Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
THE FINO FAMILY FOUNDATION INC
C/O MERCER ADVISORS
Number and street (or P.O. box number if mail is not delivered to street address)1200 17TH STREET SUITE 500
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
DENVER, CO80202
A Employer identification number

22-3768929
B Telephone number (see instructions)

(855) 510-1040
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$0J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check right arrow.............
3 Interest on savings and temporary cash investments 19 19 19
4 Dividends and interest from securities... 7,403 5,698 7,403
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 Click to see attachment
List of Attached Documents:
// Content
18,121
b Gross sales price for all assets on line 6a 101,351
7 Capital gain net income (from Part IV, line 2)... 81
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 25,543 5,798 7,422
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule)......... Click to see attachment
List of Attached Documents:
// Content
3,000 3,000 3,000  
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
116 116 116  
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 3,116 3,116 3,116 0
25 Contributions, gifts, grants paid....... 11,500 11,500
26 Total expenses and disbursements. Add lines 24 and 25 14,616 3,116 3,116 11,500
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 10,927
b Net investment income (if negative, enter -0-) 2,682
c Adjusted net income (if negative, enter -0-)... 4,306
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 20,812    
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 511,002    
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 531,814 0 0
Liabilities 17 Accounts payable and accrued expenses.......... 12,000  
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 12,000 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds 519,814  
29 Total net assets or fund balances (see instructions)..... 519,814 0
30 Total liabilities and net assets/fund balances (see instructions). 531,814 0
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
519,814
2
Enter amount from Part I, line 27a .....................
2
10,927
3
Other increases not included in line 2 (itemize) right arrow
3
 
4
Add lines 1, 2, and 3 ..........................
4
530,741
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
530,741
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
 
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1a
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 81
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 37
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 37
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 37
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a  
b Exempt foreign organizations—tax withheld at source...... 6b  
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7  
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 37
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow0 Refundedright arrow 11  
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
Yes
 
If "Yes," attach the statement required by General Instruction T.Click to see list of attachments
List of Attached Documents:
// Content
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowNJ
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowRAY SANDRA FINO Telephone no.right arrow (239) 513-1141

Located atright arrow7442 LITTLE LANENAPLESFL ZIP+4right arrow34105
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
 
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
Yes
 
If "Yes," list the years right arrow2022, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
Yes
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
RAYMOND FINO PRESIDENT
000.00 		0 0 0
7442 LITTLE LANE SUITE 502
NAPLES,FL34105
SANDRA FINO VICE PRESIDE
000.00 		0 0 0
7442 LITTLE LANE SUITE 502
NAPLES,FL34105
MICHELLE FINO DIRECTOR
000.00 		0 0 0
2183 EIGHTH AVENUE
SEA GIRT,NJ08750
LAURA FINO DIRECTOR
000.00 		0 0 0
30 PUDDINGSTONE LANE
MILLINGTON,NJ07946
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow  
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1 N/A  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
357,455
b
Average of monthly cash balances.......................
1b
4,456
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
361,911
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
 
2
Acquisition indebtedness applicable to line 1 assets..................
2
 
3
Subtract line 2 from line 1d.........................
3
361,911
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
5,429
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
356,482
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
17,824
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
17,824
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
37
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
37
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
17,787
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
17,787
6
Deduction from distributable amount (see instructions).................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
17,787
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
11,500
b
Program-related investments—total from Part VIII-B..................
1b
 
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
11,500
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 17,787
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 21,619
b Total for prior years:20 , 20, 20  
3 Excess distributions carryover, if any, to 2022:
a From 2018......  
b From 2019......  
c From 2020......  
d From 2021......  
e From 2022......  
f Total of lines 3a through e ........  
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 11,500
a Applied to 2022, but not more than line 2a 11,500
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		 
c Treated as distributions out of corpus (Election
required—see instructions)........ 		 
d Applied to 2023 distributable amount.....  
e Remaining amount distributed out of corpus  
5 Excess distributions carryover applied to 2023.    
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		 
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		 
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		10,119
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		17,787
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		 
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		 
10 Analysis of line 9:
a Excess from 2019....  
b Excess from 2020....  
c Excess from 2021....  
d Excess from 2022....  
e Excess from 2023....  
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
RAY AND SANDRA FINO
7442 LITTLE LANE
NAPLES,FL34105
(239) 877-2625
bThe form in which applications should be submitted and information and materials they should include:
APPLICATIONS SHOULD BE IN WRITING
cAny submission deadlines:
THERE ARE NO SUBMISSION DEADLINES
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
THERE ARE NO AWARD RESTRICTIONS OR LIMITATIONS
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

MOORINGS PARK FOUNDATION

120 MOORINGS PARK DR
NAPLES,FL34105 		NONE 501(C)(3) TO CREATE CULTURE THAT PROVIDES OPP 2,000

NCH HEALTHCARE FOUNDATION

350 7TH STREET
NAPLES,FL34102 		NONE 501(C)(3) PROVIDES INPATIENT & OUTPATIENT SVCS 7,500

GULFSHORE PLAYHOUSE

2640 GOLDEN GATE PKWY
STE 211
NAPLES,FL34105 		NONE 501(C)(3) EXPTHE JOY&PASSION OF PROF THEATRE&U 2,000
Total .................................right arrow 3a 11,500
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 19  
4 Dividends and interest from securities ....     14 7,403  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    14 81 18,040
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   7,503 18,040
13Total. Add line 12, columns (b), (d), and (e)..................
13
25,543
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name SmallBullet
 Firm's EIN SmallBullet
Firm's address SmallBullet


 Phone no.
Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2023 DissolutionStmt
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Dissolution Name Dissolution Address Explanation Dissolution Amount
THE FINO FAMILY FOUNDATION 7442 LITTLE LANE UNIT 502
NAPLES,FL34105 		TRANSFER NET ASSETS TO FINODONOR ADVISED FUND 510,365


Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2023 GainLossSaleOtherAssetsSch
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Name Date Acquired How Acquired Date Sold Purchaser Name Gross Sales Price Basis Basis Method Sales Expenses Total (net) Accumulated Depreciation
ADVANCE AUTO PARTS INC (AAP) 2023-02 PURCHASE 2023-04   123 158     -35  
ADVANCE AUTO PARTS INC (AAP) 2023-01 PURCHASE 2023-06   132 293     -161  
ADVANCE AUTO PARTS INC (AAP) 2023-04 PURCHASE 2023-06   2 6     -4  
APPLE INC (AAPL) 2022-05 PURCHASE 2023-01   147 152     -5  
APPLE INC (AAPL) 2022-11 PURCHASE 2023-01   147 151     -4  
ARCH CAPITAL GROUP 2D (ACGL) 2021-09 PURCHASE 2023-02   61 39     22  
ACCENTURE PLC CL A (ACN) 2020-04 PURCHASE 2023-02   588 348     240  
ARCHER-DANIELS-MIDLAND CO (ADM) 2022-05 PURCHASE 2023-01   84 86     -2  
AMERICAN ELECTRIC POWER CO (AEP) 2022-12 PURCHASE 2023-01   373 385     -12  
AFLAC INC (AFL) 2022-11 PURCHASE 2023-04   205 217     -12  
AFLAC INC (AFL) 2022-12 PURCHASE 2023-04   137 142     -5  
AFLAC INC (AFL) 2022-11 PURCHASE 2023-05   71 72     -1  
AFLAC INC (AFL) 2022-11 PURCHASE 2023-07   216 217     -1  
AMERICAN INTERNATIONAL GROU (AIG) 2023-02 PURCHASE 2023-06   110 119     -9  
AMERICAN INTERNATIONAL GROU (AIG) 2023-04 PURCHASE 2023-06   166 155     11  
AMERICAN INTERNATIONAL GROU (AIG) 2023-04 PURCHASE 2023-06   1,325 1,237     88  
AMERICAN INTERNATIONAL GROU (AIG) 2023-01 PURCHASE 2023-06   55 63     -8  
AQR INTERNATIONAL MOMENTUM (AIMOX) 2020-04 PURCHASE 2023-04   1,109 936     173  
AKAMAI TECH INC (AKAM) 2022-10 PURCHASE 2023-04   81 84     -3  
AKAMAI TECH INC (AKAM) 2022-10 PURCHASE 2023-05   81 84     -3  
ALLSTATE CORP (ALL) 2022-10 PURCHASE 2023-01   256 256        
ALLSTATE CORP (ALL) 2022-02 PURCHASE 2023-02   138 125     13  
ALLSTATE CORP (ALL) 2022-07 PURCHASE 2023-02   17 16     1  
ALLY FINANCIAL INC (ALLY) 2020-04 PURCHASE 2023-01   195 86     109  
ALLY FINANCIAL INC (ALLY) 2020-04 PURCHASE 2023-02   392 158     234  
ALLY FINANCIAL INC (ALLY) 2023-04 PURCHASE 2023-06   195 200     -5  
ALLY FINANCIAL INC (ALLY) 2020-04 PURCHASE 2023-06   751 464     287  
ALLY FINANCIAL INC (ALLY) 2023-05 PURCHASE 2023-06   6 6        
APPLIED MATERIALS INC (AMAT) 2022-04 PURCHASE 2023-01   112 115     -3  
AMPHENOL CORP CL A (APH) 2020-04 PURCHASE 2023-01   235 126     109  
AMPHENOL CORP CL A (APH) 2020-04 PURCHASE 2023-02   820 421     399  
ACTIVISION BLIZZARD INC (ATVI) 2021-12 PURCHASE 2023-01   538 418     120  
ACTIVISION BLIZZARD INC (ATVI) 2022-05 PURCHASE 2023-01   11 12     -1  
BROADCOM INC (AVGO) 2020-04 PURCHASE 2023-01   595 263     332  
BROADCOM INC (AVGO) 2020-04 PURCHASE 2023-02   610 263     347  
BATH & BODY WORKS INC (BBWI) 2023-01 PURCHASE 2023-04   175 225     -50  
BATH & BODY WORKS INC (BBWI) 2023-02 PURCHASE 2023-04   35 48     -13  
BATH & BODY WORKS INC (BBWI) 2022-10 PURCHASE 2023-06   290 289     1  
BATH & BODY WORKS INC (BBWI) 2022-09 PURCHASE 2023-06   2 2        
BATH & BODY WORKS INC (BBWI) 2022-06 PURCHASE 2023-06   5 6     -1  
BATH & BODY WORKS INC (BBWI) 2023-01 PURCHASE 2023-06   12 14     -2  
BEST BUY INC (BBY) 2022-12 PURCHASE 2023-01   85 83     2  
BEST BUY INC (BBY) 2022-12 PURCHASE 2023-07   83 83        
FRANKLIN RESOURCES INC (BEN) 2022-12 PURCHASE 2023-05   26 27     -1  
BANK OF NEW YORK MELLON COR (BK) 2022-11 PURCHASE 2023-05   213 226     -13  
BRISTOL-MYERS SQUIBB CO (BMY) 2023-02 PURCHASE 2023-04   1,137 1,265     -128  
BORG WARNER INC (BWA) 2020-04 PURCHASE 2023-01   277 159     118  
BORG WARNER INC (BWA) 2020-04 PURCHASE 2023-02   195 106     89  
BORG WARNER INC (BWA) 2020-04 PURCHASE 2023-06   766 451     315  
BOSTON PPTYS INC (BXP) 2023-01 PURCHASE 2023-03   208 298     -90  
CITIGROUP INC (C) 2022-11 PURCHASE 2023-04   47 49     -2  
CITIGROUP INC (C) 2022-11 PURCHASE 2023-05   48 49     -1  
CBRE GROUP INC -A- (CBRE) 2020-04 PURCHASE 2023-02   177 80     97  
CONSTELLATION ENERGY CORP (CEG) 2020-04 PURCHASE 2023-02   85 36     49  
CONSTELLATION ENERGY CORP (CEG) 2022-03 PURCHASE 2023-02   1 1        
CH ROBINSON WORLDWIDE INC (CHRW) 2020-04 PURCHASE 2023-02   107 71     36  
CUMMINS INC (CMI) 2020-04 PURCHASE 2023-01   249 146     103  
CUMMINS INC (CMI) 2020-04 PURCHASE 2023-02   257 146     111  
CUMMINS INC (CMI) 2020-04 PURCHASE 2023-07   1,029 582     447  
CENTENE CORP (CNC) 2022-10 PURCHASE 2023-03   510 619     -109  
CENTENE CORP (CNC) 2023-04 PURCHASE 2023-07   68 68        
CAPITAL ONE FINANCIAL CORP (COF) 2020-04 PURCHASE 2023-02   244 105     139  
CONOCOPHILLIPS (COP) 2020-04 PURCHASE 2023-02   223 72     151  
CISCO SYSTEMS INC (CSCO) 2020-10 PURCHASE 2023-02   49 39     10  
COGNIZANT TECH SOLUTIONS CO (CTSH) 2020-04 PURCHASE 2023-01   194 159     35  
COGNIZANT TECH SOLUTIONS CO (CTSH) 2020-04 PURCHASE 2023-02   211 159     52  
COGNIZANT TECH SOLUTIONS CO (CTSH) 2020-04 PURCHASE 2023-07   1,495 1,166     329  
CHEVRON CORP (CVX) 2022-06 PURCHASE 2023-01   179 177     2  
CHEVRON CORP (CVX) 2022-06 PURCHASE 2023-05   335 354     -19  
CHEVRON CORP (CVX) 2022-06 PURCHASE 2023-07   817 884     -67  
DROPBOX INC (DBX) 2022-06 PURCHASE 2023-04   687 699     -12  
DELL TECHNOLOGIES INC (DELL) 2022-11 PURCHASE 2023-01   245 250     -5  
DELL TECHNOLOGIES INC (DELL) 2020-04 PURCHASE 2023-06   305 114     191  
DELL TECHNOLOGIES INC (DELL) 2022-12 PURCHASE 2023-06   305 254     51  
DIMENSIONAL INTERNATIONAL V (DFIV) 2022-06 PURCHASE 2023-04   727 646     81  
DIMENSIONAL INTERNATIONAL V (DFIV) 2020-04 PURCHASE 2023-04   1,620 1,078     542  
DISCOVER FINANCIAL SERVICES (DFS) 2023-02 PURCHASE 2023-04   101 118     -17  
DISCOVER FINANCIAL SERVICES (DFS) 2023-01 PURCHASE 2023-04   101 118     -17  
DISCOVER FINANCIAL SERVICES (DFS) 2023-01 PURCHASE 2023-07   211 236     -25  
DOLLAR GENERAL CORP (DG) 2021-04 PURCHASE 2023-01   237 211     26  
QUEST DIAGNOSTICS INC (DGX) 2020-04 PURCHASE 2023-01   293 199     94  
QUEST DIAGNOSTICS INC (DGX) 2020-04 PURCHASE 2023-02   148 99     49  
D R HORTON INC (DHI) 2020-04 PURCHASE 2023-01   874 354     520  
D R HORTON INC (DHI) 2020-04 PURCHASE 2023-02   826 314     512  
DFA INTERNATIONAL HIGH RELA (DIHRX) 2020-04 PURCHASE 2023-04   1,441 1,122     319  
DISH NETWORK CORP CL A (DISH) 2022-10 PURCHASE 2023-01   289 297     -8  
DISH NETWORK CORP CL A (DISH) 2022-10 PURCHASE 2023-03   371 593     -222  
DISH NETWORK CORP CL A (DISH) 2023-04 PURCHASE 2023-06   351 423     -72  
DOLLAR TREE INC (D2R) 2021-09 PURCHASE 2023-01   150 87     63  
DOLLAR TREE INC (D2R) 2021-09 PURCHASE 2023-02   157 87     70  
DOVER CORP (DOV) 2020-04 PURCHASE 2023-02   160 88     72  
DOW INC (DOW) 2023-02 PURCHASE 2023-04   53 60     -7  
DAVITA INC (DVA) 2022-12 PURCHASE 2023-05   91 73     18  
DEVON ENERGY CORP (DVN) 2020-07 PURCHASE 2023-02   61 10     51  
DEVON ENERGY CORP (DVN) 2022-03 PURCHASE 2023-02   9 9        
DEVON ENERGY CORP (DVN) 2020-10 PURCHASE 2023-02   39 13     26  
CONS EDISON INC (ED) 2023-03 PURCHASE 2023-04   787 775     12  
CONS EDISON INC (ED) 2023-03 PURCHASE 2023-05   100 97     3  
EDISON INTL (EIX) 2021-06 PURCHASE 2023-02   139 115     24  
ELEVANCE HEA2H INC (ELV) 2022-11 PURCHASE 2023-05   476 505     -29  
EQUITABLE HOLDINGS INC (EQH) 2023-02 PURCHASE 2023-04   202 261     -59  
EQUITABLE HOLDINGS INC (EQH) 2023-01 PURCHASE 2023-04   253 312     -59  
EQUITABLE HOLDINGS INC (EQH) 2022-12 PURCHASE 2023-04   304 365     -61  
EQUITY RESIDENTIAL (EQR) 2023-01 PURCHASE 2023-03   406 452     -46  
EVERGY INC (EVRG) 2023-02 PURCHASE 2023-04   62 64     -2  
EVERGY INC (EVRG) 2023-02 PURCHASE 2023-05   63 64     -1  
EXELON CORP (EXC) 2023-01 PURCHASE 2023-05   171 166     5  
EXELON CORP (EXC) 2023-02 PURCHASE 2023-05   299 297     2  
EXELON CORP (EXC) 2020-04 PURCHASE 2023-05   213 128     85  
EXPEDITORS INTL WASH INC (EXPD) 2022-12 PURCHASE 2023-01   108 110     -2  
DIAMONDBACK ENERGY INC (FANG) 2022-04 PURCHASE 2023-04   146 138     8  
DIAMONDBACK ENERGY INC (FANG) 2022-10 PURCHASE 2023-04   146 130     16  
DIAMONDBACK ENERGY INC (FANG) 2022-08 PURCHASE 2023-04   270 257     13  
DIAMONDBACK ENERGY INC (FANG) 2022-05 PURCHASE 2023-04   3 3        
DIAMONDBACK ENERGY INC (FANG) 2022-10 PURCHASE 2023-04   15 16     -1  
FORTUNE BRANDS INNOVATIONS (FBIN) 2022-05 PURCHASE 2023-04   177 181     -4  
FORTUNE BRANDS INNOVATIONS (FBIN) 2022-06 PURCHASE 2023-04   7 7        
FREEPORT-MCMORAN INC (FCX) 2022-12 PURCHASE 2023-04   207 192     15  
FREEPORT-MCMORAN INC (FCX) 2022-11 PURCHASE 2023-04   295 288     7  
FREEPORT-MCMORAN INC (FCX) 2022-11 PURCHASE 2023-05   35 36     -1  
FREEPORT-MCMORAN INC (FCX) 2023-02 PURCHASE 2023-05   3 3        
FIRSTENERGY CORP (FE) 2021-06 PURCHASE 2023-02   83 71     12  
F&G ANNUITIES & LIFE INC (FG) 2022-12 PURCHASE 2023-03   18 19     -1  
F&G ANNUITIES & LIFE INC (FG) 2023-01 PURCHASE 2023-03              
FIDELITY NATIONAL FINANCIAL (FNF) 2020-04 PURCHASE 2023-02   227 130     97  
FOX CORPORATION CL A (FOXA) 2023-01 PURCHASE 2023-07   234 236     -2  
FOX CORPORATION CL A (FOXA) 2023-02 PURCHASE 2023-07   134 140     -6  
FORTREA HOLDINGS INC (FTRE) 2020-04 PURCHASE 2023-07   186 168     18  
FORTREA HOLDINGS INC (FTRE) 2022-09 PURCHASE 2023-07   2 3     -1  
FORTREA HOLDINGS INC (FTRE) 2022-06 PURCHASE 2023-07   2 2        
GENERAL DYNAMICS CORP (GD) 2023-02 PURCHASE 2023-05   220 231     -11  
GEN DIGITAL INC (GEN) 2023-02 PURCHASE 2023-04   106 142     -36  
GEN DIGITAL INC (GEN) 2022-10 PURCHASE 2023-04   212 247     -35  
GENERAL MOTORS CO (GM) 2022-05 PURCHASE 2023-01   338 348     -10  
GENERAL MOTORS CO (GM) 2022-04 PURCHASE 2023-01   113 117     -4  
GENERAL MOTORS CO (GM) 2022-04 PURCHASE 2023-04   193 233     -40  
GENERAL MOTORS CO (GM) 2022-09 PURCHASE 2023-04   4 4        
HARTFORD FINL SVCS GRP INC (HIG) 2020-04 PURCHASE 2023-01   153 72     81  
HARTFORD FINL SVCS GRP INC (HIG) 2020-04 PURCHASE 2023-02   372 179     193  
HARTFORD FINL SVCS GRP INC (HIG) 2020-04 PURCHASE 2023-06   985 501     484  
HARDING LOEVNER INTL (HLMNX) 2020-12 PURCHASE 2023-01              
HARDING LOEVNER INTL (HLMNX) 2022-12 PURCHASE 2023-02              
HARDING LOEVNER INTL (HLMNX) 2020-12 PURCHASE 2023-02   2 1     1  
HP INC (HPQ) 2020-04 PURCHASE 2023-01   265 133     132  
HP INC (HPQ) 2020-04 PURCHASE 2023-02   401 192     209  
HENRY SCHEIN, INC (HSIC) 2022-12 PURCHASE 2023-07   236 243     -7  
INTEL CORP (INTC) 2022-11 PURCHASE 2023-02   151 149     2  
INTERPUBLIC GRP COS INC (IPG) 2020-04 PURCHASE 2023-02   309 118     191  
INTERPUBLIC GRP COS INC (IPG) 2023-04 PURCHASE 2023-07   68 69     -1  
JACOBS SOLUTIONS INC (J) 2022-11 PURCHASE 2023-01   123 125     -2  
JACOBS SOLUTIONS INC (J) 2022-11 PURCHASE 2023-07   125 125        
JOHNSON CONTROLS INTERNATIO (JCI) 2020-04 PURCHASE 2023-02   590 252     338  
JOHNSON CONTROLS INTERNATIO (JCI) 2020-04 PURCHASE 2023-02   646 279     367  
JOHNSON CONTROLS INTERNATIO (JCI) 2022-04 PURCHASE 2023-04   7 8     -1  
JOHNSON CONTROLS INTERNATIO (JCI) 2020-04 PURCHASE 2023-04   390 217     173  
JOHNSON CONTROLS INTERNATIO (JCI) 2022-07 PURCHASE 2023-04   30 29     1  
JOHNSON & JOHNSON (JNJ) 2021-12 PURCHASE 2023-01   169 168     1  
JOHNSON & JOHNSON (JNJ) 2022-10 PURCHASE 2023-04   163 163        
JOHNSON & JOHNSON (JNJ) 2023-02 PURCHASE 2023-05   164 165     -1  
KRAFT HEINZ COMPANY (KHC) 2020-04 PURCHASE 2023-01   118 86     32  
KRAFT HEINZ COMPANY (KHC) 2020-04 PURCHASE 2023-02   160 115     45  
KLA CORPORATION (KLAC) 2020-04 PURCHASE 2023-02   413 159     254  
KROGER CO (KR) 2021-04 PURCHASE 2023-01   135 111     24  
KROGER CO (KR) 2020-04 PURCHASE 2023-02   45 33     12  
LEIDOS HOLDINGS INC (LDOS) 2021-12 PURCHASE 2023-01   96 89     7  
LEAR CORP (LEA) 2022-06 PURCHASE 2023-06   381 404     -23  
LEAR CORP (LEA) 2020-04 PURCHASE 2023-06   570 372     198  
LEAR CORP (LEA) 2023-02 PURCHASE 2023-06   49 53     -4  
LENNAR CORP (LEN) 2020-04 PURCHASE 2023-01   202 82     120  
LENNAR CORP (LEN) 2022-10 PURCHASE 2023-03   515 392     123  
LENNAR CORP (LEN) 2022-10 PURCHASE 2023-03   206 156     50  
LENNAR CORP (LEN) 2022-07 PURCHASE 2023-03   515 391     124  
LENNAR CORP (LEN) 2022-12 PURCHASE 2023-03   412 341     71  
LENNAR CORP (LEN) 2022-10 PURCHASE 2023-05   113 78     35  
LENNAR CORP (LEN) 2022-07 PURCHASE 2023-05   225 156     69  
LAB CORP AMER HLDGS (LH) 2023-02 PURCHASE 2023-04   438 511     -73  
L3 HARRIS TECHNOLOGIES INC (LHX) 2022-10 PURCHASE 2023-01   212 219     -7  
L3 HARRIS TECHNOLOGIES INC (LHX) 2022-10 PURCHASE 2023-02   212 219     -7  
L3 HARRIS TECHNOLOGIES INC (LHX) 2022-12 PURCHASE 2023-02   3 3        
LIBERTY MEDIA CORP-LIBERTY (LLYVA) 2023-04 PURCHASE 2023-08   9 8     1  
LAM RESH CORP (LRCX) 2020-04 PURCHASE 2023-01   488 264     224  
LIBERTY SIRIUSXM GROUP (LSXMA) 2023-04 PURCHASE 2023-04   325 352     -27  
LUMEN TECHNOLOGIES INC (LUMN) 2023-01 PURCHASE 2023-03   159 336     -177  
LYONDELLBASELL INDUSTRIES N (LYB) 2020-04 PURCHASE 2023-01   382 199     183  
LYONDELLBASELL INDUSTRIES N (LYB) 2020-04 PURCHASE 2023-02   387 199     188  
MID-AMERICA APARTMENT COMMU (MAA) 2022-10 PURCHASE 2023-04   299 319     -20  
MID-AMERICA APARTMENT COMMU (MAA) 2022-10 PURCHASE 2023-05   307 319     -12  
MONDELEZ INTERNATIONAL INC (MDLZ) 2021-10 PURCHASE 2023-01   322 303     19  
META PLATFORMS INC (META) 2022-11 PURCHASE 2023-03   784 445     339  
META PLATFORMS INC (META) 2022-11 PURCHASE 2023-04   215 111     104  
META PLATFORMS INC (META) 2022-11 PURCHASE 2023-04   1,676 779     897  
THE MOSAIC CO (MOS) 2023-04 PURCHASE 2023-04   85 94     -9  
THE MOSAIC CO (MOS) 2023-04 PURCHASE 2023-07   367 423     -56  
THE MOSAIC CO (MOS) 2023-06 PURCHASE 2023-07   2 2        
MERCK & CO INC (MRK) 2022-01 PURCHASE 2023-01   106 82     24  
MODERNA INC (MRNA) 2022-10 PURCHASE 2023-04   262 244     18  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-01   171 123     48  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-02   184 144     40  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-03   831 782     49  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-04   70 62     8  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-05   48 41     7  
MARATHON OIL CORP (MRO) 2022-07 PURCHASE 2023-06   813 761     52  
MOTOROLA SOLUTIONS INC (MSI) 2020-07 PURCHASE 2023-01   1,030 524     506  
MOTOROLA SOLUTIONS INC (MSI) 2022-01 PURCHASE 2023-01   44 39     5  
MOTOROLA SOLUTIONS INC (MSI) 2020-10 PURCHASE 2023-01   55 42     13  
MICRON TECHNOLOGY INC (MU) 2020-04 PURCHASE 2023-01   63 44     19  
MICRON TECHNOLOGY INC (MU) 2022-10 PURCHASE 2023-08   535 417     118  
MICRON TECHNOLOGY INC (MU) 2021-08 PURCHASE 2023-08   468 525     -57  
MICRON TECHNOLOGY INC (MU) 2020-04 PURCHASE 2023-08   468 308     160  
MICRON TECHNOLOGY INC (MU) 2022-11 PURCHASE 2023-08   1,004 870     134  
MICRON TECHNOLOGY INC (MU) 2023-04 PURCHASE 2023-08   134 123     11  
NISOURCE INC (NI) 2022-12 PURCHASE 2023-01   221 221        
NISOURCE INC (NI) 2023-04 PURCHASE 2023-07   55 57     -2  
ANNALY CAPITAL MANAGEMENT I (NLY) 2022-11 PURCHASE 2023-04   157 159     -2  
ANNALY CAPITAL MANAGEMENT I (NLY) 2023-01 PURCHASE 2023-04   176 210     -34  
ANNALY CAPITAL MANAGEMENT I (NLY) 2022-12 PURCHASE 2023-04   59 63     -4  
ANNALY CAPITAL MANAGEMENT I (NLY) 2022-12 PURCHASE 2023-05   79 84     -5  
ANNALY CAPITAL MANAGEMENT I (NLY) 2023-04 PURCHASE 2023-07   160 162     -2  
ANNALY CAPITAL MANAGEMENT I (NLY) 2022-11 PURCHASE 2023-08   1,999 1,948     51  
ANNALY CAPITAL MANAGEMENT I (NLY) 2023-07 PURCHASE 2023-08   143 144     -1  
NETAPP INC (NTAP) 2020-04 PURCHASE 2023-02   69 41     28  
NETAPP INC (NTAP) 2020-04 PURCHASE 2023-06   365 204     161  
NETAPP INC (NTAP) 2022-12 PURCHASE 2023-06   73 63     10  
NUCOR CORP (NUE) 2020-04 PURCHASE 2023-01   335 76     259  
NUCOR CORP (NUE) 2020-04 PURCHASE 2023-02   523 114     409  
NUCOR CORP (NUE) 2023-04 PURCHASE 2023-06   153 147     6  
NUCOR CORP (NUE) 2020-04 PURCHASE 2023-06   460 114     346  
OLAPLEX HOLDINGS INC (OLPX) 2022-11 PURCHASE 2023-04   432 548     -116  
OCCIDENTAL PETROLEUM CORPOR (OXY) 2023-01 PURCHASE 2023-03   534 593     -59  
PARAMOUNT GLOBAL CL B (PARA) 2020-04 PURCHASE 2023-01   180 124     56  
PARAMOUNT GLOBAL CL B (PARA) 2020-04 PURCHASE 2023-02   102 62     40  
PARAMOUNT GLOBAL CL B (PARA) 2022-07 PURCHASE 2023-06   100 143     -43  
PARAMOUNT GLOBAL CL B (PARA) 2020-04 PURCHASE 2023-06   361 411     -50  
PARAMOUNT GLOBAL CL B (PARA) 2023-04 PURCHASE 2023-06   1 1        
PACCAR INC (PCAR) 2020-04 PURCHASE 2023-02   223 133     90  
PACCAR INC (PCAR) 2020-04 PURCHASE 2023-02   67 41     26  
PFIZER INC (PFE) 2020-04 PURCHASE 2023-01   44 35     9  
PFIZER INC (PFE) 2020-04 PURCHASE 2023-02   221 175     46  
PHINIA INC (PHIN) 2020-04 PURCHASE 2023-07   6 3     3  
PHINIA INC (PHIN) 2020-04 PURCHASE 2023-07   28 16     12  
PU2E GROUP INC (PHM) 2020-04 PURCHASE 2023-02   60 24     36  
PU2E GROUP INC (PHM) 2022-04 PURCHASE 2023-07   167 84     83  
PU2E GROUP INC (PHM) 2022-05 PURCHASE 2023-07   250 124     126  
PU2E GROUP INC (PHM) 2020-04 PURCHASE 2023-07   1,915 549     1,366  
PHILIP MORRIS INTERNATIONAL (PM) 2020-04 PURCHASE 2023-01   104 78     26  
PHILIP MORRIS INTERNATIONAL (PM) 2020-04 PURCHASE 2023-02   310 233     77  
PHILIP MORRIS INTERNATIONAL (PM) 2020-06 PURCHASE 2023-04   198 139     59  
PHILIP MORRIS INTERNATIONAL (PM) 2020-04 PURCHASE 2023-04   99 78     21  
PHILIP MORRIS INTERNATIONAL (PM) 2020-05 PURCHASE 2023-04   595 444     151  
QUALCOMM INC (QCOM) 2023-01 PURCHASE 2023-04   565 668     -103  
QORVO INC (QRVO) 2022-12 PURCHASE 2023-04   89 95     -6  
QORVO INC (QRVO) 2022-10 PURCHASE 2023-08   318 248     70  
REGENCY CENTERS CORPORATION (REG) 2022-11 PURCHASE 2023-07   65 65        
ROCKET COMPANIES INC CL A (RKT) 2022-11 PURCHASE 2023-04   298 255     43  
ROCKET COMPANIES INC CL A (RKT) 2022-12 PURCHASE 2023-04   70 66     4  
ROCKET COMPANIES INC CL A (RKT) 2022-10 PURCHASE 2023-04   290 219     71  
ROCKET COMPANIES INC CL A (RKT) 2022-10 PURCHASE 2023-05   112 87     25  
JM SMUCKER CO (SJM) 2020-04 PURCHASE 2023-01   150 118     32  
JM SMUCKER CO (SJM) 2020-04 PURCHASE 2023-02   299 235     64  
SNAP ON INC (SNA) 2020-04 PURCHASE 2023-02   257 114     143  
SIMON PROP GRP (SPG) 2020-04 PURCHASE 2023-02   264 108     156  
STATE STREET CORP (STT) 2023-04 PURCHASE 2023-04   212 237     -25  
SEAGATE TECHNOLOGY HOLDINGS (STX) 2020-04 PURCHASE 2023-01   208 145     63  
SEAGATE TECHNOLOGY HOLDINGS (STX) 2020-04 PURCHASE 2023-02   147 97     50  
SKYWORKS SOLS INC (SWKS) 2023-02 PURCHASE 2023-07   114 115     -1  
AT&T INC (T) 2022-11 PURCHASE 2023-04   70 76     -6  
AT&T INC (T) 2023-02 PURCHASE 2023-04   18 20     -2  
AT&T INC (T) 2022-12 PURCHASE 2023-04   70 76     -6  
AT&T INC (T) 2022-12 PURCHASE 2023-05   352 382     -30  
AT&T INC (T) 2022-11 PURCHASE 2023-07   1,693 2,225     -532  
AT&T INC (T) 2023-05 PURCHASE 2023-07   3 4     -1  
TE CONNECTIVITY 2D (TEL) 2022-11 PURCHASE 2023-01   250 253     -3  
TE CONNECTIVITY 2D (TEL) 2023-03 PURCHASE 2023-04   239 249     -10  
TE CONNECTIVITY 2D (TEL) 2022-11 PURCHASE 2023-04   358 379     -21  
TE CONNECTIVITY 2D (TEL) 2022-11 PURCHASE 2023-05   246 253     -7  
TARGET CORP (TGT) 2020-04 PURCHASE 2023-01   170 104     66  
TARGET CORP (TGT) 2020-04 PURCHASE 2023-02   361 209     152  
TARGET CORP (TGT) 2020-04 PURCHASE 2023-04   2,047 1,251     796  
TARGET CORP (TGT) 2022-06 PURCHASE 2023-04   73 68     5  
TARGET CORP (TGT) 2020-06 PURCHASE 2023-04   95 105     -10  
TYSON FOODS INC CL A (TSN) 2020-04 PURCHASE 2023-02   65 61     4  
TYSON FOODS INC CL A (TSN) 2022-09 PURCHASE 2023-07   197 226     -29  
TYSON FOODS INC CL A (TSN) 2020-04 PURCHASE 2023-07   1,536 1,702     -166  
TYSON FOODS INC CL A (TSN) 2023-06 PURCHASE 2023-07   24 22     2  
TRANE TECHNOLOGIES PLC (TT) 2020-04 PURCHASE 2023-02   555 251     304  
TEXAS INSTRS INC (TXN) 2020-04 PURCHASE 2023-02   368 222     146  
TEXAS INSTRS INC (TXN) 2020-04 PURCHASE 2023-05   490 333     157  
TEXTRON INC (TXT) 2020-04 PURCHASE 2023-02   76 28     48  
UNITED AIRLINES HOLDINGS IN (UAL) 2023-02 PURCHASE 2023-05   393 456     -63  
UNIVERSAL HEA2H SERVICES I (UHS) 2020-04 PURCHASE 2023-01   147 101     46  
UNIVERSAL HEA2H SERVICES I (UHS) 2020-04 PURCHASE 2023-06   1,209 807     402  
UNIVERSAL HEA2H SERVICES I (UHS) 2022-09 PURCHASE 2023-06   10 8     2  
UNIVERSAL HEA2H SERVICES I (UHS) 2021-03 PURCHASE 2023-06   15 13     2  
UNITEDHEA2H GRP INC (UNH) 2020-04 PURCHASE 2023-02   470 288     182  
UNITEDHEA2H GRP INC (UNH) 2020-04 PURCHASE 2023-03   476 288     188  
VICI PROPERTIES INC (VICI) 2022-05 PURCHASE 2023-05   125 111     14  
VICI PROPERTIES INC (VICI) 2022-07 PURCHASE 2023-05   23 22     1  
VALERO ENERGY CORP (VLO) 2023-04 PURCHASE 2023-04   341 409     -68  
VALERO ENERGY CORP (VLO) 2023-04 PURCHASE 2023-07   515 546     -31  
VERTEX PHARMS INC (VRTX) 2021-09 PURCHASE 2023-02   305 189     116  
VERTEX PHARMS INC (VRTX) 2021-09 PURCHASE 2023-02   615 379     236  
VENTAS INC (VTR) 2020-04 PURCHASE 2023-01   412 224     188  
VENTAS INC (VTR) 2020-04 PURCHASE 2023-02   106 56     50  
VERIZON COMM (VZ) 2023-02 PURCHASE 2023-07   34 42     -8  
VERIZON COMM (VZ) 2023-04 PURCHASE 2023-07   339 395     -56  
VERIZON COMM (VZ) 2023-04 PURCHASE 2023-07   170 192     -22  
VERIZON COMM (VZ) 2022-11 PURCHASE 2023-07   2,579 2,928     -349  
VERIZON COMM (VZ) 2023-05 PURCHASE 2023-07   34 39     -5  
VERIZON COMM (VZ) 2023-05 PURCHASE 2023-07   102 116     -14  
WESTERN DIGITAL CORP (WDC) 2023-01 PURCHASE 2023-03   388 485     -97  
WESTERN DIGITAL CORP (WDC) 2023-04 PURCHASE 2023-06   340 293     47  
WHIRLPOOL CORP (WHR) 2022-09 PURCHASE 2023-02   1,104 1,182     -78  
WHIRLPOOL CORP (WHR) 2022-03 PURCHASE 2023-02   48 56     -8  
WHIRLPOOL CORP (WHR) 2020-04 PURCHASE 2023-02   158 110     48  
WHIRLPOOL CORP (WHR) 2020-09 PURCHASE 2023-02   35 49     -14  
WHIRLPOOL CORP (WHR) 2023-02 PURCHASE 2023-02   77 90     -13  
WHIRLPOOL CORP (WHR) 2023-02 PURCHASE 2023-02   35 51     -16  
WESTLAKE CORPORATION (WLK) 2023-02 PURCHASE 2023-04   220 251     -31  
WALMART INC (WMT) 2020-04 PURCHASE 2023-01   287 259     28  
WALMART INC (WMT) 2022-02 PURCHASE 2023-05   299 279     20  
WALMART INC (WMT) 2022-01 PURCHASE 2023-05   449 428     21  
WEYERHAEUSER CO (WY) 2023-01 PURCHASE 2023-04   469 537     -68  
WEYERHAEUSER CO (WY) 2023-02 PURCHASE 2023-04   176 215     -39  
EXXON MOBIL CORP (XOM) 2022-10 PURCHASE 2023-05   220 183     37  
BIOGEN INC 2023-01 PURCHASE 2023-10   263 272     -9  
BIOGEN INC 2023-02 PURCHASE 2023-10   263 288     -25  
CDW CORP 2022-04 PURCHASE 2023-10   620 527     93  
HP INC. 2020-04 PURCHASE 2023-10   234 133     101  
HP INC. 2020-07 PURCHASE 2023-10   15 10     5  
HP INC. 2020-10 PURCHASE 2023-10   14 10     4  
HP INC. 2021-01 PURCHASE 2023-10   12 11     1  
HP INC. 2021-04 PURCHASE 2023-10   9 11     -2  
HP INC. 2021-07 PURCHASE 2023-10   10 11     -1  
HP INC. 2021-10 PURCHASE 2023-10   11 11        
HP INC. 2022-01 PURCHASE 2023-10   10 15     -5  
HP INC. 2022-04 PURCHASE 2023-10   11 15     -4  
HP INC. 2022-07 PURCHASE 2023-10   13 15     -2  
HP INC. 2022-10 PURCHASE 2023-10   15 15        
HP INC. 2023-01 PURCHASE 2023-10   9 9        
HP INC. 2023-04 PURCHASE 2023-10   3 4     -1  
HP INC. 2023-05 PURCHASE 2023-10   77 89     -12  
INTEL CORP 2022-11 PURCHASE 2023-10   71 59     12  
KKR & CO INC 2022-10 PURCHASE 2023-10   122 89     33  
MONDELEZ INTL A 2022-01 PURCHASE 2023-10   9 10     -1  
MONDELEZ INTL A 2022-04 PURCHASE 2023-10   3 3        
MONDELEZ INTL A 2022-07 PURCHASE 2023-10   3 3        
MONDELEZ INTL A 2022-10 PURCHASE 2023-10   442 394     48  
MONDELEZ INTL A 2022-10 PURCHASE 2023-10   4 4        
MONDELEZ INTL A 2023-01 PURCHASE 2023-10   4 5     -1  
MONDELEZ INTL A 2023-02 PURCHASE 2023-10   165 174     -9  
MICRON TECHNOLOGY 2021-10 PURCHASE 2023-10   4 4        
MICRON TECHNOLOGY 2022-01 PURCHASE 2023-10   2 2        
MICRON TECHNOLOGY 2022-01 PURCHASE 2023-10   3 4     -1  
MICRON TECHNOLOGY 2022-07 PURCHASE 2023-10   2 2        
MICRON TECHNOLOGY 2022-10 PURCHASE 2023-10   472 357     115  
ORACLE CORP 2022-10 PURCHASE 2023-10   220 126     94  
QORVO INC 2022-10 PURCHASE 2023-10   1,876 1,652     224  
SEAGATE TECHNOLOGY H 2020-04 PURCHASE 2023-10   329 241     88  
SEAGATE TECHNOLOGY H 2020-07 PURCHASE 2023-10   25 18     7  
SEAGATE TECHNOLOGY H 2020-10 PURCHASE 2023-10   23 18     5  
SEAGATE TECHNOLOGY H 2021-01 PURCHASE 2023-10   20 19     1  
SEAGATE TECHNOLOGY H 2021-04 PURCHASE 2023-10   16 19     -3  
SEAGATE TECHNOLOGY H 2021-10 PURCHASE 2023-10   15 19     -4  
SEAGATE TECHNOLOGY H 2022-01 PURCHASE 2023-10   11 20     -9  
SEAGATE TECHNOLOGY H 2022-04 PURCHASE 2023-10   15 20     -5  
SEAGATE TECHNOLOGY H 2022-07 PURCHASE 2023-10   18 20     -2  
SEAGATE TECHNOLOGY H 2022-10 PURCHASE 2023-10   24 20     4  
SEAGATE TECHNOLOGY H 2023-01 PURCHASE 2023-10   11 9     2  
SEAGATE TECHNOLOGY H 2023-04 PURCHASE 2023-10   5 5        
SEAGATE TECHNOLOGY H 2023-04 PURCHASE 2023-10   13 11     2  

TY 2023 InvestmentsOtherSchedule2
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
EFT & MUTUAL FUNDS FMV    

TY 2023 LiquidationExplanationStmt
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Statement:
ALL ASSETS TRANSFERED TO FINO DONOR ADVISOR FUND


TY 2023 LegalFeesSchedule
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INDIRECT LEGAL FEES 3,000 3,000 3,000  


TY 2023 OtherDecreasesSchedule
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Description Amount
CY UNREALIZED LOSS 20,376
TRANSFERS TO DAF 510,365


TY 2023 TaxesSchedule
Name:
THE FINO FAMILY FOUNDATION INC
 
C/O MERCER ADVISORS
EIN:
22-3768929
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAX PAID 116 116 116  
NJ FILING FEE