| Return Reference | Explanation |
|---|---|
| FORM 990, PAGE 6, PART VI, LINE 6 | MEMBERSHIP IS ENTITLED TO VOTE FOR BOARD ANNUALLY |
| FORM 990, PAGE 6, PART VI, LINE 11B | FORM 990 IS REVIEWED BY BOARD OF DIRECTORS, CEO & CFO PRIOR TO FILING |
| FORM 990, PAGE 6, PART VI, LINE 12C | CONFLICTS OF INTEREST POLICY IS REVIEWED BY CREDIT UNION EXECUTIVE TEAM |
| FORM 990, PAGE 6, PART VI, LINE 15A | EXECUTIVE COMPENSATION IS REVIEWED BY CREDIT UNION COMPENSATION COMMITTEE |
| FORM 990, PAGE 6, PART VI, LINE 15B | KEY EMPLOYEE/OFFICER COMPENSATION IS REVIEWED AND SET BY CEO AND COMPENSATION COMMITTEE |
| FORM 990, PAGE 6, PART VI, LINE 19 | GOVERNING DOCUMENTS ARE MADE AVAILABLE WITHIN A REASONABLE TIME AFTER REQUESTS ARE MADE. |
| FORM 990, PART XI, LINE 9 | CECL ADJUSTMENT -132,001 |
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| Software Version: |