Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
ELIZABETH SARAH KRAFT MEMORIAL
 
Number and street (or P.O. box number if mail is not delivered to street address)1 BANK PLAZA
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
WHEELING, WV26003
A Employer identification number

55-6118512
B Telephone number (see instructions)

(304) 234-9400
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$1,785,509J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 43,768 43,768  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 100,772
b Gross sales price for all assets on line 6a 979,177
7 Capital gain net income (from Part IV, line 2)... 100,772
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
21 21  
12 Total. Add lines 1 through 11........ 144,561 144,561  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 14,139 7,070   7,070
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
675 338 0 338
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
2,248 392   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
16 3    
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 17,078 7,803 0 7,408
25 Contributions, gifts, grants paid....... 75,059 75,059
26 Total expenses and disbursements. Add lines 24 and 25 92,137 7,803 0 82,467
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 52,424
b Net investment income (if negative, enter -0-) 136,758
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 113,478 7,355 7,355
3 Accounts receivable right arrow3,955
Less: allowance for doubtful accounts right arrow   2,188 3,955 0
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 556,925 Click to see attachment
List of Attached Documents:
// Content
682,562 		964,058
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 777,652 Click to see attachment
List of Attached Documents:
// Content
810,244 		814,096
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,450,243 1,504,116 1,785,509
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 1,450,243 1,504,116
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 1,450,243 1,504,116
30 Total liabilities and net assets/fund balances (see instructions). 1,450,243 1,504,116
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,450,243
2
Enter amount from Part I, line 27a .....................
2
52,424
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
1,449
4
Add lines 1, 2, and 3 ..........................
4
1,504,116
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,504,116
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 40. BOEING CO.   2023-03-03 2024-01-30
b 68. ADVANCED MICRO DEVICES INC     2024-03-06
c 11. AMAZON.COM INC.   2023-03-03 2024-03-06
d 9. BROADCOM INC     2024-03-06
e 51. DANAHER CORP     2024-03-06
8. DIAMONDBACK ENERGY INC   2023-03-03 2024-03-06
20. META PLATFORMS INC     2024-03-06
10. JP MORGAN CHASE   2023-03-03 2024-03-06
64. JOHNSON & JOHNSON     2024-03-06
1. MASTERCARD INC   2023-12-06 2024-03-06
90. MICROCHIP TECHNOLOGY     2024-03-06
2. PARKER-HANNIFIN CORP.   2022-04-22 2024-03-06
6. SALESFORCE INC   2022-04-22 2024-03-06
2. THERMO FISHER SCIENTIFIC   2022-01-21 2024-03-06
42. UBER TECHNOLOGIES INC   2023-09-06 2024-03-06
11. WALMART INC   2023-03-03 2024-03-06
11. EATON CORP PLC   2021-04-27 2024-03-06
1. LINDE PLC   2022-04-22 2024-03-06
72. ALPHABET INC CL A     2024-05-02
25. AMAZON.COM INC.   2023-03-03 2024-05-02
44. APPLE INC     2024-05-02
53. ASTRAZENECA PLC   2024-03-06 2024-05-02
2. BROADCOM INC   2016-02-10 2024-05-02
22. CHEVRON CORPORATION   2022-09-09 2024-05-02
27. CISCO SYSTEMS INC   2023-03-03 2024-05-02
14. COMCAST CORP CLASS A SHARES   2021-04-27 2024-05-02
9. CONSTELLATION BRANDS, INC.     2024-05-02
85. DELTA AIR LINES   2023-09-06 2024-05-02
22. DIAMONDBACK ENERGY INC     2024-05-02
4. DIGITAL REALTY TRUST (REIT)   2018-10-02 2024-05-02
2. META PLATFORMS INC   2016-10-05 2024-05-02
8745.465 FEDERATED HERMES TOTAL RETURN BD FD #328     2024-05-02
50. HALLIBURTON   2023-03-03 2024-05-02
21. JP MORGAN CHASE     2024-05-02
8. JOHNSON & JOHNSON   2013-10-04 2024-05-02
3. MASTERCARD INC   2023-12-06 2024-05-02
34. MERCK & CO   2015-09-30 2024-05-02
19. MICROSOFT CORP     2024-05-02
21. MONDELEZ INTERNATIONAL   2010-11-24 2024-05-02
27. MORGAN STANLEY     2024-05-02
58. NEXTERA ENERGY     2024-05-02
12. NIKE INC   2021-04-27 2024-05-02
74. NISOURCE INC   2022-07-29 2024-05-02
17. NOVO NORDISK A/S ADR   2024-03-06 2024-05-02
1. O'REILLY AUTOMOTIVE   2023-03-03 2024-05-02
9. PALO ALTO NETWORKS   2021-04-27 2024-05-02
4. PARKER-HANNIFIN CORP.   2022-04-22 2024-05-02
70. PAYPAL HOLDINGS     2024-05-02
16. PEPSICO INC   2023-03-03 2024-05-02
15. PROCTER & GAMBLE CO.   2023-03-03 2024-05-02
23. PRUDENTIAL FINANCIAL INC   2022-10-28 2024-05-02
4. SALESFORCE INC     2024-05-02
12. SHOPIFY INC. CLASS A   2024-03-06 2024-05-02
11. T-MOBILE US INC     2024-05-02
5. THERMO FISHER SCIENTIFIC   2022-01-21 2024-05-02
28. US BANCORP     2024-05-02
8. UNITEDHEALTH GROUP INC   2019-07-12 2024-05-02
30. WALMART INC     2024-05-02
29169.549 WESMARK GOVERNMENT BOND FUND #556     2024-05-02
2636.805 WESMARK SMALL COMPANY GROWTH FUND     2024-05-02
5621.336 WESMARK TACTICAL OPPORTUNITY FUND     2024-05-02
14. EATON CORP PLC   2021-04-27 2024-05-02
3. LINDE PLC   2022-04-22 2024-05-02
132.296 WESMARK GOVERNMENT BOND FUND #556   1996-06-30 2024-05-07
168.612 WESMARK GOVERNMENT BOND FUND #556   1996-06-30 2024-05-24
64.102 WESMARK GOVERNMENT BOND FUND #556   1996-06-30 2024-06-05
53.841 WESMARK SMALL COMPANY GROWTH FUND   2007-10-09 2024-06-13
128.46 WESMARK SMALL COMPANY GROWTH FUND     2024-06-28
52. APPLE INC   2013-10-04 2024-09-06
204.01 ARTISAN MID CAP FUND-INS   2024-05-02 2024-09-06
8. ASTRAZENECA PLC   2024-03-06 2024-09-06
41. BROADCOM INC   2016-02-10 2024-09-06
128. CVS HEALTH CORP     2024-09-06
518.953 CALAMOS MARKET NEUTRAL INCOME FU   2024-05-02 2024-09-06
770.571 COLUMBIA EMERGING MKTS FUND -I3   2024-05-02 2024-09-06
46. COMCAST CORP CLASS A SHARES     2024-09-06
189. COMCAST CORP CLASS A SHARES     2024-09-06
3. CONSTELLATION BRANDS, INC.     2024-09-06
1. DIGITAL REALTY TRUST (REIT)   2018-10-02 2024-09-06
1.207 FEDERATED HERMES TOTAL RETURN BD FD #328   2004-11-22 2024-09-06
25. JP MORGAN CHASE   2016-02-10 2024-09-06
4. JOHNSON & JOHNSON   2023-12-06 2024-09-06
67. JOHNSON & JOHNSON   2013-10-04 2024-09-06
6. MERCK & CO   2015-09-30 2024-09-06
26. MONDELEZ INTERNATIONAL   2010-11-24 2024-09-06
63. NISOURCE INC     2024-09-06
257. NISOURCE INC     2024-09-06
1. O'REILLY AUTOMOTIVE   2023-03-03 2024-09-06
8. PALO ALTO NETWORKS     2024-09-06
8. PAYPAL HOLDINGS     2024-09-06
23. PROCTER & GAMBLE CO.   2023-03-03 2024-09-06
12. PRUDENTIAL FINANCIAL INC     2024-09-06
100. PRUDENTIAL FINANCIAL INC     2024-09-06
19. SALESFORCE INC   2018-04-04 2024-09-06
69. STARBUCKS CORP   2022-01-21 2024-09-06
8. T-MOBILE US INC   2017-06-15 2024-09-06
98. US BANCORP   2013-10-04 2024-09-06
13. ULTA BEAUTY INC     2024-09-06
23. ULTA BEAUTY INC   2018-04-04 2024-09-06
1.741 UNDISCOVERED MANAGERS BEHAVIORAL VALUE F   2024-05-02 2024-09-06
6. UNITEDHEALTH GROUP INC   2019-07-12 2024-09-06
2499.401 VANGUARD INTERMEDIATE-TREASURY FUND ADM   2024-05-02 2024-09-06
1. VANGUARD MID-CAP ETF   2024-05-02 2024-09-06
1.517 VICTORY SYCAMORE ESTABLISHED VALUE FUND   2024-05-02 2024-09-06
41. WALMART INC     2024-09-06
33.803 WESMARK TACTICAL OPPORTUNITY FUND   2019-03-05 2024-09-06
1. LINDE PLC   2022-04-22 2024-09-06
671.892 VANGUARD INTM-TERM INV.GRADE FD.-ADM #57     2024-09-10
478.64899 WESMARK GOVERNMENT BOND FUND #556   1996-06-30 2024-09-10
259.35801 WESMARK GOVERNMENT BOND FUND #556   1996-06-30 2024-09-10
8. ALPHABET INC CL A   2013-10-04 2024-12-05
22. AMAZON.COM INC.     2024-12-05
9. APPLE INC   2013-10-04 2024-12-05
51.605 ARTISAN MID CAP FUND-INS   2024-05-02 2024-12-05
3. BROADCOM INC   2016-02-10 2024-12-05
44. CVS HEALTH CORP     2024-12-05
84. CVS HEALTH CORP     2024-12-05
70. CARLYLE GROUP INC   2024-09-06 2024-12-05
8. CHEVRON CORPORATION     2024-12-05
27. CISCO SYSTEMS INC   2023-03-03 2024-12-05
95. DELTA AIR LINES     2024-12-05
175. DELTA AIR LINES   2023-09-06 2024-12-05
9. DIGITAL REALTY TRUST (REIT)   2018-10-02 2024-12-05
13. META PLATFORMS INC   2016-10-05 2024-12-05
71. HALLIBURTON     2024-12-05
5. JP MORGAN CHASE     2024-12-05
1. MASTERCARD INC   2023-09-06 2024-12-05
15. MONDELEZ INTERNATIONAL   2024-03-06 2024-12-05
86. MONDELEZ INTERNATIONAL   2010-11-24 2024-12-05
29. MORGAN STANLEY   2023-09-06 2024-12-05
86. NIKE INC   2021-04-27 2024-12-05
4. PALO ALTO NETWORKS   2014-07-03 2024-12-05
3. PARKER-HANNIFIN CORP.   2022-04-22 2024-12-05
21. PAYPAL HOLDINGS   2022-04-22 2024-12-05
36. SHOPIFY INC. CLASS A   2024-03-06 2024-12-05
5. STARBUCKS CORP   2023-09-06 2024-12-05
1. STRYKER CORP   2024-09-06 2024-12-05
8. T-MOBILE US INC   2017-06-15 2024-12-05
3. TESLA INC   2024-09-06 2024-12-05
11. US BANCORP   2013-10-04 2024-12-05
6.284 UNDISCOVERED MANAGERS BEHAVIORAL VALUE F   2024-05-02 2024-12-05
5117.476 VANGUARD INTERMEDIATE-TREASURY FUND ADM   2024-05-02 2024-12-05
12. VANGUARD SMALL-CAP GROWTH VIPERS     2024-12-05
3. VANGUARD MID-CAP ETF   2024-05-02 2024-12-05
.322 VICTORY SYCAMORE ESTABLISHED VALUE FUND   2024-05-02 2024-12-05
23. WALMART INC   2018-07-11 2024-12-05
708.869 WESMARK SMALL COMPANY GROWTH FUND   2006-05-22 2024-12-05
1. AON PLC   2024-09-06 2024-12-05
12. EATON CORP PLC   2021-04-27 2024-12-05
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(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 8,038   8,425 -387
b 14,357   5,589 8,768
c 1,930   1,027 903
d 12,524   1,100 11,424
e 13,057   6,058 6,999
1,448   1,136 312
9,950   2,737 7,213
1,892   1,416 476
10,226   8,468 1,758
467   411 56
7,840   6,512 1,328
1,062   568 494
1,830   1,066 764
1,177   1,176 1
3,357   1,958 1,399
661   517 144
3,248   1,582 1,666
459   320 139
11,903   3,249 8,654
4,586   2,333 2,253
7,597   6,226 1,371
4,030   3,453 577
2,464   242 2,222
3,546   3,478 68
1,260   1,329 -69
534   766 -232
2,296   2,044 252
4,314   3,588 726
4,344   3,008 1,336
560   445 115
884   256 628
80,721   95,100 -14,379
1,834   1,900 -66
4,012   2,792 1,220
1,195   698 497
1,326   1,232 94
4,385   1,600 2,785
7,531   5,339 2,192
1,485   416 1,069
2,496   2,279 217
3,940   1,731 2,209
1,102   1,582 -480
2,083   2,244 -161
2,125   2,118 7
1,005   834 171
2,646   1,070 1,576
2,122   1,136 986
4,660   8,765 -4,105
2,812   2,752 60
2,462   2,110 352
2,551   2,392 159
1,086   531 555
864   895 -31
1,814   1,261 553
2,860   2,940 -80
1,139   1,033 106
3,928   2,124 1,804
1,789   1,323 466
223,147   285,293 -62,146
35,781   30,295 5,486
62,453   60,246 2,207
4,380   2,014 2,366
1,252   960 292
1,020   1,282 -262
1,300   1,634 -334
500   621 -121
750   566 184
1,810   1,195 615
11,629   893 10,736
8,415   8,846 -431
672   521 151
5,850   496 5,354
7,506   7,305 201
7,665   7,488 177
9,886   10,071 -185
1,829   1,935 -106
7,513   9,110 -1,597
740   603 137
150   111 39
12   13 -1
5,444   1,409 4,035
661   634 27
11,064   5,848 5,216
714   282 432
1,956   515 1,441
2,106   1,674 432
8,590   7,614 976
1,139   834 305
2,764   859 1,905
574   754 -180
4,059   3,235 824
1,409   1,146 263
11,745   10,342 1,403
4,706   2,236 2,470
6,293   6,621 -328
1,570   503 1,067
4,480   3,571 909
4,724   5,309 -585
8,358   4,716 3,642
148   142 6
3,577   1,593 1,984
25,419   24,094 1,325
252   239 13
76   73 3
3,153   1,542 1,611
392   357 35
464   320 144
6,000   5,674 326
3,891   4,640 -749
2,109   2,514 -405
1,406   176 1,230
4,793   1,797 2,996
2,197   155 2,042
2,542   2,238 304
513   36 477
2,532   2,681 -149
4,834   4,882 -48
3,683   2,629 1,054
1,273   1,284 -11
1,613   1,329 284
6,265   3,914 2,351
11,541   7,386 4,155
1,704   1,001 703
8,020   1,665 6,355
2,173   2,355 -182
1,227   547 680
525   410 115
946   1,066 -120
5,422   1,705 3,717
3,758   2,445 1,313
6,726   11,336 -4,610
1,616   109 1,507
2,088   852 1,236
1,880   1,879 1
4,075   2,684 1,391
505   482 23
387   359 28
1,942   503 1,439
1,080   683 397
572   401 171
586   514 72
50,612   49,332 1,280
3,639   2,948 691
854   718 136
17   15 2
2,181   664 1,517
12,150   6,196 5,954
382   349 33
4,516   1,726 2,790
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
      8,600
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -387
b       8,768
c       903
d       11,424
e       6,999
      312
      7,213
      476
      1,758
      56
      1,328
      494
      764
      1
      1,399
      144
      1,666
      139
      8,654
      2,253
      1,371
      577
      2,222
      68
      -69
      -232
      252
      726
      1,336
      115
      628
      -14,379
      -66
      1,220
      497
      94
      2,785
      2,192
      1,069
      217
      2,209
      -480
      -161
      7
      171
      1,576
      986
      -4,105
      60
      352
      159
      555
      -31
      553
      -80
      106
      1,804
      466
      -62,146
      5,486
      2,207
      2,366
      292
      -262
      -334
      -121
      184
      615
      10,736
      -431
      151
      5,354
      201
      177
      -185
      -106
      -1,597
      137
      39
      -1
      4,035
      27
      5,216
      432
      1,441
      432
      976
      305
      1,905
      -180
      824
      263
      1,403
      2,470
      -328
      1,067
      909
      -585
      3,642
      6
      1,984
      1,325
      13
      3
      1,611
      35
      144
      326
      -749
      -405
      1,230
      2,996
      2,042
      304
      477
      -149
      -48
      1,054
      -11
      284
      2,351
      4,155
      703
      6,355
      -182
      680
      115
      -120
      3,717
      1,313
      -4,610
      1,507
      1,236
      1
      1,391
      23
      28
      1,439
      397
      171
      72
      1,280
      691
      136
      2
      1,517
      5,954
      33
      2,790
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 100,772
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,901
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,901
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,901
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 976
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 976
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 1
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 926
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow0 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowWV
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrow  
14
The books are in care ofright arrowWESBANCO BANK Telephone no.right arrow (304) 234-9400

Located atright arrow1 BANK PLAZAWHEELINGWV ZIP+4right arrow26003
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
WESBANCO BANK TRUSTEE
1 		14,139    
1 BANK PLAZA
WHEELING,WV26003
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1 WESBANCO BANK - RECORD KEEPING , FILING OF PROPER CHARITABLE REPORTS, PAYMENT OF INCOME TO CHARITIES, ETC... 7,407
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
1,696,955
b
Average of monthly cash balances.......................
1b
45,541
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
1,742,496
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
1,742,496
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
26,137
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
1,716,359
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
85,818
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
85,818
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
1,901
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,901
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
83,917
4
Recoveries of amounts treated as qualifying distributions................
4
1,449
5
Add lines 3 and 4............................
5
85,366
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
85,366
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
82,467
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
82,467
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 85,366
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 39,005
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 0
b From 2020...... 0
c From 2021...... 0
d From 2022...... 0
e From 2023...... 0
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 82,467
a Applied to 2023, but not more than line 2a 39,005
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 43,462
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		41,904
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2020.... 0
b Excess from 2021.... 0
c Excess from 2022.... 0
d Excess from 2023.... 0
e Excess from 2024.... 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

BROOKE COUNTY SALVATION ARMY

ATTN LEGACY
ALEXANDRIA,VA22314 		NONE 501(C)(3) PUBLIC ASSISTANCE - GENERAL 6,982

CHILDREN'S HOME SOCIETY OF WV

PO BOX 2942
CHARLESTON,WV25330 		NONE 501(C)(3) CHILD SERVICES - GENERAL 7,166

BROOKE COUNTY PUBLIC LIBRARY

945 MAIN STREET
WELLSBURG,WV26070 		NONE 501(C)(3) SUPPORT ACTIVITIES OF THE 17,915

TRUSTEES FIRST PRESBYTERIAN
CHURCH OF WELLSBURG
901 CHARLES STREET
WELLSBURG,WV26070 		NONE 501(C)(3) RELIGION - GENERAL USE 21,498

WV UNIVERSITY FOUNDATION

PO BOX 1650
MORGANTOWN,WV26507 		NONE 501(C)(3) MEDICAL RESEARCH - GENERAL 7,166

BROOKE COUNTY EASTER SEAL

PO BOX 215
WELLSBURG,WV26070 		NONE 501(C)(3) MEDICAL RESEARCH / CHILD 14,332
Total .................................right arrow 3a 75,059
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 43,768  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 100,772  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aDIGITAL REALTY TRU 		      21  
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   144,561  
13Total. Add line 12, columns (b), (d), and (e)..................
13
144,561
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2024 AccountingFeesSchedule
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 675 338   338

TY 2024 InvestmentsCorpStockSchedule
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Name of Stock End of Year Book Value End of Year Fair Market Value
TRUIST FINANCIAL CORP    
MONDELEZ INTERNATIONAL    
OREILLY AUTOMOTIVE 8,342 11,858
APPLE INC 20,100 53,840
BOEING CO    
CVS HEALTH CORP    
CHEVRON CORPORATION 12,141 14,339
I SHARES CORE US AGGREGATE BON 194,969 187,792
UBER TECHNOLOGIES INC 9,482 11,883
JOHNSON & JOHNSON    
MASTERCARD INC CLASS A 11,082 14,217
MICROSOFT CORP 15,061 59,010
NEXTERA ENERGY 11,523 15,127
PRUDENTIAL FINANCIAL INC    
MORGAN STANLEY 10,561 15,464
ALPHABET INC CL A 21,340 39,942
AMAZON.COM INC 10,657 28,959
DANAHER CORP    
FEDEX CORP    
MERCK & CO 13,878 17,608
PALO ALTO NETWORKS 3,566 18,560
STARBUCKS CORP 10,173 10,859
US BANCORP 5,639 7,366
BROADCOM LTD 1,162 22,257
CONSTELLATION BRANDS INC 7,548 9,282
META PLATFORMS INC 7,724 22,835
JP MORGAN CHASE 4,620 19,656
PAYPAL HOLDINGS 13,488 16,131
PEPSICO INC 9,992 11,405
UNITEDHEALTH GROUP INC 13,496 18,211
T-MOBILE US INC 3,330 10,816
WALMART INC 4,605 13,553
ULTA BEAUTY INC    
MEDTRONIC PLC    
SALESFORCE.COM INC 7,981 20,394
PROCTER & GAMBLE CO 8,415 9,556
DIGITAL REALTY TRUST INC 4,636 7,448
FMC CORPORATION    
ADVANCED MICRO DEVICES INC 13,056 20,534
DELTA AIR LINES    
CISCO SYSTEMS INC 9,943 12,018
COMCAST CORP CLASS A    
DIAMONDBACK ENERGY INC 11,528 16,874
LOWES COS INC    
MASCO CORP    
NIKE INC 9,754 7,718
EATON CORP PLC 9,197 17,921
MICROCHIP TECHNOLOGIES    
NISOURCE INC    
PARKER-HANNIFIN CORP. 4,828 10,813
THERMO FISHER SCIENTIFIC 21,183 19,769
LINDE PLC 11,735 14,653
FORD MOTOR COMPANY    
HALLIBURTON 8,133 6,879
MID AMERICAN APART CMNTY    
AMERICAN WATER WORKS 12,897 11,204
NETFLIX INC 9,337 11,587
ASTRAZENECA PLC 11,637 11,597
CARLYLE GROUP INC 8,639 11,613
EOG RESOURCES INC 9,979 9,316
LOCKHEED MARTIN 11,930 11,177
NOVO NORDISK A/S 18,002 12,645
NVIDIA CORP 22,379 26,858
SHOPIFY INC. CLASS A 5,341 7,656
STRYKER CORP 11,120 11,162
TESLA INC 9,111 16,154
AON PLC 7,322 7,542

TY 2024 InvestmentsOtherSchedule2
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
FEDERATED HERMES TOTAL RETURN AT COST 106,413 93,909
WESMARK GOVT BOND FUND #556 AT COST 135,616 114,014
WESMARK SMALL COMPANY GROWTH AT COST 44,037 77,033
WESMARK TACTICAL OPPORTUNITY F AT COST 26,961 31,185
VICTORY SYCAMORE ESTABLISHED V AT COST 14,299 13,666
TEMPLETON EMERGING MKTS SM/CAP AT COST 3,650 3,698
UNDISCOVERED MANAGERS BEHAVIOR AT COST 21,788 22,395
VALUE LINE MID CAP FOCUS FUND- AT COST 11,888 11,396
VANGUARD LONG TERM INVESTMENT AT COST 34,156 32,270
VANGUARD INTM-TERM INV.GRADE F AT COST 119,096 120,674
VANGUARD SMALL-CAP GROWTH VIPE AT COST 22,540 25,766
VANGUARD MID-CAP ETF AT COST 13,633 15,055
DIAMOND HILL LONG/SHORT FUND-I AT COST 31,628 29,431
FEDERATED HERMES INT'L LEADERS AT COST 14,909 13,912
FIDELITY STRATEGIC INCOME FUND AT COST 60,411 60,310
GOLDMAN SACHS EMERGING MARKETS AT COST 10,935 10,926
GOLDMAN SACHS INTERNATIONAL EQ AT COST 14,469 14,349
ISHARES MSCI ACWX INDEX FUND E AT COST 28,996 28,532
ARTISAN MID CAP FUND-INS AT COST 8,100 7,775
BBH INCOME FUND-I AT COST 60,142 60,346
CALAMOS MARKET NEUTRAL INCOME AT COST 26,577 27,454

TY 2024 OtherExpensesSchedule
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
OTHER NON-ALLOCABLE EXPENSE - 13 0   0
OTHER NON-ALLOCABLE EXPENSE - 3 3   0


TY 2024 OtherIncomeSchedule2
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
DIGITAL REALTY TRUST (REIT) 21 21  


TY 2024 OtherIncreasesSchedule
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Description Amount
QUALIFYING DISTRIBUTIONS RECOVERIES 1,449


TY 2024 TaxesSchedule
Name:
ELIZABETH SARAH KRAFT MEMORIAL
EIN:
55-6118512
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 97 97   0
FEDERAL TAX PAYMENT - PRIOR YE 880 0   0
FEDERAL ESTIMATES - PRINCIPAL 976 0   0
FOREIGN TAXES ON QUALIFIED FOR 220 220   0
FOREIGN TAXES ON NONQUALIFIED 75 75   0