| Return Reference | Explanation |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 6 | MEMBERS OF THE ORGANIZATION - THE MEMBERS OF THE ORGANIZATION ARE THE PARTICIPATING EMPLOYERS IN THE MULTIPLE EMPLOYER WELFARE ARRANGEMENT. |
| FORM 990, PART VI, SECTION A, LINE 7A | POWERS OF THE MEMBERS - THE MEMBERS, WHO ARE THE PARTICIPATING EMPLOYERS IN THE PLAN, ELECT THE TRUSTEES IN ACCORDANCE WITH THE ORGANIZATION'S BYLAWS. THE OPERATING COMMITTEE COMPOSED OF TRUSTEES GOVERNS THE PLAN. THE TRUSTEES SERVE THREE-YEAR STAGGERED TERMS. |
| FORM 990, PART VI, SECTION B, LINE 11B | REVIEW OF FORM 990 - WITH THE ASSISTANCE OF THE OUTSIDE PUBLIC ACCOUNTING FIRM, FORM 990 IS REVIEWED IN DETAIL BY THE TRUSTEES. AFTER THIS REVIEW, THE CHAIR AND TRUSTEE SIGNS AND SUBMITS THE RETURN. |
| FORM 990, PART VI, SECTION B, LINE 12C | MONITORING AND ENFORCEMENT OF CONFLICT POLICY - EACH TRUSTEE AT THE BEGINNING OF EACH YEAR MUST REPORT WHETHER HE/SHE HAS ANY INTEREST IN ANY PARTY DOING BUSINESS WITH THE TRUST. THIS IS DONE ON THE TRUSTEE CODE OF CONDUCT STATEMENT. THE CASH MANAGEMENT SYSTEM DOES NOT ALLOW FOR ACH DISBURSEMENTS TO OFFICERS, DIRECTORS, AND TRUSTEES. THE PROCEDURE FOR CUTTING CHECKS REQUIRES SIGNOFF BY ALL TRUSTEES. |
| FORM 990, PART VI, SECTION C, LINE 19 | AVAILABILITY OF DOCUMENTS - ALL DOCUMENTS ARE AVAILABLE UPON REQUEST BY ANY PARTICIPATING BANK OR INDIVIDUAL PLAN PARTICIPANT. NOTICES ARE SENT TO INTERESTED PARTIES WHEN THE ANNUAL REPORTS ARE COMPLETE. |
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