Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 04-01-2024 , and ending 03-31-2025
Name of foundation
THE GREATER NORWICH FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)C/O NBT BANK NA 52 S BROAD ST
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
NORWICH, NY13815
A Employer identification number

16-6064927
B Telephone number (see instructions)

(607) 337-6136
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$13,941,731J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 72,723
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 404,546 403,626  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 491,417
b Gross sales price for all assets on line 6a 1,153,784
7 Capital gain net income (from Part IV, line 2)... 491,417
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
227    
12 Total. Add lines 1 through 11........ 968,913 895,043  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 54,486 49,037   5,449
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,500 0 0 1,500
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
20,220 4,188   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,178 6   750
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 77,384 53,231 0 7,699
25 Contributions, gifts, grants paid....... 567,169 567,169
26 Total expenses and disbursements. Add lines 24 and 25 644,553 53,231 0 574,868
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 324,360
b Net investment income (if negative, enter -0-) 841,812
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 445,518 493,929 493,929
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow     0 0
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 6,894,691 Click to see attachment
List of Attached Documents:
// Content
7,169,244 		13,447,802
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 7,340,209 7,663,173 13,941,731
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 7,340,209 7,663,173
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 7,340,209 7,663,173
30 Total liabilities and net assets/fund balances (see instructions). 7,340,209 7,663,173
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
7,340,209
2
Enter amount from Part I, line 27a .....................
2
324,360
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
7,664,569
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
1,396
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
7,663,173
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 100000. SALLIE MAE BK SLT LAKE CITY UT   2019-04-11 2024-04-10
b 235. APPLE COMPUTER   2008-03-03 2024-06-14
c 600. BRISTOL MYERS SQUIBB CO COM     2024-06-14
d 885. DOW INC COM     2024-06-14
e 300. LILLY ELI & CO COM   1995-11-13 2024-06-14
575. MERCK & CO INC     2024-06-14
230. MICROSOFT CORP COM   2013-04-01 2024-06-14
415. NEXTERA ENERGY INC   1992-11-30 2024-06-14
100000. NATL RURAL UTIL MTN 3.2000% 06/15/24   2014-06-09 2024-06-15
250. SANDOZ GROUP AG SPONSORED ADS     2024-08-23
100000. FLAGSTAR BK NATL ASSN 5.1000% 02/14/28   2024-02-13 2024-12-16
250000. OWL ROCK CORE INCOME CORP 5.5000% 03/21/25   2023-02-14 2025-03-21
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 100,000   99,550 450
b 49,782   1,020 48,762
c 24,798   15,248 9,550
d 48,457   45,945 2,512
e 263,581   7,249 256,332
74,230   30,265 43,965
101,697   6,616 95,081
30,209   1,833 28,376
100,000   100,000  
11,030   4,599 6,431
100,000   100,000  
250,000   244,178 5,822
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       450
b       48,762
c       9,550
d       2,512
e       256,332
      43,965
      95,081
      28,376
       
      6,431
       
      5,822
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 491,417
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 11,701
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 11,701
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 11,701
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 10,020
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 10,020
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 207
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 1,888
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow0 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowNY
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowNBT BANK NA Telephone no.right arrow (607) 337-6136

Located atright arrow52 SOUTH BROAD STNORWICHNY ZIP+4right arrow13815
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
NBT BANK NA TRUSTEE
1 		54,486    
52 SOUTH BROAD ST
NORWICH,NY13815
JAMES I DUNNE COTRUSTEE
1 		0    
7 COOMES ST
NORWICH,NY13815
JAMES A HOY COTRUSTEE
1 		0    
5551 DUNROBIN DR APT 4409
SARASOTA,FL34238
PETER V SMITH COTRUSTEE
1 		0    
AMERIPRISE 43 S BROAD ST
NORWICH,NY13815
THOMAS C EMERSON ESQ COTRUSTEE
1 		0    
LEE EMERSON FERRARESE 35 WEST MAI
NORWICH,NY13815
PATRICIA M SMITH COTRUSTEE
1 		0    
4 PIONEER ST
COOPERSTOWN,NY13326
PATRICK FLANAGAN COTRUSTEE - CHAIRMAN
1 		0    
81 SOUTH BROAD STREET
NORWICH,NY13815
LINDA T PALMATIER COTRUSTEE
1 		0    
191 BALF ROAD
NORWICH,NY13815
JEFF EATON COTRUSTEE
1 		0    
364 CLIFFSIDE DR
DANVILLE,CA94326
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
13,589,637
b
Average of monthly cash balances.......................
1b
340,835
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
13,930,472
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
13,930,472
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
208,957
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
13,721,515
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
686,076
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
686,076
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
11,701
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
11,701
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
674,375
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
674,375
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
674,375
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
574,868
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
574,868
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 674,375
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 442,812
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 0
b From 2020...... 0
c From 2021...... 0
d From 2022...... 0
e From 2023...... 0
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 574,868
a Applied to 2023, but not more than line 2a 442,812
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		Click to see attachment
List of Attached Documents:
// Content
56,923
d Applied to 2024 distributable amount..... 75,133
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 56,923
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		599,242
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		56,923
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2020.... 0
b Excess from 2021.... 0
c Excess from 2022.... 0
d Excess from 2023.... 0
e Excess from 2024.... 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
GREATER NORWICH FDN
C/O OF NBT BANK NA 52 S BROAD ST
NORWICH,NY13815
(607) 337-6193
bThe form in which applications should be submitted and information and materials they should include:
GRANT APPLICATION FORM, LETTER INCLUDING TAX CLASSIFICATION, PURPOSE FOR USE OF FUNDS AND FINANCIALS
cAny submission deadlines:
APRIL 15TH FOR ANNUAL MEETING HELD IN MAY SEPTEMBER 15TH FOR NOVEMBER MEETING
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
GEOGRAPHICAL-NORWICH NEW YORK COMMUNITY LOCATED IN CHENANGO COUNTY
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

GUERNSEY MEMORIAL LIBRARY

3 COURT STREET
NORWICH,NY13815 		NONE PC RABBI SHAPIRO COLLECTION 250

UNIVERSITY OF CONNECTICUT

233 GLENBROOK ROAD UNIT 4100
STORRS,CT06269 		NONE I SCHOLARSHIP AWARD 2,000

SUNY CORTLAND

22 GRAHAM AVE
CORTLAND,NY13045 		NONE I SCHOLARSHIP AWARD 2,000

BINGHAMTON UNIVERSITY

PO BOX 6003
BINGHAMTON,NY139026003 		NONE I SCHOLARSHIP AWARDS 6,000

FRIENDS OF ROGERS ENVIRONMENTAL
EDUCATION CENTER
PO BOX 932 2721 ST HWY 80
SHERBURNE,NY13460 		NONE EOF PROGRAM ENHANCEMENT 15,000

LEMOYNE COLLEGE

PO BOX 475
ALBANY,NY12201 		NONE I SCHOLARSHIP AWARDS 4,000

SUNY BUFFALO STATE

1300 ELMWOOD AVE
BUFFALO,NY14222 		NONE I SCHOLARSHIP 2,000

SUNY ONEONTA

108 RAVINE PARKWAY
ONEONTA,NY13820 		NONE I SCHOLARSHIP AWARDS 2,000

UNIVERSITY AT BUFFALO

FINANCIAL AID AT 1 CAPEN CAPEN HALL
BUFFALO,NY14260 		NONE I SCHOLARSHIP AWARD 2,000

ST JOHN FISHER COLLEGE

3690 EAST AVENUE
ROCHESTER,NY14618 		NONE I SCHOLARSHIP AWARD 2,000

UTICA UNIVERSITY

1600 BURRSTONE ROAD
UTICA,NY13502 		NONE I SCHOLARSHIP AWARD 2,000

LAFAYETTE COLLEGE

730 SULLIVAN ROAD
EASTON,PA18042 		NONE I SCHOLARSHIP AWARD 2,000

UNIVERSITY OF MIAMI

PO BOX 025551
MIAMI,FL33102 		NONE I SCHOLARSHIP AWARD 2,000

UNIVERSITY OF HARTFORD

200 BLOOMFIELD AVE
WEST CONNECTICUT,NY06117 		NONE I SCHOLARSHIP AWARD 2,000

HOFSTRA UNIVERSITY

PO BOX 371988
PITTSBURGH,PA152507988 		NONE PC SCHOLARSHIP AWARD 2,000

WEST VIRGINIA UNIVERSITY

62 MORRILL WAY
MORGANTOWN,WV26506 		NONE PC SCHOLARSHIP 1,000

Emmanuel Episcopal Church

37 WEST MAIN ST
Norwich,NY13815 		NONE PC OUR DAILY BREAD FOOD CLOSET 20,000

CITY OF NORWICH

ONE CITY PLAZA
NORWICH,NY13815 		NONE GOV SUMMER CONCERT SERIES 4,000

ROCKLAND COMMUNITY COLLEGE

145 COLLEGE ROAD
SUFFERN,NY10901 		NONE PC SCHOLARSHIP AWARD 2,000

BASSETT HEALTHCARE

1 ATWELL RD
COOPERSTOWN,NY13326 		NONE SO III FI BLOOD PRESSURE DEVICES 2,000

SUNY COBLESKILL

118B KNAPP HALL
COBLESKILL,NY12043 		NONE I SCHOLARSHIP AWARD 2,000

CHENANGO VALLEY HOME

24 CANASAWACTA ST
NORWICH,NY13815 		NONE EOF GRANT FOR CAPITAL CAMPAIGN 180,000

NORWICH YMCA

68-70 NORTH BROAD STREET
NORWICH,NY13815 		NONE PC GENERAL OPERATING 40,000

United Way of Mid Rural New York Inc

83 NORTH BROAD ST FRONT SUITE
NORWICH,NY13815 		NONE PC DOLLY PARTON LIBRARY 4,280

CHENANGO HOUSING IMPROVEMENT PROGRAM

27 WEST MAIN ST
NORWICH,NY13815 		NONE PC WATER LINE REPLACEMENT 13,000

CHRISTIAN NEIGHBORHOOD CENTER

20 EAST MAIN STREET
NORWICH,NY13815 		N/A PC GRANT FOR DOWNTOWN HANDING 15,000

CHENANGO MEMORIAL HOSPITAL FOUNDATION
INC
179 NORTH BROAD STREET
NORWICH,NY13815 		NONE PC GENERAL OPERATING 15,000

Norwich Business Improvement District

ONE CITY PLAZA
NORWICH,NY13815 		NONE PC GRANT FOR HANGING BASKETS 5,000

CHENANGO COUNTY BLUES ASSOCIATION

5 SOUTH BROAD STREET
NORWICH,NY13815 		NONE PC THURSDAYS IN THE PARK 25,000

NORTHEAST CLASSIC CAR MUSEUM INC

24 REXFORD STREET
NORWICH,NY13815 		NONE PC GENERAL OPERATING 1,000

COLORSCAPE CHENANGO ARTS
FESTIVAL INC
PO BOX 624
NORWICH,NY13815 		NONE PC GENERAL OPERATING 10,000

UNITED CHURCH CHRIST 1ST CONG

11 WEST MAIN STREET
NORWICH,NY13815 		NONE PC GENERAL OPERATING SUPPORT 1,000

THE IMPACT PROJECT

4 CLINTON ST
GREENE,NY13778 		NONE PC BUILDING MATERIALS & 10,000

CHENANGO COUNTY COUNCIL OF
THE ARTS INC
27 WEST MAIN STREET
NORWICH,NY138151611 		NONE PC GENERAL OPERATING SUPPORT 11,000

SUNY BROOME COMMUNITY COLLEGE

PO BOX 1017
BINGHAMTON,NY13902 		NONE I SCHOLARSHIP AWARDS 18,000

CORNELL UNIVERSITY

PO BOX 752
ITHACA,NY14851 		NONE I SCHOLARSHIP AWARDS 6,000

BRYN MAWR COLLEGE

101 NORTH MERLON AVE
BRYN MAWR,PA19010 		NONE I SCHOLARSHIP AWARD 2,000

CHENANGO COUNTY HISTORICAL SOCIETY

45 REXFORD STREET
NORWICH,NY13815 		NONE PC GRANT FOR IMPROVEMENTS TO 7,119

NORWICH THEATER CO INC

PO BOX 844
NORWICH,NY13815 		NONE PC GRANT TO SPONSOR MUSICAL 9,500

Norwich Building Tomorrow Foundation Inc

5 S BROAD ST
NORWICH,NY13815 		NONE PC GRANT FOR PARK IMPROVEMENTS 50,000

OBERLIN COLLEGE

52 WEST LORAIN ST
OBERLIN,OH44074 		NONE I SCHOLARSHIP AWARD 2,000

MORRISVILLE COLLEGE FOUNDATION INC

PO BOX 901
MORRISVILLE,NY13408 		NONE PC SCHOLARSHIPS AND NURSING 45,000

AMERICAN RED CROSS

620 E MAIN ST
ENDICOTT,NY13760 		NONE PC DISASTER RELIEF AND 5,000

PALM BEACH ATLANTIC UNIVERSITY

901 S FLAGLER DR
WEST PALM BEACH,FL33401 		NONE I SCHOLARSHIP AWARD 2,000

SUNY AT MORRISVILLE

PO BOX 901
MORRISVILLE,NY13408 		NONE I SCHOLARSHIP AWARDS 10,000

AUNT MARYS HOUSE

PO BOX 955
NORWICH,NY13815 		NONE PC SUPPLIES 2,020
Total .................................right arrow 3a 567,169
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 404,546  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 491,417  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aREFUND OF PY EXPEN 		    1 227  
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   896,190  
13Total. Add line 12, columns (b), (d), and (e)..................
13
896,190
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
THE GREATER NORWICH FOUNDATION
 
Employer identification number

16-6064927
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
THE GREATER NORWICH FOUNDATION
  		Employer identification number
16-6064927
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
CHARLES BURR CHARITABLE TR
 
C/O NBT BANK 52 S BROAD ST
 
NORWICH, NY13815

$ 13,225


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
2
WILLARD CHARITABLE TRUST
 
C/O NBT BANK 52 S BROAD ST
 
NORWICH, NY13815

$ 25,533


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
3
CURRAN FOUNDATION
 
102 Yacht Harbor Dr
Unit 373
Palm Coast, FL32137

$ 5,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
4
WESTCOTT FAMILY CHARITABLE TRUST
 
C/O NBT BANK 52 S BROAD ST
 
Norwich, NY13815

$ 8,970


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
THE GREATER NORWICH FOUNDATION
  		Employer identification number

16-6064927
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
THE GREATER NORWICH FOUNDATION
  		Employer identification number

16-6064927
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2024 AccountingFeesSchedule
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 1,500     1,500

TY 2024 DistributionFromCorpusElection
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Election:
THE FOUNDATION ELECTS TO TREAT THIS AMOUNT AS A PASS-THROUGH DISTRIBUTION FROM CORPUS TO SATISY THE REQUIREMENTS OF SECTION 170(b)(1) OR 4942(g)(3).

TY 2024 InvestmentsOtherSchedule2
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
VANGUARD INTER TERM CORP BOND AT COST 492,767 450,089
ISHARES MSCI EMERG MKT ETF AT COST 325,562 326,002
ISHARES MSCI EAFE ETF AT COST 532,425 658,335
SPDR S&P DIVIDEND ETF AT COST 72,392 176,384
FINANCIAL SELECT SECTOR SPDR AT COST 7,156 24,905
AXIS CAPITAL HLDGS 5.500% PFD AT COST 25,000 20,400
MIDCAP SPDR TRUST SERIES 1 AT COST 267,199 352,097
ISHARES RUSSELL 2000 ETF AT COST 239,627 275,895
CAPITAL ONE BANK CD 2.0000% 11      
COMENITY CAP BK UTAH 3.45% 10/      
COMENITY CAP BK UTAH 2.90% 3/2      
APPLE INC 3.2% 5/13/2025 AT COST 100,087 99,837
NATL RURAL UTIL MTN 3.2% 6/15/      
ABBOTT LABS AT COST 13,678 79,590
ABBVIE INC AT COST 24,890 100,570
APPLE INC AT COST 11,930 691,935
AT&T INC AT COST 67,530 126,129
BRISTOL MYERS SQUIBB CO AT COST 49,237 146,376
CHEVRON CORPORATION AT COST 26,885 209,113
CISCO SYSTEMS INC AT COST 69,823 138,848
DISNEY WALT CO NEW AT COST 55,722 202,335
DOMINION RESOURCES INC AT COST 12,733 25,232
DUKE ENERGY CORP AT COST 37,479 60,985
EXXONMOBIL CORP AT COST 30,828 178,395
GENERAL DYNAMICS CORP AT COST 90,270 109,032
GENERAL MLS INC AT COST 12,517 59,790
HONEYWELL INTERNATIONAL INC AT COST 59,633 190,575
JP MORGAN CHASE & CO AT COST 90,729 674,575
LILLY ELI & CO AT COST 20,472 825,910
LOWES COS INC AT COST 76,823 466,460
MCDONALDS CORP AT COST 125,559 546,648
MERCK & CO INC AT COST 48,609 135,538
METLIFE INC AT COST 22,708 40,145
MICROCHIP TECHNOLOGY INC AT COST 42,606 96,820
MICROSOFT CORP AT COST 37,656 655,056
NBT BANCORP INC AT COST 9,328 42,900
NEXTERA ENERGY INC AT COST 3,468 55,649
PEPSICO INC AT COST 18,791 149,940
PFIZER INC AT COST 70,245 68,418
PROCTER & GAMBLE CO AT COST 22,390 178,941
PRUDENTIAL FINL INC AT COST 67,656 111,680
REAL ESTATE SELECT SECT SPDR AT COST 31,141 35,447
SPDR S&P REGIONAL BANKING ETF AT COST 80,918 159,180
UNION PAC CORP AT COST 18,750 295,300
US BANCORP NEW AT COST 43,768 42,220
VANGUARD REAL ESTATE ETF AT COST 100,907 129,020
VERIZON COMMUNICATIONS AT COST 115,528 158,760
NOVARTIS AG SPONS ADR AT COST 81,710 139,350
SALLIE MAE BK SLT LAKE CITY UT      
SCHWAB US AGGREGATE BD ETF AT COST 517,073 430,174
INVESCO TR II SENIOR LOAD ETF AT COST 100,217 90,563
COMCAST CORP - CL A AT COST 122,771 103,320
DOW INC COM AT COST 28,973 38,936
DUPONT DE NEMOURS INC AT COST 42,001 87,077
CARRIER GLOBAL CORPORATION AT COST 5,132 29,164
INTL. BUSINESS MACHINES CORP AT COST 209,474 447,588
ORACLE CORPORATION AT COST 32,156 83,886
OTIS WORLDWIDE CORP AT COST 7,694 23,736
FLEXSHARES STOXX GLBL BRD INFR AT COST 140,120 135,512
CMS ENERGY CORP 3.6000% 11/15/ AT COST 239,070 248,700
CONSTELLATION BRANDS INC 5.000 AT COST 249,318 250,090
JPMORGAN CHASE FINL CO LLC 4.3 AT COST 160,000 156,720
OWL ROCK CORE INCOME CORP 5.50      
SYNCHRONY BANK 5.4000% 08/22/2 AT COST 248,673 250,320
WELLS FARGO & CO 4.2000% 08/29 AT COST 100,000 99,455
SANDOZ GROUP AG SPONSORED ADS      
RTX CORPORATION AT COST 17,120 60,932
CITIGROUP INC 5.6000% 07/31/28 AT COST 100,000 100,013
KEYBANK NATIONAL ASSOCIATION 6 AT COST 191,812 210,828
FLAGSTAR BK NATL ASSN 5.1000%      
BANK AMERICA CORP 5.1% 08/16/2 AT COST 50,000 49,988
GOLDMAN SACHS GROUP INC 5.5% 1 AT COST 100,000 100,572
JPMORGAN CHASE & CO 5.4% 4/27/ AT COST 200,000 200,760
MORGAN STANLEY FIN LLC 4.3% 10 AT COST 150,000 142,872
WELLS FARGO & CO 4.8% 8/16/28 AT COST 150,000 147,345
COMMUNICATION SERVICES SELECT AT COST 99,587 114,293
NVIDIA CORP AT COST 51,546 42,268
TECHNOLOGY SELECT SECT SPDR AT COST 101,375 91,884

TY 2024 OtherDecreasesSchedule
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Description Amount
VANGAURD REAL ESTATE ETF COST BASIS ADJ 1,280
ROUNDING 3
MUTUAL FUND ADJ 113


TY 2024 OtherExpensesSchedule
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
STATE FILING FEE 750 0   750
ADR FEES 6 6   0
FEDERAL PENALTY AND INTEREST 422 0   0


TY 2024 OtherIncomeSchedule2
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
RECOVERY OF PRIOR YEAR EXPENSE FOR FLOWE 227 0  


TY 2024 TaxesSchedule
Name:
THE GREATER NORWICH FOUNDATION
EIN:
16-6064927
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 1,679 1,679   0
FEDERAL TAX PAYMENT - PRIOR YE 6,012 0   0
FEDERAL ESTIMATES - PRINCIPAL 10,020 0   0
FOREIGN TAXES ON QUALIFIED FOR 1,918 1,918   0
FOREIGN TAXES ON NONQUALIFIED 591 591   0