| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| ACCOUNTING FEES | 1,838 | 919 | 919 |
| Name of Bond | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| JPMORGAN CHASE CO NOTE | 218,801 | 218,801 |
| MORGAN STANLEY MTN CALL | 178,335 | 178,335 |
| GOLDMAN SACHS GROUP INC NOTE | 219,193 | 219,193 |
| UNITED HEALTH GROUP INC NOTE | 219,089 | 219,089 |
| BP CAP MKTS AMER INC NOTE CALL MAKE WHOLE | 219,006 | 219,006 |
| CHEVRON COPORTATION NOTE CALL MAKE WHOLE | 217,978 | 217,978 |
| BANK AMERICA CORP SER M MTN | 219,793 | 219,793 |
| BERKSHIRE HATHAWAY INC DEL NOTE | 289,487 | 289,487 |
| TORONTO DOMINION BANK MTN | 277,751 | 277,751 |
| ABBOTT LABORATORIES NOTE CALL MAKE WHOLE | 217,371 | 217,371 |
| COMCAST CORP NEW NOTE CALL MAKE WHOLE | 210,316 | 210,316 |
| CITIGROUP INC NOTE CALL MAKE WHOLE | 282,340 | 282,340 |
| MICROSOFT CORP NOTE CALL MAKE WHOLE | 215,393 | 215,393 |
| TRUIST FINL CORP SER G MTN | 210,987 | 210,987 |
| VISA INC NOTE CALL MAKE WHOLE | 208,030 | 208,030 |
| PEPSICO INC NOTE CALL MAKE WHOLE | 141,517 | 141,517 |
| ROYAL BK CDA SER I MTN | 151,823 | 151,823 |
| TOYOTA MTR CR CORP SER B MTN | 219,545 | 219,545 |
| SALESFORCE INC NOTE CALL MAKE WHOLE | 197,694 | 197,694 |
| US BANCORP MTN CALL MAKE WHOLE | 218,200 | 218,200 |
| MERCK &CO INC NOTE CALL MAKE WHOLE | 198,495 | 198,495 |
| DISNEY WALT CO NOTE CALL MAKE WHOLE | 195,631 | 195,631 |
| WELLS FARGO &CO SER Q MTN | 198,444 | 198,444 |
| JOHN DEERE CAPITAL CORPORATION MTN | 214,045 | 214,045 |
| ASTRAZENE CA FINANCE LLC NOTE | 258,803 | 258,803 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| DBX ETF TR XTRACK MSCI EAFE | 1,593,279 | 1,593,279 |
| DFA EMERGING MARKETS CORE EQUITY | 753,366 | 753,366 |
| DFA GLOBAL REAL ESTATE | 372,489 | 372,489 |
| DFA INTERNATIONAL VECTOR EQUITY | 410,998 | 410,998 |
| DFA SMALL CAP VALUE | 763,120 | 763,120 |
| DFA US LARGE CAP VALUE | 2,358,556 | 2,358,556 |
| DFA US VECTOR EQUITY | 704,836 | 704,836 |
| VANGUARD INDEX FDS GROWTH | 2,578,795 | 2,578,795 |
| VANGUARD SMALL CAP GROWTH | 616,972 | 616,972 |
| DIMENSIONAL ETF TRUST US LARGE CAP VALUE | 604,624 | 604,624 |
| DIMENSIONAL ETF TRUST US TARGETED | 196,035 | 196,035 |
| DIMENSIONAL ETF TRUST GLOBAL REAL EST | 90,207 | 90,207 |
| DIMENSIONAL ETF TRUST EMERGING MARKETS CORE EQUITY 2 ETF | 143,547 | 143,547 |
| DIMENSIONAL ETF TRUST INTERNATIONAL CORE EQUITY 2 ETF | 63,113 | 63,113 |
| DIMENSIONAL ETF TRUST US SMALL CAP VAL | 217,368 | 217,368 |
| LINDE PLC COM | 25,120 | 25,120 |
| MEDTRONIC PLC | 19,970 | 19,970 |
| CHUBB LIMITED COM NPV | 24,314 | 24,314 |
| AIR PRODUCTS AND CHEMICALS INC | 18,853 | 18,853 |
| AMERICAN WATER WORKS COMPANY INC | 15,561 | 15,561 |
| AMPHENOL CORP CLASS A COM | 23,613 | 23,613 |
| ANALOG DEVICES INC COM | 25,283 | 25,283 |
| BECTON DICKINSON & CO COM | 22,460 | 22,460 |
| BERKLEY W R CORP COM | 28,967 | 28,967 |
| BROWN & BROWN INC | 33,259 | 33,259 |
| BROWN-FORMAN CORP COM | 19,370 | 19,370 |
| CHEVRON CORP NEW COM | 22,740 | 22,740 |
| CLOROX CO COM | 22,575 | 22,575 |
| COLGATE-PALMOLIVE CO COM | 23,546 | 23,546 |
| DONALDSON COMPANY INC | 21,889 | 21,889 |
| EOG RESOURCES INC | 21,574 | 21,574 |
| ECOLAB INC | 26,712 | 26,712 |
| EXPEDITORS INTERNATIONAL OF WASHINGTON INC | 20,271 | 20,271 |
| GENERAL DYNAMICS CORP COM | 21,606 | 21,606 |
| GRACO INC | 23,938 | 23,938 |
| HERSHEY COMPANY COM | 15,072 | 15,072 |
| HOME DEPOT INC | 23,728 | 23,728 |
| ILLINOIS TOOL WORKS INC COM | 21,806 | 21,806 |
| LOCKHEED MARTIN CORP COM | 21,381 | 21,381 |
| MASCO CORP COM | 28,085 | 28,085 |
| MASTERCARD INCORPORATED CL A | 27,908 | 27,908 |
| MCDONALD S CORP | 21,742 | 21,742 |
| MICROSOFT CORP | 19,811 | 19,811 |
| NEW JERSEY RES CORP COM | 18,287 | 18,287 |
| NIKE INC CLASS B COM NPV | 17,631 | 17,631 |
| NORDSON CORP | 17,158 | 17,158 |
| NORTHERN TRUST CORP COM U | 21,013 | 21,013 |
| ORACLE CORP | 28,162 | 28,162 |
| PAYCHEX INC COM | 23,417 | 23,417 |
| PEPSICO INC | 17,335 | 17,335 |
| POLARIS INC COM | 22,529 | 22,529 |
| PRICE T ROWE GROUPS COM | 19,112 | 19,112 |
| PROCTER AND GAMBLE CO COM | 22,465 | 22,465 |
| S&P GLOBAL INC COM | 22,909 | 22,909 |
| SHERWIN-WILLIAMS CO | 27,874 | 27,874 |
| SNAP-ON INC | 27,498 | 27,498 |
| SOUTHERN CO | 23,626 | 23,626 |
| STARBUCKS CORP COM | 17,155 | 17,155 |
| STRYKER CORPORATION COM | 27,724 | 27,724 |
| TJX COMPANIES INC | 23,196 | 23,196 |
| TORO CO | 17,302 | 17,302 |
| WEC ENERGY GROUP INC COM | 19,748 | 19,748 |
| RESMED INC | 27,900 | 27,900 |
| SMITH A O CORP COM | 17,666 | 17,666 |
| Description | Amount |
|---|---|
| UNREALIZED LOSSES | 1,452,809 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| INVESTMENT ADVISOR FEES | 98,981 | 98,981 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAXES | 6,155 | 6,155 | 0 | |
| TAXES | 8,800 | 0 | 0 |