| Return Reference | Explanation |
|---|---|
| FORM 990, PART VI, SECTION A, LINE 3 | LINE 3 EXPLANATION - ZENITH AMERICAN IS THE THIRD PARTY ADMINISTRATOR HIRED TO ADMINISTER THE FUND'S DAY-TO-DAY OPERATIONS. |
| FORM 990, PART VI, SECTION A, LINE 8B | THE GOVERNING BODY HAS NO OTHER COMMITTEE THAT HOLDS MEETINGS OR MAKES DECISIONS. |
| FORM 990, PART VI, SECTION B, LINE 11B | THE TRUSTEES AUTHORIZE THE FUND'S THIRD-PARTY ADMINISTRATOR AND A DESIGNATED TRUSTEE TO REVIEW THE FORM 990 BEFORE IT IS FILED. |
| FORM 990, PART VI, SECTION B, LINE 12C | THE TRUSTEES ARE GOVERNED BY THE TRUST DOCUMENT AND HAVE A FIDUCIARY RESPONSIBILTY UNDER ERISA TO ADMINISTER THE PLAN IN THE BEST INTEREST OF THE MEMBERSHIP. THE US DEPARTMENT OF LABOR REQUIRES ALL LABOR TRUSTEES TO REPORT ON FORM LM-30 POTENTIAL SITUATIONS WHERE THERE MAY BE CONFLICTS OF INTEREST. THIS INFORMATION IS OPEN TO THE PUBLIC. |
| FORM 990, PART VI, SECTION B, LINE 15 | THE FUND IS ADMINISTERED BY A THIRD-PARTY ADMINISTRATOR. THERE ARE NO EMPLOYEES OF THE FUND. THE FUND PROVIDES SUPPLEMENT UNEMPLOYMENT BENEFITS TO MEMBERS OF THE FUND UNDER THE TERMS OF THE PLAN DOCUMENT. THESE BENEFITS ARE REQUIRED TO BE REPORTED ON FORM W-2 AS WAGES. |
| FORM 990, PART VI, SECTION C, LINE 19 | A SUMMARY ANNUAL REPORT IS DISTRIBUTED TO ALL PARTICIPANTS. PARTICIPANTS ARE ABLE TO REQUEST THE ACCOUNTANT'S REPORT AND OTHER FINANCIAL INFORMATION FROM THE PLAN ADMINISTRATOR AND/OR THE US DEPARTMENT OF LABOR. ALSO, FORM 5500 IS OPEN TO PUBLIC INSPECTION THROUGH THE US DEPARTMENT OF LABOR. |
| FORM 990, PART XII, LINE 2C | THERE HAS BEEN NO CHANGE IN THE PROCESS FROM THE PRIOR YEAR. |
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