Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2023
Open to Public Inspection
For calendar year 2023, or tax year beginning 01-01-2023 , and ending 12-31-2023
Name of foundation
UMB FINANCIAL CORPORATION CHARITABLE
 
Number and street (or P.O. box number if mail is not delivered to street address)1010 GRAND BLVD
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
KANSAS CITY, MO64106
A Employer identification number

20-5093263
B Telephone number (see instructions)

(816) 860-1933
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$21,257,952J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 350,000
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 487,654 491,082  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 138,353
b Gross sales price for all assets on line 6a 1,099,112
7 Capital gain net income (from Part IV, line 2)... 145,255
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
78,283 -89,655 78,283
12 Total. Add lines 1 through 11........ 1,054,290 546,682 78,283
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
4,000 2,000 0 2,000
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
12,620 0 0 12,620
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
13,287 3,787 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 29,907 5,787 0 14,620
25 Contributions, gifts, grants paid....... 730,667 730,667
26 Total expenses and disbursements. Add lines 24 and 25 760,574 5,787 0 745,287
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 293,716
b Net investment income (if negative, enter -0-) 540,895
c Adjusted net income (if negative, enter -0-)... 78,283
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2023)
Form 990-PF (2023)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 2,982,349 2,371,351 2,371,351
2 Savings and temporary cash investments.........      
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 7,434,518 Click to see attachment
List of Attached Documents:
// Content
7,847,542 		13,794,197
c Investments—corporate bonds (attach schedule)....... 2,102,673 Click to see attachment
List of Attached Documents:
// Content
2,619,331 		2,672,152
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 2,505,838 Click to see attachment
List of Attached Documents:
// Content
2,483,819 		2,420,252
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 15,025,378 15,322,043 21,257,952
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 15,025,378 15,322,043
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 0 0
29 Total net assets or fund balances (see instructions)..... 15,025,378 15,322,043
30 Total liabilities and net assets/fund balances (see instructions). 15,025,378 15,322,043
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
15,025,378
2
Enter amount from Part I, line 27a .....................
2
293,716
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
2,949
4
Add lines 1, 2, and 3 ..........................
4
15,322,043
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
15,322,043
Form 990-PF (2023)
Form 990-PF (2023)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES   2021-01-01 2023-12-31
b K-1 CAPITAL GAINS   2021-01-01 2023-12-31
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,092,210   953,857 138,353
b 6,902     6,902
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       138,353
b       6,902
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 145,255
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 0
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 7,518
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 7,518
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 7,518
6 Credits/Payments:
a 2023 estimated tax payments and 2022 overpayment credited to 2023 6a 5,391
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 14,000
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 19,391
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 11,873
11 Enter the amount of line 10 to be: Credited to 2024 estimated taxright arrow11,873 Refundedright arrow 11 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
Yes
 
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
Yes
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowMO
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2023 or the taxable year beginning in 2023? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructionsClick to see attachment
List of Attached Documents:
// Content
.................
12
Yes
 
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowUMB BANK NA Telephone no.right arrow (816) 860-1933

Located atright arrow1010 GRANDKANSAS CITYMO ZIP+4right arrow64106
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2023, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2023)
Form 990-PF (2023)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2023? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2023, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2023?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2023 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2023.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2023? ..
4b
 
No
Form 990-PF (2023)
Form 990-PF (2023)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
J MARINER KEMPER DIRECTOR AND PRESIDENT
1.00 		0 0 0
1010 GRAND BLVD
KANSAS CITY,MO64106
JAMES D RINE DIRECTOR AND VICE PRESIDENT
1.00 		0 0 0
1010 GRAND BLVD
KANSAS CITY,MO64106
ALICIA M BECK DIRECTOR
1.00 		0 0 0
1010 GRAND BLVD
KANSAS CITY,MO64106
JOHN C PAULS SECRETARY
1.00 		0 0 0
1010 GRAND BLVD
KANSAS CITY,MO64106
DAVID C ODGERS TREASURER
1.00 		0 0 0
1010 GRAND BLVD
KANSAS CITY,MO64106
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2023)
Form 990-PF (2023)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
16,810,896
b
Average of monthly cash balances.......................
1b
1,735,991
c
Fair market value of all other assets (see instructions)................
1c
1,187,500
d
Total (add lines 1a, b, and c).........................
1d
19,734,387
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
19,734,387
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
296,016
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
19,438,371
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
971,919
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
971,919
2a
Tax on investment income for 2022 from Part V, line 5.......
2a
7,518
b
Income tax for 2022. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
7,518
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
964,401
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
964,401
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
964,401
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
745,287
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
745,287
Form 990-PF (2023)
Form 990-PF (2023)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2022 		(c)
2022 		(d)
2023
1 Distributable amount for 2023 from Part X, line 7 964,401
2 Undistributed income, if any, as of the end of 2022:
a Enter amount for 2022 only....... 469,656
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2022:
a From 2018......  
b From 2019......  
c From 2020......  
d From 2021......  
e From 2022......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2023 from Part
XI, line 4: right arrow$ 745,287
a Applied to 2022, but not more than line 2a 469,656
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2023 distributable amount..... 275,631
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2023. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2022. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2023. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2024 .......... 		688,770
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2018 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2024.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2019....  
b Excess from 2020....  
c Excess from 2021....  
d Excess from 2022....  
e Excess from 2023....  
Form 990-PF (2023)
Form 990-PF (2023)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2023, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2023 (b) 2022 (c) 2021 (d) 2020
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
UMB CHARITABLE TRUSTS AND FOUNDATIO
PO BOX 415044 M/S 1020307
KANSAS CITY,MO64141
(816) 860-1933
CHARITABLEFOUNDATIONS@UMB.COM
bThe form in which applications should be submitted and information and materials they should include:
UMB CHARITABLE TRUSTS AND FOUNDATION GRANT APPLICATION AVAILABLE FROM UMB ASSOCIATE AND SUBMITTED ON CHARITABLE ORGANIZATION'S BEHALF.
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
TO VARIOUS QUALIFIED ORGANIZATIONS FOR CHARITABLE, EDUCATIONAL, SCIENTIFIC AND RELIGIOUS PURPOSES WITHIN THE MEANING OF IRC 501(C)(3) WHICH ARE NOT PRIVATE FND IN AT LEAST MINIMUM AMOUNT REQUIRED BY LAW.
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
SCHOLARSHIP MGMT SERVICES
ONE SCHOLARSHIP WAY
SAINT PETER,MN56082
(507) 931-1682
UMBF@SCHOLARSHIPAMERICA.ORG
bThe form in which applications should be submitted and information and materials they should include:
ONLINE SUBMISSION VIA SCHOLARSHIP AMERICA HUB
cAny submission deadlines:
ONLINE SUBMISSION BY MARCH 7, 2023
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
THE RESTRICTIONS AND ELIGIBILITY REQUIREMENTS CAN BE FOUND AT THE UMB COUNT ON MORE SCHOLARSHIP PROGRAM WEBSITE, "LEARNMORE.SCHOLARSAPPLY.ORG/UMBF/"
Form 990-PF (2023)
Form 990-PF (2023)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

RESTORE SGF INC

1409 SUNSHINE
SPRINGFIELD,MO65807 		NONE PC BLOCK CHALLENGE GRANT PROGRAM 10,000

KC SPORTS COMMISSION AND FOUNDATION

2600 GRAND BLVD SUITE 100
KANSAS CITY,MO64108 		NONE PC KC 2024 AWARD CELEBRATION 12,000

JUNETEENTHKC

1700 E 18TTH ST
KANSAS CITY,MO64108 		NONE PC HOUSING TRANSITION ASSIST 10,000

KANSAS CITY COMMUNITY LAND TRUST

PO BOX 8132
KANSAS CITY,MO64112 		NONE PC 1333 E 76TH ST HOUSE RENOV 10,000

LUTHERAN SOCIAL SERVICES OF THE SOUTHWEST

2502 E UNIVERSITY DR STE 125
PHOENIX,AZ85034 		NONE PC INTERFAITH HOMELESS EMRG 10,000

RAIL CDC

237 W MAIN STREET
MESA,AZ85201 		NONE PC FINANCIAL RESILIENCE PROGRAM 10,000

COMMUNITY RESOURCES-HOUSING DEVELOPMENT CORP

7305 LOWELL BLVD STE 200
WESTMINSTER,CO80030 		NONE PC HOME OWNERSHIP EDUCATION 10,000

THE MEDAL OF HONOR MUSEUM FOUNDATION

1717 E RANDOL MILL RD
ARLINGTON,TX76011 		NONE PC INSTITUTE AND MONUMENT 75,000

SCHOLARSHIP AMERICA INC

PO BOX 772514
DETROIT,MI482772514 		NONE PC 2023 SCHOLARSHIP AWARDS 232,000

UMKC FOUNDATION

5115 OAK STREET 202
KANSAS CITY,MO64112 		NONE PC IUE SCHOLARS FUTURE TEACHER INV FND 100,000

SAMARITAN COUNSELING SERVICE

2696 S COLORADO BLVD 580
DENVER,CO80222 		NONE PC SUSAN'S SCHOOL COUNSELING PROGRAM 10,000

FRIENDS OF THE ZOO INC OF KANSAS CITY MISSOURI

6800 ZOO DRIVE
KANSAS CITY,MO64132 		NONE PC FOR JAZZOO 5,000

HUMANITIES NEBRASKA

215 CENTENNIAL MAIL S UNIT 330
LINCOLN,NE68508 		NONE PC 2023 GOVERNORS LECTURE SERIES 10,000

MIZEL INSTITUTE

4350 S MONACO STREET 5TH FLOOR
DENVER,CO80237 		NONE PC MIZEL INSTITUTE ANNUAL EVENT 50,000

MSU DENVER FOUNDATION INC

CAMPUS BOX 14 PO BOX 173362
DENVER,CO802173362 		NONE PC 2ND OF 3 PMTS- CLASSROOM TO CAREER HUB 166,667

COLORADO COLLEGE ATHLETICS

14 E CACHE LA POUDRE ST
COLORADO SPRINGS,CO80903 		NONE PC PROVIDE SUPPORT FOR EDUCATIONAL PROGRAMS 10,000
Total .................................right arrow 3a 730,667
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2023)
Form 990-PF (2023)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 487,654  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....     01 78,283  
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 138,353  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 704,290 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
704,290
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2023)
Form 990-PF (2023)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name SmallBullet
 Firm's EIN SmallBullet
Firm's address SmallBullet


 Phone no.
Form 990-PF (2023)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Arrow Bullet Attach to Form 990, 990-EZ, or 990-PF.
Arrow Bullet Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
2023
Name of the organization
UMB FINANCIAL CORPORATION CHARITABLE
 
Employer identification number

20-5093263
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ






Form 990-PF




Check if your organization is covered by the General Rule or a Special Rule.  
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
Special Rules
......... Arrow Bullet $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (2023)
Schedule B (Form 990) (2023) Page 2
Name of organization
UMB FINANCIAL CORPORATION CHARITABLE
  		Employer identification number
20-5093263
Part I
Contributors
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
UMB BANK
1010 GRAND BLVD
 
KANSAS CITY, MO64106

$ 350,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 3
Name of organization
UMB FINANCIAL CORPORATION CHARITABLE
  		Employer identification number

20-5093263
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (2023)
Schedule B (Form 990) (2023)
Page 4
Name of organization
UMB FINANCIAL CORPORATION CHARITABLE
  		Employer identification number

20-5093263
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c)(7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) Arrow Bullet$  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (2023)
Additional Data


Software ID:  
Software Version:  

TY 2023 AccountingFeesSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREP FEES 4,000 2,000 0 2,000

TY 2023 InvestmentsCorpBondsSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Name of Bond End of Year Book Value End of Year Fair Market Value
MCDONALD'S CORP 3.3% 01 JUL 2025 192,832 195,386
OMNICOM GROUP INC / OMNICOM CAPITAL INC 3.6% 15 APR 2026 188,352 194,901
REPUBLIC SERVICES INC 2.9% 01 JUL 2026 184,566 192,074
SOUTHWEST AIRLINES CO 5.25% 04 MAY 2025 199,338 199,962
UNITED STATES TREASURY NOTE/BOND 2.5% 28 FEB 2026 189,633 193,016
UNITED STATES TREASURY NOTE/BOND 2.75% 28 FEB 2025 193,508 195,712
UNITED STATES TREASURY NOTE/BOND 3.25% 31 AUG 2024 196,680 197,632
UNITED STATES TREASURY NOTE/BOND 3.5% 15 SEP 2025 196,414 197,054
UNITED STATES TREASURY NOTE/BOND 6.75% 15 AUG 2026 215,447 213,188
WELLS FARGO & CO 3% 19 FEB 2025 191,196 195,586
UNITED STATES TREASURY BILL ZERO 25 JANUARY 2024 671,365 697,641

TY 2023 InvestmentsCorpStockSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Name of Stock End of Year Book Value End of Year Fair Market Value
3M CORP 31,646 38,262
ABBOTT LABORATORIES 25,294 90,808
AFLAC INC 37,830 132,000
AIR PRODUCTS AND CHEMICALS INC 39,734 136,900
ALPHABET INC CLASS A 74,738 279,380
ALPHABET INC CLASS C 12,174 140,930
AMAZON COM INC 254,901 410,086
APPLE INC 31,069 577,590
ASSOCIATED BANC-CORP 96,671 106,950
BANK OF AMERICA CORPORATION 64,380 67,340
BANK OF HAWAII CORP 65,512 72,460
BANK OF MONTREAL 207,681 247,845
BHP GROUP LTD 201,275 198,099
BLACKROCK INC 44,679 97,416
BOEING CO 142,134 169,429
CATERPILLAR INC DEL 112,913 206,969
CHEVRON CORP 87,695 160,347
CLOROX CO DEL 42,699 35,648
COCA COLA CO 44,001 82,502
CONSOLIDATED EDISON INC 74,960 90,970
CONSTELLATION BRANDS INC 104,014 132,963
COSTCO WHOLESALE CORP 30,821 363,044
CROWDSTRIKE HOLDINGS INC-A 124,804 208,341
CVS HEALTH CORPORATION 28,211 73,038
DANAHER CORP DEL 22,760 208,206
DEERE & COMPANY 106,300 199,935
DIAGEO PLC 34,415 36,415
DIGITAL REALTY TRUST INC 223,717 282,618
DOMINION ENERGY INC 50,032 29,845
DUKE ENERGY HLDG CORP 50,866 87,336
EATON CORP PLC ORD 19,991 108,369
ELI LILLY & CO 130,186 408,044
ENBRIDGE INC 29,765 49,600
FEDEX CORP 73,055 75,891
FIRST HAWAIIAN INC 55,778 70,866
GENUINE PARTS CO 234,855 207,750
HIGHWOODS PROPERTIES INC 59,221 34,440
HOME DEPOT INC 24,070 298,033
ILLINOIS TOOL WORKS INC 21,739 130,970
INTEL CORP 39,291 92,963
INTERNATIONAL BUSINESS MACHINES CORP 162,280 196,260
JOHNSON & JOHNSON 135,809 168,652
JP MORGAN CHASE & CO 190,949 378,643
LINDE PUBLIC LIMITED CO 57,208 143,749
LOCKHEED MARTIN CORP 151,090 189,001
LULULEMON ATHLETICA INC 107,012 127,823
MASTERCARD INC - CLASS A 64,226 277,232
MERCK & CO INC 32,931 84,491
MICROSOFT CORP 29,254 432,446
MONDELEZ INTERNATIONAL INC 21,953 50,701
MORGAN STANLEY 271,378 289,541
NETFLIX COM INC 156,227 276,548
NEXTERA ENERGY INC 46,032 170,072
NVIDIA CORP 140,801 467,983
ON SEMICONDUCTOR CORP 232,973 292,355
ORACLE CORP 33,108 147,602
PACKAGING CORP AMER 84,212 114,037
PALO ALTO NETWORKS INC 229,133 426,102
PARAMOUNT GLOBAL 188,116 121,278
PAYCHEX INC 88,261 178,665
PAYPAL HOLDINGS INC 204,180 84,377
PEPSICO INC 64,879 114,642
PNC FINL SVCS GROUP INC 154,904 170,335
PROCTER & GAMBLE CO 62,343 98,915
QUALCOMM INC 100,287 173,556
REALTY INCOME CORP 97,372 86,130
RTX CORP 106,962 140,177
SALESFORCE.COM INC 157,310 263,140
SOUTHERN CO 166,997 171,794
TARGET CORP 215,601 174,465
TEXAS INSTRUMENTS INC 149,302 136,368
UNION PACIFIC CORP 200,956 238,251
UNITED PARCEL SERVICE INC 186,513 235,845
UNITEDHEALTH GROUP INC 16,801 289,559
US BANCORP DEL 107,024 107,118
VERALTO CORP 3,004 24,678
WALGREENS BOOTS ALLIANCE 173,824 121,673
WALMART INC 64,734 94,590
WALT DISNEY CO 35,719 94,805

TY 2023 InvestmentsOtherSchedule2
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
BACELINE - UMB INCOME FUND LLC AT COST 500,000 500,000
DODGE & COX FUNDS INTERNATIONAL STOCK FUND AT COST 290,000 328,707
DOUBLELINE TOTAL RETURN BOND FUND CL I AT COST 111,730 87,086
FIRST TRUST PREFERRED SECURITIES AND INC AT COST 98,460 85,986
NORTHPOINT INDUSTRIAL FUND V,LLC AT COST 500,000 500,000
NORTHPOINT INDUSTRIAL FUND VI REIT FEEDER, LP AT COST 187,500 187,500
RIVERPARK S/T HI-YIELD FD - I AT COST 289,692 285,241
TORTOISE ENERGY INFRASTRUCTURE CORP AT COST 63,401 12,745
VERSUS CAP MULTI-MGR REAL ESTATE INC FD AT COST 223,397 196,867
VERSUS CAPITAL REAL ASSETS FD AT COST 219,639 236,120

TY 2023 OtherIncomeSchedule2
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
BACELINE-UMB INCOME FUND 78,283 -89,655 78,283


TY 2023 OtherIncreasesSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Description Amount
UNSETTLED TRANSACTIONS/MISCELLANEOUS 2,949


TY 2023 OtherProfessionalFeesSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
SCHOLARSHIP AMERICA FEES 12,620 0 0 12,620


TY 2023 TaxesSchedule
Name:
UMB FINANCIAL CORPORATION CHARITABLE
EIN:
20-5093263
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAXES PAID 9,500 0 0 0
FOREIGN TAXES 3,787 3,787 0 0