Attach to Form 990 or Form 990-EZ.
Go to
www.irs.gov/Form990 for instructions and the latest information.
| (i) Name of supported organization | (ii) EIN | (iii) Type of organization (described on lines 1- 10 above (see instructions)) | (iv) Is the organization listed in your governing document? | (v) Amount of monetary support (see instructions) | (vi) Amount of other support (see instructions) | |
|---|---|---|---|---|---|---|
| Yes | No | |||||
|
Total |
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Calendar year
(or fiscal year beginning in)
![]() |
(a) 2020 | (b) 2021 | (c) 2022 | (d) 2023 | (e) 2024 | (f) Total | |
|---|---|---|---|---|---|---|---|
| 1 | Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grant.") .. | ||||||
| 2 | Tax revenues levied for the organization's benefit and either paid to or expended on its behalf .... | ||||||
| 3 | The value of services or facilities furnished by a governmental unit to the organization without charge.. | ||||||
| 4 | Total. Add lines 1 through 3 | ||||||
| 5 | The portion of total contributions by each person (other than a governmental unit or publicly supported organization) included on line 1 that exceeds 2% of the amount shown on line 11, column (f) .. | ||||||
| 6 | Public support. Subtract line 5 from line 4. | ||||||
Calendar year
(or fiscal year beginning in)
![]() |
(a) 2020 | (b) 2021 | (c) 2022 | (d) 2023 | (e) 2024 | (f) Total | |
|---|---|---|---|---|---|---|---|
| 7 | Amounts from line 4.. | ||||||
| 8 | Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources... | ||||||
| 9 | Net income from unrelated business activities, whether or not the business is regularly carried on.. | ||||||
| 10 | Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.).. | ||||||
| 11 | Total support. Add lines 7 through 10 | ||||||
Calendar year (or fiscal
year beginning in) ![]() |
(a) 2020 | (b) 2021 | (c) 2022 | (d) 2023 | (e) 2024 | (f) Total | |
|---|---|---|---|---|---|---|---|
| 1 | Gifts, grants, contributions, and membership fees received. (Do not include any "unusual grants.") . | 3,343 | 26,315 | 79,187 | 108,845 | ||
| 2 | Gross receipts from admissions, merchandise sold or services performed, or facilities furnished in any activity that is related to the organization's tax-exempt purpose | 475 | 997 | 1,472 | |||
| 3 | Gross receipts from activities that are not an unrelated trade or business under section 513 ..... | 0 | |||||
| 4 | Tax revenues levied for the organization's benefit and either paid to or expended on its behalf... | 0 | |||||
| 5 | The value of services or facilities furnished by a governmental unit to the organization without charge | 0 | |||||
| 6 | Total. Add lines 1 through 5 | 3,343 | 26,790 | 80,184 | 110,317 | ||
| 7a | Amounts included on lines 1, 2, and 3 received from disqualified persons | 0 | |||||
| b | Amounts included on lines 2 and 3 received from other than disqualified persons that exceed the greater of $5,000 or 1% of the amount on line 13 for the year. | 0 | |||||
| c | Add lines 7a and 7b.. | ||||||
| 8 | Public support. (Subtract line 7c from line 6.) | 110,317 | |||||
Calendar year
(or fiscal year beginning in)
![]() |
(a) 2020 | (b) 2021 | (c) 2022 | (d) 2023 | (e) 2024 | (f) Total | |
|---|---|---|---|---|---|---|---|
| 9 | Amounts from line 6... | 3,343 | 26,790 | 80,184 | 110,317 | ||
| 10a | Gross income from interest, dividends, payments received on securities loans, rents, royalties and income from similar sources.. | 0 | |||||
| b | Unrelated business taxable income (less section 511 taxes) from businesses acquired after June 30, 1975. | 0 | |||||
| c | Add lines 10a and 10b. | ||||||
| 11 | Net income from unrelated business activities not included on line 10b, whether or not the business is regularly carried on. | 0 | |||||
| 12 | Other income. Do not include gain or loss from the sale of capital assets (Explain in Part VI.) .. | 617 | 617 | ||||
| 13 | Total support. (Add lines 9, 10c, 11, and 12.).. | 3,343 | 26,790 | 80,801 | 110,934 | ||
| Section A - Adjusted Net Income | (A) Prior Year |
(B) Current Year (optional) |
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| 1 | Net short-term capital gain | 1 | ||||
| 2 | Recoveries of prior-year distributions | 2 | ||||
| 3 | Other gross income (see instructions) | 3 | ||||
| 4 | Add lines 1 through 3 | 4 | ||||
| 5 | Depreciation and depletion | 5 | ||||
| 6 | Portion of operating expenses paid or incurred for production or collection of gross income or for management, conservation, or maintenance of property held for production of income (see instructions) | 6 | ||||
| 7 | Other expenses (see instructions) | 7 | ||||
| 8 | Adjusted Net Income (subtract lines 5, 6 and 7 from line 4) | 8 | ||||
| Section B - Minimum Asset Amount | (A) Prior Year |
(B) Current Year (optional) |
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| 1 | Aggregate fair market value of all non-exempt-use assets (see instructions for short tax year or assets held for part of year): | 1 | ||||
| a | Average monthly value of securities | 1a | ||||
| b | Average monthly cash balances | 1b | ||||
| c | Fair market value of other non-exempt-use assets | 1c | ||||
| d | Total (add lines 1a, 1b, and 1c) | 1d | ||||
| e |
Discount claimed for blockage or other factors (explain in detail in Part VI): |
|||||
| 2 | Acquisition indebtedness applicable to non-exempt use assets | 2 | ||||
| 3 | Subtract line 2 from line 1d | 3 | ||||
| 4 | Cash deemed held for exempt use. Enter 0.015 of line 3 (for greater amount, see instructions). | 4 | ||||
| 5 | Net value of non-exempt-use assets (subtract line 4 from line 3) | 5 | ||||
| 6 | Multiply line 5 by 0.035 | 6 | ||||
| 7 | Recoveries of prior-year distributions | 7 | ||||
| 8 | Minimum Asset Amount (add line 7 to line 6) | 8 | ||||
| Section C - Distributable Amount | Current Year | |||||
| 1 | Adjusted net income for prior year (from Section A, line 8, Column A) | 1 | ||||
| 2 | Enter 85% of line 1 | 2 | ||||
| 3 | Minimum asset amount for prior year (from Section B, line 8, Column A) | 3 | ||||
| 4 | Enter greater of line 2 or line 3 | 4 | ||||
| 5 | Income tax imposed in prior year | 5 | ||||
| 6 | Distributable Amount. Subtract line 5 from line 4, unless subject to emergency temporary reduction (see instructions) | 6 | ||||
| Section D - Distributions | Current Year | |
|---|---|---|
| 1 Amounts paid to supported organizations to accomplish exempt purposes | 1 | |
|
2
Amounts paid to perform activity that directly furthers exempt purposes of supported organizations, in excess of income from activity |
2 | |
| 3 Administrative expenses paid to accomplish exempt purposes of supported organizations | 3 | |
| 4 Amounts paid to acquire exempt-use assets | 4 | |
| 5 Qualified set-aside amounts (prior IRS approval required - provide details in Part VI) | 5 | |
| 6 Other distributions (describe in Part VI). See instructions | 6 | |
| 7Total annual distributions. Add lines 1 through 6. | 7 | |
|
8
Distributions to attentive supported organizations to which the organization is responsive (provide details in Part VI). See instructions |
8 | |
| 9 Distributable amount for 2024 from Section C, line 6 | 9 | |
| 10 Line 8 amount divided by Line 9 amount | 10 | |
| Section E - Distribution Allocations (see instructions) |
(i) Excess Distributions |
(ii) Underdistributions Pre-2024 |
(iii) Distributable Amount for 2024 |
|
|---|---|---|---|---|
| 1 Distributable amount for 2024 from Section C, line 6 | ||||
|
2
Underdistributions, if any, for years prior to 2024 (reasonable cause required-- explain in Part VI).
See instructions. |
||||
| 3 Excess distributions carryover, if any, to 2024: | ||||
| a From 2019....... | ||||
| b From 2020....... | ||||
| c From 2021....... | ||||
| d From 2022....... | ||||
| e From 2023....... | ||||
| fTotal of lines 3a through e | ||||
| g Applied to underdistributions of prior years | ||||
| h Applied to 2024 distributable amount | ||||
|
i
Carryover from 2019 not applied (see instructions) |
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| j Remainder. Subtract lines 3g, 3h, and 3i from line 3f. | ||||
| 4Distributions for 2024 from Section D, line 7: | ||||
| $ | ||||
| a Applied to underdistributions of prior years | ||||
| b Applied to 2024 distributable amount | ||||
| c Remainder. Subtract lines 4a and 4b from line 4. | ||||
|
5
Remaining underdistributions for years prior to 2024, if any. Subtract lines 3g and 4a from line 2. If the amount is greater than zero, explain in Part VI. See instructions. |
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|
6
Remaining underdistributions for 2024. Subtract lines 3h and 4b from line 1. If the amount is greater than zero, explain in Part VI. See instructions. |
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|
7 Excess distributions carryover to 2025. Add lines 3j and 4c. |
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| 8 Breakdown of line 7: | ||||
| a Excess from 2020..... | ||||
| b Excess from 2021..... | ||||
| c Excess from 2022..... | ||||
| d Excess from 2023..... | ||||
| e Excess from 2024..... | ||||
| Facts And Circumstances Test |
|---|
| Return Reference | Explanation |
|---|
| Software ID: | 24020486 |
| Software Version: | 2024v5.1 |
| Return Reference | Explanation |
|---|---|
| Other Revenue.1 | Credit card cash back reward $617 |
| Other Expenses.1001 | Advertising and Promotion $894 |
| Other Expenses.1002 | Office Expenses $1116 |
| Other Expenses.1012 | Insurance $2000 |
| Other Expenses.1 | Programmatic Expenses $44259 |
| Other Expenses.2 | Professional Development $9072 |
| Other Expenses.3 | Dues & Subscriptions $1046 |
| Other Expenses.4 | Bank & Merchant Fees $804 |
| Other Expenses.6 | Parking $73 |
| Other Expenses.7 | Charitable Contributions $52 |
| Other Expenses.8 | Meals & Entertainment $18 |
| Total Liabilities.1006 | Payable to Officers, Directors, Etc. - Beginning $0 Payable to Officers, Directors, Etc. - Ending $4321 |
| Total Liabilities.1 | Credit Card - Beginning $0 Credit Card - Ending $-53 |
| Related Party Activity | Diana B and Company provided in kind transactions during the year to the organization and is owned by Diana Williams who serves as the Executive Director |
| Payable to Officers, Directors, etc. | A loan payable to the Executive Director reflects out-of-pocket expenses personally covered to support the organizations Annual Empowerment Summit: Building a Fearless Foundation. These expenses were related to vendor payments, supplies, and other program-related costs. The loan is documented in the organizations financial records and will be repaid as funding allows. |
| Mission Statement | Fearless Brown Girls empowers girls to achieve financial confidence and independence by providing fun and engaging educational programs, resources, and mentorship in Financial Literacy and Personal Development. |
| Narrative | Fearless Brown Girls is more than a nonprofit. Its a movement transforming the lives of high school girls from communities that have historically lacked access to financial education, mentorship, and personal development opportunities. We exist to close opportunity gaps and help young women lead lives rooted in confidence, mental wellness, and financial resilience. Across Charlotte and beyond, disparities in income, savings, and homeownership reflect systemic barriers that continue to disproportionately affect the communities we serve. In these environments, access to culturally relevant financial education, affirming mentorship, and spaces that prioritize mental wellness is not a luxury its a necessity. Fearless Brown Girls was created to meet that need, helping girls tap into their potential, navigate real-world systems, and lead lives of impact and intention. |
| In 2024, our programs brought this mission to life: | Building a Fearless Foundation (BAFF) is an annual one-day empowerment summit that activates high school girls confidence, authenticity, mental wellness, and financial literacy through interactive keynotes, workshops, and activities. The summit fosters sisterhood, personal growth, and exposure to leadership, entrepreneurship, and community engagement. It sets the tone for a transformative year of programming. Financially Confident Teens Initiative (FinCon Teens) is a culturally sensitive financial literacy program that teaches essential pathways to building wealth, including saving, budgeting, credit, investing, and entrepreneurship. Through real-world application, engaging instruction, and mentorship, participants grow in financial confidence and develop the tools to lead economically empowered lives. We also provide enrichment through the Be Fearless Scholarship and community service initiatives. The scholarship helps ease the financial burden of post-secondary education for seniors who embody our core values. Our Fearless Giving: Period Kit Packing Party addressed period poverty through a partnership with a local organization, bringing together 45 volunteers to assemble and distribute 1,000 care kits to girls at three Title I schools. These efforts reflect our ongoing commitment to personal development, community care, and eliminating barriers that impact girls' well-being and economic mobility. To date, our programs have served 207 girls. After participating in BAFF, 100% of girls felt more confident about the connection between mental health and financial literacy and said they would recommend Fearless Brown Girls to their peers. In FinCon Teens, participants demonstrated measurable growth confidence in planning and making decisions for large expenses (e.g., college, major purchases) rose from 73% to 87%, and 100% of alumni successfully created and managed personal budgets throughout a full semester. The results speak volumes. Our girls reported growth in financial confidence, emotional resilience, and peer connection. Families, volunteers, and community leaders consistently describe our work as life-changing. Not just for individual participants, but for entire communities. This impact is made possible by a growing ecosystem of partners and supporters who believe in our vision. Since 2020, weve raised over $108,000 to fund our mission. In 2024 alone, we saw a 135% increase in revenue, driven by deepened community trust, expanded corporate engagement, and authentic relationships with those we serve. As we prepare to celebrate our fifth anniversary in 2025, we are scaling our work with intention while staying grounded in our definition of fearless: Bold in Action. True to Self. A Force for Change. We are expanding FinCon Teens to include an entrepreneurship-focused track, deepening the integration of mental wellness across all programming, and investing in board development, infrastructure, and youth-centered innovation to sustain and scale our impact. We invite funders, partners, and changemakers to join us. Visit fearlessbrowngirls.org to see how were shaping a generation of bold, brilliant, and financially empowered leaders. The fearless journey is just beginning. |
| Software ID: | 24020486 |
| Software Version: | 2024v5.1 |