Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
MASCOMA BANK FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)67 NORTH PARK STREET
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
LEBANON, NH037660435
A Employer identification number

22-2816632
B Telephone number (see instructions)

(603) 443-8627
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$9,244,138J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 166,621
2 Check right arrow.............
3 Interest on savings and temporary cash investments 1 1  
4 Dividends and interest from securities... 262,057 262,057  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 511,096
b Gross sales price for all assets on line 6a 645,925
7 Capital gain net income (from Part IV, line 2)... 511,096
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 939,775 773,154  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
45,326 45,326   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
3,956 3,956   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
9,836 0   0
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 59,118 49,282   0
25 Contributions, gifts, grants paid....... 836,868 836,868
26 Total expenses and disbursements. Add lines 24 and 25 895,986 49,282   836,868
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 43,789
b Net investment income (if negative, enter -0-) 723,872
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............   50 50
2 Savings and temporary cash investments......... 477,675 456,134 456,134
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 26 Click to see attachment
List of Attached Documents:
// Content
5 		5
b Investments—corporate stock (attach schedule)....... 56,343 Click to see attachment
List of Attached Documents:
// Content
22,326 		315,028
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 6,171,477 Click to see attachment
List of Attached Documents:
// Content
6,266,542 		8,472,921
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,705,521 6,745,057 9,244,138
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 1,320,865 1,320,865
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 5,384,656 5,424,192
29 Total net assets or fund balances (see instructions)..... 6,705,521 6,745,057
30 Total liabilities and net assets/fund balances (see instructions). 6,705,521 6,745,057
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,705,521
2
Enter amount from Part I, line 27a .....................
2
43,789
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
6,749,310
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
4,253
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
6,745,057
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a FIDELITY #5206 P 2017-03-22 2024-12-31
b FIDELITY #4292 P 2024-01-01 2024-12-31
c FIDELITY #4292 P 2024-01-01 2024-12-31
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 23,078   9,930 13,148
b 622,826   124,899 497,927
c 21     21
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       13,148
b       497,927
c       21
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 511,096
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 10,062
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 10,062
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 10,062
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 5,600
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 5,600
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 4,462
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow   Refundedright arrow 11  
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowNH
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowMASCOMA BANK Telephone no.right arrow (603) 443-8627

Located atright arrow67 NORTH PARK STREETLEBANONNH ZIP+4right arrow03766
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
CATHERINE RICHMOND TRUSTEE
1.00 		0 0 0
67 NORTH PARK STREET
LEBANON,NH037660435
FRANK LEIBLY TRUSTEE
1.00 		0 0 0
67 NORTH PARK STREET
LEBANON,NH037660435
MERRITT PATRIDGE CHAIR
1.00 		0 0 0
67 NORTH PARK STREET
LEBANON,NH037660435
DEIRDRE GOODRICH TRUSTEE
1.00 		0 0 0
67 NORTH PARK STREET
LEBANON,NH037660435
DANIEL MCGEE TRUSTEE
1.00 		0 0 0
67 NORTH PARK STREET
LEBANON,NH037660435
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
8,627,710
b
Average of monthly cash balances.......................
1b
466,929
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
9,094,639
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
9,094,639
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
136,420
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
8,958,219
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
447,911
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
447,911
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
10,062
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
10,062
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
437,849
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
437,849
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
437,849
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
836,868
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
836,868
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 437,849
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019......  
b From 2020...... 100,410
c From 2021......  
d From 2022...... 15,819
e From 2023...... 17,720
f Total of lines 3a through e ........ 133,949
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 836,868
a Applied to 2023, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 437,849
e Remaining amount distributed out of corpus 399,019
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 532,968
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		532,968
10 Analysis of line 9:
a Excess from 2020.... 100,410
b Excess from 2021....  
c Excess from 2022.... 15,819
d Excess from 2023.... 17,720
e Excess from 2024.... 399,019
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
MARIAH DAVIS
67 N PARK STREET
LEBANON,NH03766
(802) 490-1866
bThe form in which applications should be submitted and information and materials they should include:
APPLICATIONS MAY BE SUBMITTED ON THE MASCOMA BANK WEBSITE AND SHOULD BE COMPLETE ON SUBMISSION.
cAny submission deadlines:
PROPOSALS ARE CONSIDERED QUARTERLY. DEADLINES ARE JANUARY 1, APRIL 1, JULY 1, AND OCTOBER 1.
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
GRANTS TO ORGANIZATIONS WITHIN THE LENDING AREA OF MASCOMA BANK. AN ORGANIZATION RECEIVING FUNDS FROM THE FOUNDATION IS ELIGIBLE TO SUBMIT A NEW APPLICATION IF AT LEAST 24 MONTHS HAS PASSED SINCE THEY HAVE RECEIVED A DONATION.
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AVANT VERMONT DANCE

3057 WEATHERSFIELD CENTER ROAD
WEATHERSFIELD,VT05156 		    SEASONS: SPRING 500

BROOKFIELD COMMUNITY PARTNERSHIP

93 STONE ROAD
BROOKFIELD,VT05036 		    2024 COMMUNITY EVENTS 500

FRANCES C RICHMOND MIDDLE SCHOOL

63 LYME RD
HANOVER,NH03755 		    CULTURAL TRIP 500

GRAFTON COUNTY SENIOR CITIZENS COUNCIL

77 RIVERGLEN LANE
LITTLETON,NH03561 		    2024 HOME DELIVERED MEALS 500

GRANITE STATE FLASH

57 KLUGE ROAD
ENFIELD,NH03748 		    YOUTH RUNNING 500

LADIES BENEVOLENT SOCIETY OF GRAFTON

PO BOX 56
GRAFTON,NH03240 		    HOLIDAY BASKES 500

MASCOMA BABE RUTH BASEBALL

PO BOX 126
ENFIELD,NH03748 		    OPERATING SUPPORT 500

STRAFFORD TOWNREC DEPT

325 JUSTIN MORRILL MEMORIAL HI
SOUTH STRAFFORD,VT05072 		    BASEBALL 500

WALPOLE PARENT TEACHER GROUP

PO BOX 549
WALPOLE,NH03608 		    FALL FUNDRAISER 500

SPORTS ENHANCEMENT PROGRAM

73 WALNUT HILL RD
SPRINGFIELD,VT05156 		    SPORTS ENHANCEMENT FOR LIFE 1,000

KEENE STATE COLLEGE

229 MAIN STREET MS 2701
KEENE,NH03435 		    GOSTEM 2024 1,000

ST KIERAN COMMUNITY CENTER FOR THE ARTS

155 EMERY STREET
BERLIN,NH03570 		    TABLES & ACCESSORIES 1,000

VERMONT YOUTH ORCHESTRA ASSOC

223 ETHAN ALLEN AVENUE
COLCHESTER,VT05446 		    SCHOLARSHIPS AND FINACIAL AID 1,000

THETFORD FOOD SHELF

3910 ROUTE 113
THETFORD CENTER,VT05075 		    FOOD SHELF 1,000

SULLIVAN COUNTY NUTRITION SERVICES

PO BOX 387
NEWPORT,NH03773 		    HOLIDAY SEASON SUPPORT 1,000

THE UPPER VALLEY WALDORF SCHOOL

80 BLUFF ROAD
QUECHEE,VT05059 		    EXPANDING LIBRARY 1,000

THE TELLING ROOM

225 COMMERCIAL STREET SUITE 201
PORTLAND,ME04101 		    YOUTH PROGRAM 1,000

THE SAFETY TEAM

27 RYE CIRCLE
SOUTH BURLINGTON,VT05403 		    SELF DEFENSE 1,000

UNITED WAY OF SOUTHERN ME

550 FOREST AVENUE 100
PORTLAND,ME04101 		    BIDDEFORD READY BACK TO SCHOOL CELEBRATION 1,000

FIRST UNIVERSALIST CHURCH

8 BROWNSVILLE ROAD
HARTLAND FOUR CORNERS,VT05049 		    FOOD SHELF 1,000

WE R HOPE

200 LOWER BARTONSVILLE ROAD
CHESTER,VT05143 		    YOUTH WELLNESS RETREAT 1,000

SUSTAINABILITY ACADEMY PTO

123 NORTH STREET
BURLINGTON,VT05401 		    FIELD TRIPS AND CARE TEAM 1,000

WHITE MOUNTAIN REGIONAL HIGH SCHOOL

127 REGIONAL RD
WHITEFIELD,NH03598 		    LIFE SKILLS ACTIVITY FUND 1,000

RANDOLPH AREA FOOD SHELF

12 PRINCE ST SUITE 3
RANDOLPH,VT05060 		    FOOD SHELF 1,000

ANGEL FLIGHT NEW ENGLAND

492 SUTTON STREET
WILMINGTON,MA01845 		    AIR TRANSPORTATION 1,000

COOS COUNTY FAMILY HEALTH SERVICES

133 PLEASANT STREET
BERLIN,NH03570 		    DONATION 1,000

BERNICE A RAY SCHOOL PTO

26 RESERVOIR RD
HANOVER,NH03755 		    OUTDOOR BUDDY BENCHES 1,000

ORANGE SOUTHWEST SUPERVISORY UNION

40 AYERS BROOK ROAD
RANDOLPH,VT05060 		    PATH PROGRAM 1,000

ROGUE ROBOTS OF 4H

279 BIBLE HILL RD
CLAREMONT,NH03743 		    STARTUP COSTS 1,000

CONSCIOUS HOMESTEAD

21 RICHARD STREET
WINOOSKI,VT05404 		    PROGRAMMING 1,000

MORENO VALLEY CULTURAL ARTS

73 HILLSIDE AVENUE
GROVETON,NH03582 		    RIDE TO REMEMBER 1,000

JOE ANDRUZZI FOUNDATION

49 PLAIN STREET SUITE 500
NORTH ATTLEBORO,MA02760 		    CANCER PATIENTS FUND 1,000

JANET S MUNT FAMILY ROOM

20 ALLEN STREET
BURLINGTON,VT05401 		    FAMILY SUPPER 1,000

BRIDGEWATER VOLUNTEER FIRE DEPT

28 SOUTHGATE LOOP
BRIDGEWATER,VT05034 		    28 SOUTHGATE LOOP 1,000

KOASEK OF TURTLE ISLAND

49 PLEASANT ST 106
ALSTEAD,NH03602 		    TRAIL BUILDING 1,000

UPPER VALLEY MOUNTAIN BIKE ASSOCIATION

354 MASCOMA STREET
LEBANON,NH03766 		    LANDMARK MTN BIKE SKILLS PARK TRAILS 1,250

LOVING MOMS TOGETHER

668 HANOVER CENTER ROAD
HANOVER,NH03755 		    BABY BAGS 1,250

CHARLESTOWN MIDDLE SCHOOL

307 MAIN STREET
CHARLESTOWN,NH03603 		    DRAMA CLUB 1,250

FRIENDS OF THE NORTHERN RAIL TRAIL

PO BOX 2064
NEW LONDON,NH03257 		    REPAVING ONE MILE 1,500

UNITED CHURCH OF CHELSEA

13 NORTH COMMON
CHELSEA,VT05038 		    FOOD SHELF 1,500

NEW HAMPSHIRE HUMANITIES

117 PLEASANT STREET
CONCORD,NH03301 		    CONNECTIONS ADULT LITERACY 1,500

BOYS & GIRLS CLUB OF NORTH COUNTRY

2572 ROUTE 302
LISBON,NH03585 		    HEALTHY CHILDREN'S PROGRAM 1,500

FALLS AREA COMMUNITY TV

1 HOSPITAL COURT
BELLOWS FALLS,VT05101 		    NEW EQUIPMENT 1,500

HANOVER IMPROVEMENT SOCIETY

57 SOUTH MAIN ST
HANOVER,NH03755 		    ZAMBONI 1,500

FULL CIRCLE FARM THERAPEUTIC HORSEMANSHIP

80 EDGELL ROAD
NEWPORT,NH03773 		    SCHOLARSHIP FUNDS 1,500

RISE FOR BABY AND FAMILY

147 WASHINGTON ST
KEENE,NH03431 		    LANGUAGE SUPPORT 1,500

NORTHERN NE MUSEUM OF CONTEMPORARY ART

266 PINE STREET SUITE 104
BURLINGTON,VT05401 		    ONLINE DIGITAL & PUBLIC ACCESS TO COLLECTION 1,500

JUNIOR ACHIEVEMENT OF MAINE

565 CONGRESS STREET SUITE 306
PORTLAND,ME04101 		    TECHNOLOGY ENHANCEMENTS 1,500

SPRINGFIELD NH HISTORICAL SOCIETY

43 FOUR CORNERS ROAD
SPRINGFIELD,NH03284 		    BRICK TERRACE AND PATHWAY 1,500

WILMOT COMMUNITY ASSOCIATION

PO BOX 23
WILMOT,NH03287 		    ARSENIC REMEDIATION SYSTEM 1,500

TOWN OF STRAFFORD

227 JUSTIN MORRILL HIGHWAY
STRAFFORD,VT05072 		    POCKET PARK 1,500

WOODSTOCK COMMUNITY TRUST

PO BOX 802
WOODSTOCK,VT05091 		    EAST END PARK 1,500

UPPER VALLEY HAVEN

713 HARTFORD AVENUE
WHITE RIVER JUNCTION,VT05001 		    FOOD SHELF 1,600

GREEN MOUNTAIN MOBILE THERAPY

191 PROSPECT PKWY
BURLINGTON,VT05401 		    OPERATING SUPPORT 1,750

TEDFORD HOUSING

PO BOX 958
BRUNSWICK,ME04011 		    TECHNOLOGY UPGRADES 1,750

STRAFFORD COMMUNITY NURSE PROGRAM

PO BOX 124
STRAFFORD,VT05072 		    NURSE PROJECT 2,000

WHITE RIVER SCHOOL

102 PINE STREET
WHITE RIVER JUNCTION,VT05001 		    READING IS FUNDAMENTAL 2,000

TWIN STATE MAKERS SPACE CLAREMONT MAKERS

PO BOX 100
LEBANON,NH03766 		    CMS COMMUNITY QUILTS 2,000

VERMONT ASSOCIATES FOR TRAINING AND DEVELOPMENT

3 CHAMPLAIN COMMONS SUITE 2
ST ALBANS,VT05478 		    OPERATING SUPPORT 2,000

VERSHARE

PO BOX 112
VERSHIRE,VT05079 		    WINDOW DRESSERS/STORM WINDOWS 2,000

WINDSOR NURSEPUBLIC HEALTH COUNCIL

7 COURT ST
WINDSOR,VT05089 		    NURSE PROJECT 2,000

WISE

38 BANK STREET
LEBANON,NH03766 		    WISE HOLIDAY GIFT PROGRAM 2,000

WOODSTOCK COMMUNITY FOOD SHELF

217 MAXHAM MEADOW WAY
WOODSTOCK,VT05091 		    FOOD SHELF 2,000

TEDFORD HOUSING

PO BOX 958
BRUNSWICK,ME04011 		    ANNUAL REPORT PRINTING 2,000

RONALD MCDONALD CHARITIES OF MAINE

250 BRACKETT STREET
PORTLAND,ME04102 		    TECHNOLOGY ACCESS 2,000

SCOTLAND HOUSE

8828 WOODSTOCK ROAD
WHITE RIVER JUNCTION,VT05001 		    ADULT DAY PROGRAM 2,000

TECHNOLOGY FOR TOMORROW

476 SHUNPIKE ROAD
WILLISTON,VT05495 		    DIGITAL LITERACY 2,000

SPARK COMMUNITY CENTER

59 HANOVER STREET 4
LEBANON,NH03766 		    PROGRAMING SUPPORT 2,000

RHINO FOODS FOUNDATION

179 QUEEN CITY PARK ROAD
BURLINGTON,VT05461 		    INCOME ADVANCE PROGRAM 2,000

STOCKBRIDGE FREE COMMUNITY MEALS

621 RIVER ROAD
STOCKBRIDGE,VT05772 		    COMMUNITY MEALS 2,000

PARKS PLACE COMMUNITY RESOURCE CENTER

44 SCHOOL STREET EXT
BELLOWS FALLS,VT05101 		    HOLIDAY TOY PROGRAM 2,000

SAFEART

292 VT RTE 110
CHELSEA,VT05038 		    AFTER SCHOOL ARTS 2,000

KEARSAGE LAKE SUNAPEE FOOD PANTRY

461 MAIN ST
NEW LONDON,NH03257 		    FOOD SHELF 2,000

BETHEL FOOD SHELF

129 CHURCH ST
BETHEL,VT05032 		    FOOD SHELF 2,000

KEENE FAMILY YMCA MONADNOCK DEI & BELONGING COALITION

200 SUMMIT ROAD
KEENE,NH03431 		    CAPACITY BUILDING IN MONADNOCK REGION 2,000

COLONEL TOWN PLAYERS OF LANCASTER

25 MAIN STREET TOWN HALL AUDITORIUM
SUITE
LANCASTER,NH03584 		    LIGHTING UPGRADE 2,000

ENFIELD COMMUNITY NURSETOWN OF ENFIELD

27 BRADFORD LN
ENFIELD,NH03748 		    PROGRAMMING 2,000

CHILDRENS LITERACY FOUNDATION

3569 WATERBURY-STOWE ROAD
WATERBURY CENTER,VT05677 		    YEAR OF THE BOOK 2,000

GREATER SPRINGFIELD VT AREA HABITAT FOR HUMANITY

PO BOX 143
SPRINGFIELD,VT05156 		    418 CUTLER DRIVE 2,000

GREEN MOUNTAIN HABITAT FOR HUMANITY

400 CORNERSTONE DR SUITE 315
WILLISTON,VT05495 		    WINOOSKI TRIPLEX 2,000

HABITAT FOR HUMANITY YORK COUNTY

123 YORK STREET
KENNEBUNK,ME04043 		    CONSTRUCTION 2,000

NORTHEAST DISABLED ATHLETIC ASSOCIATION

82 KILLARNEY DRIVE
BURLINGTON,VT05408 		    ADAPTIVE KAYAKING 2,000

FALL MOUNTAIN FRIENDLY MEALS

122 NH RT 12A
ALSTEAD,NH03602 		    FOOD SHELF 2,000

DREAMS COME TRUE RESCUE CORP

945 WILLOW BROOK RD
PLAINFIELD,NH03781 		    EXPANSION 2,000

ALL SAINTS EPISCOPAL CHURCH FEEDING MINISTRIES

35 SCHOOL ST
LITTLETON,NH03561 		    LITTLETON COMMUNITY COOKOUTS 2,000

READING WEST WINDSOR AGING IN PLACE

PO BOX 2
BROWNSVILLE,VT05037 		    FUNDING FOR NURSE POSITION 2,000

SEVEN STARS ART CENTER

5126 VT RT 14
SHARON,VT05065 		    ALL COMERS SLOW JAM & COMMUNITY FIDDLE BAND 2,000

NORTHEAST KINGDOM COMMUNITY ACTION

70 MAIN STREET
NEWPORT,VT05819 		    DIGITAL INCLUSION 2,000

BETHLEHEM YOUTH TRAIL CORP

PO BOX 751
BETHLEHEM,NH03574 		    TRAIL BUILDING 2,000

MAINE ISLAND TRAIL ASSOCIATION

100 KENSINGTON STREET
PORTLAND,ME04103 		    SIGN REPLACEMENT 2,000

ASHUELOT CONCERTS

PO BOX 181
KEENE,NH03431 		    2024-25 INTERNATIONAL CONCERT SERIES 2,000

KHMER MAINE

25 RACKLEFF STREET
PORTLAND,ME04103 		    OPERATING EXPENSES 2,000

POSTPARTUM SUPPORT INTERNATIONAL

PO BOX 2033
GRANTHAM,NH03753 		    SCHOLARSHIPS 2,250

WINDSOR CENTRAL SUPERVISORY UNION

70 AMSDEN WAY
WOODSTOCK,VT05091 		    2024 SUMMER SOAK PROGRAM 2,400

UPPER VALLEY MUSIC CENTER

8 SOUTH PARK STREET
LEBANON,NH03766 		    SUMMER CAMPS 2,400

SPURWINK

901 WASHINGTON AVENUE SUITE 100
PORTLAND,ME04103 		    VOCATIONAL SUPPORT 2,500

LAND FOR GOOD

PO BOX 625
KEENE,NH03431 		    CAPACITY BUILDING: FINACIAL RESILIENCE 2,500

AGE WELL

875 ROOSEVELT HWY SUITE 210
COLCHESTER,VT05446 		    MEALS ON WHEELS 2,500

LEBANON PUBLIC LIBRARIES FOUNDATION

9 EAST PARK ST
WEST LEBANON,NH03766 		    KILTON LIBRARY AV UPGRADE 2,500

LOCAL MOTION

1 STEELE ST SUITE 103
BURLINGTON,VT05401 		    OPERATING SUPPORT 2,500

SHARE

PO BOX 264
NORWICH,VT05055 		    SUPPORTING & HELPING REFUGEES 2,500

BIG BROTHER BIG SISTER VERMONT

PO BOX 1729
BRATTLEBORO,VT05302 		    PROGRAMING SUPPORT 2,500

LISTEN COMMUNITY SERVICES

60 HANOVER ST
LEBANON,NH03766 		    FOOD SHELF 2,500

NORWICH COMMUNITY COLLABORATIVE

344 MAIN STREET
NORWICH,VT05055 		    NORWICH GRANGE PROJECT 2,500

POTTERS ANGELS RESCUE

504 MEKKELSEN ROAD
BARRE,VT05641 		    NEGLECT CASES 2,500

MENTORING PROJECT OF THE UPPER VALLEY

PO BOX 237
BRADFORD,VT05033 		    MENTORING PROJECT 2,500

VERMONT WORKS FOR WOMEN

32A MALLETTS BAY AVE
WINOOSKI,VT05404 		    ROSIE'S GIRLS 2,500

FIRST BAPTIST CHURCHRAVEN BOX

105 BANK ST
LEBANON,NH03766 		    FOOD SHELF 2,500

WHALEBACK MOUNTAIN

160 WHALEBACK MOUNTAIN RD
ENFIELD,NH03748 		    SUMMER CAMP SCHOLARSHIP FUND 2,500

WOODSTOCK COMMUNITY TRUST

PO BOX 802
WOODSTOCK,VT05091 		    SHORT TERM FINANCIAL AID FOR "THE HUB" 2,500

BRIDGE OUTREACH CENTER

70 REDINGTON ST
LITTLETON,NH03561 		    FOOD SHELF 2,500

THE CENTER FOR GRIEVING CHILDREN

555 FOREST AVENUE
PORTLAND,ME04101 		    VOLCANO ROOM 2,500

FINDING OUR STRIDE

256 TUCKER HILL ROAD
NORWICH,VT05055 		    SNEAKER VOUCHER 2,500

JANET S MUNT FAMILY ROOM

20 ALLEN STREET
BURLINGTON,VT05401 		    PROGRAM CALENDAR TRANSLATION 2,500

HARTFORD DISMAS HOUSE

PO BOX 156
HYDE PARK,VT05655 		    COLLATERAL UNDERWRITING 2,500

CLAREMONT SOUP KITCHEN

53 CENTRAL ST
CLAREMONT,NH03743 		    FOOD SHELF 2,500

FRIENDS OF MASCOMA FOUNDATION

9 ON THE COMMON WAY UNIT 5
CANAAN,NH03741 		    FOOD SHELF 2,500

ADAPTIVE OUTDOOR EDUCATION CENTER

6027 VILLAGE ON THE GREEN 130
BRUNSWICK,ME04947 		    ADAPTIVE GEAR LIBRARY 2,500

HANOVER CONSERVANCY

71 LYME ROAD
HANOVER,NH03755 		    TRAIL WORK 2,500

VERMONT ADULT LEARNING

77 COLLEGE STREET STE 100
BURLINGTON,VT05401 		    ANNUAL SUPPORT 2,500

SENIOR SOLUTIONS COUNCIL

38 PLEASANT STREET
SPRINGFIELD,VT05156 		    AGING FAIRS 2,500

EASTER SEALS VERMONT

14 NORTH MAIN ST SUITE 3004
BARRE,VT05641 		    YOUTH DEVELOPMENT 2,500

SPURWINK

901 WASHINGTON AVENUE SUITE 100
PORTLAND,ME04103 		    HOLIDAY GIFTCARD DRIVE 2,500

SPRINGFIELD FAMILY CENTER

130 SPRINGFIELD PLAZA RD SUITE 9
NORTH SPRINGFIELD,VT05150 		    FOOD SHELF 2,500

TRINITY EVANGELICAL FREE CHURCH

44 MAIN STREET
WINDSOR,VT05089 		    FOOD SHELF 2,500

JOINT URBAN MINISTRY PROJECT (JUMP)

38 SOUTH WINOOSKI AVENUE
BURLINGTON,VT05401 		    CARING FOR OUR COMMUNITY 2,500

US COMMITTEE FOR REFUGEE & IMMIGRANTS VT

462 HEGEMAN AVE SUITE 101
COLCHESTER,VT05446 		    SUMMER INSTITUTE 2,600

CREATIVE NURSERY

PO BOX 146
SOUTH STRAFFORD,VT05070 		    EMERGENCY RESPONSE SUPPLIES 2,800

SECOND GROWTH INC

205 BILLINGS FARM ROAD BOX 1B-1
WHITE RIVER JUNCTION,NH05001 		    PREVENTION EDUCATION IN WINDSOR VT 3,000

LEADERSHIP PORTLANDPORTLAND PUBLIC LIBRARY

5 MONUMENT SQUARE
PORTLAND,ME04101 		    2025 SUPPORTING LOCAL DIVERSITY 3,000

WAYPOINT

464 CHESTNUT STREET
MANCHESTER,NH03105 		    HEALTHCARE COORDINATOR 3,000

PORTLAND COMMUNITY SQUASH

66 NOYES ST
PORTLAND,ME04103 		    RALLY PORTLAND 3,000

UNITED RECOVERY FUND

494 FOREST AVENUE
PORTLAND,ME04101 		    CLIENT EMPLOYMENT SUPPORTS 3,000

SOUTHERN WINDSOR COUNTY INCUBATOR

60 PARK STREET
SPRINGFIELD,VT05156 		    STEAM ACADEMY PILOT 3,000

WILLING HANDS

198 CHURCH STREET
NORWICH,VT05055 		    INCREASING FOOD RECOVERY 3,000

SPECIAL OLYMPICS NEW HAMPSHIRE

PO BOX 3598
CONCORD,NH03302 		    UNIFORMS 3,000

KEENE HOUSING KIDS COLLABORATIVE

5 HARMONY LANE
KEENE,NH03431 		    TRANSPORTATION FOR AT-RISK YOUTH 3,000

CHARLESTOWN VFW AUX

PO BOX 1337
CHARLESTOWN,NH03603 		    AED PURCHASE 3,000

ARTISANS WITH A MISSION

410 BRICK YARD ROAD
LITTLETON,NH03561 		    OUTREACH TO LITTLETON SHUT-INS/ GENERATOR PURCHASE 3,000

MERIDEN CONGREGATIONAL CHURCH

PO BOX 187
MERIDEN,NH03770 		    COMMUNITY CAMP 3,000

CHELSEA AREA SENIOR CITIZEN'S CENTER INC

13 NORTH COMMON
CHELSEA,VT05038 		    MEALS ON WHEELS 3,000

BELLOWS FALLS COMMUNITY BIKE PROJECT

30 HENRY ST
BELLOWS FALLS,VT05101 		    YOUTH OPEN SHOP, HELMETS & SHOP HELPER 3,000

NEW LONDON CONSERVATION COMMISSION

375 MAIN STREET
NEW LONDON,NH03257 		    PHILBRICK-CRICENTI BOG WALKWAY PROJECT 3,000

WOODSTOCK COMMUNITY TRUST

PO BOX 802
WOODSTOCK,VT05091 		    OTTAUQUECHEE RIVER TRAIL 3,000

CHAMPLAIN HOUSING TRUST

88 KING ST
BURLINGTON,VT05401 		    HOUSING EDUCATION 3,000

HUNGER FREE VERMONT

38 EASTWOOD AVE SUITE 100
SOUTH BURLINGTON,VT05403 		    STIPENDS 3,000

CROTCHED MOUNTAIN FOUNDATION

186 GRANITE STREET SUITE 3C
MANCHESTER,NH03101 		    BASIC NEEDS 3,000

MONADNOCK UNITED WAY

23 CENTER STREET
KEENE,NH03431 		    STARTSMART 3,000

WISHLIST NH

82 KING HILL ROAD
NEW LONDON,NH03257 		    WISHLIST NH CHILDRENS APPAREL 3,200

WINCHESTER ECONOMIC DEVELOPMENT CORP

PO BOX 31
WINCHESTER,NH03470 		    STONE MOUNTAIN PHASE II 3,500

BOYS & GIRLS CLUB OF NORTH COUNTRY

2572 ROUTE 302
LISBON,NH03585 		    SWIM LESSONS 3,500

COVER HOME REPAIR

158 SOUTH MAIN STREET
WHITE RIVER JCT,VT05001 		    AEDS 3,500

SPECIAL NEEDS SUPPORT CENTER

129 SOUTH MAIN STREET SUITE 103
WHITE RIVER JCT,VT05001 		    PARENTAL EDUCATION 3,500

MAYHEW PROGRAM

293 WEST SHORE RD
BRISTOL,NH03222 		    TECHNOLOGY UPGRADES 3,718

ZACK'S PLACE ENRICHMENT CENTER

73 CENTRAL STREET
WOODSTOCK,VT05091 		    SPORT PROGRAM 4,000

THE WINDOWDRESSERS

PO BOX 1135
ROCKLAND,ME04841 		    WINDOW STORM INSERTS 4,000

CENTRAL VERMONT ADULT BASIC EDUCATION

46 WASHINGTON ST SUITE 100
BARRE,VT05641 		    LITERACY LEARNING 4,000

HARTFORD COMMUNITY COALITION

PO BOX 4343
WHITE RIVER JUNCTION,VT05001 		    SUMMER MEALS 4,000

MAINE COAST FISHERMEN'S ASSOCIATION

93 PLEASANT STREET
BRUNSWICK,ME04011 		    FISHERMEN FEEDING MAINERS 4,000

TLC FAMILY RESOURCE CENTER

62 PLEASANT STREET
CLAREMONT,NH03743 		    POST NATAL MENTAL HEATH GROUP 4,000

INTERVALE CENTER

180 INTERVALE ROAD
BURLINGTON,VT05401 		    GLEANING 4,000

ARROWHEAD RCREATION CLUB

18 ROBERT EASTER WAY
CLAREMONT,NH03743 		    BRUSH HOG 4,150

LAKE CHAMPLAIN SAILING CENTER

PO BOX 64818
BURLINGTON,VT05406 		    YOUTH PROGRAM 4,500

TOWN OF CANAAN

PO BOX 38
CANAAN,NH03741 		    CANAANMEETING HOUSE PRESERVATION 5,000

CANAAN MEETING HOUSE

PO BOX 38
CANAAN,NH03741 		    MEETING HOUSE PRESERVATION 5,000

VERMONT CENTER FOR ECOSTUDIES

PO BOX 112
NORWICH,VT05055 		    MOBILIZING INTERNS 5,000

UPPER VALLEY HAVEN

713 HARTFORD AVENUE
WHITE RIVER JUNCTION,VT05001 		    COMMUNITY SERVICE COORDINATION 5,000

UPPER VALLEY HAVEN

713 HARTFORD AVENUE
WHITE RIVER JUNCTION,VT05001 		    FOOD SHELF 5,000

TURNING POINTS NETWORK

231 BROAD STREET
CLAREMONT,NH03743 		    RENOVATION 5,000

THEATRE UP

2 COTTAGE ST
LITTLETON,NH03561 		    RENOVATION 5,000

THE ECOLOGY SCHOOL

184 SIMPSON RD
SACO,ME04072 		    COOLBOT PRODUCE SYSTEM 5,000

THE COMMUNITY KITCHEN

37 MECHANIC ST
KEENE,NH03431 		    FOOD SHELF 5,000

ROCHESTER COMMUNITY CARE HOME INC DBA PARK HOUSE

16 PARK ROW 4
ROCHESTER,VT05767 		    ROOF FOR HANDICAP ACCESS RAMP 5,000

NH AVIATION MUSEUM

27 NAVIGATOR RD
LONDONDERRY,NH03053 		    TAKE FLIGHT PROGRAM-LEBANON HS 5,000

GREATER PORTLAND IMMIGRANT WELCOME CENTER

24 PREBLE STREET 4TH FLOOR
PORTLAND,ME04101 		    SERVICES FOR NEW MAINERS 5,000

GREATER PORTLAND FAMILY PROMISE

PO BOX 11048
PORTLAND,ME04104 		    HOMELESSNESS PREVENTION 5,000

GOOD SHEPHERD FOOD BANK

3121 HOTEL RD
AUBURN,ME04211 		    FOOD SHELF 5,000

ENFIELD SHAKER MUSEUM

447 NH ROUTE 4A
ENFIELD,NH03748 		    PURCHASE OF LA SALETTE PROPERTY 5,000

CVOEOFEEDING CHITTENDEN

228 NORTH WINOOSKI AVE
BURLINGTON,VT05401 		    FOOD SHELF 5,000

SOUTH ROYALTON SENIOR CITIZENS

PO BOX 266
S STRAFFORD,VT05070 		    MEALS ON WHEELS 5,000

NORWICH COMMUNITY COLLABORATIVE

344 MAIN STREET
NORWICH,VT05055 		    NORWICH GRANGE HALL 8,950

WOODSTOCK COMMUNITY TRUST

PO BOX 802
WOODSTOCK,VT05091 		    LOCAL DEEDS 10,000

VERMONT YOUTH CONSERVATION CORPS

1949 EAST MAIN ST
RICHMOND,VT05477 		    FIVE BAY FARM SHED 10,000

UPPER VALLEY HUMANE SOCIETY

PO BOX 789
LEBANON,NH03766 		    ROOF REPAIR 10,000

BOYS & GIRLS CLUB OF NORTHERN NH

55 BRADLEY STREET
CONCORD,NH03301 		    POWER OUTAGE PROTECTION 10,000

OUTRIGHT VERMONT

PO BOX 5235
BURLINGTON,VT05402 		    PROPERTY PURCHASE & RENOVATIONS 10,000

NORTHERN FOREST CENTER

18 NORTH MAIN STREET SUITE 204
CONCORD,NH03301 		    RENOVATION 10,000

MONADNOCK COMMUNITY SERVICE CENTER

64 MAIN STREET SUITE 211
KEENE,NH03431 		    SOLAR PANELS FOR MENTAL HEALTH CENTER 10,000

SAFELINE

348 ROUTE 110
CHELSEA,VT05038 		    HVAC/ELETRICAL UPGRADE 10,000

WILLING HANDS

198 CHURCH STREET
NORWICH,VT05055 		    CLIMATE ACTION PLAN 11,000

WHITE MOUNTAIN SCIENCE

23 AMMONOOSUC ST SUITE 1
LITTLETON,NH03561 		    MAKERSPACE DEVELOPMENT 12,000

RANDOLPH AREA FOOD SHELF

12 PRINCE STREET UNIT 3
RANDOLPH,VT05060 		    HVAC 12,050

LEDYARD CHARTER SCHOOL

39 HANOVER STREET
LEBANON,NH03766 		    RENOVATION 14,500

ADAPTIVE SPORTS PARTNERS OF THE NORTH COUNTRY

PO BOX 304
FRANCONIA,NH03580 		    TRUCH 15,000

COPPER CANNON CAMP

PO BOX 124
FRANCONIA,NH03580 		    MAJOR IMPROVEMENTS 15,000

INDIGO ARTS ALLIANCE

60 COVE ST
PORTLAND,ME04101 		    PURCHASE OF BUILDING 15,000

MONADNOCK COMMUNITY SERVICE CENTER

64 MAIN STREET SUITE 211
KEENE,NH03431 		    SOLAR ENERGY PROJECT 15,000

CHAMPLAIN VALLEY OFFICE OF ECONOMIC OPPORTUNITY

255 S CHAMPLAIN ST
BURLINGTON,VT05402 		    FEEDING CHITTENDEN CAMPAIGN 15,000

LIL SUNSHINE CHILD CARE CENTER

32 N MAIN STREET
RANDOLPH,VT05060 		    SAFETY UPGRADES 16,500

HARTFORD COMMUNITY RESTORATIVE JUSTICE CENTER

58 N MAIN ST SUITE 102
WHITE RIVER JUNCTION,VT05001 		    AFFORDABLE HOUSING PROJECT 20,000

NORTHERN LIGHT MERCY HOSPITAL

175 FORE RIVER PARKWAY
PORTLAND,ME04102 		    ENDOWMENT 20,000

THE WALPOLE FOUNDATION

PO BOX 167
WALPOLE,NH03608 		    VILLAGE SCHOOL CONSTRUCTION 20,000

VERMONT FOODBANK

33 PARKER ROAD
BARRE,VT05641 		    DISTRIBUTION CENTER RENOVATION 20,000

AVESTA HOUSING DEVELOPMENT CORP

307 CUMBERLAND AVENUE
PORTLAND,ME04101 		    AFFORDABLE HOMEOWNERSHIP FUND 25,000

UPPER VALLEY HAVEN

713 HARTFORD AVE
WHITE RIVER JUNCTION,VT05001 		    FOOD SHELF BUILDING RENOVATION 25,000

VERMONT COMMUNITY LOAN FUND

PO BOX 827
MONTPELIER,VT05601 		    BUSINESS NAVIGATOR POSITION 50,000
Total .................................right arrow 3a 836,868
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 1  
4 Dividends and interest from securities ....     14 262,057  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 511,096  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 773,154 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
773,154
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
MASCOMA BANK FOUNDATION
 
Employer identification number

22-2816632
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
MASCOMA BANK FOUNDATION
  		Employer identification number
22-2816632
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
MASCOMA BANK
 
67 NORTH PARK STREET
 
LEBANON, NH03766

$ 166,521


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
MASCOMA BANK FOUNDATION
  		Employer identification number

22-2816632
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
MASCOMA BANK FOUNDATION
  		Employer identification number

22-2816632
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2024 InvestmentsCorpStockSchedule
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Name of Stock End of Year Book Value End of Year Fair Market Value
COMMON STOCK 22,326 315,028

TY 2024 InvestmentsGovtObligationsSch
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
US Government Securities - End of Year Book Value:

5
US Government Securities - End of Year Fair Market Value:

5
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2024 InvestmentsOtherSchedule2
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
EXCHANGE TRADE PRODUCTS AT COST 6,266,542 8,472,921

TY 2024 OtherDecreasesSchedule
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Description Amount
UNREALIZED GAIN/LOSS 4,253


TY 2024 OtherExpensesSchedule
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ANNUAL STATE FILING FEE 75 0   0
INSURANCE PREMIUMS 1,561 0   0
TAX PREPARATION 2,600 0   0
ESTIMATED TAX PAYMENTS 5,600 0   0


TY 2024 OtherProfessionalFeesSchedule
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES 45,326 45,326   0


TY 2024 TaxesSchedule
Name:
MASCOMA BANK FOUNDATION
EIN:
22-2816632
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAX PAID 3,956 3,956   0