| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| TAX PREP FEES | 2,750 | 1,375 | 1,375 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| GUGGENHEIM TOTAL RETURN BOND FD INSTL (GIBIX) | AT COST | 145,139 | 146,848 |
| ISHARES TR MSCI USA QLT FCT (QUAL) | AT COST | 76,407 | 97,596 |
| ISHARES TRUST CORE MSCI EAFE ETF (IEFA) | AT COST | 140,256 | 147,436 |
| ISHARES TRUST CORE DIVID GWTH(DGRO) | AT COST | 148,211 | 174,848 |
| SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF (SPDW) | AT COST | 141,806 | 146,176 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND (VBK) | AT COST | 64,899 | 79,205 |
| VANGUARD SMALL CAP VALUE ETF (VBR) | AT COST | 56,329 | 66,478 |
| VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS (VU | AT COST | 219,387 | 311,262 |
| VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR (VTV) | AT COST | 192,121 | 226,239 |
| BROADCOM INC COM (AVGO) | AT COST | 6,908 | 18,547 |
| GLOBAL NET LEASE INC COM NEW(GNL) | AT COST | 4 | 6 |
| KITE RLTY GROUP TR COM NEW (KRG) | AT COST | 2 | 4 |
| REGAN TOTAL RETURN INCOME FUND INSTL (RCIRX) | AT COST | 181,447 | 177,343 |
| IMGP DOLAN MCENIRY CORPORATE BOND INSTL (IDMIX) | AT COST | 64,106 | 63,331 |
| ISHARES TR ISHARES 25+ YR T | AT COST | 22,355 | 19,979 |
| ACCENTURE PLC (ACN) | AT COST | 905 | 1,759 |
| WIX.COM LTD COM ILS0.01 (WIX) | AT COST | 1,218 | 3,862 |
| ROYAL CARIBBEAN GROUP COM USD0.01 (RCL) | AT COST | 839 | 4,152 |
| AENA SME SA UNSPONSORED ADR (ANYYY) | AT COST | 1,332 | 2,572 |
| AGILENT TECHNOLOGIES INC COM USD0.01 (A) | AT COST | 826 | 1,612 |
| ALLSTATE CORP COM USD0.01 (ALL) | AT COST | 907 | 2,313 |
| ALPHABET INC CAP STK CL C (GOOG) | AT COST | 1,756 | 3,428 |
| ALPHABET INC CAP STK CL A (GOOGL) | AT COST | 1,750 | 3,407 |
| AMAZON.COM INC (AMZN) | AT COST | 11,816 | 25,010 |
| AMERICAN EXPRESS SO COM USD0.20 (AXP) | AT COST | 2,221 | 6,960 |
| CENCORA INC COM (COR) | AT COST | 789 | 1,797 |
| AMERIS BANCORP (ABCB) | AT COST | 2,191 | 5,862 |
| APPLE INC (AAPL) | AT COST | 14,464 | 29,049 |
| ARISTA NETWORKS INC COM SHS (ANET) | AT COST | 1,101 | 2,653 |
| AUTODESK INC (ADSK) | AT COST | 851 | 1,773 |
| AXON ENTERPRISE INC COM (AXON) | AT COST | 864 | 2,377 |
| BANK OF MONTREAL COM NPV (BMO) | AT COST | 834 | 1,650 |
| BANK OF NEW YORK MELLON CORP COM (BK) | AT COST | 633 | 1,690 |
| BIOLIFE SOLUTIONS INC (BLFS) | AT COST | 798 | 1,791 |
| BLACKROCK INC COM (BLK) | AT COST | 1,446 | 4,100 |
| BOSTON SCIENTIFIC CORP (BSX) | AT COST | 869 | 2,144 |
| CADENCE DESIGN SYSTEMS INC COM USD0.01 (CDNS) | AT COST | 3,058 | 7,512 |
| CANADIAN IMP BK COMM COM (CM) | AT COST | 1,762 | 4,173 |
| CENTRAL PACIFIC FINANCIAL CORP (CPF) | AT COST | 2,181 | 4,328 |
| CHIPOTLE MEXICAN GRILL INC (CMG) | AT COST | 2,614 | 6,030 |
| COSTCO WHOLESALE CORP COM (COST) | AT COST | 4,611 | 13,928 |
| CUMMINS INC (CMI) | AT COST | 1,090 | 3,137 |
| DBS GROUP HLDGS LTD SPONS ADR EACH REP 4 (DBSDY) | AT COST | 842 | 2,177 |
| ENTERGY CORP (ETR) | AT COST | 856 | 1,820 |
| ERSTE GROUP BANK ADR (EBKDY) | AT COST | 1,276 | 3,565 |
| META PLATFORMS INC CLASS A COMMON STOCK (META) | AT COST | 8,159 | 35,131 |
| FIRST FINANCIAL BANKCORP (FFBC) | AT COST | 1,713 | 3,364 |
| FISERV INC COM STK USD0.01 (FI) | AT COST | 1,133 | 2,876 |
| FORMFACTOR INC (FORM) | AT COST | 816 | 1,892 |
| GE VERNOVA INC COM (GEV) | AT COST | 456 | 1,645 |
| GENERAL DYNAMICS CORP COM (GD) | AT COST | 848 | 1,844 |
| HSBC HLDGS PLC SPON (HSBC) | AT COST | 2,187 | 5,168 |
| INDITEX (IDEXY) | AT COST | 2,049 | 4,515 |
| INTERCONTINENTAL EXCHANGE INC COM USD0.01 (ICE) | AT COST | 911 | 1,937 |
| INTESA SANPAOLO S.P.A. SPON ADR EACH 74.000 REP 6 ORD SHS (ISNPY) | AT COST | 752 | 1,787 |
| INTUITIVE SURGICAL INC(ISRG) 9.000 | AT COST | 1,739 | 4,698 |
| KB FINL GROUP INC SPONSORED ADR (KB) 29.000 | AT COST | 664 | 1,650 |
| KLA CORP COM NEW (KLAC) 10.000 | AT COST | 3,039 | 6,301 |
| MS AND AD INSURANCE GROUP HLDNGS 139.000 ADR (MSADY) | AT COST | 1,289 | 3,026 |
| MASTERCARD INCORPORATED CL A(MA) 27.000 | AT COST | 6,467 | 14,217 |
| MERIT MEDICAL SYSTEMS INC (MMSI) 22.000 | AT COST | 957 | 2,128 |
| METTLER-TOLEDO INTERNATIONAL INC 2.000 COM USD0.01 (MTD) | AT COST | 1,242 | 2,447 |
| MICRON TECHNOLOGY INC (MU) 26.000 | AT COST | 902 | 2,188 |
| MOODYS CORP COM USD0.01(MCO) 6.000 | AT COST | 1,046 | 2,840 |
| MUELLER INDUSTRIES INC (MLI) 26.000 | AT COST | 953 | 2,063 |
| MUENCHENER RE GROUP ADR(MURGY) 340.000 | AT COST | 1,559 | 3,407 |
| NETFLIX INC (NFLX) 5.000 | AT COST | 1,138 | 4,457 |
| NVIDIA CORPORATION COM(NVDA) 560.000 | AT COST | 16,669 | 75,202 |
| PNC FINANCIAL SERVICES GROUP COM 10.000 USD5 (PNC) | AT COST | 875 | 1,929 |
| PDD HOLDINGS INC AMERICAN DEPOSITARY 34.000 SHARES (PDD) | AT COST | 1,711 | 3,298 |
| PROGRESSIVE CORP COM (PGR) 13.000 | AT COST | 938 | 3,115 |
| QUALCOMM INC (QCOM) 35.000 | AT COST | 2,320 | 5,377 |
| RTX CORPORATION COM USD1.00(RTX) 15.000 | AT COST | 723 | 1,736 |
| RELX PLC SPON ADS EACH REPR 1 ORD 42.000 SHS GBP0.144 (RELX) | AT COST | 741 | 1,908 |
| ROYAL BANK OF CANADA MONTREAL QUE 30.000 COM NPV ISIN #CA7800871021 SEDOL #2 | AT COST | 1,646 | 3,615 |
| S&T BANCORP INC(STBA) 70.503 | AT COST | 1,385 | 2,695 |
| SAGE GROUP PLC UNSPONSORD ADR 24.000 (SGPYY) | AT COST | 665 | 1,527 |
| SALESFORCE INC COM (CRM) 21.000 | AT COST | 2,896 | 7,021 |
| SAP ADR REP 1 ORD(SAP) 44.000 | AT COST | 3,518 | 10,833 |
| SCHWAB CHARLES CORP COM(SCHW) 62.000 | AT COST | 2,136 | 4,589 |
| SERVICENOW INC COM USD0.001(NOW) 6.000 | AT COST | 3,189 | 6,361 |
| SHERWIN-WILLIAMS CO (SHW) 9.000 | AT COST | 1,365 | 3,059 |
| SHOPIFY INC COM NPV CL A 66.000 ISIN #CA82509L1076 SEDOL #BX865C7 (SHOP) | AT COST | 2,323 | 7,018 |
| SKYWEST INC (SKYW) 46.000 | AT COST | 765 | 4,606 |
| TJX COMPANIES INC (TJX) 27.000 | AT COST | 1,521 | 3,262 |
| T-MOBILE US INC COM (TMUS) 14.000 | AT COST | 1,077 | 3,090 |
| TAIWAN SEMICONDUCTOR 38.000 MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 (TSM | AT COST | 3,580 | 7,505 |
| TARGA RESOURCES CORP(TRGP) 15.000 | AT COST | 1,283 | 2,678 |
| TENCENT MUSIC ENTERTAINMENT GROUP 408.000 SPON ADS EACH REP 2 ORD SHS CL A ( | AT COST | 1,513 | 4,631 |
| TESLA INC COM (TSLA) 39.000 | AT COST | 7,834 | 15,750 |
| TRAVELERS COMPANIES INC COM STK NPV 12.000 (TRV) | AT COST | 1,069 | 2,891 |
| UNITED OVERSEAS BK LTD SPONSORED 43.000 ADR (UOVEY) | AT COST | 1,116 | 2,294 |
| WALMART INC COM (WMT) 114.000 | AT COST | 4,998 | 10,300 |
| WASTE MANAGEMENT INC (WM) 20.000 | AT COST | 2,016 | 4,036 |
| WATERS CORP (WAT) 5.000 | AT COST | 901 | 1,855 |
| WELLS FARGO CO NEW COM(WFC) 127.000 | AT COST | 3,091 | 8,920 |
| WESFARMERS ADR (WFAFY) 101.000 | AT COST | 969 | 2,222 |
| WIPRO LTD SPON ADR REP 1 ORD SHS INR2 492.000 (WIT) | AT COST | 673 | 1,742 |
| YUM] BRANDS INC (YUM) 13.000 | AT COST | 861 | 1,744 |
| ZURICH INSURANCE GROUP AG SPON ADR 136.000 EACH REP 0.1 ORD SHS (ZURVY) | AT COST | 1,941 | 4,038 |
| SIMON PROPERTY GROUP INC (SPG) | AT COST | 574 | 1,550 |
| WELLTOWER INC COM (WELL) | AT COST | 634 | 1,764 |
| Description | Amount |
|---|---|
| BOOK/TAX DIFFERENCES | 857 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| ADVISORY FEES | 1,971 | 1,971 | 0 |
| Name | Address |
|---|---|
| JOSEPH VERBRUGGE |
4300 2ND AVE HOLMES BEACH,FL34217 |
| MICHELLE VERBRUGGE |
4300 2ND AVE HOLMES BEACH,FL34217 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAX | 503 | 503 | 0 | |
| IRS | 16,547 | 16,547 | 0 |