TY 2023 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)
(1) PATRICK FOLAN III...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(2) GREGORY SALVUCCI...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(3) JOSEPH IACOPUCCI...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(4) THOMAS MCCORMICK...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(5) STEPHEN GRANDE...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(6) CHARLES RASO...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(7) JAMES DAILEY JR...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(8) ROBERT RIZZI...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(9) RICHARD LAVOIE...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(10) ANTHONY ANTONUCCIO...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(11) LESLIE CARRIO...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(12) RICHARD PACHECO...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(13) JOSEPH GRENHAM...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(14) ROBERT VESEY...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(15) JAMES PIMENTAL...................................................................... TRUSTEE	2.00 .................	X		0	0	0
(16) CHUCK RASO II...................................................................... EXECUTIVE DIRECTOR AND TRUSTEE	8.00 .................		X	82,260	144,977	119,961

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SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
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Attach to Form 990.
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Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2022

Open to Public Inspection

Name of the organization

MASSACHUSETTS BRICKLAYERS & MASONS
HEALTH & WELFARE FUND

Employer identification number

04-2145367

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after July 25, 2006, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year right arrow

Number of states where property subject to conservation easement is located right arrow

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
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Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
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Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... right arrow

(ii)

Assets included in Form 990, Part X ............................... right arrow

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... right arrow

Assets included in Form 990, Part X ............................... right arrow

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) 2022

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment right arrow

Permanent endowment right arrow

Term endowment right arrow

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....
b	Buildings ....
c	Leasehold improvements
d	Equipment ....
e	Other .....	991,547	750,740	240,807
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				240,807

Schedule D (Form 990) 2022

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3) Other (A) INTERMEDIATE US GOVT/CRD BOND FUND	14,296,544	F
(B) STATE STREET S&P 500 FLAGSHIP FUND	17,424,531	F
(C) PRU CORE PLUS BOND FUND	8,365,547	F
(D) INCOME RESEARCH MANAGEMENT	7,584,865	F
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)	47,671,487

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
HEALTH CLAIMS PAYABLE	2,433,688
RIGHT-OF-USE OPERATING LIABILITY, NET OF CURRENT	84,473







Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	2,518,161
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) 2022

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	37,484,053
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a	2,881,976
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d .....................			2e	2,881,976
3	Subtract line 2e from line 1..................			3	34,602,077
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a	83,095
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................			4c	83,095
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	34,685,172

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1	34,189,435
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d....................			2e	0
3	Subtract line 2e from line 1...................			3	34,189,435
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a	83,095
b	Other (Describe in Part XIII.) ...........	4b	562,235
c	Add lines 4a and 4b.....................			4c	645,330
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	34,834,765

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART X, LINE 2:	ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD BE SUSTAINED UPON EXAMINATION BY THE DEPARTMENT OF LABOR AND INTERNAL REVENUE SERVICE. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF MARCH 31, 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS.
PART XII, LINE 4B - OTHER ADJUSTMENTS:	CHANGE IN PLANS TOTAL BENEFIT OBLIGATION 562,235.

Return Reference

Explanation

PART X, LINE 2:

ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA REQUIRE PLAN MANAGEMENT TO EVALUATE TAX POSITIONS TAKEN BY THE PLAN AND RECOGNIZE A TAX LIABILITY (OR ASSET) IF THE PLAN HAS TAKEN AN UNCERTAIN POSITION THAT MORE LIKELY THAN NOT WOULD BE SUSTAINED UPON EXAMINATION BY THE DEPARTMENT OF LABOR AND INTERNAL REVENUE SERVICE. THE PLAN ADMINISTRATOR HAS ANALYZED THE TAX POSITIONS TAKEN BY THE PLAN, AND HAS CONCLUDED THAT AS OF MARCH 31, 2024, THERE ARE NO UNCERTAIN POSITIONS TAKEN OR EXPECTED TO BE TAKEN THAT WOULD REQUIRE RECOGNITION OF A LIABILITY (OR ASSET) OR DISCLOSURE IN THE FINANCIAL STATEMENTS.

PART XII, LINE 4B - OTHER ADJUSTMENTS:

CHANGE IN PLANS TOTAL BENEFIT OBLIGATION 562,235.

Schedule D (Form 990) 2022

Additional Data

Software ID:
Software Version:

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Schedule J
(Form 990)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
medium right arrow graphic

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
medium right arrow graphic

Attach to Form 990.
medium right arrow graphic

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2023

Open to Public Inspection

Name of the organization

MASSACHUSETTS BRICKLAYERS & MASONS
HEALTH & WELFARE FUND

Employer identification number

04-2145367

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) 2023

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1CHUCK RASO II EXECUTIVE DIRECTOR AND TRUSTEE	(i) (ii)	82,260 ------------- 144,977	0 ------------- 0	0 ------------- 0	108,551 ------------- 0	11,410 ------------- 0	202,221 ------------- 144,977	0 ------------- 0

Schedule J (Form 990) 2023

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation

Schedule J (Form 990) 2023

Additional Data

Software ID:
Software Version:

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SCHEDULE O
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
Attach to Form 990 or 990-EZ.
Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

2023

Open to Public
Inspection

Name of the organization

MASSACHUSETTS BRICKLAYERS & MASONS
HEALTH & WELFARE FUND

Employer identification number

04-2145367

Return Reference	Explanation
FORM 990, PART VI, SECTION A, LINE 6	COLLECTIVELY BARGAINED MULTIEMPLOYER PLAN FOR MEMBERS OF MASACHUSETTS BRICKLAYERS AND MASONS UNION
FORM 990, PART VI, SECTION B, LINE 11B	TRUSTEES REVIEW AND APPROVE THE FORM 990 PRIOR TO FILING
FORM 990, PART VI, SECTION B, LINE 12	FUND IS SUBJECT TO RULES AND REGULATIONS OF EMPLOYEE RETIREMENT SECURITY ACT (ERISA)
FORM 990, PART VI, SECTION B, LINE 15A	COMPENSATION SUBJECT TO APPROVAL OF THE BOARD OF TRUSTEES
FORM 990, PART VI, SECTION C, LINE 19	NO DOCUMENTS AVAILABLE TO PUBLIC
FORM 990, PART XII, LINE 2C:	THE ORGANIZATION HAS NOT CHANGED ITS OVERSIGHT PROCESS DURING THE YEAR.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990) 2023

Additional Data

Software ID:
Software Version:

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SCHEDULE R
(Form 990)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2023

Open to Public Inspection

Name of the organization

MASSACHUSETTS BRICKLAYERS & MASONS
HEALTH & WELFARE FUND

Employer identification number

04-2145367

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No
(1)MASSACHUSETTS BRICKLAYERS & MASONS PENSION FUND 645 MORRISSEY BOULEVARD BOSTON,MA02122 04-6128039	EMPLOYEE BENEFITS	MA	401				No
(2)MASSACHUSETTS BRICKLAYERS & MASONS ANNUITY FUND 645 MORRISSEY BOULEVARD BOSTON,MA02122 04-6375393	EMPLOYEE BENEFITS	MA	401				No
(3)BRICKLAYERS & ALLIED CRAFTSMEN UNION LOCAL NO 3 APPRENTICE & TRAINING FUND 550 MEDFORD STREET CHARLESTOWN,MA02129 22-2518280	TRAINING FUND	MA	501(C)(5)				No
(4)BRICKLAYERS & ALLIED CRAFTSWORKERS LOCAL 3 550 MEDFORD STREET CHARLESTOWN,MA02129 04-3208681	LABOR UNION	MA	501(C)(5)				No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) 2023

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No
(1) A-1 MASONRY AND CONSTR INC		MA
(2) AA PENTA CORP		MA
(3) ABG CAULKING		TN
(4) ACAPULCO POOLS (US)LLC		CA
(5) ACE RESTORATION CO INC		MA
(6) ACME CONSTRUCTION CORPORATION		MA
(7) ACME WATERPROOFING CO INC		MA
(8) ACRANOM MASONRY INC		CT
(9) ADAMS MASONRY CONTRACTING LLC		MA
(10) ADVANCED CAULKING & RESTORATION		CT
(11) ALCANTARA CONTRACTOR INC		MA
(12) ALEX'S MASONRY		MA
(13) ALL PHASE RESTORATION		RI
(14) ALLEGHENY CONTRACT FLOORING INC		MA
(15) ALLIED MASONRY SOLUTIONS		MA
(16) ALPHA OMEGA CONSTRUCTION INC		RI
(17) AMERICAN BRICK STAINING LLC		MD
(18) AMERICAN MASONRY INC		MA
(19) AMI BOSTON		MA
(20) APEX MASONRY		MA
(21) AQUADRO & CERRUTI INC		MA
(22) A & R CONSTRUCTION INC		MA
(23) ARCHITECTURAL BUILDING & RESTORATION LLC		MA
(24) ARCHITECTURAL PAVING & STONE INC		MA
(25) ARTISTIC MASONRY REPAIRS INC		NY
(26) ARTISTIC SURFACES		FL
(27) ARMANI RESTORATION INC		CT
(28) ASHLAR CONSTRUCTION LLC		CT
(29) ATLANTIC MASONRY PRODUCTS CORP		CT
(30) ATLANTIC POLYMERS GROUP INC		DE
(31) THE AULSON COMPANY INC		MA
(32) AYOTTE & KING FOR TILE INC		MA
(33) B&B COMMERCIAL MASONRY		MA
(34) BW DEXTER II INC		CT
(35) F & P BARONE CONSTRUCTION		RI
(36) BBL CARLTON LLC		NY
(37) BEACON WATERPROOFING		MA
(38) BELFLO NEW ENGLAND LLC		MA
(39) BK TILE & STONE		MA
(40) BLACK HORSE GROUP LLC		NY
(41) BLACK AND VEATCH CONSTRUCTION INC		MA
(42) BLAKESLEE PRESTRESS INC		CT
(43) BMR CONTRACTING INC		MA
(44) BOLDT COMPANY		WI
(45) BONOMO TILE COMPANY		MA
(46) BOSS STEEL INC		MA
(47) BOSTON CHIMNEY & TOWER CO LLC		MA
(48) BRADY MASONRY CO		MA
(49) BRIGHTVIEW LANDSCAPE DEVELOPMENT INC		MA
(50) BRUNCA WATERPROOFING CORP		RI
(51) BERGLUND CONSTRUCTION COMPANY		IL
(52) BUSINESS INTERIOR FLOOR COVERING INC		MA
(53) BWI STEEL & PRECAST ERECTORS		MA
(54) C & J FORMS LLC		RI
(55) C & S CO INC		MA
(56) CALHESS RESTORATION & WEATHERPROOFING		MA
(57) RALPH CAMPUTARO & SON EXCAVATING INC		CT
(58) CAMPUTARO LEASING LLC		CT
(59) CANTARELLA & SONS INC		MA
(60) CAPASSO RESTORATION INC		CT
(61) FRANK CAPASSO & SONS		CT
(62) JOE CAPASSO MASON ENTERPRISES		CT
(63) CAPITAL CARPET & FLOOR SPEC INC		MA
(64) CAPITAL TILE & STONE INC		RI
(65) KENNETH CASTELLUCCI & ASSOC INC		RI
(66) CASTELLUCCI MARBLE & GRANITE INC		RI
(67) CAVALIERI CONSTRUCTION CO INC		MA
(68) CENTURY MASONRY		RI
(69) CHABOT & BURNETT CONSTRUCTION CO INC		MA
(70) CHAMPLAIN MASONRY INC		MA
(71) CHAPMAN WATERPROOFING CO		MA
(72) CHARLES SERVICES & EQUIPMENT CORP		MA
(73) CHASE CONSTRUCTION CO		RI
(74) CH NICKERSON & COMPANY INC		CT
(75) CHOICE SERVICES		MA
(76) CIP CONCRETE INC		MA
(77) CIVITILLO MASONRY INC		CT
(78) CK FLOORING SOLUTIONS INC		MA
(79) COMMERCIAL MASONRY CORP		MA
(80) COMMERICAL CONSTRUCTION CORP		MA
(81) COMMONWEALTH TILE INC		MA
(82) CONNECTICUT MASON CONTRACTOR		CT
(83) CONSTRUCTION RESOURCE SERVICES LLC		OH
(84) CONTRACTING SPECIALISTS INC		MA
(85) CORNERSTONE MARBLE & TILE INC		OR
(86) COON RESTORATION & SEALANTS INC		OH
(87) COSTA BROTHERS MASONRY INC		MA
(88) CUSTOM FLOORS DESIGN INC		MA
(89) D&M PRECAST PATCHING & CUTTING INC		NY
(90) D & S COMMERCIAL MASONRY INC		MA
(91) D SCHUMACHER LANDSCAPING INC		MA
(92) DANDREO BROTHERS GENERAL CONTRACTORS		MA
(93) DANIEL O'CONNELL'S SONS INC		MA
(94) DC GRANITE & MARBLE INC		CA
(95) DCR INC		MA
(96) DEBRINO CAULKING ACCOC INC		NY
(97) DEFELICE CORP		MA
(98) DEIULIS BROTHERS CONSTR CO		MA
(99) DENNEHY MASONRY RESTORATION INC		NH
(100) DEPAOLI MOSAIC COMPANY		MA
(101) DEPENDABLE MASONRY CONSTRUCTION CO INC		MA
(102) DESIDERIO MASONRY INC		MA
(103) DESIGNS IN MARBLE		NH
(104) DEXTER LANDSCAPING & MASONRY SUPPLY LLC		CT
(105) DEXTER MASONRY LLC		CT
(106) DHC SERVICES CORP		MA
(107) DIFLUMERI TILE & MARBLE INC		MA
(108) DP MASONRY INC		MA
(109) E5 MASONRY		MA
(110) EAST COAST AIR BARRIER & RESTORATION INC		MA
(111) EAST COAST MASONRY AND RESTORATION INC		RI
(112) EASTERN EXTERIOR WALL SYSTEMS INC		PA
(113) EASTERN REPAIR & WEATHERPROOFING INC		RI
(114) ELAINE CONSTRUCTION CO INC		MA
(115) ELITE FLOORING SOLUTIONS INC		MA
(116) EMPIRE MASONRY CORP		MA
(117) EPIC MASONRY		CT
(118) ESI INC		RI
(119) ESSENTIAL FLOORS INC		MA
(120) EUGENE G SACKETT CO INC		NY
(121) EURO TILE		NY
(122) F&D TRUCKING CO INC		MA
(123) FABCON PRECAST LLC		MN
(124) F C CONSTRUCTION CORP		MA
(125) FALCUCCI TILE & STONE INC		MA
(126) FLOORING SALES INC		CA
(127) FOLAN WATERPROOFING & CONSTRUCTION CO INC		MA
(128) FONAINE BROS INC		DE
(129) FONTAINE MASONRY RESTORATION INC		MA
(130) FOUR POINT LLC		MA
(131) FRISCO TILE		MA
(132) GILIBERTO & SONS LLC		CT
(133) GIOVANNI TILE & STONE		MA
(134) GL CAPASSO INC		CT
(135) GVW INC		MA
(136) GRANDE MASONRY LLC		RI
(137) GRANITE SHOP COMPANY		MA
(138) GYPTECH SYSTEMS INC		NY
(139) HAVEN RESTORATION INC		MA
(140) HENDERSON FLOOR COVERING INC		RI
(141) HERITAGE RESTORATION INC		MA
(142) HEULER TILE CO INC		WI
(143) M FRANK HIGGINS & COMPANY INC		CT
(144) HIGH POINT INTERIORS INC		MA
(145) HILLSON CONTRACTORS INC		NH
(146) HP CUMMINGS CONSTRUCTION CO		MA
(147) IEG CONSTRUCTION LLC		RI
(148) INFAB REFRACTORIES INC		ME
(149) INTERIOR TILE DESIGN		MA
(150) INTERNATIONAL CHIMNEY		NY
(151) JC FLOOR COVERING		MA
(152) JACOB ERECTING & CONSTRUCTION LLC		FL
(153) JAJ TILE CO INC		MA
(154) JANTILE BOSTON LLC		NY
(155) JCM CONCRETE CONTRACTING INC		MA
(156) JOS W CURVINO INC		NJ
(157) JOSEPH COHN & SONS TILE & TERRAZZO LLC		CT
(158) KEYSTONE MASONRY & FIREPLACE CO		ME
(159) KIMBALL PAINTING LLC		MA
(160) KITCHEN & COUNTERTOP CENTER		RI
(161) KRUEGERS WATERPROOFING CO INC		RI
(162) LAL MASONRY INC		MA
(163) LANDSCAPE BY GREENSCAPE INC		MA
(164) LIGHTHOUSE CONTRACTS LLC		MA
(165) LORING & SON		CT
(166) LOUIS ALLEGRONE INC		MA
(167) LOWELL HOUSING AUTHORITY		MA
(168) LUPINI CONSTRUCTION INC		NY
(169) LUXE GENERAL CONSTRUCTION INC		NY
(170) LUXUX MARBLE & GRANITE LLC		RI
(171) MAC CONTRACTORS		MA
(172) MACKAY CONCRETE CONST CO		MA
(173) M DISANDRO & SONS MASONRY INC		RI
(174) MANAFORT BROS		CT
(175) MANAFORT-PRECISION LLC		CT
(176) MANUEL PAVAO CONTRACTOR INC		MA
(177) MARMELO BROS CONST CO INC		MA
(178) MARON CONSTRUCTION CO INC		RI
(179) DANIEL MARR & SON CO		MA
(180) MARTIN REFRACTORIES LLC		ME
(181) MASSEY'S PLATE GLASS & ALUMINUM INC		CT
(182) MATTHEWS FIELD SERVICE INC		NY
(183) MCLAUGHLIN MARBLE & TILE CO INC		MA
(184) MEDINA GLASS BLOCK INC		OH
(185) MEGA STONE INC		MA
(186) MERRIMAC TILE CO INC		NH
(187) MERRIMAC TILE & FLOORING LLC		MA
(188) METROPOLITAN MASONRY		MA
(189) MF CONSTRUCTION		RI
(190) MILO PLASTERING LLC		NJ
(191) ANTHONY MION AND SON INC		NY
(192) MIRON CONSTRUCTION CO INC		WI
(193) MJS CONSTRUCTION INC		MA
(194) ML MARBLE AND GRANITE INSTALLATIONS		MA
(195) MOBILE FLOORS		CT
(196) N2 FLOORS LLC		CT
(197) NARDUCCI TILE COMPANY LLC		RI
(198) NATIONAL MACHINERY & CONVEYOR INC		IN
(199) NB KENNEY COMPANY INC		MA
(200) NELSON ARCHITECTURAL RESTORATION		CT
(201) NER CONSTRUCTION MGMT		MA
(202) NEW BOSTON INTERIORS		MA
(203) NEW ENGLAND DECKS AND FLOORS INC		MA
(204) NORTHBOROUGH CONTRACTING CORP INC		MA
(205) NORTHERN LAND CLEARING INC		MA
(206) NORTON RENOVATIONS INC		MD
(207) OLD CASTLE PRECAST INC		WA
(208) ONEX INC		PA
(209) ONOFRIO'S PRECAST SERVICES INC		NJ
(210) ORBIS SIBRO INC		SC
(211) PATRIOT RESTORATION INC		MA
(212) PAVILION FLOORS INC		MA
(213) PCC CONTRACTING INC		NY
(214) PEGASUS & SONS MASONRY		MA
(215) PHOENIX BAY STATE CONSTRUCTION CO INC		MA
(216) PHOENIX MASONRY INC		MA
(217) PIZZOTTI BROS INC		MA
(218) PJ SPILLANE CO		MA
(219) PLATINUM MAINTENANCE SERVICES CORP		NY
(220) PLATINUM TERRAZZO		NY
(221) PROFESSIONAL WATERPROOFING &CAULKING LLC		NH
(222) PORT MORRIS TILE & MARBLE CORP		NY
(223) PORT MORRIS TILE & MARBLE BOSTON LP		NY
(224) PRECAST RESTORATION SERVICES CORP		PA
(225) PRIME STEEL ERECTING CO		MA
(226) PULLMAN SST INC		NY
(227) R & R BUILDERS INC		MA
(228) RAFFAELE CORP		MA
(229) RAMOS MASONRY LLC		RI
(230) M RAMOS MASONRY LLC		RI
(231) RAMSCORP		MA
(232) THE RD PRESERVATION CO INC		RI
(233) REGAL FLOOR COVERING INC		MA
(234) RELIABLE ROOFING & SHEET METAL LLC		MA
(235) RHINO TILE		RI
(236) RIGGS CONTRACTING INC		MA
(237) ROADS CORP		MA
(238) DAVID G ROACH & SONS INC		MA
(239) ROCK SOLID FLOORING INC		MA
(240) ROMAN MOSAIC AND TILE CO		PA
(241) ROMAN TILE COMPANY INC		RI
(242) DJ ROSSETTI INC		NY
(243) RS CONTRACTING CO INC		MA
(244) RUGGIERI BROS INC		RI
(245) S A FEOLE MASONRY SERVICES INC		RI
(246) SALEM REFRACTORIES INC		NH
(247) FRED SALVUCCI CORP		MA
(248) SALVUCCI MASONRY COMPANY INC		MA
(249) SEAPORT TILE LLC		MA
(250) SERA DESIGNS		RI
(251) SIL CARR CORPORATION		CT
(252) SMI DEMOLITION INC		MA
(253) SPINO BROS INC		RI
(254) SRS MASONRY CONTRACTING INC		NH
(255) STEBBINS ENGINEERING & MANUFACTURING		NY
(256) STEEL FLOORING INC		MA
(257) STEEL CONSTRUCTION CORP		FL
(258) STIDSEN MASONRY INC		MA
(259) STONE DEPOT OF RHODE ISLAND		RI
(260) STONE & LIME IMPORTS INC		MA
(261) STONE & WEBSTER MAINTAN INC		MA
(262) DA SULLIVAN & SONS INC		MA
(263) SULLIVAN & NAREY CONSTRUCTION CO INC		MA
(264) SUPERIOR CAULKING & WATERPROOFING INC		MA
(265) SUPERIOR MARBLE & GRANITE LLC		MA
(266) TIMOTHY SWENSON CONSTRUCTION & EXCAVATION		ME
(267) TABERNACLE GRANITE & MARBLE INC		NJ
(268) TAVARES LLC		RI
(269) TECH VALLEY CONTRACTING LLC		NY
(270) TETON CONSTRUCTION INC		NY
(271) THE WATERPROOFING CO		MA
(272) THE WATERPROOFING COMPANY LLC		MA
(273) THOMPSON WATERPROOFING INC		MA
(274) J T THORPE & SON		PA
(275) TOP END TERRAZZO		CA
(276) TOP LINE GRANITE DESIGN		MA
(277) TRINITY MASONS INC		CT
(278) THE TRINITY CONSTRUCTION GROUP LLC		CT
(279) TRIUMPH MASONRY RESTORATION AND WATERPROOFING		MA
(280) TRUMANS SPECIALTY COATINGS INC		MI
(281) UNION FLOORING INSTALLATIONS LLC		CT
(282) UNITED STONE & SITE INC		MA
(283) UNIVERSAL MASONRY CONSTRUCTION LLC		MA
(284) UNIVERSAL BLASTCO		SC
(285) VALLEYCREST LANDSCAPE DEVELOPMENT INC		CA
(286) WALSH CONSTRUCTION CO OF ILLINOIS		IL
(287) WATTS RESTORATION CO INC		PA
(288) WEBSTER CONSTRUCTION CO INC		MA
(289) WEST FLOOR COVERING INC		MA
(290) XQUISITE LANDSCAPING		MA
(291) YARD WORKS CONSTRUCTION		RI
(292) GLCB CONCRETE		FL

Schedule R (Form 990) 2023

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

Yes

o Sharing of paid employees with related organization(s) ............................

Yes

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

Yes

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) 2023

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) 2023

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) 2023

Additional Data

Software ID:
Software Version:

1	Briefly describe the organization’s mission or most significant activities: PROVIDE MEDICAL BENEFITS
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	16
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	16
5	Total number of individuals employed in calendar year 2023 (Part V, line 2a) ......	5	40
6	Total number of volunteers (estimate if necessary) .............	6	0
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	0
b	Net unrelated business taxable income from Form 990-T, Part I, line 11 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	0	0
9	Program service revenue (Part VIII, line 2g) .........	31,080,559	31,965,743
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	954,872	2,719,429
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	0	0
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	32,035,431	34,685,172
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	0	0
14	Benefits paid to or for members (Part IX, column (A), line 4).....	29,880,577	32,671,980
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	651,673	550,513
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	1,526,278	1,612,272
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	32,058,528	34,834,765
19	Revenue less expenses. Subtract line 18 from line 12.......	-23,097	-149,593
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	53,101,991	57,010,212
21	Total liabilities (Part X, line 26).............	2,448,114	3,623,952
22	Net assets or fund balances. Subtract line 21 from line 20.....	50,653,877	53,386,260

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	PROVIDE MEDICAL BENEFITS

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses

(A) Name and business address	(B) Description of services	(C) Compensation
BLUE CROSS BLUE SHIELD 401 PARK DRIVE BOSTON,MA02215	HEALTHCARE AND STOP LOSS INSURANCE	842,984
DELTA DENTAL 465 MEDFORD STREET BOSTON,MA02129	DENTAL CARE	101,349



2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 2

1b	Sub-Total..............
c	Total from continuation sheets to Part VII, Section A..
d	Total (add lines 1b and 1c).........	82,260	144,977	119,961

1a	Federated campaigns..	1a
b	Membership dues..	1b
c	Fundraising events..	1c
d	Related organizations	1d
e	Government grants (contributions)	1e

f	All other contributions, gifts, grants, and similar amounts not included above	1f

g	Noncash contributions included in lines 1a - 1f:$	1g

h Total. Add lines 1a-1f.......

		Business Code
2a	EMPLOYER CONTRIBUTIONS	900099	30,587,354	30,587,354
b	EMPLOYEE CONTRIBUTIONS	900099	1,378,389	1,378,389
c
d
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....		31,965,743

3 Investment income (including dividends, interest, and othersimilar amounts) ......			492,027			492,027
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
			(i) Real	(ii) Personal
6a	Gross rents	6a
b	Less: rental expenses	6b
c	Rental income or (loss)	6c
d	Net rental income or (loss).......
			(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	7a	3,388,625
b	Less: cost or other basis and sales expenses	7b	1,161,223
c	Gain or (loss)	7c	2,227,402
d	Net gain or (loss).........			2,227,402			2,227,402
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
			8a
b	Less: direct expenses ...		8b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..

Business Code
11a
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......
12	Total revenue. See instructions.....			34,685,172	31,965,743	0	2,719,429

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......	32,671,980
5	Compensation of current officers, directors, trustees, and key employees ...........	82,260
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	326,260
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....
9	Other employee benefits .......	100,775
10	Payroll taxes ...........	41,218
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	53,019
c	Accounting ...........	36,630
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......	83,095
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	74,250
12	Advertising and promotion ....
13	Office expenses .......	15,594
14	Information technology ......	79,487
15	Royalties ..
16	Occupancy ...........	65,628
17	Travel ............	7,609
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	8,179
20	Interest ...........	1,278
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	22,426
23	Insurance ...	22,875
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	STOP LOSS PREMIUMS	1,084,978
b	CONSULTING FEES - BCBS	34,187
c	PCORI TRANSITIONAL REIN	11,466
d	POSTAGE	7,918
e	All other expenses	3,653
25	Total functional expenses. Add lines 1 through 24e	34,834,765
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........				1
2	Savings and temporary cash investments .........			3,800,819	2	4,986,668
3	Pledges and grants receivable, net ......				3
4	Accounts receivable, net .............			3,729,244	4	3,915,399
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
					6
7	Notes and loans receivable, net ...........				7
8	Inventories for sale or use ............				8
9	Prepaid expenses and deferred charges ......				9
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	991,547
b	Less: accumulated depreciation	10b	750,740	260,909	10c	240,807
11	Investments—publicly traded securities .				11
12	Investments—other securities. See Part IV, line 11 .....			45,050,493	12	47,671,487
13	Investments—program-related. See Part IV, line 11 ..				13
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			260,526	15	195,851
16	Total assets. Add lines 1 through 15 (must equal line 33)...			53,101,991	16	57,010,212

17	Accounts payable and accrued expenses .....	426,436	17	1,105,791
18	Grants payable ...		18
19	Deferred revenue .........		19
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D		21
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..		23
24	Unsecured notes and loans payable to unrelated third parties ..		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	2,021,678	25	2,518,161
26	Total liabilities. Add lines 17 through 25..	2,448,114	26	3,623,952

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........		27
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....	0	29	0
30	Paid-in or capital surplus, or land, building or equipment fund ...	0	30	0
31	Retained earnings, endowment, accumulated income, or other funds	50,653,877	31	53,386,260
32	Total net assets or fund balances ...........	50,653,877	32	53,386,260
33	Total liabilities and net assets/fund balances ........	53,101,991	33	57,010,212