Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
THE MERCANTILE BANK FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address) 310 LEONARD STREET NW
  Room/suite
City or town
GRAND RAPIDS
State or province
MI
Country  
ZIP or foreign postal code
49504
A Employer identification number

87-4152774
B Telephone number (see instructions)

6167261202
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$9,819,092J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,066,258
2 Check .................
3 Interest on savings and temporary cash investments 81 81  
4 Dividends and interest from securities... 201,346 231,410  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 57,531
b Gross sales price for all assets on line 6a 1,540,746
7 Capital gain net income (from Part IV, line 2)... 178,697
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
0 941  
12 Total. Add lines 1 through 11........ 1,325,216 411,129 0
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0 0 0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
6,038 3,019 0 3,019
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
24,906 24,906 0 0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
4,519 5,447 0 0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
220 0 0 220
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 35,683 33,372 0 3,239
25 Contributions, gifts, grants paid....... 310,550 310,550
26 Total expenses and disbursements. Add lines 24 and 25 ................ 346,233 33,372 0 313,789
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 978,983
b Net investment income (if negative, enter -0-) 377,757
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 1,023,784 868,715 869,215
2 Savings and temporary cash investments......... 26,049 42,443 43,134
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 4,521,687 Click to see attachment
List of Attached Documents:
// Content
5,364,913 		7,514,423
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 1,877,456 Click to see attachment
List of Attached Documents:
// Content
2,152,509 		1,392,320
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 7,448,976 8,428,580 9,819,092
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 7,448,976 8,428,580
29 Total net assets or fund balances (see instructions)..... 7,448,976 8,428,580
30 Total liabilities and net assets/fund balances (see instructions). 7,448,976 8,428,580
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
7,448,976
2
Enter amount from Part I, line 27a .....................
2
978,983
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
621
4
Add lines 1, 2, and 3 ..........................
4
8,428,580
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
8,428,580
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES      
b CAPITAL GAIN DISTRIBUTIONS P    
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,488,906   1,362,049 126,857
b 51,840     51,840
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       126,857
b       51,840
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 178,697
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3 0
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 5,251
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 5,251
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 5,251
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 2,800
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,800
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 2,451
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
MI
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofCHUCK CHRISTMAS Telephone no. (616) 726-1202

Located at310 LEONARD STREET NWGRAND RAPIDSMI ZIP+449504
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
Yes
 
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
Yes
 
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
Yes
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
CHARLES CHRISTMAS TREASURER
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
RAY REITSMA PRESIDENT
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
SCOTT SETLOCK SECRETARY
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
DOUG HOLTROP DIRECTOR
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
JUSTIN KARL DIRECTOR
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
TARA RANDALL DIRECTOR
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
JANINA KREIDER DIRECTOR
1.00 		0 0 0
310 LEONARD STREET NW
GRAND RAPIDS,MI49504
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
7,973,969
b
Average of monthly cash balances.......................
1b
396,427
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
8,370,396
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
8,370,396
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
125,556
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
8,244,840
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
412,242
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
412,242
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
5,251
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
5,251
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
406,991
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
406,991
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
406,991
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
313,789
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
313,789
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 406,991
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023...... 43,646
e From 2024......  
f Total of lines 3a through e ........ 43,646
4Qualifying distributions for 2025 from Part
XI, line 4: $ 313,789
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 313,789
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 43,646 43,646
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		49,556
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

BBB EDUCATIONAL FOUNDATION

3330 CLAYSTONE ST SE
GRAND RAPIDS,MI49546 		    2025 PROGRAM SPONSORSHIP 10,000

BEYOND26

3040 IVANREST AVE SW
GRAND RAPIDS,MI49418 		    TO HELP ADULTS WITH DISABILITIES FIND EMPLOYMENT 1,000

AMERICAN HEART ASSOCIATION

3940 PENINSULAR DR SE STE 180
GRAND RAPIDS,MI49546 		    FUNDING FOR SMALL-SCALE. 23,000

ENDLESS OPPORTUNITIES

PO BOX 68263
GRAND RAPIDS,MI49516 		    ETIQUETTE DINNER SPONSOR 1,000

GRAND RAPIDS COMMUNITY COLLEGE FOUNDATION

143 BOSTWICK NE
GRAND RAPIDS,MI49503 		    SUPPORT STUDENT SCHOLARSHIPS AND GRANTS 5,000

GRYPHON PLACE

PO BOX 378
PORTAGE,MI49081 		    SUICIDE PREVENTION 1,500

NMC FOUNDATION

1701 E FRONT ST
TRAVERSE CITY,MI49686 		    SUPPORT FINANCIAL EDUCATION AND THE ARTS IN THE COMMUNITY 5,000

OGEMAW KIDS CLUB

PO BOX 364
WEST BRANCH,MI48661 		    GENERAL SUPPORT 200

SAGINAW FUTURE

515 N WASHINGTON 3RD FLOOR
SAGINAW,MI48607 		    ECONOMIC DEVELOPMENT AND GROWTH 2,500

WEDGWOOD CHRISTIAN SERVICES

3300 36TH ST SE
GRAND RAPIDS,MI49512 		    GENERAL SUPPORT 1,500

AMERICAN BANKRUPTCY INSTITUTE

99 CANAL CENTER PLAZA STE 200
ALEXANDRIA,VA22314 		    GENERAL SUPPORT 500

ALVEUS SANCTUARY INC

500 E WHITESTONE BLVD STE 2350
CEDAR PARK,TX78613 		    CHEERS FOR PEERS DONATION 500

KELLY'S HEART TO HEART PET ADOPTION

4011 REMEMBRANCE RD
WALKER,MI49544 		    CHEERS FOR PEERS DONATION 500

GRAND RAPIDS AFRICAN AMERICAN HEALTH INSTITUTE

500 LAFAYETTE AVE NE STE 018
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 3,000

GRAND RAPIDS SYMPHONY

300 OTTAWA AVE NW STE 100
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 5,000

CONFIDENT SOLE

4000 PORTAGE ST STE 103
KALAMAZOO,MI49001 		    GENERAL SUPPORT 500

GIRLS BUILD KALAMAZOO

1201 S WESTNEDGE AVE
KALAMAZOO,MI49008 		    HOME RENOVATION PROJECT DONATION 2,100

GREAT LAKES BAY FOUNDATION

122 UPTOWN DR STE 204
BAY CITY,MI48708 		    GENERAL SUPPORT 1,000

MID MICHIGAN COLLEGE FOUNDATION

1375 S CLARE AVE
HARRISON,MI48625 		    GENERAL SUPPORT 1,000

MONEY MATTERS FOR YOUTH

2900 E JEFFERSON UNIT 6B
DETROIT,MI48207 		    GENERAL SUPPORT 500

MOUNT PLEASANT AREA COMMUNITY FOUNDATION

PO BOX 1283
MT PLEASANT,MI48804 		    2025 GOLD SPONSOR 8,300

THEATRE ENSEMBLE

207 WILSON HALL- 378 MEADOW BROOK
RD
ROCHESTER,MI48309 		    GENERAL SUPPORT 1,500

UHY CARES

12900 HALL RD STE 500
STERLING HEIGHTS,MI48313 		    GENERAL SUPPORT 2,500

CLOTHING INC

1114 W HIGH ST
MT PLEASANT,MI48858 		    TRAIN FUNDRAISER SPONSOR 500

AMERICAN RED CROSS

3886 BROADMOOR AVE SE
GRAND RAPIDS,MI49512 		    BOARD PLEDGE SOUTHEAST MICHIGAN 2,500

TREETOPS COLLECTIVE

906 DIVISION AVE SOUTH
GRAND RAPIDS,MI49507 		    CHEERS FOR PEERS DONATION 500

BELDING YOUTH BALL LEAGUE

841 WATER ST
BELDING,MI48809 		    GENERAL SUPPORT 250

CHILD ADVOCACY

515 N STATE ST
ALMA,MI48801 		    PARTNER IN CHARGE 1,000

RED WHITE & BLUE COLLAR FESTIVAL

PO BOX 986
MIO,MI48647 		    BUSINESS SPONSORSHIP 500

PROJECT GREEN

1333 ALGER STSTE 2
GRAND RAPIDS,MI49507 		    GENERAL SUPPORT 3,500

MID-MICHIGAN CHILDREN'S MUSEUM

315 W GENESEE AVE
SAGINAW,MI48602 		    GENERAL SUPPORT 250

JUNIOR ACHIEVEMENT

4090 LAKE DR SE
GRAND RAPIDS,MI49546 		    GENERAL SUPPORT 1,000

FAITH COMMUNITY CHRISTIAN ASSOCIATION

9614 FISK ROAD
BELDING,MI48809 		    GENERAL SUPPORT 500

MID-MICHIGAN HONOR FLIGHT

PO BOX 98
GOWEN,MI49326 		    2025 VETERANS CUP SPONSORSHIP 150

STARLIGHT MINISTRIES

4310 BALDWIN ST
HUDSONVILLE,MI49426 		    GRIEF SUPPORT 3,500

OPERA GRAND RAPIDS

1320 FULTON ST
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 1,000

NORTH END COMMUNITY MINISTRY

214 SPENCER NE
GRAND RAPIDS,MI49505 		    PROVIDING PRACTICAL ASSISTANCE DONATION 3,500

PLEASANT HEARTS PET FOOD PANTRY

1035 GODFREY SW SUITE A
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 250

ARBOR CIRCLE CORPORATION

1115 BALL AVE NEBDG A
GRAND RAPIDS,MI49505 		    GENERAL SUPPORT 500

BREAKTHROUGH T1D

PO BOX 5021
HAGERSTOWN,MD21741 		    GENERAL SUPPORT 500

KELSEA'S SACRED DWELLINGS

5127 WINDCREST AVE SW
GRANDVILLE,MI49418 		    GENERAL SUPPORT 1,000

KENOWA AMBUCS

PO BOX 184
GRANDVILLE,MI49418 		    FINANCIAL EDUCATION SUPPORT 500

BAXTER COMMUNITY CENTER

935 BAXTER ST SE
GRAND RAPIDS,MI49506 		    GENERAL SUPPORT 3,000

HOUSING RESOURCES INC

420 E ALCOTT ST STE 200
KALAMAZOO,MI49001 		    FUNDS TO AID HOUSING ASSISTANCE AND PREVENT HOMELESSNESS 1,000

LYDIA'S GATE

115 DEYARMOND ST PO BOX 988
MIO,MI48647 		    GENERAL SUPPORT 2,500

WEST MICHIGAN ASIAN AMERICAN ASSOCIATION

818 BUTTERWORTH ST SW STE 12
GRAND RAPIDS,MI49504 		    GENERAL SUPPORT 5,000

HEART OF WEST MICHIGAN UNITED WAY

118 COMMERCE AVE SW
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 2,500

MICHIGAN CASA INC

660 CASCADE AVE SWSTE 12
GRAND RAPIDS,MI49546 		    GENERAL SUPPORT 2,500

BRONSON HEALTH FOUNDATION

301 JOHN ST PO BOX 73
KALAMAZOO,MI49007 		    GENERAL SUPPORT 2,000

COMMUNITIES IN SCHOOLS

180 E WATER ST STE 2000
KALAMAZOO,MI49007 		    EMPHASIZE POSITIVE RELATIONSHIPS AND INTERACTIONS 500

MRC INDUSTRIES INC

2538 S 26TH ST
KALAMAZOO,MI49048 		    GENERAL SUPPORT 2,000

COMMUNITY HOUSING NETWORK

5505 CORPORATE DR STE 300
TROY,MI48098 		    GENERAL SUPPORT 750

TRI-UNITY CHRISTIAN

5353 WILSON AVE SW
WYOMING,MI49418 		    GOLD SPONSOR 1,000

TURNING POINT INC

76 MAIN ST
MT CLEMENS,MI48043 		    EMPOWER SERVIVORS OF DOMESTIC AND SEXUAL VIOLENCE 2,500

UNITED WAY OF GRATIOT & ISABELLA COUNTIES

524 E MOSHER ST SUITE 400
MT PLEASANT,MI48858 		    HEALTHY PINE RIVER BRONZE SPONSOR 500

THE B FOUNDATION

PO BOX 327
BELDING,MI48809 		    GENERAL SUPPORT 1,000

ARC-KENT COUNTY

2922 FULLER AVE NE STE 201
GRAND RAPIDS,MI49505 		    GENERAL SUPPORT 2,500

FAMILY PROMISE OF WEST MICHIGAN

516 CHERRY ST SE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 1,000

CHERRY HEALTH FOUNDATION

100 CHERRY ST SE
GRAND RAPIDS,MI49503 		    HEALTH LEADER SPONSORSHIP 10,000

FISHING WITH VETERANS

830 HAZELWOOD DR
HOLLAND,MI49424 		    SUPPORT FISHING ACTIVITES 2,000

GIRLS CHORAL ACADEMY

2920 FULLER AVE NE STE 104
GRAND RAPIDS,MI49505 		    GENERAL SUPPORT 1,500

HOSPICE OF MICHIGAN

989 SPAULDING AVE SE
ADA,MI49301 		    GENERAL SUPPORT 2,500

JUNIOR LEAGUE OF GRAND RAPIDS

25 SHELDON BLVD SE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 5,000

NEW CITY NEIGHBORS

1115 LEONARD ST NE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 2,000

SENIOR NEIGHBORS

678 FRONT AVE NW STE 205
GRAND RAPIDS,MI495045372 		    GENERAL SUPPORT 2,500

COMMUNITY FOOD CLUB

1100 S DIVISION ST
GRAND RAPIDS,MI49507 		    GENERAL SUPPORT 3,000

ENCOUNTER MORE MINISTRIES

400 76TH SW SUITE 9
BYRON CENTER,MI49315 		    GENERAL SUPPORT 1,000

YOUTH FOR CHRIST

PO BOX 757
ALMA,MI48801 		    BANQUET SPONSORSHIP 2,500

KIDS FOOD BASKET

1300 PLYMOUTH AVE NE
GRAND RAPIDS,MI49505 		    GENERAL SUPPORT 2,500

LEELANAU CHRISTIAN NEIGHBORS

PO BOX 196
LAKE LEELANAU,MI496530196 		    RUN FOR THE ROSES DERBY PARTY - GENERAL SUPPORT 500

BIG BROTHERS BIG SISTERS OF SOUTHWEST MI

3501 COVINGTON RD
KALAMAZOO,MI49001 		    GOLD PLUS SPONSOR 4,000

BRADLEY JACOB DOW FOUNDATION

7730 ANDREA LANE
PORTAGE,MI49024 		    GENERAL SUPPORT 500

COMMUNITY HEALING CENTERS

2615 STADIUM DR
KALAMAZOO,MI49008 		    BRONZE SPONSOR 1,000

HOLLAND HOSPITAL

602 MICHIGAN AVE
HOLLAND,MI49423 		    2025 CULINARY CABARET DONATION - GENERAL SUPPORT 1,000

BELDING AREA COMMUNITY FUND

PO BOX 13
BELDING,MI48809 		    GENERAL SUPPORT 500

FULTON STREET FARMERS MARKET

1145 FULTON STREET E
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 2,500

GRAND RAPIDS CHILDREN'S MUSEUM

11 SHELDON AVE NE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 2,500

HUMANE SOCIETY OF WEST MICHIGAN

3077 WILSON DR NW
GRAND RAPIDS,MI49534 		    GENERAL SUPPORT 500

VOICE FOR CLINTON COUNTY CHILDREN

1207 N US 27
ST JOHNS,MI48879 		    SPONSORSHIP - GENERAL SUPPORT 250

GREATER LANSING FOOD BANK

PO BOX 16224
LANSING,MI48901 		    GENERAL SUPPORT 1,000

GRAND RAPIDS PUBLIC SCHOOLS FOUNDATION

125 OTTAWA NW STE 210
GRAND RAPIDS,MI49503 		    MINDSHARE SPONSORSHIP - GENERAL SUPPORT 3,000

CREATIVE ARTS REPERTOIRE ENSEMBLE

2661 29TH ST SE
GRAND RAPIDS,MI49512 		    GENERAL SUPPORT 2,000

DA BLODGETT ST JOHN'S

805 LEONARD ST NE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 1,000

THE GRAND RAPIDS RED PROJECT

401 HALL ST SE
GRAND RAPIDS,MI49504 		    GENERAL SUPPORT 500

ARTS IN MOTION STUDIO WEST MICHIGAN

147 DIAMON AVE SE
GRAND RAPIDS,MI49506 		    GENERAL SUPPORT 500

THE GREEN APPLE PANTRY

4307 KALAMAZOO AVE SE STE 25
GRAND RAPIDS,MI49508 		    GENERAL SUPPORT 500

FRIENDSHIP VILLAGE

1400 N DRAKE RD
KALAMAZOO,MI49006 		    50TH ANNIVERSARY GALA DONATION - GENERAL SUPPORT 1,000

KALAMAZOO COLLEGE

1200 ACADEMY ST
KALAMAZOO,MI49006 		    CORPORATE PATRON SPONSOR - GENERAL SUPPORT 500

KALAMAZOO LITERACY COUNCIL

420 E ALCOTT ST
KALAMAZOO,MI49001 		    TRIPLE WORD SPONSOR - GENERAL SUPPORT 250

FOUNDATION FOR HASLETT SCHOOLS

5593 FRANKLIN ST
HASLETT,MI48840 		    VIKING BOLD SPONSOR - GENERAL SUPPORT 500

ALANO CLUB OF KENT COUNTY

1020 COLLEGE AVE NE
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 3,000

ISABELLA COUNTY CHILD ADVOCACY CENTER

2479 ROSEWOOD N DR SUITE B
MT PLEASANT,MI48858 		    GENERAL SUPPORT 1,500

WOMEN OF COLORS

PO BOX 3655
SAGINAW,MI48605 		    GOSPEL FEST SPONSOR - GENERAL SUPPORT 1,000

RELIEF AFTER VIOLENT ENCOUNTER - IONIA

850 E LINCOLN AVE
IONIA,MI48846 		    GENERAL SUPPORT 250

GERALD R FORD FOUNDATION

303 PEARL ST NW
GRAND RAPIDS,MI49504 		    GENERAL SUPPORT 5,000

PILLOWS AND PRAYERS

10177 26TH AVE NW
GRAND RAPIDS,MI49534 		    C4P DONATION - GENERAL SUPPORT 500

WESTERN MICHIGAN UNIVERSITY FOUNDATION

1903 W MICHIGAN AVE
KALAMAZOO,MI49008 		    SOSW INNOVATION ENDOWMENT FUND - GENERAL SUPPORT 3,000

PINE RIVER SUPERFUND CITIZEN TASK FORCE

PO BOX 172
ST LOUIS,MI48880 		    GENERAL SUPPORT 500

FLAT RIVER OUTREACH MINISTRIES INC

11535 FULTON ST E
LOWELL,MI49331 		    GENERAL SUPPORT 2,500

VETERANS SERVING VETERANS INC

3740 S 41 RD
CADILLAC,MI49601 		    GENERAL SUPPORT 750

DEER HAVEN SPIRITUAL RETREAT

20735 W BURT RD
BRANT,MI48614 		    GENERAL SUPPORT 250

GRAND RAPIDS CHRISTIAN SCHOOLS

2400 PLYMOUTH AVE SE
GRAND RAPIDS,MI49506 		    GENERAL SUPPORT 5,000

HABITAT FOR HUMANITY OF KENT COUNTY

425 PLEASANT ST SW
GRAND RAPIDS,MI49503 		    IMAGINE CAMPAIGN - GENERAL SUPPORT 20,500

EBONY ROAD PLAYERS

1213 KALAMAZOO AVE SE
GRAND RAPIDS,MI49507 		    GENERAL SUPPORT 1,000

SOUTH END COMMUNITY OUTREACH MINISTRIES

1545 BUCHANAN AVE SE
GRAND RAPIDS,MI49507 		    GENERAL SUPPORT 500

SOUTHERN LITTLE LEAGUE

2153 WOODCLIFF AVE
GRAND RAPIDS,MI49546 		    GENERAL SUPPORT 1,000

SUSAN MAST ALS FOUNDATION

2500 WALDORF CT NE B
WALKER,MI49544 		    GENERAL SUPPORT 500

AMERICAN CANCER SOCIETY

PO BOX 10069
DETROIT,MI48210 		    GENERAL SUPPORT 1,750

THE E-TEAM OUTDOOR MINISTRIES

5996 DUMON RD
BELDING,MI48809 		    GENERAL SUPPORT 250

IONIA COUNTY ECONOMIC ALLIANCE

101 WEST MAIN ST
IONIA,MI48846 		    MI PITCH 2025 SPONSORSHIP - GENERAL SUPPORT 1,500

COMMUNITY HOMEWORKS

810 BRYANT ST
KALAMAZOO,MI49001 		    SAFE START SUPPORT - GENERAL SUPPORT 5,000

IONIA FREE FAIR ASSOCIATION

PO BOX 96
IONIA,MI48846 		    SPONSORSHIP - GENERAL SUPPORT 1,500

BELDING LABOR DAY COMMITTEE INC

1021 PLEASANT ST
BELDING,MI48809 		    CHAMPION SPONSORSHIP - GENERAL SUPPORT 300

GRATIOT ANIMALS IN NEED

1696 W MONROE RD
ST LOUIS,MI48880 		    TRIVIA NIGHT SPONSOR - GENERAL SUPPORT 150

THE PATH FOUNDATION

912 TRACEY LN
BRIGHTON,MI48114 		    GENERAL SUPPORT 500

LUCIANA'S LEGACY

11952 ANGUS CIRCLE
STERLING HEIGHTS,MI48312 		    GENERAL SUPPORT 500

MEL TROTTER MINISTRIES

225 COMMERCE AVE SW
GRAND RAPIDS,MI49503 		    IMMEASURABLY MORE TINY HOME CAMPAIGN - GENERAL SUPPORT 25,000

KALAMAZOO LOAVES & FISHES

901 PORTAGE ST
KALAMAZOO,MI49001 		    GROCERY PANTRY PROGRAM - GENERAL SUPPORT 5,000

KALAMAZOO YOUTH DEVELOPMENT NETWORK

4000 PORTAGE ST STE 204
KALAMAZOO,MI49001 		    SPONSORSHIP - GENERAL SUPPORT 500

SOUTHWEST MICHIGAN LAND CONSERVANCY

8395 E MAIN ST
GALESBURG,MI49053 		    WETLAND SPONSOR - GENERAL SUPPORT 1,000

VALLEY FAMILY CHURCH

2500 VINCENT AVE
PORTAGE,MI49024 		    LOVE WEEK 2025 DONATION - GENERAL SUPPORT 2,000

KALAMAZOO VALLEY COMMUNITY COLLEGE FOUNDATION

PO BOX 4070
KALAMAZOO,MI49003 		    SILVER SPONSORSHIP - GENERAL SUPPORT 2,000

HISPANIC CENTER OF WESTERN MICHIGAN

1204 CESAR E CHAVEZ AVE SW
GRAND RAPIDS,MI49503 		    HISPANIC FESTIVAL SPONSOR - GENERAL SUPPORT 8,000

I UNDERSTAND LOVE HEALS

PO BOX 822
ADA,MI49301 		    100 HEART FOR 100,000 REASONS SPONSOR - GENERAL SUPPORT 1,000

LOVE YOUR NEIGHBOR

3300 VAN BUREN ST
HUDSONVILLE,MI48426 		    YEAR END FUNDRAISER SPONSOR - GENERAL SUPPORT 500

HEROES CENTER

1329 MICHIGAN AVE
ST LOUIS,MI48880 		    BLUES FOR VETS SPONSOR - GENERAL SUPPORT 100

GRATIOT COUNTY PLAYERS

217 E SUPERIOR ST
ALMA,MI48801 		    GOLD CIRCLE SPONSOR - GENERAL SUPPORT 1,000

DAY DREAMS INC

121 N ELM ST
ITHACA,MI48847 		    EVENT SPONSOR - GENERAL SUPPORT 250

PURITAN REFORMED THEOLOGICAL SEMINARY

2965 LEONARD ST NE
GRAND RAPIDS,MI49525 		    GENERAL SUPPORT 1,000

REFUGEE EDUCATION CENTER

1534 KALAMAZOO AVE SE SUITE 100
GRAND RAPIDS,MI49507 		    GENERAL SUPPORT 500

GRAND RAPIDS LGBTQ HEALTHCARE CONSORTIUM

PO BOX 7757
GRAND RAPIDS,MI49510 		    GENERAL SUPPORT 500

MIDTOWN NEIGHBORDHOOD ASSOCIATION

1147 FULTON ST E
GRAND RAPIDS,MI49503 		    GENERAL SUPPORT 1,000

HABITAT FOR HUMANITY OF IONIA COUNTY

3192 COMMERCE LANE SUITE C3
IONIA,MI48846 		    GENERAL SUPPORT 1,000

MUNSON HEALTHCARE FOUNDATIONS

1150 MEDICAL CAMPUS DR
TRAVERSE CITY,MI49684 		    POWER OF THE PURSE SPONSOR - GENERAL SUPPORT 1,000

MOSAIC FILM EXPERIENCE

PO BOX 888246
GRAND RAPIDS,MI49588 		    SPONSOR 2,000

MEALS ON WHEELS WESTERN MICHIGAN

2900 WILSON AVE SW STE 500
GRANDVILLE,MI49418 		    CAPITAL CAMPAIGN 750

BLANDFORD NATURE CENTER

1715 HILLBURN NW
GRAND RAPIDS,MI49504 		    ANNUAL FUND 5,000

BETHANY CHRISTIAN SERVICES

901 EASTERN AVE NE
GRAND RAPIDS,MI49525 		    PROGRAM SPONSORSHIPS 5,000

LIFE CHOICES RESOURCE CENTER

575 COURT ST
WEST BRANCH,MI48661 		    GENERAL SUPPORT 500
Total ................................. 3a 310,550
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 81  
4 Dividends and interest from securities ....     14 201,346  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 57,531  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 258,958 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
258,958
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
THE MERCANTILE BANK FOUNDATION
 
Employer identification number

87-4152774
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
THE MERCANTILE BANK FOUNDATION
  		Employer identification number
87-4152774
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
MERCANTILE BANK CORPORATION
 
310 LEONARD ST NW
 
GRAND RAPIDS, MI49504

$ 1,066,258


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
THE MERCANTILE BANK FOUNDATION
  		Employer identification number

87-4152774
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
THE MERCANTILE BANK FOUNDATION
  		Employer identification number

87-4152774
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING FEES 6,038 3,019 0 3,019

TY 2025 InvestmentsCorpStockSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Name of Stock End of Year Book Value End of Year Fair Market Value
INVESTMENTS - CORPORATE STOCK 5,364,913 7,514,423

TY 2025 InvestmentsOtherSchedule2
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
INVESTMENTS - OTHER AT COST 2,152,509 1,392,320

TY 2025 OtherExpensesSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
OFFICE EXPENSES 220 0 0 220


TY 2025 OtherIncomeSchedule2
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
INCOME FROM PARTNERSHIP INVESTMENTS   941  


TY 2025 OtherIncreasesSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Description Amount
PRIOR PERIOD ADJUSTMENT 621


TY 2025 OtherProfessionalFeesSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT SERVICE FEES 24,906 24,906 0 0


TY 2025 TaxesSchedule
Name:
THE MERCANTILE BANK FOUNDATION
EIN:
87-4152774
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAX 0 5,447 0 0
EXCISE TAX 4,519 0 0 0