Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 07-01-2024 , and ending 06-30-2025
Name of foundation
THE BANCKER WILLIAMS FOUNDATION INC
 
Number and street (or P.O. box number if mail is not delivered to street address)130 RIVERWOOD PL NW
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
ATLANTA, GA303274280
A Employer identification number

58-1868577
B Telephone number (see instructions)

(678) 538-2031
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$3,843,896J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 0
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 92,596 92,596 0
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 Click to see attachment
List of Attached Documents:
// Content
247,025
b Gross sales price for all assets on line 6a 445,389
7 Capital gain net income (from Part IV, line 2)... 247,025
8 Net short-term capital gain.........  
9 Income modifications........... 0
10a Gross sales less returns and allowances 0
b Less: Cost of goods sold.... 0
c Gross profit or (loss) (attach schedule)..... 0 0
11 Other income (attach schedule)....... 0 0 0
12 Total. Add lines 1 through 11........ 339,621 339,621 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages...... 0 0 0 0
15 Pension plans, employee benefits....... 0 0 0 0
16a Legal fees (attach schedule)......... 0 0 0 0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
870 870 0 870
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
50,772 50,772 0 50,772
17 Interest............... 0 0 0 0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
6,094 6,094 0 6,094
19 Depreciation (attach schedule) and depletion... 0 0 0
20 Occupancy.............. 0 0 0 0
21 Travel, conferences, and meetings....... 0 0 0 0
22 Printing and publications.......... 0 0 0 0
23 Other expenses (attach schedule)....... Click to see list of attachments
List of Attached Documents:
// Content
40 40 0 40
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 57,776 57,776 0 57,776
25 Contributions, gifts, grants paid....... 200,000 200,000
26 Total expenses and disbursements. Add lines 24 and 25 257,776 57,776 0 257,776
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 81,845
b Net investment income (if negative, enter -0-) 281,845
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 80,765 125,253 125,253
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions)..... 0 0  
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow   0 0  
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 74,777 Click to see attachment
List of Attached Documents:
// Content
111,914 		111,861
b Investments—corporate stock (attach schedule)....... 1,275,837 Click to see attachment
List of Attached Documents:
// Content
1,305,722 		2,891,941
c Investments—corporate bonds (attach schedule)....... 785,086 Click to see attachment
List of Attached Documents:
// Content
755,421 		714,841
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow     0  
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........   0  
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow     0  
15 Other assets (describe right arrow) 0 0 0
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,216,465 2,298,310 3,843,896
Liabilities 17 Accounts payable and accrued expenses.......... 0 0
18 Grants payable................. 0 0
19 Deferred revenue................. 0 0
20 Loans from officers, directors, trustees, and other disqualified persons 0 0
21 Mortgages and other notes payable (attach schedule)......   0
22 Other liabilities (describe right arrow) Click to see attachment
List of Attached Documents:
// Content
0 		Click to see attachment
List of Attached Documents:
// Content
0
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 2,216,465 2,298,310
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 2,216,465 2,298,310
30 Total liabilities and net assets/fund balances (see instructions). 2,216,465 2,298,310
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,216,465
2
Enter amount from Part I, line 27a .....................
2
81,845
3
Other increases not included in line 2 (itemize) right arrow
3
 
4
Add lines 1, 2, and 3 ..........................
4
2,298,310
5
Decreases not included in line 2 (itemize) right arrow
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
2,298,310
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a Public Traded Securities      
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 445,389 0 198,364 247,025
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       247,025
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 247,025
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 0
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 3,918
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 3,918
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,918
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 5,259
b Exempt foreign organizations—tax withheld at source...... 6b  
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 5,259
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 1,341
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow1,341 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowGA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowNONE
14
The books are in care ofright arrowBNY MELLON C O MELISSA WHITE Telephone no.right arrow (678) 538-2031

Located atright arrow3290 NORTHSIDE PARKWAY SUITE 950ATLANTAGA ZIP+4right arrow30327
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
ELAINE O BLACKMONClick to see attachment
List of Attached Documents:
// Content
SEC TRUSTEE
0.10 		0 0 0
2527 WINDWOOD COURT
ATLANTA,GA30060
THOMAS HOLMESClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
2704 WEBB STREET
RALEIGH,NC27609
ELIZABETH O JACKSONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
315 N HARRINGTON ROAD
ST SIMONS ISLAND,GA31522
JULIETTE D JACKSONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
314 N HARRINGTON ROAD
ST SIMONS ISLAND,GA31522
KATHERINE B JOHNSONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
310 DANDING FOX ROAD 36
DECATUR,GA300323975
SUNNI JOHNSONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
1069 SEABOARD AVENUE 13
ATLANTA,GA30307
DOROTHY B ROBERTSONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
2801 GLENWOOD GARDENS LANE 107
RALEIGH,NC27608
CHARLOTTE H VERSFELDClick to see attachment
List of Attached Documents:
// Content
CHAIR TRUSTEE
0.50 		0 0 0
1200 BALLYHASK PLACE
RALEIGH,NC27607
THOMAS OASTLERClick to see attachment
List of Attached Documents:
// Content
TAX OFFICER
0.15 		0 0 0
130 RIVERWOOD PLACE
ATLANTA,GA30327
MELISSA WHITEClick to see attachment
List of Attached Documents:
// Content
TREASURER
0.50 		0 0 0
3290 NORTHSIDE PARKWAY SUITE 950
ATLANTA,GA33027
CAROLINE BLACKMONClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
2527 WINDWOOD COURT
ATLANTA,GA30060
ROB HOLMESClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
0.10 		0 0 0
209 MAYODAN DRIVE
CARY,NC27511
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1 NONE  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
3,741,650
b
Average of monthly cash balances.......................
1b
106,696
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
3,848,346
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) Click to see attachment
List of Attached Documents:
// Content
.............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
3,848,346
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
57,725
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
3,790,621
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
189,531
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
189,531
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
3,918
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
0
c
Add lines 2a and 2b............................
2c
3,918
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
185,613
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
185,613
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
185,613
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
257,776
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) Click to see attachment
List of Attached Documents:
// Content
.................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
257,776
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 185,613
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20  
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 83,732
b From 2020...... 59,483
c From 2021...... 57,682
d From 2022...... 70,336
e From 2023...... 77,471
f Total of lines 3a through e ........ 348,704
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 257,776
a Applied to 2023, but not more than line 2a  
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		 
c Treated as distributions out of corpus (Election
required—see instructions)........ 		 
d Applied to 2024 distributable amount..... 185,613
e Remaining amount distributed out of corpus 72,163
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 420,867
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		83,732
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		337,135
10 Analysis of line 9:
a Excess from 2020.... 59,483
b Excess from 2021.... 57,682
c Excess from 2022.... 70,336
d Excess from 2023.... 77,471
e Excess from 2024.... 72,163
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
NONE
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
NONE
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ST SIMONS LAND TRUST

1810 FREDERICA ROAD
ST SIMONS ISLAND,GA31522 		No Relationship PC ENVIRONMENTAL 5,500

CITIZENS CLIMATE EDUCATION CORP

1330 ORANGE AVENUE SUITE 300
CORONADO,CA92118 		No Relationship PC ENVIRONMENTAL 3,000

RALEIGH RESCUE MISSION

P O BOX 27391
RALEIGH,NC27611 		No Relationship PC UNRESTRICTED - SOCIAL SERVICES 1,500

SAINT MARYS SCHOOL

900 HILLSBOROUGH STREET
RALEIGH,NC27603 		No Relationship PC EDUCATIONAL 500

BOYS AND GIRLS CLUB OF WAKE COUNTY

701 N RALEIGH BOULEVARD
RALEIGH,NC27610 		No Relationship PC SOCIAL SERVICES 1,000

SOUTHERN ALLIANCE FOR CLEAN ENERGY

P O BOX 1842
KNOXVILLE,TN37901 		No Relationship PC SUPPORT FOR ADVANCING CLEAN ENERGY IN GEORGIA AND THE SOUTHEAST USA 23,300

HESPERIAN HEALTH GUIDES

2860 TELEGRAPH AVE
OAKLAND,CA94609 		No Relationship PC UNRESTRICTED - HEALTHCARE AND EDUCATION 15,900

RONALD MCDONALD HOUSE

5420 PEACHTREE DUNWOODY ROAD
ATLANTA,GA30342 		No Relationship PC UNRESTRICTED - FAMILY ASSISTANCE WHILE CHILD IN MEDICAL CRISIS 2,500

WOMENS CENTER OF WAKE COUNTY

2200 NEW BERN AVENUE
RALEIGH,NC27610 		No Relationship PC SOCIAL SERVICES 1,000

LIFELINE ANIMAL PROJECT INC

3180 PRESIDENTIAL DRIVE
ATLANTA,GA30340 		No Relationship PC ANIMAL WELFARE 1,000

UNIVERSITY OF NORTH CAROLINA

P O BOX 309
CHAPEL HILL,NC27514 		No Relationship PC EDUCATION SCHOLARSHIP 2,500

INTERNATIONAL ANIMAL RESCUE

P O BOX 137
SHREWSBURY,MA01545 		No Relationship PC ANIMAL WELFARE 17,000

ROOM TO READ

465 CALIFORNIA STREET SUITE 1000
SAN FRANCISCO,CA94104 		No Relationship PC SUPPORT PROGRAM WITH GIRLS POWER INITIATIVE THAT WILL SUPPORT SURVIVORS OF TRAFFICKING 24,800

SOUTHERN NEIGHBORHOODS NETWORK INC

1702 DANCING FOX ROAD
C/O CARTER GARBER
DECATUR,GA30032 		No Relationship PC IDEAS GRANT FOR EDUCATION TRAINING 25,100

FRIENDSHIP BRIDGE

405 URBAN STREET
SUITE 140
LAKEWOOD,CO80228 		No Relationship PC TO EMPOWER GUATEMALAN WOMEN THROUGH THE MICROCREDIT PLUS SERVICE 7,700

CAROLINA EAST FOUNDATION

2007 B NEUSE ROAD
NEW BERN,NC28560 		No Relationship PC HEALTHCARE 300

CHILDRENS FLIGHT OF HOPE

751 CORPORATE CENTER DRIVE
SUITE 130
RALEIGH,NC27607 		No Relationship PC HEALTHCARE 500

CRAVEN COMMUNITY COLLEGE FOUNDATION

800 COLLEGE COURT
NEW BERN,NC28562 		No Relationship PC EDUCATION VIA THE DAVID WARD ENDOWMENT 300

CRAVEN LITERACY COUNCIL

2507 A NEUSE BLVD
NEW BERN,NC28562 		No Relationship PC EDUCATION 300

WOMENS REPRODUCTIVE RIGHTS ASSIST

1902A LINCOLN BLVD
1338
SANTA MONICA,CA90405 		No Relationship PC HEALTHCARE 17,700

GLOBAL GREENGRANTS FUND

2840 WILDERNESS PLACE SUITE A
BOULDER,CO80301 		No Relationship PC ENVIRONMENTAL PRESERVATION 16,700

ASPCA

600 PENNSYLVANIA AVE SE S 450
WASHINGTON,DC20003 		No Relationship PC ANIMAL WELFARE 1,000

BELOVED MINISTRIES

2465 DEMERE ROAD S 210
SAINT SIMONS ISLAND,GA31522 		No Relationship PF SOCIAL 1,500

CHILDRENS CANCER PARTNERS

900 S PINE STREET SUITE F
SPARTANBURG,SC29302 		No Relationship PC SOCIAL SERVICES FOR FAMILIES WITH CHILDREN WITH CANCER 500

CHIMP HAVEN

13600 CHIMPANZEE PLACE
KEITHVILLE,LA71047 		No Relationship PC ANIMAL WELFARE 3,000

MERCI CLINIC INC

115 TATUM DRIVE
NEW BERN,NC28560 		No Relationship PC HEALTHCARE 700

NEW BERN CIVIC THEATER

414 POLLOCK STREET
NEW BERN,NC28560 		No Relationship PF CULTURAL ARTS 700

OAK CITY CARES

1430 S WILMINGTON STREET
RALEIGH,NC27603 		No Relationship PC SOCIAL SERVICES 500

PUBLIC RADIO EAST FOUNDATION

800 COLLEGE COURT
NEW BERN,NC28562 		No Relationship PF UNRESTRICTED - EDUCATION 700

STREET CHILD

1801 CAMINO DEL RIO S
SAN DIEGO,CA92108 		No Relationship PC UNRESTRICTED - EDUCATION 18,800

TIM TEBOW FOUNDATION

P O BOX 1335
PONTE VEDRA BEACH,FL32004 		No Relationship PF CHILD WELFARE 1,500

LAKE CLAIRE COMMUNITY LAND TRUST

C/O KAREN HEIM
798 LAKE AVENUE
ATLANTA,GA30307 		No Relationship PF ENVIRONMENT - COMMUNITY GARDEN SPACE 3,000
Total .................................right arrow 3a 200,000
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a     0   0 0
b     0   0 0
c     0   0 0
d     0   0 0
e     0   0 0
f     0   0 0
    0   0 0
gFees and contracts from government agencies          
2 Membership dues and assessments ....   0   0 0
3 Interest on savings and temporary cash
investments ........... 		  0   0 0
4 Dividends and interest from securities ....   0 14 92,596 0
5 Net rental income or (loss) from real estate:
aDebt-financed property......   0   0 0
bNot debt-financed property.....   0   0 0
6 Net rental income or (loss) from personal property   0   0 0
7 Other investment income .....   0   0 0
8 Gain or (loss) from sales of assets other than
inventory ............ 		  0 18 247,025 0
9 Net income or (loss) from special events:   0   0 0
10 Gross profit or (loss) from sales of inventory   0   0 0
11 Other revenue:
a   		  0   0 0
b     0   0 0
c     0   0 0
d     0   0 0
e     0   0 0
12 Subtotal. Add columns (b), (d), and (e) .. 0 339,621 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
339,621
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID: 24020569
Software Version: V2.0


Form 990PF - Special Condition Description:
Special Condition Description

TY 2024 AccountingFeesSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
PAID TO THOMAS OASTLER FOR PREPARATION OF 990-PF EXCISE TAX RETURN FOR FISCAL YEAR 6 30 24 870 870 0 870

TY 2024 InvestmentsCorpBondsSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Name of Bond End of Year Book Value End of Year Fair Market Value
24,812 UNITS BNY MELLON CORPORATE BOND FUND 319,327 306,919
700 UNITS ISHARES BROAD USD INVESTMENT GRADE CORPORATE BOND ETF 35,644 36,008
3330 UNITS ARISTOTLE FLOATING RATE INCOME FUND 32,496 31,331
3646UNITS BNY MELLON HIGH YIELD FUND 22,239 19,869
4,885 UNITS BNY MELLON INTERMEDIATE BOND FUND 62,560 58,815
13638 UNITS BNY MELLON BOND FUND 173,155 150,017
5393 UNITS TCW EMERGING MARKETS INCOME FUND 35,000 35,701
7870 UNITS BLACKROCK STRATEGIC INCOME OPPORTUNITIES PORTFOLIO 75,000 76,181

TY 2024 InvestmentsCorpStockSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Name of Stock End of Year Book Value End of Year Fair Market Value
1,391 UNITS FULLER & THALER BEHAVIORAL SMALL CAP EQUITY FUND 45,000 63,061
1,200 UNITS ISHARES RUSSELL MIDCAP INDEX FUND 57,167 110,364
720 SH APPLE INC. 3,450 147,722
450 UNITS ISHARES S&P SMALLCAP 600 50,243 49,181
2,155 NEUBERGER BERMAN LONG SHORT FUND 35,000 42,026
936 UNITS GATEWAY FUND 35,000 44,517
4,676 UNITS GQG PARTNERS EMERGING MARKETS EQUITY FUND 75,000 81,266
2350 UNITS ISHARES CORE MSCI EAFE ETF 141,235 196,178
1,800 UNITS VANGUARD EMERGING MARKETS ETF 62,872 89,028
1,546 UNITS FIDELITY INTERNATIONAL SMALL CAP FUND 45,000 56,888
5000 UNITS BNY MELLON INTERNATIONAL STOCK FUND 62,880 120,117
300 SH UNION PACIFIC CORPORATION 11,892 69,024
100 SH THERMO FISHER SCIENTIFIC INC. 5,677 40,546
150 SH T-MOBILE US INC. 18,554 35,739
200 SH OMNICOM GROUP INC. 10,617 14,388
480 SH MICROSOFT CORPORATION 11,337 238,757
100 SH MCKESSON CORP 2,817 73,278
170 SH MARRIOTT INTERNATIONAL INC. 27,010 46,446
250 SH JP MORGAN CHASE AND COMPANY 8,460 72,478
100 SH HOME DEPOT INC. 31,576 36,664
100 SH WALT DISNEY COMPANY 13,260 12,401
230 SH DANAHER CORPORATION 4,534 45,434
100 SH COSTCO WHOLESALE CORPORATION 8,655 98,994
500 SH AMERICAN INTERNATIONAL GROUP INC. 25,949 42,795
100 SH AMERIPRISE FINANCIAL INC. 2,290 53,373
150 SH AMERICAN EXPRESS COMPANY34840 4,528 47,847
600 SH ALPHABET INC. 6,087 105,738
150 SH ABBVIE INC. 17,428 27,843
400 SH JOHNSON CONTROLS INTL PLC 5,275 42,248
170 SH EATON CORPORATION 12,930 60,688
150 SH VALERO ENERGY CORPORATION 11,397 20,163
170 SH CHEVRON CORPORATION 5,942 24,342
230 SH MEDTRONIC PLC ADR 18,596 20,049
200 SH AMAZON.COM INC. 35,446 43,878
80 SH BECTON DICKINSON & CO. 19,258 13,780
100 SH BERKSHIRE HATHAWAY INC. CLASS B 35,582 48,577
150 SH CONSTELLATION ENERGY 17,630 48,414
200 SH COSTAR GROUP INC. 17,496 16,080
400 SH FREEPORT MCMORAN COPPER & GOLD INC. 20,811 17,340
250 SH INGERSOLL RAND INC. 22,375 20,795
184 SH KENVUE INC. 461 3,851
1000 SH NVIDIA CORP. 113,729 157,990
133 SH VERALTO CORPORATION 1,038 13,426
500 SHARES EQT CORPORATION 22,930 29,160
10 SHARES NETFLIX.COM 11,912 13,391
3,800 UNITS ISHARES S&P MIDCAP 400 INDEX FUND 109,396 235,676

TY 2024 InvestmentsGovtObligationsSch
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
US Government Securities - End of Year Book Value:

74,777
US Government Securities - End of Year Fair Market Value:

111,861
State & Local Government Securities - End of Year Book Value:


111,914
State & Local Government Securities - End of Year Fair Market Value:


111,861


TY 2024 OtherExpensesSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
GEORGIA STATE BUSINESS LICENSE FEE 40 40 0 40


TY 2024 OtherProfessionalFeesSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
PAID TO BNY PRIVATE WEALTH MANAGEMENT FOR MANAGEMENT OF FOUNDATION INVESTMENTS 50,772 50,772 0 50,772


TY 2024 TaxesSchedule
Name:
THE BANCKER WILLIAMS FOUNDATION INC
EIN:
58-1868577
Software ID:
24020569
Software Version:
V2.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
PAID TO US TREASURY ON 11 7 24 FOR FEDERAL ESTIMATED EXCISE TAX FOR FYE 6 30 25 5,000 5,000 0 5,000
BNY MELLON INTERNATIONAL FUND DIVIDEND FOREIGN TAX WITHHELD 345 345 0 345
G Q G PART EMERGING MARKETS FUND DIVIDEND FOREIGN TAX WITHHELD 233 233 0 233
FIDELITY ADV INTERNATIONAL SMALL CAP DIVIDEND FOREIGN TAX WITHHELD 128 128 0 128
ISHARES CORE MSCI EAFE ETF DIVIDEND FOREIGN TAX WITHHELD 107 107 0 107
VANGUARD INTERNATIONAL EQUITY INDEX FUND DIVIDEND FOREIGN TAX WITHHELD 281 281 0 281