TY 2024 Form 990

- TIN:

Form990

Department of the TreasuryInternal Revenue Service

Return of Organization Exempt From Income Tax

Under section 501(c), 527, or 4947(a)(1) of the Internal Revenue Code (except private foundations)

Do not enter social security numbers on this form as it may be made public.

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2024

Open to Public Inspection

A For the 2024 calendar year, or tax year beginning 01-01-2024 , and ending 12-31-2024

BCheck if applicable: Address change Name change Initial return Final return/terminated Amended return Application pending

CName of organization
ONPOINT COMMUNITY CREDIT UNION

Doing business as

Number and street (or P.O. box if mail is not delivered to street address)
PO BOX 3750

Room/suite

City or town, state or province, country, and ZIP or foreign postal code
PORTLAND, OR972083750

D Employer identification number

93-0257765

E Telephone number

G Gross receipts $ 559,213,079

F Name and address of principal officer:
ROBERT STUART
PO BOX 3750
PORTLAND,OR972083750

Tax-exempt status: 501(c)(3) 501(c) ( 14 ) (insert no.) 4947(a)(1) or 527

Website:

WWW.ONPOINTCU.COM

H(a)

Is this a group return for
subordinates? Yes No

H(b)

Are all subordinates
included?

Yes No

If "No," attach a list. See instructions.

H(c)

Group exemption number

K Form of organization: Corporation Trust Association Other

L Year of formation: 1932

M State of legal domicile: OR

Part I

Summary

1	Briefly describe the organization’s mission or most significant activities: PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	8
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	8
5	Total number of individuals employed in calendar year 2024 (Part V, line 2a) ......	5	1,393
6	Total number of volunteers (estimate if necessary) .............	6	0
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	1,016,300
b	Net unrelated business taxable income from Form 990-T, Part I, line 11 .........	7b	0

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........	0	0
9	Program service revenue (Part VIII, line 2g) .........	340,768,271	416,484,555
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	99,732,568	139,736,548
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	0	0
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	440,500,839	556,221,103
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	12,836,320	14,036,639
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	121,285,732	139,603,362
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....	0	0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	190,987,570	277,838,280
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	325,109,622	431,478,281
19	Revenue less expenses. Subtract line 18 from line 12.......	115,391,217	124,742,822
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	8,738,629,867	9,711,312,299
21	Total liabilities (Part X, line 26).............	7,650,433,252	8,482,880,302
22	Net assets or fund balances. Subtract line 21 from line 20.....	1,088,196,615	1,228,431,997

Part II

Signature Block

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than officer) is based on all information of which preparer has any knowledge.

Sign Here

	Signature of officer	Date

	Type or print name and title

Paid Preparer Use Only

Print/Type preparer's name

Preparer's signature

Date

Check if
self-employed

PTIN

Firm's name

Firm's EIN

Firm's address

Phone no.

May the IRS discuss this return with the preparer shown above? See Instructions. ..........YesNo

For Paperwork Reduction Act Notice, see the separate instructions.

Cat. No. 11282Y Form 990 (2024)

Form 990 (2024)

Page 2

Part III

Statement of Program Service Accomplishments

Check if Schedule O contains a response or note to any line in this Part III..............

Briefly describe the organization’s mission: PROMOTE THE FINANCIAL WELL-BEING OF CREDIT UNION MEMBERS THROUGH FINANCIAL PRODUCTS AND SERVICES.

Did the organization undertake any significant program services during the year which were not listed on
the prior Form 990 or 990-EZ? ..................... Yes No

If "Yes," describe these new services on Schedule O.

Did the organization cease conducting, or make significant changes in how it conducts, any program
services? ........................... Yes No

If "Yes," describe these changes on Schedule O.

Describe the organization’s program service accomplishments for each of its three largest program services, as measured by expenses. Section 501(c)(3) and 501(c)(4) organizations are required to report the amount of grants and allocations to others, the total expenses, and revenue, if any, for each program service reported.


4a	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	IN 2024, MEMBERSHIP IN THE CREDIT UNION GREW TO 594,521 MEMBERS. ONPOINT COMMUNITY CREDIT UNION PROVIDED THE MEMBERSHIP WITH FINANCIAL SERVICES, INCLUDING THE PROVISION OF 272,441 LOANS AND 1,296,616 DEPOSIT ACCOUNTS TO MEMBERS AT COMPETITIVE RATES.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )












4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses

Form 990 (2024)

Page 3

Part IV

Checklist of Required Schedules

Yes

Is the organization described in section 501(c)(3) or 4947(a)(1) (other than a private foundation)? If "Yes," complete Schedule A.....................

Is the organization required to complete Schedule B, Schedule of Contributors? See instructions. ...

Did the organization engage in direct or indirect political campaign activities on behalf of or in opposition to candidates for public office? If "Yes," complete Schedule C, Part I Click to see attachment

List of Attached Documents:

// Content

.............

Yes

Section 501(c)(3) organizations. Did the organization engage in lobbying activities, or have a section 501(h) election in effect during the tax year? If "Yes," complete Schedule C, Part II.........

Is the organization a section 501(c)(4), 501(c)(5), or 501(c)(6) organization that receives membership dues, assessments, or similar amounts as defined in Rev. Proc. 98-19? If "Yes," complete Schedule C, Part III Click to see attachment

List of Attached Documents:

// Content

Did the organization maintain any donor advised funds or any similar funds or accounts for which donors have the right to provide advice on the distribution or investment of amounts in such funds or accounts? If "Yes," complete Schedule D, Part I Click to see attachment

List of Attached Documents:

// Content

.........................

Did the organization receive or hold a conservation easement, including easements to preserve open space,
the environment, historic land areas, or historic structures? If "Yes," complete Schedule D, Part II Click to see attachment

List of Attached Documents:

// Content

....

Did the organization maintain collections of works of art, historical treasures, or other similar assets? If "Yes,"
complete Schedule D, Part III Click to see attachment

List of Attached Documents:

// Content

..............

Did the organization report an amount in Part X, line 21 for escrow or custodial account liability; serve as a custodian for amounts not listed in Part X; or provide credit counseling, debt management, credit repair, or debt negotiation services? If "Yes," complete Schedule D, Part IV Click to see attachment

List of Attached Documents:

// Content

..............

Yes

Did the organization, directly or through a related organization, hold assets in temporarily restricted endowments, permanent endowments, or quasi endowments? If "Yes," complete Schedule D, Part V......

If the organization’s answer to any of the following questions is "Yes," then complete Schedule D, Parts VI, VII, VIII, IX, or X, as applicable.

Did the organization report an amount for land, buildings, and equipment in Part X, line 10? If "Yes," complete
Schedule D, Part VI. Click to see attachment

List of Attached Documents:

// Content

...................

11a

Yes

Did the organization report an amount for investments—other securities in Part X, line 12 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VII Click to see attachment

List of Attached Documents:

// Content

.......

11b

Did the organization report an amount for investments—program related in Part X, line 13 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part VIII Click to see attachment

List of Attached Documents:

// Content

.......

11c

Did the organization report an amount for other assets in Part X, line 15 that is 5% or more of its total assets reported in Part X, line 16? If "Yes," complete Schedule D, Part IX Click to see attachment

List of Attached Documents:

// Content

............

11d

Did the organization report an amount for other liabilities in Part X, line 25? If "Yes," complete Schedule D, Part X Click to see attachment

List of Attached Documents:

// Content

11e

Yes

Did the organization’s separate or consolidated financial statements for the tax year include a footnote that addresses the organization’s liability for uncertain tax positions under FIN 48 (ASC 740)? If "Yes," complete Schedule D, Part X Click to see attachment

List of Attached Documents:

// Content

11f

Yes

12a

Did the organization obtain separate, independent audited financial statements for the tax year? If "Yes," complete
Schedule D, Parts XI and XII Click to see attachment

List of Attached Documents:

// Content

......................

12a

Yes

Was the organization included in consolidated, independent audited financial statements for the tax year? If "Yes," and if the organization answered "No" to line 12a, then completing Schedule D, Parts XI and XII is optional Click to see attachment

List of Attached Documents:

// Content

12b

Is the organization a school described in section 170(b)(1)(A)(ii)? If "Yes," complete Schedule E

14a

Did the organization maintain an office, employees, or agents outside of the United States? .....

14a

Did the organization have aggregate revenues or expenses of more than $10,000 from grantmaking, fundraising, business, investment, and program service activities outside the United States, or aggregate foreign investments valued at $100,000 or more? If "Yes," complete Schedule F, Parts I and IV.........

14b

Did the organization report on Part IX, column (A), line 3, more than $5,000 of grants or other assistance to or for any foreign organization? If “Yes,” complete Schedule F, Parts II and IV.....

Did the organization report on Part IX, column (A), line 3, more than $5,000 of aggregate grants or other assistance to or for foreign individuals? If “Yes,” complete Schedule F, Parts III and IV...

Did the organization report a total of more than $15,000 of expenses for professional fundraising services on Part IX, column (A), lines 6 and 11e? If "Yes," complete Schedule G, Part I. See instructions. ....

Did the organization report more than $15,000 total of fundraising event gross income and contributions on Part VIII, lines 1c and 8a? If "Yes," complete Schedule G, Part II............

Did the organization report more than $15,000 of gross income from gaming activities on Part VIII, line 9a? If "Yes," complete Schedule G, Part III...................

20a

Did the organization operate one or more hospital facilities? If "Yes," complete Schedule H....

20a

If "Yes" to line 20a, did the organization attach a copy of its audited financial statements to this return?

20b

Did the organization report more than $5,000 of grants or other assistance to any domestic organization or domestic government on Part IX, column (A), line 1? If “Yes,” complete Schedule I, Parts I and II..... Click to see attachment

List of Attached Documents:

// Content

Yes

Form 990 (2024)

Page 4

Part IV

Checklist of Required Schedules (continued)

Yes

Did the organization report more than $5,000 of grants or other assistance to or for domestic individuals on Part IX, column (A), line 2? If “Yes,” complete Schedule I, Parts I and III........ Click to see attachment

List of Attached Documents:

// Content

Did the organization answer "Yes" to Part VII, Section A, line 3, 4, or 5, about compensation of the organization’s current and former officers, directors, trustees, key employees, and highest compensated employees? If "Yes," complete Schedule J....................... Click to see attachment

List of Attached Documents:

// Content

Yes

24a

Did the organization have a tax-exempt bond issue with an outstanding principal amount of more than $100,000 as of the last day of the year, that was issued after December 31, 2002? If “Yes,” answer lines 24b through 24d and complete Schedule K. If “No,” go to line 25a...............

24a

Did the organization invest any proceeds of tax-exempt bonds beyond a temporary period exception?...

24b

Did the organization maintain an escrow account other than a refunding escrow at any time during the year
to defease any tax-exempt bonds? ...............

24c

Did the organization act as an "on behalf of" issuer for bonds outstanding at any time during the year?...

24d

25a

Section 501(c)(3), 501(c)(4), and 501(c)(29) organizations. Did the organization engage in an excess benefit transaction with a disqualified person during the year? If "Yes," complete Schedule L, Part I ....

25a

Is the organization aware that it engaged in an excess benefit transaction with a disqualified person in a prior year, and that the transaction has not been reported on any of the organization’s prior Forms 990 or 990-EZ? If "Yes," complete Schedule L, Part I.......................

25b

Did the organization report any amount on Part X, line 5 or 22 for receivables from or payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons? If "Yes," complete Schedule L, Part II...........

Did the organization provide a grant or other assistance to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or employee thereof, a grant selection committee member, or to a 35% controlled entity (including an employee thereof) or family member of any of these persons?

If "Yes," complete

Schedule L, Part III.........................

Was the organization a party to a business transaction with one of the following parties (see the Schedule L, Part IV instructions for applicable filing thresholds, conditions, and exceptions):

A current or former officer, director, trustee, key employee, creator or founder, or substantial contributor? If "Yes," complete Schedule L, Part IV......................

28a

A family member of any individual described in line 28a? If "Yes," complete Schedule L, Part IV.....

28b

A 35% controlled entity of one or more individuals and/or organizations described in line 28a or 28b? If "Yes," complete Schedule L, Part IV.....................

28c

Did the organization receive more than $25,000 in non-cash contributions? If "Yes," complete Schedule M..

Did the organization receive contributions of art, historical treasures, or other similar assets, or qualified conservation contributions? If "Yes," complete Schedule M .................

Did the organization liquidate, terminate, or dissolve and cease operations? If "Yes," complete Schedule N, Part I

Did the organization sell, exchange, dispose of, or transfer more than 25% of its net assets? If "Yes," complete Schedule N, Part II........................

Did the organization own 100% of an entity disregarded as separate from the organization under Regulations sections 301.7701-2 and 301.7701-3? If "Yes," complete Schedule R, Part I............ Click to see attachment

List of Attached Documents:

// Content

Yes

Was the organization related to any tax-exempt or taxable entity? If "Yes," complete Schedule R, Part II, III, or IV, and Part V, line 1......................... Click to see attachment

List of Attached Documents:

// Content

35a

Did the organization have a controlled entity within the meaning of section 512(b)(13)?

35a

If ‘Yes’ to line 35a, did the organization receive any payment from or engage in any transaction with a controlled entity within the meaning of section 512(b)(13)? If "Yes," complete Schedule R, Part V, line 2 ...

35b

Section 501(c)(3) organizations. Did the organization make any transfers to an exempt non-charitable related organization? If "Yes," complete Schedule R, Part V, line 2.............

Did the organization conduct more than 5% of its activities through an entity that is not a related organization and that is treated as a partnership for federal income tax purposes? If "Yes," complete Schedule R, Part VI Click to see attachment

List of Attached Documents:

// Content

Did the organization complete Schedule O and provide explanations on Schedule O for Part VI, lines 11b and 19? Note. All Form 990 filers are required to complete Schedule O. ............

Yes

Part V

Statements Regarding Other IRS Filings and Tax Compliance
Check if Schedule O contains a response or note to any line in this Part V...........

Yes

Enter the number reported in box 3 of Form 1096. Enter -0- if not applicable ..

252,815

Enter the number of Forms W-2G included on line 1a. Enter -0- if not applicable .

Did the organization comply with backup withholding rules for reportable payments to vendors and reportable gaming (gambling) winnings to prize winners? ..................

Yes

Form 990 (2024)

Page 5

Part V

Statements Regarding Other IRS Filings and Tax Compliance (continued)

Enter the number of employees reported on Form W-3, Transmittal of Wage and
Tax Statements, filed for the calendar year ending with or within the year covered by this return ..................

1,393

If at least one is reported on line 2a, did the organization file all required federal employment tax returns?

Yes

Did the organization have unrelated business gross income of $1,000 or more during the year?...

Yes

If “Yes,” has it filed a Form 990-T for this year? If “No” to line 3b, provide an explanation in Schedule O...

Yes

At any time during the calendar year, did the organization have an interest in, or a signature or other authority over, a financial account in a foreign country (such as a bank account, securities account, or other financial account)? ..

If "Yes," enter the name of the foreign country:
See instructions for filing requirements for FinCEN Form 114, Report of Foreign Bank and Financial Accounts (FBAR).

Was the organization a party to a prohibited tax shelter transaction at any time during the tax year? ..

Did any taxable party notify the organization that it was or is a party to a prohibited tax shelter transaction?

If "Yes," to line 5a or 5b, did the organization file Form 8886-T? ............

Does the organization have annual gross receipts that are normally greater than $100,000, and did the organization solicit any contributions that were not tax deductible as charitable contributions? ...

If "Yes," did the organization include with every solicitation an express statement that such contributions or gifts were not tax deductible? ......................

Organizations that may receive deductible contributions under section 170(c).

Did the organization receive a payment in excess of $75 made partly as a contribution and partly for goods and services provided to the payor? ....................

If "Yes," did the organization notify the donor of the value of the goods or services provided? .....

Did the organization sell, exchange, or otherwise dispose of tangible personal property for which it was required to file Form 8282? .........................

If "Yes," indicate the number of Forms 8282 filed during the year ....

Did the organization receive any funds, directly or indirectly, to pay premiums on a personal benefit contract?

Did the organization, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ..

If the organization received a contribution of qualified intellectual property, did the organization file Form 8899 as required? ......................

If the organization received a contribution of cars, boats, airplanes, or other vehicles, did the organization file a Form 1098-C? ..........................

Sponsoring organizations maintaining donor advised funds. Did a donor advised fund maintained by the sponsoring organization have excess business holdings at any time during the year? ........

Sponsoring organizations maintaining donor advised funds.

Did the sponsoring organization make any taxable distributions under section 4966?........

Did the sponsoring organization make a distribution to a donor, donor advisor, or related person?...

Section 501(c)(7) organizations. Enter:

Initiation fees and capital contributions included on Part VIII, line 12 ...

10a

Gross receipts, included on Form 990, Part VIII, line 12, for public use of club facilities

10b

Section 501(c)(12) organizations. Enter:

Gross income from members or shareholders .........

11a

Gross income from other sources. (Do not net amounts due or paid to other sources against amounts due or received from them.) ..........

11b

12a

Section 4947(a)(1) non-exempt charitable trusts. Is the organization filing Form 990 in lieu of Form 1041?

12a

If "Yes," enter the amount of tax-exempt interest received or accrued during the year.

12b

Section 501(c)(29) qualified nonprofit health insurance issuers.

Is the organization licensed to issue qualified health plans in more than one state? .........
Note. See the instructions for additional information the organization must report on Schedule O.

13a

Enter the amount of reserves the organization is required to maintain by the states in which the organization is licensed to issue qualified health plans ....

13b

Enter the amount of reserves on hand ............

13c

14a

Did the organization receive any payments for indoor tanning services during the tax year?.....

14a

If "Yes," has it filed a Form 720 to report these payments? If "No," provide an explanation in Schedule O..

14b

Is the organization subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or excess parachute payment(s) during the year? ....................
If "Yes," see the instructions and file Form 4720, Schedule N.

Yes

Is the organization an educational institution subject to the section 4968 excise tax on net investment income? ..
If "Yes," complete Form 4720, Schedule O.

Section 501(c)(21) organizations. Did the trust, or any disqualified or other person engage in any activities that would result in the imposition of an excise tax under section 4951, 4952, or 4953? ..
If "Yes," complete Form 6069.

Form 990 (2024)

Page 6

Part VI

Governance, Management, and Disclosure. For each "Yes" response to lines 2 through 7b below, and for a "No" response to lines 8a, 8b, or 10b below, describe the circumstances, processes, or changes in Schedule O. See instructions.

Check if Schedule O contains a response or note to any line in this Part VI..............

Section A. Governing Body and Management

Yes

Enter the number of voting members of the governing body at the end of the tax year

If there are material differences in voting rights among members of the governing body, or if the governing body delegated broad authority to an executive committee or similar committee, explain in Schedule O.

Enter the number of voting members included in line 1a, above, who are independent

Did any officer, director, trustee, or key employee have a family relationship or a business relationship with any other officer, director, trustee, or key employee? .................

Did the organization delegate control over management duties customarily performed by or under the direct supervision of officers, directors or trustees, or key employees to a management company or other person? .

Did the organization make any significant changes to its governing documents since the prior Form 990 was filed? .

Did the organization become aware during the year of a significant diversion of the organization’s assets? .

Did the organization have members or stockholders? ................

Yes

Did the organization have members, stockholders, or other persons who had the power to elect or appoint one or more members of the governing body? ....................

Yes

Are any governance decisions of the organization reserved to (or subject to approval by) members, stockholders, or persons other than the governing body? ...................

Yes

Did the organization contemporaneously document the meetings held or written actions undertaken during the year by the following:

The governing body? .......................

Yes

Each committee with authority to act on behalf of the governing body? ............

Yes

Is there any officer, director, trustee, or key employee listed in Part VII, Section A, who cannot be reached at the organization’s mailing address? If "Yes," provide the names and addresses in Schedule O.......

Section B. Policies (This Section B requests information about policies not required by the Internal Revenue Code.)

Yes

10a

Did the organization have local chapters, branches, or affiliates? ............

10a

If "Yes," did the organization have written policies and procedures governing the activities of such chapters, affiliates, and branches to ensure their operations are consistent with the organization's exempt purposes?

10b

11a

Has the organization provided a complete copy of this Form 990 to all members of its governing body before filing the form? ............................

11a

Yes

Describe on Schedule O the process, if any, used by the organization to review this Form 990. .....

12a

Did the organization have a written conflict of interest policy? If "No," go to line 13.......

12a

Yes

Were officers, directors, or trustees, and key employees required to disclose annually interests that could give rise to conflicts? ..........................

12b

Yes

Did the organization regularly and consistently monitor and enforce compliance with the policy? If "Yes," describe on Schedule O how this was done...................

12c

Yes

Did the organization have a written whistleblower policy? ...............

Yes

Did the organization have a written document retention and destruction policy? .........

Yes

Did the process for determining compensation of the following persons include a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberation and decision?

The organization’s CEO, Executive Director, or top management official ...........

15a

Yes

Other officers or key employees of the organization ................

15b

If "Yes" to line 15a or 15b, describe the process on Schedule O. See instructions.

16a

Did the organization invest in, contribute assets to, or participate in a joint venture or similar arrangement with a taxable entity during the year? ......................

16a

If "Yes," did the organization follow a written policy or procedure requiring the organization to evaluate its participation in joint venture arrangements under applicable federal tax law, and take steps to safeguard the organization’s exempt status with respect to such arrangements? ............

16b

Section C. Disclosure

List the states with which a copy of this Form 990 is required to be filed

Section 6104 requires an organization to make its Form 1023 (1024 or 1024-A, if applicable), 990, and 990-T (section 501(c)(3)s only) available for public inspection. Indicate how you made these available. Check all that apply.

Own website Another's website Upon request Other (explain in Schedule O)

Describe in Schedule O whether (and if so, how) the organization made its governing documents, conflict of interest policy, and financial statements available to the public during the tax year.

State the name, address, and telephone number of the person who possesses the organization's books and records:
STEVE BROUILLET CONTROLLER2701 NW VAUGHN STREET SUITE 800 PORTLAND,OR97210 (503) 221-4118

Form 990 (2024)

Page 7

Part VII

Compensation of Officers, Directors,Trustees, Key Employees, Highest Compensated Employees, and Independent Contractors

Check if Schedule O contains a response or note to any line in this Part VII..............

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees

1a Complete this table for all persons required to be listed. Report compensation for the calendar year ending with or within the organization’s tax year.
RoundBullet

List all of the organization’s current officers, directors, trustees (whether individuals or organizations), regardless of amount
of compensation. Enter -0- in columns (D), (E), and (F) if no compensation was paid.

List all of the organization’s current key employees, if any. See the instructions for definition of "key employee."

List the organization’s five current highest compensated employees (other than an officer, director, trustee or key employee)
who received reportable compensation (box 5 of Form W-2, box 6 of Form 1099-MISC, and/or box 1 of Form 1099-NEC) of more than $100,000 from the organization and any related organizations.

List all of the organization’s former officers, key employees, or highest compensated employees who received more than $100,000
of reportable compensation from the organization and any related organizations.

List all of the organization’s former directors or trustees that received, in the capacity as a former director or trustee of the
organization, more than $10,000 of reportable compensation from the organization and any related organizations.

See the instructions for the order in which to list the persons above.

Check this box if neither the organization nor any related organization compensated any current officer, director, or trustee.

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)			(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(1) K DURHAM...................................................................... DIRECTOR	6.50 .................	X			91,616	0	0
(2) K THOMAJAN...................................................................... DIRECTOR	6.50 .................	X			71,606	0	0
(3) D NAKATA...................................................................... BOARD CHAIR	13.00 .................	X	X		71,514	0	0
(4) M MROCZEK...................................................................... DIRECTOR	6.50 .................	X			69,114	0	0
(5) M DAMM...................................................................... DIRECTOR	6.50 .................	X			67,096	0	0
(6) M WILLER...................................................................... BOARD SECRETARY	6.50 .................	X	X		65,164	0	0
(7) A SLAGLE...................................................................... BOARD VICE CHAIR	6.50 .................	X	X		65,000	0	0
(8) F TRIPP...................................................................... DIRECTOR	6.50 .................	X			64,413	0	0
(9) G CHANDLER...................................................................... DIRECTOR	6.50 .................	X			60,000	0	0
(10) R STUART...................................................................... PRESIDENT/CEO	50.00 .................		X		2,279,673	0	280,659
(11) J HUNT...................................................................... SVP/CHIEF FINANCIAL OFFICER	45.00 .................		X		1,089,114	0	167,334
(12) S LEUGERS...................................................................... SVP/CHIEF LENDING OFFICER	45.00 .................		X		970,703	0	145,688
(13) T MCVAY...................................................................... SVP/CHIEF RETAIL OFFICER	45.00 .................			X	1,025,851	0	166,592
(14) J ARMSTRONG...................................................................... SVP/CHIEF OPERATIONS OFFICER	45.00 .................			X	929,506	0	152,362
(15) T CLEVENGER...................................................................... SVP/CHIEF MARKETING OFFICER	45.00 .................			X	681,239	0	140,167
(16) W OLIVER...................................................................... SVP/CHIEF LEGAL OFFICER	45.00 .................			X	652,179	0	132,550
(17) C ANDERSON...................................................................... SVP/CHIEF RISK OFFICER	45.00 .................			X	648,068	0	127,800

Form 990 (2024)

Page 8

Part VII

Section A. Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees (continued)

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)			(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(18) P GROMAN........................................................................ SVP/CHIEF PEOPLE OFFICER	45.00 .......................	X		622,535	0	135,033
(19) B HARDING........................................................................ SVP/CHIEF COMMERCIAL OFFICER	45.00 .......................	X		445,677	0	133,117
(20) D LAVIOLETTE........................................................................ SVP/CHIEF INFORMATION OFFICER	45.00 .......................	X		344,578	0	34,294
(21) A EMERSON........................................................................ VP/ONPOINT MORTGAGE	45.00 .......................		X	502,128	0	129,884
(22) M LINDAY-LIPKINS........................................................................ VP/ONPOINT INVESTMENT SERVICES	45.00 .......................		X	435,422	0	45,050
(23) D BARTOSZ........................................................................ FINANCIAL ADVISOR	45.00 .......................		X	413,831	0	57,430
(24) M CASIANO........................................................................ MORTGAGE LOAN OFFICER	45.00 .......................		X	415,906	0	49,871
(25) N BERNING........................................................................ FINANCIAL ADVISOR	45.00 .......................		X	409,961	0	45,050

1b	Sub-Total..............
c	Total from continuation sheets to Part VII, Section A..
d	Total (add lines 1b and 1c).........	12,491,894	0	1,942,881

Total number of individuals (including but not limited to those listed above) who received more than $100,000 of reportable compensation from the organization 244

Yes

Did the organization list any former officer, director or trustee, key employee, or highest compensated employee on line 1a? If "Yes," complete Schedule J for such individual ..............

For any individual listed on line 1a, is the sum of reportable compensation and other compensation from the organization and related organizations greater than $150,000? If "Yes," complete Schedule J for such
individual...........................

Yes

Did any person listed on line 1a receive or accrue compensation from any unrelated organization or individual for services rendered to the organization? If "Yes," complete Schedule J for such person ........

Section B. Independent Contractors

Complete this table for your five highest compensated independent contractors that received more than $100,000 of compensation from the organization. Report compensation for the calendar year ending with or within the organization’s tax year.

(A) Name and business address	(B) Description of services	(C) Compensation
FISERV INC 75 REMITTANCE DR STE 6959 CHICAGO,IL60675	CARD & ATM NETWORK PROCESSING	11,524,147
VISA PO BOX 8999 SAN FRANCISCO,CA94128	DEBIT & CREDIT CARD PROCESSING	8,531,740
PAYMENT SYSTEMS FOR CREDIT UNION 560 CARILLON PARKWAY ST PETERSBURG,FL33176	CREDIT CARD PROCESSING	7,853,503
Q2 SOFTWARE INC 2975 REGENT BLVD IRVING,TX75320	ONLINE BANKING	6,557,813
BORDERS PERRIN & NORRANDER INC 520 SW YAMHILL ST STE 950 PORTLAND,OR97204	MARKETING SERVICES	4,788,778
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 105

Form 990 (2024)

Page 9

Part VIII

Statement of Revenue

Check if Schedule O contains a response or note to any line in this Part VIII.............

(A)
Total revenue

(B)
Related or
exempt
function
revenue

(D)
Revenue
excluded from
tax under sections
512 - 514

1a	Federated campaigns..	1a
b	Membership dues..	1b
c	Fundraising events..	1c
d	Related organizations	1d
e	Government grants (contributions)	1e

f	All other contributions, gifts, grants, and similar amounts not included above	1f

g	Noncash contributions included in lines 1a - 1f:$	1g

h Total. Add lines 1a-1f.......

		Business Code
2a	INTEREST MEMBER LOANS	522100	311,516,015	311,516,015
b	INTERCHANGE INCOME	522100	60,809,942	60,809,942
c	OTHER OPERATING INCOME	522100	29,526,927	28,774,046	752,881
d	SERVICE FEES	522100	14,631,671	14,368,252	263,419
e
f	All other program service revenue.
g	Total. Add lines 2a–2f .....		416,484,555

3 Investment income (including dividends, interest, and othersimilar amounts) ......			139,149,642			139,149,642
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
			(i) Real	(ii) Personal
6a	Gross rents	6a
b	Less: rental expenses	6b
c	Rental income or (loss)	6c
d	Net rental income or (loss).......
			(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	7a	2,861,860	717,022
b	Less: cost or other basis and sales expenses	7b	2,573,605	418,371
c	Gain or (loss)	7c	288,255	298,651
d	Net gain or (loss).........			586,906			586,906
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
			8a
b	Less: direct expenses ...		8b
c	Net income or (loss) from fundraising events..
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..

Business Code
11a
b
c
d	All other revenue ....
e	Total. Add lines 11a–11d ......
12	Total revenue. See instructions.....			556,221,103	415,468,255	1,016,300	139,736,548

Form 990 (2024)

Page 10

Part IX

Statement of Functional Expenses

Section 501(c)(3) and 501(c)(4) organizations must complete all columns. All other organizations must complete column (A).Check if Schedule O contains a response or note to any line in this Part IX..............

Do not include amounts reported on lines 6b, 7b, 8b, 9b, and 10b of Part VIII.		(A) Total expenses	(B) Program service expenses	(C) Management and general expenses	(D) Fundraising expenses

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....	14,036,639
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........	11,930,243
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	92,257,242
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	8,795,016
9	Other employee benefits .......	16,978,144
10	Payroll taxes ...........	9,642,717
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	222,486
c	Accounting ...........	298,867
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	42,206,273
12	Advertising and promotion ....	12,994,466
13	Office expenses .......	21,533,363
14	Information technology ......	12,625,103
15	Royalties ..
16	Occupancy ...........	14,651,939
17	Travel ............	823,148
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	1,015,257
20	Interest ...........	128,454,289
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	7,352,755
23	Insurance ...	587,721
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	LOAN LOSS PROVISION	23,202,231
b
c
d
e	All other expenses	11,870,382
25	Total functional expenses. Add lines 1 through 24e	431,478,281
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

Form 990 (2024)

Page 11

Part X

Balance Sheet

Check if Schedule O contains a response or note to any line in this Part IX..............

				(A) Beginning of year		(B) End of year

1	Cash–non-interest-bearing ........			1,381,587,422	1	274,375,841
2	Savings and temporary cash investments .........			7,490,018	2	2,097,861,782
3	Pledges and grants receivable, net ......				3
4	Accounts receivable, net .............			35,662,866	4	36,528,663
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
					5
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
					6
7	Notes and loans receivable, net ...........			5,256,169,628	7	5,755,061,533
8	Inventories for sale or use ............				8
9	Prepaid expenses and deferred charges ......			9,049,944	9	11,776,795
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	91,140,017
b	Less: accumulated depreciation	10b	50,599,916	40,418,256	10c	40,540,101
11	Investments—publicly traded securities .			1,741,234,112	11	1,341,522,192
12	Investments—other securities. See Part IV, line 11 .....			84,064,419	12	6,402,350
13	Investments—program-related. See Part IV, line 11 ..				13
14	Intangible assets ...............				14
15	Other assets. See Part IV, line 11 ...........			182,953,202	15	147,243,042
16	Total assets. Add lines 1 through 15 (must equal line 33)...			8,738,629,867	16	9,711,312,299

17	Accounts payable and accrued expenses .....	225,125,084	17	155,513,431
18	Grants payable ...		18
19	Deferred revenue .........	3,392,857	19	3,161,622
20	Tax-exempt bond liabilities .........		20
21	Escrow or custodial account liability. Complete Part IV of Schedule D	4,253,842	21	6,020,365
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
			22
23	Secured mortgages and notes payable to unrelated third parties ..		23
24	Unsecured notes and loans payable to unrelated third parties ..		24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	7,417,661,469	25	8,318,184,884
26	Total liabilities. Add lines 17 through 25..	7,650,433,252	26	8,482,880,302

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........		27
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....	0	29	0
30	Paid-in or capital surplus, or land, building or equipment fund ...	0	30	0
31	Retained earnings, endowment, accumulated income, or other funds	1,088,196,615	31	1,228,431,997
32	Total net assets or fund balances ...........	1,088,196,615	32	1,228,431,997
33	Total liabilities and net assets/fund balances ........	8,738,629,867	33	9,711,312,299

Form 990 (2024)

Page 12

Part XI

Reconcilliation of Net Assets

Check if Schedule O contains a response or note to any line in this Part XI..............

Total revenue (must equal Part VIII, column (A), line 12) ............

556,221,103

Total expenses (must equal Part IX, column (A), line 25) ............

431,478,281

Revenue less expenses. Subtract line 2 from line 1 ..............

124,742,822

Net assets or fund balances at beginning of year (must equal Part X, line 32, column (A)) ..

1,088,196,615

Net unrealized gains (losses) on investments ...............

15,492,560

Donated services and use of facilities .................

Investment expenses .....................

Prior period adjustments .....................

Other changes in net assets or fund balances (explain in Schedule O) ........

Net assets or fund balances at end of year. Combine lines 3 through 9 (must equal Part X, line 32, column (B))

1,228,431,997

Part XII

Financial Statements and Reporting

Check if Schedule O contains a response or note to any line in this Part XII.............

Yes

Accounting method used to prepare the Form 990: Cash Accrual Other
If the organization changed its method of accounting from a prior year or checked "Other," explain on
Schedule O.

Were the organization’s financial statements compiled or reviewed by an independent accountant?

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were compiled or reviewed on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

Were the organization’s financial statements audited by an independent accountant?

Yes

If ‘Yes,’ check a box below to indicate whether the financial statements for the year were audited on a separate basis, consolidated basis, or both:

Separate basis Consolidated basis Both consolidated and separate basis

If "Yes," to line 2a or 2b, does the organization have a committee that assumes responsibility for oversight of the audit, review, or compilation of its financial statements and selection of an independent accountant?

Yes

If the organization changed either its oversight process or selection process during the tax year, explain in Schedule O.

As a result of a federal award, was the organization required to undergo an audit or audits as set forth in the Uniform Guidance, 2 C.F.R. Part 200, Subpart F?

If "Yes," did the organization undergo the required audit or audits? If the organization did not undergo the required audit or audits, explain why in Schedule O and describe any steps taken to undergo such audits.

Form 990 (2024)

Additional Data

Software ID:
Software Version:

Form 990, Special Condition Description:

Special Condition Description

- TIN:

SCHEDULE C
(Form 990)

Department of the Treasury
Internal Revenue Service

Political Campaign and Lobbying Activities

For Organizations Exempt From Income Tax Under section 501(c) and section 527

right arrow

Complete if the organization is described below. right arrow

Attach to Form 990 or Form 990-EZ.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

2024

Open to Public
Inspection

If the organization answered "Yes" on Form 990, Part IV, Line 3, or Form 990-EZ, Part V, line 46 (Political Campaign Activities), then
Round Bullet

Section 501(c)(3) organizations: Complete Parts I-A and B. Do not complete Part I-C.
Round Bullet

Section 501(c) (other than section 501(c)(3)) organizations: Complete Parts I-A and C below. Do not complete Part I-B.
Round Bullet

Section 527 organizations: Complete Part I-A only.
If the organization answered "Yes" on Form 990, Part IV, Line 4, or Form 990-EZ, Part VI, line 47 (Lobbying Activities), then
Round Bullet

Section 501(c)(3) organizations that have filed Form 5768 (election under section 501(h)): Complete Part II-A. Do not complete Part II-B.
Round Bullet

Section 501(c)(3) organizations that have NOT filed Form 5768 (election under section 501(h)): Complete Part II-B. Do not complete Part II-A.
If the organization answered "Yes" on Form 990, Part IV, Line 5 (Proxy Tax) (see separate instructions) or Form 990-EZ, Part V, line 35c (Proxy Tax) (see separate instructions), then
Round Bullet

Section 501(c)(4), (5), or (6) organizations: Complete Part III.

Name of the organization

ONPOINT COMMUNITY CREDIT UNION

Employer identification number

93-0257765

Part I-A

Complete if the organization is exempt under section 501(c) or is a section 527 organization.

Provide a description of the organization’s direct and indirect political campaign activities in Part IV. See instructions for definition of “political campaign activities."

Political campaign activity expenditures. See instructions .................................................................... right arrow

$ 50,150

Volunteer hours for political campaign activities. See instructions ..................................................................

Part I-B

Complete if the organization is exempt under section 501(c)(3).

Enter the amount of any excise tax incurred by the organization under section 4955 ................................ right arrow

Enter the amount of any excise tax incurred by organization managers under section 4955 ....................... right arrow

If the organization incurred a section 4955 tax, did it file Form 4720 for this year? .........................................

Yes No

Was a correction made? ......................................................................................................................

Yes No

If "Yes," describe in Part IV.

Part I-C

Complete if the organization is exempt under section 501(c), except section 501(c)(3).

Enter the amount directly expended by the filing organization for section 527 exempt function activities ..... right arrow

Enter the amount of the filing organization's funds contributed to other organizations for section 527 exempt function activities ............................................................................................................................ right arrow

$ 50,150

Total exempt function expenditures. Add lines 1 and 2. Enter here and on Form 1120-POL, line 17b........... right arrow

$ 50,150

Did the filing organization file Form 1120-POL for this year? ...................................................................

Yes No

Enter the names, addresses and employer identification number (EIN) of all section 527 political organizations to which the filing
organization made payments. For each organization listed, enter the amount paid from the filing organization’s funds. Also enter the amount of political contributions received that were promptly and directly delivered to a separate political organization, such as a separate segregated fund or a political action committee (PAC). If additional space is needed, provide information in Part IV.

(a) Name	(b) Address	(c) EIN	(d) Amount paid from filing organization's funds. If none, enter -0-.
(1) GOWEST CREDIT UNION ASSOCIATION	18000 INTL BLVD 1102 SEATAC,WA98188	91-1649328	25,000
(2) OREGON BUSINESS & INDUSTRY ASSOCIATION PAC	1149 COURT STREET NE SALEM,OR97301	82-3435454	25,000
(3) ASSOCIATION OF WASHINGTON BUSINESS PAC	PO BOX 658 OLYMPIA,WA98507	91-0496803	150
4
5
6

For Paperwork Reduction Act Notice, see the instructions for Form 990.

Cat. No. 50084S

Schedule C (Form 990) 2024

Page 2

Part II-A

Complete if the organization is exempt under section 501(c)(3) and filed Form 5768 (election under section 501(h)).

A Check right arrow

if the filing organization belongs to an affiliated group (and list in Part IV each affiliated group member's name, address, EIN, expenses, and share of excess lobbying expenditures).
B Check right arrow

if the filing organization checked box A and "limited control" provisions apply.

Limits on Lobbying Expenditures (The term "expenditures" means amounts paid or incurred.)		(b) Affiliated group totals
1a	Total lobbying expenditures to influence public opinion (grass roots lobbying) ......................
b	Total lobbying expenditures to influence a legislative body (direct lobbying) ........................
c	Total lobbying expenditures (add lines 1a and 1b) ............................................................
d	Other exempt purpose expenditures ...............................................................................
e	Total exempt purpose expenditures (add lines 1c and 1d) ..................................................
f	Lobbying nontaxable amount. Enter the amount from the following table in both columns.
	If the amount on line 1e, column (a) or (b) is:The lobbying nontaxable amount is:
	Not over $500,00020% of the amount on line 1e.
	Over $500,000 but not over $1,000,000$100,000 plus 15% of the excess over $500,000.
	Over $1,000,000 but not over $1,500,000$175,000 plus 10% of the excess over $1,000,000.
	Over $1,500,000 but not over $17,000,000$225,000 plus 5% of the excess over $1,500,000.
	Over $17,000,000$1,000,000.

g	Grassroots nontaxable amount (enter 25% of line 1f) .................................................
h	Subtract line 1g from line 1a. If zero or less, enter -0-. ................................................
i	Subtract line 1f from line 1c. If zero or less, enter -0-. ................................................
j	If there is an amount other than zero on either line 1h or line 1i, did the organization file Form 4720 reporting section 4911 tax for this year? ...................................................................................................................	Yes No

4-Year Averaging Period Under Section 501(h) (Some organizations that made a section 501(h) election do not have to complete all of the five columns below. See the separate instructions for lines 2a through 2f.)
Lobbying Expenditures During 4-Year Averaging Period
	Calendar year (or fiscal year beginning in)	(a) 2021	(b) 2022	(c) 2023	(d) 2024	(e) Total

2a	Lobbying nontaxable amount

b	Lobbying ceiling amount (150% of line 2a, column(e))

c	Total lobbying expenditures

d	Grassroots nontaxable amount

e	Grassroots ceiling amount (150% of line 2d, column (e))

f	Grassroots lobbying expenditures

Schedule C (Form 990) 2024

Page 3

Part II-B

Complete if the organization is exempt under section 501(c)(3) and has NOT filed Form 5768 (election under section 501(h)).

For each "Yes" response on lines 1a through 1i below, provide in Part IV a detailed description of the lobbying activity.

(a)

Yes

(b)

Amount

During the year, did the filing organization attempt to influence foreign, national, state or local legislation, including any attempt to influence public opinion on a legislative matter or referendum, through the use of:

Volunteers? ...........................................................................................................

Paid staff or management (include compensation in expenses reported on lines 1c through 1i)? ........

Media advertisements? ...................................................................................................

Mailings to members, legislators, or the public? .............................................................................

Publications, or published or broadcast statements? ...........................................................

Grants to other organizations for lobbying purposes? ..........................................................

Direct contact with legislators, their staffs, government officials, or a legislative body? .......................

Rallies, demonstrations, seminars, conventions, speeches, lectures, or any similar means? ..................

Other activities? ...................................................................................................................

Total. Add lines 1c through 1i ....................................................................................................

Did the activities in line 1 cause the organization to be not described in section 501(c)(3)? .....

If "Yes," enter the amount of any tax incurred under section 4912 ...........................................

If "Yes," enter the amount of any tax incurred by organization managers under section 4912 ...................

If the filing organization incurred a section 4912 tax, did it file Form 4720 for this year? ........................

Part III-A

Complete if the organization is exempt under section 501(c)(4), section 501(c)(5), or section 501(c)(6).

Yes

Were substantially all (90% or more) dues received nondeductible by members? ...............................................

Did the organization make only in-house lobbying expenditures of $2,000 or less? ............................................

Did the organization agree to carry over lobbying and political expenditures from the prior year? .................................

Part III-B

Complete if the organization is exempt under section 501(c)(4), section 501(c)(5), or section 501(c)(6) and if either (a) BOTH Part III-A, lines 1 and 2, are answered "No" OR (b) Part III-A, line 3, is answered “Yes."

Dues, assessments and similar amounts from members ......................................................................

Section 162(e) nondeductible lobbying and political expenditures (do not include amounts of political expenses for which the section 527(f) tax was paid).

Current year .............................................................................................................................

Carryover from last year ............................................................................................................

Total ...........................................................................................................................................

Aggregate amount reported in section 6033(e)(1)(A) notices of nondeductible section 162(e) dues .

If notices were sent and the amount on line 2c exceeds the amount on line 3, what portion of the excess does the organization agree to carryover to the reasonable estimate of nondeductible lobbying and political expenditure next year? ......................................................................................................................

Taxable amount of lobbying and political expenditures. See Instructions .........................................

Part IV

Supplemental Information

Provide the descriptions required for Part l-A, line 1; Part l-B, line 4; Part l-C, line 5; Part II-A (affiliated group list); Part II-A, lines 1 and 2 (see instructions), and Part ll-B, line 1. Also, complete this part for any additional information.

Return Reference	Explanation
PART I-A, LINE 1:	ANNUAL CONTRIBUTIONS TO THE CREDIT UNION LEGISLATIVE ACTION FUND, WHICH ENHANCES CREDIT UNION VISIBILITY AMONG LAWMAKERS AND BUILDS STRONG POLITICAL RELATIONSHIPS. ADDITIONAL CONTRIBUTIONS TO THE OREGON BUSINESS & INDUSTRY PAC AND ASSOCIATION OF WASHINGTON BUSINESS PAC.

Schedule C (Form 990) 2024

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
right arrow

Attach to Form 990.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

ONPOINT COMMUNITY CREDIT UNION

Employer identification number

93-0257765

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after July 25, 2006, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year right arrow

Number of states where property subject to conservation easement is located right arrow

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... right arrow

(ii)

Assets included in Form 990, Part X ............................... right arrow

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... right arrow

Assets included in Form 990, Part X ............................... right arrow

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) (Rev. 1-2025)

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment right arrow

Permanent endowment right arrow

Term endowment right arrow

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....	3,415,986		3,415,986
b	Buildings ....	6,569,987	2,148,984	4,421,003
c	Leasehold improvements	40,017,489	23,931,093	16,086,396
d	Equipment ....	35,972,906	24,160,207	11,812,699
e	Other .....	5,163,649	359,632	4,804,017
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				40,540,101

Schedule D (Form 990) (Rev. 1-2025)

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3)Other
(A)
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
SAVINGS	5,397,463,440
CHECKING	2,259,134,337
MONEY MARKET ACCOUNTS	276,066,273
INDIVIDUAL RETIREMENT ACCOUNTS	168,721,136
CERTIFICATES OF DEPOSIT	163,102,095
BORROWINGS	3,234,400
OPERATING LEASE LIABILITIES	50,463,203


Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	8,318,184,884
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) (Rev. 1-2025)

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1	571,713,664
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a	15,492,561
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d .....................			2e	15,492,561
3	Subtract line 2e from line 1..................			3	556,221,103
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b....................			4c	0
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	556,221,103

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........		1	431,478,281
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ...........	2d
e	Add lines 2a through 2d....................		2e	0
3	Subtract line 2e from line 1...................		3	431,478,281
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ...........	4b
c	Add lines 4a and 4b.....................		4c	0
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......		5	431,478,281

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
PART IV, LINE 2B:	THE FUNDS ONPOINT COLLECTS FOR TAXES AND INSURANCE ON BEHALF OF ITS MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET.
PART X, LINE 2:	THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN IRC SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. EXEMPT ORGANIZATION AND UNRELATED BUSINESS INCOME TAX RETURNS ARE FILED ANNUALLY WITH THE APPLICABLE FEDERAL, STATE, AND LOCAL TAX JURISDICTIONS. FASB CODIFICATION TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS NON-INTEREST EXPENSE. NO INTEREST OR PENALTIES WERE RECOGNIZED FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023.

Return Reference

Explanation

PART IV, LINE 2B:

THE FUNDS ONPOINT COLLECTS FOR TAXES AND INSURANCE ON BEHALF OF ITS MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET.

PART X, LINE 2:

THE CREDIT UNION IS EXEMPT, BY STATUTE, FROM FEDERAL INCOME TAXES. THE CREDIT UNION IS A STATE-CHARTERED CREDIT UNION DESCRIBED IN IRC SECTION 501(C)(14). AS SUCH, THE CREDIT UNION IS EXEMPT FROM FEDERAL TAXATION OF INCOME DERIVED FROM THE PERFORMANCE OF ACTIVITIES THAT ARE IN FURTHERANCE OF ITS EXEMPT PURPOSES. EXEMPT ORGANIZATION AND UNRELATED BUSINESS INCOME TAX RETURNS ARE FILED ANNUALLY WITH THE APPLICABLE FEDERAL, STATE, AND LOCAL TAX JURISDICTIONS. FASB CODIFICATION TOPIC 740, INCOME TAXES, PROVIDES GUIDANCE FOR HOW UNCERTAIN TAX POSITIONS SHOULD BE RECOGNIZED, MEASURED, DISCLOSED AND PRESENTED IN THE FINANCIAL STATEMENTS. THIS REQUIRES THE EVALUATION OF TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN THE COURSE OF PREPARING THE CREDIT UNION'S TAX RETURNS TO DETERMINE WHETHER THE TAX POSITIONS ARE MORE LIKELY THAN NOT TO BE SUSTAINED "WHEN CHALLENGED OR "WHEN EXAMINED" BY THE APPLICABLE TAX AUTHORITY. TAX POSITIONS NOT DEEMED TO MEET THE MORE-LIKELY-THAN-NOT THRESHOLD WOULD BE RECORDED AS A TAX EXPENSE AND LIABILITY IN THE CURRENT YEAR. FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023, MANAGEMENT HAS DETERMINED THAT THERE ARE NO MATERIAL UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST ACCRUED AND PENALTIES RELATED TO UNRECOGNIZED TAX BENEFITS AS NON-INTEREST EXPENSE. NO INTEREST OR PENALTIES WERE RECOGNIZED FOR THE YEARS ENDED DECEMBER 31, 2024, AND 2023.

Schedule D (Form 990) (Rev. 1-2025)

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Schedule I
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public
Inspection

Name of the organization
ONPOINT COMMUNITY CREDIT UNION

Employer identification number
93-0257765

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section (if applicable)	(d) Amount of cash grant	(h) Purpose of grant or assistance
(1) ONPOINT COMMUNITY CREDIT UNION FOUNDATION 2701 NW VAUGHN STREET SUITE 800 PORTLAND,OR97210	93-4738169	501(C)(3)	10,000,000	COMMUNITY OUTREACH
(2) MICRO ENTERPRISE SERVICES OF OREGON 4008 NE MLK JR BLVD PORTLAND,OR97212	20-4379510	501(C)(3)	200,250	COMMUNITY OUTREACH
(3) FINABILITY 5331 S MACADAM AVE PORTLAND,OR97239	85-3874734	501(C)(3)	130,000	COMMUNITY OUTREACH
(4) AMERICAN ONLINE GIVING FOUNDATION INC 40 EAST MAIN STREET SUITE 887 NEWARK,DE19711	81-0739440	501(C)(3)	81,705	COMMUNITY OUTREACH
(5) JUNIOR ACHIEVEMENT OF OREGON & 7830 SE FOSTER RD PORTLAND,OR97206	93-0384007	501(C)(3)	75,400	COMMUNITY OUTREACH
(6) AGE 15900 SE 82ND DRIVE CLACKAMAS,OR97015	83-1758100	501(C)(3)	72,333	COMMUNITY OUTREACH
(7) PORTLAND WORKFORCE ALLIANCE 7100 SE DIVISION ST PORTLAND,OR97206	27-2964874	501(C)(3)	68,000	COMMUNITY OUTREACH
(8) HACIENDA COMMUNITY DEVELOPMENT CORP 6700 NE KILLINGSWORTH ST PORTLAND,OR97206	93-0979064	501(C)(3)	66,000	COMMUNITY OUTREACH
(9) YOUTH VILLAGES 5331 S MACADAM AVE STE 287 PORTLAND,OR97239	58-1716970	501(C)(3)	59,750	COMMUNITY OUTREACH
(10) TASTE FOR EQUITY 1631 NE BROADWAY ST 2055 PORTLAND,OR97232	93-3490948	501(C)(3)	52,500	COMMUNITY OUTREACH
(11) AMERICAN HEART ASSOCIATION WESTERN STATES - ACCTS REC BOONE,IA50950	13-5613797	501(C)(3)	46,000	COMMUNITY OUTREACH
(12) HABITAT FOR HUMANITY PO BOX 11527 PORTLAND,OR97211	93-0801200	501(C)(3)	46,000	COMMUNITY OUTREACH
(13) CASCADE AIDS PROJECT 208 SW 5TH AVENUE SUITE 800 PORTLAND,OR97204	93-0903383	501(C)(3)	45,300	COMMUNITY OUTREACH
(14) NEIGHBORHOOD PARTNERSHIPS 2501 SW 1ST AVE 120 PORTLAND,OR97201	91-1943624	501(C)(3)	45,000	COMMUNITY OUTREACH
(15) IMMIGRANT AND REFUGEE COMMUNITY ORGANIZATION 10301 NE GLISAN ST PORTLAND,OR97220	93-0806295	501(C)(3)	36,700	COMMUNITY OUTREACH
(16) SOLVE 1501 SW JEFFERSON ST PORTLAND,OR97201	93-0579286	501(C)(3)	35,000	COMMUNITY OUTREACH
(17) SCHOOLHOUSE SUPPLIES 2735 NE 82ND AVENUE PORTLAND,OR97220	20-4223437	501(C)(3)	34,900	COMMUNITY OUTREACH
(18) DREAM FOR LIFE OUTREACH 2711 NE ANDRESEN RD VANCOUVER,WA98661	91-1730955	501(C)(3)	30,000	COMMUNITY OUTREACH
(19) FREE GEEK 1731 SE 10TH AVENUE PORTLAND,OR97214	93-1292010	501(C)(3)	30,000	COMMUNITY OUTREACH
(20) BUILT OREGON INC 1355 NW EVERETT ST 204 PORTLAND,OR97209	81-3934437	501(C)(3)	30,000	COMMUNITY OUTREACH
(21) BLACK UNITED FUND OF OREGON 2828 NE ALBERTA ST PORTLAND,OR97211	93-0843267	501(C)(3)	30,000	COMMUNITY OUTREACH
(22) COALITION OF COMMUNITIES OF COLOR 503 NW 2ND AVE STE 303 PORTLAND,OR97209	47-4448490	501(C)(3)	28,500	COMMUNITY OUTREACH
(23) PROUD GROUND 5288 N INTERSTATE AVE PORTLAND,OR97217	93-1290320	501(C)(3)	27,500	COMMUNITY OUTREACH
(24) BOYS AND GIRLS CLUB PORTLAND METROPOLITAN AREA 8203 SE 7TH AVE STE 100 PORTLAND,OR97202	93-0474800	501(C)(3)	27,496	COMMUNITY OUTREACH
(25) FRIENDS OF THE CHILDREN PORTLAND 44 NE MORRIS PORTLAND,OR97212	93-1300690	501(C)(3)	26,671	COMMUNITY OUTREACH
(26) LATINO NETWORK 410 NE 18TH AVE PORTLAND,OR97232	82-3099013	501(C)(3)	26,462	COMMUNITY OUTREACH
(27) FRIENDS OF TREES 3117 NE ML KING JR BLVD PORTLAND,OR97212	93-0999999	501(C)(3)	25,000	COMMUNITY OUTREACH
(28) COMMUNITY WAREHOUSE 8380 SW NYBERG ST TUALATIN,OR97062	93-1310582	501(C)(3)	25,000	COMMUNITY OUTREACH
(29) ASIAN PACIFIC AMERICAN NETWORK OF OREGON 2788 SE 82ND AVE APT 203B PORTLAND,OR97266	80-0252850	501(C)(3)	25,000	COMMUNITY OUTREACH
(30) AROUND THE BEND FARMS INCORPORATED 1253 NW HARTFORD AVE UNIT 2 BEND,OR97703	47-5088022	501(C)(3)	25,000	COMMUNITY OUTREACH
(31) CHILDREN'S MIRACLE NETWORK HOSPITALS 205 WEST 700 SOUTH SALT LAKE CITY,UT84101	87-0387205	501(C)(3)	25,000	COMMUNITY OUTREACH
(32) ECOTRUST 721 NW 9TH AVE PORTLAND,OR97209	93-1050144	501(C)(3)	25,000	COMMUNITY OUTREACH
(33) NATIVE AMERICAN YOUTH AND FAMILY CENTER 5135 NE COLUMBIA BLVD PORTLAND,OR97218	93-1141536	501(C)(3)	25,000	COMMUNITY OUTREACH
(34) ROSE HAVEN 1740 NW GLISAN ST PORTLAND,OR97209	20-5922682	501(C)(3)	25,000	COMMUNITY OUTREACH
(35) FRESH WATER TRUST 700 SW TAYLOR ST 200 PORTLAND,OR97205	93-0843521	501(C)(3)	25,000	COMMUNITY OUTREACH
(36) THE GIVING PLATE 1212 NE 1ST STREET BEND,OR97701	80-0553186	501(C)(3)	25,000	COMMUNITY OUTREACH
(37) THE NATURE CONSERVANCY 821 SE 14TH AVE PORTLAND,OR97214	53-0242652	501(C)(3)	25,000	COMMUNITY OUTREACH
(38) OREGON FOOD BANK PO BOX 55370 PORTLAND,OR97238	93-0785786	501(C)(3)	25,000	COMMUNITY OUTREACH
(39) MCKENZIE RIVER TRUST 725 W 1ST AVE B EUGENE,OR97402	93-1029808	501(C)(3)	25,000	COMMUNITY OUTREACH
(40) OREGON MUSEUM OF SCIENCE AND INDUSTRY 1945 SE WATER AVENUE PORTLAND,OR97214	93-0402877	501(C)(3)	25,000	COMMUNITY OUTREACH
(41) COLUMBIA SLOUGH WATERSHED COUNCIL 7040 NE 47TH AVE PORTLAND,OR97218	03-0456181	501(C)(3)	25,000	COMMUNITY OUTREACH
(42) URBAN LEAGUE OF PORTLAND 10 NORTH RUSSELL STREET PORTLAND,OR97227	93-0395590	501(C)(3)	24,000	COMMUNITY OUTREACH
(43) HISPANIC METROPOLITAN CHAMBER PO BOX 1837 PORTLAND,OR97207	93-1156358	501(C)(3)	23,800	COMMUNITY OUTREACH
(44) RANDALL CHILDREN'S HOSPITAL FOUNDATION PO BOX 4500 UNIT 96 PORTLAND,OR97208	93-1314469	501(C)(3)	23,000	COMMUNITY OUTREACH
(45) FACT OREGON 2475 SE LADD AVE SUITE 430 PORTLAND,OR97214	36-4533809	501(C)(3)	22,500	COMMUNITY OUTREACH
(46) PINK LEMONADE PROJECT 1207 WASHINGTON VANCOUVER,WA98660	37-1699288	501(C)(3)	21,870	COMMUNITY OUTREACH
(47) HOLLA 14513 SE STARK ST PORTLAND,OR97233	93-1311456	501(C)(3)	21,500	COMMUNITY OUTREACH
(48) SEEDING JUSTICE PO BOX 12489 PORTLAND,OR97212	93-0691187	501(C)(3)	21,095	COMMUNITY OUTREACH
(49) BIG BROTHER BIG SISTERS COLUMBIA NORTHWEST 6443 SW BEAVERTON-HILLSDALE HWY SUITE 200 PORTLAND,OR97221	93-1303640	501(C)(3)	21,000	COMMUNITY OUTREACH
(50) OREGON PRIDE IN BUSINESS PO BOX 14744 PORTLAND,OR97293	92-3372371	501(C)(3)	21,000	COMMUNITY OUTREACH
(51) MT HOOD KIWANIS CAMP 83500 KIWANIS CAMP RD RHODODENDRON,OR97049	93-0422242	501(C)(3)	20,000	COMMUNITY OUTREACH
(52) CHILDREN'S CANCER ASSOCIATION 1200 NW NAITO PARKWAY STE 140 PORTLAND,OR97209	93-1181662	501(C)(3)	20,000	COMMUNITY OUTREACH
(53) GIRLS INC OF THE PACIFIC NORTHWEST 4800 SW MACADAM AVE STE 309 PORTLAND,OR97239	54-2073930	501(C)(3)	20,000	COMMUNITY OUTREACH
(54) GREATER VANCOUVER CHAMBER 1111 MAIN ST STE 201 VANCOUVER,WA98660	88-3497204	501(C)(6)	20,000	COMMUNITY OUTREACH
(55) IN4ALL 4535 SW 96TH AVE BEAVERTON,OR97005	93-0900111	501(C)(3)	20,000	COMMUNITY OUTREACH
(56) THE DOUGY CENTER PO BOX 86852 PORTLAND,OR97286	93-0833241	501(C)(3)	20,000	COMMUNITY OUTREACH
(57) UNITE OREGON 1390 SE 122ND AVE PORTLAND,OR97233	74-3098100	501(C)(3)	20,000	COMMUNITY OUTREACH
(58) THE PEOPLE'S NONPROFIT ACCELERATOR 2203 LLOYD CENTER PORTLAND,OR97232	93-1190310	501(C)(3)	20,000	COMMUNITY OUTREACH
(59) FOSTERFUL 101 EAST 8TH ST STE 270 VANCOUVER,WA98660	32-0476680	501(C)(3)	18,990	COMMUNITY OUTREACH
(60) GOWEST CREDIT UNION ASSOCIATION 18000 INTERNATIONAL BLVD STE 1102 SEATAC,WA98188	91-1649328	501(C)(6)	18,500	COMMUNITY OUTREACH
(61) KAIROSPDX 4915 N GANTENBEIN AVE PORLTAND,OR97217	46-0987167	501(C)(3)	17,500	COMMUNITY OUTREACH
(62) PORTLAND YOUTH BUILDERS 4816 SE 92ND AVE PORTLAND,OR97266	94-3123483	501(C)(3)	17,500	COMMUNITY OUTREACH
(63) FOUNDATION FOR VANCOUVER PUBLIC SCHOOLS PO BOX 6039 VANCOUVER,WA98668	91-0971800	501(C)(3)	17,500	COMMUNITY OUTREACH
(64) BOYS & GIRLS CLUB OF BEND 500 NW WALL ST BEND,OR97703	93-1127536	501(C)(3)	15,150	COMMUNITY OUTREACH
(65) YWCA CLARK COUNTY 3609 MAIN STREET VANCOUVER,WA98663	91-0569882	501(C)(3)	15,000	COMMUNITY OUTREACH
(66) WONDERFOLK 5131 NE 35TH PL PORTLAND,OR97211	45-4012981	501(C)(3)	15,000	COMMUNITY OUTREACH
(67) ADELANTE MUJERES 2030 MAIN STREET STE A FOREST GROVE,OR97116	03-0473181	501(C)(3)	15,000	COMMUNITY OUTREACH
(68) AMERICAN RED CROSS 431 18TH ST NW WASHINGTON,DC20006	59-1748379	501(C)(3)	15,000	COMMUNITY OUTREACH
(69) BOYS & GIRLS CLUBS OF SW WASHINGTON 5109 NE 82ND AVENUE SUITE 205 VANCOUVER,WA98662	91-1978646	501(C)(3)	15,000	COMMUNITY OUTREACH
(70) CLARK COUNTY FOOD BANK 6502 NE 47TH AVE VANCOUVER,WA98661	91-1307564	501(C)(3)	15,000	COMMUNITY OUTREACH
(71) DE LA SALLE NORTH CATHOLIC HIGH SCHOOL 7528 N FENWICK AVENUE PORTLAND,OR97217	93-1287554	501(C)(3)	15,000	COMMUNITY OUTREACH
(72) ELEVATE OREGON 4916 NE 122ND AVE PORTLAND,OR97230	27-2151955	501(C)(3)	15,000	COMMUNITY OUTREACH
(73) GIRLS BUILD 3625 N MISSISSIPPI AVE PORTLAND,OR97227	81-1411091	501(C)(3)	15,000	COMMUNITY OUTREACH
(74) NEW AVENUES FOR YOUTH 1220 SW COLUMBIA STREET PORTLAND,OR97201	93-0910213	501(C)(3)	15,000	COMMUNITY OUTREACH
(75) OREGON ENVIRONMENTAL COUNCIL PO BOX 14822 PORTLAND,OR97293	93-0578714	501(C)(3)	15,000	COMMUNITY OUTREACH
(76) PEARL BUCK CENTER 3690 W 1ST AVE EUGENE,OR97402	93-0584827	501(C)(3)	15,000	COMMUNITY OUTREACH
(77) SERENDIPITY CENTER PO BOX 33350 PORTLAND,OR97292	93-0730861	501(C)(3)	15,000	COMMUNITY OUTREACH
(78) SHELTERCARE 499 WEST 4TH AVE EUGENE,OR97401	23-7115003	501(C)(3)	15,000	COMMUNITY OUTREACH
(79) TRANSFORMATIVE JUSTICE COMMUNITY 2355 STATE STREET SUITE 101 SALEM,OR97301	92-2369548	501(C)(3)	15,000	COMMUNITY OUTREACH
(80) TRANSITION PROJECTS 665 NW HOYT STREET PORTLAND,OR97209	93-0591582	501(C)(3)	15,000	COMMUNITY OUTREACH
(81) UNITED WAY OF LANE COUNTY 3171 GATEWAY LOOP SPRINGFIELD,OR97477	93-0394142	501(C)(3)	15,000	COMMUNITY OUTREACH
(82) MEALS ON WHEELS PEOPLE 7710 SW 31ST AVE PORTLAND,OR97219	93-0584318	501(C)(3)	15,000	COMMUNITY OUTREACH
(83) UNITED WAY OF THE COLUMBIA-WILLAMETTE PO BOX 4406 PORTLAND,OR97208	93-0582124	501(C)(3)	15,000	COMMUNITY OUTREACH
(84) BLOOMIN BOUTIQUE 19376 MOLALLA AVE STE 160 OREGON CITY,OR97045	83-2157929	501(C)(3)	12,975	COMMUNITY OUTREACH
(85) BENDNEXT 1567 SW CHANDLER AVE SUITE 204 BEND,OR97703	93-1224982	501(C)(3)	12,500	COMMUNITY OUTREACH
(86) COUNCIL FOR THE HOMELESS 2306 NE ANDRESEN RD VANCOUVER,WA98661	91-2001828	501(C)(3)	12,500	COMMUNITY OUTREACH
(87) IMPACT NW PO BOX 33530 PORTLAND,OR97292	93-0557964	501(C)(3)	12,500	COMMUNITY OUTREACH
(88) PORTLAND COMMUNITY FOOTBALL CLUB 1631 NE BROADWAY ST 712 PORTLAND,OR97232	46-2073904	501(C)(3)	12,500	COMMUNITY OUTREACH
(89) THE LATINO COMMUNITY ASSOCIATION 2680 NE TWIN KNOLLS DRIVE SUITE 110 BEND,OR97701	93-1260288	501(C)(3)	12,500	COMMUNITY OUTREACH
(90) THE SCHOOL FOUNDATION PO BOX 1436 BEND,OR97709	93-1064935	501(C)(3)	12,500	COMMUNITY OUTREACH
(91) WARM SPRINGS COMMUNITY ACTION TEAM PO BOX 1419 WARM SPRINGS,OR97761	16-1633303	501(C)(3)	12,500	COMMUNITY OUTREACH
(92) COLUMBIA RIVER MENTAL HEALTH SERVICES 4601 NE 77TH AVE VANCOUVER,WA98662	91-0609138	501(C)(3)	11,500	COMMUNITY OUTREACH
(93) FOOD FOR LANE COUNTY 770 BAILEY HILL RD EUGENE,OR97402	93-0888347	501(C)(3)	11,500	COMMUNITY OUTREACH
(94) PARKS FOUNDATION OF CLARK COUNTY PO BOX 61424 VANCOUVER,WA98666	91-1986747	501(C)(3)	11,250	COMMUNITY OUTREACH
(95) OREGON HEALTH AND SCIENCE UNIVERSITY FOUNDATION 2020 SW 4TH AVENUE SUITE 900 PORTLAND,OR97201	23-7083114	501(C)(3)	11,200	COMMUNITY OUTREACH
(96) NORTH POLE STUDIO 2516 NW 29TH AVE STE 8 PORTLAND,OR97210	85-2096031	501(C)(3)	10,600	COMMUNITY OUTREACH
(97) PORTLAND PUBLIC SCHOOLS 501 N DIXON STREET PORTLAND,OR97227	84-2040549	501(C)(3)	10,500	COMMUNITY OUTREACH
(98) LEGACY GOOD SAMARITAN FOUNDATION PO BOX 4500 UNIT 96 PORTLAND,OR97208	23-7017276	501(C)(3)	10,000	COMMUNITY OUTREACH
(99) CASCADE PACIFIC RESOURCE CONSERVATION PO BOX 905 CORVALLIS,OR97339	93-0722979	501(C)(3)	10,000	COMMUNITY OUTREACH
(100) ALBERTA ABBEY FOUNDATION 126 NE ALBERTA ST STE 108 PORTLAND,OR97211	47-3125530	501(C)(3)	10,000	COMMUNITY OUTREACH
(101) J BAR J YOUTH SERVICES INC 2125 NE DAGGETT LANE BEND,OR97701	93-0677650	501(C)(3)	10,000	COMMUNITY OUTREACH
(102) CAMP ELSO INCORPORATED C/O BLACK UNITED FUND OF OREGON PORTLAND,OR97211	83-1208258	501(C)(3)	10,000	COMMUNITY OUTREACH
(103) BETTER PORTLAND 401 NORTHEAST 19TH AVENUE SUITE 200 PORTLAND,OR97232	81-4241889	501(C)(3)	10,000	COMMUNITY OUTREACH
(104) BIRCH COMMUNITY SERVICES 17780 NE SAN RAFAEL ST PORTLAND,OR97230	93-1186020	501(C)(3)	10,000	COMMUNITY OUTREACH
(105) BLACK CULTURAL INITIATIVE PO BOX 50643 EUGENE,OR97405	92-1265289	501(C)(3)	10,000	COMMUNITY OUTREACH
(106) BOYS AND GIRLS CLUB OF ALBANY 1215 HILL ST SE ALBANY,OR97322	93-0549842	501(C)(3)	10,000	COMMUNITY OUTREACH
(107) CADA CASA INTERNATIONAL PO BOX 11678 PORTLAND,OR97211	82-3675353	501(C)(3)	10,000	COMMUNITY OUTREACH
(108) FORT VANCOUVER REGIONAL LIBRARY FOUNDATION PO BOX 2384 VANCOUVER,WA98668	91-1456753	501(C)(3)	10,000	COMMUNITY OUTREACH
(109) CASA FOR CHILDREN OF MULTNOMAH 1401 NE 68TH AVENUE PORTLAND,OR97213	93-0923866	501(C)(3)	10,000	COMMUNITY OUTREACH
(110) ALBERTINA KERR CENTERS FOUNDATION 424 NE 22ND AVE PORTLAND,OR97232	93-1297104	501(C)(3)	10,000	COMMUNITY OUTREACH
(111) CENTRAL OREGON GUARDIAN ASSISTANCE PROGRAM 225 SW SCALEHOUSE LP STE 103 BEND,OR97703	36-5051085	501(C)(3)	10,000	COMMUNITY OUTREACH
(112) COMMUNITY HELPING ADDICTS NEGOTIATE CHANGE EFFECTIVELY ALBANY,OR97321	20-3295927	501(C)(3)	10,000	COMMUNITY OUTREACH
(113) DEVNW PO BOX 790 CORVALLIS,OR97339	93-1057296	501(C)(3)	10,000	COMMUNITY OUTREACH
(114) M PERFECTLY 17330 SERENITY WAY BEND,OR97703	84-4958658	501(C)(3)	10,000	COMMUNITY OUTREACH
(115) FRIENDS OF THE COLUMBIA GORGE 123 NE 3RD AVE SUITE 108 PORTLAND,OR97232	93-0782467	501(C)(3)	10,000	COMMUNITY OUTREACH
(116) FURNISH HOPE 320 SW CENTURY DRIVE SUITE 405-125 BEND,OR97702	84-3946242	501(C)(3)	10,000	COMMUNITY OUTREACH
(117) COLLEGE POSSIBLE 532 SE GRAND AVE PORTLAND,OR97214	41-1968798	501(C)(3)	10,000	COMMUNITY OUTREACH
(118) GARTEN SERVICES INC 500 HAWTHORNE AVE SE SALEM,OR97301	93-0582004	501(C)(3)	10,000	COMMUNITY OUTREACH
(119) METROPOLITAN FAMILY SERVICE PO BOX 24041 SEATTLE,WA98124	93-0397825	501(C)(3)	10,000	COMMUNITY OUTREACH
(120) BEAVERTON EDUCATION FOUNDATION 3800 SW CEDAR HILLS BLVD STE 168 BEAVERTON,OR97005	94-3076723	501(C)(3)	10,000	COMMUNITY OUTREACH
(121) WILLIAMS & RUSSELL CDC 6607 NE MLK JR BLVD PORTLAND,OR97211	86-3566788	501(C)(3)	10,000	COMMUNITY OUTREACH
(122) PORTLAND HOUSING CENTER 3233 NE SANDY BLVD PORTLAND,OR97232	93-1111589	501(C)(3)	10,000	COMMUNITY OUTREACH
(123) OK YOU INC 2000 NE 42ND AVE 103 PORTLAND,OR97213	84-2594957	501(C)(3)	10,000	COMMUNITY OUTREACH
(124) PLACE INITIATIVE 5267 NE 29TH AVE PORTLAND,OR97211	93-3073005	501(C)(3)	10,000	COMMUNITY OUTREACH
(125) PAX LEARNING CENTER 305 SE CHKALOV DR VANCOUVER,WA98683	82-5043697	501(C)(3)	10,000	COMMUNITY OUTREACH
(126) PARENTING NOW 86 CENTENNIAL LOOP EUGENE,OR97401	93-0706557	501(C)(3)	10,000	COMMUNITY OUTREACH
(127) OREGON NATIVE AMERICAN CHAMBER 4445 SW BARBUR BLVD UNIT 102 PORTLAND,OR97239	26-0302137	501(C)(3)	10,000	COMMUNITY OUTREACH
(128) NASCUS 1655 N FT MYER DRIVE SUITE 650 ARLINGTON,VA22209	54-1167527	501(C)(3)	10,000	COMMUNITY OUTREACH
(129) NORTH CLACKAMAS EDUCATION FOUNDATION 6031 SE KING RD MILWAUKIE,OR97222	93-1114786	501(C)(3)	10,000	COMMUNITY OUTREACH
(130) NAMI OREGON 147 SE 102ND AVE PORTLAND,OR97216	93-0875209	501(C)(3)	10,000	COMMUNITY OUTREACH
(131) MARION-POLK FOOD SHARE 1660 SALEM INDUSTRIAL DR NE SALEM,OR97301	94-3034161	501(C)(3)	10,000	COMMUNITY OUTREACH
(132) PORTLAND BACKPACK 2620 NE FREMONT ST PORTLAND,OR97212	82-1797993	501(C)(3)	10,000	COMMUNITY OUTREACH
(133) WILLAMALANE PARK FOUNDATION 250 S 32ND ST SPRINGFIELD,OR97478	47-4626578	501(C)(3)	10,000	COMMUNITY OUTREACH
(134) TAKING OWNERSHIP 3820 N GANTENBEIN AVE PORTLAND,OR97227	93-1997068	501(C)(3)	10,000	COMMUNITY OUTREACH
(135) PROFESSIONAL BUSINESS DEVELOPMENT GROUP PO BOX 42114 PORTLAND,OR97242	47-2013279	501(C)(3)	10,000	COMMUNITY OUTREACH
(136) REACH COMMUNITY DEVELOPMENT CENTER 4150 S MOODY AVE PORTLAND,OR97239	93-0813988	501(C)(3)	10,000	COMMUNITY OUTREACH
(137) SAM DAY FOUNDATION 10940 SW BARNES RD 296 PORTLAND,OR97225	82-2667035	501(C)(3)	10,000	COMMUNITY OUTREACH
(138) SE WORKS INC 6401 SE FOSTER RD PORTLAND,OR97206	31-1575264	501(C)(3)	10,000	COMMUNITY OUTREACH
(139) SLEEP IN HEAVENLY PEACE 1119 NW CLARK CT BEND,OR97703	46-4346568	501(C)(3)	10,000	COMMUNITY OUTREACH
(140) SMART 101 SW MARKET STREET PORTLAND,OR97201	93-1051724	501(C)(3)	10,000	COMMUNITY OUTREACH
(141) LLOYD ECODISTRICT 2203 LLOYD CTR PORTLAND,OR97232	45-5114020	501(C)(3)	10,000	COMMUNITY OUTREACH
(142) TRILLIUM FAMILY SERVICES 3415 SE POWELL BLVD PORTLAND,OR97202	93-0386966	501(C)(3)	10,000	COMMUNITY OUTREACH
(143) UNITED WAY PO BOX 4406 PORTLAND,OR97208	93-0582124	501(C)(3)	8,824	COMMUNITY OUTREACH
(144) LOOKING GLASS COMMUNITY SERVICES 1790 W 11TH AVE STE 200 EUGENE,OR97402	93-0605174	501(C)(3)	8,000	COMMUNITY OUTREACH
(145) LAKEWOOD THEATRE COMPANY 368 S STATE ST LAKE OSWEGO,OR97034	93-0700108	501(C)(3)	7,700	COMMUNITY OUTREACH
(146) VIRGINIA GARCIA MEMORIAL HEALTH CENTER PO BOX 6149 ALOHA,OR97007	93-0717997	501(C)(3)	7,600	COMMUNITY OUTREACH
(147) SUNSHINE DIVISION 687 N THOMPSON PORTLAND,OR97227	93-0429354	501(C)(3)	7,565	COMMUNITY OUTREACH
(148) PORTLAND GAY MENS CHORUS INC 921 SW WASHINGTON ST STE 222 PORTLAND,OR97205	93-0776616	501(C)(3)	7,500	COMMUNITY OUTREACH
(149) XCELERATE 2609 SE 6TH AVE PORTLAND,OR97202	82-1200543	501(C)(3)	7,500	COMMUNITY OUTREACH
(150) TP FOREVER 5386 SW JOSHUA STREET TUALATIN,OR97062	45-5455476	501(C)(3)	7,500	COMMUNITY OUTREACH
(151) SLAVIC COMMUNITY CENTER OF NW INC 17229 SE DIVISION ST PORTLAND,OR97236	45-2605110	501(C)(3)	7,500	COMMUNITY OUTREACH
(152) WOODSTOCK FOOD PANTRY 4033 WOODSTOCK AVE PORTLAND,OR97202	36-3711449	501(C)(3)	7,500	COMMUNITY OUTREACH
(153) NORTHWEST ASSOCIATION FOR BLIND ATHLETES PO BOX 61489 VANCOUVER,WA98666	26-0244283	501(C)(3)	7,500	COMMUNITY OUTREACH
(154) LIBERTY HOUSE 2685 4TH ST NE SALEM,OR97301	93-1236936	501(C)(3)	7,500	COMMUNITY OUTREACH
(155) HILLSBORO SCHOOLS FOUNDATION 5193 NE ELAM YOUNG PKWY A HILLSBORO,OR97124	91-1779425	501(C)(3)	7,500	COMMUNITY OUTREACH
(156) HARPER'S PLAYGROUND 1477 NW EVERETT ST PORTLAND,OR97209	46-4451148	501(C)(3)	7,500	COMMUNITY OUTREACH
(157) ECOLOGY IN CLASSROOMS & OUTDOORS PO BOX 90293 PORTLAND,OR97290	20-3710367	501(C)(3)	7,500	COMMUNITY OUTREACH
(158) NORTHWEST NATIVE CHAMBER 6500 S MACADAM AVE SUITE 175 PORTLAND,OR97239	26-0302137	501(C)(3)	7,000	COMMUNITY OUTREACH
(159) ODYSSEY WORLD INTERNATIONAL EDUCATION SERVICES 555 W 8TH ST APT 306 VANCOUVER,WA98660	20-3905057	501(C)(3)	6,500	COMMUNITY OUTREACH
(160) SHARE INC 2306 NE ANDRESEN ROAD VANCOUVER,WA98661	91-1205119	501(C)(3)	6,500	COMMUNITY OUTREACH
(161) YOUTH RIGHTS & JUSTICE 1785 NE SANDY BLVD STE 300 PORTLAND,OR97232	93-0900864	501(C)(3)	6,500	COMMUNITY OUTREACH
(162) CASA OF CENTRAL OREGON 1029 NW 14TH ST BEND,OR97703	93-1062982	501(C)(3)	6,150	COMMUNITY OUTREACH
(163) STORE TO DOOR 7730 SW 31ST AVE PORTLAND,OR97219	94-3105555	501(C)(3)	6,050	COMMUNITY OUTREACH
(164) BOYS & GIRLS CLUB OF CORVALLIS 1112 NW CIRCLE BLVD CORVALLIS,OR97330	23-7153987	501(C)(3)	6,000	COMMUNITY OUTREACH
(165) EDUCATIONAL OPPORTUNITIES FOR CHILDREN & FAMILIES 17800 SE MILL PLAIN BLVD SUITE 150 VANCOUVER,WA98683	91-0820018	501(C)(3)	5,600	COMMUNITY OUTREACH
(166) WHEEL TO WALK FOUNDATION PO BOX 20146 PORTLAND,OR97294	93-0725300	501(C)(3)	5,150	COMMUNITY OUTREACH

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

166

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) Rev. 1-2025

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(d) Amount of noncash assistance	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of noncash assistance

(1)
(2)
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.

Return Reference	Explanation
PART I, LINE 2:	ONPOINT REVIEWS REQUESTS FOR DONATIONS AND REQUESTS ALL RECIPIENTS PROVIDE A RECEIPT VERIFYING THEIR 501(C)(3) STATUS. NO FORMAL MONITORING OF GRANTS OR DONATIONS IS PERFORMED, BUT ONPOINT PERIODICALLY PERFORMS INFORMAL FOLLOW-UPS WITH RECIPIENTS. THE ANNUAL CLIFFORD C. DIAS LEADERSHIP SCHOLARSHIP PROGRAM WAS APPROVED BY THE BOARD, ALLOWING MR. DIAS TO SELECT RECIPIENTS AT HIS DISCRETION.

Schedule I (Form 990) Rev. 1-2025

Additional Data

Software ID:
Software Version:

- TIN:

Schedule J
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
medium right arrow graphic

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
medium right arrow graphic

Attach to Form 990.
medium right arrow graphic

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

ONPOINT COMMUNITY CREDIT UNION

Employer identification number

93-0257765

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....

Yes

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....

Yes

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Yes

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) (Rev. 1-2025)

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1R STUART PRESIDENT/CEO	(i) (ii)	951,600 ------------- 0	806,337 ------------- 0	521,736 ------------- 0	263,250 ------------- 0	17,409 ------------- 0	2,560,332 ------------- 0	384,922 ------------- 0
2J HUNT SVP/CHIEF FINANCIAL OFFICER	(i) (ii)	488,000 ------------- 0	362,706 ------------- 0	238,408 ------------- 0	151,963 ------------- 0	15,371 ------------- 0	1,256,448 ------------- 0	188,968 ------------- 0
3T MCVAY SVP/CHIEF RETAIL OFFICER	(i) (ii)	453,000 ------------- 0	340,485 ------------- 0	232,366 ------------- 0	144,582 ------------- 0	22,010 ------------- 0	1,192,443 ------------- 0	177,253 ------------- 0
4S LEUGERS SVP/CHIEF LENDING OFFICER	(i) (ii)	365,000 ------------- 0	276,978 ------------- 0	328,725 ------------- 0	122,758 ------------- 0	22,930 ------------- 0	1,116,391 ------------- 0	271,014 ------------- 0
5J ARMSTRONG SVP/CHIEF OPERATIONS OFFICER	(i) (ii)	418,000 ------------- 0	312,468 ------------- 0	199,038 ------------- 0	134,953 ------------- 0	17,409 ------------- 0	1,081,868 ------------- 0	161,620 ------------- 0
6T CLEVENGER SVP/CHIEF MARKETING OFFICER	(i) (ii)	365,000 ------------- 0	276,978 ------------- 0	39,261 ------------- 0	122,758 ------------- 0	17,409 ------------- 0	821,406 ------------- 0	0 ------------- 0
7W OLIVER SVP/CHIEF LEGAL OFFICER	(i) (ii)	360,000 ------------- 0	274,773 ------------- 0	17,406 ------------- 0	122,000 ------------- 0	10,550 ------------- 0	784,729 ------------- 0	0 ------------- 0
8C ANDERSON SVP/CHIEF RISK OFFICER	(i) (ii)	352,234 ------------- 0	260,951 ------------- 0	34,883 ------------- 0	117,250 ------------- 0	10,550 ------------- 0	775,868 ------------- 0	0 ------------- 0
9P GROMAN SVP/CHIEF PEOPLE OFFICER	(i) (ii)	340,000 ------------- 0	249,311 ------------- 0	33,224 ------------- 0	113,250 ------------- 0	21,783 ------------- 0	757,568 ------------- 0	0 ------------- 0
10A EMERSON VP/ONPOINT MORTGAGE	(i) (ii)	442,017 ------------- 0	55,608 ------------- 0	4,503 ------------- 0	110,273 ------------- 0	19,611 ------------- 0	632,012 ------------- 0	0 ------------- 0
11B HARDING SVP/CHIEF COMMERCIAL OFFICER	(i) (ii)	355,000 ------------- 0	78,672 ------------- 0	12,005 ------------- 0	110,187 ------------- 0	22,930 ------------- 0	578,794 ------------- 0	0 ------------- 0
12M LINDAY-LIPKINS VP/ONPOINT INVESTMENT SERVICES	(i) (ii)	358,823 ------------- 0	74,810 ------------- 0	1,789 ------------- 0	34,500 ------------- 0	10,550 ------------- 0	480,472 ------------- 0	0 ------------- 0
13D BARTOSZ FINANCIAL ADVISOR	(i) (ii)	392,435 ------------- 0	20,176 ------------- 0	1,220 ------------- 0	34,500 ------------- 0	22,930 ------------- 0	471,261 ------------- 0	0 ------------- 0
14M CASIANO MORTGAGE LOAN OFFICER	(i) (ii)	412,494 ------------- 0	2,444 ------------- 0	968 ------------- 0	34,500 ------------- 0	15,371 ------------- 0	465,777 ------------- 0	0 ------------- 0
15N BERNING FINANCIAL ADVISOR	(i) (ii)	396,248 ------------- 0	12,703 ------------- 0	1,010 ------------- 0	34,500 ------------- 0	10,550 ------------- 0	455,011 ------------- 0	0 ------------- 0
16D LAVIOLETTE SVP/CHIEF INFORMATION OFFICER	(i) (ii)	250,182 ------------- 0	82,591 ------------- 0	11,805 ------------- 0	34,294 ------------- 0	0 ------------- 0	378,872 ------------- 0	0 ------------- 0

Schedule J (Form 990) (Rev. 1-2025)

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation
PART I, LINE 1A	* FIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS (10 PEOPLE); NOT TAXABLE TO INDIVIDUALS AS SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS (8 PEOPLE); TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES (10 PEOPLE); TAXABLE TO INDIVIDUALS
PART I, LINE 4B	THE FOLLOWING INDIVIDUALS RECEIVED PAYMENTS FROM A 457(F) PLAN, AMOUNTS THAT WERE REPORTED AS DEFERRED ON THE PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN (F). R. STUART - $429,546 J. HUNT - $209,425 S. LEUGERS - $306,723 T. MCVAY - $196,439 J. ARMSTRONG - $178,726

Return Reference

Explanation

PART I, LINE 1A

* FIRST-CLASS TRAVEL - PRESIDENT/CEO & ALL DIRECTORS (10 PEOPLE); NOT TAXABLE TO INDIVIDUALS AS SUCH TRAVEL IS REASONABLE AND CUSTOMARY WITHIN THE INDUSTRY FOR HIGH-LEVEL EXECUTIVES. THE BOARD HAS APPROVED SUCH TRAVEL IN LIMITED CIRCUMSTANCES AND SUBSTANTIATION OF ALL EXPENSES IS REQUIRED. * TRAVEL FOR COMPANIONS - ALL DIRECTORS (8 PEOPLE); TAXABLE TO INDIVIDUALS * HEALTH OR SOCIAL CLUB DUES - PRESIDENT/CEO; TAXABLE TO INDIVIDUALS * PERSONAL SERVICES - PRESIDENT/CEO AND SENIOR EXECUTIVES (10 PEOPLE); TAXABLE TO INDIVIDUALS

PART I, LINE 4B

THE FOLLOWING INDIVIDUALS RECEIVED PAYMENTS FROM A 457(F) PLAN, AMOUNTS THAT WERE REPORTED AS DEFERRED ON THE PRIOR YEAR FORMS 990 ARE INCLUDED IN PART II, COLUMN (F). R. STUART - $429,546 J. HUNT - $209,425 S. LEUGERS - $306,723 T. MCVAY - $196,439 J. ARMSTRONG - $178,726

Schedule J (Form 990) (Rev. 1-2025)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE O
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
Attach to Form 990 or 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public
Inspection

Name of the organization

ONPOINT COMMUNITY CREDIT UNION

Employer identification number

93-0257765

Return Reference	Explanation
FORM 990, PART VI, SECTION A, LINE 6	ONPOINT COMMUNITY CREDIT UNION IS A NATURAL PERSON CREDIT UNION, OWNED BY ITS MEMBERS. AT 12/31/24, THERE WERE 594,521 MEMBERS IN THE CREDIT UNION.
FORM 990, PART VI, SECTION A, LINE 7A	THE MEMBERS OF THE CREDIT UNION ELECT THE BOARD OF DIRECTORS FROM A SLATE OF CANDIDATES PUT FORTH BY THE NOMINATING COMMITTEE PRIOR TO THE ANNUAL MEETING. BOARD POSITIONS HAVE STAGGERED RENEWAL DATES IN THREE YEAR TERMS.
FORM 990, PART VI, SECTION A, LINE 7B	MEMBERS OF THE CREDIT UNION HAVE THE RIGHT TO APPROVE THE GOVERNING BODY'S ELECTION AND REMOVAL OF MEMBERS OF THE GOVERNING BODY, AS WELL AS OTHER MATTERS THAT ARE SUBJECT TO THE APPROVAL OF MEMBERS OF THE CREDIT UNION AS THEY OCCUR.
FORM 990, PART VI, SECTION B, LINE 11B	INFORMATION FOR THE COMPLETION OF FORM 990 WAS GATHERED BY THE CREDIT UNION'S ACCOUNTING DEPARTMENT. AN OUTSIDE ACCOUNTING FIRM PREPARED THE TAX RETURN AND IT WAS PROVIDED TO THE BOARD OF DIRECTORS PRIOR TO FILING.
FORM 990, PART VI, SECTION B, LINE 12C	MONITORING OF THE CONFLICT OF INTEREST POLICY IS CONDUCTED THROUGH AN ANNUAL POLICY REVIEW. STAFF MEMBERS ARE REQUIRED EACH YEAR TO REVIEW, READ AND SIGN THE CONFLICT OF INTEREST POLICY. THE BOARD OF DIRECTORS ANNUALLY ADOPTS THE BOARD GOVERNANCE MANUAL, WHICH INCLUDES A CONFLICT OF INTEREST POLICY. AT THE POINT OF A POTENTIAL CONFLICT FOR A BOARD MEMBER, A PEER REVIEW IS CONDUCTED. ENFORCEMENT OF THE CONFLICT OF INTEREST POLICY FOR BOARD MEMBERS AND STAFF IS BASED ON A REVIEW OF POTENTIAL CONFLICTS AND, IF A CONFLICT EXISTS, MEDIATION OCCURS.
FORM 990, PART VI, SECTION B, LINE 15A	THE BOARD OF DIRECTORS CONTROLS ALL COMPENSATION OR BENEFIT CHANGES THAT WOULD AFFECT THE PRESIDENT/CEO. ALL CHANGES TO THE PRESIDENT/CEO'S COMPENSATION AND BENEFITS ARE GOVERNED BY AN EMPLOYMENT CONTRACT AND ANY AMENDMENTS TO THE CONTRACT. THE COMPENSATION COMMITTEE REVIEWS THE PRESIDENT/CEO'S COMPENSATION PACKAGE EACH YEAR. THE SALARY SCHEDULE AND BENEFITS PROGRAM FOR THE PRESIDENT/CEO IS TIED TO GEOGRAPHIC STUDIES OF SALARIES AND BENEFITS PERFORMED BY PROFESSIONAL ORGANIZATIONS WITH EXPERTISE IN THE AREA OF COMPENSATION. THESE INCLUDED THE PEARL MEYER 2024 TOP CEO TOTAL COMPENSATION SURVEY REPORT AND A 2024 CEO COMPENSATION STUDY PROVIDED BY WILLIS-TOWERS WATSON.
FORM 990, PART VI, SECTION C, LINE 19	THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON WRITTEN REQUEST.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990) (Rev. 1-2025)

Additional Data

Software ID:
Software Version:

- TIN:

SCHEDULE R
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

ONPOINT COMMUNITY CREDIT UNION

Employer identification number

93-0257765

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) ONPOINT SERVICE GROUP LLC 2701 NW VAUGHN ST STE 800 PORTLAND,OR97210	INACTIVE	OR	0	0	ONPOINT COMMUNITY CREDIT UNION

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) (Rev. 1-2025)

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No

Schedule R (Form 990) (Rev. 1-2025)

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

o Sharing of paid employees with related organization(s) ............................

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) (Rev. 1-2025)

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) (Rev. 1-2025)

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) (Rev. 1-2025)

Additional Data

Software ID:
Software Version: