Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
The Ruth & J O Stone Foundation
 
% Foundation Source
Number and street (or P.O. box number if mail is not delivered to street address)Foundation Source 501 Silverside Rd
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
Wilmington, DE198091377
A Employer identification number

82-3471315
B Telephone number (see instructions)

(800) 839-1754
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$46,958,238J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,343
2 Check right arrow.............
3 Interest on savings and temporary cash investments 36,217 36,217  
4 Dividends and interest from securities... 1,241,389 1,241,389  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 77,576
b Gross sales price for all assets on line 6a 5,479,680
7 Capital gain net income (from Part IV, line 2)... 73,086
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
7,323    
12 Total. Add lines 1 through 11........ 1,363,848 1,350,692  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0      
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
314,774 314,774    
17 Interest............... 99 99    
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
40,479 9,179    
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
65,308 1,825   63,483
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 420,660 325,877   63,483
25 Contributions, gifts, grants paid....... 970,069 970,069
26 Total expenses and disbursements. Add lines 24 and 25 1,390,729 325,877   1,033,552
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -26,881
b Net investment income (if negative, enter -0-) 1,024,815
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 1,358,842 2,111,483 2,111,483
3 Accounts receivable right arrow127,458
Less: allowance for doubtful accounts right arrow   133,931 127,458 127,458
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 4,499,396 Click to see attachment
List of Attached Documents:
// Content
4,601,333 		4,023,723
b Investments—corporate stock (attach schedule)....... 33,052,115 Click to see attachment
List of Attached Documents:
// Content
33,653,748 		38,476,286
c Investments—corporate bonds (attach schedule)....... 3,706,523 Click to see attachment
List of Attached Documents:
// Content
2,229,904 		2,219,288
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 42,750,807 42,723,926 46,958,238
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds 42,750,807 42,723,926
29 Total net assets or fund balances (see instructions)..... 42,750,807 42,723,926
30 Total liabilities and net assets/fund balances (see instructions). 42,750,807 42,723,926
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
42,750,807
2
Enter amount from Part I, line 27a .....................
2
-26,881
3
Other increases not included in line 2 (itemize) right arrow
3
 
4
Add lines 1, 2, and 3 ..........................
4
42,723,926
5
Decreases not included in line 2 (itemize) right arrow
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
42,723,926
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a Publicly-traded Securities      
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 5,479,680   5,406,594 73,086
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       73,086
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 73,086
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 14,245
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 14,245
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 14,245
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 21,100
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 21,100
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 6,855
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow6,855 Refundedright arrow 11  
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowDE
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrow  
14
The books are in care ofright arrowFoundation Source Telephone no.right arrow (800) 839-1754

Located atright arrow501 Silverside Road Suite 123WilmingtonDE ZIP+4right arrow198091377
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
Linda R Chamberlain Sec, Treas, Dir
1.0 		0 0 0
Foundation Source 501 Silverside Rd
Wilmington,DE198091377
H Jason Hall Dir, VP
1.0 		0 0 0
Foundation Source 501 Silverside Rd
Wilmington,DE198091377
Timothy K Mariani Dir, Pres
5.0 		0 0 0
Foundation Source 501 Silverside Rd
Wilmington,DE198091377
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
 
Total number of other employees paid over $50,000...................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
Wells Fargo Investment mgmt 314,774
4030 W BOY SCOUT BLVD STE 150
TAMPA,FL33607
Foundation Source Administrative 63,458
55 Walls Drive 3rd Fl
Fairfield,CT06824
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
44,359,216
b
Average of monthly cash balances.......................
1b
1,396,537
c
Fair market value of all other assets (see instructions)................
1c
127,476
d
Total (add lines 1a, b, and c).........................
1d
45,883,229
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
 
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
45,883,229
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
688,248
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
45,194,981
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
2,259,749
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
2,259,749
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
14,245
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
14,245
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
2,245,504
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
2,245,504
6
Deduction from distributable amount (see instructions).................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
2,245,504
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
1,033,552
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
1,033,552
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 2,245,504
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only.......  
b Total for prior years:20 , 20, 20  
3 Excess distributions carryover, if any, to 2024:
a From 2019......  
b From 2020......  
c From 2021......  
d From 2022......  
e From 2023...... 538,110
f Total of lines 3a through e ........ 538,110
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 1,033,552
a Applied to 2023, but not more than line 2a  
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		 
c Treated as distributions out of corpus (Election
required—see instructions)........ 		 
d Applied to 2024 distributable amount..... 1,033,552
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2024. 538,110 538,110
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		 
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		 
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		 
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		673,842
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		 
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		 
10 Analysis of line 9:
a Excess from 2020....  
b Excess from 2021....  
c Excess from 2022....  
d Excess from 2023....  
e Excess from 2024....  
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
NONE
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ALZHEIMERS DISEASE AND RELATED DISORDERS ASSOCIATI

14010 ROOSEVELT BLVD STE 709
CLEARWATER,FL33762 		N/A PC Charitable Event 25,000

C Sweeney

11601 108th Place
Largo,FL33778 		none I Hardship Assistance Grant 6,500

CHARITY WORKS INC

1346 S FORT HARRISON AVE STE 101
CLEARWATER,FL33756 		N/A PC Disaster Relief fund 20,000

CHARITY WORKS INC

1346 S FORT HARRISON AVE STE 101
CLEARWATER,FL33756 		N/A PC Charitable Event 10,000

CHARITY WORKS INC

1346 S FORT HARRISON AVE STE 101
CLEARWATER,FL33756 		N/A PC Charitable Event 5,000

CLEARWATER HISTORICAL SOCIETY INC

PO BOX 175
CLEARWATER,FL33757 		N/A PC Charitable Event 10,000

CLEARWATER MARINE AQUARIUM INC

249 WINDWARD PASSAGE
CLEARWATER,FL33767 		N/A PC Charitable Event 10,000

COMMUNITY DENTAL CLINIC INC

1008 WOODLAWN ST
CLEARWATER,FL33756 		N/A PC Endowment fund 468,569

COMMUNITY DENTAL CLINIC INC

1008 WOODLAWN ST
CLEARWATER,FL33756 		N/A PC Charitable Event 10,000

DUNEDIN FINE ARTS CULTURAL CENTER INC

1143 MICHIGAN BLVD
DUNEDIN,FL34698 		N/A PC Charitable Event 25,000

FIRST PRIORITY OF TAMPA BAY

PO BOX 10731
TAMPA,FL33679 		N/A PC for students attending public schools located in Pinellas County, Florida 5,000

FLORIDA ORCHESTRA INC

244 2ND AVE N STE 420
ST PETERSBURG,FL33701 		N/A PC Charitable Event 50,000

FLORIDA WILDLIFE CORRIDOR FOUNDATION INC

2606 FAIRFIELD AVE S BLDG 7
ST PETERSBURG,FL33712 		N/A PC Charitable Event 35,000

HOPE VILLAGES OF AMERICA INC

503 S MARTIN LUTHER KING JR AVE
CLEARWATER,FL33756 		N/A PC General & Unrestricted 150,000

MORTON PLANT MEASE HEALTH CARE FOUNDATION INC

2536 COUNTRYSIDE BLVD STE 600
CLEARWATER,FL33763 		N/A SO I Charitable Event 10,000

SOCIETY FOR THE PREVENTION OF CRUELTY TO ANIMALS T

9099 130TH AVE
LARGO,FL33773 		N/A PC Charitable Event 15,000

SPECIAL OPERATIONS WARRIOR FOUNDATION

PO BOX 89367
TAMPA,FL33689 		N/A PC Charitable Event 20,000

THE ARC TAMPA BAY FOUNDATION INC

1501 N BELCHER RD STE 244
CLEARWATER,FL33765 		N/A PC Charitable Event 20,000

THE SALVATION ARMY

1625 N BELCHER RD
CLEARWATER,FL33765 		N/A PC General & Unrestricted 50,000

THE SALVATION ARMY

1625 N BELCHER RD
CLEARWATER,FL33765 		N/A PC Charitable Event 25,000
Total .................................right arrow 3a 970,069
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 36,217  
4 Dividends and interest from securities ....     14 1,241,389  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 77,576  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aFederal Tax Refund 		    01 7,323  
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   1,362,505  
13Total. Add line 12, columns (b), (d), and (e)..................
13
1,362,505
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

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TY 2024 DepreciationSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Description of Property Date Acquired Cost or Other Basis Prior Years' Depreciation Computation Method Rate /
Life (# of years)		 Current Year's Depreciation Expense Net Investment Income Adjusted Net Income Cost of Goods Sold Not Included

TY 2024 InvestmentsCorpBondsSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Name of Bond End of Year Book Value End of Year Fair Market Value
BANKUNITED INC - 5.130% - 06/1 49,254 47,964
BARCLAY'S PLC NOTE - 4.836% - 196,514 196,453
BOEING CO - 5.040% - 05/01/202 100,708 100,240
CONAGRA BRANDS INC SR NOTE - 4 123,920 124,247
CONAGRA BRANDS SR - 5.300% - 1 99,829 101,012
DCP MIDSTREAM OPERATING PL - 5 130,761 131,163
EDISON INTL - 4.125% - 03/15/2 48,611 48,496
EDISON INTL NOTE - 4.950% - 04 98,653 99,918
ENERGY TRANSFER PARTNERS DTD - 97,877 99,806
FEDL NATL MTG ASSN MTG - 5.500 1,958 1,992
FNMA LONG 30 - 4.000% - 04/01/ 21,030 21,167
FORD MOTOR CREDIT - 6.050% - 0 100,000 97,750
FORD MOTOR CREDIT CO MED TERM 94,387 98,429
GENERAL MOT FIN CO INC NOTE M/ 97,199 99,685
GOLDMAN SACHS - 5.350% - 04/30 200,486 200,025
GOVT NATL MTG ASSN SER - 5.250 11,422 11,568
RYDER - 4.625% - 06/01/2025 99,239 99,847
TOYOTA MOTOR CREDIT CORP - 5.4 120,907 121,848
UNIFORM MBS - 4.000% - 01/01/2 132,186 128,709
UNIFORM MBS POOL #FM3098 - 3.5 922 857
UNIFORM MBS POOL #MA4084 4.000 12,621 10,906
UNIFORM MBS POOL #MA4528 - 4.0 26,217 23,875
UNIFORM MBS POOL #SD8004 3.000 17,833 14,658
UNIFORM MBS POOL #SD8086 4.000 21,212 18,351
UNIFORM MBS POOL - 3.000% - 02 31,472 25,949
UNIFORM MBS POOL - 3.000% - 04 17,463 17,400
UNIFORM MBS POOL - 3.500% - 12 28,179 27,585
UNIFORM MBS POOL - 3.500% - 12 18,568 18,523
VERISIGN INC NOTE - 5.250% - 0 99,857 99,978
WILLIAMS COS INC - 5.400% - 03 130,619 130,887

TY 2024 InvestmentsCorpStockSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Name of Stock End of Year Book Value End of Year Fair Market Value
ABB LTD 1,797 24,599
ABBOTT LABS 147,263 143,876
ABBVIE INC 51,016 60,773
ACCENTURE PLC 240,876 274,396
ACUSHNET HOLDINGS CORP 19,194 32,128
ADIDAS AG 6,745 8,524
ADOBE SYSTEMS, INC 36,725 37,798
AFLAC INC 136,909 197,570
AGCO CP 22,779 19,724
AGREE REALTY CORP 24,999 25,996
AIA GROUP LTD ADR 20,467 13,661
AIR LEASE CORP 6,739 6,605
AIRBNB 38,738 37,320
AIRBUS GROUP 32,677 43,221
ALCON INC 35,893 42,615
ALLIANT CORP 16,481 18,333
ALLIANZ FI SHARES SER C 2,500,919 2,133,495
ALLIANZ FI SHARES SER M 2,530,196 2,126,553
ALPHABET INC CL A 66,907 76,099
AMADEUS IT HLDS SA 19,023 21,444
AMAZON COM 203,194 308,901
AMDOCS LIMITED 21,411 23,499
AMERICAN TOWER REIT INC 74,907 54,289
AMGEN INC 119,750 136,054
AMKOR TECHNOLOGY, INC 25,151 18,086
ANALOG DEVICES INC 162,437 207,573
ANHEUSER BUSCH COS INC 15,013 11,766
APPLE INC 629,360 806,603
ASHTEAD GROUP PLC 10,605 8,069
ASML HOLDING NV NY REG SHS 63,766 76,932
ASSURED GUARANTY LTD 11,307 23,583
ASTRAZENECA 53,142 54,316
AUTOMATIC DATA PROCESSING INC 147,084 182,371
AVERY DENNISON CORP 19,625 20,023
AXA ADS 27,039 33,623
B&M EUROPEAN VALUE RETAIL SA A 4,416 2,595
BAE SYSTEMS PLC 12,499 11,375
BARCLAYS PLC ADR 29,851 31,178
BEIGENE LTD 4,352 4,618
BHP BILLITON LIMITED 4,207 3,516
BLACKROCK INC 136,986 175,294
BOSTON PPTYS INC 10,970 12,790
BP PLC SPONSORED ADR 10,046 8,040
BRITISH AMERICAN TOBACCO PLC 7,582 6,864
BROADCOM INC 192,128 273,803
BRUNSWICK CORP 26,805 20,956
CALRSBERG AS SP ADR REP B 10,795 6,884
CAMDEN PPTY TR 18,007 15,781
CANADIAN NATL RAILWAY CO 14,526 12,587
CAP GEMINI SA UNSP/ADR 17,602 15,191
CARLISLE COS INC 56,194 44,630
CHEVRON CORP 185,932 182,498
CHUBB LIMITED 141,445 179,871
CHUGAI PHARMACEUTICAL CO., LTD 7,047 6,546
CISCO SYSTEMS INC 107,910 127,813
CME GROUP, INC 31,522 37,853
COCA COLA EUROPEAN PARTNERS PL 24,254 30,186
COLGATE-PALMOLIVE COMPANY 58,221 66,819
COMCAST CORP 151,982 114,954
COMFORT SYSTEMS USA INC 3,325 16,538
CONCENTRA GROUP HOLDINGS 7,871 12,481
CONMED CORPORATION 20,627 11,772
COSTCO WHOLESALE CORPORATION 79,894 152,101
COUSINS PROPERTIES INC 14,041 17,618
CRANE CO 8,332 15,782
CULLEN FROST BANKERS INC 26,261 31,549
DAIICHI SANKYO CO LTD SPONSORE 15,901 14,737
DAIKIN INDS LTD ADR 9,880 7,502
DBS GROUP HLDGS SPON ADR 10,745 17,541
DEUTSCHE BANK AG 8,440 9,105
DEUTSCHE BOERSE ADR 19,596 25,058
DEUTSCHE POST AG 23,351 19,439
DEUTSCHE TELE AG ADS 29,714 41,133
DIAMONDBACK ENERGY INC 3,824 4,423
DNB BANK ASA 8,348 8,657
DONALDSON CO. INC 10,092 11,382
DSV UNSP ADR EACH REPR 0.5 ORD 10,156 13,063
DUKE ENERGY CO 29,161 31,137
EAST WEST BANCORP, INC 25,214 39,070
EASTGROUP PROPERTIES INC 15,752 15,407
EATON CORP PLC 34,404 73,675
ELI LILLY & CO 32,458 57,900
EMERSON ELECTRIC CO 82,738 112,405
ENERGIZER HOLDINGS INC 7,554 6,524
ENGIE 10,069 11,392
EOG RESOURCES INC 18,850 21,206
EPIROC AB 17,601 15,815
EQUINIX, INC 54,516 70,717
EQUITABLE HOLDINGS INC 26,253 30,991
ESSENTIAL PROPERTIES REALTY TR 15,601 19,706
ESSILOR INTL ADR 14,487 21,600
EVOLUTION GAMING GROUP AB ADR 5,240 4,457
F&G ANNUITIES & LIFE INC 703 1,492
FEDERAL AGRICULTURAL MORTGAGE 12,578 23,240
FERRARI NV 6,741 6,797
FIDELITY NATIONAL FINANCIAL IN 20,026 26,330
FOUR CORNERS PROPERTY TRUST IN 12,590 12,593
FUJITSU LTD ADR OTC 6,701 7,814
GEN DYNAMICS CP 120,370 128,583
GENERAL ELECTRIC CO 74,352 73,554
GENMAB A/S SPON 10,512 6,511
GENUINE PARTS COMPANY 13,668 11,442
GIVAUDAN SA UNSP/ADR 13,252 14,019
GOLDMAN SACHS GROUP 19,096 29,204
GRAINGER W W INC 105,115 200,270
GROUPE DANONE ADS 6,551 7,431
HAMILTON LANE INC 10,569 21,467
HERMES INTL 10 ADR 6,081 11,473
HF SINCLAIR CORPORATION 14,032 11,531
HITACHI LTD 28,464 40,953
HONG KONG EX&CL UNSP/ADR 6,897 8,369
HOYA CORP SPONS ADR 5,388 5,332
HUBBELL INCORPORATED 10,732 24,296
HUNTINGTON INGALLS INDUSTRIES 6,791 6,425
HUNTSMAN CORP 13,261 8,889
HYATT HOTELS CORP 20,288 21,663
IBERDROLA ADR 6,263 7,444
ICON PLC - AMERICAN DEPOSITARY 17,040 16,567
IDACORP INC HLDG CO 15,988 16,283
ILLINOIS TOOL WORKS 132,852 153,911
IMPERIAL BRANDS PL 7,006 9,295
INDUSTRIA DE DISENO 8,028 17,321
INGREDION INC 19,387 29,988
INT'L FLAVORS & FRAGRANCES INC 22,753 19,616
INTERCONTINENTAL EXCHANGE, INC 15,395 20,563
INTERPUBLIC GROUP OF COS 11,868 9,807
INTUIT 53,747 67,250
INTUITIVE SURGICAL 42,142 76,206
INVESCO BALANCED-RISK COMMODIT 1,308,155 1,191,727
INVESCO OPPENHEIMER DEVELOPING 820,999 783,759
INVESCO QQQ TRUST 2,109,133 2,985,584
ISHARES MSCI USA QUALITY FACTO 1,443,546 1,904,388
ITOCHU CORP ADR OTC 16,315 19,416
JEFFERIES GROUP INC 17,549 36,378
JOHNSON & JOHNSON 183,649 163,131
JP MORGAN CHASE 185,948 286,933
KEURIG DR PEPPER INC 24,642 22,420
KEYENCE CORPORATION,FIRST SECT 14,880 13,373
KINSALE CAPITAL GROUP INC 2,635 5,116
KON KPN NV SPON ADR REP 1 ORD 7,728 7,934
KROGER CO 15,238 19,874
L'AIR LIQUIDE ADR OTC 8,034 9,578
L'OREAL ADR 35,464 30,558
L3HARRIS TECHNOLOGIES 115,353 112,920
LCI INDUSTRIES 24,351 20,368
LEIDOS HOLDINGS INC 16,278 24,778
LINCOLN ELECTRIC HOLDING INC 12,944 18,185
LINDE PLC COM 120,579 173,329
LITTELFUSE, INC 18,001 17,438
LKQ CORPORATION 18,223 15,656
LOCKHEED MARTIN CORP 12,103 13,120
LONDON STK EXCHANGE GROUP 21,082 26,803
LOWES COMPANIES INC 260,960 308,994
LVMH MOET HENN UNSP 68,307 63,385
MAGNOLIA OIL + GAS CORPORATION 10,575 11,409
MARSH AND MCLENNAN COMPANIES I 49,975 61,599
MARUBENI CORP ADR CNV INTO 10 9,088 7,366
MCDONALD'S CORP 122,156 140,597
MEDTRONIC PLC 12,680 12,142
MERCK & CO INC 39,317 40,190
META PLATFORMS INC 94,446 227,178
MICROSOFT CORP 647,109 899,481
MKS INSTRUMENTS, INC 31,180 27,977
MONDELEZ INTERNATIONAL INC 19,588 19,054
MONSTER BEVERAGE CORP 45,167 52,350
MSA SAFETY INCORPORATED 16,585 19,892
MTU AERO ENGINES 5,656 9,609
MUENCHENER RUECKVERS 10,795 10,451
NATIONAL GRID TRANSCO PLC 8,648 7,725
NATWEST GROUP ADR REPRESENTING 10,569 12,967
NESTLE S.A 65,913 46,406
NETEASE.COM INC COM STK 4,266 3,568
NETFLIX INC 46,803 146,176
NEXTERA ENERGY, INC 182,462 170,264
NIKE INC-CL B 178,313 118,197
NISOURCE INC 17,726 23,894
NOMURA RESEARCH INST LTD 10,791 11,311
NORDEA BANK ABP 15,499 14,037
NORDSON CP 17,005 16,111
NOTORI HOLDINGS 6,573 4,653
NOVARTIS AG ADR 25,803 29,680
NOVO NORDISK A S 33,019 42,408
NRG ENERGY 7,742 9,293
NVENT ELECTRIC PLC 10,156 23,992
NVIDIA CORP 44,913 357,480
ORIX CORP ADS 11,673 13,810
OWENS CORNING 14,448 12,944
PACKAGING CORP AMER 18,481 29,267
PALO ALTO NETWORKS INC 37,709 81,882
PAYCHEX 112,996 145,969
PAYPAL HOLDINGS, INC 97,408 71,438
PEPSICO INC 122,150 109,939
PERMIAN RESOURCES CORP CLASS A 15,635 16,019
PHILIP MORRIS INTL 22,965 28,042
PHILLIPS 66 138,447 150,274
PPG INDUSTRIES INC 56,799 45,152
PRINCIPAL REAL ESTATE FUND INS 1,307,112 1,270,372
PROCTER GAMBLE CO 111,648 130,096
QUALCOMM INC 27,223 29,034
QUEST DIAGNOSTICS 21,894 23,534
RAYMOND JAMES FINANCIAL INC 16,024 24,387
RAYTHEON TECHNOLOGIES CORP 42,250 52,768
RECRUIT HOLDINGS CO 9,092 14,557
REGENCY CENTERS CORP 6,817 8,502
RELIANCE STL & ALMN 13,636 12,386
RELX PLC 13,750 18,213
RIO TINTO PLC SPONSORED ADR 20,032 18,290
ROLLS ROYCE GRP PLC S/ADR 11,275 17,672
RPM INTERNATIONAL INC 28,428 43,071
S&P GLOBAL INC COM 143,695 193,734
SAFRAN SA - UNSPON ADR 17,613 31,120
SALESFORCE.COM 76,934 109,660
SANOFI-AVENTIS SPONSORED ADR 18,239 17,122
SAP AKTIENGESELL ADS 45,556 85,435
SCHNEIDER ELEC UNSP/ADR 11,969 17,870
SELECT MEDICAL 10,783 12,780
SERVISFIRST BANCSHARES INC 21,728 27,117
SHERWIN-WILLIAMS CO 42,206 58,808
SHIN-ETSU CHEMICAL C 8,897 10,094
SHOPIFY INC 1,941 7,124
SIEMENS AG 11,687 16,726
SIKA AG BEARER SHS 13,164 11,583
SMC CORP 14,009 9,889
SNAP ON INC 30,274 41,756
SPOTIFY TECHNOLOGY SA 3,668 3,579
STARBUCKS CORP COM 145,566 142,076
STERIS PLC 21,857 21,789
STRAUMANN HLDG 5,628 5,540
STRYKER CORPORATION 35,095 56,528
SUMITOMO MITSUI FINCL GRP 12,947 27,009
SUZUKI MOTOR CORP UNSP ADR 8,433 8,150
TAIWAN SEMICONDUCTOR MFG CO LT 77,935 101,707
TARGA RESOURCES CORP 10,024 31,952
TARGET CORPORATION 175,893 133,287
TC ENERGY CORPORATION 17,120 26,429
TDK CORP 7,354 12,442
TENCENT HOLDINGS LIMITED 13,320 10,796
TERRENO RLTY CORPCOM 15,435 12,715
TERUMO CORP 4,724 4,875
TESLA MOTORS INC 34,724 74,307
TFI INTERNATIONAL 6,853 9,862
THERMO FISHER SCIENTIFIC INC 63,679 70,751
TIMKEN CO COM 15,325 15,987
TJX COMPANIES INC 21,451 36,001
TOKYO ELECTRON LTD 30,723 28,611
TOTALENERGIES SE 41,133 38,750
UBER 28,167 50,910
UNICHARM CORP - SPN ADR 5,493 3,159
UNICREDIT SPA 13,249 14,505
UNILEVER PLC AMER 25,925 28,293
UNION PACIFIC 55,036 54,730
UNITEDHEALTH GROUP INC 224,585 223,084
VANGUARD MID-CAP ETF 2,422,478 2,918,637
VANGUARD S&P 500 ETF 2,466,707 3,804,000
VEOLIA ENVIRONN ADS 16,621 15,090
VINCI SA ADR 19,046 19,892
VISA INC 134,215 194,681
WAL-MART STORES INC 53,352 102,457
WD-40 COMPANY 2,886 4,126
WEC ENERGY GROUP, INC 94,674 94,698
WFA CORE BOND FD INST 5,201,309 5,062,356
WILLIAMS COS 15,353 28,846
WILLIAMS SONOMA INC 14,588 41,110
WINTRUST FINANCIAL CORPORATION 23,184 29,307
WORKDAY INC 63,146 68,894
ZOETIS INC 172,710 154,458

TY 2024 InvestmentsGovtObligationsSch
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
US Government Securities - End of Year Book Value:

4,601,333
US Government Securities - End of Year Fair Market Value:

4,023,723
State & Local Government Securities - End of Year Book Value:


 
State & Local Government Securities - End of Year Fair Market Value:


 


TY 2024 OtherExpensesSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Administrative Fees 63,458     63,458
Bank Charges 1,825 1,825    
State or Local Filing Fees 25     25


TY 2024 OtherIncomeSchedule2
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
Federal Tax Refund 7,323    


TY 2024 OtherProfessionalFeesSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Investment Management Services 314,774 314,774    


TY 2024 TaxesSchedule
Name:
The Ruth & J O Stone Foundation
EIN:
82-3471315
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
990-PF Estimated Tax for 2024 8,400      
990-PF Extension for 2023 22,900      
Foreign Tax Paid 9,179 9,179