Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
MARGARET & ROBERT FLEMING TRUST XXX-XX-XXXX
 
Number and street (or P.O. box number if mail is not delivered to street address)P O BOX 1148
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
COLUMBIA, TN384021148
A Employer identification number

20-6112205
B Telephone number (see instructions)

(931) 380-8230
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$2,125,334J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 59,713 59,713  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 82,850
b Gross sales price for all assets on line 6a 293,119
7 Capital gain net income (from Part IV, line 2)... 82,850
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 142,563 142,563  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 15,677 7,838   7,838
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
445 223 0 223
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
2,197 985   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 18,319 9,046 0 8,061
25 Contributions, gifts, grants paid....... 98,432 98,432
26 Total expenses and disbursements. Add lines 24 and 25 116,751 9,046 0 106,493
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 25,812
b Net investment income (if negative, enter -0-) 133,517
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 23,435 22,967 22,967
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow     0 0
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 1,210,324 1,182,631 1,308,371
c Investments—corporate bonds (attach schedule)....... 781,849 835,750 793,996
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........     0
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,015,608 2,041,348 2,125,334
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 2,015,608 2,041,348
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 2,015,608 2,041,348
30 Total liabilities and net assets/fund balances (see instructions). 2,015,608 2,041,348
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,015,608
2
Enter amount from Part I, line 27a .....................
2
25,812
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
4
4
Add lines 1, 2, and 3 ..........................
4
2,041,424
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
76
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
2,041,348
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 35.551 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INST #330   2021-03-03 2024-02-16
b 78.232 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-02-16
c 171.642 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-02-16
d 2.536 DODGE & COX STOCK FUND CL I   2017-06-16 2024-02-16
e 22.03 FIDELITY SMALL CAP DISCOVERY   2018-06-11 2024-02-16
546.653 FIDELITY CONTRAFUND #22   2008-02-11 2024-02-16
17.18 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-02-16
29.986 HARBOR CAPITAL APPRECIATION FUND RET #2512   2021-12-22 2024-02-16
16.941 JPMORGAN HEDGED EQUITY FUND CLASS I #3069   2021-03-03 2024-02-16
15.997 JPMORGAN HEDGED INCOME 3 FUND CLASS I #4570   2021-05-27 2024-02-16
23.903 JPMORGAN HEDGED INCOME 2 FUND CLASS I #4565   2021-05-27 2024-02-16
34.78 JPMORGAN EQUITY PREMIUM INCOME FUND CLASS I #2775   2021-12-22 2024-02-16
12.342 NEUBERGER BERMAN LONG SHORT FUND INS #1830   2021-10-27 2024-02-16
12.384 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-02-16
46.26 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2008-02-11 2024-02-16
641.845 VANGUARD SHORT TERM INVESTMENT GRADE FUND - ADM #539   2021-03-03 2024-02-16
43.481 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-03-18
151.09 DFA INTERNATIONAL COREEQUITY 2 PORTFOLIO #5306   2021-03-03 2024-03-18
21.453 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-03-18
49.707 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-03-18
5.819 DODGE & COX STOCK FUND CL I   2017-06-16 2024-03-18
44.515 FIDELITY CONTRAFUND #22   2008-02-11 2024-03-18
50.622 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-03-18
25.639 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-03-18
37.159 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS I   2018-10-16 2024-03-18
46.384 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2008-02-11 2024-03-18
13.242 VANGUARD INTERNATIONAL VALUE FD #46   2021-05-27 2024-03-18
56.719 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-04-19
70.017 CALAMOS MARKET NEUTRAL INCOME FUND CLASS I #629   2021-05-27 2024-04-19
53.649 DFA INFLATION PROTECTED SECURITIES PORTFOLIO #5330   2017-06-01 2024-04-19
26.935 DFA INTERNATIONAL COREEQUITY 2 PORTFOLIO #5306   2021-03-03 2024-04-19
77.983 DIAMOND HILL CORE BOND FUND CLASS Y   2023-08-24 2024-04-19
20.658 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-04-19
11.146 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-04-19
19.09 DODGE & COX INCOME FUND CL I   2014-02-04 2024-04-19
81.441 FEDERATED HERMES TOTAL RETURN BOND FUND   2017-06-16 2024-04-19
109.326 FIDELITY CONTRAFUND #22   2008-02-11 2024-04-19
19.773 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-04-19
206.094 JPMORGAN SHORT DURATION CORE PLUS CLASS I #3463   2021-03-26 2024-04-19
13.281 JPMORGAN HEDGED INCOME 3 FUND CLASS I #4570   2021-05-27 2024-04-19
31.985 JPMORGAN HEDGED INCOME 2 FUND CLASS I #4565   2021-05-27 2024-04-19
161.174 JPMORGAN GOVERNMENT BOND FUND CLASS I #3246   2021-03-03 2024-04-19
15.79 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-04-19
34.165 MFS EMERGING MARKET DEBT FD CL I   2021-05-27 2024-04-19
10.864 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS I   2018-10-16 2024-04-19
31.301 NEUBERGER BERMAN LONG SHORT FUND INS #1830   2021-10-27 2024-04-19
16.268 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2008-02-11 2024-04-19
39.409 VANGUARD GNMA ADMIRAL FUND #536   2018-12-06 2024-04-19
193.962 VANGUARD SHORT TERM INVESTMENT GRADE FUND - ADM #539   2021-03-03 2024-04-19
34.573 VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND - ADM #511   2022-09-27 2024-04-19
65.962 VANGUARD SHORT TERM TREASURY INDEX FUND ADM #1942   2021-03-03 2024-04-19
18.44 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INST #330   2021-03-03 2024-05-20
105.815 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-05-20
134.653 DFA INTERNATIONAL COREEQUITY 2 PORTFOLIO #5306   2021-03-03 2024-05-20
68.815 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-05-20
75.194 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-05-20
3.155 DODGE & COX STOCK FUND CL I   2017-06-16 2024-05-20
14.875 FIDELITY SMALL CAP DISCOVERY   2018-06-11 2024-05-20
142.443 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-05-20
2.848 HARBOR CAPITAL APPRECIATION FUND RET #2512   2021-12-22 2024-05-20
16.393 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-05-20
20.557 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS I   2018-10-16 2024-05-20
29.677 PRINCIPAL INVESTORS FUND INC - REAL ESTATE SECURITIES FUND - IS   2018-08-17 2024-05-20
7.712 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-05-20
40.329 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2008-02-11 2024-05-20
28.035 VANGUARD INTERNATIONAL VALUE FD #46   2021-05-27 2024-05-20
19.079 VANGUARD SMALL CAP INDEX FUND ADM #548   2016-03-24 2024-05-20
17.128 CALAMOS MARKET NEUTRAL INCOME FUND CLASS I #629   2021-05-27 2024-06-21
42.004 DFA INFLATION PROTECTED SECURITIES PORTFOLIO #5330   2017-06-01 2024-06-21
133.458 DIAMOND HILL CORE BOND FUND CLASS Y   2023-08-24 2024-06-21
149.247 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-06-21
187.033 DODGE & COX INCOME FUND CL I   2014-02-04 2024-06-21
95.02 FEDERATED HERMES TOTAL RETURN BOND FUND   2017-06-16 2024-06-21
252.667 FIDELITY CONTRAFUND #22   2008-02-11 2024-06-21
19.776 HARBOR CAPITAL APPRECIATION FUND RET #2512   2021-12-22 2024-06-21
26.949 JPMORGAN HEDGED EQUITY FUND CLASS I #3069   2021-03-03 2024-06-21
74.116 JPMORGAN SHORT DURATION CORE PLUS CLASS I #3463   2021-03-26 2024-06-21
34.931 JPMORGAN HEDGED INCOME 3 FUND CLASS I #4570   2021-05-27 2024-06-21
19.062 JPMORGAN HEDGED INCOME 2 FUND CLASS I #4565   2021-05-27 2024-06-21
231.696 JPMORGAN GOVERNMENT BOND FUND CLASS I #3246   2021-03-03 2024-06-21
67.192 VANGUARD GNMA ADMIRAL FUND #536   2018-12-06 2024-06-21
75.443 VANGUARD SHORT TERM INVESTMENT GRADE FUND - ADM #539   2021-03-03 2024-06-21
13.3 VANGUARD TOTAL INTERNATIONAL BOND INDEX FUND - ADM #511   2022-09-27 2024-06-21
1100.298 VANGUARD SHORT TERM TREASURY INDEX FUND ADM #1942   2022-05-26 2024-06-21
57.012 DFA INTERNATIONAL COREEQUITY 2 PORTFOLIO #5306   2021-03-03 2024-07-23
16.642 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-07-23
27.981 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-07-23
6.095 DODGE & COX STOCK FUND CL I   2017-06-16 2024-07-23
71.801 FIDELITY SMALL CAP DISCOVERY   2018-06-11 2024-07-23
17.491 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-07-23
34.73 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-07-23
15.676 MFS INTERNATIONAL INTRINSIC VALUE FUND CLASS I   2018-10-16 2024-07-23
46.2 PRINCIPAL INVESTORS FUND INC - REAL ESTATE SECURITIES FUND - IS #   2018-08-17 2024-07-23
9.077 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-07-23
90.286 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2018-12-14 2024-07-23
32.761 VANGUARD SMALL CAP INDEX FUND ADM #548   2016-03-24 2024-07-23
49.168 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-08-23
95.677 DIAMOND HILL CORE BOND FUND CLASS Y   2023-08-24 2024-08-23
172.934 DODGE & COX INCOME FUND CL I   2014-02-04 2024-08-23
1.905 DODGE & COX STOCK FUND CL I   2017-06-16 2024-08-23
103.04 FEDERATED HERMES TOTAL RETURN BOND FUND   2017-06-16 2024-08-23
163.716 JPMORGAN GOVERNMENT BOND FUND CLASS I #3246   2021-03-03 2024-08-23
18.842 MFS EMERGING MARKET DEBT FD CL I   2021-05-27 2024-08-23
14.437 PRINCIPAL INVESTORS FUND INC - REAL ESTATE SECURITIES FUND - IS   2018-08-17 2024-08-23
45.837 VANGUARD GNMA ADMIRAL FUND #536   2018-12-06 2024-08-23
12.448 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INST #330   2021-03-03 2024-09-23
26.638 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-09-23
8.426 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-09-23
1.206 DODGE & COX STOCK FUND CL I   2017-06-16 2024-09-23
36.298 FIDELITY CONTRAFUND #22   2008-02-11 2024-09-23
9.67 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-09-23
18.869 JPMORGAN EQUITY PREMIUM INCOME FUND CLASS I #2775   2021-12-22 2024-09-23
20.666 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-09-23
15.315 PRINCIPAL INVESTORS FUND INC - REAL ESTATE SECURITIES FUND - IS   2018-08-17 2024-09-23
2.76 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-09-23
34.173 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2018-12-14 2024-09-23
12.801 VANGUARD SMALL CAP INDEX FUND ADM #548   2016-03-24 2024-09-23
21.283 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INST #330   2021-03-03 2024-10-25
57.244 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-10-25
45.475 CALAMOS MARKET NEUTRAL INCOME FUND CLASS I #629   2021-05-27 2024-10-25
100.208 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-10-25
23.253 DODGE & COX INTERNATIONAL STOCK FUND CL I   2023-02-16 2024-10-25
10.911 DODGE & COX STOCK FUND CL I   2017-06-16 2024-10-25
124.754 FIDELITY CONTRAFUND #22   2008-02-11 2024-10-25
128.625 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-10-25
9.403 HARBOR CAPITAL APPRECIATION FUND RET #2512   2021-12-22 2024-10-25
17.542 JPMORGAN HEDGED EQUITY FUND CLASS I #3069   2021-03-03 2024-10-25
26.892 JPMORGAN HEDGED INCOME 3 FUND CLASS I #4570   2021-05-27 2024-10-25
33.4 JPMORGAN HEDGED INCOME 2 FUND CLASS I #4565   2021-05-27 2024-10-25
44.582 JPMORGAN EQUITY PREMIUM INCOME FUND CLASS I #2775   2021-12-22 2024-10-25
56.807 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-10-25
15.95 NEUBERGER BERMAN LONG SHORT FUND INS #1830   2021-10-27 2024-10-25
6.533 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-10-25
45.099 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2018-12-14 2024-10-25
11.5 VANGUARD SMALL CAP INDEX FUND ADM #548   2016-03-24 2024-10-25
87.478 BLACKROCK MID-CAP GROWTH EQUITY PORTFOLIO - INST #330   2021-03-03 2024-11-27
78.839 BLACKROCK EQUITY DIVIDEND FUND INST #383   2020-03-27 2024-11-27
82.519 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-11-27
10.059 DODGE & COX STOCK FUND CL I   2018-03-27 2024-11-27
46.267 FIDELITY SMALL CAP DISCOVERY   2018-06-11 2024-11-27
73.434 FIDELITY CONTRAFUND #22   2008-02-11 2024-11-27
8.26 HARBOR CAPITAL APPRECIATION FUND RET #2512   2021-12-22 2024-11-27
17.365 JPMORGAN EQUITY PREMIUM INCOME FUND CLASS I #2775   2021-12-22 2024-11-27
41.309 JPMORGAN EQUITY INCOME FUND CLASS I #3128   2021-03-03 2024-11-27
20.612 T ROWE PRICE MID-CAP GROWTH FUND CLASS I #524   2017-03-21 2024-11-27
109.723 T ROWE PRICE MID-CAP VALUE FUND CLASS I #526   2021-03-03 2024-11-27
50.792 VANGUARD SMALL CAP INDEX FUND ADM #548   2016-03-24 2024-11-27
58.392 CALAMOS MARKET NEUTRAL INCOME FUND CLASS I #629   2021-05-27 2024-12-30
28.69 DFA INFLATION PROTECTED SECURITIES PORTFOLIO #5330   2017-06-01 2024-12-30
104.536 DFA INTERNATIONAL COREEQUITY 2 PORTFOLIO #5306   2021-03-26 2024-12-30
117.389 DIAMOND HILL CORE BOND FUND CLASS Y   2023-08-24 2024-12-30
66.178 DFA US LARGE COMPANY PORTFOLIO #5127   2021-03-03 2024-12-30
35.19 DODGE & COX INCOME FUND CL I   2014-02-04 2024-12-30
112.442 FEDERATED HERMES TOTAL RETURN BOND FUND   2017-06-16 2024-12-30
48.064 GOLDMAN SACHS EMERGING MARKETS EQUITY FUND CLASS I #652   2021-03-03 2024-12-30
19.663 JPMORGAN HEDGED EQUITY FUND CLASS I #3069   2021-03-03 2024-12-30
265.215 JPMORGAN SHORT DURATION CORE PLUS CLASS I #3463   2021-03-26 2024-12-30
28.573 JPMORGAN HEDGED INCOME 3 FUND CLASS I #4570   2021-05-27 2024-12-30
25.827 JPMORGAN HEDGED INCOME 2 FUND CLASS I #4565   2021-05-27 2024-12-30
196.625 JPMORGAN GOVERNMENT BOND FUND CLASS I #3246   2021-03-03 2024-12-30
45.512 MFS EMERGING MARKET DEBT FD CL I   2021-05-27 2024-12-30
48.349 NEUBERGER BERMAN LONG SHORT FUND INS #1830   2021-10-27 2024-12-30
65.143 VANGUARD GNMA ADMIRAL FUND #536   2018-12-06 2024-12-30
246.805 VANGUARD SHORT TERM INVESTMENT GRADE FUND - ADM #539   2021-03-03 2024-12-30
45.007 VANGUARD SHORT TERM TREASURY INDEX FUND ADM #1942   2022-05-26 2024-12-30
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CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,437   1,546 -109
b 1,533   1,221 312
c 5,705   4,926 779
d 627   487 140
e 603   595 8
9,856   3,525 6,331
371   555 -184
3,217   3,012 205
495   412 83
273   252 21
390   376 14
487   547 -60
219   224 -5
1,289   993 296
1,483   991 492
6,521   7,041 -520
874   679 195
2,387   2,297 90
735   616 119
2,479   2,309 170
1,488   1,118 370
834   287 547
1,122   1,637 -515
614   526 88
1,580   1,620 -40
1,542   993 549
549   599 -50
1,125   885 240
1,005   994 11
573   640 -67
415   409 6
685   688 -3
681   593 88
545   518 27
232   262 -30
748   891 -143
1,981   705 1,276
424   639 -215
1,867   2,028 -161
225   209 16
526   502 24
1,488   1,775 -287
374   324 50
401   509 -108
452   474 -22
551   568 -17
530   348 182
352   400 -48
1,957   2,128 -171
671   656 15
1,268   1,354 -86
754   802 -48
2,200   1,652 548
2,214   2,047 167
2,427   1,975 452
4,030   3,493 537
816   606 210
415   402 13
3,352   4,605 -1,253
317   286 31
402   337 65
920   896 24
797   729 68
826   619 207
1,386   864 522
1,219   1,267 -48
2,064   993 1,071
249   243 6
461   501 -40
1,202   1,177 25
5,425   4,283 1,142
2,357   2,568 -211
893   1,040 -147
5,089   1,629 3,460
2,318   1,987 331
840   656 184
680   729 -49
638   551 87
334   299 35
2,192   2,551 -359
617   683 -66
770   828 -58
260   252 8
21,269   22,074 -805
922   867 55
614   478 136
1,465   1,300 165
1,600   1,171 429
1,892   1,940 -48
409   565 -156
855   713 142
699   683 16
1,327   1,134 193
959   728 231
3,171   2,082 1,089
3,623   1,705 1,918
1,019   768 251
886   844 42
2,241   2,374 -133
514   366 148
998   1,127 -129
1,595   1,803 -208
230   281 -51
437   354 83
433   466 -33
511   541 -30
1,013   765 248
457   391 66
329   232 97
763   234 529
234   313 -79
278   297 -19
535   424 111
479   376 103
302   221 81
1,238   889 349
1,452   666 786
883   926 -43
1,176   894 282
680   646 34
3,863   2,876 987
1,261   1,080 181
3,008   2,096 912
2,672   804 1,868
3,182   4,158 -976
1,139   945 194
579   427 152
518   424 94
619   525 94
655   701 -46
1,487   1,166 321
294   289 5
714   524 190
1,635   1,173 462
1,302   598 704
4,007   3,804 203
1,676   1,231 445
3,290   2,368 922
2,890   1,943 947
1,256   1,250 6
1,611   474 1,137
1,032   830 202
261   273 -12
1,135   848 287
2,382   1,653 729
4,244   3,167 1,077
6,319   2,643 3,676
872   829 43
309   342 -33
1,612   1,630 -18
1,048   1,035 13
2,591   1,899 692
436   483 -47
1,052   1,230 -178
1,116   1,554 -438
654   478 176
2,453   2,610 -157
553   451 102
480   406 74
1,850   2,165 -315
543   678 -135
908   878 30
595   662 -67
2,545   2,707 -162
873   891 -18
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
      45,860
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -109
b       312
c       779
d       140
e       8
      6,331
      -184
      205
      83
      21
      14
      -60
      -5
      296
      492
      -520
      195
      90
      119
      170
      370
      547
      -515
      88
      -40
      549
      -50
      240
      11
      -67
      6
      -3
      88
      27
      -30
      -143
      1,276
      -215
      -161
      16
      24
      -287
      50
      -108
      -22
      -17
      182
      -48
      -171
      15
      -86
      -48
      548
      167
      452
      537
      210
      13
      -1,253
      31
      65
      24
      68
      207
      522
      -48
      1,071
      6
      -40
      25
      1,142
      -211
      -147
      3,460
      331
      184
      -49
      87
      35
      -359
      -66
      -58
      8
      -805
      55
      136
      165
      429
      -48
      -156
      142
      16
      193
      231
      1,089
      1,918
      251
      42
      -133
      148
      -129
      -208
      -51
      83
      -33
      -30
      248
      66
      97
      529
      -79
      -19
      111
      103
      81
      349
      786
      -43
      282
      34
      987
      181
      912
      1,868
      -976
      194
      152
      94
      94
      -46
      321
      5
      190
      462
      704
      203
      445
      922
      947
      6
      1,137
      202
      -12
      287
      729
      1,077
      3,676
      43
      -33
      -18
      13
      692
      -47
      -178
      -438
      176
      -157
      102
      74
      -315
      -135
      30
      -67
      -162
      -18
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 82,850
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,856
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,856
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,856
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 1,284
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,284
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 572
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow0 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowTN
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrow  
14
The books are in care ofright arrowFIRST FARMERS & MERCHANTS BANK Telephone no.right arrow (931) 380-8230

Located atright arrowPO BOX 1148COLUMBIATN ZIP+4right arrow384021148
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
FIRST FARMERS MERCHANTS BANK TRUSTEE
1 		15,677    
PO BOX 1148
COLUMBIA,TN38402
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
2,061,303
b
Average of monthly cash balances.......................
1b
23,201
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
2,084,504
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
2,084,504
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
31,268
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
2,053,236
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
102,662
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
102,662
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
1,856
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,856
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
100,806
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
100,806
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
100,806
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
106,493
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
106,493
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 100,806
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 11,659
b From 2020...... 3,292
c From 2021...... 2,792
d From 2022...... 20,300
e From 2023...... 13,001
f Total of lines 3a through e ........ 51,044
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 106,493
a Applied to 2023, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 100,806
e Remaining amount distributed out of corpus 5,687
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 56,731
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		11,659
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		45,072
10 Analysis of line 9:
a Excess from 2020.... 3,292
b Excess from 2021.... 2,792
c Excess from 2022.... 20,300
d Excess from 2023.... 13,001
e Excess from 2024.... 5,687
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ZION PRESBYTERIAN CHURCH

2322 ZION ROAD
COLUMBIA,TN38401 		NONE PC PROGRAM SUPPORT 49,216

NASHVILLE PRESBYTERY
C/O JACK WATKINS
7315 MCCORMICK DR
FAIRVIEW,TN37062 		NONE PC PROGRAM SUPPORT 24,608

REFORMED THEOLOGICAL SEMINARY
ATTN DEVELOPMENT OFFICE
4268 I 55N
JACKSON,MS39211 		NONE PC PROGRAM SUPPORT 24,608
Total .................................right arrow 3a 98,432
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 59,713  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 82,850  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   142,563  
13Total. Add line 12, columns (b), (d), and (e)..................
13
142,563
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2024 AccountingFeesSchedule
Name:
MARGARET & ROBERT FLEMING TRUST XXX-XX-XXXX
EIN:
20-6112205
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 445 223   223

TY 2024 OtherDecreasesSchedule
Name:
MARGARET & ROBERT FLEMING TRUST XXX-XX-XXXX
EIN:
20-6112205
Description Amount
RETURN OF CAPITAL ADJUSTMENT 76


TY 2024 OtherIncreasesSchedule
Name:
MARGARET & ROBERT FLEMING TRUST XXX-XX-XXXX
EIN:
20-6112205
Description Amount
ROUNDING 4


TY 2024 TaxesSchedule
Name:
MARGARET & ROBERT FLEMING TRUST XXX-XX-XXXX
EIN:
20-6112205
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL ESTIMATES - PRINCIPAL 1,212 0   0
FOREIGN TAXES ON QUALIFIED FOR 904 904   0
FOREIGN TAXES ON NONQUALIFIED 81 81   0