TY 2024 Form 990

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)	(C) Position (do not check more than one box, unless person is both an officer and a director/trustee)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)
(1) Drew Denning...................................................................... BOD - Treasurer	4.0 .................	X		18,400	0
(2) Fred Mims...................................................................... BOD - Chairperson	13.0 .................	X		25,998	0
(3) Kevin Kieth...................................................................... Board of Directors	0.5 .................	X		7,467	0
(4) Laurel Day...................................................................... BOD - Secretary	2.0 .................	X		20,995	0
(5) Lynsey Engels...................................................................... BOD - Vice Chariperson	10.0 .................	X		19,780	0
(6) Mark Rolinger...................................................................... BOD - Credit Committee Chairperson	2.0 .................	X		23,694	0
(7) MJ Dolan...................................................................... BOD - Audit Risk Managment Committee Chairperson	3.0 .................	X		20,429	0
(8) Richard Noble...................................................................... Board of Directors	2.0 .................	X		19,113	0
(9) Tiffany O'Donnell...................................................................... BOD - Director	2.0 .................	X		18,400	0
(10) Christopher Pech...................................................................... Chief Legal Officer	50.0 .................		X	321,351	30,500
(11) Heather Stumpf...................................................................... Chief Financial Officer	50.0 .................		X	311,414	5,122
(12) James Kelly...................................................................... Chief Growth Officer	50.0 .................		X	394,941	28,924
(13) Jennifer Bleil...................................................................... Chief People Officer	50.0 .................		X	192,980	14,537
(14) Katherine Courtney...................................................................... Chief Experience & Operating Officer	50.0 .................		X	626,990	43,930
(15) Ryan Doehrmann...................................................................... Chief Consumer Officer	50.0 .................		X	380,124	10,935
(16) Samantha McSorley...................................................................... Chief Commerical & Wealth Officer	50.0 .................		X	422,916	6,000
(17) Scott Taylor...................................................................... Chief Information Officer	50.0 .................		X	337,498	30,500

(A) Name and business address	(B) Description of services	(C) Compensation
Conlon Construction 1100 Rockdale Rd Dubuque,IA52004	Construction	6,493,894
RSM US LLP 331 W 3rd S Ste 200 Davenport,IA52801	Technology Support	4,520,183
Xactus 370 Reed Road Suite 100 Boomall,PA19008	Credit Reporting	4,219,954
Q2 Software Inc 10355 Pecan Park Blvd Suite 100 Austin,TX78729	Technology Support	3,896,661
Amperage 5711 Chancellor Dr Cedar Falls,IA50613	Marketing	3,289,500
2 Total number of independent contractors (including but not limited to those listed above) who received more than $100,000 of compensation from the organization 118

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SCHEDULE D
(Form 990)

Department of the Treasury
Internal Revenue Service

Supplemental Financial Statements

Complete if the organization answered "Yes," on Form 990,
Part IV, line 6, 7, 8, 9, 10, 11a, 11b, 11c, 11d, 11e, 11f, 12a, or 12b.
right arrow

Attach to Form 990.
right arrow

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

GreenState Credit Union

Employer identification number

42-0804594

Part I

Organizations Maintaining Donor Advised Funds or Other Similar Funds or Accounts. Complete if the organization answered "Yes" on Form 990, Part IV, line 6.

		(a) Donor advised funds	(b) Funds and other accounts
1	Total number at end of year .........
2	Aggregate value of contributions to (during year)
3	Aggregate value of grants from (during year)
4	Aggregate value at end of year ........

Did the organization inform all donors and donor advisors in writing that the assets held in donor advised funds are the organization’s property, subject to the organization’s exclusive legal control? ............

Yes No

Did the organization inform all grantees, donors, and donor advisors in writing that grant funds can be used only for charitable purposes and not for the benefit of the donor or donor advisor, or for any other purpose conferring impermissible private benefit? ...................................

Yes No

Part II

Conservation Easements.
Complete if the organization answered "Yes" on Form 990, Part IV, line 7.

Purpose(s) of conservation easements held by the organization (check all that apply).

Preservation of land for public use (e.g., recreation or education) Preservation of an historically important land area

Protection of natural habitat Preservation of a certified historic structure

Preservation of open space

Complete lines 2a through 2d if the organization held a qualified conservation contribution in the form of a conservation easement on the last day of the tax year.


a	Total number of conservation easements ......................	2a
b	Total acreage restricted by conservation easements ....................	2b
c	Number of conservation easements on a certified historic structure included in (a) .....	2c
d	Number of conservation easements included in (c) acquired after July 25, 2006, and not on a historic structure listed in the National Register ...	2d

Number of conservation easements modified, transferred, released, extinguished, or terminated by the organization during the
tax year right arrow

Number of states where property subject to conservation easement is located right arrow

Does the organization have a written policy regarding the periodic monitoring, inspection, handling of violations, and enforcement of the conservation easements it holds? ............

Yes No

Staff and volunteer hours devoted to monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Amount of expenses incurred in monitoring, inspecting, handling of violations, and enforcing conservation easements during the year
right arrow

Does each conservation easement reported on line 2(d) above satisfy the requirements of section 170(h)(4)(B)(i) and section 170(h)(4)(B)(ii)? .............................

Yes No

In Part XIII, describe how the organization reports conservation easements in its revenue and expense statement, and
balance sheet, and include, if applicable, the text of the footnote to the organization’s financial statements that describes
the organization’s accounting for conservation easements.

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets.
Complete if the organization answered "Yes" on Form 990, Part IV, line 8.

If the organization elected, as permitted under FASB ASC 958, not to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide, in Part XIII, the text of the footnote to its financial statements that describes these items.

If the organization elected, as permitted under FASB ASC 958, to report in its revenue statement and balance sheet works of art, historical treasures, or other similar assets held for public exhibition, education, or research in furtherance of public service, provide the following amounts relating to these items:

(i)

Revenue included on Form 990, Part VIII, line 1 ......................... right arrow

(ii)

Assets included in Form 990, Part X ............................... right arrow

If the organization received or held works of art, historical treasures, or other similar assets for financial gain, provide the
following amounts required to be reported under FASB ASC 958 relating to these items:

Revenue included on Form 990, Part VIII, line 1 .......................... right arrow

Assets included in Form 990, Part X ............................... right arrow

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 52283D

Schedule D (Form 990) (Rev. 1-2025)

Page 2

Part III

Organizations Maintaining Collections of Art, Historical Treasures, or Other Similar Assets (continued)

Using the organization’s acquisition, accession, and other records, check any of the following that are a significant use of its collection items (check all that apply):

Public exhibition

Loan or exchange programs

Scholarly research

Other

Preservation for future generations

Provide a description of the organization’s collections and explain how they further the organization’s exempt purpose in
Part XIII.

During the year, did the organization solicit or receive donations of art, historical treasures or other similar
assets to be sold to raise funds rather than to be maintained as part of the organization’s collection?...

Yes No

Part IV

Escrow and Custodial Arrangements. Complete if the organization answered "Yes" on Form 990, Part IV, line 9, or reported an amount on Form 990, Part X, line 21.

Is the organization an agent, trustee, custodian or other intermediary for contributions or other assets not
included on Form 990, Part X? ....................................

Yes No


b	If "Yes," explain the arrangement in Part XIII and complete the following table:		Amount
c	Beginning balance .............................	1c
d	Additions during the year ............................	1d
e	Distributions during the year ..........................	1e
f	Ending balance ................................	1f

Did the organization include an amount on Form 990, Part X, line 21, for escrow or custodial account liability? ...

Yes No

If "Yes," explain the arrangement in Part XIII. Check here if the explanation has been provided in Part XIII ....

Part V

Endowment Funds.
Complete if the organization answered "Yes" on Form 990, Part IV, line 10.

		(a) Current year	(b) Prior year	(c) Two years back	(d) Three years back	(e) Four years back

1a	Beginning of year balance ....
b	Contributions ...
c	Net investment earnings, gains, and losses
d	Grants or scholarships ...
e	Other expenditures for facilities and programs ...
f	Administrative expenses ....
g	End of year balance ......

Provide the estimated percentage of the current year end balance (line 1g, column (a)) held as:

Board designated or quasi-endowment right arrow

Permanent endowment right arrow

Term endowment right arrow

The percentages on lines 2a, 2b, and 2c should equal 100%.

Are there endowment funds not in the possession of the organization that are held and administered for the
organization by:

Yes

(i) Unrelated organizations .................

3a(i)

(ii) Related organizations .................

3a(ii)

If "Yes" on 3a(ii), are the related organizations listed as required on Schedule R? .........

Describe in Part XIII the intended uses of the organization's endowment funds.

Part VI

Land, Buildings, and Equipment.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11a. See Form 990, Part X, line 10.

Description of property		(a) Cost or other basis (investment)	(b) Cost or other basis (other)	(c) Accumulated depreciation	(d) Book value

1a	Land .....	40,991,909		40,991,909
b	Buildings ....	110,548,079	19,446,213	91,101,866
c	Leasehold improvements	406,579	14,795	391,784
d	Equipment ....	36,636,689	28,202,328	8,434,361
e	Other .....	2,309,845		2,309,845
Total. Add lines 1a through 1e. (Column (d) must equal Form 990, Part X, column (B), line 10(c).)..				143,229,765

Schedule D (Form 990) (Rev. 1-2025)

Page 3

Part VII

Investments - Other Securities.
Complete if the organization answered "Yes" on Form 990, Part IV, line 11b. See Form 990, Part X, line 12.

(a) Description of security or category (including name of security)	(b) Book value	(c) Method of valuation: Cost or end-of-year market value
(1) Financial derivatives.........
(2) Closely-held equity interests........
(3)Other
(A)
(B)
(C)
(D)
(E)
(F)
(G)
(H)
Total. (Column (b) must equal Form 990, Part X, col. (B) line 12.)

Part VIII

Investments - Program Related. Complete if the organization answered 'Yes' on Form 990, Part IV, line 11c. See Form 990, Part X, line 13.

(a) Description of investment	(b) Book value	(c) Method of valuation: Cost or end-of-year market value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 13.)

Part IX

Other Assets.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11d. See Form 990, Part X, line 15.

(a) Description				(b) Book value

(1)
(2)
(3)
(4)
(5)
(6)
(7)
(8)
(9)
Total. (Column (b) must equal Form 990, Part X, col.(B) line 15.)...........

Part X

Other Liabilities.
Complete if the organization answered 'Yes' on Form 990, Part IV, line 11e or 11f. See Form 990, Part X, line 25.

1.(a) Description of liability	(b) Book value
(1) Federal income taxes
Federal Income Taxes
MEMBER CHECKING & SAVINGS ACCOUNT	3,150,124,346
CD'S & IRA'S	4,364,066,561
NONMEMBER MMA	1,064,077,940
ROU LIABILITY




Total. (Column (b) must equal Form 990, Part X, col.(B) line 25.)	8,578,268,847
2. Liability for uncertain tax positions. In Part XIII, provide the text of the footnote to the organization's financial statements that reports the organization's liability for uncertain tax positions under FIN 48 (ASC 740). Check here if the text of the footnote has been provided in Part XIII

Schedule D (Form 990) (Rev. 1-2025)

Page 4

Part XI Reconciliation of Revenue per Audited Financial Statements With Revenue per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total revenue, gains, and other support per audited financial statements .......			1
2	Amounts included on line 1 but not on Form 990, Part VIII, line 12:
a	Net unrealized gains (losses) on investments ....	2a
b	Donated services and use of facilities .........	2b
c	Recoveries of prior year grants ...........	2c
d	Other (Describe in Part XIII.) ...........	2d	0
e	Add lines 2a through 2d .....................			2e	0
3	Subtract line 2e from line 1..................			3	0
4	Amounts included on Form 990, Part VIII, line 12, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b .	4a
b	Other (Describe in Part XIII.) ...........	4b	0
c	Add lines 4a and 4b....................			4c	0
5	Total revenue. Add lines 3 and 4c. (This must equal Form 990, Part I, line 12.) ......			5	0

Part XII Reconciliation of Expenses per Audited Financial Statements With Expenses per Return. Complete if the organization answered 'Yes' on Form 990, Part IV, line 12a.
1	Total expenses and losses per audited financial statements ...........			1
2	Amounts included on line 1 but not on Form 990, Part IX, line 25:
a	Donated services and use of facilities .........	2a
b	Prior year adjustments ............	2b
c	Other losses ................	2c
d	Other (Describe in Part XIII.) ...........	2d	0
e	Add lines 2a through 2d....................			2e	0
3	Subtract line 2e from line 1...................			3	0
4	Amounts included on Form 990, Part IX, line 25, but not on line 1:
a	Investment expenses not included on Form 990, Part VIII, line 7b ..	4a
b	Other (Describe in Part XIII.) ...........	4b	0
c	Add lines 4a and 4b.....................			4c	0
5	Total expenses. Add lines 3 and 4c. (This must equal Form 990, Part I, line 18.) ......			5	0

Part XIII

Supplemental Information

Provide the descriptions required for Part II, lines 3, 5, and 9; Part III, lines 1a and 4; Part lV, lines 1b and 2b; Part V, line 4; Part X, line 2; Part XI, lines 2d and 4b; and Part XII, lines 2d and 4b. Also complete this part to provide any additional information.

Return Reference	Explanation
Schedule D, Part IV, Line 2b Explanation of escrow agreement	GREENSTATE CREDIT UNION COLLECTS AMOUNTS FROM MEMBERS WITH REAL ESTATE LOANS EACH MONTH VIA THEIR CONTRACTUAL PAYMENT SCHEDULE. THESE FUNDS ARE HELD IN ESCROW UNTIL THEY NEED TO BE DISBURSED IN ACCORDANCE WITH THE ESCROW INSTRUCTIONS FOR EACH MEMBER. AMOUNTS HELD IN ESCROW ARE FOR PROPERTY TAXES AND HOMEOWNER'S INSURANCE.
Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote	Greenstate Credit Union is exempt from income tax under section 501(c)(14) of the Internal Revenue Code and therefore no income taxes have been provided for the financial statements. The credit union does however pay property taxes to the county and city on its buildings and computer equipment and is assessed other amounts which have been reflected in the credit unions financial statements. The credit union accounts for uncertainty in income taxes in accordance with ASC 740, which addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. Under this guidance, the credit union may recognize the tax benefits from an uncertain tax position only if it is more-likely-than-not that the tax position will be sustained on examination by taxing authorities, based on technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. The guidance on accounting for uncertainty in income taxes also addresses derecognition, classification, interest and penalties on income taxes, and accounting in interim periods. This standard did not have an impact on the financial statements and the credit union does not have any uncertain tax positions. The credit union recognizes interest and penalties on income taxes as a component of income tax expense.

Return Reference

Explanation

Schedule D, Part IV, Line 2b Explanation of escrow agreement

GREENSTATE CREDIT UNION COLLECTS AMOUNTS FROM MEMBERS WITH REAL ESTATE LOANS EACH MONTH VIA THEIR CONTRACTUAL PAYMENT SCHEDULE. THESE FUNDS ARE HELD IN ESCROW UNTIL THEY NEED TO BE DISBURSED IN ACCORDANCE WITH THE ESCROW INSTRUCTIONS FOR EACH MEMBER. AMOUNTS HELD IN ESCROW ARE FOR PROPERTY TAXES AND HOMEOWNER'S INSURANCE.

Schedule D, Part X, Line 2 FIN 48 (ASC 740) footnote

Greenstate Credit Union is exempt from income tax under section 501(c)(14) of the Internal Revenue Code and therefore no income taxes have been provided for the financial statements. The credit union does however pay property taxes to the county and city on its buildings and computer equipment and is assessed other amounts which have been reflected in the credit unions financial statements. The credit union accounts for uncertainty in income taxes in accordance with ASC 740, which addresses the determination of whether tax benefits claimed or expected to be claimed on a tax return should be recorded in the financial statements. Under this guidance, the credit union may recognize the tax benefits from an uncertain tax position only if it is more-likely-than-not that the tax position will be sustained on examination by taxing authorities, based on technical merits of the position. The tax benefits recognized in the financial statements from such a position are measured based on the largest benefit that has a greater than 50% likelihood of being realized upon ultimate settlement. The guidance on accounting for uncertainty in income taxes also addresses derecognition, classification, interest and penalties on income taxes, and accounting in interim periods. This standard did not have an impact on the financial statements and the credit union does not have any uncertain tax positions. The credit union recognizes interest and penalties on income taxes as a component of income tax expense.

Schedule D (Form 990) (Rev. 1-2025)

Additional Data

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Schedule I
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Grants and Other Assistance to Organizations,
Governments and Individuals in the United States

Complete if the organization answered "Yes," on Form 990, Part IV, line 21 or 22.
lBullet

Attach to Form 990.
lBullet

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public
Inspection

Name of the organization
GreenState Credit Union

Employer identification number
42-0804594

Part I

General Information on Grants and Assistance

Does the organization maintain records to substantiate the amount of the grants or assistance, the grantees' eligibility for the grants or assistance, and
the selection criteria used to award the grants or assistance? ........................

Yes No

Describe in Part IV the organization's procedures for monitoring the use of grant funds in the United States.

Part II

Grants and Other Assistance to Domestic Organizations and Domestic Governments. Complete if the organization answered "Yes" on Form 990, Part IV, line 21, for any recipient

that received more than $5,000. Part II can be duplicated if additional space is needed.

(a) Name and address of organization or government	(b) EIN	(c) IRC section (if applicable)	(d) Amount of cash grant	(h) Purpose of grant or assistance
(1) AMERICAN LEGION 720 Lyon St Des Moines,IA50309	42-0113005	501(c)19	5,000	Commander Level Sponsorship First Responder Award
(2) American National Red Cross 2116 Grand Ave Des Moines,IA50312	53-0196605	501(c)(3)	5,000	Sound the Alarm- Save A Life
(3) American National Red Cross 2116 Grand Ave Des Moines,IA50312	53-0196605	501(c)(3)	5,000	Heroes of the Heartland
(4) Back 2 School Iowa 1021 N Dakota Ave Ames,IA50014	82-4046219	501(c)(3)	10,000	2024 LadyLike PowHER Summit Ally Night
(5) Cedar Valley Cancer Committee 1407 Asbury Lane Waterloo,IA50701	42-1445986	501(c)(3)	5,000	Pink Ribbon Run
(6) Big Brothers Big Sisters Of Central Iowa Inc 2130 Grand Ave Des Moines,IA50312	42-1184999	501(c)(3)	5,000	Bowl for Kids' Sake
(7) Big Brothers Big Sisters Of Johnson County Inc 3109 Old Hwy 218 S Iowa City,IA52246	42-6061606	501(c)(3)	8,000	Bowl for Kids' Sake 2024
(8) Road Runners Club Of America Quad-City Times Bix 7 1225 E River Davenport,IA52803	93-0708918	501(c)(3)	5,000	Quad-City Times Bix 7
(9) Blank Park Zoo Foundation Inc 7401 SW 9Th St Des Moines,IA503156667	42-1171821	501(c)(3)	5,000	Wild Lights Festival - Supporting Partner
(10) Boys And Girls Club Of Greater Dubu Que 1299 Locust St Dubuque,IA52001	42-0710263	501(c)(3)	5,000	Bobby Anderson Boys & Girls Club Golf Fun Day Sponsored by the Diamond Jo Casino
(11) Boys & Girls Clubs Of The Corridor 420 6th Street SE Suite 240 Cedar Rapids,IA52401	42-1434056	501(c)(3)	8,750	Community Partner
(12) Boys & Girls Clubs Of The Corridor 420 6th Street SE Suite 240 Cedar Rapids,IA52401	42-1434056	501(c)(3)	15,000	Unlocking the Future Campaign
(13) Boys & Girls Clubs Of The Corridor 420 6th Street SE Suite 240 Cedar Rapids,IA52401	42-1434056	501(c)(3)	8,750	Community Partner
(14) Boys And Girls Clubs Of The Cedar Valley Inc 515 Lime St Waterloo,IA50703	42-6083723	501(c)(3)	15,000	2024-2025 Sponsorship
(15) Bravo Greater Des Moines Inc 801 Grand Ave Des Moines,IA50309	20-3598346	501(c)(3)	5,000	2024 Bravo Awards GAla
(16) Capital City Pride Des Moines 2643 Beaver Ave 170 Des Moines,IA50310	77-0690820	501(c)(3)	7,500	Pride Festival
(17) Community Foundation of Johnson 501 12th Ave Suite 102 Coralville,IA52241	42-1508117	501(c)(3)	13,333	Refugee Resettlement and Immigrant Housing Project
(18) Cedar Basin Jazz Festival Inc 1008 Erik Road Cedar Falls,IA50613	42-1423557	501(c)(3)	12,000	Cedar Basin Music Festival 2023
(19) Cedar Rapids Community School District Foundation 501 1st St SE Cedar Rapids,IA52401	42-1197912	501(c)(3)	25,000	Professional Development Grants
(20) Cedar Rapids Freedom Festival Inc 50 2nd Ave Bridge Cedar Rapids,IA52401	42-1329035	501(c)(3)	25,000	Freedom Festival
(21) Cedar Rapids Metro Economic Alliance 501 1st St SE Cedar Rapids,IA52401	42-0172900	501(c)(6)	25,000	Buy Local Programming
(22) Cedar Valley Humane Society 7411 Mt Vernon Rd Cedar Rapids,IA52403	42-0814023	501(c)(3)	8,333	Expanding Our Pawprint Capital Campaign
(23) Cedar Valley United Way 425 Cedar Street Suite 300 Waterloo,IA50701	42-0801846	501(c)(3)	5,000	Corporate Gift - 2024 Campaign
(24) Chicago Zoological Society 3300 Golf Rd Brookfield,IL60513	36-2167016	501(c)(3)	10,000	Splash Pad at Living Coast
(25) Childrens Cancer Connection 5701 Greendale Road Johnston,IA50131	42-1313167	501(c)(3)	5,000	Teen Camp-Eastern Iowa Fundraising Events Sponsor
(26) Childrens Cancer Connection 5701 Greendale Road Johnston,IA50131	42-1313167	501(c)(3)	5,000	Teen Camp-Eastern Iowa Fundraising Events Sponsor
(27) Childserve Foundation Inc 5406 Merle Hay Rd Johnston,IA50131	42-1157665	501(c)(3)	6,000	ChildServe's Bubble Ball and Launch + Learn - Iowa City
(28) City of Hiawatha 101 Emmons St Hiawatha,IA52233	42-6025060	municipal government	7,250	Music in the Park
(29) City of West Des Moines 4200 Mills Civic Parkway West Des Moines,IA50265	42-6005359	municipal government	16,667	Historic West Des Moines Housing Fund
(30) Community Foundation Of Greater Dubuque 700 Locust St Suite 195 Dubuque,IA52001	42-1526614	501(c)(3)	5,000	Gary Dolphin Journalism Scholarship Gala
(31) Community Foundation of Johnson County Iowa 501 12th Ave Coralville,IA52317	42-1508117	501(c)(3)	12,500	North Liberty Centennial Park Next Stage Capital Campaign
(32) Community Theatre Of Cedar Rapids Inc 102 3rd St SE Cedar Rapids,IA52401	42-0890913	501(c)(3)	10,000	Theatre Cedar Rapids Lounge Sponsorship
(33) Community Theatre Of Cedar Rapids Inc 102 3rd St SE Cedar Rapids,IA52401	42-0890913	501(c)(3)	25,000	TCR's Dream Here. Do Here. Capital Campaign
(34) Corridor Business Journal 2345 Landon Road Suite 100 North Liberty,IA52317	76-0758768	Inc	5,000	Diversity Symposium
(35) Corridor Business Journal 2345 Landon Road Suite 100 North Liberty,IA52317	76-0758768	Inc	5,000	CEO Open
(36) Cultureall Inc 3311 100th Street PO BOX 3913 Urbandale,IA50323	56-2524321	501(c)(3)	5,000	Culture in the classroom develops skills for navigating diversity
(37) Des Moines Area Community College Foundation 2006 S Ankeny Blvd Bldg 22 Ankeny,IA50023	23-7229486	501(c)(3)	5,000	DMACC 5K Walk/Run
(38) Des Moines Area Religious Council 100 Army Post Rd Des Moines,IA50315	42-0788211	501(c)(3)	5,000	Spring Greens
(39) Des Moines Art Festival Inc PO Box 1434 Des Moines,IA50309	42-1471969	501(c)(3)	20,000	Des Moines Arts Festival
(40) Des Moines Refugee Support 1110 South Avenue Norwalk,IA50211	84-3102842	501(c)(3)	5,000	Sharing Stories: An Evening with Des Moines Refugee Support
(41) Quad Cities Chamber Of Commerce Inc 331 W 3rd St Ste 100 Davenport,IA52801	27-3065786	501(c)(6)	20,000	Alternating Currents + QC Hot Spots
(42) Dream Iowa 520 35th Street Des Moines,IA50312	81-4018321	501(c)(3)	5,000	Youth Leadership Summit
(43) Dubuque Community Y 35 N Booth St Dubuque,IA52001	42-0934471	501(c)(3)	25,000	You Can Be Great Here - Capital Campaign
(44) Dubuque County Historical Society 350 E 3rd Street Dubuque,IA52001	42-6072050	501(c)(3)	12,500	Preserve the Wonder
(45) Habitat For Humanity International Inc 1600 E Roosevelt Ave Wheaton,IL60187	36-4003119	501(c)(3)	5,000	Home Dedication Sponsor
(46) EDC Inc 230 2nd St SE Suite 212 Cedar Rapids,IA52401	42-1447565	501(c)(6)	10,000	Entrepreneurial Development Center (EDC) Vitality
(47) Englert Civic Theatre Inc Non Profit 221 E Washington St Iowa City,IA52240	42-1508154	501(c)(3)	13,000	Mission Creek Festival
(48) Faith Academy 1030 Crosspark Ave Iowa City,IA52240	82-3695813	501(c)(3)	7,500	2024 Give & Grow School Match
(49) Family And Childrens Council Of Black Hawk County Inc 208 E 4th St Waterloo,IA50703	42-1307663	501(c)(3)	15,000	Take Charge of Your Body Sexual Abuse Prevention Program in Schools
(50) Figge Art Museum 225 W 2nd Street Davenport,IA52801	42-6090398	501(c)(3)	5,000	Diversity & Equity Art Fund and Young Artist Exhibition at the Figge
(51) Filmscene 404 E College 100 Iowa City,IA52240	45-4103745	501(c)(3)	10,000	Teen Cinema Programs
(52) United Way And Community Foundation Of Greater Fort Dodge 24 N 9th St Suite B Fort Dodge,IA50501	42-1439853	501(c)(3)	5,000	Corporate Gift - 2024 Campaign
(53) Four Oaks Family And Childrens Services 5400 Kirkwood Blvd SW Cedar Rapids,IA52404	42-0998726	501(c)(3)	5,000	Four Oaks 2024 Pickleball Classic
(54) Freeport Festivals Inc 208 W Stephenson St Freeport,IL61032	92-1236355	501(c)(3)	5,000	Tutty Baker Fest 2024
(55) Friends Of Historic Downtown West Branch 127 W Main St West Branch,IA52358	20-3304311	501(c)(3)	5,000	2024 Events and Community Initiatives
(56) University of Northern Iowa Gallagher Bluedorn Performing Arts Center 8201 Dakota Street Cedar Falls,IA50613	42-6004333	State Agency	5,000	2024 Block Parties
(57) Greater Poweshiek Community Foundation 1510 Penrose Street Grinnell,IA50112	42-1298055	501(c)(3)	5,000	Business Partner in Philanthropy Program
(58) GreenState Foundation PO Box 800 North Liberty,IL52317	88-0616839	501(c)(3)	1,200,000	GreenState Foundation
(59) Grinnell Regional Medical Center 210 4th Ave Grinnell,IA50112	42-1454737	501(c)(3)	12,500	Delivering Our Future capital campaign
(60) Grinnell School of Music 720 5th Avenue Grinnell,IA50112	88-3118049	501(c)(3)	10,000	Capital Campaign
(61) Hand In Hand 3860 Middle Road Bettendorf,IA52722	42-1508508	501(c)(3)	5,000	15th Annual Hand in Hand Chili cook-off
(62) Hawkeye Sports Properties Learfield 1100 6th St Suite 102 Coralville,IA52241	47-0911648	Joint Venture	60,000	Kirks Kids
(63) Heritage Christian School 255 Hackberry Street North Liberty,IA52317	42-1386017	501(c)(3)	7,500	2024 Give & Grow School Match
(64) Heritage Christian School 255 Hackberry Street North Liberty,IA52317	42-1386017	501(c)(3)	5,000	Educating For Eternity Gala
(65) His Hands Free Medical Clinic 1245 Second Ave SE Cedar Rapids,IA52403	39-1878606	501(c)(3)	10,000	Great Need. Great Care. The campaign to grow His Hands Free Clinic
(66) Holy Family Catholic Schools 2005 Kane St Dubuque,IA52001	42-0792429	501(c)(3)	5,000	Circle of Celebration
(67) Hopes Front Door 1047 Curtiss Street Downers Grove,IL60515	27-0073814	501(c)(3)	5,500	Hands of Hope Luncheon, Pathways to Financial Health Sponorship
(68) Horizons A Family Service Alliance 819 5th Street SE Cedar Rapids,IA52401	42-1135083	501(c)(3)	5,000	Cookies with Compassion and Lunchbox
(69) Houses Into Homes 401 6th Ave Suite 1 Coralville,IA52241	82-4622847	501(c)(3)	6,000	Truck sponsorship
(70) Indian Creek Nature Center 5300 Otis Rd SE Cedar Rapids,IA53403	23-7260197	501(c)(3)	5,000	Field Trips
(71) Indian Prairie School District #204 780 Shoreline Drive Aurora,IL60504	36-2746876	Public School	8,000	Indian Prairie School District Volunteer Recognition Program
(72) Iowa Basketball Holdings LLC 730 3rd st Des Moines,IA50309	41-1796677	LLC	25,000	Iowa Wolves Partnership
(73) Iowa Central Community College Foundation 1 Triton Circle Fort Dodge,IA50501	23-7043863	501(c)(3)	5,000	Center for Performing Arts transformation and expansion
(74) Iowa Childrens Museum 1451 Coral Ridge Ave Suite 715 Coralville,IA52241	42-1461422	501(c)(3)	31,500	Program and Exhibit Support for The ICM 2024-2026
(75) Iowa City Community School District Foundation 1725 N Dodge St Iowa City,IA52245	42-1177023	501(c)(3)	6,000	City High Music Programs in Memory of Susan Ahlers Leman
(76) Iowa City Community School District Foundation 1725 N Dodge St Iowa City,IA52245	42-1177023	501(c)(3)	13,340	2024 Give & Grow School Match
(77) Iowa City Community School District Foundation 1725 N Dodge St Iowa City,IA52245	42-1177023	501(c)(3)	83,333	School of the Wild
(78) Iowa City Downtown Self Supported Municipal Improvement District 103 E College Street Suite 200 Iowa City,IA52240	42-1376887	501(c)(6)	10,000	Holiday Kid's Market and Pop-Up Shop
(79) Iowa City Downtown Self Supported Municipal Improvement District 103 E College Street Suite 200 Iowa City,IA52240	42-1376887	501(c)(6)	8,000	2024 Downtown Block Party
(80) Iowa City Downtown Self Supported Municipal Improvement District 103 E College Street Suite 200 Iowa City,IA52240	42-1376887	501(c)(6)	15,000	Downtown Delivers
(81) Iowa City Parks and Recreation 220 S Gilbert Street Iowa City,IA52240	42-6004805	municipal government	5,000	Market Music and Farmer's Market Events
(82) Iowa City Public Library Friends Foundation 123 S Linn St Iowa City,IA52240	42-1181774	501(c)(3)	5,000	Business Partner of the Month/June 2022, 2023, 2024
(83) Iowa Coalition Against Domestic Vio Lence 4725 Merle Hay Road STE 107 Des Moines,IA50322	42-1285094	501(c)(3)	45,000	Survivors Achieving Financial Empowerment Program (SAFE)
(84) Iowa College Foundation 505 5th Avenue Suite 1034 Des Moines,IA50309	42-0745995	501(c)(3)	15,000	ICF Annual Unrestricted Funding Request and Opportunity Scholarship Challenge Program Request
(85) Iowa Heartlanders 802 Quarry Road Coralville,IA52241	93-1655831	LLC	15,000	24-25 Iowa Heartlanders Season Sponsorship
(86) Iowa Migrant Movement For Justice 2024 Forest Ave Suite 101 PO Box 4 Des Moines,IA50311	85-0869579	501(c)(3)	5,000	Annual Membership Meeting
(87) Iowa Soccer Development Foundation Inc PO Box 434 Des Moines,IA50302	84-4367003	501(c)(3)	16,667	Pro Iowa
(88) Iowa Sports Foundation 1421 S Bell Ave Suite 104 Ames,IA50010	42-1278326	501(c)(3)	15,000	Grizzlies Youth Wheelchair Basketball Program
(89) Iowa Womens Foundation 2201 Grantview Drive Suite 200 Coralville,IA52241	42-1431092	501(c)(3)	10,000	IWF Annual Luncheon
(90) Johnson County Affordable Housing Coalition 322 E 2nd St Iowa City,IA52240	81-3048753	501(c)(3)	5,000	Key Sponsor
(91) Julien Dubuque International Film Festival 450 Bradley Street Dubuque,IA52003	26-4261800	501(c)(3)	10,000	Julien Dubuque International Film Festival
(92) Junior Achievement Of Eastern Iowa 324 3rd StSE Cedar Rapids,IA52401	42-0919209	501(c)(3)	5,000	Goals For Good 2024-2025 Highlanders Season
(93) Junior Achievement Of Eastern Iowa 324 3rd StSE Cedar Rapids,IA52401	42-0919209	501(c)(3)	16,667	3DE Founding Partner
(94) Junior Achievement Of Eastern Iowa 324 3rd StSE Cedar Rapids,IA52401	42-0919209	501(c)(3)	16,667	3DE Founding Partner
(95) Junior Achievement Of Eastern Iowa 324 3rd StSE Cedar Rapids,IA52401	42-0919209	501(c)(3)	16,667	3DE Founding Partner
(96) Junior Achievement Of The Heartland 800 12th Avenue Moline,IL61265	42-0919209	501(c)(3)	15,000	2024 JA Inspire Career Expo & 2025 JA Bowl-A-Thon
(97) Jdrf International 1026 A Ave NE Cedar Rapids,IA52406	23-1907729	501(c)(3)	10,000	JDRF One Walk \| JDRF Promise Gala
(98) Kirkwood Community College Foundation 6301 Kirkwood Blvd SW Cedar Rapids,IA52404	23-7076632	501(c)(3)	5,000	Financial Literacy Fair, STEAM Institute, Career Discovery Tours
(99) Kirkwood Community College Foundation 6301 Kirkwood Blvd SW Cedar Rapids,IA52404	23-7076632	501(c)(3)	5,000	GreenState Credit Union Scholarship
(100) Knock And Drop Iowa 4801 Franklin Ave Des Moines,IA50310	85-0633938	501(c)(3)	10,000	KARLA RANGEL - KADI CULTURALLY SPECIFIC FOODS
(101) Latinas Latinos Al Exito Inc PO Box 93531 Des Moines,IA50393	27-0933503	501(c)(3)	5,000	Al Exito University @ Drake University 2024
(102) Latino Resources Inc 4217 UNIVERSITY AVE Suite 1 Des Moines,IA50311	54-2074268	501(c)(3)	10,000	Iowa Latino Heritage Festival 2024
(103) Linking Families and Communities 822 Central Avenue Fort Dodge,IA50501	42-1595304	501(c)(3)	10,000	Planting the SEEDS for a Brighter Future
(104) Malcolm Eaton Enterprises 570 West Lamm Road Freeport,IL61032	36-2606239	501(c)(3)	20,000	Community Integrated Living Arrangement (CILA)
(105) Marion Independent School Foundation And Alumni Association 777 South 15th Street Marion,IA52302	42-1343360	501(c)(3)	5,000	FASTWorks
(106) Mentor Iowa 2332 Rocklyn Drive Urbandale,IA50322	23-7329212	501(c)(3)	5,000	21st annual Mentor Iowa auction
(107) Montgomery Companies 1702 Green Oak Cir Tiffin,IA52340	82-4403949	LLC	5,000	Leadership Summit
(108) Mutual Ground Inc 418 Oak Avenue Aurora,IL60506	36-2921680	501(c)(3)	5,000	Mutual Ground's Walk for Hope & Shine Gala
(109) National Balloon Classic Ltd 711 N Jefferson Way Indianola,IA50125	51-0137286	501(c)(3)	8,000	National Balloon Classic
(110) Newbo City Market 1100 Third St SE Cedar Rapids,IA52401	27-0600567	501(c)(3)	5,000	Meet Me at the Market
(111) No Foot Too Small 1150 5th Street Coralville,IA52241	82-4301632	501(c)(3)	20,000	Support No Foot Too Small
(112) North Liberty Community Betterment Group PO Box 77 North Liberty,IA52317	27-2559163	501(c)(3)	10,000	North Liberty Blues & BBQ
(113) North Liberty Community Pantry 89 N Jones Blvd North Liberty,IA52317	93-4107271	501(c)(3)	20,000	Planting New Roots
(114) Rockton Lions Club Charities 220 E Haywick St Rockton,IL61072	56-2496204	501(c)(3)	5,000	Old Settlers Days
(115) Orchestra Iowa Inc 119 3rd Ave SE Cedar Rapids,IA52401	42-0772544	501(c)(3)	5,000	Orchestra Iowa's 2023-24 Education Programs and App Sponsorship
(116) Orchestra Iowa Inc 119 3rd Ave SE Cedar Rapids,IA52401	42-0772544	501(c)(3)	5,000	Orchestra Iowa's 2023-24 Education Programs and App Sponsorship
(117) Our Land Our Water Our Future 136 S Dubuque St Iowa City,IA52240	99-3278047	Political Org	10,000	Our Land Our Water Our Future
(118) Paramount Arts Centre Inc 8 East Galena Blvd Aurora,IL60506	36-3189061	501(c)(3)	15,000	Spotlight Sponsor Disney's "Frozen" The Musical
(119) Polk County Housing Trust Fund 505 5th Avenue Des Moines,IA50309	42-1510879	501(c)(3)	7,500	STABLE STEADY STRONG 2024
(120) Principal Charity PO Box 93905 Des Moines,IA50393	81-2651226	501(c)(3)	15,000	Principal Charity Classic
(121) Main Street Iowa LLC dba Quad Cities River Bandits 5120 Hamilton Ct Davenport,IA52807	11-3804992	LLC	5,000	Quad Cities River Bandits
(122) Regina Foundation 2140 Rochester Avenue Iowa City,IA52245	51-0158837	501(c)(3)	17,250	2024 Annual Funding Proposal
(123) River Bend Food Reservoir 4010 Kimmel Drive Davenport,IA52802	36-3147342	501(c)(3)	25,000	Expanding to End Hunger Capital Campaign
(124) Ronald McDonald House Charities of Eastern Iowa and Western Illinois 730 Hawkins Dr Iowa City,IA52246	42-1189783	501(c)(3)	5,000	Red Shoe Run/Walk 5K
(125) Safety Village Of Johnson County PO Box 5551 Coralville,IA52241	92-2596941	501(c)(3)	5,000	Safety Village of Johnson County
(126) SAINT EDMOND CATHOLIC SCHOOL FOUNDATION 2220 4th Ave N Fort Dodge,IA50501	26-2935041	501(c)(3)	7,500	2024 Give & Grow School Match
(127) Iowa Special Olympics Inc PO Box 620 Grimes,IA50111	52-0889518	501(c)(3)	25,000	Special Olympics Iowa
(128) State University Of Iowa Foundation 1 W Park Road Iowa City,IA52242	42-0796760	501(c)(3)	10,000	Hancher's 24/25 Season - Named Recognition On Mean Girls
(129) Summer Of The Arts Inc 319 E 1st Street Iowa City,IA52240	42-1412706	501(c)(3)	5,500	Free Movie Series
(130) Summer Of The Arts Inc 319 E 1st Street Iowa City,IA52240	42-1412706	501(c)(3)	32,000	Iowa City Jazz Festival
(131) Conservation Foundation 10S404 Knoch Knolls Naperville,IL60565	23-7221206	501(c)(3)	5,250	Fall Fundraiser, Green Earth Harvest, Youth Ed, Membership Events and Music on the Farm Sponsorship
(132) The Director's Council 1910 Ingersoll Ave Des Moines,IA50309	42-1524040	501(c)(3)	5,000	One Economy Initiative
(133) Domestic Violence Intervention Prog 1105 S Gilbert Ct Ste 300 Iowa City,IA52240	42-1124902	501(c)(3)	16,667	"Finding Safety, Building Hope''
(134) The Dream Center 611 Southgate Ave Iowa City,IA52240	46-0942657	501(c)(3)	5,000	Empowerment Symposium: Inspiring Black and Brown professionals to lead
(135) Leukemia & Lymphoma Society Inc 700 Westown Pkwy 260 West Des Moines,IA50266	13-5644916	501(c)(3)	5,000	LLS Light The Night Team Photo Sponsorship
(136) Morton Arboretum 4100 Illinois Rte 53 Lisle,IL60532	36-1505770	501(c)(3)	25,000	Fall Color Festival
(137) The New Bohemian Innovation Collaborative Inc 415 12th Ave SE Cedar Rapids,IA52401	46-4387860	501(c)(3)	5,000	EntreFEST
(138) The Pork Tornadoes 495 Oak Park Cir Marion,IA52302	82-4418956	LLC	5,000	The Pork Tornadoes at Alliant Energy Powerhouse
(139) The Salvation Army 520 Hollister Avenue Rockford,IL61108	36-2167910	501(c)(3)	10,000	Koats4Kids
(140) Updowntowners Of Waterloo Inc 512 Mulberry St Waterloo,IA50703	42-1266451	501(c)(3)	5,000	Downtown Waterloo's Food Truck Festival
(141) Iowa City-Coralville Convention And Vistors Bureau 900 1st Ave Coralville,IA52241	42-1203842	501(c)(6)	5,000	Think Iowa City Foodie February
(142) Iowa City-Coralville Convention And Vistors Bureau 900 1st Ave Coralville,IA52241	42-1203842	501(c)(6)	40,000	Herky on Parade 3
(143) Trees Forever Inc 80 W 8th Ave Marion,IA52302	42-1419181	501(c)(3)	25,000	TreeKeepers
(144) United Way of Central Iowa 1111 Ninth Street Suite 100 Des Moines,IA50314	42-0680425	501(c)(3)	20,000	Corporate Gift - 2024 Campaign
(145) United Way Of Dubuque Area Tri- States 215 w 6th Street Dubuque,IA52001	42-0761060	501(c)(3)	5,000	Corporate Gift - 2024 Campaign
(146) United Way of East Central Iowa 317 7th Ave Se Ste 401 Cedar Rapids,IA52401	42-0861239	501(c)(3)	15,000	Corporate Gift - 2024 Campaign
(147) United Way Of Johnson & Washington Counties Inc 1150 5th Street Suite 290 Coralville,IA52241	42-6062055	501(c)(3)	15,000	Corporate Gift - 2024 Campaign
(148) United Way Of Johnson & Washington Counties Inc 1150 5th Street Suite 290 Coralville,IA52241	42-6062055	501(c)(3)	5,000	17th Annual Power of the Purse
(149) United Way Quad Cities 852 Middle Road Suite 401 Bettendorf,IA52722	36-2725960	501(c)(3)	10,000	Corporate Gift - 2024 Campaign
(150) State University Of Iowa Foundation One West Park Road PO Box 4550 Iowa City,IA52244	42-0796760	501(c)(3)	30,000	Carver Circle campaign - Iowa Wrestling training facility
(151) Variety The Childrens Charity Of Iowa 505 5th Avenue Suite 310 Des Moines,IA50309	42-6077108	501(c)(3)	15,000	Polo on the Green and 2 Specialized pieces of equipment
(152) Waterloo Community Schools Foundation 201 Tower Park Dr Ste 106 Waterloo,IA50701	42-1364293	501(c)(3)	5,000	Annual Sponsorship Program
(153) Waypoint Services For Women Children And Families 318 5th St SE Cedar Rapids,IA52401	42-0680307	501(c)(3)	15,000	Capital Campaign
(154) Waypoint Services For Women Children And Families 318 5th St SE Cedar Rapids,IA52401	42-0680307	501(c)(3)	10,000	Waypoint Corporate Sponsorship
(155) West Des Moines Parks & Recreation 4200 Mills Civic Parkway West Des Moines,IA50265	42-6005359	municipal government	30,000	MidAmerican RecPlex Field Sponsor
(156) Willkie House Incorporated 900 17th Street Des Moines,IA50314	42-0680433	501(c)(3)	5,000	Willkie House Gym Renovation
(157) Wings2water 2515 Arthur Collins Parkway SW Cedar Rapids,IA52404	84-3818542	501(c)(3)	25,000	First Class Water Warriors a.k.a. Water Warriors
(158) Iwlc 415 12th Ave SE Suite 120 Cedar Rapids,IA52401	45-2932668	501(c)(3)	10,000	2024 Cedar Rapids, QC and Des Moines Conferences
(159) Iwlc 415 12th Ave SE Suite 120 Cedar Rapids,IA52401	45-2932668	501(c)(3)	5,000	2024 Cedar Rapids, QC and Des Moines Conferences
(160) Wright House Of Fashion 910 South Gilbert Street Iowa City,IA52240	87-3686197	501(c)(3)	5,000	Night School
(161) Young Mens Christian Association Of The Iowa Mississippi Valley 624 West 53rd Street Davenport,IA52806	42-0703278	501(c)(3)	5,000	2024 Annual Campaign
(162) Zach Johnson Foundation PO Box 2336 Cedar Rapids,IA52406	27-2683100	501(c)(3)	15,000	Zach Johnson Foundation Classic & Gala

Enter total number of section 501(c)(3) and government organizations listed in the line 1 table ................. Bullet Image

138

Enter total number of other organizations listed in the line 1 table ........................ . Bullet Image

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50055P

Schedule I (Form 990) Rev. 1-2025

Page 2

Part III

Grants and Other Assistance to Domestic Individuals. Complete if the organization answered "Yes" on Form 990, Part IV, line 22.
Part III can be duplicated if additional space is needed.

(a) Type of grant or assistance	(b) Number of recipients	(c) Amount of cash grant	(d) Amount of noncash assistance	(e) Method of valuation (book, FMV, appraisal, other)	(f) Description of noncash assistance

(1)
(2)
(3)
(4)
(5)
(6)
(7)

Part IV

Supplemental Information. Provide the information required in Part I, line 2; Part III, column (b); and any other additional information.

Return Reference	Explanation
Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds.	Grant recipients apply for funding through the GreenState Credit Union website. Once grants are awarded, funds go directly to the recipient organization for use at their discretion.

Schedule I (Form 990) Rev. 1-2025

Additional Data

Software ID:	24020961
Software Version:	2024v5.1

- TIN:

Schedule J
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Compensation Information

For certain Officers, Directors, Trustees, Key Employees, and Highest
Compensated Employees
medium right arrow graphic

Complete if the organization answered "Yes" on Form 990, Part IV, line 23.
medium right arrow graphic

Attach to Form 990.
medium right arrow graphic

Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

GreenState Credit Union

Employer identification number

42-0804594

Part I

Questions Regarding Compensation

Yes

Check the appropiate box(es) if the organization provided any of the following to or for a person listed on Form
990, Part VII, Section A, line 1a. Complete Part III to provide any relevant information regarding these items.

First-class or charter travel Housing allowance or residence for personal use

Travel for companions Payments for business use of personal residence

Tax idemnification and gross-up payments Health or social club dues or initiation fees

Discretionary spending account Personal services (e.g., maid, chauffeur, chef)

If any of the boxes on Line 1a are checked, did the organization follow a written policy regarding payment or reimbursement or provision of all of the expenses described above? If "No," complete Part III to explain .....

Yes

Did the organization require substantiation prior to reimbursing or allowing expenses incurred by all
directors, trustees, officers, including the CEO/Executive Director, regarding the items checked on Line 1a? ....

Yes

Indicate which, if any, of the following the filing organization used to establish the compensation of the
organization's CEO/Executive Director. Check all that apply. Do not check any boxes for methods
used by a related organization to establish compensation of the CEO/Executive Director, but explain in Part III.

Compensation committee Written employment contract

Independent compensation consultant Compensation survey or study

Form 990 of other organizations Approval by the board or compensation committee

During the year, did any person listed on Form 990, Part VII, Section A, line 1a, with respect to the filing organization or a related organization:

Receive a severance payment or change-of-control payment? .............

Yes

Participate in, or receive payment from, a supplemental nonqualified retirement plan? .........

Participate in, or receive payment from, an equity-based compensation arrangement? .........

If "Yes" to any of lines 4a-c, list the persons and provide the applicable amounts for each item in Part III.

Only 501(c)(3), 501(c)(4), and 501(c)(29) organizations must complete lines 5-9.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the revenues of:

The organization? ....................

Any related organization? .......................

If "Yes," on line 5a or 5b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization pay or accrue any
compensation contingent on the net earnings of:

The organization? ..................

Any related organization? ......................

If "Yes," on line 6a or 6b, describe in Part III.

For persons listed on Form 990, Part VII, Section A, line 1a, did the organization provide any nonfixed
payments not described in lines 5 and 6? If "Yes," describe in Part III ............

Were any amounts reported on Form 990, Part VII, paid or accured pursuant to a contract that was
subject to the initial contract exception described in Regulations section 53.4958-4(a)(3)? If "Yes," describe
in Part III ..........................

If "Yes" on line 8, did the organization also follow the rebuttable presumption procedure described in Regulations section 53.4958-6(c)? .........................

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50053T

Schedule J (Form 990) (Rev. 1-2025)

Page 2

Part II

Officers, Directors, Trustees, Key Employees, and Highest Compensated Employees. Use duplicate copies if additional space is needed.

For each individual whose compensation must be reported on Schedule J, report compensation from the organization on row (i) and from related organizations, described in the
instructions, on row (ii). Do not list any individuals that are not listed on Form 990, Part VII.
Note. The sum of columns (B)(i)-(iii) for each listed individual must equal the total amount of Form 990, Part VII, Section A, line 1a, applicable column (D) and (E) amounts for that individual.

(A) Name and Title		(B) Breakdown of W-2, 1099-MISC compensation, and/or 1099-NEC			(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)	(F) Compensation in column (B) reported as deferred on prior Form 990
(A) Name and Title		(i) Base compensation	(ii) Bonus & incentive compensation	(iii) Other reportable compensation	(C) Retirement and other deferred compensation	(D) Nontaxable benefits	(E) Total of columns (B)(i)-(D)
1Vikram Israni Chief Executive Officer	(i) (ii)	598,644 ------------- 0	0 ------------- 0	100,671 ------------- 0	50,404 ------------- 0	10,387 ------------- 0	760,106 ------------- 0	0 ------------- 0
2Katherine Courtney Chief Experience & Operating Officer	(i) (ii)	475,000 ------------- 0	150,000 ------------- 0	1,990 ------------- 0	43,930 ------------- 0	0 ------------- 0	670,920 ------------- 0	0 ------------- 0
3Samantha McSorley Chief Commerical & Wealth Officer	(i) (ii)	345,844 ------------- 0	75,352 ------------- 0	1,720 ------------- 0	6,000 ------------- 0	0 ------------- 0	428,916 ------------- 0	0 ------------- 0
4James Kelly Chief Growth Officer	(i) (ii)	342,235 ------------- 0	51,184 ------------- 0	1,522 ------------- 0	18,780 ------------- 0	10,144 ------------- 0	423,865 ------------- 0	0 ------------- 0
5Ryan Doehrmann Chief Consumer Officer	(i) (ii)	308,520 ------------- 0	69,614 ------------- 0	1,990 ------------- 0	0 ------------- 0	10,935 ------------- 0	391,059 ------------- 0	0 ------------- 0
6Scott Taylor Chief Information Officer	(i) (ii)	335,976 ------------- 0	0 ------------- 0	1,522 ------------- 0	30,500 ------------- 0	0 ------------- 0	367,998 ------------- 0	0 ------------- 0
7Christopher Pech Chief Legal Officer	(i) (ii)	319,289 ------------- 0	0 ------------- 0	2,062 ------------- 0	30,500 ------------- 0	0 ------------- 0	351,851 ------------- 0	0 ------------- 0
8Heather Stumpf Chief Financial Officer	(i) (ii)	309,694 ------------- 0	0 ------------- 0	1,720 ------------- 0	0 ------------- 0	5,122 ------------- 0	316,536 ------------- 0	0 ------------- 0
9Jennifer Bleil Chief People Officer	(i) (ii)	171,816 ------------- 0	20,000 ------------- 0	1,164 ------------- 0	9,815 ------------- 0	4,722 ------------- 0	207,517 ------------- 0	0 ------------- 0
10Todd Fanning Left 05092024 Interim CEO	(i) (ii)	207,839 ------------- 0	133,333 ------------- 0	601,176 ------------- 0	16,610 ------------- 0	2,901 ------------- 0	961,859 ------------- 0	0 ------------- 0
11Daryn Peterson VP/Mortgage Lending	(i) (ii)	52,020 ------------- 0	773,322 ------------- 0	2,016 ------------- 0	23,000 ------------- 0	0 ------------- 0	850,358 ------------- 0	0 ------------- 0
12Eric Norman VP/Mortgage Lending	(i) (ii)	89,348 ------------- 0	548,717 ------------- 0	1,390 ------------- 0	30,500 ------------- 0	10,653 ------------- 0	680,608 ------------- 0	0 ------------- 0
13Peter Johnson VP/Mortgage Loan Officer	(i) (ii)	41,086 ------------- 0	549,649 ------------- 0	2,030 ------------- 0	23,000 ------------- 0	10,935 ------------- 0	626,700 ------------- 0	0 ------------- 0
14Aaron Kowalski VP/Mortgage Loan Officer	(i) (ii)	42,482 ------------- 0	515,039 ------------- 0	1,581 ------------- 0	1,713 ------------- 0	9,530 ------------- 0	570,345 ------------- 0	0 ------------- 0
15Scott Langenberg VP/Mortgage Loan Officer	(i) (ii)	40,362 ------------- 0	485,594 ------------- 0	1,552 ------------- 0	0 ------------- 0	11,648 ------------- 0	539,156 ------------- 0	0 ------------- 0

Schedule J (Form 990) (Rev. 1-2025)

Page 3

Part III

Supplemental Information

Provide the information, explanation, or descriptions required for Part I, lines 1a, 1b, 3, 4a, 4b, 4c, 5a, 5b, 6a, 6b, 7, and 8, and for Part II. Also complete this part for any additional information.

Return Reference	Explanation
Schedule J, Part I, Line 1a First-class or charter travel	The board of directors policy allows for reasonable expenses as approved by the board of directors, while the employment contract for the President/CEO allow first class business purpose travel.
Schedule J, Part I, Line 1a Travel for companions	The board of directors policy along with the contract for the President/CEO allow spouses to travel on business trips. Any expense related to travel companions is treated as taxable income and included in reportable compensation in Part VII and Schedule J.
Schedule J, Part I, Line 1a Health or social club dues or initiation fees	In tax year 2024, GreenState Credit Union provided social club dues for the CEO. The amount is included in reportable compensation in Part VII and Schedule J.
Schedule J, Part I, Line 4a Severance or change-of-control payment	GreenState Credit Union made severance payment to Todd Fanning - $600,000.

Schedule J (Form 990) (Rev. 1-2025)

Additional Data

Software ID:	24020961
Software Version:	2024v5.1

- TIN:

Schedule L
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Transactions with Interested Persons

Complete if the organization answered "Yes" on Form 990, Part IV, lines 25a, 25b, 26, 27, 28a, 28b, or 28c, or Form 990-EZ, Part V, line 38a or 40b.
Attach to Form 990 or Form 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

GreenState Credit Union

Employer identification number

42-0804594

Part I

Excess Benefit Transactions (section 501(c)(3), section 501(c)(4), and section 501(c)(29) organizations only).
Complete if the organization answered "Yes" on Form 990, Part IV, line 25a or 25b, or Form 990-EZ, Part V, line 40b.

1(a) Name of disqualified person	(c) Description of transaction	(d) Corrected?
1(a) Name of disqualified person	(c) Description of transaction	Yes	No

Enter the amount of tax incurred by the organization managers or disqualified persons during the year under section 4958. ........................... $

Enter the amount of tax, if any, on line 2, above, reimbursed by the organization ........ $

Part II

Loans to and/or From Interested Persons.
Complete if the organization answered "Yes" on Form 990-EZ, Part V, line 38a, or Form 990, Part IV, line 26; or if the organization reported an amount on Form 990, Part X, line 5, 6, or 22

(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	(d) Loan to or from the organization?		(e) Original principal amount	(f) Balance due	(g) In default?		(h) Approved by board or committee?		(i) Written agreement?
(a) Name of interested person	(b) Relationship with organization	(c) Purpose of loan	To	From	(e) Original principal amount	(f) Balance due	Yes	No	Yes	No	Yes	No
(1) Jeffrey Disterhoft	Retired CEO	Split Dollar Life Insurance Policy		X	14,643,612	18,012,027		No	Yes		Yes



Total ............... $						18,012,027

Part III

Grants or Assistance Benefiting Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 27.

(a) Name of interested person	(b) Relationship between interested person and the organization	(c) Amount of assistance	(d) Type of assistance	(e) Purpose of assistance

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 50056A

Schedule L (Form 990) (Rev. 1-2025)

Page 2

Part IV

Business Transactions Involving Interested Persons.
Complete if the organization answered "Yes" on Form 990, Part IV, line 28a, 28b, or 28c.

(a) Name of interested person	(c) Amount of transaction	(d) Description of transaction	(e) Sharing of organization's revenues?
(a) Name of interested person	(c) Amount of transaction	(d) Description of transaction	Yes	No

Part V

Supplemental Information
Provide additional information for responses to questions on Schedule L (see instructions).

Return Reference	Explanation

Schedule L (Form 990) (Rev. 1-2025)

Additional Data

Software ID:	24020961
Software Version:	2024v5.1

- TIN:

SCHEDULE O
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service

Supplemental Information to Form 990 or 990-EZ

Complete to provide information for responses to specific questions on
Form 990 or 990-EZ or to provide any additional information.
Attach to Form 990 or 990-EZ.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public
Inspection

Name of the organization

GreenState Credit Union

Employer identification number

42-0804594

Return Reference	Explanation
Form 990, Part VI, Line 6 Classes of members or stockholders	GreenState Credit Union does have members as specified by their bylaws.
Form 990, Part VI, Line 7a Members or stockholders electing members of governing body	The members of the board of directors are elected by the membership. Members may vote electronically prior to the annual meeting.
Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders	There are five situations for state-chartered credit unions in Iowa to which membership vote is required for approval: -Charter conversion -Voluntary Dissolution -Amending or Reversing an act of the board of directors *Mergers -Removal or reinstatement of an officer, director or member of the auditing committee
Form 990, Part VI, Line 11b Review of form 990 by governing body	The organization's governing body is provided an electronic copy of the form 990 prior to filing. The form 990 will be reviewed by the Organization's CFO and Finance team.
Form 990, Part VI, Line 12c Conflict of interest policy	GreenState Credit Union regularly and consistently monitors and enforces compliance with its Conflict of Interest Policy applicable to Directors, Executive Leadership Team, and Employees. GreenState's Policy requires Conflict of Interest Statements be completed annually for review by Internal Audit and Executive Committee for Directors/Executive Leadership Team and VP/Human Resources and Chief Legal Officer as warranted for Employees.
Form 990, Part VI, Line 15a Process to establish compensation of top management official	The Compensation Evaluation Subcommittee is a subcommittee of the Executive Committee and is appointed by GreenState Credit Union's (GSCU) board of directors (the "board") to discharge the board's responsibilities relating to compensation of the credit union's President/CEO and to review and make recommendations to the President/CEO for executive compensation. The committee has overall responsibility for approving and evaluating the President/CEO compensation, benefit and perquisite plans, policies and programs of the credit union. The compensation committee is also responsible for producing an annual report on executive compensation for review by the entire board. Executive officer compensation review is conducted annually by the President/ CEO in conjunction with a formal annual performance review. Compensation levels are evaluated against market compensation data provided by independent executive compensation sources, changes in average market compensation trends and individual and organizational performance. The process described was last completed in 2024.
Form 990, Part VI, Line 15b Process to establish compensation of other employees	The CEO/President position is reviewed by the board appointed Compensation Evaluation Subcommittee with a recommendation to the Executive Committee and then Board of Directors. Executive officer compensation review is conducted annually by the President/ CEO in conjunction with a formal annual performance review.
Form 990, Part VI, Line 19 Required documents available to the public	The organization's governing documents, conflict of interest policy, and financial statements are made available to the public upon request.
FORM 990, PART XII, LINE 2C:	THE OVERSIGHT AND SELECTION PROCESS HAS NOT CHANGED FROM THE PRIOR TAX YEAR.

For Paperwork Reduction Act Notice, see the Instructions for Form 990 or 990-EZ.

Cat. No. 51056K

Schedule O (Form 990) (Rev. 1-2025)

Additional Data

Software ID:	24020961
Software Version:	2024v5.1

- TIN:

SCHEDULE R
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Related Organizations and Unrelated Partnerships

Complete if the organization answered "Yes" on Form 990, Part IV, line 33, 34, 35b, 36, or 37.
Attach to Form 990.
Go to www.irs.gov/Form990 for instructions and the latest information.

OMB No. 1545-0047

Open to Public Inspection

Name of the organization

GreenState Credit Union

Employer identification number

42-0804594

Part I

Identification of Disregarded Entities. Complete if the organization answered "Yes" on Form 990, Part IV, line 33.

(a) Name, address, and EIN (if applicable) of disregarded entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Total income	(e) End-of-year assets	(f) Direct controlling entity
(1) GreenState Financial LLC 2355 Landon Rd North Liberty,IA52317 27-4335678	CUSO Activity	IA	5,389,661	47,750,368	GreenState Credit Union
(2) GreenState Insurance Services LLC 2355 Landon Rd North Liberty,IA52317 46-3811338	Insurance Services	IA	1,873,228	7,883,867	GreenState Financial
(3) GreenState Trust Services 2355 Landon Rd North Liberty,IA52317 84-3860120	Trust Services	IA	202,302	672,233	GreenState Financial
(4) GreenState Loan Servicing 2355 Landon Rd North Liberty,IA52317 88-1134445	Loan Originations	IA	3,334,053	176,350,653	GreenState Financial

Part II

Identification of Related Tax-Exempt Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related tax-exempt organizations during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	(g) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Exempt Code section	(e) Public charity status (if section 501(c)(3))	(f) Direct controlling entity	Yes	No

For Paperwork Reduction Act Notice, see the Instructions for Form 990.

Cat. No. 50135Y

Schedule R (Form 990) (Rev. 1-2025)

Page 2

Part III

Identification of Related Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, because it had one or more related organizations treated as a partnership during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Part IV

Identification of Related Organizations Taxable as a Corporation or Trust. Complete if the organization answered "Yes" on Form 990, Part IV, line 34 because it had one or more related organizations treated as a corporation or trust during the tax year.

(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	(i) Section 512(b)(13) controlled entity?
(a) Name, address, and EIN of related organization	(b) Primary activity	(c) Legal domicile (state or foreign country)	(d) Direct controlling entity	(e) Type of entity (C corp, S corp, or trust)	(f) Share of total income	(g) Share of end-of-year assets	(h) Percentage ownership	Yes	No

Schedule R (Form 990) (Rev. 1-2025)

Page 3

Part V

Transactions With Related Organizations. Complete if the organization answered "Yes" on Form 990, Part IV, line 34, 35b, or 36.

Note. Complete line 1 if any entity is listed in Parts II, III, or IV of this schedule.

Yes

1 During the tax year, did the orgranization engage in any of the following transactions with one or more related organizations listed in Parts II-IV?

a Receipt of (i) interest, (ii) annuities, (iii) royalties, or (iv) rent from a controlled entity .....................

b Gift, grant, or capital contribution to related organization(s) ............................

c Gift, grant, or capital contribution from related organization(s) ............................

d Loans or loan guarantees to or for related organization(s) ............................

e Loans or loan guarantees by related organization(s) ............................

f Dividends from related organization(s) ............................

g Sale of assets to related organization(s) ............................

h Purchase of assets from related organization(s) ............................

i Exchange of assets with related organization(s) ............................

j Lease of facilities, equipment, or other assets to related organization(s) .......................

k Lease of facilities, equipment, or other assets from related organization(s) ......................

l Performance of services or membership or fundraising solicitations for related organization(s) .....................

m Performance of services or membership or fundraising solicitations by related organization(s) .................

n Sharing of facilities, equipment, mailing lists, or other assets with related organization(s) ...................

o Sharing of paid employees with related organization(s) ............................

p Reimbursement paid to related organization(s) for expenses ............................

q Reimbursement paid by related organization(s) for expenses ............................

r Other transfer of cash or property to related organization(s) ............................

s Other transfer of cash or property from related organization(s) ............................

If the answer to any of the above is "Yes," see the instructions for information on who must complete this line, including covered relationships and transaction thresholds.

(a) Name of related organization	(b) Transaction type (a-s)	(c) Amount involved	(d) Method of determining amount involved

Schedule R (Form 990) (Rev. 1-2025)

Page 4

Part VI

Unrelated Organizations Taxable as a Partnership. Complete if the organization answered "Yes" on Form 990, Part IV, line 37.

Provide the following information for each entity taxed as a partnership through which the organization conducted more than five percent of its activities (measured by total assets or gross revenue) that was not a related organization. See instructions regarding exclusion for certain investment partnerships.

(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	(e) Are all partners section 501(c)(3) organizations?		(f) Share of total income	(g) Share of end-of-year assets	(h) Disproprtionate allocations?		(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	(j) General or managing partner?		(k) Percentage ownership
(a) Name, address, and EIN of entity	(b) Primary activity	(c) Legal domicile (state or foreign country)	Yes	No	(f) Share of total income	(g) Share of end-of-year assets	Yes	No	(i) Code V-UBI amount in box 20 of Schedule K-1 (Form 1065)	Yes	No	(k) Percentage ownership

Schedule R (Form 990) (Rev. 1-2025)

Page 5

Part VII

Supplemental Information

Provide additional information for responses to questions on Schedule R. See instructions.

Return Reference	Explanation

Schedule R (Form 990) (Rev. 1-2025)

Additional Data

Software ID:	24020961
Software Version:	2024v5.1

1	Briefly describe the organization’s mission or most significant activities: As the nation's greatest financial institution, we...make profound impact in the lives of our members, empower our employees to create endless opportunities and shape our future, and enhance the vitality of our communities by donating our time, talents, and financial support.
2	Check this box
3	Number of voting members of the governing body (Part VI, line 1a) ........	3	9
4	Number of independent voting members of the governing body (Part VI, line 1b) .....	4	9
5	Total number of individuals employed in calendar year 2024 (Part V, line 2a) ......	5	1,038
6	Total number of volunteers (estimate if necessary) .............	6	0
7a	Total unrelated business revenue from Part VIII, column (C), line 12 ........	7a	231,704
b	Net unrelated business taxable income from Form 990-T, Part I, line 11 .........	7b

		Prior Year	Current Year
8	Contributions and grants (Part VIII, line 1h) .........		0
9	Program service revenue (Part VIII, line 2g) .........	486,320,278	473,945,764
10	Investment income (Part VIII, column (A), lines 3, 4, and 7d ) ....	40,022,155	69,401,174
11	Other revenue (Part VIII, column (A), lines 5, 6d, 8c, 9c, 10c, and 11e)	51,222,212	71,380,270
12	Total revenue—add lines 8 through 11 (must equal Part VIII, column (A), line 12)	577,564,645	614,727,208
13	Grants and similar amounts paid (Part IX, column (A), lines 1–3 )...	5,184,044	4,915,799
14	Benefits paid to or for members (Part IX, column (A), line 4).....	0	0
15	Salaries, other compensation, employee benefits (Part IX, column (A), lines 5–10)	108,913,031	115,899,560
16a	Professional fundraising fees (Part IX, column (A), line 11e) .....		0
b	Total fundraising expenses (Part IX, column (D), line 25) 0
17	Other expenses (Part IX, column (A), lines 11a–11d, 11f–24e)....	548,138,014	473,686,422
18	Total expenses. Add lines 13–17 (must equal Part IX, column (A), line 25)	662,235,089	594,501,781
19	Revenue less expenses. Subtract line 18 from line 12.......	-84,670,444	20,225,427
		Beginning of Current Year	End of Year
20	Total assets (Part X, line 16).............	11,331,220,069	10,631,477,748
21	Total liabilities (Part X, line 26).............	10,545,598,697	9,824,957,202
22	Net assets or fund balances. Subtract line 21 from line 20.....	785,621,372	806,520,546

Sign Here

	Signature of officer	Date

	Type or print name and title


4a	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	GreenState Credit Union provides lending services with competitive rates. The lending portfolio includes: - Mortgage loans including both first and second mortgages - Consumer loans including primarily auto loans and unsecured personal loans - Commercial Loans including both commercial real-estate and non-real-estate lending In 2024, the credit union originated $2.1 billion of mortgage loans; $767 million of consumer and $128 million of commercial loans.

4b	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	GreenState also provides opportunities for members to save for future needs in the form of Savings, Money Market, CDs while offering competitive rates on these funds. In 2024, member deposits grew $107 million.

4c	(Code: ) (Expenses $ including grants of $ ) (Revenue $ )
	GreenState also provides membership with avenues to transact business via channels such as ACH, wire, electronic funds transfer, ETC. In 2024, the credit union processed over 75.8 million financial transactions on behalf of its members.

4d	Other program services (Describe in Schedule O.)
	(Expenses $ including grants of $ ) (Revenue $ )
4e	Total program service expenses0

(A) Name and title	(B) Average hours per week (list any hours for related organizations below dotted line)				(D) Reportable compensation from the organization (W-2/1099-MISC/1099-NEC)	(E) Reportable compensation from related organizations (W-2/1099-MISC/1099-NEC)	(F) Estimated amount of other compensation from the organization and related organizations
(A) Name and title
(18) Vikram Israni........................................................................ Chief Executive Officer	50.0 .......................	X			699,315	0	60,791
(19) Aaron Kowalski........................................................................ VP/Mortgage Loan Officer	50.0 .......................		X		559,102	0	11,243
(20) Daryn Peterson........................................................................ VP/Mortgage Lending	50.0 .......................		X		827,358	0	23,000
(21) Eric Norman........................................................................ VP/Mortgage Lending	50.0 .......................		X		639,455	0	41,153
(22) Peter Johnson........................................................................ VP/Mortgage Loan Officer	50.0 .......................		X		592,765	0	33,935
(23) Todd Fanning Left 05092024........................................................................ Interim CEO	50.0 .......................			X	942,348	0	19,511
(24) Scott Langenberg........................................................................ VP/Mortgage Loan Officer	50.0 .......................				527,508	0	11,648

1b	Sub-Total..............
c	Total from continuation sheets to Part VII, Section A..
d	Total (add lines 1b and 1c).........	7,950,341	0	371,729

1a	Federated campaigns..		1a
b	Membership dues..		1b
c	Fundraising events..		1c
d	Related organizations		1d
e	Government grants (contributions)		1e

f	All other contributions, gifts, grants, and similar amounts not included above		1f

g	Noncash contributions included in lines 1a - 1f:$		1g

h Total. Add lines 1a-1f.......		0

		Business Code
2a	LOAN INTEREST REVENUE	522100	452,348,492	452,348,492
b	ATM FEE REVENUE	522100	21,597,272	21,365,568	231,704
c
d
e
f	All other program service revenue.		0	0	0	0
g	Total. Add lines 2a–2f .....		473,945,764

3 Investment income (including dividends, interest, and othersimilar amounts) ......			72,242,010			72,242,010
4 Income from investment of tax-exempt bond proceeds
5 Royalties...........
			(i) Real	(ii) Personal
6a	Gross rents	6a	384,274
b	Less: rental expenses	6b
c	Rental income or (loss)	6c	384,274	0
d	Net rental income or (loss).......			384,274			384,274
			(i) Securities	(ii) Other
7a	Gross amount from sales of assets other than inventory	7a		4,944,939
b	Less: cost or other basis and sales expenses	7b		7,785,775
c	Gain or (loss)	7c	0	-2,840,836
d	Net gain or (loss).........			-2,840,836			-2,840,836
8a	Gross income from fundraising events (not including $ of contributions reported on line 1c). See Part IV, line 18 ....
			8a
b	Less: direct expenses ...		8b
c	Net income or (loss) from fundraising events..			0
9a	Gross income from gaming activities. See Part IV, line 19 ...
			9a
b	Less: direct expenses ...		9b
c	Net income or (loss) from gaming activities..
10a	Gross sales of inventory, less returns and allowances ..
			10a
b	Less: cost of goods sold ..		10b
c	Net income or (loss) from sales of inventory..

Business Code
11a	MISCELLANEOUS REVENUE		522100	27,931,371	27,931,371
b	SERVICE RELEASE PREMIUMS		522100	21,708,448	21,708,448
c	INTERCHANGE REVENUE		522100	21,356,177	21,356,177
d	All other revenue ....			0	0	0	0
e	Total. Add lines 11a–11d ......			70,995,996
12	Total revenue. See instructions.....			614,727,208	544,710,056	231,704	69,785,448

1	Grants and other assistance to domestic organizations and domestic governments. See Part IV, line 21 ....	4,915,799
2	Grants and other assistance to domestic individuals. See Part IV, line 22 ...........
3	Grants and other assistance to foreign organizations, foreign governments, and foreign individuals. See Part IV, lines 15 and 16. .............
4	Benefits paid to or for members .......
5	Compensation of current officers, directors, trustees, and key employees ...........	4,880,628
6	Compensation not included above, to disqualified persons (as defined under section 4958(f)(1)) and persons described in section 4958(c)(3)(B) .........
7	Other salaries and wages........	71,930,376
8	Pension plan accruals and contributions (include section 401(k) and 403(b) employer contributions) ....	7,147,458
9	Other employee benefits .......	25,329,512
10	Payroll taxes ...........	6,611,586
11	Fees for services (non-employees):
a	Management ......
b	Legal .........	323,082
c	Accounting ...........	1,097,131
d	Lobbying ...........
e	Professional fundraising services. See Part IV, line 17
f	Investment management fees ......
g	Other (If line 11g amount exceeds 10% of line 25, column (A) amount, list line 11g expenses on Schedule O)	1,504,496
12	Advertising and promotion ....	4,900,087
13	Office expenses .......	10,318,015
14	Information technology ......	14,669,738
15	Royalties ..
16	Occupancy ...........	7,381,569
17	Travel ............	312,652
18	Payments of travel or entertainment expenses for any federal, state, or local public officials .
19	Conferences, conventions, and meetings ....	11,220
20	Interest ...........	50,487,042
21	Payments to affiliates .......
22	Depreciation, depletion, and amortization ..	7,703,840
23	Insurance ...	1,906,578
24	Other expenses. Itemize expenses not covered above (List miscellaneous expenses in line 24e. If line 24e amount exceeds 10% of line 25, column (A) amount, list line 24e expenses on Schedule O.)
a	INTEREST PAID TO MEMBERS	293,576,466
b	PROVISION FOR LOAN LOSS	31,262,343
c	MISCELLANEOUS EXPENSE	29,161,539
d	PROCESSING FEES	19,070,624
e	All other expenses	0
25	Total functional expenses. Add lines 1 through 24e	594,501,781
26	Joint costs. Complete this line only if the organization reported in column (B) joint costs from a combined educational campaign and fundraising solicitation. Check here if following SOP 98-2 (ASC 958-720).

1	Cash–non-interest-bearing ........			1,214,200,234	1	1,020,345,348
2	Savings and temporary cash investments .........			0	2
3	Pledges and grants receivable, net ......			0	3
4	Accounts receivable, net .............			0	4
5	Loans and other receivables from any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .......
				17,582,520	5	18,012,027
6	Loans and other receivables from other disqualified persons (as defined under section 4958(f)(1)), and persons described in section 4958(c)(3)(B) ...
				0	6	0
7	Notes and loans receivable, net ...........			9,485,460,076	7	8,922,728,777
8	Inventories for sale or use ............			0	8
9	Prepaid expenses and deferred charges ......			14,718,970	9	13,914,844
10a	Land, buildings, and equipment: cost or other basis. Complete Part VI of Schedule D	10a	190,893,101
b	Less: accumulated depreciation	10b	47,663,336	135,340,132	10c	143,229,765
11	Investments—publicly traded securities .			91,134,906	11	114,036,375
12	Investments—other securities. See Part IV, line 11 .....			0	12
13	Investments—program-related. See Part IV, line 11 ..			0	13
14	Intangible assets ...............			134,990,764	14	133,026,365
15	Other assets. See Part IV, line 11 ...........			237,792,467	15	266,184,247
16	Total assets. Add lines 1 through 15 (must equal line 33)...			11,331,220,069	16	10,631,477,748

17	Accounts payable and accrued expenses .....	82,243,705	17	55,688,355
18	Grants payable ...	0	18
19	Deferred revenue .........	0	19
20	Tax-exempt bond liabilities .........	0	20
21	Escrow or custodial account liability. Complete Part IV of Schedule D	0	21
22	Loans and other payables to any current or former officer, director, trustee, key employee, creator or founder, substantial contributor, or 35% controlled entity or family member of any of these persons .........
		0	22	0
23	Secured mortgages and notes payable to unrelated third parties ..	1,250,843,765	23	1,191,000,000
24	Unsecured notes and loans payable to unrelated third parties ..	0	24
25	Other liabilities (including federal income tax, payables to related third parties, and other liabilities not included on lines 17 - 24). Complete Part X of Schedule D	9,212,511,227	25	8,578,268,847
26	Total liabilities. Add lines 17 through 25..	10,545,598,697	26	9,824,957,202

	Organizations that follow FASB ASC 958, check here and complete lines 27, 28, 32, and 33.
27	Net assets without donor restrictions ..........		27
28	Net assets with donor restrictions ...........		28
	Organizations that do not follow FASB ASC 958, check here and complete lines 29 through 33.
29	Capital stock or trust principal, or current funds .....	0	29
30	Paid-in or capital surplus, or land, building or equipment fund ...	0	30
31	Retained earnings, endowment, accumulated income, or other funds	785,621,372	31	806,520,546
32	Total net assets or fund balances ...........	785,621,372	32	806,520,546
33	Total liabilities and net assets/fund balances ........	11,331,220,069	33	10,631,477,748