Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
 
Number and street (or P.O. box number if mail is not delivered to street address)10 S DEARBORN IL1-0111
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
CHICAGO, IL60603
A Employer identification number

86-6240840
B Telephone number (see instructions)

(800) 496-2583
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$10,108,103J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 304,365 304,365  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 201,121
b Gross sales price for all assets on line 6a 1,963,141
7 Capital gain net income (from Part IV, line 2)... 201,121
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 505,486 505,486  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 112,788 58,410   54,378
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
14,777 5,227   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 127,565 63,637 0 54,378
25 Contributions, gifts, grants paid....... 376,000 376,000
26 Total expenses and disbursements. Add lines 24 and 25 503,565 63,637 0 430,378
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 1,921
b Net investment income (if negative, enter -0-) 441,849
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 66,395 153,597 153,597
2 Savings and temporary cash investments......... 85,691 35,672 35,672
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow     0 0
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 4,799,468 Click to see attachment
List of Attached Documents:
// Content
4,552,366 		7,552,649
c Investments—corporate bonds (attach schedule)....... 2,201,181 Click to see attachment
List of Attached Documents:
// Content
2,401,415 		2,366,185
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........     0
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 7,152,735 7,143,050 10,108,103
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 7,152,735 7,143,050
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 7,152,735 7,143,050
30 Total liabilities and net assets/fund balances (see instructions). 7,152,735 7,143,050
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
7,152,735
2
Enter amount from Part I, line 27a .....................
2
1,921
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
8,875
4
Add lines 1, 2, and 3 ..........................
4
7,163,531
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
20,481
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
7,143,050
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 596. VANGUARD BD INDEX TOTAL BD MKT ETF   2023-06-28 2024-01-26
b 706. VANGUARD BD INDEX TOTAL BD MKT ETF   2022-08-08 2024-01-26
c 2. VANGUARD BD INDEX TOTAL BD MKT ETF   2023-11-22 2024-01-26
d 1071. VANGUARD TOTAL INTL BOND ETF   2022-08-08 2024-01-26
e 1800. VANGUARD MORTGAGE-BACKED SEC   2020-10-28 2024-01-26
30. ADVANCED MICRO DEVICES INC   2023-11-21 2024-01-29
10893.17 VANGUARD TTL BD MKT IDX-ADM   2022-05-27 2024-02-22
2. VANGUARD BD INDEX TOTAL BD MKT ETF   2023-11-22 2024-02-22
1079. VANGUARD BD INDEX TOTAL BD MKT ETF   2023-11-22 2024-02-22
1378. VANGUARD TOTAL INTL BOND ETF   2023-11-22 2024-02-22
211. VANGUARD TOTAL INTL BOND ETF   2022-08-08 2024-02-22
28. ADVANCED MICRO DEVICES INC   2023-11-21 2024-03-20
4. NVIDIA CORP   2023-11-21 2024-03-20
4. ASML HOLDING NV-NY REG SHS   2023-11-21 2024-03-20
18. NXP SEMICONDUCTORS NV   2023-11-21 2024-03-20
3. NXP SEMICONDUCTORS NV   2022-05-03 2024-03-20
5. NXP SEMICONDUCTORS NV   2023-05-23 2024-04-12
7. NXP SEMICONDUCTORS NV   2022-03-08 2024-04-12
6. NXP SEMICONDUCTORS NV   2023-05-25 2024-04-12
6. NXP SEMICONDUCTORS NV   2022-04-27 2024-04-12
27. NEXTERA ENERGY INC   2023-11-21 2024-05-08
12. NEXTERA ENERGY INC   2023-04-04 2024-05-08
50. NEXTERA ENERGY INC   2011-06-23 2024-05-08
2. VANGUARD INT-TERM CORPORATE   2023-12-06 2024-05-08
2. VANGUARD INT-TERM CORPORATE   2023-12-06 2024-05-08
1217. VANGUARD INT-TERM CORPORATE   2023-12-06 2024-05-08
1. DEERE & CO   2023-11-21 2024-05-13
11. DEERE & CO   2023-11-21 2024-05-13
2. DEERE & CO   2019-03-07 2024-05-13
1. DEERE & CO   2019-03-07 2024-05-13
1. LAUDER ESTEE COS INC CL A   2023-11-21 2024-05-17
32. LAUDER ESTEE COS INC CL A   2023-11-21 2024-05-17
1. LAUDER ESTEE COS INC CL A   2023-11-21 2024-05-20
. EXXON MOBIL CORP     2024-05-28
45. ALPHABET INC-CL A   2023-11-21 2024-06-05
526.71 FIDELITY 500 INDEX FUND   2017-12-21 2024-07-17
340. JPMORGAN BETABUILDERS EUROPE ETF   2024-02-22 2024-07-17
498. JPMORGAN BETABUILDERS EUROPE ETF   2024-02-22 2024-07-17
288. JPMORGAN BETABUILDERS EUROPE ETF   2023-01-23 2024-07-17
112. JPMORGAN BETABUILDERS EUROPE ETF   2023-01-23 2024-07-17
362. JPMORGAN BETABUILDERS EUROPE ETF   2023-01-23 2024-07-17
772. JPMORGAN BETABUILDERS CANADA   2018-08-15 2024-07-17
18. JPMORGAN BETABUILDERS CANADA   2019-04-01 2024-07-17
70. JPMORGAN BETABUILDERS CANADA   2019-04-01 2024-07-17
4241.43 SIX CIRCLES US UNCONSTR EQ   2023-12-14 2024-07-17
54. ALPHABET INC-CL C   2023-11-21 2024-09-12
2. INTUIT   2023-11-21 2024-09-12
11. INTUIT   2023-11-21 2024-09-12
21. BIOGEN IDEC INC   2023-11-21 2024-10-01
16. HONEYWELL INTL INC   2023-11-21 2024-10-01
1. INTUIT   2023-11-21 2024-10-01
4. INTUIT   2023-11-21 2024-10-01
2. BIOGEN IDEC INC   2023-11-21 2024-10-02
14. BIOGEN IDEC INC   2023-11-21 2024-10-02
2. BIOGEN IDEC INC   2023-11-21 2024-10-02
1. INTUIT   2023-11-21 2024-10-02
1. INTUIT   2023-11-21 2024-10-02
1. INTUIT   2023-11-21 2024-10-02
1. BIOGEN IDEC INC   2023-11-21 2024-10-03
1. INTUIT   2023-11-21 2024-10-03
1. INTUIT   2023-11-21 2024-10-07
4. ABBVIE INC   2023-11-21 2024-10-08
6. ABBVIE INC   2023-07-11 2024-10-08
4. ADVANCED MICRO DEVICES INC   2023-11-21 2024-10-08
21. ALPHABET INC-CL C   2023-11-21 2024-10-08
28. AMAZON COM INC   2023-11-21 2024-10-08
5. AMERICAN EXPRESS CO   2020-04-15 2024-10-08
4. ANALOG DEVICES INC   2012-01-05 2024-10-08
27. APPLE COMPUTER INC   2024-06-13 2024-10-08
34. BANK OF AMERICA CORPORATION   2023-12-18 2024-10-08
18. BOSTON SCIENTIFIC CORP   2023-11-21 2024-10-08
22. BRISTOL MYERS SQUIBB CO   2024-10-01 2024-10-08
17. CONOCOPHILLIPS   2016-05-12 2024-10-08
2. COSTCO WHSL CORP NEW   2023-11-21 2024-10-08
2. DEERE & CO   2019-03-07 2024-10-08
24. EXXON MOBIL CORP   2023-11-21 2024-10-08
9. FACEBOOK INC-A   2023-11-21 2024-10-08
8. FISERV INC   2024-10-01 2024-10-08
4. ARTHUR J GALLAGHER & CO   2023-11-21 2024-10-08
5. HILTON WORLDWIDE HOLDINGS IN   2023-11-21 2024-10-08
3. HONEYWELL INTL INC   2023-11-21 2024-10-08
10. INGERSOLL RAND INC   2023-11-21 2024-10-08
2. INTUITIVE SURGICAL INC NEW   2023-11-21 2024-10-08
1. LILLY ELI & CO   2023-11-21 2024-10-08
3. LOWES COS INC   2023-08-09 2024-10-08
3. MARTIN MARIETTA MATLS INC   2023-11-21 2024-10-08
6. MASTERCARD INC - CLASS A   2023-11-21 2024-10-08
6. MCDONALDS CORP   2024-05-17 2024-10-08
20. MICROSOFT CORP   2023-11-21 2024-10-08
12. MONDELEZ INTERNATIONAL-W/I   2024-05-13 2024-10-08
17. MONSTER BEVERAGE CORP   2023-11-21 2024-10-08
15. MORGAN STANLEY DEAN WITTER & CO NEW   2020-04-16 2024-10-08
15. NEXTERA ENERGY INC   2024-09-12 2024-10-08
4. NORFOLK SOUTHN CORP   2023-11-03 2024-10-08
1. NORFOLK SOUTHN CORP   2014-01-17 2024-10-08
57. NVIDIA CORP   2023-11-21 2024-10-08
4. OLD DOMINION FREIGHT LINE INC COM   2023-11-21 2024-10-08
6. OTIS WORLDWIDE CORP   2024-10-02 2024-10-08
7. PEPSICO INC   2024-09-12 2024-10-08
9. PROGRESSIVE CORP OHIO   2023-11-21 2024-10-08
1. REGENERON PHARMACEUTICALS INC   2023-11-21 2024-10-08
3. S&P GLOBAL INC   2023-11-21 2024-10-08
5. SALESFORCE.COM INC   2024-03-20 2024-10-08
16. SOUTHERN CO   2024-05-17 2024-10-08
3. STRYKER CORP   2023-11-21 2024-10-08
7. TJX COS INC NEW   2020-04-07 2024-10-08
6. T-MOBILE US INC   2023-11-21 2024-10-08
8. TEXAS INSTRS INC   2023-11-21 2024-10-08
6. UNITEDHEALTH GROUP INC   2023-11-21 2024-10-08
6. WASTE CONNECTIONS INC   2023-11-21 2024-10-08
27. WELLS FARGO & CO NEW   2022-04-08 2024-10-08
5. EATON CORP PLC   2020-04-20 2024-10-08
5. LINDE PLC   2023-11-21 2024-10-08
4. NXP SEMICONDUCTORS NV   2022-04-13 2024-10-08
1. INTUIT   2023-11-21 2024-10-09
1. INTUIT   2023-11-21 2024-10-10
1. INTUIT   2023-11-21 2024-10-10
1. INTUIT   2023-11-21 2024-10-11
1. INTUIT   2023-11-21 2024-10-11
1. DEERE & CO   2019-03-07 2024-10-14
1. INTUIT   2023-11-21 2024-10-14
2. DEERE & CO   2018-12-07 2024-10-15
1. INTUIT   2023-11-21 2024-10-15
3. DEERE & CO   2018-12-06 2024-10-16
1. DEERE & CO   2018-12-06 2024-10-17
1. DEERE & CO   2018-12-06 2024-10-17
1. INTUIT   2023-11-21 2024-10-17
1. INTUIT   2023-11-21 2024-10-17
. WELLS FARGO & CO NEW     2024-10-31
14. DEERE & CO   2018-12-06 2024-11-01
1. DEERE & CO   2018-12-06 2024-11-01
6. ANALOG DEVICES INC   2012-01-05 2024-11-13
49. ANALOG DEVICES INC   2012-01-05 2024-11-13
1. CONOCOPHILLIPS   2016-05-12 2024-11-21
19. CONOCOPHILLIPS   2016-11-18 2024-11-21
4. CONOCOPHILLIPS   2021-01-11 2024-11-21
2. LILLY ELI & CO   2023-11-21 2024-11-21
2. LILLY ELI & CO   2023-11-21 2024-11-21
63. MONSTER BEVERAGE CORP   2023-11-21 2024-11-21
1. MONSTER BEVERAGE CORP   2023-11-21 2024-11-21
2. MONSTER BEVERAGE CORP   2023-11-21 2024-11-21
13. T-MOBILE US INC   2023-11-21 2024-11-21
7. LINDE PLC   2023-11-21 2024-11-21
1. LINDE PLC   2023-11-21 2024-11-21
1. LINDE PLC   2023-11-21 2024-11-21
2. LINDE PLC   2023-11-21 2024-11-21
12. MONSTER BEVERAGE CORP   2023-11-21 2024-11-22
1173.989 FIDELITY INTL INDX-INST PRM   2020-06-09 2024-12-03
2771. ISHARES BROAD USD HIGH YIELD   2024-07-18 2024-12-03
635. JPMORGAN BETABUILDERS EUROPE ETF   2023-01-23 2024-12-03
1907. JPMORGAN BETABUILDERS EUROPE ETF   2023-01-23 2024-12-03
391. JPMORGAN BETABUILDERS JAPAN ETF   2023-07-13 2024-12-03
130. JPMORGAN BETABUILDERS JAPAN ETF   2023-07-13 2024-12-03
104.943 SIX CIRCLES CREDIT OPPORT   2024-07-19 2024-12-03
9629.362 SIX CIRCLES CREDIT OPPORT   2020-11-12 2024-12-03
3490. VANGUARD LONG-TERM TREASURY ETF   2024-01-26 2024-12-03
2003.195 SIX CIRCLES US UNCONSTR EQ   2023-12-14 2024-12-10
1661.387 SIX CIRCLES US UNCONSTR EQ   2022-01-28 2024-12-10
5346.094 SIX CIRCLES INTL UNCON EQ   2024-12-03 2024-12-10
61. ADVANCED MICRO DEVICES INC   2023-11-21 2024-12-17
4. COSTCO WHSL CORP NEW   2023-11-21 2024-12-17
2. COSTCO WHSL CORP NEW   2023-11-21 2024-12-17
50. NVIDIA CORP   2023-11-21 2024-12-17
23. T-MOBILE US INC   2023-11-21 2024-12-17
38. T-MOBILE US INC   2023-11-21 2024-12-17
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CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 43,317   42,772 545
b 51,312   53,900 -2,588
c 145   142 3
d 52,174   54,637 -2,463
e 82,210   97,228 -15,018
5,310   3,550 1,760
103,049   107,454 -4,405
144   142 2
77,561   76,439 1,122
66,933   67,429 -496
10,249   10,764 -515
5,050   3,313 1,737
3,570   1,990 1,580
3,806   2,738 1,068
4,289   3,586 703
715   534 181
1,185   879 306
1,658   1,233 425
1,416   1,027 389
1,416   1,028 388
1,935   1,546 389
860   928 -68
3,584   705 2,879
158   159 -1
158   159 -1
96,450   96,453 -3
408   382 26
4,505   4,198 307
819   315 504
413   157 256
135   120 15
4,316   3,841 475
133   120 13
6     6
7,868   6,143 1,725
102,245   49,405 52,840
20,453   19,598 855
30,007   28,706 1,301
17,353   15,273 2,080
6,756   5,936 820
21,781   19,186 2,595
52,278   37,469 14,809
1,217   872 345
4,755   3,391 1,364
74,734   62,264 12,470
8,339   7,466 873
1,283   1,122 161
7,066   6,170 896
4,007   4,856 -849
3,297   3,056 241
608   561 47
2,432   2,243 189
377   463 -86
2,653   3,238 -585
377   463 -86
608   561 47
608   561 47
607   561 46
187   231 -44
603   561 42
603   561 42
771   554 217
1,156   811 345
688   473 215
3,472   2,904 568
5,109   3,977 1,132
1,350   424 926
913   143 770
6,076   6,019 57
1,360   1,144 216
1,536   986 550
1,165   1,158 7
1,874   759 1,115
1,770   1,161 609
802   315 487
2,927   2,452 475
5,301   3,027 2,274
1,499   1,451 48
1,170   995 175
1,169   850 319
619   573 46
982   706 276
957   623 334
914   594 320
818   659 159
1,560   1,396 164
2,972   2,764 208
1,805   1,633 172
8,259   7,443 816
848   862 -14
839   931 -92
1,619   576 1,043
1,216   1,254 -38
976   777 199
244   89 155
7,500   2,836 4,664
765   806 -41
605   628 -23
1,186   1,241 -55
2,243   1,454 789
999   798 201
1,551   1,237 314
1,436   1,522 -86
1,432   1,272 160
1,050   873 177
786   335 451
1,265   892 373
1,616   1,223 393
3,505   3,228 277
1,073   784 289
1,559   1,315 244
1,669   392 1,277
2,341   2,066 275
940   683 257
618   561 57
620   561 59
619   561 58
618   561 57
618   561 57
403   157 246
616   561 55
806   311 495
618   561 57
1,218   456 762
405   152 253
405   152 253
609   561 48
611   561 50
119     119
5,604   2,126 3,478
400   152 248
1,284   215 1,069
10,467   1,757 8,710
114   45 69
2,166   848 1,318
448   178 270
1,490   1,189 301
1,491   1,189 302
3,384   3,452 -68
54   55 -1
108   110 -2
3,074   1,933 1,141
3,163   2,892 271
451   413 38
452   413 39
906   826 80
649   658 -9
59,709   48,892 10,817
103,314   101,723 1,591
36,900   33,656 3,244
110,790   101,074 9,716
23,140   20,555 2,585
7,696   6,834 862
941   933 8
86,375   89,601 -3,226
204,046   203,838 208
38,341   29,407 8,934
31,799   23,043 8,756
60,732   60,625 107
7,624   7,219 405
3,963   2,321 1,642
1,973   1,161 812
6,443   2,488 3,955
5,147   3,419 1,728
8,432   5,650 2,782
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
      20,420
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       545
b       -2,588
c       3
d       -2,463
e       -15,018
      1,760
      -4,405
      2
      1,122
      -496
      -515
      1,737
      1,580
      1,068
      703
      181
      306
      425
      389
      388
      389
      -68
      2,879
      -1
      -1
      -3
      26
      307
      504
      256
      15
      475
      13
      6
      1,725
      52,840
      855
      1,301
      2,080
      820
      2,595
      14,809
      345
      1,364
      12,470
      873
      161
      896
      -849
      241
      47
      189
      -86
      -585
      -86
      47
      47
      46
      -44
      42
      42
      217
      345
      215
      568
      1,132
      926
      770
      57
      216
      550
      7
      1,115
      609
      487
      475
      2,274
      48
      175
      319
      46
      276
      334
      320
      159
      164
      208
      172
      816
      -14
      -92
      1,043
      -38
      199
      155
      4,664
      -41
      -23
      -55
      789
      201
      314
      -86
      160
      177
      451
      373
      393
      277
      289
      244
      1,277
      275
      257
      57
      59
      58
      57
      57
      246
      55
      495
      57
      762
      253
      253
      48
      50
      119
      3,478
      248
      1,069
      8,710
      69
      1,318
      270
      301
      302
      -68
      -1
      -2
      1,141
      271
      38
      39
      80
      -9
      10,817
      1,591
      3,244
      9,716
      2,585
      862
      8
      -3,226
      208
      8,934
      8,756
      107
      405
      1,642
      812
      3,955
      1,728
      2,782
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 201,121
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 6,142
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 6,142
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 6,142
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 2,748
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,748
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 3,394
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow0 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowAZ
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowJP MORGAN CHASE BANK NA Telephone no.right arrow (800) 496-2583

Located atright arrow10 S DEARBORN ST MC IL 1-0111CHICAGOIL ZIP+4right arrow60603
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
JP MORGAN CHASE BANK NA TRUSTEE
2 		112,788    
10 S DEARBORN ST MC IL 1-0111
CHICAGO,IL60603
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
9,851,311
b
Average of monthly cash balances.......................
1b
159,081
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
10,010,392
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
10,010,392
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
150,156
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
9,860,236
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
493,012
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
493,012
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
6,142
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
6,142
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
486,870
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
486,870
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
486,870
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
430,378
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
430,378
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 486,870
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 375,781
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 0
b From 2020...... 0
c From 2021...... 0
d From 2022...... 0
e From 2023...... 0
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 430,378
a Applied to 2023, but not more than line 2a 375,781
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 54,597
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		432,273
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2020.... 0
b Excess from 2021.... 0
c Excess from 2022.... 0
d Excess from 2023.... 0
e Excess from 2024.... 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

FRIENDS OF MOUNT AUBURN CEMETERY

580 MT AUBURN STREET
CAMBRIDGE,MA02138 		NONE PC GENERAL 150,400

REID PARK ZOOLOGICAL SOCIETY

1030 S RANDOLPH WAY
TUSCON,AZ85716 		NONE PC GENERAL 225,600
Total .................................right arrow 3a 376,000
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 304,365  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 201,121  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   505,486  
13Total. Add line 12, columns (b), (d), and (e)..................
13
505,486
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2024 InvestmentsCorpBondsSchedule
Name:
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
EIN:
86-6240840
Name of Bond End of Year Book Value End of Year Fair Market Value
92203J308 VANGUARD TTL INTL BN 273,301 266,531
921937603 VANGUARD TTL BD MKT    
83002G702 SIX CIRCLES GLOBAL B 858,861 826,581
83002G884 SIX CIRCLES CREDIT O 416,511 422,220
92206C771 VANGUARD MORTGAGE-BA 317,873 312,438
921937835 VANGUARD TOTAL BOND    
92203J407 VANGUARD TOTAL INTL 342,005 342,958
92206C870 VANGUARD INT-TERM CO 192,864 195,457

TY 2024 InvestmentsCorpStockSchedule
Name:
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
EIN:
86-6240840
Name of Stock End of Year Book Value End of Year Fair Market Value
110122108 BRISTOL-MYERS SQUIBB 14,063 17,307
363576109 ARTHUR J GALLAGHER & 4,539 15,612
532457108 ELI LILLY & CO 3,890 13,124
594918104 MICROSOFT CORP 73,939 102,846
609207105 MONDELEZ INTERNATION 5,820 10,094
655844108 NORFOLK SOUTHERN COR 4,625 14,082
713448108 PEPSICO INC 13,078 15,510
743315103 PROGRESSIVE CORP 10,221 26,117
882508104 TEXAS INSTRUMENTS IN 7,960 18,563
20825C104 CONOCOPHILLIPS 7,971 19,536
65339F101 NEXTERA ENERGY INC 4,775 14,123
78462F103 SPDR S&P 500 ETF TRU 863,731 2,620,364
032654105 ANALOG DEVICES INC    
037833100 APPLE INC 66,775 93,657
060505104 BANK OF AMERICA CORP 7,605 19,206
315911750 FIDELITY 500 INDEX F 272,131 441,666
580135101 MCDONALD'S CORP 14,806 22,611
244199105 DEERE & CO    
83002G306 SIX CIRCLES US UNCON 898,868 1,341,346
83002G405 SIX CIRCLES INTL UNC 814,961 849,868
315911727 FIDELITY INTL INDX-I 251,213 302,183
91324P102 UNITEDHEALTH GROUP I 23,935 37,940
025816109 AMERICAN EXPRESS CO 4,953 18,104
617446448 MORGAN STANLEY 6,907 23,761
872540109 TJX COMPANIES INC 3,609 10,752
G29183103 EATON CORP PLC 4,521 19,580
00287Y109 ABBVIE INC 15,133 23,101
46641Q191 JPMORGAN BETABUILDER    
46641Q225 JPMORGAN BETABUILDER 136,408 213,888
46641Q233 JPMORGAN BETABUILDER 158,431 158,438
30231G102 EXXON MOBIL CORP 23,724 31,626
949746101 WELLS FARGO & CO 14,666 24,163
N6596X109 NXP SEMICONDUCTORS N 11,170 13,718
007903107 ADVANCED MICRO DEVIC    
02079K107 ALPHABET INC-CL C 37,885 52,181
02079K305 ALPHABET INC-CL A    
023135106 AMAZON.COM INC 48,998 75,690
09062X103 BIOGEN INC    
09857L108 BOOKING HOLDINGS INC 18,960 29,811
101137107 BOSTON SCIENTIFIC CO 12,543 20,454
22160K105 COSTCO WHOLESALE COR 9,284 14,660
30303M102 META PLATFORMS INC-C 36,323 63,235
337738108 FISERV INC 14,937 22,596
43300A203 HILTON WORLDWIDE HOL 9,862 14,335
438516106 HONEYWELL INTERNATIO 8,596 10,165
45687V106 INGERSOLL RAND INC 8,402 10,765
461202103 INTUIT INC    
46120E602 INTUITIVE SURGICAL I 8,096 13,571
46641Q217 JPMORGAN BETABUILDER 291,296 304,145
518439104 ESTEE LAUDER COMPANI    
548661107 LOWE'S COS INC 8,383 9,872
573284106 MARTIN MARIETTA MATE 14,428 16,012
57636Q104 MASTERCARD INC - A 32,213 41,599
61174X109 MONSTER BEVERAGE COR 7,561 7,253
67066G104 NVIDIA CORP 38,959 105,149
679580100 OLD DOMINION FREIGHT 11,692 10,231
723787107 PIONEER NATURAL RESO    
75886F107 REGENERON PHARMACEUT 10,379 9,260
78409V104 S&P GLOBAL INC 11,547 13,945
842587107 THE SOUTHERN COMPANY 18,991 20,168
863667101 STRYKER CORP 11,348 14,042
872590104 T-MOBILE US INC    
883556102 THERMO FISHER SCIENT 8,691 8,844
94106B101 WASTE CONNECTIONS IN 8,625 11,324
G54950103 LINDE PLC 21,071 21,352
N07059210 ASML HOLDING NV-NY R 8,151 8,317
11135F101 BROADCOM INC 21,379 20,866
127387108 CADENCE DESIGN SYS I 9,196 9,014
254687106 WALT DISNEY CO/THE 14,439 14,030
68902V107 OTIS WORLDWIDE CORP 16,635 15,003
79466L302 SALESFORCE INC 21,462 25,075
824348106 SHERWIN-WILLIAMS CO/ 7,606 6,799

TY 2024 OtherDecreasesSchedule
Name:
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
EIN:
86-6240840
Description Amount
RETURN OF CAPITAL ADJUSTMENT 11,688
2024 TRANSACTIONS POSTED IN 2025 8,788
ROUNDING 5


TY 2024 OtherIncreasesSchedule
Name:
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
EIN:
86-6240840
Description Amount
2023 TRANSACTIONS POSTED IN 2024 8,875


TY 2024 TaxesSchedule
Name:
AJ & MD RUGGIERO MEMORIAL TRUST XXXXX4003
EIN:
86-6240840
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 140 140   0
FEDERAL TAX PAYMENT - PRIOR YE 6,802 0   0
FEDERAL ESTIMATES - INCOME 2,748 0   0
FOREIGN TAXES ON QUALIFIED FOR 4,183 4,183   0
FOREIGN TAXES ON NONQUALIFIED 904 904   0