| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| ACCOUNTING & TAX PREPARATION | 2,310 | 1,155 | 0 | 1,155 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| ADIDAS AG (ADDYY) | 3,537 | 3,568 |
| ADOBE INC (ADBE) | 1,047 | 4,500 |
| ADVANCED MICRO DEVICES (AMD) | 2,567 | 4,124 |
| AIR PROD & CHEM INC (APD) | 3,567 | 3,668 |
| AIRBNB INC CL A (ABNB) | 4,969 | 4,518 |
| ALPHABET INC CL C (GOOG) | 2,968 | 15,613 |
| AMAZON COM INC (AMZN) | 5,398 | 35,102 |
| AMER INTL GP INC NEW (AIG) | 2,791 | 6,517 |
| AMERICAN ELEC PWR CO INC (AEP) | 1,738 | 1,956 |
| ANALOG DEVICES INC (ADI) | 2,516 | 2,540 |
| APPLE INC (AAPL) | 5,477 | 23,590 |
| APPLOVIN CORP (APP) | 3,164 | 3,126 |
| ARM HOLDINGS PLC ADR (ARM) | 851 | 1,915 |
| ASML HOLDING NV NY REG NEW (ASM | 3,513 | 8,023 |
| ASTRAZENECA PLC ADR (AZN) | 4,971 | 8,190 |
| AT&T INC (T) | 2,093 | 2,550 |
| BAXTER INTL INC (BAX) | 9,831 | 6,474 |
| BOEING CO (BA) | 7,408 | 6,671 |
| BP PLC ADS (BP) | 8,568 | 8,011 |
| BRITISH AMER TOB SPON ADR (BTI) | 5,275 | 5,521 |
| BROADCOM INC (AVGO) | 5,933 | 22,300 |
| BUNZL PLC NEW (BZLFY) | 3,895 | 5,655 |
| CADENCE DESIGN SYSTEM (CDNS) | 4,509 | 6,365 |
| CARDINAL HEALTH INC (CAH) | 6,829 | 9,775 |
| CHOCOLADEFAB LINDT&SPRUENGLI (CHLSY) | 6,084 | 5,823 |
| CISCO SYS INC (CSCO) | 4,024 | 5,429 |
| CITIGROUP INC NEW (C) | 8,380 | 11,826 |
| CNH INDUSTRIAL N V (CNH) | 1,527 | 1,484 |
| COGNIZANT TECH SOLUTIONS CL A | 4,552 | 5,927 |
| COMCAST CORP (NEW) CLASS A | 5,311 | 6,680 |
| COMPAGNIE FIN RICHEMONTAG ADR | 3,273 | 5,067 |
| CONSTELLATION BRANDS INC CL A | 1,913 | 1,660 |
| COSTCO WHOLESALE CORP NEW | 1,448 | 8,815 |
| CROWDSTRIKE HLDGS INC CL A | 2,230 | 6,002 |
| CROWN CASTLE INC (CCI) | 4,277 | 3,845 |
| CVS HEALTH CORP COM (CVS) | 9,137 | 7,003 |
| DATADOG INC CL A (DDOG) | 3,192 | 3,675 |
| DEXCOM INC (DXCM) | 1,873 | 2,070 |
| DIAGEO PLC SPON ADR NEW (DEO) | 6,633 | 6,496 |
| DOLLAR GEN CORP NEW COM (DG) | 6,518 | 3,711 |
| DOMINION ENERGY INC (D) | 1,838 | 1,780 |
| EATON CORP PLC SHS (ETN) | 4,148 | 4,342 |
| EDWARD LIFESCIENCES CORP (EW) | 2,130 | 2,101 |
| ELECTRONIC ARTS INC (EA) | 4,564 | 4,823 |
| ELEVANCE HEALTH INC (ELV) | 1,714 | 3,681 |
| ELI LILLY & CO (LLY) | 3,453 | 13,195 |
| ENTERGY CORP NEW (ETR) | 2,764 | 3,669 |
| ERSTE GROUP BANK AG SPONS ADR | 3,504 | 5,776 |
| ESSILORLUXOTTICA ADR (ESLOY) | 4,288 | 5,689 |
| EXELON CORP (EXC) | 3,244 | 3,136 |
| FERGUSON ENTERPRISES INC (FERG) | 4,174 | 3,645 |
| FIDELITY NATIONAL FINANCIAL IN | 2,436 | 3,900 |
| FIDELITY NATL INFORMATION SE | 6,537 | 5,611 |
| FIRST CITIZ BANCSHARES A (FCNCA | 4,468 | 11,799 |
| FLUTTER ENTERTAINMENT PLC (FLUT) | 2,679 | 2,583 |
| FORTREA HOLDINGS INC (FTRE) | 1,311 | 685 |
| FOX CORP CL A (FOXA) | 1,582 | 2,280 |
| GALLAGHER ARTHUR J & CO (AJG) | 722 | 2,839 |
| GE AEROSPACE NEW (GE) | 4,023 | 3,963 |
| GENERAL MTRS CO (GM) | 3,811 | 6,925 |
| GSK PLC ADR (GSK) | 5,022 | 4,295 |
| HALEON PLC ADR (HLN) | 4,483 | 4,684 |
| HASBRO INC (HAS) | 3,533 | 3,842 |
| HDFC BANK LTD ADR (HDB) | 4,103 | 3,899 |
| HESS CORPORATION (HES) | 5,801 | 4,948 |
| HEWLETT PACKARD ENTERPRISE (HPE) | 1,813 | 2,178 |
| HILTON WORLDWIDE HLDGS INC (HLT) | 3,653 | 4,151 |
| HOME DEPOT INC (HD) | 2,912 | 3,770 |
| HP INC COM (HPQ) | 8,411 | 7,635 |
| HSBC HOLDINGS PLC SPON ADR NEW | 1,998 | 2,831 |
| HUMANA INC (HUM) | 4,001 | 2,682 |
| IBERDROLA SA SPON ADR (IBDRY) | 3,960 | 4,774 |
| INDUSTRIA DE DISENO TEXTIL IND (IDEXY) | 2,110 | 1,827 |
| INFINEON TECHNOLOGIES AG (IFNNY) | 3,080 | 4,097 |
| INTERCONTINENTAL EXCHANGE INC (ICE) | 4,267 | 5,249 |
| INTERNATIONAL FLAVORS&FRAGRANC (IFF) | 1,829 | 1,959 |
| INTERPUBLIC GROUP OF COS INC (IPG) | 2,795 | 2,492 |
| INTESA SANPAOLO S.P.A. ADR (ISNPY) | 2,910 | 5,520 |
| INTUITIVE SURGICAL INC (ISRG) | 2,734 | 5,000 |
| ITOCHU CORP ADR (ITOCY) | 4,261 | 4,166 |
| JOHNSON CTLS INTL PLC (JCI) | 3,870 | 4,616 |
| JPMORGAN CHASE & CO (JPM) | 1,261 | 7,442 |
| KEURIG DR PEPPER INC COM (KDP) | 2,582 | 2,540 |
| KIMBERLY CLARK CORP (KMB) | 3,554 | 3,323 |
| KONINKLIJKE PHIL EL SP ADR NEW (PHG) | 2,788 | 3,089 |
| KRAFT HEINZ CO COM (KHC) | 8,110 | 6,449 |
| L3HARRIS TECHNOLOGIES INC (LHX) | 7,976 | 8,030 |
| LABCORP HOLDINGS INC (LH) | 4,679 | 5,283 |
| LEAR CORP (LEA) | 2,573 | 1,871 |
| LEGRAND SA (LGRDY) | 5,616 | 5,239 |
| LEIDOS HLDGS INC (LDOS) | 2,280 | 3,702 |
| LIBERTY MEDIA COR SER C LBRT (FWONK) | 4,340 | 6,048 |
| LLOYDS BANKING GROUP PLC (LYG) | 3,783 | 3,634 |
| LULULEMON ATHLETICA INC (LULU) | 1,208 | 3,797 |
| MARRIOTT INTL INC NEW CL A (MAR) | 1,435 | 2,697 |
| MASTERCARD INC CL A (MA) | 3,196 | 11,004 |
| MEDTRONIC PLC SHS (MDT) | 7,900 | 7,269 |
| MERCADOLIBRE INC (MELI) | 2,232 | 5,598 |
| META PLATFORMS INC CL A (META) | 7,113 | 22,408 |
| MICRON TECH INC (MU) | 1,419 | 2,071 |
| MICROSOFT CORP (MSFT) | 9,782 | 36,092 |
| MID AMER APART COMM INC (MAA) | 1,872 | 2,009 |
| MITSUBISHI UFJ FINCL GRP ADS (MUFG) | 3,294 | 7,020 |
| MOODYS CORP (MCO) | 2,666 | 3,968 |
| MS&AD INS GROUP HLDGS ADR (MSADY) | 4,409 | 5,487 |
| NETFLIX INC (NFLX) | 5,659 | 15,893 |
| NEWELL BRANDS INC (NWL) | 2,397 | 1,225 |
| NOVO NORDISK A/S ADR (NVO) | 7,584 | 10,925 |
| NU HLDGS LTD ORD SHS CL A (NU) | 2,783 | 2,859 |
| NVIDIA CORPORATION (NVDA) | 1,355 | 38,138 |
| PALO ALTO NETWORKS INC (PANW) | 3,039 | 3,365 |
| PFIZER INC (PFE) | 1,649 | 1,522 |
| PG&E CORP (PCG) | 3,491 | 4,036 |
| PPG INDUSTRIES INC (PPG) | 2,972 | 2,812 |
| PROGRESSIVE CORP OHIO (PGR) | 4,428 | 4,889 |
| PT BK CENT ASIA TBK ADR (PBCRY) | 4,423 | 4,298 |
| RECKITT BENCKISER PLC SPNS ADR (RBGLY) | 6,249 | 4,370 |
| RECRUIT HOLDINGS CO. LTD. ADR (RCRUY) | 2,030 | 4,723 |
| RELX PLC SPONSORED ADR (RELX) | 4,502 | 6,768 |
| RIO TINTO PLC SPON ADR (RIO) | 4,139 | 3,995 |
| ROCHE HOLDINGS ADR (RHHBY) | 5,672 | 5,616 |
| RTX CORPORATION (RTX) | 3,708 | 6,255 |
| SALESFORCE INC (CRM) | 2,282 | 5,155 |
| SANOFI ADR (SNY) | 11,829 | 11,431 |
| SAP AG (SAP) | 5,542 | 11,590 |
| SCHNEIDER ELEC SA UNSP ADR | 1,739 | 7,184 |
| SEALED AIR CP NEW (SEE) | 6,264 | 4,229 |
| SEMPRA (SRE) | 4,506 | 5,375 |
| SERVICENOW INC (NOW) | 4,683 | 10,165 |
| SHELL PLC ADR (SHEL) | 9,163 | 12,405 |
| SIEMENS AKTIENGESELLSCHAFT | 5,531 | 6,618 |
| SMC CORP JAPAN SPONSORED ADR | 2,293 | 2,849 |
| SNOWFLAKE INC CL A (SNOW) | 3,595 | 2,973 |
| SONY GROUP CORPORATION ADR | 9,602 | 13,839 |
| SS&C TECHNOLOGIES HLDGS INC | 9,308 | 10,837 |
| SUNCOR ENERGY INC (SU) | 3,155 | 3,300 |
| SVENSKA HANDELSBANKEN AB ADR | 4,402 | 4,408 |
| TAIWAN SMCNDCTR MFG CO LTD ADR | 2,940 | 16,283 |
| TECK RESOURCES LTD (TECK) | 1,950 | 1,695 |
| TENCENT HLDGS LTD UNSPON ADR (TCEHY) | 4,119 | 5,637 |
| TENCENT MUSIC ENTMT GROUP SPON (TME) | 4,392 | 4,018 |
| TESLA INC (TSLA) | 805 | 14,281 |
| THE CIGNA GROUP (CI) | 2,342 | 3,040 |
| TJX COS INC NEW (TJX) | 1,261 | 2,814 |
| TRADE DESK INC CLASS A (TTD) | 1,617 | 4,575 |
| UBER TECHNOLOGIES INC (UBER) | 2,935 | 5,021 |
| UBS GROUP AG SHS (UBS) | 1,831 | 1,778 |
| UNILEVER PLC (NEW) ADS (UL) | 6,486 | 7,314 |
| VERIZON COMMUNICATIONS (VZ) | 4,734 | 5,239 |
| VERTEX PHARMACEUTICALS (VRTX) | 5,282 | 6,258 |
| VERTIV HOLDINGS LLC CL A (VRT) | 3,226 | 3,345 |
| VESTAS WIND SYSTEMS ADS (VWDRY) | 3,741 | 2,384 |
| VISA INC CL A (V) | 1,277 | 12,027 |
| WABTEC CORP (WAB) | 2,393 | 2,723 |
| WALMART INC (WMT) | 6,529 | 7,471 |
| WALT DISNEY CO HLDG CO (DIS) | 8,550 | 8,835 |
| WELLS FARGO & CO NEW (WFC) | 5,968 | 14,821 |
| WILLIAMS CO INC (WMB) | 1,122 | 3,141 |
| WILLIS TOWERS WATSON PLC LTD | 3,348 | 4,490 |
| ZIMMER BIOMET HLDGS INC COM | 4,534 | 4,348 |
| SPDR BLOOMBERG 1-3 MONTH T-B (BIL) | 9,130 | 9,130 |
| VANGUARD MID-CAP | 24,416 | 65,240 |
| VANGUARD SM-CAP | 29,504 | 65,201 |
| WISDOMTREE EMERGING MKTS | 26,758 | 23,242 |
| HARDING LOEVNER EMERGING MKTS | 61,316 | 46,487 |
| HARDING LOEVNER INT'L EQUITY | 37,843 | 50,987 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| OTHER EXPENSE | 36 | 0 | 0 | 36 |
| Description | Revenue And Expenses Per Books | Net Investment Income | Adjusted Net Income |
|---|---|---|---|
| OTHER INVESTMENT INCOME | 149 | 149 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| INVESTMENT - MANAGEMENT FEES | 17,923 | 17,923 | 0 | 0 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAXES | 1,144 | 1,611 | 0 | 0 |