Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
RDMSJ CHARITABLE TRUST DTD 101392
 
Number and street (or P.O. box number if mail is not delivered to street address) CO R JAYE 26 MONMOUTH COURT APT
  Room/suite
City or town
BROOKLINE
State or province
MA
Country  
ZIP or foreign postal code
02446
A Employer identification number

04-6718853
B Telephone number (see instructions)

6174624954
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$1,511,739J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 28,958 28,958  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 95,612
b Gross sales price for all assets on line 6a 478,037
7 Capital gain net income (from Part IV, line 2)... 95,772
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 124,570 124,730  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
8,600 4,300   4,300
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
7,998 7,998   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
148 148   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
35 0   35
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 16,781 12,446   4,335
25 Contributions, gifts, grants paid....... 74,851 74,351
26 Total expenses and disbursements. Add lines 24 and 25 ................ 91,632 12,446   78,686
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 32,938
b Net investment income (if negative, enter -0-) 112,284
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 36,383 50,183 50,183
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 575,326 Click to see attachment
List of Attached Documents:
// Content
559,158 		1,268,664
c Investments—corporate bonds (attach schedule)....... 84,354 Click to see attachment
List of Attached Documents:
// Content
100,687 		103,607
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 72,522 Click to see attachment
List of Attached Documents:
// Content
90,492 		89,285
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 768,585 800,520 1,511,739
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 768,585 800,520
29 Total net assets or fund balances (see instructions)..... 768,585 800,520
30 Total liabilities and net assets/fund balances (see instructions). 768,585 800,520
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
768,585
2
Enter amount from Part I, line 27a .....................
2
32,938
3
Other increases not included in line 2 (itemize)
3
0
4
Add lines 1, 2, and 3 ..........................
4
801,523
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
1,003
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
800,520
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES      
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 478,037   382,265 95,772
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       95,772
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 95,772
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,561
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,561
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,561
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 1,600
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,600
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10 39
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax39 Refunded 11 0
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
MA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofROBERT JAYE Telephone no. (617) 462-4954

Located at26 MONMOUTH COURT APT 2BROOKLINEMA ZIP+402446
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
Yes
 
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
Yes
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
Yes
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d). Click to see attachment
List of Attached Documents:
// Content
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
ROBERT A JAYE TRUSTEE
1.00 		0 0 0
26 MONMOUTH COURT
BROOKLINE,MA02446
DIANE JAYE TRUSTEE
1.00 		0 0 0
26 MONMOUTH COURT
BROOKLINE,MA02446
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
1,446,308
b
Average of monthly cash balances.......................
1b
25,437
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
1,471,745
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
1,471,745
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
22,076
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
1,449,669
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
72,483
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
72,483
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
1,561
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,561
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
70,922
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
70,922
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
70,922
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
78,686
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
78,686
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 70,922
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024...... 8,920
f Total of lines 3a through e ........ 8,920
4Qualifying distributions for 2025 from Part
XI, line 4: $ 78,686
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 70,922
e Remaining amount distributed out of corpus 7,764
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 16,684
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		16,684
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 .... 8,920
e Excess from 2025 .... 7,764
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
ROBERT A JAYE
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ANTI-DEFAMATION LEAGUE

605 THIRD AVE
NEW YORK,NY10158 		    OPERATIONAL EXPENSES 1,039

BETH ISRAEL DEACONESS MEDICAL CENTER

330 BROOKLINE AVENUE
BOSTON,MA02215 		    OPERATIONAL EXPENSES 5,000

BLUE HILL OBSERVATORY SCIENCE CENTER INC

PO BOX 187
READVILLE,MA02137 		    OPERATIONAL EXPENSES 100

BOSTON CHILDRENS HOSPITAL

300 LONGWOOD AVENUE
BOSTON,MA02115 		    OPERATIONAL EXPENSES 100

BOSTON MEDICAL CENTER

1 BOSTON MEDICAL CENTER PLACE
BOSTON,MA02118 		    OPERATIONAL EXPENSES 2,500

BOSTON PARTNERS IN EDUCATION

192 SOUTH ST SUITE 600
BOSTON,MA02111 		    OPERATIONAL EXPENSES 100

BOSTON UNIVERSITY

881 COMMONWEALTH AVE 4TH FL
BOSTON,MA02215 		    OPERATIONAL EXPENSES 2,900

BROOKLINE ARTS CENTER

86 MONMOUTH ST
BROOKLINE,MA02445 		    OPERATIONAL EXPENSES 100

BROOKLINE FOOD PANTRY

210 HARVARD STREET
BROOKLINE,MA02446 		    OPERATIONAL EXPENSES 300

BROOKLINEDOTNEWS

1295 BEACON ST
BROOKLINE,MA02446 		    OPERATIONAL EXPENSES 50

BROOKLINE SENIOR CENTER

93 WINCHESTER ST
BROOKLINE,MA02445 		    OPERATIONAL EXPENSES 100

CAMP AVODA INC

23 GIBBS ROAD
MIDDLEBORO,MA02346 		    OPERATIONAL EXPENSES 250

CAPE COD HEALTHCARE FOUNDATION

25 COMMUNICATION WAY
HYANNIS,MA02601 		    OPERATIONAL EXPENSES 5,000

CHARLES RIVER WATERSHED ASSOCIATION INC

41 WEST STREET 8TH FLOOR NO 800
BOSTON,MA02111 		    OPERATIONAL EXPENSES 50

COMBINED JEWISH PHILANTHROPIES

126 HIGH STREET
BOSTON,MA02110 		    OPERATIONAL EXPENSES 25,100

CONGREGATION MISHKAN TEFILA

300 HAMMOND POND PARKWAY
CHESTNUT HILL,MA02461 		    OPERATIONAL EXPENSES 3,158

CROHN'S & COLITIS FOUNDATION

733 THIRD AVE SUITE 510
NEW YORK,NY10017 		    OPERATIONAL EXPENSES 5,000

EMERSON COLLEGE

120 BOYLSTON STREET
BOSTON,MA02116 		    OPERATIONAL EXPENSES 50

FALMOUTH SERVICE CENTER

611 GIFFORD ST
FALMOUTH,MA02540 		    OPERATIONAL EXPENSES 250

FASHION INSTITUTE OF TECHNOLOGY FOUNDATION

227 WEST 27TH STREET
NEW YORK,NY10001 		    OPERATIONAL EXPENSES 1,000

FDN BARNES JEWISH

1001 HIGHLANDS PLAZA DRIVE WEST
SUITE 140
ST LOUIS,MO63110 		    OPERATIONAL EXPENSES 100

FOOD LINK INC

108 SUMMER STREET
ARLINGTON,MA02474 		    OPERATIONAL EXPENSES 3,075

GANN ACADEMY

333 FOREST STREET
WALTHAM,MA02452 		    OPERATIONAL EXPENSES 1,000

GATEWAYS ACCESS TO JEWISH EDUCATION

333 NAHANTON ST
NEWTON,MA02459 		    OPERATIONAL EXPENSES 500

GREATER BOSTON FOOD BANK

70 SOUTH BAY AVE
BOSTON,MA02118 		    OPERATIONAL EXPENSES 2,500

HARVARD UNIVERSITY

124 MT AUBURN ST
CAMBRIDGE,MA02138 		    OPERATIONAL EXPENSES 100

HEBREW COLLEGE

1860 WASHINGTON STREET
NEWTON,MA02466 		    OPERATIONAL EXPENSES 1,040

HEBREW SENIORLIFE

1200 CENTRE STREET
BOSTON,MA02131 		    OPERATIONAL EXPENSES 50

HOLOCAUST MUSEUM LA

100 THE GROVE DRIVE
LOS ANGELES,CA90036 		    OPERATIONAL EXPENSES 50

JEWISH FAMILY & CHILDREN'S SERVICE

1430 MAIN STREET
WALTHAM,MA02451 		    OPERATIONAL EXPENSES 1,000

MUSEUM OF SCIENCE

1 SCIENCE PARK
BOSTON,MA02114 		    OPERATIONAL EXPENSES 300

NEWTON CONSERVATORS

PO BOX 590011
NEWTON,MA02459 		    OPERATIONAL EXPENSES 50

ONE FAMILY INC

50 MILK STREET 16TH FLOOR
BOSTON,MA02109 		    OPERATIONAL EXPENSES 159

PAMELA POSEN MEMORIAL FUND

265 MILBANK AVENUE
GREENWICH,CT06830 		    OPERATIONAL EXPENSES 500

PAN-MASSACHUSETTS CHALLENGE INC

77 FOURTH AVE
NEEDHAM,MA02494 		    OPERATIONAL EXPENSES 408

PLANNED PARENTHOOD FEDERATION OF AMERICA INC

123 WILLIAM ST 10TH FL
NEW YORK,NY10038 		    OPERATIONAL EXPENSES 1,000

ROSIES PLACE INC

889 HARRISON AVE
BOSTON,MA02118 		    OPERATIONAL EXPENSES 100

SEA EDUCATION ASSOCIATION INC

PO BOX 758
FALMOUTH,MA02541 		    OPERATIONAL EXPENSES 50

SPLC ACTION FUND

400 WASHINGTON AVE
MONTGOMERY,AL36104 		    OPERATIONAL EXPENSES 250

STEPS TO SUCCESS

PO BOX 470421
BROOKLINE VILLAGE,MA02447 		    OPERATIONAL EXPENSES 1,000

THE 92ND STREET Y

1395 LEXINGTON AVENUE
NEW YORK,NY10128 		    OPERATIONAL EXPENSES 61

TUFTS MEDICAL CENTER

800 WASHINGTON STREET
BOSTON,MA02111 		    OPERATIONAL EXPENSES 5,000

TUFTS UNIVERSITY

169 HOLLAND STREET
SOMERVILLE,MA02144 		    OPERATIONAL EXPENSES 1,000

UNIVERSITY OF VERMONT

411 MAIN STREET
BURLINGTON,VT05401 		    OPERATIONAL EXPENSES 1,000

WGBH EDUCATION FOUNDATION

1 GUEST ST
BOSTON,MA02135 		    OPERATIONAL EXPENSES 600

WOODS HOLE COMMUNITY ASSOCIATION

PO BOX 327
WOODS HOLE,MA02543 		    OPERATIONAL EXPENSES 454

WOODS HOLE FILM FESTIVAL

PO BOX 624
WOODS HOLE,MA02543 		    OPERATIONAL EXPENSES 257

WOODS HOLE OCEANOGRAPHIC INSTITUTION

86 WATER STREET
WOODS HOLE,MA02543 		    OPERATIONAL EXPENSES 500

SAVE THE MUSIC FOUNDATION

1350 BROADWAY SUITE 1902
NEW YORK,NY10018 		    OPERATIONAL EXPENSES 500

FRIENDS OF MVYRADIO INC

121 CARROLLS WAY
VINEYARD HAVEN,MA02568 		    OPERATIONAL EXPENSES 100
Total ................................. 3a 74,851
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 28,958  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 95,612  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 124,570 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
124,570
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING 8,600 4,300   4,300

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2025 ExpenditureResponsibilityStmt
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Grantee's Name Grantee's Address Grant Date Grant Amount Grant Purpose Amount Expended By Grantee Any Diversion By Grantee? Dates of Reports By Grantee Date of Verification Results of Verification
PAMELA POSEN MEMORIAL FUND
  		265 MILBANK AVENUE
GREENWICH,CT06830 		2024-12-12 500 PROVIDE SERVICES TO YOUTH IN COMMUNITY.     8/13/24   GRANTOR HAS NO REASON TO DOUBT THE GRANTEE'S USE OF FUNDS; THEREFORE, NO INDEPENDENT VERIFICATION HAS BEEN MADE TO DATE.
SPLC ACTION FUND
  		400 WASHINGTON AVE
MONTGOMERY,AL36104 		2024-11-26 250 SUPPORT HUMAN RIGHTS EFFORTS IN ISRAEL.     8/13/24   GRANTOR HAS NO REASON TO DOUBT THE GRANTEE'S USE OF FUNDS; THEREFORE, NO INDEPENDENT VERIFICATION HAS BEEN MADE TO DATE.
PAMELA POSEN MEMORIAL FUND
  		265 MILBANK AVENUE
GREENWICH,CT06830 		2025-12-09 500 PROVIDE SERVICES TO YOUTH IN COMMUNITY. 500   12/31/25   GRANTOR HAS NO REASON TO DOUBT THE GRANTEE'S USE OF FUNDS; THEREFORE, NO INDEPENDENT VERIFICATION HAS BEEN MADE TO DATE.
SPLC ACTION FUND
  		400 WASHINGTON AVE
MONTGOMERY,AL36104 		2025-11-03 250 SUPPORT HUMAN RIGHTS EFFORTS IN ISRAEL. 250   12/31/25   GRANTOR HAS NO REASON TO DOUBT THE GRANTEE'S USE OF FUNDS; THEREFORE, NO INDEPENDENT VERIFICATION HAS BEEN MADE TO DATE.

TY 2025 InvestmentsCorpBondsSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Name of Bond End of Year Book Value End of Year Fair Market Value
5000 SHS US TREASURY NOTE 9/30/27 4,966 5,054
10000 SHS THE GOLDMAN SACHS 5/10/29 10,340 10,600
10000 SHS JPMORGAN CHASE & 10,359 10,525
10000 SHS STATE STREET CORP 10,024 10,375
10000 SHS THE CHARLES SCHWAB 4,717 5,025
10000 SHS ENERGY TRANSFER 9,891 9,997
10000 SHS DOMINION ENERGY, INC 10,141 10,835
10000 SHS ENBRIDGE INC 8.25% 10/15/28 10,175 10,639
10000 SHS CITIGROUP INC 8/15/30 10,128 10,213
10000 SHS BROOKFIELD FIN I6.3% 9,780 9,873
10000 SHS NEXTERA ENERGY CA 10,166 10,471

TY 2025 InvestmentsCorpStockSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Name of Stock End of Year Book Value End of Year Fair Market Value
162 SHS APPLE INC 5,815 44,041
221 SHS ARES CAP CORP 4,602 4,471
10 SHS BANK OF AMERICA 7.25% PFD 13,402 12,520
24 SHS BLACKROCK INC 11,379 25,688
116 SHS BROADCOM INC 29,930 40,148
40 SHS COSTCO WHOLESALE CO 6,268 34,494
63 SHS CYBERARK SOFTWARE LTD 21,487 28,102
165 SHS EXPEDIA GROUP INC 16,363 46,746
200 SHS FIFTH THIRD 6.625% PFD 5,119 5,118
56 SHS HOME DEPOT INC 6,605 19,270
109 SHS JPMORGAN CHASE & CO 9,389 35,122
200 SHS KEYCORP 6.125% PFD 4,957 4,956
157 SHS MARVELL TECHNOLOGY INC 9,123 13,342
141 SHS MASTERCARD INC 22,772 80,494
84 SHS META PLATFORMS INC 7,491 55,448
151 SHS MICROSOFT CORP 8,126 73,027
200 SHS MORGAN STANL 6.375% PFD 5,032 5,000
100 SHS MORGAN STANLE 7.75% PFD 2,505 2,525
23 SHS MSCI INC 2,585 13,196
347 SHS NVIDIA CORP 34,173 64,716
150 SHS PALO ALTO NETWORKS 17,571 27,630
150 SHS PROGRESSIVE CORP OH 12,072 15,257
749 SHS QXO INC 15,708 14,448
79 SHS SALESFORCE.COM 8,216 20,928
220 SHS SERVICE NOW INC 17,455 33,702
84 SHS SNOWFLAKE INC 20,068 18,426
36 SHS SPROTT PHYSICAL GLD SLVR 1,600 1,649
52 SHS TAIWAN SEMICONDUCTOR 15,566 15,802
90 SHS THE BOEING CO 6% PFD 4,799 6,215
67 SHS THERMO FISHER SCIENTIFIC 10,332 38,823
439 SHS UBER TECHNOLOGIES INC 36,105 35,871
140 SHS UMB FINL CORP 7.75% PFD 3,763 3,780
102 SHS ZOETIS INC 5,759 12,834
510 SHS GLOBAL X US INFRA 19,334 24,373
164 SHS INVESCO AEROSPACE & 9,347 25,687
433 SHS ISHARES GLOBAL ENERGY 11,786 18,156
136 SHS ISHARES GLOBAL 100 ETF 10,280 17,227
1866 SHS SCHWAB INTERNATIONAL EQUITY ETF 30,798 44,859
340 SHS ISHARES CORE MSCI TOTL 24,758 28,778
75 SHS ADVANCED MICRO DEVICE 19,047 16,061
451 SHS ALPHABET INC 14,572 141,161
405 SHS AMAZON.COM INC 17,985 93,482
200 SHS ANNALY CAPI 8.9266% PFD 5,114 5,091

TY 2025 InvestmentsOtherSchedule2
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
200 SHS AFFILIATED MANA 6.75% PFD AT COST 5,092 4,860
200 SHS TWO HARBORS 8.125% PFD AT COST 4,948 4,812
901.032 SHS FIRST TRUST ALT OPPORTUNITIES FD I AT COST 24,498 24,679
2659.5 SHS CLIFFWATER CORPORATE LEN AT COST 28,689 27,765
1252.69 SHS CLIFFWATER ENHANCED LEND AT COST 13,617 13,542
675.624 SHS CASCADE PRIVATE CAPITAL AT COST 13,648 13,627

TY 2025 OtherDecreasesSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Description Amount
TIMING DIFFERENCES 1,003


TY 2025 OtherExpensesSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
MA STATE FILING FEE 35 0   35


TY 2025 OtherProfessionalFeesSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES - CHARLES SCHWAB 7,998 7,998   0


TY 2025 TaxesSchedule
Name:
RDMSJ CHARITABLE TRUST DTD 101392
EIN:
04-6718853
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 148 148   0