Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
Thomas A & Sharon K Ruder Foundation
 
% Thomas A Ruder
Number and street (or P.O. box number if mail is not delivered to street address)3000 E MORGAN AVE PO Box 2482 STE S
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
EVANSVILLE, IN477280482
A Employer identification number

35-2063035
B Telephone number (see instructions)

(812) 479-5551
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$3,533,416J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 321,579
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 118,000 118,000  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 68,671
b Gross sales price for all assets on line 6a 759,539
7 Capital gain net income (from Part IV, line 2)... 68,671
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,975 2,975  
12 Total. Add lines 1 through 11........ 511,225 189,646  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
22      
17 Interest............... 198      
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
2,762      
19 Depreciation (attach schedule) and depletion... Click to see attachment
List of Attached Documents:
// Content
1,104    
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,146     1,146
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 5,232 0   1,146
25 Contributions, gifts, grants paid....... 149,950 149,950
26 Total expenses and disbursements. Add lines 24 and 25 155,182 0   151,096
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 356,043
b Net investment income (if negative, enter -0-) 189,646
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 994 16,165 16,165
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 115,629 68,286 68,286
b Investments—corporate stock (attach schedule)....... 2,507,296 Click to see attachment
List of Attached Documents:
// Content
3,062,443 		3,351,467
c Investments—corporate bonds (attach schedule)....... 259,930 Click to see attachment
List of Attached Documents:
// Content
94,102 		97,498
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis right arrow2,759
Less: accumulated depreciation (attach schedule) right arrow1,104 1,104    
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,884,953 3,240,996 3,533,416
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds 2,884,953 3,240,996
29 Total net assets or fund balances (see instructions)..... 2,884,953 3,240,996
30 Total liabilities and net assets/fund balances (see instructions). 2,884,953 3,240,996
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,884,953
2
Enter amount from Part I, line 27a .....................
2
356,043
3
Other increases not included in line 2 (itemize) right arrow
3
 
4
Add lines 1, 2, and 3 ..........................
4
3,240,996
5
Decreases not included in line 2 (itemize) right arrow
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
3,240,996
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a AMBC AMBAC FINANCIAL GRP P 2024-05-09 2024-10-21
b AAPL APPLE INC P 2023-08-07 2024-08-07
c RILYM B RILEY PFD P 2024-04-08 2024-08-26
d RILYP B RILEY PFD P 2024-02-22 2024-08-26
e SILA SILA REALTY TR P 2024-06-20 2024-07-24
CNP CENTERPOINT ENERGY P 2024-01-22 2024-03-04
RSP INVECO SP EQL WGHT ETF P 2024-04-05 2024-05-14
IYW ISHARE US TECH ETF P 2024-07-31 2024-07-31
MBI MBIA INC P 2024-01-30 2024-08-19
ONB OLD NATIONAL BANK P 2024-04-02 2024-11-04
TLN TALEN ENERGY P 2024-06-04 2024-06-14
WFC WELLS FARGO P 2023-07-26 2024-01-08
BRK.B BERKSHIRE HATHAWAY P 2016-09-06 2024-10-09
CFG CITIZENS FINL GRP P 2022-07-14 2024-10-17
EBC EASTERN BANKSHARES P 2023-08-07 2024-11-08
ELAN ELANCO ANIMAL HEALTH P 2022-09-15 2024-06-05
FHI FEDERATED HERMES P 2023-04-25 2024-10-21
FNF FIDELITY NATL FINL P 2022-02-22 2024-07-15
FITB FIFTH THIRD BANCORP P 2021-02-26 2024-04-01
HPE HEWLETT PACKARD ENTER P 2022-01-04 2024-06-07
MS BANK CD P 2023-03-13 2024-03-15
NI.B NISOURCE PFD P 2023-03-10 2024-03-15
NWBI NORTHWEST BANCSHARES P 2022-06-10 2024-09-24
ONB OLD NATL BANCORP P 2023-03-02 2024-11-04
PNC PNC FINL SVCS P 2020-09-11 2024-05-01
MDY SPDR SP MIDCAP 400 ETF P 2012-12-27 2024-04-05
STEARNS BANK CD P 2023-03-16 2024-03-22
WFC WELLS FARGO P 2022-03-04 2024-01-08
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 11,714   18,390 -6,676
b 2,462   2,155 307
c 4,093   4,778 -685
d 6,372   11,003 -4,631
e 2,237   2,123 114
13,805   13,780 25
12,475   12,466 9
28,897   29,111 -214
15,034   26,186 -11,152
19,029   16,460 2,569
11,484   10,904 580
24,949   23,200 1,749
45,470   15,017 30,453
16,892   13,856 3,036
18,275   14,500 3,775
9,210   7,694 1,516
19,364   21,333 -1,969
26,209   23,520 2,689
14,720   14,016 704
9,850   8,200 1,650
100,000   100,000  
20,000   19,220 780
6,705   6,170 535
19,029   17,170 1,859
76,809   71,902 4,907
54,496   18,374 36,122
150,000   150,000  
19,959   19,340 619
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -6,676
b       307
c       -685
d       -4,631
e       114
      25
      9
      -214
      -11,152
      2,569
      580
      1,749
      30,453
      3,036
      3,775
      1,516
      -1,969
      2,689
      704
      1,650
       
      780
      535
      1,859
      4,907
      36,122
       
      619
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 68,671
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3 -18,312
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 2,636
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 2,636
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,636
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 3,079
b Exempt foreign organizations—tax withheld at source...... 6b  
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. Part VI Line 7 - Tax Paid with the Original Return: 3079 7 3,079
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 443
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow443 Refundedright arrow 11  
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$   (2) On foundation managers.right arrow$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowIN
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. Click to see attachment
List of Attached Documents:
// Content
...............................
10
Yes
 
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowNONE
14
The books are in care ofright arrowTHOMAS A RUDER Telephone no.right arrow (812) 479-5551

Located atright arrow3000 E MORGAN AVE STE CEVANSVILLEIN ZIP+4right arrow477114484
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
Yes
 
If "Yes," list the years right arrow2021, 2020, 2019, 2018
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
THOMAS A RUDER PRESIDENT
004.00 		0    
PO BOX 2482
EVANSVILLE,IN47728
SHARON K RUDER SECRETARY
002.00 		0    
PO BOX 2482
EVANSVILLE,IN47728
BRYAN A RUDER VICE PRESIDENT
002.00 		0    
PO BOX 2075
EVANSVILLE,IN47728
Robert C Kozsan TREASURER
002.00 		0    
PO BOX 2482
Evansville,IN47728
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1 N/A 0
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1 N/A  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow  
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
3,393,533
b
Average of monthly cash balances.......................
1b
7,118
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
3,400,651
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
 
2
Acquisition indebtedness applicable to line 1 assets..................
2
 
3
Subtract line 2 from line 1d.........................
3
3,400,651
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
51,010
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
3,349,641
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
167,482
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
167,482
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
2,636
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
2,636
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
164,846
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
164,846
6
Deduction from distributable amount (see instructions).................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
164,846
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 Click to see attachment
List of Attached Documents:
// Content
..........
1a
151,096
b
Program-related investments—total from Part VIII-B..................
1b
 
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
151,096
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 164,846
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only.......  
b Total for prior years:2020, 2021, 2022 55,800
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 2,515
b From 2020...... 32,981
c From 2021...... 8,560
d From 2022...... 14,259
e From 2023...... 13,341
f Total of lines 3a through e ........ 71,656
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 151,096
a Applied to 2023, but not more than line 2a  
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		 
c Treated as distributions out of corpus (Election
required—see instructions)........ 		 
d Applied to 2024 distributable amount..... 151,096
e Remaining amount distributed out of corpus  
5 Excess distributions carryover applied to 2024. 13,750 13,750
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 57,906
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		55,800
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		55,800
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		 
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		 
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		57,906
10 Analysis of line 9:
a Excess from 2020.... 21,746
b Excess from 2021.... 8,560
c Excess from 2022.... 14,259
d Excess from 2023.... 13,341
e Excess from 2024....  
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
THOMAS A RUDER
SHARON K RUDER
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
NA
NA
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
THOMAS A RUDER
PO BOX 2482
EVANSVILLE,IN477280482
(812) 479-5551
bThe form in which applications should be submitted and information and materials they should include:
NO FORMAL APPLICATION PROCESS
cAny submission deadlines:
NO FORMAL DEADLINE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
NO FORMAL RESTRICTIONS
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

American Red Cross

431 18th Street NW
Washington,DC20006 		  PC General Fund 100

Big Blue Booster

PO Box 6272
Evansville,IN47719 		  PC General Fund 600

North Posey High School

5800 High School Rd
Poseyville,IN47633 		  PC Education 1,000

USI Foundation

8600 University Blvd
Evansville,IN47712 		  PC Education 1,000

UE Foundation

1800 Lincoln Ave
Evansville,IN47714 		  PC Education 15,000

YWCA

118 Vine St
Evansville,IN47708 		  PC General Fund 1,000

Ark Crisis Center

415 Lincoln Ave
Evansville,IN47713 		  PC General Fund 10,600

Mater Dei High School

1300 Harmony Way
Evansville,IN47720 		  PC Education 1,000

ISU Foundation

Gillum Hall 320
Terra Haute,IN47809 		  PC Education 1,000

Hanover College

PO Box 108
Hanover,IN47724 		  PC Education 16,000

Evansville Junior Football

901 S Barker Ave
Evansville,IN47712 		  PC General Fund 1,500

Boys Scouts of America

3501 E Lloyd Expy
Evansville,IN47715 		  PC General Fund 150

Tri State Food Bank

801 E Michigan St
Evansville,IN47711 		  PC General Fund 10,000

EVSC Foundation

951 Walnut St
Evansville,IN47713 		  PC Education 25,000

Mater Dei High School

1300 Harmony Way
Evansville,IN47720 		  PC Education 50,000

Wesselman Park Nature Society

551 N Boeke Rd
Evansville,IN47711 		  PC General Fund 2,000

Vanderburgh Humane Society

PO Box 6711
Evansville,IN47719 		  PC General Fund 1,000

St Vincent Early Learning Center

730 W Delaware
Evansville,IN47710 		  PC General Fund 10,000

Voices Incorp

2425 Highway 41 Suite 405
Evansville,IN47714 		  PC General Fund 3,000
Total .................................right arrow 3a 149,950
bApproved for future payment
Total ................................. right arrow 3b  
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 118,000  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....       2,975  
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 68,671  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   189,646  
13Total. Add line 12, columns (b), (d), and (e)..................
13
189,646
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID: 24019833
Software Version: 24.0.1.0
Part VI Line 7 - Tax Paid with the Original Return: 3,079


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
Thomas A & Sharon K Ruder Foundation
 
Employer identification number

35-2063035
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
Thomas A & Sharon K Ruder Foundation
  		Employer identification number
35-2063035
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
Thomas A Ruder
3000 E Morgan Ave
 
Evansville, IN47711

$ 288,368


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
2
Sharon K Ruder
3000 E Morgan Ave
 
Evansville, IN47711

$ 29,111


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
3
Stifel Charitable
501 N Brodway St
 
St Louis, IN63102

$ 3,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
4
Bryan A Ruder
3000 E Morgan Ave Suite C
 
Evansville, IN47711

$ 1,100


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
Thomas A & Sharon K Ruder Foundation
  		Employer identification number

35-2063035
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 Gift 920 shr ABT common stock $ 104,903 2024-03-18
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
2
 Gift 200 shr IYW ETF $ 29,111 2024-07-31
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
4
 Gift 6 shr AVGO common stock $ 1,100 2024-11-08
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 Gift 500 shr MS common stock $ 49,754 2024-07-26
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 Gift 227 shr ORCL common stock $ 39,606 2024-10-30
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 Gift 500 shr ORCL common stock $ 94,105 2024-11-08
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
Thomas A & Sharon K Ruder Foundation
  		Employer identification number

35-2063035
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID: 24019833
Software Version: 24.0.1.0

TY 2024 AccountingFeesSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2024 DepreciationSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Description of Property Date Acquired Cost or Other Basis Prior Years' Depreciation Computation Method Rate /
Life (# of years)		 Current Year's Depreciation Expense Net Investment Income Adjusted Net Income Cost of Goods Sold Not Included
MACBOOK PRO MID 2012 2013-03-23 1,994 3,590            
HP Elite Book x360 G7 2020-12-16 2,760 1,656 Straight Line 0000000005.000000000000 1,104      

TY 2024 InvestmentsCorpBondsSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Name of Bond End of Year Book Value End of Year Fair Market Value
APPALACHIAN POWER SR NT 037735CM7 7.00 2038-04-01 9,930 10,998
CHARLES SCHWAB CD 15987UCN6 5.15 2025-03-13 53,000 53,000
LINCOLN NATL FIX VAR BD 534187AS8 8.00 2066-05-17 11,533 12,227
LINCOLN NATL FIX VAR BD 534187BN8 8.00 2066-05-17 19,639 21,273

TY 2024 InvestmentsCorpStockSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Name of Stock End of Year Book Value End of Year Fair Market Value
3000 shares of BANK AMERICA CORP BAC 88,580 131,850
1500 shares of CISCO SYSTEMS CSCO 78,334 88,800
2400 shares of PFIZER INC PFE 83,080 63,672
714 shares of AMERICAN INTL GROUP AIG 51,175 51,979
600 shares of BAXTER INTL BAX 30,094 17,496
1700 shares of MERCK CO INC MRK 121,793 179,064
900 shares of CARLYLE GROUP CG 34,639 45,441
3800 shares of INTEL CORP INTC 169,600 76,190
211 shares of VANGUARD MID CAP ETF VO 32,971 55,731
350 shares of AMGEN INC AMGN 70,292 91,224
200 shares of BERKSHIRE HATHAWAY CL BRK B 38,092 90,656
600 shares of GILEAD SCIENCE GILD 44,903 55,422
1202 shares of ORACLE CORP ORCL 171,988 200,301
200 shares of VANGUARD LARGE CAP ETF VV 19,516 53,940
2000 shares of HUNTINGTON BANCSHARES HBAN 26,150 32,540
250 shares of VANGUARD MID CAP GROWTH ETF VOT 30,572 63,438
600 shares of BANK NEW YORK MELLON BK 31,648 46,098
400 shares of BRISTOL MYERS SQUIBB CO BMY 26,576 22,624
1100 shares of CNA FINANCIAL CNA 47,299 53,207
235 shares of WELLS FARGO WFC 14,096 16,506
200 shares of WP CAREY WPC 16,569 10,896
600 shares of UGI CORP UGI 26,756 25,407
3732 shares of TRUIST FINANCIAL CORP TFC 189,460 161,894
200 shares of WILLIAMS COS WMB 7,145 10,824
800 shares of OCCIDENTAL PETROLEUM OXY 51,056 39,528
100 shares of GLOBAL PAYMENTS GPN 19,220 11,206
500 shares of HARTFORD FINANCIAL HIG 28,505 54,700
1000 shares of NISOURCE INC NI 29,945 36,760
200 shares of MEDTRONIC PLC MDT 21,715 15,976
600 shares of INVESCO SP 500 GARP SPGP 52,568 62,928
300 shares of SPDR SP MID CAP 400 ETF MDY 106,947 170,874
600 shares of SCHWAB US DIVIDEND EQUITY ETF SCHD 42,838 49,176
200 shares of VANGUARD MID CAP VALUE ETF VOE 17,780 32,354
200 shares of VANGUARD VALUE ETF VTV 25,679 33,860
400 shares of CITIZENS FINANCIAL CFG 19,159 17,504
1000 shares of FIRST HORIZON CORP FHN 18,369 20,140
2300 shares of LINCOLN NATIONAL LNC 121,254 72,933
300 shares of METLIFE MET 18,463 24,564
2070 shares of ORGANONA OGN 61,520 30,884
3000 shares of WESTERN UNION CO WU 57,825 31,800
500 shares of PACIFIIC GAS ELEC PFD PCG.A 9,665 12,185
100 shares of ABBVIE INC ABBV 14,291 17,770
200 shares of EVERSOURCE ENERGY ES 14,826 11,486
228 shares of GOLDMAN SACHS GS 86,627 130,557
795 shares of KENVUE INC KVUE 17,178 16,973
1000 shares of KRAFT HEINZ KHC 37,885 30,710
82 shares of MICROSOFT CORP MSFT 30,287 34,563
1000 shares of ASSURED GUARANTY AGO 76,161 90,010
500 shares of ELLINGTON FINL CUML PFD SER B EFC.B 9,995 11,560
700 shares of FIRST HORIZON PFD SER C FHN.C 15,987 17,570
300 shares of JACKSON FINL PFD SER A JXN.A 6,433 7,848
1000 shares of KEYCORP PFD SER H KEY.L 21,450 24,390
300 shares of MIDLAND STATE BANCORP PFD MSBIP 7,715 7,680
1600 shares of PACIFIC GAS ELEC PFD SER D PCG.D 26,047 31,120
500 shares of SYNCHRONY FINL PFD SER A SYF.A 9,770 9,590
300 shares of TRIUMPH FIN PERPTL PFD TFINP 7,370 6,945
40 shares of US BANCORP PFD SER A USB.A 30,920 34,098
920 shares of ABBOTT LABS ABT 104,903 104,061
70 shares of AIR PODUCTS CHEMICALS APD 21,828 20,303
160 shares of AMERICAN FINANCIAL GRP INC AFG 21,883 21,909
800 shares of APA CORP APA 24,403 18,472
6 shares of BROADCOM INC AVGO 1,101 1,391
200 shares of CENTENE CORP CNC 12,048 12,116
100 shares of CHEVRON CORP CVX 15,246 14,484
680 shares of DEVON ENERGY CORP DVN 32,550 22,256
1000 shares of EVERGY INC EVRG 51,280 61,550
300 shares of GXO LOGISTICS INC GXO 18,912 13,050
100 shares of JEFFERIES FINANCIAL JEF 5,708 7,840
500 shares of MORGAN STANLEY MS 49,754 62,860
600 shares of NEXTERA ENERGY NEE 38,012 43,014
200 shares of NORTHWEST NATURAL HOLDING NWN 7,248 7,912
300 shares of CAPITAL GP DIVIDEND VALUE ETF CGDV 9,524 10,578
300 shares of GLOBAL X MLP ENERGY INF ETF MLPX 17,066 18,168
200 shares of INVESCO SP MIDCAP 400 GARP ETF GRPM 23,796 22,550
75 shares of INVESCO SP 500 EQUAL WEIGH ETF RSP 12,466 13,142
300 shares of KEYCORP NON CUML PFD E KEY.I 7,507 7,365
600 shares of FLAGSTAR FIN FXD VAR PREP PFD FLG.A 10,370 12,690
400 shares of NEWTEKONE INC SR NOTE PFD NEWTH 10,060 10,314

TY 2024 LandEtcSchedule2
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Category / Item Cost / Other Basis Accumulated Depreciation Book Value End of Year Fair Market Value
HP ELITE BOOK X360 G7 2,759 1,104    


TY 2024 LegalFeesSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes


TY 2024 OtherExpensesSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
US Post Office 3     3
Office Expense 1,143     1,143


TY 2024 OtherIncomeSchedule2
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
Return of CAPITAL WPC WMB PCG.A PCG.D 2,966 2,966  
Bank of America Class Action Litigation check 16 16  
NEWTH Adjustment Amortized Bond -7 -7  


TY 2024 OtherProfessionalFeesSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Indiana Secratary of State 22      


TY 2024 SubstantialContributorsSch
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Name Address
THOMAS A RUDER PO BOX 2482
EVANSVILLE,IN477280482
SHARON K RUDER PO BOX 2482
EVANSVILLE,IN477280482


TY 2024 TaxesSchedule
Name:
Thomas A & Sharon K Ruder Foundation
EIN:
35-2063035
Software ID:
24019833
Software Version:
24.0.1.0
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES PAID 5      
Federal Current Year Tax Payments 2,757