Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
DIME BANK FOUNDATION INC
 
Number and street (or P.O. box number if mail is not delivered to street address) 290 SALEM TURNPIKE
 
Room/suite
City or town
NORWICH
State or province
CT
Country  
ZIP or foreign postal code
06360
A Employer identification number

06-1507800
B Telephone number (see instructions)

8608594300
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$7,548,259
J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books
(b) Net investment
income
(c) Adjusted net
income
(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 2,100
2 Check .................
3 Interest on savings and temporary cash investments 399 399  
4 Dividends and interest from securities... 132,105 132,105  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 116,474
b Gross sales price for all assets on line 6a 168,199
7 Capital gain net income (from Part IV, line 2)... 116,474
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 251,078 248,978 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... 2,100 0 0 2,100
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... 3,461 0 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 5,561 0 0 2,100
25 Contributions, gifts, grants paid....... 301,206 282,206
26 Total expenses and disbursements. Add lines 24 and 25 ................ 306,767 0 0 284,306
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -55,689
b Net investment income (if negative, enter -0-) 248,978
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)
Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 2,156 2,385 2,385
2 Savings and temporary cash investments......... 31,898 26,843 26,843
3 Accounts receivable 6,667
Less: allowance for doubtful accounts   6,344 6,667 6,667
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 5,655,765 Click to see attachment
List of Attached Documents:
// Content
6,426,296
6,426,296
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 970,227 Click to see attachment
List of Attached Documents:
// Content
1,086,068
1,086,068
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 6,666,390 7,548,259 7,548,259
Liabilities 17 Accounts payable and accrued expenses.......... -52 -591
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... -52 -591
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 6,666,442 7,548,850
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 6,666,442 7,548,850
30 Total liabilities and net assets/fund balances (see instructions). 6,666,390 7,548,259
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
6,666,442
2
Enter amount from Part I, line 27a .....................
2
-55,689
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
938,097
4
Add lines 1, 2, and 3 ..........................
4
7,548,850
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
7,548,850
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)
(b)
How acquired
P—Purchase
D—Donation
(c)
Date acquired
(mo., day, yr.)
(d)
Date sold
(mo., day, yr.)
1 a MCDONALDS CORP P 2009-08-14 2025-04-30
b VISA INC P 2009-10-20 2025-04-30
c GOOGLE CLASS C P 2014-04-03 2025-07-30
d INTEL CORP P 2015-05-01 2025-07-30
e BANK OF AMERICA P 2011-10-27 2025-07-30
AVAGO TECHNOLOGIES LIMITED (BROADCOM) P 2015-05-01 2025-12-10
GOOGLE CLASS C P 2014-04-03 2025-12-10
JP MORGAN CHASE (MERGER WITH BANK ONE) P 2006-12-28 2025-12-10
MATTHEWS INDIA FUND P 2024-01-01 2025-12-18
(e)
Gross sales price
(f)
Depreciation allowed
(or allowable)
(g)
Cost or other basis
plus expense of sale
(h)
Gain or (loss)
(e) plus (f) minus (g)
a 9,420   1,655 7,765
b 16,940   949 15,991
c 19,563   1,478 18,085
d 24,202   42,509 -18,307
e 16,612   2,342 14,270
40,941   1,190 39,751
31,836   1,478 30,358
3,069   124 2,945
5,616     5,616
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69
(j)
Adjusted basis
as of 12/31/69
(k)
Excess of col. (i)
over col. (j), if any
a       7,765
b       15,991
c       18,085
d       -18,307
e       14,270
      39,751
      30,358
      2,945
      5,616
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7
Bracket 2 116,474
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 .........................
Bracket 3 0
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 3,461
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 3,461
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 3,461
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 4,052
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 4,052
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10 591
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax0 Refunded 11 591
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
 
No
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
CT
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressWWW.DIME-BANK.COM
14
The books are in care ofJOHN LUND Telephone no. (860) 859-4300

Located at290 SALEM TURNPIKENORWICHCT ZIP+406360
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position
(c) Compensation
(If not paid, enter
-0-)
(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
NICHOLAS CAPLANSON PRESIDENT
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
JOHN LUND VICE PRESIDENT, TREASURER
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
DEIRDRE SULLIVAN SECRETARY
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
DR MARK E TRAMONTOZZI DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
LEE-ANN GOMES DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
STEVEN L BOKOFF DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
PETER MANERI DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
BONNIE STEWART DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
PAUL MAXFIELD DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
JENNY WRONOWSKI DIRECTOR
1.00
0 0 0
290 SALEM TURNPIKE
NORWICH,CT06360
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position
(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation
(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
7,043,581
b
Average of monthly cash balances.......................
1b
58,644
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
7,102,225
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
7,102,225
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
106,533
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
6,995,692
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
349,785
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
349,785
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
3,461
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
3,461
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
346,324
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
346,324
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
346,324
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
284,306
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
284,306
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus
(b)
Years prior to 2024
(c)
2024
(d)
2025
1 Distributable amount for 2025 from Part X, line 7 346,324
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 35,461
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 284,306
a Applied to 2024, but not more than line 2a 35,461
b Applied to undistributed income of prior years
(Election required—see instructions) .....
0
c Treated as distributions out of corpus (Election
required—see instructions) ........
0
d Applied to 2025 distributable amount..... 248,845
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b ..........
0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed......
0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ...........
0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions .............
0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 ..........
97,479
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) .......
0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ...
0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ......
0
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed ..........
Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed .....
         
d Amounts included in line 2c not used directly
for active conduct of exempt activities ..........
         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c ....
         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)
         
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed ..
         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) ....
         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii)....
         
(3) Largest amount of support
from an exempt organization
         
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
DEIRDRE SULLIVAN SECRETARY
290 SALEM TURNPIKE
NORWICH,CT06360
(860) 859-4300
DSULLIVAN@DIME-BANK.COM
bThe form in which applications should be submitted and information and materials they should include:
WRITTEN GRANT APPLICATION
cAny submission deadlines:
SEE APPLICATION DEADLINE ON OUR WEBSITE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
GEOGRAPHIC AREA SERVED BY THE DIME BANK
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
Foundation
status of
recipient
Purpose of grant or
contribution
Amount
Name and address (home or business)
aPaid during the year

BIKES FOR KIDS

PO BOX 94
CENTERBROOK,CT06409
UNRELATED   HELMETS AND LOCKS FOR KIDS WHO RECEIVE BIKES IN DIME'S SERVICE AREA. 1,000

READ TO GROW INC

53 SCHOOL GOUND RD UNIT 3
BRANFORD,CT06405
UNRELATED   SUPPORT FOR THE BOOKMOBILE. 1,000

EASTERN CONNECTICUT BALLET

435 BOSTON POST RD
EAST LYME,CT06333
UNRELATED   SUPPORT FOR THE NUTCRACKER FREE SCHOOLCHILDREN'S PERFORMANCES. 1,500

NORWICH HOUSING AUTHORITY

10 WESTWOOD PARK
NORWICH,CT06360
UNRELATED   PARTIAL FUNDING FOR THE COST OF PROVIDING A PART-TIME RESIDENT SERVICES COORDINATOR. 1,500

CONNECTICUT RADIO INFORMATION SYSTEM

315 WINDSOR AVE
WINDSOR,CT06095
UNRELATED   AUDIO RECORDING SERVICES FOR THE BLIND OR PRINT-CHALLENGED. 2,000

EASTERN CT SYMPHONY ORCHESTRA

289 STATE ST
NEW LONDON,CT06320
UNRELATED   FOSTER, PROMOTE, AND INCREASE THE MUSICAL KNOWLEDGE AND APPRECIATION OF THE GENERAL PUBLIC 2,000

FRANKLIN CEMETARY ASSOCIATION INC

662 ROUTE 32
NORTH FRANKLIN,CT06254
UNRELATED   PLACEMENT OF A ROADSIDE HISTORICAL MARKER AT THE PLAINS CEMETERY ANCIENT BURYING GROUNDS, IN CELEBRATION OF THE COUNTRY'S 250TH ANNIVERSARY. 2,000

OUTSIDE PERSPECTIVES

37 GREENWOODS RD
NEW HARTFORD,CT06057
UNRELATED   JOURNEY OF GROWTH OUTDOOR EDUCATION SERIES FOR 1520 NORWICH-AREA YOUTH IN THE 20252026 SCHOOL YEAR. 2,000

SOUTHEASTERN CT ROBOTICS INC

1305 GOLD STAR HIGHWAY
GROTON,CT06340
UNRELATED   FUNDING WILL GIVE YOUTH OF NEW LONDON COUNTY ACCESS TO TECHNOLOGY IN A SAFE PLACE. 2,000

SOUTHEASTERN REGIONAL ACTION COUNCIL (SERAC)

228 WEST TOWN ST
NORWICH,CT06360
UNRELATED   PROGRAMS AND ADVOCACY TO HELP COMMUNITIES REDUCE THE IMPACT OF SUBSTANCE USE, PROBLEM GAMBLING, AND MENTAL HEALTH-RELATED ISSUES. 2,000

SPARK MAKERSPACE

7 UNION ST
NEW LONDON,CT06320
UNRELATED   FUNDING TO SUPPORT THEIR KEEPING EDUCATION AFFORDABLE INITIATIVE. 2,000

UNCAS HEALTH DISTRICT

401 WEST THAMES ST SUITE 104
NORWICH,CT06360
UNRELATED   TRAINING FOR TEACHERS, STUDENTS, AND COMMUNITY MEMBERS IN EFFECTIVE, LIFE-SAVING, BLEEDING CONTROL TECHNIQUES. 2,000

ARTS FOR LEARNING CONNECTICUT

1 EVERGREEN AVE SUITE 33
HAMDEN,CT06518
UNRELATED   IMPLEMENTATION OF HIGHER ORDER THINKING (HOT) AT THE RMMS SCHOOL IN NEW LONDON. 2,500

CONNECTICUT SCIENCE CENTER INC

250 COLUMBUS BOULEVARD
HARTFORD,CT06103
UNRELATED   STUDENT PROGRAMS, INCLUDING FIELD TRIPS AND SCIENCE IN MOTION (SIM) TRAVELING PROGRAMS, TO PUBLIC SCHOOL STUDENTS IN K-8TH GRADE IN GROTON AND NEW LONDON. 2,500

CROSSROADS RHODE ISLAND

160 BROAD ST
PROVIDENCE,RI02903
UNRELATED   GRANT FUNDS WILL PROVIDE STRUGGLING RESIDENTS OF DIME'S SERVICE AREA WITH ACCESS TO AFFORDABLE HOUSING AND SUPPORTIVE SERVICES. 2,500

LUMIBILITY

1620 BOSTON POST RD
WESTBROOK,CT06498
UNRELATED   SUPPORT FOR THE KIDSTEP PROGRAM. 2,500

MONTVILLE ANIMAL WELFARE INITIATIVE INC

64 DAMATO DR
OAKDALE,CT06370
UNRELATED   GRANT FUNDING WILL HELP ENSURE THAT THE FAMILIES WHO USE THE FOOD BANKS HAVE PET FOOD AND SUPPLIES 2,500

NIANTIC CHILDREN'S MUSEUM

409 MAIN ST
NIANTIC,CT06357
UNRELATED   GRANT FUNDING WILL PROVIDE APPROXIMATELY 318 SUBSIDIZED ADMISSIONS FOR LOW INCOME FAMILIES. 2,500

SPECIAL OLYMPICS CONNECTICUT

2666 STATE STREET STE 1
HAMDEN,CT06517
UNRELATED   2025 FALL SPORTS FESTIVAL/SAILING REGATTA. 2,500

THE CENTER A DROP-IN COMMUNITY LEARNING AND RESOURCE CENTER INC

78 FEDERAL ST PO BOX 848
NEW LONDON,CT06320
UNRELATED   2025 SUMMER ENRICHMENT PROGRAM. 2,500

THE CHILDREN'S MUSEUM INC

180 MOHEGAN DR
WEST HARTFORD,CT06117
UNRELATED   SCIENCE ACHIEVEMENT FOR ALL PROGRAMS TO SCHOOLS IN MANCHESTER AND EAST HARTFORD. 2,500

THE RISEUP GROUP INC

903 MAIN ST
MANCHESTER,CT06040
UNRELATED   THE CREATIVE & SERVICE LEADERSHIP PROGRAM. 2,500

WINNING WAYS INC

279 N MAIN ST
BRANFORD,CT06405
UNRELATED   FINANCIAL LITERACY SESSIONS. 2,500

YELLOW FARMHOUSE EDUCATION CENTER

389 N MAIN ST PO BOX 202
STONINGTON,CT06378
UNRELATED   AFTER SCHOOL CULINARY EDUCATION TO ELEMENTARY AND MIDDLE SCHOOL STUDENTS IN STONINGTON, CT AND WESTERLY, RI. 2,690

CHILDREN FIRST GROTON

44 HATCHETTS HILL RD
OLD LYME,CT06371
UNRELATED   ASSISTANCE FOR FAMILIES FACING ECONOMIC CHALLENGES IN ADDRESSING NEEDS RELATED TO THE HEALTH, SAFETY AND EDUCATION OF CHILDREN. 2,816

HIGHER EDGE

35 REDDEN AVE
NEW LONDON,CT06320
UNRELATED   COLLEGE ACCESS PROGRAM AND THE SUCCESS PROGRAM. 3,000

HORIZONS INC

127 BABCOCK HILL RD
SOUTH WINDHAM,CT06266
UNRELATED   SUPPORT FOR WEEKENDS IN THE COUNTRY AND SUMMER CAMP. 3,000

LYMAN ALLYN ART MUSEUM

625 WILLIAMS ST
NEW LONDON,CT06320
UNRELATED   FIRST FREE SATURDAY PROGRAM WITH THE GOAL TO ELIMIATE FINANCIAL BARRIERS TO ARTS PARTICIPATION AND PROVIDE INCLUSIVE, HIGH-QUALITY ART EDUCATION FOR FAMILIES. 3,000

RHODE ISLAND CENTER ASSISTING THOSE IN NEED (RICAN)

805 ALTON CAROLINA RD PO BOX 73
CHARLESTOWN,RI02813
UNRELATED   GENERAL OPERATING SUPPORT. 3,000

ROSE CITY LEARNING CENTER

162 RIVER RD
PRESTON,CT06365
UNRELATED   EVENING CAREER-ALIGNED ENGLISH LANGUAGE PROGRAMMING TO ADULT LEARNERS IN THE NORWICH AREA. 3,000

STEPS INC

PO BOX 1907
NEW LONDON,CT06320
UNRELATED   SUMMER LEADERSHIP AND ENRICHMENT PROGRAM. 3,000

SAILS UP 4 CANCER

23 EAST MAIN ST PO BOX 623
MYSTIC,CT06355
UNRELATED   MONETARY ASSISTANCE FOR FAMILIES WHO ARE EXPERIENCING LOSS OF INCOME. 3,000

SHORELINE SOUP KITCHENS & PANTRIES INC

PO BOX 804
ESSEX,CT06426
UNRELATED   PURCHASE OF WHOLESALE FOOD FOR DISTRIBUTION TO RESIDENTS IN NEW LONDON COUNTY. 3,000

SOUTHERN RHODE ISLAND VOLUNTEERS

PO BOX 1047 100 PARK LANE
CHARLESTOWN,RI02813
UNRELATED   INDEPENDENT AGING SERVICES PROGRAM. 3,000

THE LIGHTHOUSE VOC-ED CENTER

15 LIBERTY WAY
NIANTIC,CT06357
UNRELATED   3D PRINTER, LAPTOP, AND ESSENTIAL ACCESSORIES TO SUPPORT THE DEVELOPMENT AND CREATION OF CUSTOMIZED ASSISTIVE TECHNOLOGY TOOLS. 3,000

TIDES FAMILY SERVICES

215 WASHINGTON ST
WEST WARWICK,RI02893
UNRELATED   BASIC NEEDS SUPPORT FOR LOW INCOME FAMILIES. 3,000

ADVANCING CONNECTICUT TOGETHER INC

110 BARTHOLOMEW AVE
HARTFORTD,CT06106
UNRELATED   FINANCIAL EMPOWERMENT INITIATIVES IN NEW LONDON AND EAST HARTFORD. 3,500

CONNECTICUT VETERANS LEGAL CENTER

114 BOSTON POST RD
WEST HAVEN,CT06516
UNRELATED   REMOVING LEGAL BARRIERS FOR VETERANS PROGRAM. 3,500

EAST LYME GIVING GARDEN

PO BOX 342
EAST LYME,CT06333
UNRELATED   DISTRIBUTION OF FRESH NUTRITIOUS FOOD TO SE CT NEIGHBORS IN NEED. 3,500

THAMES VALLEY COUNCIL FOR COMMUNITY ACTION INC

1 SYLVANDALE RD
JEWETT CITY,CT06351
UNRELATED   EMERGENCY CLIENT ASSISTANCE FUND. 3,500

CARE AND SHARE OF EAST LYME INC

PO BOX 114
NIANTIC,CT06357
UNRELATED   PURCHASE OF FOOD FOR THE FOOD PANTRY. 4,000

COMMUNITY HEALTH RESOURCES

2 WATERSIDE CROSSING SUITE 401
WINDSOR,CT06095
UNRELATED   PERSONALIZED SERVICES FOR CHILDREN, FAMILIES, AND ADULTS WHOSE LIVES HAVE BEEN TOUCHED BY MENTAL ILLNESS, TRAUMA, AND HOMELESSNESS. 4,000

CONNECTICUT COLLEGE

270 MOHEGAN AVE
NEW LONDON,CT06320
UNRELATED   GRANTS FUNDS WOULD SUPPORT THE LAB SCHOOL'S KINDERGARTEN READINESS FAMILY INITIATIVE. 4,000

SAFE FUTURES INC

16 JAY ST
NEW LONDON,CT06320
UNRELATED   VICTIM ADVOCATE LAW ENFORCEMENT (VALE) ADVOCATE FOR THE 2025-26 PROGRAM YEAR. 4,000

UNITED CEREBRAL PALSY OF EASTERN CT

42 NORWICH RD
QUAKER HILL,CT06375
UNRELATED   UCP'S INCLUSION & ADVOCACY PROGRAM. 4,000

RIVERFRONT CHILDREN'S CENTER

476 THAMES ST
GROTON,CT06340
UNRELATED   TUITION ASSISTANCE PROGRAM. 4,200

ALWAYS HOME INC

119 HIGH STREET
MYSTIC,CT06355
UNRELATED   CASE MANAGEMENT TO SECURE HOUSING AND PREVENT HOMELESSNESS AND SHELTER STAYS. 5,000

EASTERN CT WORKFORCE INVESTMENT BOARD

108 NEW PARK AVENUE
FRANKLIN,CT06254
UNRELATED   SUMMER YOUTH EMPLOYMENT PROGRAM. 5,000

GENTLE LOVE DIAPER PANTRY INC

69 RICHMOND DRIVE
MANCHESTER,CT06042
UNRELATED   DIAPERS AND BABY ESSENTIALS FOR MARGINALIZED, LOW-INCOME FAMILIES. 5,000

GLENBROOKE OUTDOOR SPORTS CENTER INC

358 EAST CENTER ST
MANCHESTER,CT06040
UNRELATED   FREE SWIM LESSONS TO 50 CHILDREN FROM LOW-INCOME HOUSEHOLDS, TO FOSTER SAFETY SKILLS, PHYSICAL FITNESS, AND CONFIDENCE. 5,000

HOPE INC

187 WILLIAMS ST
NEW LONDON,CT06320
UNRELATED   THE 377 BROAD ST PROJECT, WHICH SEEKS TO TRANSFORM A DETERIORATED PROPERTY INTO HIGH QUALITY, SAFE, AFFORDABLE HOUSING FOR EXTREMELY LOW TO LOW- INCOME FAMILIES. 5,000

HIGH HOPES THERAPEUTIC RIDING INC

36 OLD TOWN WOOD RD
OLD LYME,CT06371
UNRELATED   SUPPORT FOR HH WELLNESS PROGRAMS. 5,000

HOUSING COLLECTIVE INC

815 MAIN STREET
BRIDGEPORT,CT06604
UNRELATED   OPERATIONS SUPPORT FOR THE EASTERN CT CENTER FOR HOUSING EQUITY AND OPPORTUNITY (CHEO). 5,000

HYGIENIC ART

79 BANK ST
NEW LONDON,CT06320
UNRELATED   SUMMER ENRICHMENT PROGRAM IN COLLABORATION WITH THE DROP IN LEARNING CENTER. 5,000

JONNYCAKE CENTER OF WESTERLY

23 INDUSTRIAL DR
WESTERLY,RI02891
UNRELATED   SUPPORT FOR THE FOOD PANTRY. 5,000

JOURNEY FOUND INC

60 HILLIARD ST
MANCHESTER,CT06042
UNRELATED   PEOPLE FIRST FUND WHICH IS RESERVED FOR HEALTH AND SAFETY AS WELL AS ACCESS TO COMMUNITY PROGRAMS FOR CLIENTS. 5,000

MADONNA PLACE

240 MAIN ST
NORWICH,CT06360
UNRELATED   CRITICAL PROGRAMS THAT SUPPORT CHILDREN AND FAMILIES IN EASTERN CT. 5,000

UNITED WAY OF SOUTHEASTERN CONNECTICUT

283 STODDARDS WHARF RD PO BOX 375
GALES FERRY,CT06335
UNRELATED   GEMMA MORAN FOOD CENTER'S EMERGENCY FOOD PROGRAMS. 5,000

WESTERLY AREA REST MEALS (WARM) CENTER

56 SPRUCE ST
WESTERLY,RI02891
UNRELATED   FUNDING FOR ALL VITAL PROGRAMS AND SERVICES. 5,000

COVENANT SHELTER OF NEW LONDON INC

42 JAY STREET
NEW LONDON,CT06320
UNRELATED   ESSENTIAL SHELTER SERVICES FOR HOMELESS INDIVIDUALS AND FAMILIES IN SE CT. 6,000

SALVATION ARMY

11 GOVERNOR WINTHROP BLVD
NEW LONDON,CT06320
UNRELATED   SUPPORT FOR THE EMERGENCY ASSISTANCE PROGRAM. 6,000

SALVATION ARMY

11 GOVERNOR WINTHROP BLVD
NEW LONDON,CT06320
UNRELATED   SUPPORT FOR THE EMERGENCY ASSISTANCE PROGRAM. 7,500

THAMES RIVER COMMUNITY SERVICE INC

ONE THAMES RIVER PLACE
NORWICH,CT06360
UNRELATED   ECONOMIC SECURITY AND HOUSING STABILITY PROGRAM. 6,000

CONNECTICUT FOOD SHARE

2 RESEARCH PARKWAY
WALLINGFORD,CT06492
UNRELATED   FUNDING TO SUPPORT MOBILE FOOD PANTRY OPERATIONS IN DIME'S SERVICE AREA. 7,500

HOCKANUM VALLEY COMMUNITY COUNCIL

29 NAEK ROAD SUITE 5A
VERNON,CT06066
UNRELATED   FUNDING IS REQUESTED IN SUPPORT OF THE OUTPATIENT MENTAL HEALTH AND SUBSTANCE ABUSE CLINIC. 7,500

HOCKANUM VALLEY COMMUNITY COUNCIL

29 NAEK ROAD SUITE 5A
VERNON,CT06066
UNRELATED   FUNDING IS REQUESTED IN SUPPORT OF THE OUTPATIENT MENTAL HEALTH AND SUBSTANCE ABUSE CLINIC. 5,000

MARTIN HOUSE INC

401 WEST THAMES ST BUILDING 700
NORWICH,CT06360
UNRELATED   MEAL EXPENSES FOR CLIENTS. 7,500

NEW LONDON YOUTH AFFAIRS

111 UNION ST
NEW LONDON,CT06320
UNRELATED   EARLY CHILDHOOD FAMILY CENTER WHICH ADDRESSES SCHOOL READINESS BY SUPPORTING FAMILIES' BASIC NEEDS AND FACILITATING PRESCHOOL PLACEMENTS. 7,500

OPERATION FUEL

75 CHARTER OAK AVE SUITE 1-300
HARTFORD,CT06106
UNRELATED   FUNDS WILL PROVIDE EMERGENCY ENERGY ASSISTANCE GRANTS TO LOW-MODERATE INCOME FAMILIES LIVING IN NEW LONDON COUNTY. 7,500

OPERATION WARM

PO BOX 822431
PHILADELPHIA,PA191822431
UNRELATED   COAT AND SHOE DISTRIBUTION TO CHILDREN IN DIME'S SERVICE AREA. 9,000

REBUILDING TOGETHER OF MANCHESTER

448 TOLLAND TURNPIKE
MANCHESTER,CT06042
UNRELATED   CRITICAL HOME REPAIRS, ACCESSIBILITY MODIFICATIONS, AND SAFETY IMPROVEMENTS FOR LOW-INCOME HOMEOWNERS IN MANCHESTER. 15,000
Total ................................. 3a 282,206
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code
(b)
Amount
(c)
Exclusion code
(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ...........
    14 399  
4 Dividends and interest from securities ....     14 132,105  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............
    18 116,474  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 248,978 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
248,978
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow
Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed
PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
DIME BANK FOUNDATION INC
 
Employer identification number

06-1507800
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
DIME BANK FOUNDATION INC
 
Employer identification number
06-1507800
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
1
DIME BANK
 
290 SALEM TURNPIKE
 
NORWICH, CT06360

$ 2,100


(Complete Part II for noncash contributions.)
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.
(b)
Name, address, and ZIP + 4
(c)
Total contributions
(d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
DIME BANK FOUNDATION INC
 
Employer identification number

06-1507800
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
(a)
No. from Part I
(b)
Description of noncash property given
(c)
FMV (or estimate)
(See instructions)
(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
DIME BANK FOUNDATION INC
 
Employer identification number

06-1507800
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I
(b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I
(b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I
(b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I
(b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
DIME BANK FOUNDATION INC
EIN:
06-1507800
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEES 2,100 0 0 2,100

TY 2025 InvestmentsCorpStockSchedule
Name:
DIME BANK FOUNDATION INC
EIN:
06-1507800
Name of Stock End of Year Book Value End of Year Fair Market Value
EQUITIES 6,426,296 6,426,296

TY 2025 InvestmentsOtherSchedule2
Name:
DIME BANK FOUNDATION INC
EIN:
06-1507800
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
EQUITIES - MUTUAL FUNDS AT COST 1,086,068 1,086,068

TY 2025 OtherIncreasesSchedule
Name:
DIME BANK FOUNDATION INC
EIN:
06-1507800
Description Amount
UNREALIZED GAIN ON INVESTMENT 938,097


TY 2025 TaxesSchedule
Name:
DIME BANK FOUNDATION INC
EIN:
06-1507800
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
EXCISE TAXES 3,461 0 0 0