Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
CREAMER FAMILY FOUNDATION INC (FKA
J FLETCHER CREAMER FOUNDATION)
Number and street (or P.O. box number if mail is not delivered to street address)20 HARRISON AVENUE
 
Room/suite
City or town, state or province, country, and ZIP or foreign postal code
WALDWICK, NJ07463
A Employer identification number

22-2335557
B Telephone number (see instructions)

(201) 883-1018
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$8,813,971
J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books
(b) Net investment
income
(c) Adjusted net
income
(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check right arrow.............
3 Interest on savings and temporary cash investments 7,592 5,642  
4 Dividends and interest from securities... 185,716 184,285  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -136,031
b Gross sales price for all assets on line 6a 425,450
7 Capital gain net income (from Part IV, line 2)... 0
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... 250 0  
12 Total. Add lines 1 through 11........ 57,527 189,927  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... 8,500 4,250   4,250
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... 2,946 915   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... 10,791 10,760   31
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 22,237 15,925   4,281
25 Contributions, gifts, grants paid....... 531,358 531,358
26 Total expenses and disbursements. Add lines 24 and 25 553,595 15,925   535,639
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -496,068
b Net investment income (if negative, enter -0-) 174,002
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)
Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 125,932 138,991 138,991
2 Savings and temporary cash investments......... 548,760 458,117 458,117
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 4,260,974 Click to see attachment
List of Attached Documents:
// Content
3,891,867
8,165,279
c Investments—corporate bonds (attach schedule)....... 100,847 Click to see attachment
List of Attached Documents:
// Content
50,287
51,584
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 5,036,513 4,539,262 8,813,971
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 5,036,513 4,539,262
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 5,036,513 4,539,262
30 Total liabilities and net assets/fund balances (see instructions). 5,036,513 4,539,262
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
5,036,513
2
Enter amount from Part I, line 27a .....................
2
-496,068
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
4,540,445
5
Decreases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
5
1,183
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
4,539,262
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)
(b)
How acquired
P—Purchase
D—Donation
(c)
Date acquired
(mo., day, yr.)
(d)
Date sold
(mo., day, yr.)
1 a MORGAN STANLEY #1102-242 (DETAILS AVAILABLE UPON REQUEST) P   2024-12-31
b MORGAN STANLEY #1103-242 (DETAILS AVAILABLE UPON REQUEST) P   2024-12-31
c CAPITAL GAINS DIVIDENDS P    
d
e
(e)
Gross sales price
(f)
Depreciation allowed
(or allowable)
(g)
Cost or other basis
plus expense of sale
(h)
Gain or (loss)
(e) plus (f) minus (g)
a 8,351   8,843 -492
b 416,191   552,638 -136,447
c 908     908
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69
(j)
Adjusted basis
as of 12/31/69
(k)
Excess of col. (i)
over col. (j), if any
a       -492
b       -136,447
c       908
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7
Bracket 2 -136,031
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ...................
Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 2,419
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,419
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,419
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 2,200
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,200
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9 219
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10  
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow   Refundedright arrow 11  
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrow
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .Click to see attachment
List of Attached Documents:
// Content
8b
 
No
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowCREAMER FAMILY FOUNDATION INC Telephone no.right arrow (201) 883-1018

Located atright arrow20 HARRISON AVEWALDWICKNJ ZIP+4right arrow07463
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position
(c) Compensation
(If not paid, enter
-0-)
(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
GLENN L CREAMER TRUSTEE P/T
0.00
0 0 0
20 HARRISON AVENUE
WALDWICK,NJ07463
J FLETCHER CREAMER JR TRUSTEE P/T
0.00
0 0 0
20 HARRISON AVENUE
WALDWICK,NJ07463
DALE A CREAMER TRUSTEE P/T
0.00
0 0 0
20 HARRISON AVENUE
WALDWICK,NJ07463
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position
(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation
(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
8,388,022
b
Average of monthly cash balances.......................
1b
206,601
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
8,594,623
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
8,594,623
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
128,919
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
8,465,704
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
423,285
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
423,285
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
2,419
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
2,419
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
420,866
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
420,866
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
420,866
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
535,639
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
535,639
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus
(b)
Years prior to 2023
(c)
2023
(d)
2024
1 Distributable amount for 2024 from Part X, line 7 420,866
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019......  
b From 2020...... 264,080
c From 2021......  
d From 2022...... 170,287
e From 2023......  
f Total of lines 3a through e ........ 434,367
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 535,639
a Applied to 2023, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions).....
0
c Treated as distributions out of corpus (Election
required—see instructions)........
0
d Applied to 2024 distributable amount..... 420,866
e Remaining amount distributed out of corpus 114,773
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 549,140
b Prior years’ undistributed income. Subtract
line 4b from line 2b ..........
0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed......
0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ...........
0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions .............
0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 ..........
0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) .......
0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ...
0
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ......
549,140
10 Analysis of line 9:
a Excess from 2020.... 264,080
b Excess from 2021....  
c Excess from 2022.... 170,287
d Excess from 2023....  
e Excess from 2024.... 114,773
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed ..........
Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed .....
         
d Amounts included in line 2c not used directly
for active conduct of exempt activities ..........
         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c ....
         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)
         
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed ..
         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) ....
         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii)....
         
(3) Largest amount of support
from an exempt organization
         
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
J FLETCHER CREAMER JR TRUSTEE
20 HARRISON AVENUE
WALDWICK,NJ07463
(201) 883-1018
bThe form in which applications should be submitted and information and materials they should include:
NO SPECIAL FORM REQUIRED
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
LIMITED ONLY BY THE PROVISIONS OF THE IRC
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
Foundation
status of
recipient
Purpose of grant or
contribution
Amount
Name and address (home or business)
aPaid during the year

ALZHEIMER'S ASSOCIATION

225 N MICHIGAN AVE FL 17
CHICAGO,IL60601
NONE N/A CHARITABLE 1,250

BERGEN COUNTY HISTORICAL SOCIETY

PO BOX 55
RIVER EDGE,NJ076610055
NONE N/A CHARITABLE 1,850

BERGEN COUNTY POLICE CHIEFS ASSOCIATION

340 FRANKLIN AVE
WYCKOFF,NJ07481
NONE N/A CHARITABLE 2,500

BOROUGH OF OAKLAND

ONE MUNICIPAL PLAZA
OAKLAND,NJ07436
NONE N/A CHARITABLE 500

CHILDHOOD CANCER

2810 N CHURCH ST
WILMINGTON,DE19802
NONE N/A CHARITABLE 1,030

CIANJ

365 WEST PASSAIC STREET SUTIE 490
ROCHELLE PARK,NJ07662
NONE N/A CHARITABLE 4,750

FELICIAN UNIVERSITY

ONE FELICIAN WAY
RUTHERFORD,NJ07070
NONE N/A CHARITABLE 6,051

FRIENDS OF RICHARD FRITZKY

9 ROSEVILLE ROAD
STANHOPE,NJ07874
NONE N/A CHARITABLE 1,000

HABITAT FOR HUMANITY OF MORRIS COUNTY

274 S SALEM STREET
RANDOLPH,NJ07869
NONE N/A CHARITABLE 1,000

HARMONY CHRISTIAN SCHOOL

1790 ROUTE 211 EAST
MIDDLETOWN,NY10940
NONE N/A CHARITABLE 2,000

HIGH FIVES FOUNDATION

10775 PIONEER TRAIL SUITE 108
TRUCKEE,CA96161
NONE N/A CHARITABLE 1,000

HMH FOUNDATION

343 THORNALL STREET 7TH FLOOR
EDISON,NJ08817
NONE N/A CHARITABLE 15,000

HNMC FOUNDATION

718 TEANECK ROAD
TEANECK,NJ07666
NONE N/A CHARITABLE 212,000

HOPE FOR CHILDREN

700-D LAKE STREET
RAMSEY,NJ07446
NONE N/A CHARITABLE 1,000

HUMC FOUNDATION

CENTER FOUNDATION 343 THORNHALL
STREET 7TH FLOOR
EDISON,NJ08837
NONE N/A CHARITABLE 500

MEADOWLANDS AREA YMCA

PO BOX 252
RUTHERFORD,NJ07070
NONE N/A CHARITABLE 2,008

MEADOWLANDS REGIONAL CHAMBER OF COMMERCE

1099 WALL STREET WEST STE 100
LYNDHURST,NJ07071
NONE N/A CHARITABLE 5,169

MERCURIO GIOFFRE

465 ELM STREET
RIVER EDGE,NJ07661
NONE N/A CHARITABLE 300

MLF FOUNDATION

169 KAYWIN ROAD
PARAMUS,NJ07652
NONE N/A CHARITABLE 250

NAVY-MARINE CORPS RELIEF SOCIETY

10 MCDONALD ST
NEWBURGH,NY12550
NONE N/A CHARITABLE 250

NEW HOPE INC

149 THIRD AVENUE
WESTWOOD,NJ07675
NONE N/A CHARITABLE 650

NEW JERSEY HALL OF FAME

1037 RAYMOND BOULEVARD SUITE 340
NEWARK,NJ07102
NONE N/A CHARITABLE 10,000

NJ BEST 529

PO BOX 33090
ST PETERSBURG,FL337338090
NONE N/A CHARITABLE 500

NJ CENTER FOR TOURETTE SYNDROME

50 DIVISION ST STE 205
SOMMERVILLE,NJ08876
NONE N/A CHARITABLE 1,000

PBA LOCAL 134

BC SHERIFFS DEPT PO BOX 4087
SOUTH HACKENSACK,NJ07606
NONE N/A CHARITABLE 250

ST LUKE'S CORNWALL

70 DUBOIS ST
NEWBURGH,NY12550
NONE N/A CHARITABLE 200

STEVENS INSTITUTE OF TECHNOLOGY

ATTN RUSS ROGERS 1 CASTLE POINT
TERRANCE
HOBOKEN,NJ07030
NONE N/A CHARITABLE 250,000

THE 200 CLUB OF BERGEN COUNTY

560 HUDSON STREET
HACKENSACK,NJ07601
NONE N/A CHARITABLE 5,300

THE APOSTLES' HOUSE

24 GRANT STREET
NEWARK,NJ07104
NONE N/A CHARITABLE 500

THE CARL INSERRA LEUKEMIA FUND

ALLISON SARGENT EVENTS 41 WATCHUNG
PLAZA SUITE 3
MONTCLAIR,NJ07042
NONE N/A CHARITABLE 1,000

UNICO NATIONAL CONVENTION

271 US HIGHWAY 46W SUITE F-103
FAIRFIELD,NJ07004
NONE N/A CHARITABLE 2,000

VILLA MARIE CLAIRE HOSPICE FUND

12 WEST SADDLE RIVER ROAD
SADDLE RIVER,NJ07458
NONE N/A CHARITABLE 250

WALDWICK FIRE DEPARTMENT

PO BOX 202
WALDWICK,NJ07463
NONE N/A CHARITABLE 100

WALDWICK PBA

PO BOX 166
ALLENDALE,NJ074010166
NONE N/A CHARITABLE 100

WALDWICK VOLUNTEER AMBULANCE

PO BOX 244
WALDWICH,NJ07463
NONE N/A CHARITABLE 100
Total .................................right arrow 3a 531,358
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code
(b)
Amount
(c)
Exclusion code
(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ...........
    14 7,592  
4 Dividends and interest from securities ....     14 185,716  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............
    18 -136,031  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aCANCELED GRANT CHECK
    01 250  
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 57,527 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
57,527
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow
Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow
PTIN
Firm's name Right Arrow
Firm's EIN Right Arrow
Firm's address Right Arrow


Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2024 AccountingFeesSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING FEES 8,500 4,250   4,250

TY 2024 ExplnOfNonFilingWithAGStmt
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Statement:
THE STATE OF NEW JERSEY, OFFICE OF THE ATTORNEY GENERAL, NO LONGER REQUIRES A FOUNDATION WHICH RECEIVED CHARITABLE CONTRIBUTIONS ONLY FROM THE FOUNDER AND RELATED ENTITES TO REGISTER. THEREFORE NJ DOES NOT REQUIRE SUBMISSION OF THE FEDERAL FORM 990PF.

TY 2024 InvestmentsCorpBondsSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Name of Bond End of Year Book Value End of Year Fair Market Value
NEW JERSEY EDU FACS AUTH REV REF-D 50,287 51,584

TY 2024 InvestmentsCorpStockSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Name of Stock End of Year Book Value End of Year Fair Market Value
ABBOTT LABS 5,975 9,942
NEXTERA ENERGY INC 11,440 18,926
NIKE INC 4,559 4,389
NUVEEN DYNAMIC MUN CRED OPP 43,464 40,080
NVIDIA 3,220 85,946
ORGANON & CO 150 60
ORION OFFICE REIT INC 80 15
OTIS WORLDWIDE CORP 66,916 93,729
PACKAGING CORP AMERICA 4,066 8,780
PAYCHEX INC 4,533 8,974
PAYPAL HOLDING INC 4,131 4,011
NEXTERA ENERGY CAP HLDGS 1,602 1,485
PEPSICO INC 10,444 13,990
PHILIP MORRIS INTL 5,324 7,823
PHILLIPS 66 8,807 9,000
PIMCO DYNAMIC INCOME OPRNTS FD 56,580 54,360
PNC FINANCIAL SERVICES 8,772 12,728
PRINCIPAL SHORT TERM 233,220 231,908
PROCTER & GAMBLE 163,889 341,404
PROLOGIS INC 1,440 1,903
PRUDENTIAL FINCL INC 910 836
PFIZER INC 3,054 2,043
PUBLIC STORAGE 243 222
NATIONAL RURAL UTIL COOP 503 455
LINK PARKS INC 458 263
LOCKHEED MARTIN CORP 12,165 18,466
LOWE'S COMPANIES INC 5,363 13,574
LUCKIN COFFEE INC 2,772 1,617
LYUONDELLBASELL INDUSTRIE 1,323 891
M & T BK CORP FIX TO FLT PFD H 420 390
MARSH & MCLENNAN COS INC 7,114 18,267
MASTERCARD INC 5,378 14,217
MCDONALDS CORP 5,760 10,436
MEDTRONIC PLC 7,938 6,950
NETFLIX INC 2,148 5,348
MERCK & CO INC NEW COM 3,133 4,178
METLIFE 994 918
MICROSOFT 317,868 1,695,099
MICROSOFT CORP 24,451 95,681
MONDELEZ INTERNATIONAL 9,137 11,647
MOODY'S CORP 2,753 8,047
MORGAN STANLEY 518 477
MORGAN STANLEY 940 876
MORGAN STANLEY 829 756
MORGAN STANLEY 393 405
MORGAN STANLEY 1,329 1,186
META PLATFORMS INC 9,112 30,447
PUBLIC STORAGE 502 465
PUBLIC STORAGE 248 217
UNITEDHEALTH GROUP INC 14,360 28,328
US BANCORP 649 611
US BANCORP 3,976 3,587
VALERO ENERGY CORP 2,803 3,065
VEEVA SYS INC 1,552 3,574
VERIZON COMMUNICATIONS 1,027 760
VERIZON COMMUNICATIONS COM 444,871 419,906
VIATRIS INC 158 112
VISA INC 8,114 18,330
VORNADO REALTY 826 618
UNION PACIFIC CORP 7,078 10,718
VORNADO REALTY 267 193
W R BERKLEY CORP 777 634
WALMART 211,533 817,932
WALT DISNEY CO HLDG 4,794 4,120
WALT DISNEY HLDG CO 705 556
WARNER BROS DISCOVERY INC SER 1,335 455
WEBSTER FINANCIAL CORP 295 226
WEC ENERGY GROUP INC 7,761 10,815
WELLS FARGO & CO 909 882
WIX COM LTD 1,250 1,931
VOYA FINANCIAL INC 778 720
TRUIST FINANCIAL CORP 7,276 6,117
TRANE TECHNOLOGIES PLC 3,101 15,143
TORONTO DOM BK NEW 91,951 110,004
REALTY INCOME CORP 2,496 2,403
REGIONS FINANCIAL CORP 505 461
REINSURANCE GRP OF AMER 504 492
RENAISSANCERE HLDGS 922 807
RTX CORPORATION 142,536 235,264
SALESFORCE INC 7,953 18,054
SEMPRA ENERGY 3,884 5,965
SHELL PLC 223,913 258,431
SHERWIN WILLIAMS 1,751 4,079
SIMON PPTY GROUP INC 3,033 2,928
SPIRE INC. 269 248
STARBUCKS CORP 3,475 6,023
STATE STREET CORP 1,023 916
STIFEL FINANCIAL CORP 587 491
SYNOVUS FINCL CORP 613 623
SYSCO CORPORATION 2,070 2,217
TEXAS INSTRUMENTS 11,323 19,876
THE SOUTHERN COMPANY 316 264
THERMO FISHER SCIENTIFIC 2,519 5,723
LINK PARKS INC 920 512
WORKDAY INC 2,635 3,870
LINDE PLC REG 6,718 16,747
KIMCO REALTY CORP 954 885
AUTOMATIC DATA PROC 7,609 14,929
AVAONBAY COMM 3,680 3,739
AXIS CAPITAL HLDGS LTD 946 779
BALL CORPORATION 2,696 2,040
BECTON DICKINGSON CO 4,605 4,311
BIOMARIN PHARMAC SE 2,329 1,709
BLACKROCK INC 5,143 11,276
BROADCOM LTD 3,419 32,458
CAPITAL ONE FINANCIAL CO 5%-I PRF 1,351 1,027
ATLASSIAN CORP 1,165 1,947
CARRIER GLOBAL CORP 48,157 137,664
CHARLES SCHWAB CORP 706 678
CHEVRON CORP 11,102 13,760
CHIPOTLE MEXICAN GRILL 1,826 9,045
CHUBB LTD 3,863 8,013
CISCO SYSTEMS INC 12,870 17,346
CITIGROUP 169,028 216,653
CITIZENS FINCL GRP INC 1,324 1,025
CME GROUP INC 3,129 4,180
CHARLES SCHWAB CORP 4,699 7,253
AT&T 2,159 2,124
AT&T 1,080 905
ABBVIE INC COM 6,600 14,394
ACCENTURE PLC 5,294 11,609
ADOBE INC 5,544 9,783
AFFILIATED MANAGERS GROUP 910 793
AIR PRODUCT & CHEM 4,405 7,831
ALGONQUIN POWER & UTILITIES CORP A 613 580
ALIBABA GROUP HOLDINGS LT 4,016 1,865
ALLSTATE CORP 540 533
ALLSTATE CORP 5.100 H 1,063 941
ALPHABET INC CL A 6,171 18,930
ALPHABET INC CL C 6,084 19,044
AMAZON COM INC 17,193 39,490
AMER EXPRESS COMPANY 5,217 12,465
AMERICAN EXPRESS 339,677 1,197,112
AMERICAN FINANCIAL GROUP 251 225
AMERICAN TOWER REIT COM 3,519 2,935
AMGEN INC 6,036 7,559
ANALOG DEVICES INC 2,196 4,887
APPLE INC 14,851 70,118
ARCH CAPITAL GROUP LTD 818 700
ASTRAZENECA PLC 3,217 5,045
AT&T 4,432 4,121
CMS ENERGY CORP 476 424
KIMCO REALTY CORP 447 412
CMS ENERGY CORP 498 463
COCA COLA 2,094 2,615
FIRST ENERGY 60,920 82,004
FIRST REPUBLIC BANK 250 0
FIRST REPUBLIC BANK SAN FCSCO 357 0
FIRST TR INTERM DUR PRF&INC FD 37,197 36,000
FISERV INC 3,646 8,833
FLAGSTAR FINA INC 629 486
FT VEST S&P 500 DIVIDEND ARI 50,757 50,210
GEORGIA POWER CO 534 432
HOME DEPOT INC 6,543 13,226
HONEYWELL INTL INC 9,729 14,909
ILLINOIS TOOL WORKS INC 2,613 4,818
INTL FLAVOR&FRAGRNC 3,663 2,198
INTUIT INC 4,934 13,827
INTUIT SURGICAL INC 1,630 4,698
JOHNSON AND JOHNSON 12,702 14,173
JP MORGAN CHASE & CO 611 611
JP MORGAN CHASE & CO 801 683
JP MORGAN CHASE & CO 1,089 1,082
JP MORGAN CHASE & CO 13,860 29,245
KEYCORP 248 216
KEYCORP 404 341
KEYCORP FXD-FLTG RATE 1,696 1,522
FIFTH THIRD BANCORP 406 380
COCA COLA 83,130 127,273
FIDELITY NATL INFO SVCS 5,721 4,362
FERRARI NV 2,857 10,196
COLGATE PALMOLIVE 3,350 4,636
COMCAST CORP 7,728 8,031
COSTAR GROUP INC 2,166 3,580
COSTCO WHOLESALE 1,935 6,414
CROWN CASTLE REIT INC 4,392 3,903
DIGITAL REALTY TRUST INC 544 445
DIGITAL REALTY TRUST INC 193 180
DTE ENERGY COMPANY 740 661
DUKE ENERGY CORP 249 236
DUKE ENERGY CORP 726 683
EATON CORP 1,348 4,646
ELEVANCE HEALTH INC 5,151 6,640
ELLI LILLY & CO 5,403 33,968
EMBECTA CORP 85 62
ENTERGY LOUISIANA LLC 464 413
ENTERGY NEW ORLEANS LLC 458 408
EQUINIX INC 3,292 5,657
EQUITABLE HLDGS INC 425 348
EVERSOURCE ENERGY COM 802 632
EXXON MOBIL CORP 35,714 220,611
FEDERAL RLTY INVESTMENT 236 215
FEDEX 466,329 568,119
ZOETIS INC 2,729 4,888

TY 2024 OtherDecreasesSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Description Amount
BASIS ADJUSTMENTS 1,183


TY 2024 OtherExpensesSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
NJ FILING FEES 31 0   31
INVESTMENT FEES 10,760 10,760   0


TY 2024 OtherIncomeSchedule2
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
CANCELED GRANT CHECK 250   250


TY 2024 TaxesSchedule
Name:
CREAMER FAMILY FOUNDATION INC (FKA
 
J FLETCHER CREAMER FOUNDATION)
EIN:
22-2335557
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN DIVIDEND TAX 915 915   0
FEDERAL TAX 2,031 0   0