| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| JANET B BELL CPA | 8,775 | 750 | 0 | 250 |
| Description of Amortized Expenses | Date Acquired, Completed, or Expended | Amount Amortized | Deduction for Prior Years | Amortization Method | Current Year Amortization | Net Investment Income | Adjusted Net Income | Total Amount of Amortization |
|---|---|---|---|---|---|---|---|---|
| FORMATION | 2015-04-25 | 10,000 | 5,835 | 180.000000000000 | 667 | 667 | 0 | 6,502 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| ALCOA CORP | 43,912 | 83,872 |
| ALPHABET INC | 13,203 | 65,309 |
| ANSYS INC. | 46,931 | 74,887 |
| APPLE | 5,633 | 55,092 |
| BERKSHIRE HATHAWAY INC. | 77,480 | 257,916 |
| BP PLC ADR | 51,556 | 67,190 |
| CADRE HOLDING INC | 41,577 | 60,240 |
| CAMECO CORP | 54,739 | 174,726 |
| FLUOR CORP | 54,640 | 110,723 |
| FRANCO-NEVADA CORP | 32,442 | 29,280 |
| FREEPORT-MCMORAN | 56,096 | 129,015 |
| MARSH & MCLENNAN COS INC | 24,224 | 33,136 |
| MASTERCARD INC | 10,144 | 59,502 |
| META PLATFORMS INC CL A | 12,094 | 64,406 |
| MICROSOFT | 7,138 | 56,903 |
| NETFLIX INC. | 15,456 | 106,958 |
| RTX CORP (RAYTHEON TECHNOLOGIES CORP) | 38,437 | 45,247 |
| REPUBLIC SERVICES | 33,000 | 89,927 |
| ROLLINS INC | 42,464 | 53,302 |
| SUNCOR ENERGY INC | 59,285 | 83,527 |
| THERMO ELECTRON CORP (THERMO FISHER) | 65,059 | 251,271 |
| TRANSOCEAN LTD | 79,442 | 79,121 |
| VALERO ENERGY | 49,385 | 114,131 |
| VERISK ANALYICS INC COM | 24,045 | 38,285 |
| WASTE MANAGEMENT | 40,287 | 81,725 |
| WEYERHAEUSER CO - MS 3635 | 21,319 | 20,887 |
| DOW INC | 22,423 | 17,296 |
| UNITED RENTALS INC. | 58,328 | 81,715 |
| ABBOTT LABORATORIES | 10,138 | 9,841 |
| ACCENTURE PLC | 10,454 | 10,202 |
| AMGEN INC. | 11,328 | 9,383 |
| ANALOG DEVICES INC | 11,095 | 10,411 |
| APPLE INC | 10,288 | 11,269 |
| AUTOMATIC DATA PROCESSING INC | 9,812 | 9,953 |
| BEST BUY CO | 10,361 | 9,352 |
| BRISTOL MYERS SQUIBB CO | 943 | 1,018 |
| CATERPILLAR INC. | 10,095 | 9,432 |
| CHEVRON CORP | 9,787 | 9,415 |
| CUMMINS INC. | 9,966 | 10,458 |
| EMERSON ELECTRIC CO. | 9,977 | 11,278 |
| EOG RESOURCES INC. | 10,355 | 10,052 |
| EXXON MOBIL CORP | 10,322 | 9,251 |
| GENERAL DYNAMICS | 10,485 | 9,222 |
| HONEYWELL INTL INC. | 9,971 | 10,617 |
| ILLINOIS TOOL WORKS INC. | 9,828 | 9,635 |
| JOHNSON & JOHNSONS | 10,615 | 9,545 |
| LOCKHEED MARTIN CORP | 11,078 | 9,233 |
| LYONDELLBASELL NV | 847 | 668 |
| MARATHON PETROLEUM CORP | 10,681 | 9,626 |
| MARSH & MCLENNAN COS INC | 10,034 | 9,558 |
| MCDONALDS CORP | 10,305 | 9,856 |
| MEDTRONICS PLC | 10,416 | 9,266 |
| MERCK & CO | 1,057 | 995 |
| MICROSOFT CORP | 10,011 | 10,116 |
| NUCOR CORP | 10,248 | 8,053 |
| PFIZER INC. | 1,134 | 1,061 |
| PROCTER & GAMBLE | 10,140 | 10,059 |
| QUALCOMM INC. | 10,580 | 9,678 |
| ROCKWELL AUTOMATION INC. | 9,973 | 10,574 |
| RTX CORP | 10,489 | 9,836 |
| SNAP-ON INC. | 9,303 | 10,184 |
| TARGET CORP | 10,133 | 8,922 |
| TEXAS INSTRUMENTS | 10,129 | 9,376 |
| TJX COS INC. | 10,058 | 10,631 |
| TRACTOR SUPPLY CO. | 10,673 | 9,816 |
| UNITEDHEALTH GROUP INC. | 9,803 | 8,600 |
| W W GRAINGER INC. | 9,813 | 9,486 |
| WALMART INC. | 9,800 | 10,932 |
| WALT DISNEY CO HOLDING CO | 9,785 | 11,469 |
| BARRICK GOLD CORP | 25,375 | 24,351 |
| HESS CORPORATION | 57,377 | 57,859 |
| MODINE MFG CO | 24,798 | 24,229 |
| POWELL INDUSTRIES INC. | 62,768 | 72,480 |
| SCHNEIDER ELEC SA | 45,829 | 48,743 |
| SEADRILL 2021 LTD. | 22,240 | 23,124 |
| ABBOTT LABORATORIES #160107 | 3,829 | 3,733 |
| ADDUS HOMECARE CORP | 1,943 | 1,880 |
| ABBVIE INC. | 3,649 | 3,376 |
| ALIGN TECHNOLOGY | 444 | 417 |
| AMGEN INC. #160107 | 5,765 | 4,692 |
| APPLE INC. #160107 | 911 | 1,002 |
| ASTRAZENECA PLC | 6,122 | 5,307 |
| BECTON DICKINSON & CO | 4,043 | 3,857 |
| BOSTON SCIENTIFIC CORP | 7,931 | 8,217 |
| BRISTOL MYERS SQUIBB CO #160107 | 1,849 | 1,980 |
| CARDINAL HEALTH INC. | 7,763 | 8,161 |
| CATALYST PHARMACEUTICALS INC. | 1,881 | 1,878 |
| CENCORA INC. | 5,733 | 5,617 |
| CENTENE CORP | 1,224 | 969 |
| CRISPR THERAPEUTICS AG | 193 | 157 |
| DANAHER CORPORATION | 5,992 | 5,280 |
| DEXCOM INC. | 496 | 544 |
| EDWARD LIFESCIENCES CORP | 3,025 | 3,257 |
| ELEVANCE HEALTH INC. | 5,798 | 4,796 |
| ELI LILLY & CO | 12,466 | 10,808 |
| ENCOMPASS HEALTH CORP | 1,829 | 1,755 |
| GE HEALTHCARE TECHNOLOGIES INC. | 1,958 | 1,720 |
| GILEAD SCIENCE | 175 | 185 |
| HCA HEALTHCARE INC. | 7,217 | 5,703 |
| HENRY SCHEIN INC. | 497 | 484 |
| HIMS & HERS HEALTH INC. | 1,941 | 2,273 |
| HUMANA INC | 265 | 254 |
| ICON PLC | 6,662 | 5,452 |
| ILLUMINA INC. | 441 | 401 |
| INTEGER HOLDINGS CORP | 2,962 | 3,048 |
| INTUITIVE SURGICAL INC. | 9,006 | 9,395 |
| OQVIA HOLDINGS INC. | 3,121 | 2,751 |
| JOHNSON & JOHNSON #160107 | 1,931 | 1,735 |
| MANNKIND CORP | 991 | 874 |
| MCKESSON CORP | 5,561 | 6,269 |
| MEDTRONICS PLCS #160107 | 4,856 | 4,314 |
| MERCK & CO #160107 | 542 | 497 |
| MODERNA INC. | 525 | 374 |
| NOVO NORDISK A/S ADR | 9,826 | 7,312 |
| OWEN & MINOR INC | 537 | 523 |
| PFIZER INC. #160107 | 201 | 186 |
| PROGYNY INC. | 207 | 224 |
| QUEST DIAGNOSTICS INC. | 451 | 453 |
| RECURSION PHARMACEUTICALS INC. | 192 | 203 |
| REGENERON PHARMACEUTICALS INC. | 2,945 | 2,137 |
| ROCHE HOLDINGS ADR | 2,915 | 2,581 |
| SANOFI ADR | 2,020 | 1,785 |
| STRYKER CORP | 5,748 | 5,761 |
| TG THERAPEUTICS INC. | 997 | 1,264 |
| THE CIGNA GROUP | 6,234 | 5,247 |
| THERMO FISHER SCIENTIFIC | 4,065 | 3,642 |
| UNITEDHEALTH GP INC #160107 | 570 | 506 |
| UNIVERSAL HEALTH SERVICES B | 5,987 | 5,024 |
| VERTEX PHARMACEUTICALS | 4,738 | 4,027 |
| WELLTOWER INC. | 1,946 | 1,890 |
| ZOETIS INC. | 2,040 | 1,792 |
| ADOBE INC. | 4,490 | 4,002 |
| ADVANCED MICRO DEVICES | 14,060 | 10,871 |
| AKAMAI TECHNOLOGIES INC. | 1,118 | 1,052 |
| ALPHABET INC. #160105 | 13,539 | 15,523 |
| AMAZON COM INC. | 13,183 | 15,357 |
| AMERICAN TOWER CORP | 2,180 | 1,834 |
| APPLE INC. #160105 | 8,219 | 9,015 |
| APPLIED MATERIALS INC. | 12,539 | 10,734 |
| ARISTA NETWORKS | 10,829 | 11,937 |
| ARM HOLDINGS PLC | 2,181 | 1,850 |
| BOOKING HOLDINGS INC. | 8,653 | 9,937 |
| BROADCOM INC. | 12,886 | 16,924 |
| CADENCE DESIGN SYSTEM | 7,469 | 8,413 |
| COINBASE GLOBAL INC. | 4,106 | 3,228 |
| CORNING INC. | 10,092 | 10,359 |
| CROWDSTRIKE HOLDINGS INC. | 10,019 | 11,291 |
| DELL TECHNOLOGIES INC. | 1,892 | 1,729 |
| DOCUSIGN INC. | 976 | 1,259 |
| EBAY INC. | 1,082 | 1,053 |
| ELECTRONIC ARTS INC. | 9,598 | 9,656 |
| EXPEDIA GROUP INC. | 4,080 | 4,099 |
| FISERV INC. | 10,549 | 11,093 |
| GLOBAL PAYMENT INC. | 3,822 | 4,258 |
| LAM RESEARCH CORP. | 12,206 | 11,485 |
| MARVELL TECHNOLOGY INC. | 949 | 1,325 |
| MERCADOLIBRE INC. | 10,275 | 8,502 |
| META PLATFORMS INC. #160105 | 14,493 | 14,638 |
| MICRON TECH INC. | 8,814 | 7,069 |
| MICROSOFT CORP #160105 | 14,178 | 14,331 |
| MONOLITHIC POWER SYSTEMS | 2,594 | 1,775 |
| NETFLIX INC. #160105 | 10,402 | 12,478 |
| NVIDIA CORPORATION | 24,117 | 23,635 |
| NXP SEMICONDUCTORS | 9,876 | 8,730 |
| ON SEMICONDUCTOR CORP | 1,046 | 946 |
| PALANTIR TECHNOLOGIES INC. | 8,049 | 14,294 |
| PALO ALTO NETWORKS | 13,171 | 13,101 |
| PINTEREST INC. | 4,601 | 4,147 |
| QUALCOMM INC. #160105 | 9,434 | 8,603 |
| ROBINHOOD MKTS INC. | 385 | 373 |
| SALESFORCE INC. | 11,660 | 13,373 |
| SERVICENOW INC. | 10,468 | 11,661 |
| SHOPIFY INC. | 2,035 | 2,658 |
| SKYWORKS SOLUTIONS INC. | 1,130 | 1,064 |
| STARBUCKS CORP WASHINGTON | 971 | 913 |
| TAKE TWO INTERACTIVE SOFTWARE | 3,772 | 4,418 |
| TRADE DESK INC. | 4,004 | 3,996 |
| VERTIV HOLDINGS LLC | 2,082 | 2,159 |
| VISTRA CORP | 2,133 | 2,344 |
| WESTERN DIGITAL CORPORATION | 8,534 | 7,692 |
| ZSCALER INC. | 7,991 | 7,758 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| HARDING LOEVNER INTERNATIONAL EQUITY | AT COST | 208,704 | 266,404 |
| ISHARES CORE MSCI EAFE ETF | AT COST | 125,394 | 149,204 |
| ISHARES CORE S&P 500 ETF | AT COST | 136,773 | 253,721 |
| ISHARES MSCI EMERGING MARKETS | AT COST | 52,013 | 59,479 |
| ISHARES RUSSELL 2000 ETF | AT COST | 118,147 | 172,570 |
| VANGUARD GROWTH ETF | AT COST | 56,958 | 114,923 |
| VANGUARD MID-CAP ETF | AT COST | 206,960 | 410,194 |
| VANGUARD S&P 500 ETF | AT COST | 289,518 | 612,627 |
| VANGUARD SHORT-TERM BOND INDEX FUND | AT COST | 92,934 | 95,285 |
| SPDR GOLD TR GOLD SH MS 0635 | AT COST | 62,529 | 81,598 |
| VANGUARD INTERMEDIATE TERM BOND INDEX | AT COST | 332,716 | 344,623 |
| HARTFORD EMERGING MARKETS EQUITY FUND | AT COST | 63,041 | 81,670 |
| PROSHARES SHORT S&P 500 | AT COST | 46,821 | 47,169 |
| HEALTH CARE SEL SECT SPDR | AT COST | 6,037 | 5,503 |
| ISHARES BIOTECHNOLOGY ETF | AT COST | 872 | 793 |
| ISHARES US MEDICAL DEV ETF | AT COST | 4,846 | 4,785 |
| SPDR S&P BIOTECH | AT COST | 493 | 450 |
| FT NASDAQ CYBERSECUR ETF | AT COST | 11,094 | 11,484 |
| BARON SMALL CAP | AT COST | 10,149 | 8,920 |
| FULLERTHALER BHV SMCP EQ INST | AT COST | 11,091 | 10,216 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| MCMANUS & ASSOCIATES | 84,959 | 23,051 | 0 | 45,856 |
| Description | Beginning of Year - Book Value | End of Year - Book Value | End of Year - Fair Market Value |
|---|---|---|---|
| RECEIVABLE FROM TROXEL ARTICLE 5 3 TRUST | 50 | 50 | 50 |
| FORMATION | 4,165 | 3,498 | 3,498 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| AMORTIZATION | 667 | 667 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| TIAA/CREF MANAGER FEE | 22,698 | 22,698 | 0 | 0 |
| MS #031538-005 | 2,221 | 2,221 | 0 | 0 |
| MS #030635-005 | 23,777 | 23,777 | 0 | 0 |
| MS #026008-005 | 0 | 0 | 0 | 0 |
| MS #160105 | 940 | 940 | 0 | 0 |
| MS #160107 | 460 | 460 | 0 | 0 |
| MS #159765 | 933 | 933 | 0 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAX - TIAA-CREF | 2,204 | 2,204 | 0 | 0 |
| FOREIGN TAX - MS #030635-005 | 949 | 949 | 0 | 0 |
| NJ CAR 100 | 31 | 0 | 0 | 0 |
| TAX ON INVESTMENT INCOME | 3,343 | 0 | 0 | 0 |