| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 92826C839 VISA INC-CLASS A SHR | 4,078 | 7,269 |
| 867224107 SUNCOR ENERGY INC NE | 5,291 | 7,850 |
| 594918104 MICROSOFT CORP | 5,016 | 28,662 |
| H2906T109 GARMIN LTD | 2,283 | 5,363 |
| 94106L109 WASTE MANAGEMENT INC | 2,814 | 5,045 |
| 150870103 CELANESE CORP | 3,798 | 2,907 |
| 91324P102 UNITEDHEALTH GROUP I | 3,039 | 8,600 |
| 58933Y105 MERCK & CO INC NEW | 3,566 | 5,571 |
| 09857L108 BOOKING HOLDINGS INC | ||
| 532457108 ELI LILLY & CO COM | 1,639 | 9,264 |
| 25243Q205 DIAGEO PLC - ADR | ||
| 904767704 UNILEVER PLC - ADR | 3,920 | 4,309 |
| 883556102 THERMO FISHER SCIENT | 1,566 | 4,162 |
| 654106103 NIKE INC CL B | ||
| 911312106 UNITED PARCEL SERVIC | 4,574 | 5,296 |
| 17275R102 CISCO SYSTEMS INC | 3,133 | 5,861 |
| 192446102 COGNIZANT TECH SOLUT | 2,339 | 3,384 |
| 46625H100 JPMORGAN CHASE & CO | 4,346 | 12,225 |
| 512807108 LAM RESEARCH CORP CO | ||
| 11135F101 BROADCOM INC | 1,850 | 15,997 |
| 09247X101 BLACKROCK INC | ||
| 09260D107 BLACKSTONE INC | 2,089 | 6,897 |
| 891160509 TORONTO DOMINION BK | ||
| 609207105 MONDELEZ INTERNATION | 2,417 | 3,345 |
| H84989104 TE CONNECTIVITY LTD | ||
| 907818108 UNION PACIFIC CORP | 2,833 | 4,789 |
| 89151E109 TOTALENERGIES SE -SP | 6,695 | 6,976 |
| 56501R106 MANULIFE FINANCIAL C | 2,483 | 5,866 |
| 87612E106 TARGET CORP | 2,304 | 3,380 |
| 02079K107 ALPHABET INC CL C | 5,576 | 23,043 |
| 285512109 ELECTRONIC ARTS INC | ||
| 097023105 BOEING CO | 4,928 | 5,841 |
| 037833100 APPLE INC | 3,371 | 31,052 |
| 75513E101 RTX CORP | 3,831 | 6,133 |
| 172967424 CITIGROUP INC. | 6,053 | 8,447 |
| 00287Y109 ABBVIE INC | 3,130 | 5,331 |
| G29183103 EATON CORP PLC | 2,828 | 6,969 |
| 30303M102 META PLATFORMS INC | 6,136 | 16,394 |
| 437076102 HOME DEPOT INC | 4,464 | 5,446 |
| 7591EP100 REGIONS FINL CORP NE | 3,536 | 4,234 |
| 00724F101 ADOBE INC | 4,838 | 4,447 |
| 007903107 ADVANCED MICRO DEVIC | 4,139 | 4,711 |
| 580135101 MCDONALDS CORP | 5,216 | 5,218 |
| 855244109 STARBUCKS CORP COM | 4,193 | 3,833 |
| 023135106 AMAZON COM INC COM | 13,289 | 15,357 |
| 032654105 ANALOG DEVICES INC | 4,888 | 4,462 |
| 09290D101 BLACKROCK FUNDING IN | 2,114 | 6,151 |
| 43300A203 HILTON WORLDWIDE HOL | 4,870 | 5,932 |
| 49338L103 KEYSIGHT TECHNOLOGIE | 3,419 | 3,213 |
| 512807306 LAM RESH CORP | 2,559 | 5,056 |
| G87052109 TE CONNECTIVITY PLC | 2,008 | 3,860 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| 872365713 TCW EMRG MRKTS INC-P | AT COST | 40,603 | 34,206 |
| 74440Y884 PGIM HIGH YIELD-Q 10 | AT COST | 28,529 | 26,369 |
| 89155T490 TOUCHSTONE MID CAP-R | AT COST | 19,859 | 33,777 |
| 693390700 PIMCO TOTAL RET FD-I | AT COST | 45,541 | 42,729 |
| 31641Q755 FIDELITY NEW MRKTS I | AT COST | 19,128 | 16,865 |
| 46434G103 ISHARES CORE MSCI EM | AT COST | 18,858 | 16,240 |
| 922908629 VANGUARD MIDCAP VIPE | AT COST | 12,978 | 26,149 |
| 057071854 BAIRD AGGREGATE BOND | AT COST | 106,061 | 102,401 |
| 77956H435 T ROWE PR OVERSEAS S | AT COST | 24,008 | 25,150 |
| 722005667 PIMCO COMMODITY REAL | AT COST | 20,121 | 17,775 |
| 38147N269 GLDMN SCHS GQG PRT I | AT COST | 20,524 | 22,479 |
| 72201R833 PIMCO ENHANCED SHORT | |||
| 921937793 VANGUARD LONG-TERM B | |||
| 41152J108 EMBARK COMMODITY STR | AT COST | 35,455 | 34,336 |
| 41152J306 EMBARK SMALL CAP EQU | AT COST | 25,541 | 26,437 |
| 46432F842 ISHARES CORE MSCI EA | AT COST | 25,072 | 24,879 |
| 56063N881 NYLI MACKAY HIGH YIL | AT COST | 35,392 | 35,053 |
| 74256W584 PRINCIPAL MIDCAP FUN | AT COST | 16,376 | 16,981 |
| Description | Amount |
|---|---|
| PY RETURN OF CAPITAL ADJUSTMENT | 71 |
| ROC ON CY SALES | 286 |
| ROUNDING | 3 |
| TAX LOT BASIS ADJUSTMENT | 6 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| INVESTMENT EXPENSES - ADR FEES | 6 | 6 | 0 |
| Description | Amount |
|---|---|
| MUTUAL FUND TIMING ADJ | 742 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| INVESTMNT MNGMNT FEES (NON-DED | 593 | 593 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAXES | 465 | 465 | 0 | |
| FEDERAL ESTIMATES - PRINCIPAL | 206 | 0 | 0 | |
| FOREIGN TAXES ON NONQUALIFIED | 55 | 55 | 0 |