Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)3 RUBY FIELD COURT
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
BALTIMORE, MD21209
A Employer identification number

03-0575765
B Telephone number (see instructions)

(212) 832-0400
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$4,917,132J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 99,971
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 101,573 101,573  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 243,477
b Gross sales price for all assets on line 6a 892,200
7 Capital gain net income (from Part IV, line 2)... 243,477
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 445,021 345,050  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
8,532 4,266   4,266
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
35,077 35,077   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
2,514 2,514   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 46,123 41,857   4,266
25 Contributions, gifts, grants paid....... 205,000 205,000
26 Total expenses and disbursements. Add lines 24 and 25 251,123 41,857   209,266
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 193,898
b Net investment income (if negative, enter -0-) 303,193
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 146,149 180,968 180,968
2 Savings and temporary cash investments.........      
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 3,508,721 Click to see attachment
List of Attached Documents:
// Content
3,667,800 		4,736,164
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 3,654,870 3,848,768 4,917,132
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 3,654,870 3,848,768
29 Total net assets or fund balances (see instructions)..... 3,654,870 3,848,768
30 Total liabilities and net assets/fund balances (see instructions). 3,654,870 3,848,768
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
3,654,870
2
Enter amount from Part I, line 27a .....................
2
193,898
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
3,848,768
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
3,848,768
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES      
b CAPITAL GAINS DIVIDENDS P    
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 852,479   648,723 203,756
b 39,721     39,721
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       203,756
b       39,721
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 243,477
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 4,214
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 4,214
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 4,214
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 7,004
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 7,004
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 2,790
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow2,790 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowMD
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowDONALD ZACK Telephone no.right arrow (212) 331-7425

Located atright arrow3 RUBY FIELD COURTBALTIMOREMD ZIP+4right arrow21209
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
DONALD J ZACK PRESIDENT & TREASURER
1.00 		0 0 0
3 RUBY FIELD COURT
BALTIMORE,MD21209
ELLEN M OKUN VICE PRESIDENT & SECRETARY
1.00 		0 0 0
3 RUBY FIELD COURT
BALTIMORE,MD21209
ANDREW ZACK DIRECTOR
1.00 		0 0 0
1041 CARA CT
CARBONDALE,CO81623
RACHEL ZACK DIRECTOR
1.00 		0 0 0
335 HARVARD ST
CAMBRIDGE,MA02139
ELIZABETH ZACK DIRECTOR
1.00 		0 0 0
4409 ATWICK RD
BALTIMORE,MD21210
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
4,664,911
b
Average of monthly cash balances.......................
1b
105,541
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
4,770,452
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
4,770,452
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
71,557
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
4,698,895
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
234,945
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
234,945
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
4,214
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
4,214
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
230,731
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
230,731
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
230,731
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
209,266
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
209,266
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 230,731
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 199,488
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019......  
b From 2020......  
c From 2021......  
d From 2022......  
e From 2023......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 209,266
a Applied to 2023, but not more than line 2a 199,488
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 9,778
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		220,953
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2020....  
b Excess from 2021....  
c Excess from 2022....  
d Excess from 2023....  
e Excess from 2024....  
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
DONALD J ZACK
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AMERICAN CIVIL LIBERTIES UNION FOUNDATION

125 BROAD STREET 18TH FLOOR
NEW YORK,NY10004 		  PC FIGHT GOVERNMENT ABUSE AND VIGOROUSLY DEFEND INDIVIDUAL FREEDOMS 30,000

BLACK WOMEN BUILD - BALTIMORE

PO BOX 16564
BALTIMORE,MD21217 		  PC SUPPORT HOME OWNERSHIP AND WEALTH BUILDING INITIATIVE FOCUSED ON BLACK WOMEN 20,000

BOSTON HEALTH CARE FOR THE HOMELESS PROGRAM INC

780 ALBANY ST
BOSTON,MA02118 		  PC SUPPORT ACCESS TO THE HIGHEST QUALITY HEALTH CARE FOR HOMELESS IN THE GREATER BOSTON AREA. 10,000

ENVIRONMENTAL DEFENSE FUND

1875 CONNECTICUT AVENUE NW SUITE
600
WASHINGTON,DC20009 		  PC ADDRESS GLOBAL ENVIRONMENTAL CHALLENGES 15,000

HEALTH CARE FOR THE HOMELESS

421 FALLSWAY
BALTIMORE,MD21202 		  PC SUPPORT PROVISION OF WHOLE-PERSON HEALTH CARE AND SUPPORTIVE SERVICES TO HOMELESS INDIVIDUALS 15,000

HISTORIC EAST BALTIMORE COMMUNITY ACTION COALITION INC

1212 N WOLFE ST
BALTIMORE,MD21213 		  PC SUPPORT PROGRAMMING TO IMPROVE THE WELL-BEING OF EAST BALTIMORE RESIDENTS 15,000

MARYLAND FOOD BANK

2200 HALETHORPE FARMS RD
BALTIMORE,MD21227 		  PC FEEDING PEOPLE, STRENGTHENING COMMUNITIES, AND ENDING HUNGER FOR MARYLANDERS 20,000

PAUL'S PLACE

1118 WARD STREET
BALTIMORE,MD21230 		  PC TO IMPROVE THE QUALITY OF LIFE IN THE WASHINGTON VILLAGE/PIGTOWN NEIGHBORHOOD AND THE SURROUNDING AREA 15,000

PUBLIC JUSTICE CENTER

1 NORTH CHARLES STREET SUITE 200
BALTIMORE,MD21201 		  PC SUPPORT ADVOCACY GROUP TO HELP BUILD A JUST SOCIETY 15,000

RYR-1 FOUNDATION

PO 13312
PITTSBURG,PA15243 		  PC SUPPORT RESEARCH LEADING TO AN EFFECTIVE TREATMENT OR A CURE FOR RYR-1 RELATED DISEASES 5,000

SECOND CHANCES

PO BOX 441328
SOMERVILLE,MA02144 		  PC SUPPORT DELIVERY OF FREE, EMPOWERING CLOTHING TO 500+ PEOPLE EXPERIENCING POVERTY, CRISIS, AND HOUSING INSTABILITY IN CAMBRIDGE, SOMERVILLE, AND ADJACENT COMMUNITIES EACH YEAR 10,000

SOUTHERN POVERTY LAW CENTER

400 WASHINGTON AVENUE
MONTGOMERY,AL36104 		  PC DEDICATED TO FIGHTING HATE AND BIGOTRY AND TO SEEKING JUSTICE FOR THE MOST VULNERABLE MEMBERS OF SOCIETY. 20,000

THE UMB FOUNDATION

220 ARCH ST 13TH
BALTIMORE,MD21201 		  PC PROMOTES THE UNIVERSITY THROUGH ADVOCACY AND THE ENLISTING OF FINANCIAL SUPPORT AND MANAGES AND INVESTS GIFTS AND PROPERTY FOR THE BENEFIT OF UMB. 15,000
Total .................................right arrow 3a 205,000
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 101,573  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 243,477  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 345,050 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
345,050
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
 
Employer identification number

03-0575765
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number
03-0575765
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
DONALD ZACK
3 RUBY FIELD COURT
 
BALTIMORE, MD21209

$ 99,971


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number

03-0575765
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 60 SH. SPDR S&P ETF TRUST $ 36,407 2024-12-16
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 145 SH. SPDR DOW JONED INDL AVERAGE ET $ 63,564 2024-12-16
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
  		Employer identification number

03-0575765
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2024 AccountingFeesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
RETURN PREPARATION AND TAX COMPLIANCE 8,532 4,266   4,266

TY 2024 InvestmentsCorpStockSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Name of Stock End of Year Book Value End of Year Fair Market Value
ACADIA HEALTHCARE COMPANY INC COM 5,897 8,009
ACCURAY INCORPORATED COM USD 0.001 2,051 1,891
ADEIA INC COM 4,261 7,186
ADOBE INC COM 5,988 10,228
AERCAP HOLDINGS N V EUR 0.01 6,138 19,619
AFLAC INC COM 6,076 14,999
AIA GROUP ADR 9,358 7,205
AJINOMOTO ADR REP ONE ORD 6,874 7,483
ALCON INC 2,961 4,414
ALIGHT INC COM CL A 5,532 4,886
ALLETE INC COM NEW 6,100 6,998
ALLY FINANCIAL INC COM USD0.01 8,189 6,806
ALPHABET INC CAP STK CL A 26,224 86,699
ALPHABET INC CAP STK CL A 13,611 46,000
AMAZON.COM INC 52,221 109,256
AMERICAN WATER WORKS COMPANY INC COM 10,045 11,827
AMNEAL PHARMACEUTICALS INC COM STK CL A 2,682 4,958
APPLE INC 21,228 32,304
APPLE INC 10,714 59,600
APPLIED MATERIALS INC COM USD0.01 17,530 19,516
APTIV PLC ORD USD0.01 10,240 6,532
ARCOSA INC COM 6,466 9,384
ARISTA NETWORKS INC COM SHS 3,121 28,185
ASHTEAD GROUP UNSP ADR EACH REPR 4 ORD 6,575 5,868
ASML HOLDING NV EURO .09 NY REGISTRY SHS 3,164 7,624
ASML HOLDING NV EURO .09 NY REGISTRY SHS 7,957 9,010
ASM INTERNATIONAL NV SPON ADR EACH REP 1 4,729 4,553
ASSA ABLOY UNSP ADR EA REPE 0.50 ORD SHS 5,388 7,413
ASTRAZENECA PLC SPON ADR EACH REP 0.50 9,039 13,956
ASTRAZENECA PLC SPON ADR EACH REP 0.50 9,992 10,221
ATLAS COPCO AB SP ADR B NEW 3,511 7,375
ATMOS ENERGY CORP COM NPV 6,971 8,635
ATRICURE INC 3,125 4,003
AUTOZONE INC COM USD0.01 8,873 9,606
AVANOS MED INC COM 4,374 2,468
AVERY DENNISON CORP COM USD1 4,345 12,163
AXA SA SPON ADR EACH REP 1 ORD SHS 5,584 8,966
BABCOCK & WILCOX ENTERPRISES I COM 6,342 1,673
BALL CORP COM NPV 5,330 5,127
BANC OF CALIFORNIA INC COM 6,223 6,447
BANK OF AMERICA CORP COM 15,669 23,337
BANK OF AMERICA CORP COM 9,632 14,855
BANK RAKYAT INDONESIA UNSP ADR EACH REPR 4,919 4,080
BECTON DICKINSON & CO COM USD1.00 8,085 13,385
BEIERSDORF A G UNSPONSORED GERMA ADR 6,729 6,050
BERKSHIRE HATHAWAY INC COM USD0.0033 39,458 65,272
BLOOM ENERGY CORP COM CL A 2,291 5,708
BOX INC CL A 2,546 4,677
BREAD FINANCIAL HOLDINGS INC COM 4,397 4,091
BRIGHT HORIZONS FAMILY SOLUTIONS INC 9,742 11,528
BYD CO UNSP ADR EACH REPR 2 ORD 4,361 5,098
CADENCE DESIGN SYSTEMS INC COM USD0.01 7,950 8,713
CALERES INC COM 3,242 3,196
CENCORA INC COM 9,158 27,636
CEVA INC 3,009 4,007
CHARLES RIVER LABORATORIES INTERNATIONAL 1,998 5,169
CHIPOTLE MEXICAN GRILL INC 10,264 14,653
CIENA CORP 5,447 22,051
CLEAN HARBORS INC 1,814 6,214
CLEVELAND-CLIFFS INC NEW COM 5,446 5,903
CNX RES CORP COM 3,986 10,158
COGNYTE SOFTWARE LTD COM NPV WI 10,366 6,730
COHERENT CORP COM 1,037 4,642
COLGATE-PALMOLIVE CO COM 15,165 19,273
COMPASS GROUP PLC SPON ADR EACH REP 1 17,157 29,223
CONDUENT INC COM 7,758 7,975
CONMED CORP COM USD0.01 3,090 3,148
COSTCO WHOLESALE CORP COM 9,087 16,493
COSTCO WHOLESALE CORP COM 4,147 17,409
COTERRA ENERGY INC COM 14,630 14,762
CRITEO ADR REP ORD 7,723 22,272
CSL LTD SPON ADR EACH REPR 7,838 7,530
CSX CORP COM USD1 12,030 17,523
CYTOSORBENTS CORP 2,048 206
DANAHER CORPORATION COM 3,152 12,855
DASSAULT SYSTEMES SPON ADR EACH REP 1 2,818 3,823
DECKERS OUTDOOR CORP 3,208 15,029
DEUTSCHE TELEKOM ADR 9,483 16,388
DEVON ENERGY CORP NEW 4,485 7,822
EATON CORP PLC COM 2,905 12,279
ECOLAB INC 10,717 15,231
ELEVANCE HEALTH INC COM 6,988 9,223
ENCOMPASS HEALTH CORP COM 8,403 8,496
ENVIRI CORP COM 8,737 5,806
EQUINIX INC COM 10,955 13,200
FERGUSON ENTERPRISES INC COM 8,719 7,984
FIFTH THIRD BANCORP 10,276 11,120
FIRST SOLAR INC 2,061 6,873
FISERV INC COM STK USD0.01 16,060 29,170
GODADDY INC CL A 19,558 49,935
GRAINGER W W INC COM 4,049 23,189
HAEMONETICS CORP MASS COM 6,380 8,355
HAIN CELESTIAL GROUP INC 7,339 2,712
HARMONIC INC 709 873
HANNOVER RUECKVERSICHERUNG SE ADR 6,955 8,143
HELIOS TECHNOLOGIES INC COM 3,185 3,214
HOLOGIC INC 7,322 6,488
HOME DEPOT INC 6,342 8,169
HOME DEPOT INC 7,486 15,171
HOYA ADR 6,926 7,564
HUNT J.B. TRANSPORT SERVICES INC COM 7,757 9,728
HUNTINGTON BANCSHARES INC COM USD0.01 6,676 9,827
INDIE SEMICONDUCTOR INC CLASS A COM 4,174 3,200
INDITEX (IND.DE DISENO TEXTIL SA) UNSP 6,658 10,995
ING GROEP NV SPONSORED ADR 3,811 8,086
INNOVIZ TECHNOLOGIES LTD SHS ISIN 2,833 1,146
INNOVEX INTERNATIONAL INC COM 3,662 1,662
INTEGRA LIFESCIENCES HOLDINGS CORP 4,801 3,062
INTERACTIVE BROKERS GROUP INC COM CLA 23,923 49,821
INTERCONTINENTAL EXCHANGE INC COM 10,237 9,537
INTERNATIONAL FLAVORS & FRAGRANCES COM 9,866 6,510
INTESA SANPAOLO S.P.A. SPON ADR EACH REP 5,891 6,665
INTUIT INC 2,324 25,140
IPG PHOTONICS CORPORATION COM USD0.0001 5,307 4,654
IPG PHOTONICS CORPORATION COM USD0.0001 8,257 3,781
IQVIA HLDGS INC COM 9,005 9,039
IQVIA HLDGS INC COM 7,215 9,432
ISHARES CORE MSCI EMERGING MARKETS ETF 65,802 70,079
ITRON INC 1,753 5,538
JAMES HARDIE INDUSTRIES PLC SPON ADR 5,400 4,591
JONES LANG LASALLE INC COM USD0.01 4,668 9,366
JPMORGAN CHASE & CO 5,738 24,211
KERRY GROUP PLC SPONSORED ADR 9,843 8,395
KONINKLIJKE AHOLD DELHAIZE N V S ADR 4,826 6,062
KYNDRYL HLDGS INC COMMON STOCK 28,935 44,530
L AIR LIQUIDE ORD ADR 3,143 5,418
L OREAL UNSPON ADR EACH REP 0.2 ORD SHS 6,166 5,844
LAMB WESTON HLDGS INC COM 8,611 8,888
LINDE PLC COM EUR0.001 6,025 10,048
LIONS GATE ENTERTAINMENT CORP CL B NON 11,295 7,316
LPL FINANCIAL HOLDINGS INC 5,258 12,734
LULULEMON ATHLETICA INC COM USD0.005 4,198 10,707
MACOM TECH SOLUTIONS HLDGS INC COM 1,533 12,082
MACQUARIE GROUP LIMITED ADR EACH REPR 1 5,975 9,696
MASTERCARD INCORPORATED CL A 10,695 44,232
MASTERCARD INCORPORATED CL A 12,796 30,014
MCCORMICK & COMPANY INC COM NPV 9,322 10,521
MERCEDES-BENZ GROUP AG UNSP ADR EACH REP 7,332 5,417
MERCK &CO INC COM 12,559 15,917
MICROSOFT CORP 32,589 90,201
MICROSOFT CORP 20,586 69,548
MITSUBISHI ELECTRIC ADR 6,959 7,320
MITSUBISHI UFJ FINANCIAL GROUP INC 8,635 12,048
MOLINA HEALTHCARE INC 1,401 6,694
MURATA MANUFACTURING CO UNSP ADR EACH 7,754 6,472
NATIONAL GRID SPON ADR EACH REP 5 ORD 11,970 13,191
NETFLIX INC 8,821 15,152
NEUBERGER BERMAN EMERG MRKTS DEBT INSTL 175,981 148,271
NEUBERGER BERMAN EMERG MRKTS EQ INSTL 59,478 68,801
NEUBERGER BERMAN HIGH INC BOND INSTL 159,476 142,734
NEW JERSEY RES CORP COM 7,273 7,931
NEXTERA ENERGY INC COM USD0.01 5,073 5,879
NLIGHT INC COM 2,262 1,962
NORTHWESTERN ENERGY GROUP INC COM NEW 7,257 7,805
NOVARTIS AG SPONSORED ADR 7,783 9,926
NOVO NORDISK A/S ADR EACH CNV INTO 1 5,144 8,000
NOVO NORDISK A/S ADR-EACH CNV INTO 1 4,294 10,150
NUVEEN CORE IMPACT BOND R6 945,911 865,744
NVENT ELECTRIC PLC COM USD0.01 10,277 9,065
NVIDIA CORPORATION COM 29,561 67,414
NXP SEMICONDUCTORS NV 5,412 12,055
ONESPAN INC COM 4,495 4,913
OPENLANE INC COM 8,952 10,833
ORASURE TECHNOLOGIES INC 5,152 2,094
ORGANON & CO COMMON STOCK 629 239
ORIX CORPORATION SPON ADR EACH REP 5 ORD 6,405 10,198
ORMAT TECHNOLOGIES INC 4,947 5,350
ORMAT TECHNOLOGIES INC 12,790 14,695
OSI SYSTEMS INC 3,396 8,706
OTIS WORLDWIDE CORP COM 9,104 15,095
OVERSEA-CHINESE BANKING CORP UNSP ADR 9,798 13,631
PALO ALTO NETWORKS INC COM USD0.0001 3,468 16,194
PATTERSON COS INC COM 4,627 6,635
PATTERSON-UTI ENERGY INC COM 2,496 2,354
PAYLOCITY HOLDING CORP 13,234 12,567
PNC FINANCIAL SERVICES GROUP COM USD5 8,784 12,921
PORTLAND GENERAL ELECTRIC CO 6,994 7,328
PROCTER AND GAMBLE CO COM 4,781 8,047
PROGRESSIVE CORP COM 3,990 36,660
PROLOGIS INC. COM 6,939 5,708
PROSUS N.V. SPON ADR EACH REP 0.20 ORD 4,987 6,431
PRYSMIAN SPA UNSP ADR EACH REPR 0.50 ORD 4,854 10,189
QUANTA SERVICES COM USD0.00001 1,637 12,010
QUIDELORTHO CORP COM 1,965 2,317
RADWARE LTS COM ILS 0.05 4,465 4,078
RAMBUS INC 3,575 10,783
RELX PLC SPON ADS EACH REPR 1 ORD SHS 5,777 6,586
RESIDEO TECHNOLOGIES INC COM 6,964 14,637
REXEL UNSP ADR EA REPR 1 ORD EUR5.00 6,696 6,917
RIBBON COMMUNICATIONS INC COM 6,647 8,382
ROCHE HOLDINGS ADR 10,360 11,929
ROCHE HOLDINGS ADR 8,838 8,894
SAGE GROUP PLC UNSPONSORD ADR 4,849 6,044
SAP ADR REP 1 ORD 4,705 10,833
SBA COMMUNICATIONS CORP NEW CL A 9,653 10,598
SCHNEIDER ELECTRIC SE UNSPONSORED ADR 4,290 13,850
SEMTECH GROUP 1,663 6,371
SERVICENOW INC COM USD0.001 12,680 24,383
SHERWIN-WILLIAMS CO 7,485 19,036
SHOPIFY INC COM NPV CL A ISIN 6,718 9,038
SINGAPORE TELECOMMUNICATIONS ADR 3,537 4,596
SONY GROUP CORPORATION SPON ADS EACH 11,134 13,013
SSE PLC SPONSORED ADR 9,862 9,965
STANDARD BIOTOOLS INC COM 3,249 1,348
STARBUCKS CORP COM USD0.001 5,448 6,935
STRATASYS LTD 10,347 6,019
STRYKER CORPORATION COM 7,957 12,602
TAIWAN SEMICONDUCTOR MANUFACTURING SPON 7,208 14,812
TAIWAN SEMICONDUCTOR MANUFACTURING SPON 1,106 5,530
TARGET CORP 9,107 13,653
TAYLOR WIMPEY PLC ADR EACH REPR 10 SHS 3,134 2,907
T&D HOLDINGS INC UNSP ADR EACH REPR 0.5 7,327 8,180
TDK ORD 2,752 6,804
TECHNIPFMC PLC USD1 3,774 12,618
TEMPUR SEALY INTERNATIONAL INC 2,002 8,107
TETRA TECH INC 7,173 9,960
TETRA TECHNOLOGIES INC 5,506 4,915
TEXAS CAP BANCSHARES INC COM 4,954 11,730
TEXAS INSTRUMENTS INC COM USD1.00 3,122 24,939
THE CIGNA GROUP COM 23,299 32,308
THE ODP CORP COM 4,064 3,070
THERMO FISHER SCIENTIFIC INC 12,067 11,445
TJX COMPANIES INC 9,734 23,437
TRANE TECHNOLOGIES PLC COM USD1 3,028 11,081
TRAVELERS COMPANIES INC COM STK NPV 6,798 13,008
TREEHOUSE FOODS INC 8,127 6,394
TREX CO INC 11,785 9,250
UIPATH INC CL A 4,572 4,665
UNDER ARMOUR INC 4,182 4,290
UNILEVER PLC SPON ADR NEW 12,387 14,175
UNILEVER PLC SPON ADR NEW 9,234 10,036
UNISYS CORP 9,992 4,925
UNITED PARCEL SERVICE INC 7,178 5,675
UNITED PARKS &RESORTS INC COM 1,274 4,889
UNITED RENTALS INC 2,951 19,020
VALMONT INDUSTRIES INC 9,008 9,200
VAREX IMAGING CORP COM 3,969 2,845
VARONIS SYSTEMS INC 1,384 3,021
VEECO INSTRUMENTS INC 7,664 13,990
VEOLIA ENVIRONNEMENT SPON ADR EACH RE 8,019 6,955
VERINT SYSTEMS INC 5,358 5,902
VESTAS WIND SYS AS UNSP ADR 6,202 5,264
VESTAS WIND SYS AS UNSP ASR 5,141 3,230
VIASAT INC 7,666 6,417
VIAVI SOLUTIONS INC COM ISIN 4,322 5,151
VISTRA CORP COM 653 10,478
VOLVO(AB) UNSP ADR EACH REP 1 ORD SHS 5,773 5,772
WABTEC COM 5,819 15,357
WCM FOCUSED INTL GROWTH FUND INSTL 403,720 355,221
WHIRLPOOL CORP 4,273 4,808
WIX.COM LTD COM ILS0.01 2,717 9,226
WOLFSPEED INC COM 7,693 2,677
XPERI INC COMMON STOCK 6,911 4,334
XYLEM INC COM USD0.01 10,241 8,702
ZIMVIE INC COM 1,474 2,413

TY 2024 OtherProfessionalFeesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES 35,077 35,077   0


TY 2024 TaxesSchedule
Name:
THE BEA & DAVID ZACK MEMORIAL FOUNDATION
EIN:
03-0575765
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 2,514 2,514   0