALLI:WBA P   2023-02-02
PPL CORP: PPL P   2023-02-02
U G I CORP: UGI P 2021-04-13 2023-02-02
REAL ESTATE SELECT SCTR SPDR ETF: XLRE P 2022-09-23 2023-02-28
BOSTON PROPERTIES REIT: BXP P 2023-02-02 2023-03-09
ECOLAB INC: ECL P 2023-02-02 2023-05-03
FISERV INC: FISV P 2023-02-02 2023-05-04
TYSON FOODS INC CLASS A:TSN P   2023-05-08
NIKE INC CLASS B: NKE P   2023-05-22
BEST BUY CO INC BBY P   2023-05-23
ALPHABET INC. CLASS A: GOOGL P   2023-05-24
ALVALONBAY CMNTYS INC REIT: AVB P   2023-06-05
TECHNOLOGY SELECT SECTORSPDR ETF: XLK P   2023-06-08
DIAMONDBACK ENERGY: FANG P   2023-06-23
DROPBOX INC CLASS A DBX P   2023-06-30
FISERC INC P   2023-07-06
GENTEX CORP GNTX P   2023-07-06
ISHRS 10 INVEST GRADEBOND ETF: IGLB P   2023-07-06
VANGUARD TOTAL WORLD STOCK ETF VT P   2023-07-06
COMMUNICAT SVS SLCT SEC SPDR ETF XLC P   2023-07-19
ECOLAB INC ECL P   2023-07-19
KIMCO REALTY CORP REIT KIM P   2023-07-20
SPDR FUND CONSUMER DISCRE SELECT ETF XLY P   2023-07-21
HOME DEPOT INC HD P   2023-07-26
IBM CORP IBM P   2023-07-26
NEWMONT CORP NEM P   2023-07-26
3M CO MMM P   2023-07-26
IBM CORP : IBM P 2022-02-24 2023-07-26
ISHARES CONVERTIBLE BONDETF ICVT P   2023-08-02
CME GROUP INC CLASS A CME P   2023-08-10
FIDELITY NATL FINL FNF P   2023-08-10
INTUIT INC INTU P 2023-06-30 2023-08-28
CISCO SYSTEMS INC CSCO P 2022-08-10 2023-08-17
INTEL CORP INTC P   2023-09-13
INTEL CORP INTC P   2023-09-13
ABBOTT LABORATORIES: ABT P   2023-09-28
BLOOMIN BRANDS INC: BLMN P   2023-09-28
CISCO SYSTEMS INC CSCO P   2023-09-28
DOMINION ENERGY INC D P   2023-09-28
FLOWERS FOODS INC FLO P   2023-09-28
HP INC HPQ P 2023-05-23 2023-09-28
ISHARES CORE S&P SMALL-CAP ETF IJR P 2023-02-02 2023-09-28
ISHARES CORE US AGGREGATE BOND ETF AGG P 2023-02-02 2023-09-28
ISHARES HIGH YIELD CORPORAT BOND ETF SHYG P 2023-02-02 2023-09-28
ISHARES INTERNTINL AGGRGT BND ETF IAGG P 2023-02-02 2023-09-28
ISHARES PREFERRED INCOME SEC ETF IV PFF P   2023-09-28
ISHARES US MEDICAL DEVICES ETF IHI P   2023-09-28
ISHARES 20 PLS YEAR TREASURY BND ETF TLT P   2023-09-28
KINDER MORGAN INC KMI P   2023-09-28
MEDTRONIC PLC F MDT P 2023-02-02 2023-09-28
PPG INDUSTIES INC PPG P   2023-09-28
PROLOGIS INC REIT PLD P   2023-09-28
SELECT SECTOR INDUSCTRIAL SPDR ETF XLI P   2023-09-28
SPDR BLOOMBG EMG MRKT LCL BND ETF EBND P   2023-09-28
SPDR PORTFOLIO S&P 400 MID CAP ETF P   2023-09-28
UGI CORP UGI P   2023-09-28
VANGUARD FTSE EMERGING MARKETS ETF VWO P   2023-09-28
VANGUARD MID CAP ETF VO P   2023-09-28
VGRD STC ETF DV VCSH P 2023-02-02 2023-09-28
VISA INC CLASS A V P   2023-09-28
EXELON CORP EXC P   2023-10-02
VANGUARD SHORT TERM BONDETF BSV P 2023-10-02 2023-10-27
VGRD STC ETF DV VCSH P 2023-02-02 2023-10-27
CISCO SYSTEMS INC CSCO P   2023-09-28
UGI CORP UGI P   2023-09-28
ISHARES 0 TO 3 MNTH TREASURY BOND ETF SGOV P 2023-09-28 2023-10-30
GENERAL DYNAMICS CO GD P   2023-11-06
NETFLIX INC NFLX P 2023-09-28 2023-11-13
VANGUARD RUSSELL 1000 GROWTH ETF VONG P 2023-09-28 2023-11-30
VANGUARD DIVIDEND APPRECIATION ETF VIG P 2023-09-28 2023-12-01
BANK OF NY MELLON CO BK P   2023-12-11
WELLS FARGO & CO WFC P   2023-12-11
INVSC S P 500 EQUAL WEIGHT ETF RSP P   2023-12-12
ISHARES CORE MSCI EAFE ETF IEFA P 2023-09-28 2023-12-12
ISHARES CORE S&P SMALL-CAP ETF IJR P   2023-12-12
ISHARES CORE S&P MID-CAP ETF IJH P   2023-12-12
SODR PORTFOLIO S&P 500 ETF SPLG P 2023-09-28 2023-12-12
VGRD LTC ETF DV VCLT P   2023-12-12
SPDR PORTFOLIO S&P 400 MID CAP ETF P 2023-12-12 2023-12-27
SPDR PORTFOLIA S&P 600 SMALL CAP ETF P 2023-12-12 2023-12-27
SPDR S&R 500 ETF SPY P 2023-12-12 2023-12-27
ERIE INDEMNITY CO CLASS A ERIE P 2015-11-24 2023-12-26
3M CO: MMM P 2022-12-30 2022-12-31
US TREASU NT 1.375%09XXX P 2023-10-02 2023-10-02
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 5,198   7,514 -2,316
b 22,426   23,828 -1,402
c 27,811   30,371 -2,560
d 26,059   30,227 -4,168
e 30,058   28,403 1,655
15,418   15,141 277
84,284   80,783 3,501
38,329   32,362 5,967
32,187   34,619 -2,432
32,064   25,032 7,032
20,139   23,773 -3,634
16,835   22,223 -5,388
69,259   69,123 136
31,460   30,498 962
23,966   23,102 864
190,092   196,698 -6,606
116,978   107,199 9,779
26,966   24,892 2,074
191,041   195,055 -4,014
9,395   9,117 278
174,500   178,262 -3,762
31,630   33,315 -1,685
23,189   21,890 1,299
11,324   11,626 -302
25,577   25,006 571
13,958   17,300 -3,342
11,590   10,249 1,341
10,520   9,776 744
36,273   45,934 -9,661
14,745   16,720 -1,975
31,117   39,589 -8,472
30,621   26,659 3,962
30,847   30,946 -99
24,435   21,012 3,423
18,215   20,684 -2,469
35,954   31,673 4,281
10,926   9,801 1,125
15,573   15,750 -177
117,539   126,816 -9,277
40,756   40,372 384
26,082   22,539 3,543
11,960   10,105 1,855
36,993   40,130 -3,137
24,957   22,541 2,416
52,938   53,392 -454
33,265   31,263 2,002
36,661   42,584 -5,923
19,930   22,760 -2,830
18,888   16,025 2,863
67,201   64,848 2,353
30,324   26,510 3,814
51,378   52,470 -1,092
20,291   17,840 2,451
27,964   23,053 4,911
9,726   6,760 2,966
33,191   29,741 3,450
31,668   35,537 -3,869
19,659   19,749 -90
15,893   15,061 832
28,738   39,902 -11,164
27,125   32,675 -5,550
26,066   31,217 -5,151
27,371   31,012 -3,641
35,307   38,055 -2,748
89,330   92,160 -2,830
18,726   18,906 -180
58,928   66,201 -7,273
26,601   30,837 -4,236
81,147   100,009 -18,862
34,281   37,441 -3,160
7,719   8,539 -820
26,784   27,161 -377
18,871   22,601 -3,730
37,972   37,831 141
37,372   41,082 -3,710
21,803   21,351 452
8,467   12,050 -3,583
29,180   31,471 -2,291
46,469   50,106 -3,637
56,268   57,464 -1,196
23,359   23,620 -261
38,203   42,965 -4,762
38,366   38,248 118
19,186   19,614 -428
11,168   9,273 1,895
12,642   21,600 -8,958
39,470   39,454 16
46,796   43,190 3,606
46,844   39,212 7,632
23,676   21,578 2,098
30,339   28,684 1,655
55,015   49,526 5,489
53,402   49,377 4,025
39,116   35,103 4,013
175,599   165,431 10,168
84,473   81,813 2,660
114,393   108,944 5,449
155,966   143,661 12,305
54,866   51,568 3,298
120,859   114,385 6,474
91,484   84,475 7,009
159,782   155,759 4,023
33,123   9,575 23,548
17,916   22,866 -4,950
25,000   24,338 662
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -2,316
b       -1,402
c       -2,560
d       -4,168
e       1,655
      277
      3,501
      5,967
      -2,432
      7,032
      -3,634
      -5,388
      136
      962
      864
      -6,606
      9,779
      2,074
      -4,014
      278
      -3,762
      -1,685
      1,299
      -302
      571
      -3,342
      1,341
      744
      -9,661
      -1,975
      -8,472
      3,962
      -99
      3,423
      -2,469
      4,281
      1,125
      -177
      -9,277
      384
      3,543
      1,855
      -3,137
      2,416
      -454
      2,002
      -5,923
      -2,830
      2,863
      2,353
      3,814
      -1,092
      2,451
      4,911
      2,966
      3,450
      -3,869
      -90
      832
      -11,164
      -5,550
      -5,151
      -3,641
      -2,748
      -2,830
      -180
      -7,273
      -4,236
      -18,862
      -3,160
      -820
      -377
      -3,730
      141
      -3,710
      452
      -3,583
      -2,291
      -3,637
      -1,196
      -261
      -4,762
      118
      -428
      1,895
      -8,958
      16
      3,606
      7,632
      2,098
      1,655
      5,489
      4,025
      4,013
      10,168
      2,660
      5,449
      12,305
      3,298
      6,474
      7,009
      4,023
      23,548
      -4,950
      662
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 -4,787
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 791
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 791
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 791
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a 866
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 866
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 75
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow75 Refundedright arrow 11 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
 
No
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowPA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowMATTHEW C CRAMER TRUSTEE Telephone no.right arrow (717) 530-8600

Located atright arrow833 WEST KING STREETSHIPPENSBURGPA ZIP+4right arrow17257
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
MATTHEW C CRAMER CHAIRPERSON
1.00 		0 0 0
833 WEST KING STREET
SHIPPENSBURG,PA17257
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
1,867,934
b
Average of monthly cash balances.......................
1b
241,850
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
2,109,784
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
2,109,784
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
31,647
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
2,078,137
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
103,907
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
103,907
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
791
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
791
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
103,116
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
103,116
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
103,116
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
94,925
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
94,925
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 103,116
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 56,842
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2022:
a From 2018......  
b From 2019......  
c From 2020......  
d From 2021......  
e From 2022......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 94,925
a Applied to 2022, but not more than line 2a 56,842
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2023 distributable amount..... 38,083
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2023. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		65,033
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2019....  
b Excess from 2020....  
c Excess from 2021....  
d Excess from 2022....  
e Excess from 2023....  
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
MATTHEW C CRAMER
833 WEST KING STREET
SHIPPENSBURG,PA17257
(717) 530-8600
bThe form in which applications should be submitted and information and materials they should include:
NO SPECIFIC FORM - GRANTEES MUST BE PUBLIC CHARITIES, INCLUDE NAME, ADDRESS, EIN, AND SPECIFIC PURPOSE OF REQUEST IF ANY
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
NONE
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

BOYS & GIRLS CLUB OF CHAMBERSBURG & SHIPPENSBURG

73 W BURD ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,000

CHRIST AMONG NEIGHBORS

130 S PENN ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

CIVIC CLUB OF SHIPPENSBURG

PO BOX 593
SHIPPENSBURG,PA17257 		NONE PC SUPPORT COMMUNITY NURSE PROGRAM 5,000

DREW MICHAEL TAYLOR FOUNDATION

946 ASHTON DRIVE
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

KATIE'S PLACE OF SHIPPENSBURG

130 S PENN STREET
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

MAKE-A-WISH

2951 WHITEFORD ROAD SUITE 304
YORK,PA17402 		NONE PC GENERAL CONTRIBUTION 2,000

NEWBURG FIRST CHURCH OF GOD

260 NEWBURG RD
NEWBURG,PA17240 		NONE PC GENERAL CONTRIBUTION 5,000

NEWBURG UNITED METHODIST CHURCH

203 NORTH HIGH STREET
NEWBURG,PA17240 		NONE PC GENERAL CONTRIBUTION 5,000

NEWBURG-HOPEWELL VOLUNTEER FIRE COMPANY

PO BOX 5
NEWBURG,PA17240 		NONE PC GENERAL CONTRIBUTION 5,000

REINS OF RHYTHM RIDING & HORSEMANSHIP INC

1257 BLACK GAP RD
FAYETTEVILLE,PA17222 		NONE PC GENERAL CONTRIBUTION 2,500

ROCK RUN ANIMAL RESCUE

PO BOX 272
NEWVILLE,PA17241 		NONE PC GENERAL CONTRIBUTION 2,000

SHIPPENSBURG AREA ATHLETIC ASSOCIATION

4 RAVEN WAY
SHIPPENSBURG,PA17257 		NONE PC STADIUM RENOVATION 2,500

SHIPPENSBURG AREA EMS

711 E ORANGE ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

SHIPPENSBURG AREA LITTLE LEAGUE

PO BOX 461
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

SHIPPENSBURG MEALS ON WHEELS

115 N FAYETTE ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

SHIPPENSBURG PRODUCE OUTREACH INC

130 S PENN ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

SHIPPENSBURG PUBLIC LIBRARY

73 W KING STREET
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

SU FOUNDATIONSCRC

500 NEWBURG RD
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

UNITED WAY OF SHIPPENSBURG AREA

PO BOX 3
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 10,000

VIGILANT HOSE COMPANY #1

20 WALNUT BOTTOM ROAD
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

WEST END FIRE & RESCUE COMPANY NO 3

49 LURGAN AVENUE
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 5,000

MEET THE NEEDS INC

130 S PENN ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

CIRCLE OF LOVE COMMUNITY

21 N PRINCE ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500

COMMUNITY CARES

50 W PENN ST
CARLISLE,PA17013 		NONE PC GENERAL CONTRIBUTION 2,500

ST ANDREW'S EPISCOPAL CHURCH

204 E BURD ST
SHIPPENSBURG,PA17257 		NONE PC GENERAL CONTRIBUTION 2,500
Total .................................right arrow 3a 93,500
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 64,725  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 -4,787  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 59,938 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
59,938
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
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Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2023
Name of the organization
CARL L AND GLENDA T CRAMER
CHARITABLE FOUNDATION
Employer identification number

47-5335629
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ






Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......... Arrow Bullet $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (2023)
Schedule B (Form 990) (2023) Page 2
Name of organization
CARL L AND GLENDA T CRAMER
CHARITABLE FOUNDATION 		Employer identification number
47-5335629
Part I
Contributors
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
MATTHEW C & KIMBERLY D CRAMER
 
833 WEST KING STREET
 
SHIPPENSBURG, PA17257

$ 25,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 3
Name of organization
CARL L AND GLENDA T CRAMER
CHARITABLE FOUNDATION 		Employer identification number

47-5335629
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 4
Name of organization
CARL L AND GLENDA T CRAMER
CHARITABLE FOUNDATION 		Employer identification number

47-5335629
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (2023)
Additional Data


Software ID:  
Software Version:  

TY 2023 AccountingFeesSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING 2,850 1,425   1,425

TY 2023 InvestmentsCorpBondsSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Name of Bond End of Year Book Value End of Year Fair Market Value
CORPORATE BONDS 550,171 568,267

TY 2023 InvestmentsCorpStockSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Name of Stock End of Year Book Value End of Year Fair Market Value
CORPORATE STOCKS 1,366,439 1,430,940

TY 2023 InvestmentsGovtObligationsSch
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
US Government Securities - End of Year Book Value:

99,317
US Government Securities - End of Year Fair Market Value:

100,469
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2023 OtherExpensesSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
EXCISE TAX REFUND -902 0   0


TY 2023 OtherIncreasesSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Description Amount
ACCRUED DIVIDENDS 1,396


TY 2023 OtherProfessionalFeesSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FINANCIAL ADVISOR 6,364 6,364   0


TY 2023 TaxesSchedule
Name:
CARL L AND GLENDA T CRAMER
 
CHARITABLE FOUNDATION
EIN:
47-5335629
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL INCOME TAXES PAID 372 0   0