Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
right arrowDo not enter social security numbers on this form as it may be made public.
right arrowGo to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2024
Open to Public Inspection
For calendar year 2024, or tax year beginning 01-01-2024 , and ending 12-31-2024
Name of foundation
B&D FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address)225 WACKER DR 2150
  Room/suite
City or town, state or province, country, and ZIP or foreign postal code
CHICAGO, IL606061224
A Employer identification number

42-1652722
B Telephone number (see instructions)

(312) 621-0590
C right arrow
G Check all that apply:

D 1. Foreign organizations, check here............. right arrow
2. Foreign organizations meeting the 85%
test, check here and attach computation ... right arrow
E right arrow
H Check type of organization:
F right arrow
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)right arrow$6,527,567J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 410,749
2 Check right arrow.............
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 150,890 150,890  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 183,292
b Gross sales price for all assets on line 6a 2,413,421
7 Capital gain net income (from Part IV, line 2)... 183,272
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
5,144 4,748  
12 Total. Add lines 1 through 11........ 750,075 338,910  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule)......... Click to see attachment
List of Attached Documents:
// Content
2,449 0   2,449
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
52,397 52,397   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
12,109 2,109   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
7,233 6,167   820
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 74,188 60,673   3,269
25 Contributions, gifts, grants paid....... 118,850 228,850
26 Total expenses and disbursements. Add lines 24 and 25 193,038 60,673   232,119
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 557,037
b Net investment income (if negative, enter -0-) 278,237
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2024)
Form 990-PF (2024)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 104,211 443,782 443,768
2 Savings and temporary cash investments.........      
3 Accounts receivable right arrow  
Less: allowance for doubtful accounts right arrow        
4 Pledges receivable right arrow  
Less: allowance for doubtful accounts right arrow        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule) right arrow  
Less: allowance for doubtful accounts right arrow        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 4,883,732 Click to see attachment
List of Attached Documents:
// Content
4,915,027 		5,543,495
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 495,538 Click to see attachment
List of Attached Documents:
// Content
323,134 		290,304
14 Land, buildings, and equipment: basis right arrow  
Less: accumulated depreciation (attach schedule) right arrow        
15 Other assets (describe right arrow) Click to see attachment
List of Attached Documents:
// Content
0 		Click to see attachment
List of Attached Documents:
// Content
250,000 		Click to see attachment
List of Attached Documents:
// Content
250,000
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 5,483,481 5,931,943 6,527,567
Liabilities 17 Accounts payable and accrued expenses.......... 11,908 12,691
18 Grants payable................. 130,000 20,000
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe right arrow)    
23 Total liabilities (add lines 17 through 22)......... 141,908 32,691
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here right arrow
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here right arrow
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 5,341,573 5,899,252
29 Total net assets or fund balances (see instructions)..... 5,341,573 5,899,252
30 Total liabilities and net assets/fund balances (see instructions). 5,483,481 5,931,943
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
5,341,573
2
Enter amount from Part I, line 27a .....................
2
557,037
3
Other increases not included in line 2 (itemize) right arrowClick to see attachment
List of Attached Documents:
// Content
3
642
4
Add lines 1, 2, and 3 ..........................
4
5,899,252
5
Decreases not included in line 2 (itemize) right arrow
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, column (b), line 29 .
6
5,899,252
Form 990-PF (2024)
Form 990-PF (2024)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a WHI NFP FUND, LLC P 2024-01-01 2024-12-31
b WHI PRIVATE EQUITY MANAGERS FUND IV, L.P. P 2024-01-01 2024-12-31
c PUBLICLY TRADED SECURITIES   2024-01-01 2024-12-31
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a       -14,007
b       789
c 2,413,421   2,216,931 196,490
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -14,007
b       789
c       196,490
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 183,272
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here right arrow and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 3,867
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,867
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,867
6 Credits/Payments:
a 2024 estimated tax payments and 2023 overpayment credited to 2024 6a 18,772
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 18,772
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......right arrow 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...right arrow 10 14,905
11 Enter the amount of line 10 to be: Credited to 2025 estimated taxright arrow14,905 Refundedright arrow 11 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. right arrow$ 0(2) On foundation managers.right arrow$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.right arrow$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
Yes
 
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
Yes
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
right arrowIL
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2024 or the taxable year beginning in 2024? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressright arrowN/A
14
The books are in care ofright arrowWILLIAM HARRIS INVESTORS INC Telephone no.right arrow (312) 621-0876

Located atright arrow225 WACKER DR 2150CHICAGOIL ZIP+4right arrow606061224
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........right arrow
and enter the amount of tax-exempt interest received or accrued during the year ........right arrow
15
 
16 At any time during calendar year 2024, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country right arrow
Form 990-PF (2024)
Form 990-PF (2024)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........right arrow
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2024? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2024, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2024?....................
2a
 
No
If "Yes," list the years right arrow20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
right arrow20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2024 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Schedule C, Form 4720, to determine
if the foundation had excess business holdings in 2024.) .....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2024? ..
4b
 
No
Form 990-PF (2024)
Form 990-PF (2024)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........right arrow
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
DONNA E BARROWS PRESIDENT/DIRECTOR
1.00 		0 0 0
225 WACKER DR 2150
CHICAGO,IL606061224
SAMUEL BARROWS VICE PRESIDENT/DIRECTOR
1.00 		0 0 0
225 WACKER DR 2150
CHICAGO,IL606061224
CHARLES JACOB BARROWS VICE PRESIDENT/DIRECTOR
1.00 		0 0 0
225 WACKER DR 2150
CHICAGO,IL606061224
TED ABRAHAM BARROWS VICE PRESIDENT/DIRECTOR
1.00 		0 0 0
225 WACKER DR 2150
CHICAGO,IL606061224
LAUREN K MACDONALD TREASURER
1.00 		0 0 0
225 WACKER DR 2150
CHICAGO,IL606061224
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................right arrow 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
WILLIAM HARRIS INVESTORS INC ACCOUNTING AND INVESTMENT SERVICES 51,614
225 W WACKER DR SUITE 2150
CHICAGO,IL60606
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1 B & D FOUNDATION MADE A LOAN TO THE NATIONAL PUBLIC HOUSING MUSEUM. THE PROCEEDS OF THE LOAN WILL BE USED TO ACCOMPLISH THE NATIONAL PUBLIC HOUSING MUSEUM'S CHARITABLE PURPOSES. 250,000
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................right arrow250,000
Form 990-PF (2024)
Form 990-PF (2024)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
5,634,903
b
Average of monthly cash balances.......................
1b
275,169
c
Fair market value of all other assets (see instructions)................
1c
338,299
d
Total (add lines 1a, b, and c).........................
1d
6,248,371
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
6,248,371
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
93,726
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
6,154,645
6
Minimum investment return. Enter 5% (0.05) of line 5................
6
307,732
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here right arrow and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
307,732
2a
Tax on investment income for 2024 from Part V, line 5 .......
2a
3,867
b
Income tax for 2024. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
3,867
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
303,865
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
303,865
6
Deduction from distributable amount (see instructions).................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
303,865
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, column (d), line 26 ..........
1a
232,119
b
Program-related investments—total from Part VIII-B..................
1b
250,000
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
482,119
Form 990-PF (2024)
Form 990-PF (2024)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2023 		(c)
2023 		(d)
2024
1 Distributable amount for 2024 from Part X, line 7 303,865
2 Undistributed income, if any, as of the end of 2024:
a Enter amount for 2023 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2024:
a From 2019...... 223,348
b From 2020...... 342,883
c From 2021......  
d From 2022......  
e From 2023......  
f Total of lines 3a through e ........ 566,231
4Qualifying distributions for 2024 from Part
XI, line 4: right arrow$ 482,119
a Applied to 2023, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions)..... 		0
c Treated as distributions out of corpus (Election
required—see instructions)........ 		0
d Applied to 2024 distributable amount..... 303,865
e Remaining amount distributed out of corpus 178,254
5 Excess distributions carryover applied to 2024. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 744,485
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2023. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2024. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2025 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2019 not
applied on line 5 or line 7 (see instructions) ... 		223,348
9 Excess distributions carryover to 2025.
Subtract lines 7 and 8 from line 6a ...... 		521,137
10 Analysis of line 9:
a Excess from 2020.... 342,883
b Excess from 2021....  
c Excess from 2022....  
d Excess from 2023....  
e Excess from 2024.... 178,254
Form 990-PF (2024)
Form 990-PF (2024)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2024, enter the date of the ruling ...... right arrow
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2024 (b) 2023 (c) 2022 (d) 2021
         
b 85% (0.85) of line 2a .........          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, b, or c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
DONNA E BARROWS
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here right arrow if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, b, c, and d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2024)
Form 990-PF (2024)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AMERICAN JEWISH WORLD SERVICE

45 W 36TH STREET
NEW YORK,NY10018 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 20,000

CAMP NEBAGAMON

PO BOX 429 LK
NEBAGAMON,WI54849 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 10,000

CHICAGO SINAI CONGREGATION

15 W DELAWARE PL
CHICAGO,IL60610 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 9,700

CHICAGO SINAI CONGREGATION

15 W DELAWARE PL
CHICAGO,IL60610 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 10,000

CHICAGO SINAI CONGREGATION

15 W DELAWARE PL
CHICAGO,IL60610 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 10,000

CHICAGO YOUTH CENTERS

218 S WABASH AVENUE SUITE 510
CHICAGO,IL60604 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 5,000

FAMILY FOCUS

5467 S UNIVERSITY
CHICAGO,IL60615 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 2,500

GREATER CHICAGO FOOD DEPOSITORY

4100 W ANN LURIE PL
CHICAGO,IL60632 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 1,000

JEWISH UNITED FUND OF METROPOLITAN CHICAGO

30 S WELLS STREET
CHICAGO,IL60606 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 5,000

LITTLE SAMARITAN MISSION

PO BOX 430
HALLANDALE,FL33008 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 8,000

NATIONAL PUBLIC HOUSING MUSEUM (NPHM)

625 NORTH KINGSBURY STREET
CHICAGO,IL60654 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 9,650

NEW ISRAEL FUND

PO BOX 70358
WASHINGTON,DC191760358 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 1,000

SOUTHERN POVERTY LAW CENTER INC

400 WASHINGTON AVENUE
MONTGOMERY,AL36104 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 5,000

SOUTHSIDE CENTER OF HOPE (FKA ST MARTIN DE PORRES HOUSE OF HOPE)

820 SOUTH INDEPENDENCE BOULEVARD
CHICAGO,IL60624 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 1,000

SPERTUS INSTITUTE FOR JEWISH LEARNING AND LEADERSHIP

610 S MICHIGAN AVENUE
CHICAGO,IL60605 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 100,000

SPERTUS INSTITUTE FOR JEWISH LEARNING AND LEADERSHIP

610 S MICHIGAN AVENUE
CHICAGO,IL60605 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 20,000

UNIVERSITY OF CHICAGO - CROWN FAMILY SCHOOL OF SOCIAL WORK POLICY AND PRAC

5235 S HARPER COURTH 4TH FLOOR
CHICAGO,IL60615 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 10,000

WOMEN'S EQUITY IN ACCESS TO CARE & TREATMENT (WE-ACTX)

584 CASTRO ST PMB 416
SAN FRANCISCO,CA94114 		N/A PC GENERAL OPERATING SUPPORT/ANNUAL GIFT 1,000
Total .................................right arrow 3a 228,850
bApproved for future payment
Total ................................. right arrow 3b 0
Form 990-PF (2024)
Form 990-PF (2024)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 150,890  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....     14 4,879  
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 183,292  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aUBI INCOME FROM PASSTHROUGH 		901101 265      
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 265 339,061 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
339,326
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2024)
Form 990-PF (2024)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
right arrow right arrow
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Print/Type preparer's name Preparer's Signature Date Check if self-
employed right arrow		 PTIN
Firm's name Right Arrow
 Firm's EIN Right Arrow
Firm's address Right Arrow


 Phone no.
Form 990-PF (2024)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

right arrow Attach to Form 990, 990-EZ, or 990-PF.
right arrow Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
B&D FOUNDATION
 
Employer identification number

42-1652722
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... Right Arrow $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025) Page 2
Name of organization
B&D FOUNDATION
  		Employer identification number
42-1652722
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
SUMMIT CHARITABLE LEAD TRUST
 
225 WACKER DR 2150
 
CHICAGO, IL606061224

$ 410,749


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
B&D FOUNDATION
  		Employer identification number

42-1652722
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
B&D FOUNDATION
  		Employer identification number

42-1652722
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2024 InvestmentsCorpStockSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Name of Stock End of Year Book Value End of Year Fair Market Value
ABBOTT LABS 3,986 4,185
ACCENTURE PLC 3,300 3,870
ADOBE SYSTEMS 3,388 3,113
ADT INC DEL COM 708 663
AFLAC INC 1,328 1,965
AGILENT TECHNOLOGIES 1,183 1,343
AGIOS PHARMACEUTICALS INC 471 657
AIR LEASE CORP 635 723
AIRBNB, INC. 1,858 1,840
AKAMAI TECHNOLOGIES 1,280 1,243
ALBEMARLE CORP 1,085 947
ALLSTATE CORP 890 1,542
ALPHABET, INC CL C 7,011 11,046
ALPHABET, INC CL A 14,009 20,066
AMERICAN EXPRESS 2,522 4,452
AMERICAN INTL GROUP, INC 1,780 2,257
AMERICAN TOWER CORP NEW COM 2,127 2,018
AMERIPRISE FINL, INC 1,675 2,662
AON PLC SHS CL A COM USD0.01 1,319 1,437
API GROUP CORP COM STK 595 755
APOLLO GLOBAL MGMT INC COM 1,872 2,973
APPLE, INC 37,202 49,082
APPLIED MATERIALS 2,795 3,090
APTIV PLC ORD USD0.01 1,236 1,089
ARDMORE SHIPPING CORP COM USD0.01 770 644
ARISTA NETWORKS INC COM SHS 929 2,653
ARTHUR J GALLAGHER & CO 1,518 1,987
AT&T, INC 3,019 3,962
AUTODESK INC 1,073 1,478
AUTOMATIC DATA PROCESSING 2,668 3,513
AUTOZONE, INC 2,990 3,202
BALL CORP 851 827
BARNES GROUP INC. 644 1,323
BECTON DICKINSON 469 454
BEST BUY CO, INC 678 772
BJS WHSL CLUB HLDGS INC COM 1,341 1,519
BLACKROCK INC REG SHS 4,303 5,126
BLACKSTONE INC 2,968 3,621
BLOCK, INC 831 1,105
BLUE OWL CAPITAL INC COM CL A 907 1,070
BLUEPRINT MEDICINES CORP. 552 785
BOOKING HOLDINGS INC. 2,709 4,968
BOR GWARNER AUTOMOTIVE INC 1,068 1,017
BOSTON SCIENTIFC 2,840 4,377
BROADCOM INC. 6,046 15,765
BROADRIDGE FINANCIAL SOLUTION INC COM 808 1,130
BROWN & BROWN INC 791 816
BROWN-FORMAN CORP 1,238 1,018
CACTUS INC CLASS A 806 817
CADENCE DESIGN SYSTEMS INC 1,371 1,803
CALVERT INTERNTL RESPONSIBLE INDEX I 268,555 257,476
CALVERT US LRG CAP CORE RESPNSBL INDX I 227,484 484,366
CAMPBELL SOUP CO 843 754
CAPITAL ONE FIN'L CORP 1,454 1,783
CARLISLE COS INC 953 1,107
CARRIER GLOBAL CORPORATION 1,268 1,707
CARVANA CO 508 813
CATERPILLAR, INC 2,737 3,990
CAVA GROUP INC COM 696 564
CBOE GLOBAL MARKETS INC 925 1,172
CBRE GROUP INC. 1,082 1,707
CH ROBINSON WORLDWIDE, INC 762 723
CHAMPIONX CORPORATION COM 750 761
CHARLES SCHWAB CORP 1,982 2,516
CHARTER COMMUNICATIONS, INC. 1,094 1,028
CHESAPEAKE UTILITIES CORP. 818 849
CHIPOTLE MEXICAN GRILL, INC 2,060 3,015
CHUBB LTD. 3,236 3,592
CHURCH & DWIGHT, INC 1,556 1,675
CIGNA CORP 2,268 2,209
CINTAS CORP 2,085 2,923
CISCOSYSTEMS 4,043 4,736
CITIZENS FINANCIAL GROUP 1,114 1,532
CLEAN HARBORS INC 1,005 1,151
CLOROX COMPANY 889 974
CLOUDFLARE INC CL A COM 1,196 1,831
CME GROUP, INC 2,537 3,019
COCA-COLA CONSOLIDATED INC. 1,108 1,260
COGNIZANT TECHNOLOGY SOLUTIONS CORP 710 846
COLGATE PALMOLIVE 2,017 1,818
COLUMBIA STRATEGIC INCOME FUND CL I2 156,467 156,048
COMCAST CORP-CL A 4,265 4,053
CONAGRA BRANDS 809 805
CONSTELLATION BRANDS INC. 2,196 1,989
CONSTELLIUM SE (FRANCE) EUR0.02 CLASS A 1,145 986
COPART, INC 1,633 2,066
CORNING INC 1,206 1,758
COTY INC 826 745
COUPANG INC CL A 1,014 1,319
CRINETICS PHARMACEUTICALS INC COM 711 818
CROWDSTRIKE HOLDINGS INC. CLASS A 1,308 1,711
CROWN CASTLE INTERNATIONAL CORP 972 817
DANAHER 2,719 2,296
DATADOG INC CL A COM 805 1,143
DECKERS OUTDOOR CORP. 608 1,219
DEERE & CO 2,441 2,542
DELL TECHNOLOGIES INC CL C 1,124 1,152
DENALI THERAPEUTICS INC COM 609 795
DEXCOM INC. 1,012 1,089
DICKS SPORTING GOODS, INC 568 1,144
DIGITAL REALTY TRUST INC. 874 1,419
DISNEY (WALT) HOLDING CO 3,871 4,788
DOMINI INTERNATIONAL SOCIAL EQUITY FD CL I 153,382 179,789
DOORDASH INC. - A 1,264 2,516
DORMAN PRODUCTS INC. 692 777
DOVER CORP 1,038 1,313
DUOLINGO INC CL A COM 588 648
EBAY, INC 1,036 1,487
ECOLAB, INC 2,041 2,578
ELECTRONIC ARTS INC. 1,234 1,317
ELEMENT SOLUTIONS INC. 784 966
ELEVANCE HEALTH INC 3,100 2,213
ELI LILLY 6,419 10,036
EMERSON ELECTRIC 1,643 2,231
EQUINIX INC 1,540 1,886
EQUITABLE HOLDINGS INC. 754 1,274
EQUITY RESIDENTIAL PPTYS TR 705 861
ESCO TECHNOLOGIES INC 844 1,066
ESTEE LAUDER 1,365 1,125
EVERSOURCE ENERGY 2,693 2,469
EVOLUTION PETE CORP COM 1,490 1,491
EXCELERATE ENERGY INC CL A COM 768 1,543
EXELON CORP. 3,086 3,011
EXPEDIA, INC 950 1,491
EXPEDITORS INTL WASH INC 844 775
FAIR ISAAC CORP 915 1,991
FASTENAL COM STK USD0.01 1,104 1,294
FERGUSON ENTERPRISES INC COM 1,121 1,215
FIDELITY NATIONAL INFORMATION 953 1,454
FISERV, INC 2,376 3,903
FMC CORP 837 681
FORTIVE CORPORATION 1,001 1,050
FOX CORP CL B COM 1,004 1,189
GARMIN LTD COM CHF10.00 1,321 1,650
GARTNER INC 788 969
GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 930 938
GENERAL MILLS, INC 1,378 1,339
GENTHERM INC 789 759
GENUINE PARTS CO COM USD1.00 1,959 1,635
GLOBAL BUSINESS TRAVEL GROUP COM CL A 645 789
GLOBE LIFE INC COM 945 1,338
GODADDY INC CL A 1,369 2,763
GOODYEAR TIRE &RUBBER CO COM NPV 697 738
GXO LOGISTICS INCORPORATED COMMON STOCK 918 783
HARTFORD FINANCIAL SVCS 1,106 1,313
HCA HEALTHCARE INC COM 1,706 1,801
HECLA MINING CO 911 776
HOME DEPOT 6,311 7,780
HOST HOTELS & RESORTS, INC 878 894
HP INC 737 848
HUBBELL INC COM 1,355 1,257
HUNTINGTON BANC 1,259 1,822
IAC INTERACTIVECORP NEW COM NEW 1,193 992
IBM CORP 2,731 4,397
ILLINOIS TOOL WORKS, INC 2,986 3,043
ILLUMINA INC 864 802
INGERSOLL RAND INC COM 1,606 2,081
INGREDION INC COM USD0.01 847 963
INTEL CORP 2,784 1,865
INTERACTIVE BROKERS GROUP INC COM CL A 1,041 1,237
INTERNATIONAL FLAVOR & FRAGRANCES INC. 985 1,099
INTUIT, INC 3,049 3,143
INTUITIVE SURGICAL, INC 2,649 4,176
IQVIA HOLDINGS INC. 1,688 1,572
IRON MTN INC DEL COM 947 1,472
ISHARES CORE US AGGREGATE BOND FUND 187,835 181,978
ISHARES TR BARCLAYS 7 10 YR 157,558 152,543
JEFFERIES FINL GROUP INC COM 1,141 2,038
JOHN HANCOCK SEAPORT FUND CL I 217,440 226,056
JOHNSON CONTROLS INTERNATIONAL PLC COM USD1.00 1,248 1,579
KEURIG DR PEPPER INC COM 2,001 2,024
KEYCORP. 840 1,217
KIMBERLY CLARK 1,413 1,310
KLA CORP 1,527 1,890
KNIGHT-SWIFT TRANSN HLDGS INC CL A 992 1,008
KODIAK GAS SVCS INC COM 853 1,266
KOSMOS ENERGY LTD COM 4,229 2,801
KRYSTAL BIOTECH INC COM 637 627
LAM RESH CORP 1,922 2,167
LAMB WESTON HLDGS INC COM 1,117 1,337
LEAR CORP 2,136 1,610
LENNAR CORP COM USD0.10 CLASS B 1,296 1,057
LIBERTY MEDIA CORP DEL COM LBTY ONE S C 1,210 1,390
LIVE NATION ENTERTAINMENT INC COM USD0.01 1,070 1,166
LOAR HOLDINGS INC COM SHS 868 739
LOEWS CORP COM USD0.01 1,855 2,541
LULULEMON ATHLETICA INC. 916 1,147
M &T BANK CORP COM USD0.50 983 1,504
MAPLEBEAR INC COM 847 787
MARTIN MAR MTLS 1,154 1,033
MARVELL TECHNOLOGY INC COM 1,227 2,209
MASTERCARD, INC CL A 5,417 7,372
MATCH GROUP INC. 676 589
MCCORMICK-N/V 1,020 1,144
MEDTRONIC PLC SHS 2,643 2,636
MERCK & CO 4,492 3,979
METLIFE, INC 1,285 1,883
METTLER-TOLEDO 1,283 1,224
MFS GLOBAL ALTERNATIVE STRAT I 56,909 56,107
MFS GLOBAL ALTERNATIVE STRAT R6 256,657 274,695
MICRON TECH 1,574 1,936
MICROSOFT 35,150 42,993
MINERALS TECHNOLOGIES INC 699 762
MODINE MANUFACTURING CO 820 927
MOLSON COORS BEVERAGE CO. 963 1,032
MONDELEZ INTL INC CL A 3,892 3,345
MONOLITHIC POWER SYSTEMS INC. 645 592
MOODY'S CORP 2,029 2,840
NASDAQ INC COM STK 1,098 1,624
NEW JERSEY RES CORP COM 873 1,026
NIKE, INC CL B 2,139 2,043
NOBLE CORPORATION PLC COM USD0.0001 CL A 1,750 1,413
NORDIC AMERICAN TANKERS LIMITE COM 1,055 743
NORTHERN TRUST CORP 1,005 1,230
NOV INC COM 1,193 1,080
NVENT ELECTRIC PLC COM USD0.01 767 954
NVIDIA CORPORATION 15,374 43,644
OKTA, INC CL A 929 1,024
OMNICOM GROUP, INC 915 774
ONE GAS INC COM USD0.01 841 900
ORACLE CORP 3,083 4,833
ORMAT TECHNOLOGIES INC 915 813
OTIS WORLDWIDE CORP COM 1,328 1,389
OWENS CORNING COM USD0.01 856 852
PACCAR INC COM USD1.00 1,657 2,080
PACTIV EVERGREEN INC COM 649 961
PALO ALTO NETWORKS, INC. 1,811 2,547
PARNASSUS CORE EQUITY FUND I 290,024 383,843
PARNASSUS ENDEAVOR I 100,736 146,898
PATRICK INDS INC COM 841 831
PAYCHEX, INC 1,349 1,683
PAYPAL HOLDINGS, INC 1,268 1,622
PHINIA INC COMMON STOCK 731 771
PNC FINANCIAL SERVICES 2,482 3,664
PPG INDS INC 1,907 1,672
PRINCIPAL FINANCIAL GROUP, INC 900 929
PROGRESSIVE CORP OF OHIO 2,034 3,594
PROLOGIS INC. COM 2,382 2,114
PUBLIC STORAGE 1,380 1,497
PULTE HOMES, INC 1,163 1,416
QUALCOMM 2,676 3,380
QUANTA SERVICES, INC 1,493 2,212
RAYMOND JAMES 938 1,398
RBC IMPACT BOND FUND CLASS I 1,055,319 1,043,428
REGENERON PHARMACEUTICALS INC. 3,757 2,849
REGIONS FINANCIAL CORP. 1,283 1,693
RELIANCE STEEL & ALUMINUM CO 1,668 1,616
RESMED, INC 979 1,143
REX AMERICAN RES CORP COM 926 1,001
RIVIAN AUTOMOTIVE INC COM CL A 837 1,131
ROCKWELL AUTOMATION INC. 1,122 1,143
ROPER INDS 1,513 1,560
RPM INTERNATIONAL INC 853 984
S&P GLOBAL INC 4,329 5,478
SALESFORCE.COM 4,011 6,018
SEMPRA ENERGY 4,330 5,175
SERVICENOW INC. 2,901 5,301
SIMON PPTY GROUP, INC 1,443 1,722
SMUCKER J M CO 707 661
SMURFIT WESTROCK LIMITED ORD USD0.001 (DI) 950 1,131
SPOTIFY TECHNOLOGY SA 779 2,237
STANLEY BLACK & DECKER 829 642
STATE STREET CORP 1,021 1,374
STRYKER CORP 2,721 3,240
SYSCO CORP 2,848 2,982
T MOBILE US INC 2,533 3,973
TAKE-TWO INTERACTIVE SOFTWARE INC 1,205 1,473
TEEKAY TANKERS LTD (BM) COM USD0.01 CL 1,125 796
TEXAS INSTRUMENTS 3,607 3,750
TEXAS PACIFIC LAND CORPORATION COM 1,624 2,212
THERMO FISHER SCIENTIFIC, INC. 4,676 4,682
THOR INDUSTRIES INC 946 861
TJX COS INC 3,871 4,832
TKO GROUP HOLDINGS INC CL A 689 853
TOPBUILD CORP. 606 623
TRACTOR SUPPLY CO 1,079 1,327
TRADEWEB MKTS INC CL A 715 1,047
TRANE TECHNOLOGIES PLC 1,995 2,216
TRANSUNION COM 758 927
TRAVELERS COMPANIES, INC 1,408 1,927
TRILLIUM ESG GLOBAL EQUITY FUND INSTL 329,491 360,719
TRUIST FINL CORP COM 1,377 1,909
TWILIO INC. CLASS A 1,099 1,837
U HAUL HOLDING COMPANY COM SER N 768 961
UBER TECHNOLOGIES INC. 3,180 2,835
UBS INTL SUSTAINABLE EQUITY FUND 358,612 383,264
UGI CORP 1,023 1,270
UNITEDHEALTH GROUP 7,327 7,588
US BANCORP, INC 3,007 3,300
V2X INC COM 823 765
VAALCO ENERGY INC ISIN 1,560 1,263
VAXCYTE INC COM 1,227 1,146
VEEVA SYSTEMS INC. CLASS A 994 1,051
VENTAS REIT 718 648
VERALTO CORP COM SHS 684 917
VERISIGN, INC 542 621
VERISK ANALYTICS INC. 903 1,102
VERIZON COMMUNICATIONS 3,303 3,639
VERTIV HOLDINGS CO COM CL A 572 1,704
VIRTUS KAR LONG/SHORT EQUITY FUND CL I 138,617 145,113
VISA, INC 6,309 8,533
VISTEON CORP COM NEW 1,356 1,153
VIVALDI MERGER ARBITRAGE FUND CL I 385,010 381,581
VULCAN MATERIALS 1,608 1,801
WABTEC COM 1,500 2,275
WATSCO INC 729 948
WEATHERFORD INTL PLC ORD SHS NEW ISIN 793 788
WELLTOWER INC. 1,723 2,269
WEST PHARMACEUTICAL SERVICES 925 983
WESTERN DIGITAL CORP 575 775
WILLIS TOWERS WATSON PLC 607 940
WORKDAY INC. CLASS A 1,139 1,290
WYNDHAM HOTELS & RESORTS INC. 769 1,008
YELP INC 996 1,122
ZOETIS INC. 1,883 1,792

TY 2024 InvestmentsOtherSchedule2
Name:
B&D FOUNDATION
EIN:
42-1652722
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
WHI MORULA FUND II, L.P. AT COST 23,947 8,895
WHI NFP FUND, LLC AT COST 186,712 215,943
WHI PRIVATE EQUITY MANAGERS FUND IV AT COST 16,404 13,353
WHI REAL ESTATE PARTNERS III H FAM REP PF AT COST 96,071 52,113

TY 2024 LegalFeesSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
LEGAL FEES 2,449 0   2,449


TY 2024 OtherAssetsSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
THE NATIONAL PUBLIC HOUSING MUSEUM LOAN (PRI)   250,000 250,000


TY 2024 OtherExpensesSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
OTHER EXPENSES FROM PASSTHROUGHS 6,136 6,136   0
FILING FEES 170 0   170
NON-DEDUCTIBLE EXPENSES 246 0   0
BANK FEES 31 31   0
EVENT EXPENSES 650 0   650


TY 2024 OtherIncomeSchedule2
Name:
B&D FOUNDATION
EIN:
42-1652722
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
OTHER INCOME FROM PASSTHROUGH 4,748 4,748 4,748
NON TAXABLE INCOME 131 0 131
UBI INCOME FROM PASSTHROUGH 265   265


TY 2024 OtherIncreasesSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Description Amount
OTHER INCREASE 642


TY 2024 OtherProfessionalFeesSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FINANCIAL SERVICES FEES 25,500 25,500   0
INVESTMENT ADVISORY FEES 26,897 26,897   0


TY 2024 TaxesSchedule
Name:
B&D FOUNDATION
EIN:
42-1652722
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FEDERAL TAX PAYMENTS 10,000 0   0
FOREIGN TAXES 2,109 2,109   0