TY 2023 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)
(1) CHARLIE BAKER...................................................................... CHAIR	1.00 .................	X	X	0	0
(2) KARA SWEENEY...................................................................... VICE CHAIR	1.00 .................	X	X	0	0
(3) KARYN HALE...................................................................... ASST TREASURER	1.00 .................	X		0	0
(4) CULLEN RYAN...................................................................... SECRETARY	1.00 .................	X	X	0	0
(5) AMY DEMETROWITZ...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(6) DAVE BIRKHAHN...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(7) MICHAEL CLARKE...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(8) ANDREW WINTER...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(9) CHRIS MILLER...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(10) KELLY LAFLAMME...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(11) MIKE ANTHONY...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(12) JOHN VOGEL...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(13) ANNA ADACHI-MEJIA...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(14) WALT GREINER...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(15) MARC LANDRY...................................................................... BOARD MEMBER	1.00 .................	X		0	0
(16) JANET SPITLER...................................................................... TREASURER	1.00 ................. 40.00		X	177,590	23,120
(17) NANCY OWENS...................................................................... PRESIDENT	1.00 ................. 40.00		X	242,848	25,711

- TIN:

SCHEDULE A
(Form 990)

Department of the Treasury
Internal Revenue Service

Public Charity Status and Public Support

Complete if the organization is a section 501(c)(3) organization or a section 4947(a)(1) nonexempt charitable trust.
right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2023

Open to Public
Inspection

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Part I

Reason for Public Charity Status (All organizations must complete this part.) See instructions.

The organization is not a private foundation because it is: (For lines 1 through 12, check only one box.)

A church, convention of churches, or association of churches described in section 170(b)(1)(A)(i).

A school described in section 170(b)(1)(A)(ii). (Attach Schedule E (Form 990).)

A hospital or a cooperative hospital service organization described in section 170(b)(1)(A)(iii).

A medical research organization operated in conjunction with a hospital described in section 170(b)(1)(A)(iii). Enter the hospital's name, city, and state:

An organization operated for the benefit of a college or university owned or operated by a governmental unit described in section 170(b)(1)(A)(iv). (Complete Part II.)

A federal, state, or local government or governmental unit described in section 170(b)(1)(A)(v).

An organization that normally receives a substantial part of its support from a governmental unit or from the general public described in section 170(b)(1)(A)(vi). (Complete Part II.)

A community trust described in section 170(b)(1)(A)(vi). (Complete Part II.)

An agricultural research organization described in 170(b)(1)(A)(ix) operated in conjunction with a land-grant college or university or a non-land grant college of agriculture. See instructions. Enter the name, city, and state of the college or university:

An organization that normally receives: (1) more than 33 1/3% of its support from contributions, membership fees, and gross receipts from activities related to its exempt functions—subject to certain exceptions, and (2) no more than 33 1/3% of its support from gross investment income and unrelated business taxable income (less section 511 tax) from businesses acquired by the organization after June 30, 1975. See section 509(a)(2). (Complete Part III.)

An organization organized and operated exclusively to test for public safety. See section 509(a)(4).

An organization organized and operated exclusively for the benefit of, to perform the functions of, or to carry out the purposes of one or more publicly supported organizations described in section 509(a)(1) or section 509(a)(2). See section 509(a)(3). Check the box on lines 12a through 12d that describes the type of supporting organization and complete lines 12e, 12f, and 12g.

Type I. A supporting organization operated, supervised, or controlled by its supported organization(s), typically by giving the supported organization(s) the power to regularly appoint or elect a majority of the directors or trustees of the supporting organization. You must complete Part IV, Sections A and B.

Type II. A supporting organization supervised or controlled in connection with its supported organization(s), by having control or management of the supporting organization vested in the same persons that control or manage the supported organization(s). You must complete Part IV, Sections A and C.

Type III functionally integrated. A supporting organization operated in connection with, and functionally integrated with, its supported organization(s) (see instructions). You must complete Part IV, Sections A, D, and E.

Type III non-functionally integrated. A supporting organization operated in connection with its supported organization(s) that is not functionally integrated. The organization generally must satisfy a distribution requirement and an attentiveness requirement (see instructions). You must complete Part IV, Sections A and D, and Part V.

Check this box if the organization received a written determination from the IRS that it is a Type I, Type II, Type III functionally integrated, or Type III non-functionally integrated supporting organization.

Enter the number of supported organizations ...............................

Provide the following information about the supported organization(s).

(i) Name of supported organization	(ii) EIN	(iv) Is the organization listed in your governing document?		(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)
(i) Name of supported organization	(ii) EIN	Yes	No	(v) Amount of monetary support (see instructions)	(vi) Amount of other support (see instructions)


Total

For Paperwork Reduction Act Notice, see the Instructions for
Form 990 or 990-EZ.

Cat. No. 11285F

Schedule A (Form 990) 2023

Page 2

Part II

Support Schedule for Organizations Described in Sections 170(b)(1)(A)(iv) and 170(b)(1)(A)(vi)
(Complete only if you checked the box on line 5, 7, or 8 of Part I or if the organization failed to qualify under Part III. If the organization failed to qualify under the tests listed below, please complete Part III.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2019	(b) 2020	(c) 2021	(d) 2022	(e) 2023	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") ..
2	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf ....
3	The value of services or facilities furnished by a governmental unit to the organization without charge..
4	Total. Add lines 1 through 3
5	The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f) ..
6	Public support. Subtract line 5 from line 4.

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2019	(b) 2020	(c) 2021	(d) 2022	(e) 2023	(f) Total
7	Amounts from line 4..
8	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources...
9	Net income from unrelated business activities, whether or not the business is regularly carried on..
10	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.)..
11	Total support. Add lines 7 through 10

Gross receipts from related activities, etc. (see instructions) ..................

First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here ........................................ right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2023 (line 6, column (f) divided by line 11, column (f)) .........

Public support percentage for 2022 Schedule A, Part II, line 14 ...............

16a

33 1/3% support test—2023. If the organization did not check the box on line 13, and line 14 is 33 1/3% or more, check this box
and stop here. The organization qualifies as a publicly supported organization ....................... right arrow

33 1/3% support test—2022. If the organization did not check a box on line 13 or 16a, and line 15 is 33 1/3% or more, check this
box and stop here. The organization qualifies as a publicly supported organization ..................... right arrow

17a

10%-facts-and-circumstances test—2023. If the organization did not check a box on line 13, 16a, or 16b, and line 14 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization ............ right arrow

10%-facts-and-circumstances test—2022. If the organization did not check a box on line 13, 16a, 16b, or 17a, and line 15 is 10% or more, and if the organization meets the "facts-and-circumstances" test, check this box and stop here. Explain in Part VI how the organization meets the "facts-and-circumstances" test. The organization qualifies as a publicly supported organization ............ right arrow

Private foundation. If the organization did not check a box on line 13, 16a, 16b, 17a, or 17b, check this box and see
instructions ..................................................... right arrow

Schedule A (Form 990) 2023

Page 3

Part III

Support Schedule for Organizations Described in Section 509(a)(2)
(Complete only if you checked the box on line 10 of Part I or if the organization failed to qualify under Part II. If the organization fails to qualify under the tests listed below, please complete Part II.)

Section A. Public Support

Calendar year (or fiscal year beginning in)		(a) 2019	(b) 2020	(c) 2021	(d) 2022	(e) 2023	(f) Total
1	Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") .	964,478	560,750	975,800	1,020,000	1,030,000	4,551,028
2	Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose	5,558,380	3,647,661	897,250	415,622	0	10,518,913
3	Gross receipts from activities that are not an unrelated trade or business under section 513 .....
4	Tax revenues levied for the organization's benefit and either paid to or expended on its behalf...
5	The value of services or facilities furnished by a governmental unit to the organization without charge
6	Total. Add lines 1 through 5	6,522,858	4,208,411	1,873,050	1,435,622	1,030,000	15,069,941
7a	Amounts included on lines 1, 2, and 3 received from disqualified persons						0
b	Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year.	1,386,353	904,407	858,528			3,149,288
c	Add lines 7a and 7b..	1,386,353	904,407	858,528			3,149,288
8	Public support. (Subtract line 7c from line 6.)						11,920,653

Section B. Total Support

Calendar year (or fiscal year beginning in)		(a) 2019	(b) 2020	(c) 2021	(d) 2022	(e) 2023	(f) Total
9	Amounts from line 6...	6,522,858	4,208,411	1,873,050	1,435,622	1,030,000	15,069,941
10a	Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources..	79,478	78,788	61,970	75,616	149,846	445,698
b	Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975.
c	Add lines 10a and 10b.	79,478	78,788	61,970	75,616	149,846	445,698
11	Net income from unrelated business activities not included on line 10b, whether or not the business is regularly carried on.
12	Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) ..	423	10,951	1,115	1,171	11,928	25,588
13	Total support. (Add lines 9, 10c, 11, and 12.)..	6,602,759	4,298,150	1,936,135	1,512,409	1,191,774	15,541,227

First 5 years. If the Form 990 is for the organization's first, second, third, fourth, or fifth tax year as a section 501(c)(3) organization, check this box and stop here................................................. right arrow

Section C. Computation of Public Support Percentage

Public support percentage for 2023 (line 8, column (f) divided by line 13, column (f)) .........

76.700 %

Public support percentage from 2022 Schedule A, Part III, line 15 ...............

76.190 %

Section D. Computation of Investment Income Percentage

Investment income percentage for 2023 (line 10c, column (f) divided by line 13, column (f)) ......

2.870 %

Investment income percentage from 2022 Schedule A, Part III, line 17 .............

2.120 %

19a

33 1/3% support tests-2023. If the organization did not check the box on line 14, and line 15 is more than 33 1/3%, and line 17 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ....... right arrow

33 1/3 % support tests—2022. If the organization did not check a box on line 14 or line 19a, and line 16 is more than 33 1/3% and line 18 is not more than 33 1/3%, check this box and stop here. The organization qualifies as a publicly supported organization ..... right arrow

Private foundation. If the organization did not check a box on line 14, 19a, or 19b, check this box and see instructions .... right arrow

Schedule A (Form 990) 2023

Page 4

Part IV

Supporting Organizations

(Complete only if you checked a box on line 12 of Part I. If you checked box 12a, of Part I, complete Sections A and B. If you checked box 12b, of Part I, complete Sections A and C. If you checked box 12c, of Part I, complete Sections A, D, and E. If you checked box12d, of Part I, complete Sections A and D, and complete Part V.)

Section A. All Supporting Organizations

Yes

Are all of the organization’s supported organizations listed by name in the organization’s governing documents?
If "No," describe in Part VI how the supported organizations are designated. If designated by class or purpose,
describe the designation. If historic and continuing relationship, explain.

Did the organization have any supported organization that does not have an IRS determination of status under section 509(a)(1) or (2)? If "Yes," explain in Part VI how the organization determined that the supported organization was described in section 509(a)(1) or (2).

Did the organization have a supported organization described in section 501(c)(4), (5), or (6)? If "Yes," answer lines 3b and 3c below.

Did the organization confirm that each supported organization qualified under section 501(c)(4), (5), or (6) and satisfied the public support tests under section 509(a)(2)? If "Yes," describe in Part VI when and how the organization made the determination.

Did the organization ensure that all support to such organizations was used exclusively for section 170(c)(2)(B) purposes? If "Yes," explain in Part VI what controls the organization put in place to ensure such use.

Was any supported organization not organized in the United States ("foreign supported organization")? If “Yes” and if you checked box 12a or 12b in Part I, answer lines 4b and 4c below.

Did the organization have ultimate control and discretion in deciding whether to make grants to the foreign supported organization? If “Yes,” describe in Part VI how the organization had such control and discretion despite being controlled or supervised by or in connection with its supported organizations.

Did the organization support any foreign supported organization that does not have an IRS determination under sections 501(c)(3) and 509(a)(1) or (2)? If “Yes,” explain in Part VI what controls the organization used to ensure that all support to the foreign supported organization was used exclusively for section 170(c)(2)(B) purposes.

Did the organization add, substitute, or remove any supported organizations during the tax year? If “Yes,” answer lines 5b and 5c below (if applicable). Also, provide detail in Part VI, including (i) the names and EIN numbers of the supported organizations added, substituted, or removed; (ii) the reasons for each such action; (iii) the authority under the organization's organizing document authorizing such action; and (iv) how the action was accomplished (such as by amendment to the organizing document).

Type I or Type II only. Was any added or substituted supported organization part of a class already designated in the organization's organizing document?

Substitutions only. Was the substitution the result of an event beyond the organization's control?

Did the organization provide support (whether in the form of grants or the provision of services or facilities) to anyone other than (i) its supported organizations, (ii) individuals that are part of the charitable class benefited by one or more of its supported organizations, or (iii) other supporting organizations that also support or benefit one or more of the filing organization’s supported organizations? If “Yes,” provide detail in Part VI.

Did the organization provide a grant, loan, compensation, or other similar payment to a substantial contributor (defined in section 4958(c)(3)(C)), a family member of a substantial contributor, or a 35% controlled entity with regard to a substantial contributor? If “Yes,” complete Part I of Schedule L (Form 990) .

Did the organization make a loan to a disqualified person (as defined in section 4958) not described on line 7? If “Yes,” complete Part I of Schedule L (Form 990).

Was the organization controlled directly or indirectly at any time during the tax year by one or more disqualified persons, as defined in section 4946 (other than foundation managers and organizations described in section 509(a)(1) or (2))? If “Yes,” provide detail in Part VI.

Did one or more disqualified persons (as defined on line 9a) hold a controlling interest in any entity in which the supporting organization had an interest? If “Yes,” provide detail in Part VI.

Did a disqualified person (as defined on line 9a) have an ownership interest in, or derive any personal benefit from, assets in which the supporting organization also had an interest? If “Yes,” provide detail in Part VI.

10a

Was the organization subject to the excess business holdings rules of section 4943 because of section 4943(f) (regarding certain Type II supporting organizations, and all Type III non-functionally integrated supporting organizations)? If “Yes,” answer line 10b below.

10a

Did the organization have any excess business holdings in the tax year? (Use Schedule C, Form 4720, to determine whether the organization had excess business holdings).

10b

Schedule A (Form 990) 2023

Page 5

Part IV

Supporting Organizations (continued)

Yes

Has the organization accepted a gift or contribution from any of the following persons?

A person who directly or indirectly controls, either alone or together with persons described on lines 11b and 11c below, the governing body of a supported organization?

11a

A family member of a person described on 11a above?

11b

A 35% controlled entity of a person described on line 11a or 11b above? If “Yes” to 11a, 11b, or 11c, provide detail in Part VI.

11c

Section B. Type I Supporting Organizations

Yes

Did the officers, directors, trustees, or membership of one or more supported organizations have the power to regularly appoint or elect at least a majority of the organization’s directors or trustees at all times during the tax year? If “No,” describe in Part VI how the supported organization(s) effectively operated, supervised, or controlled the organization’s activities. If the organization had more than one supported organization, describe how the powers to appoint and/or remove directors or trustees were allocated among the supported organizations and what conditions or restrictions, if any, applied to such powers during the tax year.

Did the organization operate for the benefit of any supported organization other than the supported organization(s) that operated, supervised, or controlled the supporting organization? If “Yes,” explain in Part VI how providing such benefit carried out the purposes of the supported organization(s) that operated, supervised or controlled the supporting organization.

Section C. Type II Supporting Organizations

Yes

Were a majority of the organization’s directors or trustees during the tax year also a majority of the directors or trustees of each of the organization’s supported organization(s)? If “No,” describe in Part VI how control or management of the supporting organization was vested in the same persons that controlled or managed the supported organization(s).

Section D. All Type III Supporting Organizations

Yes

Did the organization provide to each of its supported organizations, by the last day of the fifth month of the organization’s tax year, (i) a written notice describing the type and amount of support provided during the prior tax year, (ii) a copy of the Form 990 that was most recently filed as of the date of notification, and (iii) copies of the organization’s governing documents in effect on the date of notification, to the extent not previously provided?

Were any of the organization’s officers, directors, or trustees either (i) appointed or elected by the supported organization(s) or (ii) serving on the governing body of a supported organization? If "No," explain in Part VI how the organization maintained a close and continuous working relationship with the supported organization(s).

By reason of the relationship described in line 2 above, did the organization’s supported organizations have a significant voice in the organization’s investment policies and in directing the use of the organization’s income or assets at all times during the tax year? If "Yes," describe in Part VI the role the organization’s supported organizations played in this regard.

Section E. Type III Functionally-Integrated Supporting Organizations

Check the box next to the method that the organization used to satisfy the Integral Part Test during the year (see instructions):

The organization satisfied the Activities Test. Complete line 2 below.

The organization is the parent of each of its supported organizations. Complete line 3 below.

The organization supported a governmental entity. Describe in Part VI how you supported a government entity (see instructions)

Activities Test. Answer lines 2a and 2b below.

Yes

Did substantially all of the organization’s activities during the tax year directly further the exempt purposes of the supported organization(s) to which the organization was responsive? If "Yes," then in Part VI identify those supported organizations and explain how these activities directly furthered their exempt purposes, how the organization was responsive to those supported organizations, and how the organization determined that these activities constituted substantially all of its activities.

Did the activities described on line 2a, above constitute activities that, but for the organization’s involvement, one or more of the organization’s supported organization(s) would have been engaged in? If "Yes," explain in Part VI the reasons for the organization’s position that its supported organization(s) would have engaged in these activities but for the organization’s involvement.

Parent of Supported Organizations. Answer lines 3a and 3b below.

Did the organization have the power to regularly appoint or elect a majority of the officers, directors, or trustees of each of the supported organizations?If "Yes" or "No", provide details in Part VI.

Did the organization exercise a substantial degree of direction over the policies, programs and activities of each of its supported organizations? If "Yes," describe in Part VI. the role played by the organization in this regard.

Schedule A (Form 990) 2023

Page 6

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations

Check here if the organization satisfied the Integral Part Test as a qualifying trust on Nov. 20, 1970 (explain in Part VI). See instructions. All other Type III non-functionally integrated supporting organizations must complete Sections A through E.

	Section A - Adjusted Net Income		(A) Prior Year	(B) Current Year (optional)
1	Net short-term capital gain	1
2	Recoveries of prior-year distributions	2
3	Other gross income (see instructions)	3
4	Add lines 1 through 3	4
5	Depreciation and depletion	5
6	Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions)	6
7	Other expenses (see instructions)	7
8	Adjusted Net Income (subtract lines 5, 6 and 7 from line 4)	8

	Section B - Minimum Asset Amount		(A) Prior Year	(B) Current Year (optional)
1	Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year):	1
a	Average monthly value of securities	1a
b	Average monthly cash balances	1b
c	Fair market value of other non-exempt-use assets	1c
d	Total (add lines 1a, 1b, and 1c)	1d
e	Discount claimed for blockage or other factors (explain in detail in Part VI):
2	Acquisition indebtedness applicable to non-exempt use assets	2
3	Subtract line 2 from line 1d	3
4	Cash deemed held for exempt use. Enter 0.015 of line 3 (for greater amount, see instructions).	4
5	Net value of non-exempt-use assets (subtract line 4 from line 3)	5
6	Multiply line 5 by 0.035	6
7	Recoveries of prior-year distributions	7
8	Minimum Asset Amount (add line 7 to line 6)	8

	Section C - Distributable Amount		Current Year
1	Adjusted net income for prior year (from Section A, line 8, Column A)	1
2	Enter 85% of line 1	2
3	Minimum asset amount for prior year (from Section B, line 8, Column A)	3
4	Enter greater of line 2 or line 3	4
5	Income tax imposed in prior year	5
6	Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions)	6

Check here if the current year is the organization's first as a non-functionally-integrated Type III supporting organization (see instructions)

Schedule A (Form 990) 2023

Page 7

Part V

Type III Non-Functionally Integrated 509(a)(3) Supporting Organizations(continued)

Section D - Distributions		Current Year
1 Amounts paid to supported organizations to accomplish exempt purposes	1
2 Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity	2
3 Administrative expenses paid to accomplish exempt purposes of supported organizations	3
4 Amounts paid to acquire exempt-use assets	4
5 Qualified set-aside amounts (prior IRS approval required - provide details in Part VI)	5
6 Other distributions (describe in Part VI). See instructions	6
7Total annual distributions. Add lines 1 through 6.	7
8 Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions	8
9 Distributable amount for 2023 from Section C, line 6	9
10 Line 8 amount divided by Line 9 amount	10

Section E - Distribution Allocations (see instructions)		(i) Excess Distributions	(ii) Underdistributions Pre-2023	(iii) Distributable Amount for 2023
1 Distributable amount for 2023 from Section C, line 6
2 Underdistributions, if any, for years prior to 2023 (reasonable cause required-- explain in Part VI). See instructions.
3 Excess distributions carryover, if any, to 2023:
a From 2018.......
b From 2019.......
c From 2020.......
d From 2021.......
e From 2022.......
fTotal of lines 3a through e
g Applied to underdistributions of prior years
h Applied to 2023 distributable amount
i Carryover from 2018 not applied (see instructions)
j Remainder. Subtract lines 3g, 3h, and 3i from line 3f.
4Distributions for 2023 from Section D, line 7:
$
a Applied to underdistributions of prior years
b Applied to 2023 distributable amount
c Remainder. Subtract lines 4a and 4b from line 4.
5 Remaining underdistributions for years prior to 2023, if any. Subtract lines 3g and 4a from line 2. If the amount is greater than zero, explain in Part VI. See instructions.
6 Remaining underdistributions for 2023. Subtract lines 3h and 4b from line 1. If the amount is greater than zero, explain in Part VI. See instructions.
7 Excess distributions carryover to 2024. Add lines 3j and 4c.
8 Breakdown of line 7:
a Excess from 2019.....
b Excess from 2020.....
c Excess from 2021.....
d Excess from 2022.....
e Excess from 2023.....

Schedule A (Form 990) (2023)

Schedule A (Form 990) 2023

Page 8

Part VI

Supplemental Information. Provide the explanations required by Part II, line 10; Part II, line 17a or 17b; Part III, line 12; Part IV, Section A, lines 1, 2, 3b, 3c, 4b, 4c, 5a, 6, 9a, 9b, 9c, 11a, 11b, and 11c; Part IV, Section B, lines 1 and 2; Part IV, Section C, line 1; Part IV, Section D, lines 2 and 3; Part IV, Section E, lines 1c, 2a, 2b, 3a and 3b; Part V, line 1; Part V, Section B, line 1e; Part V Section D, lines 5, 6, and 8; and Part V, Section E, lines 2, 5, and 6. Also complete this part for any additional information. (See instructions).

Facts And Circumstances Test

Return Reference	Explanation

Schedule A (Form 990) 2023

Additional Data

Software ID:
Software Version:

- TIN:

Schedule B
(Form 990)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2023

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Arrow Bullet

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990) (2023)

Schedule B (Form 990) (2023) Page 2

Name of organization EVERNORTH LOAN FUND INC

Part I Contributors	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
RESTRICTED	,	$ RESTRICTED	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)

Schedule B (Form 990) (2023)

Page 3

Name of organization EVERNORTH LOAN FUND INC		Employer identification number 03-0315075

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990) (2023)

Schedule B (Form 990) (2023)

Page 4


Name of organization EVERNORTH LOAN FUND INC			Employer identification number 03-0315075
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990) (2023)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
right arrow

Attach to Form 990.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2022

Open to Public Inspection

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after July 25, 2006, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year right arrow

Number of states where property subject to conservation easement is located right arrow

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... right arrow

(ii)

Assets included in Form 990, Part X ............................... right arrow

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... right arrow

Assets included in Form 990, Part X ............................... right arrow

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2022

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment right arrow

Permanent endowment right arrow

Term endowment right arrow

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....
b	Buildings ....
c	Leasehold improvements
d	Equipment ....
e	Other .....
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..		0

Schedule D (Form 990) 2022

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3)Other
(A)
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1)INVESTMENT IN AFFILIATES	6,108,147	C
(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)	6,108,147

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
DUE TO EVERNORTH INC.	1,483,602








Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	1,483,602
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2022

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......		1	1,191,774
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d .....................		2e	0
3	Subtract line 2e from line 1..................		3	1,191,774
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................		4c	0
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......		5	1,191,774

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........		1	577,392
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d....................		2e	0
3	Subtract line 2e from line 1...................		3	577,392
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b.....................		4c	0
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......		5	577,392

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference

Explanation

PART X, LINE 2:

FASB ASC 740, INCOME TAXES, REQUIRES ENTITIES TO DISCLOSE IN THEIR FINANCIAL STATEMENTS THE NATURE OF ANY UNCERTAINTY IN THEIR TAX POSITIONS. FOR TAX-EXEMPT ENTITIES, TAX-EXEMPT STATUS ITSELF IS DEEMED TO BE AN UNCERTAINTY, AS EVENTS COULD POTENTIALLY OCCUR TO JEOPARDIZE THEIR TAX-EXEMPT STATUS. MANAGEMENT BELIEVES WE HAVE NO UNCERTAIN TAX POSITIONS. WE ANTICIPATE THAT WE WILL NOT HAVE A CHANGE IN UNCERTAIN TAX POSITIONS DURING THE NEXT TWELVE MONTHS THAT WOULD HAVE A MATERIAL IMPACT ON OUR CONSOLIDATED FINANCIAL STATEMENTS. IF NECESSARY, WE WOULD ACCRUE INTEREST AND PENALTIES ON UNCERTAIN TAX POSITIONS AS A COMPONENT OF THE PROVISION FOR INCOME TAXES. WE BELIEVE WE ARE NO LONGER SUBJECT TO INCOME TAX EXAMINATIONS FOR YEARS PRIOR TO 2020 FOR HVT. EVERNORTH IS SUBJECT TO INCOME TAX EXAMINATIONS SINCE JULY 1, 2021 (DATE OF INCEPTION).

Schedule D (Form 990) 2022

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
medium right arrow graphic

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
medium right arrow graphic

Attach to Form 990.
medium right arrow graphic

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2023

Open to Public Inspection

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2023

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1NANCY OWENS PRESIDENT	(i) (ii)	0 ------------- 212,848	0 ------------- 30,000	0 ------------- 0	0 ------------- 12,702	0 ------------- 13,009	0 ------------- 268,559	0 ------------- 0
2W ERIC SCHMITT VICE PRESIDENT, ASSET MANA	(i) (ii)	0 ------------- 161,611	0 ------------- 18,300	0 ------------- 0	0 ------------- 10,149	0 ------------- 11,459	0 ------------- 201,519	0 ------------- 0
3JANET SPITLER TREASURER	(i) (ii)	0 ------------- 159,608	0 ------------- 17,982	0 ------------- 0	0 ------------- 10,111	0 ------------- 13,009	0 ------------- 200,710	0 ------------- 0
4KATHY BEYER VP - DEVELOPMENT	(i) (ii)	0 ------------- 157,846	0 ------------- 17,713	0 ------------- 0	0 ------------- 9,606	0 ------------- 6,566	0 ------------- 191,731	0 ------------- 0
5DEBORAH FLANNERY VICE PRESIDENT	(i) (ii)	0 ------------- 151,103	0 ------------- 16,110	0 ------------- 0	0 ------------- 8,179	0 ------------- 9,537	0 ------------- 184,929	0 ------------- 0
6SHERRIN VAIL VICE PRESIDENT	(i) (ii)	0 ------------- 149,867	0 ------------- 17,040	0 ------------- 0	0 ------------- 9,222	0 ------------- 7,658	0 ------------- 183,787	0 ------------- 0
7JENNIFER ODGEN VICE PRESIDENT	(i) (ii)	0 ------------- 146,663	0 ------------- 16,015	0 ------------- 0	0 ------------- 8,962	0 ------------- 6,507	0 ------------- 178,147	0 ------------- 0
8WILLIAM SHANAHAN CO-PRESIDENT (FORMER 7/23)	(i) (ii)	0 ------------- 135,474	0 ------------- 30,000	0 ------------- 0	0 ------------- 7,514	0 ------------- 0	0 ------------- 172,988	0 ------------- 0

Schedule J (Form 990) 2023

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation
PART I, LINE 3	EXECUTIVE COMPENSATION IS DETERMINED AND APPROVED BY THE BOARD BASED ON THE FAIR VALUE OF THE SERVICES RECEIVED BY THE ORGANIZATION.

Schedule J (Form 990) 2023

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
Attach to Form 990 or 990-EZ.
Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2023

Open to Public
Inspection

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Return Reference	Explanation
FORM 990, PART VI, SECTION A, LINE 6	SEE EXPLANATION FOR LINE 7A.
FORM 990, PART VI, SECTION A, LINE 7A	A PERSON OR LEGAL ENTITY MAY BE A MEMBER OF HOUSING VERMONT UPON PAYMENT OF THE ANNUAL MEMBERSHIP FEE. MEMBERS HAVE CERTAIN VOTING RIGHTS. MEMBERSHIP FEES ARE USED TO FURTHER THE MISSION OF HOUSING VERMONT.
FORM 990, PART VI, SECTION A, LINE 8B	NO SUCH OTHER COMMITTEES.
FORM 990, PART VI, SECTION B, LINE 11B	SENIOR MANAGEMENT WILL REVIEW AND PRESENT TO THE FINANCE COMMITTEE WHO WILL APPROVE.
FORM 990, PART VI, SECTION B, LINE 12C	MANAGEMENT COLLECTS AND REVIEWS CONFLICT OF INTEREST DISCLOSURES.
FORM 990, PART VI, SECTION B, LINE 15	COMPENSATION IS REVIEWED AND APPROVED BY THE APPROPRIATE SENIOR STAFF AND BOARD OF DIRECTORS.
FORM 990, PART VI, SECTION C, LINE 19	AVAILABLE IN HARD COPY AT THE EVERNORTH LOAN FUND OFFICE.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990) 2023

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2023

Open to Public Inspection

Name of the organization

EVERNORTH LOAN FUND INC

Employer identification number

03-0315075

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)HV NONPROFIT 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0372157	PROMOTE AFFORDABLE HOUSING	VT	501(C)(3)	LINE 12B, II	EVERNORTH INC	Yes
(2)VERNON SENIOR HOUSING PO BOX 10540 BEDFORD,NH03110 03-0319187	PROMOTE AFFORDABLE HOUSING	NH	501(C)(3)	LINE 12B, II	EVERNORTH INC	Yes
(3)HV REAL ESTATE HOLDINGS INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 83-1025550	PROMOTE AFFORDABLE HOUSING	VT	501(C)(3)	LINE 12B, II	EVERNORTH INC	Yes
(4)EVERNORTH INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1409438	PROMOTE AFFORDABLE HOUSING	VT	501(C)(3)	LINE 10	N/A		No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2023

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Predominant income(related, unrelated, excluded from tax under sections 512-514)	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity		(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership
(1) 1 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1290983	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(2) 12 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0388563	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(3) 13 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 37-1701864	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(4) 14 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-3886494	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(5) 15 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 36-4742480	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(6) 16 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0388998	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(7) 17 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 61-1778264	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(8) 18 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 36-4825973	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(9) 19 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-0893376	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(10) 2 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1291035	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(11) 20 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-0893555	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(12) 21 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0483404	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(13) 22 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0483533	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(14) 23 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 36-4826782	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(15) 24 VRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0483864	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	1.000 %
(16) 3 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1330170	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(17) 4 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1330290	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(18) 5 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1345541	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(19) 6 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1345583	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(20) 65 STATE STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2073652	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(21) 7 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1365657	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(22) 8 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-1365695	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No	0.010 %
(23) 95 NORTH AVENUE LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-5043069	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	0.010 %
(24) ADDISON HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0352098	PROMOTE AFFORDABLE HOUSING	VT	HV 1995 INC	RELATED				No			No	0.500 %
(25) ALBURGH FAMILY HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-1810828	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.010 %
(26) ALGIERS FAMILY HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 80-0796822	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(27) APPLEGATE APARTMENTS LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 61-1786328	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(28) ARMORY LANE HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-3385798	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(29) ARTHURS MAIN STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-3078208	PROMOTE AFFORDABLE HOUSING	VT	HV 2011 INC	RELATED				No			No	0.010 %
(30) AVENUE APARTMENTS LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 80-0732720	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(31) AW RICHARDS HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0219327	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.050 %
(32) BATTENKILL NORTH 100 BANK STREET SUITE 400 BURLINGTON,VT05401 81-3971646	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	0.010 %
(33) BELLOWS FALLS HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-3294089	PROMOTE AFFORDABLE HOUSING	VT	HV 2008 INC	RELATED				No			No	2.500 %
(34) BEMIS BLOCK HSG LTD PSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5178421	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(35) BENNINGTON HISTORIC LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-5407698	PROMOTE AFFORDABLE HOUSING	VT	RAHC HOUSING INC	RELATED				No			No	0.010 %
(36) BLACK RIVER HSG LTD PSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2773689	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(37) BLAKE COMMONS HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0704002	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.010 %
(38) BOBBIN MILL LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-3901999	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(39) BRANCHWOOD HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0229635	PROMOTE AFFORDABLE HOUSING	VT	HV 2003 INC	RELATED				No			No	0.500 %
(40) BRIGHT STREET LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-3435982	PROMOTE AFFORDABLE HOUSING	VT	HV 2013 INC	RELATED				No			No	0.010 %
(41) BROOKSIDE APARTMENTS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2985779	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	2.500 %
(42) CALLAHAN HSG LTDPSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-4398566	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.050 %
(43) CANAL STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0704071	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.050 %
(44) CEDARS EDGE APARTMENTS LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-3395203	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.050 %
(45) CHERRY STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5408696	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	2.500 %
(46) CHICKEN BONE HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 83-3768834	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(47) CITY NEIGHBORHOOD HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-1626357	PROMOTE AFFORDABLE HOUSING	VT	HV CITY KEY INC	RELATED				No			No	0.010 %
(48) COMMUNITY CAPITAL HOUSING VERMONT FUND 1 LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2383978	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(49) COMMUNITY CAPITAL HOUSING VERMONT FUND 2 LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 46-0596522	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(50) COMMUNITY CAPITAL HOUSING VERMONT FUND 3 LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-4297318	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(51) COMMUNITY CAPITAL HOUSING VERMONT FUND 4 LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 82-5445816	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(52) CONGRESS STREET APARTMENTS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 84-4015097	PROMOTE AFFORDABLE HOUSING	VT	HV LIMITED INC	RELATED				No			No	0.010 %
(53) CREEKVIEW HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-1245556	PROMOTE AFFORDABLE HOUSING	VT	HV 2004 INC	RELATED				No			No	2.500 %
(54) DEWITT DRIVE LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-2598207	PROMOTE AFFORDABLE HOUSING	VT	HV 2011 INC	RELATED				No			No	0.010 %
(55) DORSET COMMUNITY HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3107858	PROMOTE AFFORDABLE HOUSING	VT	HV 2004 INC	RELATED				No			No	0.010 %
(56) DOWNTOWN CROSSING 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-1216236	PROMOTE AFFORDABLE HOUSING	VT	RAHC HOUSING INC	RELATED				No			No	0.010 %
(57) EASTERN TOWNSHIP HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5388651	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(58) ELLIS BLOCK HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2759868	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.010 %
(59) EXNER BLOCK HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0359206	PROMOTE AFFORDABLE HOUSING	VT	HV 1998 INC	RELATED				No			No	0.500 %
(60) FALLS HOUSING LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-4985602	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(61) FRENCH BLOCK LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-0964734	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(62) GARDEN STREET HOUSING LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 35-2651126	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(63) GEIGERS GROCERY 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0391900	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(64) GREEN MOUNTAIN HOUSING EQUITY FUND VI LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 46-5482844	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(65) GREEN MTN HSG EQUITY FUND III LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5950415	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(66) GREEN MTN HSG EQUITY FUND IV LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-4698723	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(67) GREEN MTN HSG EQUITY FUND V LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 80-0755201	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(68) GREEN MTN HSG EQUITY FUND 8 LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 82-1228850	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(69) GREEN MTN HSG EQUITY FUND VII PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-4100407	PROMOTE AFFORDABLE HOUSING	VT	GREEN MTN HSG EQUITY FUND INC	RELATED				No			No	0.010 %
(70) GREEN STREET HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-4344382	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	0.010 %
(71) GROTON COMMERCIALLLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-2653250	PROMOTE AFFORDABLE HOUSING	VT	HV 2003 INC	RELATED				No			No	50.000 %
(72) GROTON COMMUNITY HSG LTD PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 06-1687666	PROMOTE AFFORDABLE HOUSING	VT	HV 2003 INC	RELATED				No			No	0.050 %
(73) HARRINGTON VILLAGE LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 37-1714812	PROMOTE AFFORDABLE HOUSING	VT	HV 2011 INC	RELATED				No			No	0.010 %
(74) HARTFORD SCATTERED SITES LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-3928887	PROMOTE AFFORDABLE HOUSING	VT	TWIN PINES HOUSING TRUST	RELATED				No			No	0.010 %
(75) HEDDING DRIVE HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0354590	PROMOTE AFFORDABLE HOUSING	VT	HV 1997 INC	RELATED				No			No	0.050 %
(76) HICKORY STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 90-0893774	PROMOTE AFFORDABLE HOUSING	VT	HV FOREST PARK INC	RELATED				No			No	0.010 %
(77) HICKORY STREET III HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-0945960	PROMOTE AFFORDABLE HOUSING	VT	H V FOREST PARK INC	RELATED				No			No	0.010 %
(78) HIGHGATE HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0328429	PROMOTE AFFORDABLE HOUSING	VT	HV HIGHGATE INC	RELATED				No			No	0.500 %
(79) HOUSING PV I LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-1992086	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	100.000 %
(80) HOWARD BLOCK COMMERCIAL LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0117848	PROMOTE AFFORDABLE HOUSING	VT	HV 2002 INC	RELATED				No			No	0.500 %
(81) HOWARD BLOCK HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0372352	PROMOTE AFFORDABLE HOUSING	VT	HV HOWARD BLOCK INC	RELATED				No			No	0.010 %
(82) HUCKLE HILL HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-1656458	PROMOTE AFFORDABLE HOUSING	VT	VERNON SENIOR HOUSING INC	RELATED				No			No	0.010 %
(83) HUNT FARM HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 83-2769615	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(84) HVT SOLAR LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-4498960	PROMOTE AFFORDABLE HOUSING	VT	HV ENERGY 2015 INC	RELATED				No			No	0.010 %
(85) JEUDENVINE HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 61-1859429	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(86) JOHNSON COMMUNITY HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0219226	PROMOTE AFFORDABLE HOUSING	VT	HV JOHNSHON INC	RELATED				No			No	0.010 %
(87) KELLEY'S FIELD LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-1267080	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	0.010 %
(88) KING STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-1648957	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	0.010 %
(89) LADD HALL LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-1002283	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(90) LAMOILLE VIEW HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 37-1700079	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(91) LAURENTIDE HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 37-1870587	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(92) LINDEN TERRACE HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-8490540	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	0.100 %
(93) MAPLE STREET HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 61-1696199	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(94) MIDDLEBURY SOUTH HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5689766	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(95) MILL BROOK ALLOCATED HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2068633	PROMOTE AFFORDABLE HOUSING	VT	7921 GP INC	RELATED				No			No	0.010 %
(96) MILL BROOK HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2068533	PROMOTE AFFORDABLE HOUSING	VT	HV MILL BROOK INC	RELATED				No			No	2.500 %
(97) MISSISQUOI MANOR HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0219460	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	2.500 %
(98) MONUMENT VIEW LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0542882	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(99) MOOSE RIVER HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0369688	PROMOTE AFFORDABLE HOUSING	VT	H V 2001 INC	RELATED				No			No	2.500 %
(100) MORRISVILLE COMMUNITY HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-3554187	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(101) MORRISVILLE HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0345304	PROMOTE AFFORDABLE HOUSING	VT	HV 1993 INC	RELATED				No			No	0.050 %
(102) MOUNTAINVIEW ST JAY HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0229559	PROMOTE AFFORDABLE HOUSING	VT	HV 2003 INC	RELATED				No			No	2.500 %
(103) NEW AVENUE HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 84-2627946	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(104) NEW DEPOT LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 82-4911447	PROMOTE AFFORDABLE HOUSING	VT	HV NONPROFIT INC	RELATED				No			No	0.010 %
(105) NEWPORT FAMILY HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2773648	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(106) NORTH BRANCH APTS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-4008514	PROMOTE AFFORDABLE HOUSING	VT	HV 2008 INC	RELATED				No			No	0.010 %
(107) NORTH PLEASANT HOUSING 2 LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-3910645	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(108) OLIVIA PLACE LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 83-3012482	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(109) OTTER CREEK HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2068417	PROMOTE AFFORDABLE HOUSING	VT	HV 2008 INC	RELATED				No			No	0.010 %
(110) PASSUMPSIC HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-0327267	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	5.000 %
(111) PINE MANOR HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0219546	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.010 %
(112) PINE STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-3966681	PROMOTE AFFORDABLE HOUSING	VT	HV 2008 INC	RELATED				No			No	0.500 %
(113) PLEASANT HILLS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0516868	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(114) PLEASANT STREET HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-3281768	PROMOTE AFFORDABLE HOUSING	VT	HV 2008 INC	RELATED				No			No	2.500 %
(115) PORTLAND & MAIN HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0361429	PROMOTE AFFORDABLE HOUSING	VT	HV 1999 INC	RELATED				No			No	2.500 %
(116) PROCTORSVILLE GREEN HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-0327053	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	0.010 %
(117) PUTNEY LANDING LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-4039910	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(118) RAIL CITY FAMILY HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 46-3836176	PROMOTE AFFORDABLE HOUSING	VT	HV 2013 INC	RELATED				No			No	0.010 %
(119) RCC2 LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 84-5060358	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(120) RED CLOVER COMMONS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-1267302	PROMOTE AFFORDABLE HOUSING	VT	H V RED CLOVER INC	RELATED				No			No	0.010 %
(121) RICHFORD COMMUNITY HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0364515	PROMOTE AFFORDABLE HOUSING	VT	HV 2001 INC	RELATED				No			No	2.500 %
(122) RIVER STATION HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-2355479	PROMOTE AFFORDABLE HOUSING	VT	HV RIVER STATION INC	RELATED				No			No	0.010 %
(123) ROARING BRANCH HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-3514715	PROMOTE AFFORDABLE HOUSING	VT	HV 2011 INC	RELATED				No			No	0.010 %
(124) ROUND BARN HSG PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-2584582	PROMOTE AFFORDABLE HOUSING	VT	HV 2005 INC	RELATED				No			No	0.050 %
(125) ROUND BARN SOLAR LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 81-1973371	PROMOTE AFFORDABLE HOUSING	VT	HV ENERGY 2015 INC	RELATED				No			No	1.000 %
(126) RUTLAND COMMUNITY HOUSING 1 LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2528356	PROMOTE AFFORDABLE HOUSING	VT	HV FOREST PARK INC	RELATED				No			No	0.010 %
(127) SAFFORD COMMONS HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-1504720	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	0.010 %
(128) SAFFORD REAL ESTATE LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-1887406	PROMOTE AFFORDABLE HOUSING	VT	HV NONPROFIT INC	RELATED				No			No	0.010 %
(129) SALMON RUN HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0667100	PROMOTE AFFORDABLE HOUSING	VT	HV 2009 INC	RELATED				No			No	0.010 %
(130) SAXTONS RIVER HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0362277	PROMOTE AFFORDABLE HOUSING	VT	HV 1999 INC	RELATED				No			No	0.500 %
(131) SEAVERS BROOK HOUSING LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-5107369	PROMOTE AFFORDABLE HOUSING	VT	HV 2014 INC	RELATED				No			No	50.000 %
(132) SMALLEST CITY HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0463878	PROMOTE AFFORDABLE HOUSING	VT	HV 2002 INC	RELATED				No			No	2.500 %
(133) SOUTH MEADOW APARTMENTS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-3992483	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(134) SOUTHVIEW HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3455288	PROMOTE AFFORDABLE HOUSING	VT	HV 2005 INC	RELATED				No			No	0.010 %
(135) STANISLAUS HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-2697338	PROMOTE AFFORDABLE HOUSING	VT	HOUSING TRUST OF RUTLAND COUNTY	RELATED				No			No	0.010 %
(136) STONE HILL HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3107791	PROMOTE AFFORDABLE HOUSING	VT	HV 2005 INC	RELATED				No			No	0.010 %
(137) STUART AVENUE HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 87-1353005	PROMOTE AFFORDABLE HOUSING	VT	H V LIMITED INC	RELATED				No			No	0.010 %
(138) SUMMER STREET HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-3422977	PROMOTE AFFORDABLE HOUSING	VT	HV 2013 INC	RELATED				No			No	0.010 %
(139) SYLVAN WOODS HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5875519	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(140) TAYLOR STREET HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 82-4838642	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(141) UPPER STORY HOUSING LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-1866529	PROMOTE AFFORDABLE HOUSING	VT	HV 2010 INC	RELATED				No			No	0.010 %
(142) VERGENNES COMMUNITY HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 84-1974508	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(143) VERMONT INVESTOR FUND III LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-0795602	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(144) VILLAGE CENTER APARTMENTS LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 86-2615978	PROMOTE AFFORDABLE HOUSING	VT	LHP 1994 INC	RELATED				No			No	0.010 %
(145) WAITS RIVER HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-4272577	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(146) WALL STREET HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 32-0030562	PROMOTE AFFORDABLE HOUSING	VT	HV 2002 INC	RELATED				No			No	0.050 %
(147) WCH 2 LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-0838369	PROMOTE AFFORDABLE HOUSING	VT	H V LIMITED INC	RELATED				No			No	0.010 %
(148) WENTWORTH COMMUNITY HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 82-4954891	PROMOTE AFFORDABLE HOUSING	VT	HV 2018 INC	RELATED				No			No	0.010 %
(149) WEST BURKE HOUSING LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 85-4067347	PROMOTE AFFORDABLE HOUSING	VT	EN 2021 INC	RELATED				No			No	0.010 %
(150) WEST RIVER VALLEY ASSISTED LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5689438	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(151) WEST RIVER VALLEY HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5511186	PROMOTE AFFORDABLE HOUSING	VT	H V 2006 INC	RELATED				No			No	0.010 %
(152) WEST RIVER VALLEY OWNERS ASSOCIATION 100 BANK STREET SUITE 400 BURLINGTON,VT05401 46-3210374	PROMOTE AFFORDABLE HOUSING	VT	WEST RIVER VALLEY HOUSING LP	RELATED				No			No	0.010 %
(153) WEST RIVER VALLEY SUPPORTIVE LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 37-1697483	PROMOTE AFFORDABLE HOUSING	VT	HV 2012 INC	RELATED				No			No	0.010 %
(154) WHARF LANE HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-3192578	PROMOTE AFFORDABLE HOUSING	VT	HV 2011 INC	RELATED				No			No	0.010 %
(155) WHEELER BROOK HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2796829	PROMOTE AFFORDABLE HOUSING	VT	HV 2007 INC	RELATED				No			No	0.010 %
(156) WILDER BLOCK HSG LTD PSHP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3927944	PROMOTE AFFORDABLE HOUSING	VT	HV 2005 INC	RELATED				No			No	0.050 %
(157) WILLARD MILL HLP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-5950362	PROMOTE AFFORDABLE HOUSING	VT	HV 2006 INC	RELATED				No			No	0.010 %
(158) WINCHESTER PLACE LP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 47-4440662	PROMOTE AFFORDABLE HOUSING	VT	H V 2014 INC	RELATED				No			No	0.010 %
(159) WOOLSON BLOCK LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 61-1851251	PROMOTE AFFORDABLE HOUSING	VT	HV 2016 INC	RELATED				No			No	0.010 %
(160) SMITH HOUSING LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0371438	PROMOTE AFFORDABLE HOUSING	VT		RELATED				No			No	0.010 %
(161) SWANTON SCHOOL HOUSING LIMITED PARTNERSHIP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0361169	PROMOTE AFFORDABLE HOUSING	VT		RELATED				No			No
(162) 9 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(163) 10 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(164) 11 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(165) 12 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(166) 13 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(167) 13 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(168) 14 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(169) 15 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No
(170) 16 ENRV 2008 LLC 100 BANK STREET SUITE 400 BURLINGTON,VT05401	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH RURAL VENTURES INC	RELATED				No			No

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No
(1) 7921 GP INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2637398	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(2) EVERNORTH RURAL VENTURES INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-1875850	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH LOAN FUND INC	C			100.000 %		No
(3) GREEN MOUNTAIN HOUSING EQUITY FUND INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 06-1693248	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH LOAN FUND INC	C			100.000 %		No
(4) HV WOOLSON BLOCK INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 83-4454523	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(5) HV 1993 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0336226	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(6) HV 1995 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0346602	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(7) HV 1997 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 04-3383390	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(8) HV 1998 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0357097	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(9) HV 1999 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0359205	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(10) HV 2000 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0363469	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(11) HV 2001 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0368317	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(12) HV 2002 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0372115	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(13) HV 2003 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 55-0820560	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(14) HV 2004 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0764924	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(15) HV 2005 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3107721	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(16) HV 2006 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-4256779	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(17) HV 2007 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-8490471	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(18) HV 2008 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2063486	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(19) HV 2009 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0165568	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(20) HV 2010 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-1866459	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(21) HV 2011 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-2301545	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(22) HV 2012 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 46-0596701	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(23) HV 2013 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 35-2486145	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(24) HV 2014 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 35-2509899	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(25) HV 2016 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 36-4828721	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(26) HV 2018 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-1044008	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(27) HV CITY KEY INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-4115155	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(28) HV ENERGY 2010 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 45-3732544	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(29) HV ENERGY 2015 INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 38-3974625	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(30) HV ESSEX INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-4060495	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(31) HV FOREST PARK INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-3405441	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(32) HV FUND MANAGER INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-2445908	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH LOAN FUND INC	C			100.000 %		No
(33) HV GENERALS CORP 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0322504	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH LOAN FUND INC	C			100.000 %		No
(34) HV HIGHGATE INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0327183	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(35) HV HOWARD BLOCK INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0095646	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(36) HV JOHNSON INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 27-0218999	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(37) HV LIMITED INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-3622398	PROMOTE AFFORDABLE HOUSING	VT	EVERNORTH LOAN FUND INC	C			100.000 %		No
(38) HV MILL BROOK INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 26-2068331	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(39) HV RED CLOVER INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 30-0833180	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(40) HV RIVER STATION INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-2452901	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(41) HV WATERFRONT INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 04-3763442	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(42) HV WESTGATE INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 03-0367862	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No
(43) HV WESTMINSTER INC 100 BANK STREET SUITE 400 BURLINGTON,VT05401 20-0740329	PROMOTE AFFORDABLE HOUSING	VT	HV GENERALS CORP	C			100.000 %		No

Schedule R (Form 990) 2023

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

Yes

c Gift, grant, or capital contribution from related organization(s) ............................

Yes

d Loans or loan guarantees to or for related organization(s) ............................

Yes

e Loans or loan guarantees by related organization(s) ............................

Yes

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

Yes

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved
(1) NEW AVENUE HLP	B	125,000	COST
(2) SAFFORD COMMONS HLP	C	80,000	COST
(3) WILLARD MILL HOUSING	C	231,126	COST
(4) RCCS PARTNERSHIP	B	56,558	COST
(5) PORTLAND AND MAIN HOUSING	D	300,000	COST

Schedule R (Form 990) 2023

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) 2023

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) 2023

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: THE MISSION OF EVERNORTH LOAN FUND IS TO PRODUCE PERMANENTLY AFFORDABLE HOUSING AND ENABLE INVESTMENTS IN ECONOMIC AND COMMUNITY DEVELOPMENT TO BENEFIT VERMONTERS THROUGH PARTNERSHIPS WITH COMMUNITIES AND THE PRIVATE SECTOR.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	15
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	15
5	Total number of individuals employed in calendar year 2023 (Part V, line 2a) ......	5	0
6	Total number of volunteers (estimate if necessary) .............	6	0
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, Part I, line 11 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	1,020,000	1,030,000
9	Program service revenue (Part VIII, line 2g) .........	415,622	0
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	75,616	149,846
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	1,171	11,928
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	1,512,409	1,191,774
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	0	0
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	740,477	577,392
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	740,477	577,392
19	Revenue less expenses. Subtract line 18 from line 12.......	771,932	614,382
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	16,980,601	17,211,570
21	Total liabilities (Part X, line 26).............	2,867,015	2,483,602
22	Net assets or fund balances. Subtract line 21 from line 20.....	14,113,586	14,727,968

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ 577,392 including grants of $ ) (Revenue $ 11,928 )
	FOSTERING LOW-INCOME HOUSING, AND COMMUNITY DEVELOPMENT, ALLEVIATION AND PREVENTATION OF COMMUNITY DETERIORATION THROUGH THE PRODUCTION AND REHABILITATION OF AFFORDABLE HOUSING AS PROVIDED IN INTERNAL REVENUE SERVICE REVENUE PROCEDURE 96-32 (INLUDING SPECIFICALLY THE REQUIREMENTS THAT MUST BE SATISFIED TO QUALIFY UNDER THE SAFE HARBOR OF "FACTS AND CIRCUMSTANCES" TESTS).

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses577,392

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)			(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(18) WILLIAM SHANAHAN........................................................................ CO-PRESIDENT (FORMER 7/23)	1.00 .......................40.00	X		0	165,474	7,514
(19) SHERRIN VAIL........................................................................ VICE PRESIDENT	1.00 .......................40.00		X	0	166,907	16,880
(20) W ERIC SCHMITT........................................................................ VICE PRESIDENT, ASSET MANA	1.00 .......................40.00		X	0	179,911	21,608
(21) KATHY BEYER........................................................................ VP - DEVELOPMENT	1.00 .......................40.00		X	0	175,559	16,172
(22) DEBORAH FLANNERY........................................................................ VICE PRESIDENT	1.00 .......................40.00		X	0	167,213	17,716
(23) JENNIFER ODGEN........................................................................ VICE PRESIDENT	1.00 .......................40.00		X	0	162,678	15,469

1b	Sub-Total..............
c	Total from continuation sheets to Part VII, Section A..
d	Total (add lines 1b and 1c).........	0	1,438,180	144,190

(A) Name and business address	(B) Description of services	(C) Compensation





2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 0

1a	Federated campaigns..		1a
b	Membership dues..		1b
c	Fundraising events..		1c
d	Related organizations		1d
e	Government grants (contributions)		1e	1,030,000

f	All other contributions, gifts, grants, and similar amounts not included above		1f

g	Noncash contributions included in lines 1a - 1f:$		1g

h Total. Add lines 1a-1f.......		1,030,000

		Business Code
2a
b
c
d
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....

3 Investment income (including dividends, interest, and othersimilar amounts) ......			149,846			149,846
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
			(i) Real	(ii) Personal
6a	Gross rents	6a
b	Less: rental expenses	6b
c	Rental income or (loss)	6c
d	Net rental income or (loss).......
			(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	7a
b	Less: cost or other basis and sales expenses	7b
c	Gain or (loss)	7c
d	Net gain or (loss).........
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
			8a
b	Less: direct expenses ...		8b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..

Business Code
11a	LOAN ORIGINATION FEES		900099	11,807	11,807
b	MISCELLANEOUS		900099	121	121
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......			11,928
12	Total revenue. See instructions.....			1,191,774	11,928	0	149,846

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......
10	Payroll taxes ...........
11	Fees for services (non-employees):
a	Management ......
b	Legal .........
c	Accounting ...........
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)
12	Advertising and promotion ....
13	Office expenses .......
14	Information technology ......
15	Royalties ..
16	Occupancy ...........
17	Travel ............
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....
20	Interest ...........
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..
23	Insurance ...
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	CONSULTING	300,451	300,451
b	BAD DEBT EXPENSE	220,234	220,234
c	MISCELLANEOUS	56,707	56,707
d
e	All other expenses
25	Total functional expenses. Add lines 1 through 24e	577,392	577,392	0	0
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........		3,195,906	1	1,228,931
2	Savings and temporary cash investments .........		1,275,486	2	462,443
3	Pledges and grants receivable, net ......			3
4	Accounts receivable, net .............			4
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
				5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
				6
7	Notes and loans receivable, net ...........		6,153,623	7	9,333,351
8	Inventories for sale or use ............			8
9	Prepaid expenses and deferred charges ......			9
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a
b	Less: accumulated depreciation	10b		10c
11	Investments—publicly traded securities .			11
12	Investments—other securities. See Part IV, line 11 .....			12
13	Investments—program-related. See Part IV, line 11 ..		6,191,283	13	6,108,147
14	Intangible assets ...............			14
15	Other assets. See Part IV, line 11 ...........		164,303	15	78,698
16	Total assets. Add lines 1 through 15 (must equal line 33)...		16,980,601	16	17,211,570

17	Accounts payable and accrued expenses .....		17
18	Grants payable ...		18
19	Deferred revenue .........	905,000	19	0
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..		23	1,000,000
24	Unsecured notes and loans payable to unrelated third parties ..		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	1,962,015	25	1,483,602
26	Total liabilities. Add lines 17 through 25..	2,867,015	26	2,483,602

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........	14,113,586	27	14,727,968
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....		29
30	Paid-in or capital surplus, or land, building or equipment fund ...		30
31	Retained earnings, endowment, accumulated income, or other funds		31
32	Total net assets or fund balances ...........	14,113,586	32	14,727,968
33	Total liabilities and net assets/fund balances ........	16,980,601	33	17,211,570