Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER
Number and street (or P.O. box number if mail is not delivered to street address)27TH FLOOR ONE SOUTH STREET
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
BALTIMORE, MD21202
A Employer identification number

52-6056321
B Telephone number (see instructions)

(410) 578-1224
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$1,298,183J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 106,107
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 29,824 29,824  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 507,640
b Gross sales price for all assets on line 6a 1,153,916
7 Capital gain net income (from Part IV, line 2)... 507,640
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
580 580  
12 Total. Add lines 1 through 11........ 644,151 538,044  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,800 1,400   1,400
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
8,102 0   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
14,600 14,600   0
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 25,502 16,000   1,400
25 Contributions, gifts, grants paid....... 333,807 333,807
26 Total expenses and disbursements. Add lines 24 and 25 359,309 16,000   335,207
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 284,842
b Net investment income (if negative, enter -0-) 522,044
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 97,181 3,951 3,951
2 Savings and temporary cash investments......... 11,259 33,750 33,750
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow100,000
Less: allowance for doubtful accounts right arrow0 100,000 100,000 100,000
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 32,551 Click to see attachment
List of Attached Documents:
// Content
35,992 		36,320
b Investments—corporate stock (attach schedule)....... 381,561 Click to see attachment
List of Attached Documents:
// Content
259,072 		322,563
c Investments—corporate bonds (attach schedule)....... 64,089 Click to see attachment
List of Attached Documents:
// Content
86,143 		88,688
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 174,235 Click to see attachment
List of Attached Documents:
// Content
626,810 		712,911
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow)      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 860,876 1,145,718 1,298,183
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 860,876 1,145,718
29 Total net assets or fund balances (see instructions)..... 860,876 1,145,718
30 Total liabilities and net assets/fund balances (see instructions). 860,876 1,145,718
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
860,876
2
Enter amount from Part I, line 27a .....................
2
284,842
3
Other increases not included in line 2 (itemize) right arrow
3
0
4
Add lines 1, 2, and 3 ..........................
4
1,145,718
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
1,145,718
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a MORGAN STANLEY P 2024-01-01 2024-12-31
b MORGAN STANLEY P 2023-01-01 2024-12-31
c RBC WEALTH MANAGEMENT P 2003-12-10 2024-01-08
d BERMAN MCALEER - AMEX P 2003-07-15 2024-01-24
e BERMAN MCALEER - BERKSHIRE HATHAWAY P 2003-07-15 2024-01-24
BERMAN MCALEER - CVS HEALTH P 2013-08-08 2024-01-24
BERMAN MCALEER - GENERAL DYNAMICS P 2003-12-10 2024-01-24
BERMAN MCALEER - INTEL CORP P 2003-12-10 2024-01-24
BERMAN MCALEER - MCCORMICK & CO D 2004-12-29 2024-01-24
BERMAN MCALEER - MICROSOFT P 2003-12-10 2024-01-24
BERMAN MCALEER - RTX CORPORATION P 2003-12-10 2024-01-24
BERMAN MCALEER - SYSCO P 2003-11-25 2024-01-24
BERMAN MCALEER - WALMART P 2003-12-10 2024-01-24
BERMAN MCALEER - FPA CRESCENT FUND P 2024-01-22 2024-05-24
BERMAN MCALEER - SCHWAB INTERNATIONAL P 2024-01-22 2024-05-24
BERMAN MCALEER - APPLE D 2014-05-08 2024-06-07
BERMAN MCALEER - PARTNER SELECT P 2024-01-23 2024-08-15
BERMAN MCALEER - BROWN ADVISORY P 2024-01-22 2024-12-06
CAPITAL GAINS DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 305,434   309,267 -3,833
b 166,850   129,320 37,530
c 246     246
d 60,103   14,626 45,477
e 91,824   13,462 78,362
24,092   19,618 4,474
59,905   10,248 49,657
14,503   9,354 5,149
51,657   15,468 36,189
75,417   5,125 70,292
27,294   5,708 21,586
37,861   18,161 19,700
48,707   16,025 32,682
3,988   3,700 288
4,988   4,656 332
117,639   18,997 98,642
23,692   23,041 651
35,804   29,500 6,304
3,912     3,912
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -3,833
b       37,530
c       246
d       45,477
e       78,362
      4,474
      49,657
      5,149
      36,189
      70,292
      21,586
      19,700
      32,682
      288
      332
      98,642
      651
      6,304
      3,912
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 507,640
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 7,256
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 7,256
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 7,256
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 4,400
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 3,000
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 7,400
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 63
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 81
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow81 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowMD
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowALLAN J GIBBER Telephone no.right arrow (410) 332-8580

Located atright arrow27TH FLOOR ONE SOUTH STREETBALTIMOREMD ZIP+4right arrow21202
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
ALLAN J GIBBER PRESIDENT
1.00 		0 0 0
6718 WESTBROOK ROAD
BALTIMORE,MD21215
BERNARD STEINHARTER SEC/TREAS.
1.00 		0 0 0
185 PINE STREET
LAKEWOOD,NJ08701
ABRAHAM GUTMAN VICE - PRESIDENT
1.00 		0 0 0
6311 GREENSPRING AVE
BALTIMORE,MD21209
MIRIAM L STEINHARTER DIRECTOR
0.00 		0 0 0
185 PINE STREET
LAKEWOOD,NJ08701
DEBORAH S GIBBER DIRECTOR
1.00 		0 0 0
6718 WESTBROOK ROAD
BALTIMORE,MD21215
MARION GUTMAN DIRECTOR
0.00 		0 0 0
3819 MENLO DRIVE
BALTIMORE,MD21215
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow0
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
1,114,612
b
Average of monthly cash balances.......................
1b
109,083
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, b, and c).........................
1d
1,223,695
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
1,223,695
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
18,355
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
1,205,340
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
60,267
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
60,267
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
7,256
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
7,256
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
53,011
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
53,011
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
53,011
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
335,207
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
335,207
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 53,011
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 308,168
b From 2020...... 256,475
c From 2021...... 280,636
d From 2022...... 335,124
e From 2023...... 308,407
f Total of lines 3a through e ........ 1,488,810
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 335,207
a Applied to 2023, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 53,011
e Remaining amount distributed out of corpus 282,196
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 1,771,006
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		308,168
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		1,462,838
10 Analysis of line 9:
a Excess from 2020.... 256,475
b Excess from 2021.... 280,636
c Excess from 2022.... 335,124
d Excess from 2023.... 308,407
e Excess from 2024.... 282,196
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
ALLAN J GIBBER
BERNARD STEINHARTER
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ACHIM

6604 AMLEIGH ROAD
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 2,500

AGUDAH ISRAEL OF BALTIMORE

6200 PARK HEIGHTS AVE
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 20,173

AGUDAH OF MARYLAND

23 WALKER AVE
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 2,500

AGUDATH CHARITY FUND

6200 PARK HEIGHTS AVE
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 18,884

AHAVAS TZEDAKOS

326 3RD STREET
LAKEWOOD,NY08701 		  501(C)(3) COMMUNITY ASSISTANCE 100

AHAVAS YISROEL CHARITY FUND

115 SUDBROOK LANE
BALTIMORE,MD21208 		  501(C)(3) COMMUNITY ASSISTANCE 2,960

AISH KODESH CONGREGATION

6207 IVYMOUNT ROAD
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 1,860

AMERICAN FRIENDS OF EVEN YISROEL

25 DAKOTA ST
PASSAIC,NJ07055 		  501(C)(3) RELIGIOUS EDUCATION 750

AMERICAN FRIENDS OF HALICOT HAARETZ

214 AVENUE J
BROOKLYN,NY11230 		  501(C)(3) RELIGIOUS EDUCATION 500

AMERICAN FRIENDS OF KOIDINOV

6301 LINCOLN AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 860

AMERICAN FRIENDS OF LEV AARON

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 500

AMERICAN FRIENDS OF MEAH SHEARIM

136-847 1ST ROAD
KEW GARDEN HILLS,NY11367 		  501(C)(3) RELIGIOUS EDUCATION 1,800

AMERICAN FRIENDS OF MEOR HATALMUD

1569 47TH STREET
BROOKLYN,NY11219 		  501(C)(3) RELIGIOUS EDUCATION 500

AMERICAN FRIENDS OF MERCAZ L'TAHARAT HAMISHPACHA

4403 15TH AVE STE 445
BROOKLYN,NY11219 		  501(C)(3) RELIGIOUS EDUCATION 1,000

AMERICAN FRIENDS OF MIGDAL TORAH

1191 E 18TH STREET
BROOKLYN,NY11230 		  501(C)(3) RELIGIOUS EDUCATION 360

AMERICAN FRIENDS OF OHR YERUSHALAYIM

1137 E 13TH ST
BROOKLYN,NY11230 		  501(C)(3) RELIGIOUS EDUCATION 5,000

AMERICAN FRIENDS OF TORAS MOSHE

1412 E 7TH ST
BROOKLYN,NY11230 		  501(C)(3) RELIGIOUS EDUCATION 5,000

AMERICAN FRIENDS OF ZICHRON ELIYAHU

1664 CONEY ISLAND AVE
BROOKLYN,NY11230 		  501(C)(3) RELIGIOUS EDUCATION 500

BAIS CHUNA

34 ROSS ST
BROOKLYN,NY11211 		  501(C)(3) RELIGIOUS EDUCATION 610

BAIS HAKNESSES OHR HACHAIM

3120 CLARKS LANE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 5,100

BAIS MEDRASH & MESIVTA OF BALTIMORE

6823 OLD PIMLICO ROAD
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 6,360

BAIS MEDRASH PINE STREET

10 NEWBERRY CT
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 3,777

BAIS YAAKOV OF BALTIMORE

6300 SMITH AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 2,068

BAIS YOSEF CHAIM

1662 50TH STREET
BROOKLYN,NY11209 		  501(C)(3) RELIGIOUS EDUCATION 650

BALTIMORE COMMUNITY KOLLEL FOR MECHANCIM

3708 W STATHMORE AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 500

BETH TIFILLAH OF MONSEY

4 BROCKTON ROAD
NEW HEMPSTEAD,NY10974 		  501(C)(3) RELIGIOUS EDUCATION 1,000

BIKUR CHOLIM OF BALTIMORE

2833 SMITH AVE
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 1,180

BNOS YISROEL

6300 PARK HEIGHTS AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 5,018

BONAI OLAM

1755 46TH ST
BROOKLYN,NY11204 		  501(C)(3) COMMUNITY ASSISTANCE 500

CHAIM BECHESSED

553 DAVIDS CT
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 860

CHAVERIM ISRAEL FAMILY SERVICES

137 BROOK ROAD
PASSAIC,NJ07055 		  501(C)(3) RELIGIOUS EDUCATION 600

CHILD LIFE SOCIETY

1347 43RD STREET
BROOKLYN,NY11219 		  501(C)(3) COMMUNITY ASSISTANCE 1,180

CHOFETZ CHAIM HERITAGE FOUNDATION

361 SPOOK ROCK ROAD
SUFFERN,NY10901 		  501(C)(3) COMMUNITY PROGRAMING 4,950

CONGREGATION AGUDATH ISRAEL

4911 16TH AVE
BROOKLYN,NY11204 		  501(C)(3) RELIGIOUS EDUCATION 500

CONGREGATION CHAYE OLAM

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,010

CONGREGATION DROG

814 E 3RD ST
BROOKLYN,NY11218 		  501(C)(3) RELIGIOUS EDUCATION 700

SHINUM VCHAZARAH

57 TAFPA PLACE
BROOKLYN,NY11205 		  501(C)(3) RELIGIOUS EDUCATION 500

CONGREGATION OIR PNEI YEHOSHUA GALANTA

287 HEWES ST
BROOKLYN,NY11211 		  501(C)(3) RELIGIOUS EDUCATION 500

CONGREGATION TORAH UTEFILAH

1861 S TAYLOR ROAD
CLEVELAND HEIGHTS,OH44118 		  501(C)(3) RELIGIOUS EDUCATION 1,000

FRIENDS OF BIKUR CHOLIM EZRAS ACHIM

5014 16TH AVE SUITE 283
BROOKLYN,NY11204 		  501(C)(3) COMMUNITY ASSISTANCE 500

FRIENDS OF IDF

PO BOX 395
STEVENSON,MD21153 		  501(C)(3) COMMUNITY ASSISTANCE 5,000

GATES OF MERCY

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 500

GUARD YOUR EYES

PO BOX 32380
PIKESVILLE,MD21282 		  501(C)(3) RELIGIOUS EDUCATION 1,000

HATZALAH DAROM

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 900

HATZALAH OF BALTIMORE

2930 TANEY ROAD
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 250

HERITAGE HOUSE

8418 115TH ST
NEW YORK,NY11418 		  501(C)(3) COMMUNITY ASSISTANCE 600

IN HIS IMAGE

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 6,000

INSTITUTE FOR DAYANIM

6221 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 400

JEWELS

31 WALKER AVE
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 5,300

JEWISH CARING NETWORK

122 SLADE AVE
BALTIMORE,MD21208 		  501(C)(3) COMMUNITY ASSISTANCE 510

KAYTT

6811 PARK HEIGHTS AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 500

KEHILLAS KOL TORAH

2929 FALLSTAFF ROAD
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 4,826

KEREN OLAM HATORAH

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 10,000

KESSER DAVID

185 PINE STREET
LAKEWOOD,NY08701 		  501(C)(3) RELIGIOUS EDUCATION 480

KOLLEL AVODAS LEVI

400 MT WILSON LANE
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 2,072

KOLLEL KODSHIM

35-18 117TH ST
RICHMOND HILLS,NY11418 		  501(C)(3) RELIGIOUS EDUCATION 250

KOLLEL ZICHRON MICHEL

990 NE 175ST
NORTH MIAMI BEACH,FL33162 		  501(C)(3) RELIGIOUS EDUCATION 1,000

KUPAT HATZDAKA

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 360

MAGDIL YESHUOS

1520 39TH ST 103
BROOKLYN,NY11218 		  501(C)(3) COMMUNITY ASSISTANCE 360

MEMPHIS KOLLEL

5462 BRANTFORD AVE
MEMPHIS,TN38120 		  501(C)(3) RELIGIOUS EDUCATIONRELIGIOUS EDUCATION 1,000

MENORA

136-07 72ST AVE
FLUSHING,NY11367 		  501(C)(3) COMMUNITY ASSISTANCE 6,600

MERCAZ TORAH UTEFILA

6500 BAYTHORNE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 1,679

MISCELLANEOUS CHARITABLE DONATIONS 400

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 8,522

MISCELLANEOUS CHARITABLE DONATIONS 500

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 4,036

MISCELLANEOUS CHARITABLE DONATIONS 500

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 2,722

MISHKON YITZCHOK

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,290

MOSDOS KHAL CHASIDIM

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 1,800

MOSDOS NESIVOS SHALOM

14 MANOR DRIVE
MONSEY,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 1,330

MOSDOS SANS STROPKOV

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 500

MOSDOS SHOMREI EMUNAH

8 OVERHILL ROAD
MONSEY,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 600

NER ISRAEL RABBINICAL COLLEGE

400 MT WILSON LANE
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 12,780

NWCP

PO BOX 15126
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 1,572

OHEL YAAKOV

3200 GLEN AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 860

ORTHODOX UNION

40 RECTOR ST 4TH FLOOR
NEW YORK,NY10006 		  501(C)(3) RELIGIOUS EDUCATION 1,172

OZAR DALIM

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 1,754

PROJECT EXTREME

335 CENTRAL AVE
LAWRENCE,NY11559 		  501(C)(3) COMMUNITY ASSISTANCE 2,500

RUACH CHAIM

4 COUNTRY CLUB LANE
AIRMONT,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 500

SATMAR BIKUR CHOLIM

545 BEDFORD AVE
BROOKLYN,NY11211 		  501(C)(3) COMMUNITY ASSISTANCE 430

SHAARAY TEFILOH

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 536

SHEARITH ISRAEL CONGREGATION

5835 PARK HEIGHTS AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 7,200

SHOMREI EMUNAH

6221 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 698

SHORESH

3723 OLD COURT ROAD
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 1,000

SHUVU RETURN

5218 16TH AVE
BROOKLYN,NY11204 		  501(C)(3) COMMUNITY ASSISTANCE 2,180

SLABODKA YESHIVA

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 100

TALMUDICAL ACADEMY

4445 OLD COURT ROAD
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 3,533

TIKVA HOUSE

529 N WASHINGTON STREET
BALTIMORE,MD21205 		  501(C)(3) COMMUNITY ASSISTANCE 1,010

TIKVAH L'DOROS

1614 52ND ST
BROOKLYN,NY11204 		  501(C)(3) RELIGIOUS EDUCATION 360

TORAH INSTITUTE

35 ROSEWOOD LANE
OWINGS MILLS,MD21117 		  501(C)(3) RELIGIOUS EDUCATION 6,740

TZIR CHESSED

1843 53RD ST
BROOKLYN,NY11204 		  501(C)(3) COMMUNITY ASSISTANCE 300

VAAD HARABONIM

221 REGENT DRIVE
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 396

YAD EZRA

185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 1,260

YAD LACHIM

580 5TH AVE
NEW YORK,NY10036 		  501(C)(3) COMMUNITY ASSISTANCE 1,680

YAD MALKA

4403 15TH AVE STE 127
BROOKLYN,NY11219 		  501(C)(3) COMMUNITY ASSISTANCE 680

YAD TOMECH

1520 39TH ST
BROOKLYN,NY11218 		  501(C)(3) COMMUNITY ASSISTANCE 960

YESHIVA AVIR YAAKOV

766 N MAIN ST
SPRING VALLEY,NY10937 		  501(C)(3) RELIGIOUS EDUCATION 500

YESHIVA BETH MOSHE

930 HICKORY ST
SCRANTON,PA18505 		  501(C)(3) RELIGIOUS EDUCATION 5,000

YESHIVA KETANA

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,200

YESHIVA LAVREICHIM METZUYANIM

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 180

YESHIVAS MIR

5227 NEW UTRECHT AVE
BROOKLYN,NY11219 		  501(C)(3) RELIGIOUS EDUCATION 5,500

ZICHRON ISRAEL

121 E9TH STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 3,250

NEW ENGLAND RABBINICAL COLLEGE

262 BLACKSTONE BLVD
PROVIDENCE,RI02906 		  501(C)(3) RELIGIOUS EDUCATION 1,000

ADOPT A SHADCHAN

1188 COUGHLIN STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 505

AHAVAT SHALOM CONGREGATION

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 2,500

SWORDS TO SHEKEL

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 2,500

AHAVAS CHESSED

4812 13TH AVE
BROOKLYN,NY11219 		  501(C)(3) COMMUNITY ASSISTANCE 396

AMERICAN FRIENDS OF KOL TORAH

10 SAM LAW DRIVE
MONSEY,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 5,298

BAIS HATZEDAK

PO BOX 1003
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 750

BETH MEDRASH OF OWINS MILLS

6111 BILTMORE AVE
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 2,000

BINYAN YISROEL

7310 WALLIS AVE
BALTIMORE,MD21208 		  501(C)(3) COMMUNITY ASSISTANCE 500

BOYS TOWN JERUSALEM

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 1,000

CONGREGATION AVODAH BERURAH

187 LAFAYETTE BLVD
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,050

CONGREGATOION ANSHEI WALKER

15 WALKER AVE
BALTIMORE,MD21208 		  501(C)(3) RELIGIOUS EDUCATION 500

ETZ CHAIM

2602 SMITH AVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 1,800

KEDUSHAS LEVY OF BERTICHAV

5823 11TH AVE UNIT 3
BROOKLYN,NY11219 		  501(C)(3) RELIGIOUS EDUCATION 1,100

KOLLEL INTERNATIONAL INC

25 HILLTOP LANE
MONSEY,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 33,000

CONGREGATION EITZ CHAIM KLETZ

1506 RUTH STREET
LAKEWOOD,NJ80701 		  501(C)(3) RELIGIOUS EDUCATION 1,000

CONGREGATION KESSER TORAH

973 CLAIRE DRIVE
LAKEWOOD,NJ80701 		  501(C)(3) RELIGIOUS EDUCATION 1,000

AMERICAN FRIENDS OF RBS

264 COLES WAY
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 360

KAMINETZER YESHIVA

100 VROSS STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,300

TNUCHAMU

2833 SMITH AVE UNIT 119
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 1,000

LANIADO DEVELOPMENT CORP

261 W 35TH STREET
NEW YORK,NY10001 		  501(C)(3) COMMUNITY ASSISTANCE 2,000

YEHUDI

3790 ROYAL PALM AVE
NORTH MIAMI BEACH,FL33140 		  501(C)(3) COMMUNITY ASSISTANCE 500

MESAMCHAI LEV

1364 53RD STREET
BROOKLYN,NY11219 		  501(C)(3) COMMUNITY ASSISTANCE 500

MIFAL CHESSED

1933 50TH ST
BROOKLYN,NY11204 		  501(C)(3) COMMUNITY ASSISTANCE 500

RUN FOR ISRAEL

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 1,000

ZAKA

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 500

YID TO YIDYAD CHAYA

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 600

OHR YAAKOV

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 1,000

MOSDOS KALIV

1336 APPLE BLOSSOM CT
TOMS RIVER,NJ08755 		  501(C)(3) RELIGIOUS EDUCATION 500

ARVEI NACHAL

2511 WILLOW GLEN DRIVE
BALTIMORE,MD21209 		  501(C)(3) RELIGIOUS EDUCATION 450

BAIS DOVID

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,180

TIFERES BACHURIM

189 SADDLE RIVER ROAD
MONSEY,NY10952 		  501(C)(3) RELIGIOUS EDUCATION 500

YAGDIL TORAH

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 3,600

YESHIVA LOMZA

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 500

YESHIVA SHAAREI ORAH

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 3,600

BAIS HAMEDRASH ZICHRON TUVIA

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,000

BAIS HATZDAKAH CORP

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 600

BETH JACOB JERUSALEM

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 3,600

BAYIS NEEMAN

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 600

KUPAS TOM TOV

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 2,400

CONGREGATION BEIS YESUA

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 1,500

YESHIVA MEAH SHEARIM

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 750

KHAL TORAH UTEFILLAH

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) RELIGIOUS EDUCATION 700

CHASDEI MEIR

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 500

CHAVAREINU LREFUAH

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 500

EZRAS YISROEL

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 500

KEREN HATZEDAKA

C/O 185 PINE STREET
LAKEWOOD,NJ08701 		  501(C)(3) COMMUNITY ASSISTANCE 1,140

CHESSED FUND

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 500

SISTER TO SISTER

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 1,000

CHESSED OF LAKEWOOD

6311 GREENSPRING AVE
BALTIMORE,MD21209 		  501(C)(3) COMMUNITY ASSISTANCE 1,000

SIACH YITZCHOK

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) RELIGIOUS EDUCATION 500

KEREN HASHVIIS

C/O 6718 WESTBROOK ROAD
BALTIMORE,MD21215 		  501(C)(3) COMMUNITY ASSISTANCE 500
Total .................................right arrow 3a 333,807
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 29,824  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....     18 580  
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 507,640  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 538,044 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
538,044
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER
Employer identification number

52-6056321
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER 		Employer identification number
52-6056321
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
ALLAN AND DEBBIE GIBBER
6718 WESTBROOK ROAD
 
BALTIMORE, MD21215

$ 167,433


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
2
GUTMAN BROTHERS LTD
 
6311 GREENSPRING AVE
 
BALTIMORE, MD21209

$ 60,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
3
BERNIE AND MIRIAM STEINHARTER
185 PINE STREET
 
LAKEWOOD, NJ08701

$ 25,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER 		Employer identification number

52-6056321
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 600 SHARES OF APPLE STOCK, 260 SHARES OF ALPHABET INC $ 167,433 2024-06-05
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
GUTMAN FAMILY FOUNDATION INC
C/O ALLAN J GIBBER 		Employer identification number

52-6056321
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2024 AccountingFeesSchedule
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
  2,800 1,400   1,400

TY 2024 InvestmentsCorpBondsSchedule
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Name of Bond End of Year Book Value End of Year Fair Market Value
  86,143 88,688

TY 2024 InvestmentsCorpStockSchedule
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Name of Stock End of Year Book Value End of Year Fair Market Value
  259,072 322,563

TY 2024 InvestmentsGovtObligationsSch
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
US Government Securities - End of Year Book Value:

35,992
US Government Securities - End of Year Fair Market Value:

36,320
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2024 InvestmentsOtherSchedule2
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
  AT COST 626,810 712,911

TY 2024 OtherExpensesSchedule
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
BANK CHARGES & INVESTMENT FEES 13,724 13,724   0
OFFICE EXPENSE 876 876   0


TY 2024 OtherIncomeSchedule2
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
  580 580 580


TY 2024 TaxesSchedule
Name:
GUTMAN FAMILY FOUNDATION INC
 
C/O ALLAN J GIBBER
EIN:
52-6056321
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL TAXES 8,102 0   0