Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
Northwest Community Bank Foundation Inc
 
Number and street (or P.O. box number if mail is not delivered to street address) 86 Main Street
  Room/suite
City or town
Winsted
State or province
CT
Country  
ZIP or foreign postal code
06098
A Employer identification number

87-2625371
B Telephone number (see instructions)

8603797561
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$1,204,684J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 300,000
2 Check .................
3 Interest on savings and temporary cash investments 6,800 6,800  
4 Dividends and interest from securities... 13,612 13,612  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 533,312
b Gross sales price for all assets on line 6a 948,480
7 Capital gain net income (from Part IV, line 2)... 533,312
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 853,724 553,724  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 0 0   0
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,500 1,250   1,250
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
1,302 1,302   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
166 12   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings....... 11,973 0   11,973
22 Printing and publications.......... 223 0   223
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
989 0   50
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 17,153 2,564   13,496
25 Contributions, gifts, grants paid....... 253,101 253,101
26 Total expenses and disbursements. Add lines 24 and 25 ................ 270,254 2,564   266,597
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 583,470
b Net investment income (if negative, enter -0-) 551,160
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 30,081 40,846 40,846
2 Savings and temporary cash investments.........   5,961 5,961
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 0 Click to see attachment
List of Attached Documents:
// Content
457,055 		457,055
b Investments—corporate stock (attach schedule)....... 1,024,935 Click to see attachment
List of Attached Documents:
// Content
700,822 		700,822
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........      
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,055,016 1,204,684 1,204,684
Liabilities 17 Accounts payable and accrued expenses..........   981
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 981
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 1,055,016 1,203,703
29 Total net assets or fund balances (see instructions)..... 1,055,016 1,203,703
30 Total liabilities and net assets/fund balances (see instructions). 1,055,016 1,204,684
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,055,016
2
Enter amount from Part I, line 27a .....................
2
583,470
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
98,529
4
Add lines 1, 2, and 3 ..........................
4
1,737,015
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
533,312
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
1,203,703
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a Publicly Traded Securities D    
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 948,480   415,168 533,312
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       533,312
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 533,312
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 7,661
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 7,661
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 7,661
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 0
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 0
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 7
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 7,668
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
CT
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addresshttps://nwcommunitybank.com/foundation/
14
The books are in care ofThe Organization Telephone no. (860) 379-7561

Located at86 Main StreetWinstedCT ZIP+406098
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
Yes
 
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
Yes
 
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
Yes
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
Yes
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d). Click to see attachment
List of Attached Documents:
// Content
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
Susan Atkins Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Jessica Bragg Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Michael Caselas Director (start 1/2025)
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Jane B Hinkel Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Charles Joseph Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
John Seagrave Director (start 1/2025)
1.00 		0 0 0
86 Main Street
Winsted,CT06098
William J Shea II Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Raimie Weber Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Alan Colavecchio Chair/Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Brian McCormick Vice-Chair/Director
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Maura Malo President
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Andre Motulski Treasurer
1.00 		0 0 0
86 Main Street
Winsted,CT06098
Lisa Partrick Secretary
1.00 		0 0 0
86 Main Street
Winsted,CT06098
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
1,049,479
b
Average of monthly cash balances.......................
1b
93,011
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
1,142,490
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
1,142,490
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
17,137
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
1,125,353
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
56,268
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
56,268
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
7,661
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
7,661
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
48,607
4
Recoveries of amounts treated as qualifying distributions................
4
11,200
5
Add lines 3 and 4............................
5
59,807
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
59,807
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
266,597
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
266,597
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 59,807
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022...... 361,328
d From 2023...... 284,976
e From 2024...... 169,929
f Total of lines 3a through e ........ 816,233
4Qualifying distributions for 2025 from Part
XI, line 4: $ 266,597
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 59,807
e Remaining amount distributed out of corpus 206,790
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 1,023,023
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		1,023,023
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 .... 361,328
c Excess from 2023 .... 284,976
d Excess from 2024 .... 169,929
e Excess from 2025 .... 206,790
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
Lisa Partrick Community Relations O
86 Main Street
Winsted,CT06098
(860) 393-9172
Foundation@nwcommunitybank.com
bThe form in which applications should be submitted and information and materials they should include:
Please visit the website for complete instructions on how to apply for a grant: https://nwcommunitybank.com/foundation/ Potential applicants will be required to create an account with the Foundation's Online Portal in order to submit their application materials. Applicants may be asked to detail the program for which they are requesting funding, and to explain how their proposals fit within the Foundation's core focus areas, which include: education; housing; human services; and community impact. Applicants may be asked to illustrate the impact and budget of their proposals, and may also be asked to provide proof of their qualified 501(c)(3) tax-exempt status, including IRS Letters and previously filed tax returns.
cAny submission deadlines:
March 1st, August 30th
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Applicants must be a registered 501(c)(3) organizations. The Foundation will give preference to those organizations providing services that align with the goals and communities served by Northwest Community Bank. The Foundation does not support to political organizations or candidates, religious purposes, individual endeavors, or organizations which are discriminatory in their practices. Additionally, the Foundation will not fund proposals for individuals seeking scholarships; organizations utilizing a fiscal agent; alumni or endowment campaigns; fundraising events; sports teams; advertising; lobbying; travel; and/or programs contingent on participation in religious services or adherence to religious doctrine. Organizations may apply once per grant cycle, and annual grants will not exceed $25,000 per recipient.
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

After School Arts Program Inc (ASAP)

6 Bee Brook Road
Washington Depot,CT06794 		N/A   ASAP! Summer Camp for Youth 1,400

American Mural Project

90 Whiting Street
Winsted,CT06098 		N/A   Summer @AMP Art Enrichment Programs for 2025 1,400

American Museum of Tort Law

654 Main Street
Winsted,CT06098 		N/A   Youth Civic Challenge Program 1,400

Artgarage

55 Selleck Hill Road
Salisbury,CT06068 		N/A   Artgarage 1,500

Arts for Learning Connecticut

1 Evergreen Avenue
Hamden,CT06518 		N/A   Higher Order Thinking (HOT) Schools at Kinsella in Hartford 1,000

Aton Forest Inc

270 N Colebrook Road
Norfolk,CT06058 		N/A   Haskell property, Colebrook, CT 2,000

Avon Land Trust Inc

PO Box 267
Avon,CT06001 		N/A   Oakes Preserve Mapping and Tool to Control Invasive Knotweed 1,090

Bantam Lake Protective Association

PO Box 117
Morris,CT06750 		N/A   Implementation of the Bantam Watershed Pledge 1,500

Beacon of Light Animal Rescue Inc

PO BOX 1062
New Hartford,CT06057 		N/A   Collaborative Animal Welfare Effort (CAWE) 1,000

Bristol Symphony Orchestra Inc

PO Box 2154
Bristol,CT06011 		N/A   Nutmeg Symphony Orchestra Educational Children's Concerts 1,000

Brooker Memorial

157 Litchfield Street
Torrington,CT06790 		N/A   Shade Equipment for Child Care Playground 2,500

Burlington Volunteer Fire Department

719 George Washington Turnpike
Burlington,CT06010 		N/A   Expanded AED coverage for our First Responders 2,000

Camp Courant Inc

96 Batterson Park Road
Farmington,CT06032 		N/A   Camp Courant Educational Programing 3,000

Canaan Kids Artspace

33 Prospect Street
Canaan,CT06018 		N/A   After-School Art Club: Staffing Expansion 1,000

Canton Historical Society

11 Front Street
Collinsville,CT06019 		N/A   2025 Electrical improvement plan 1,500

Caring for Bethlehem Inc

21 Main Street South
Bethlehem,CT06751 		N/A   Feed Our Families: Spring 2026 2,000

Chore Service

15 Academy Street
Salisbury,CT06068 		N/A   Chore Service, Inc. - General Operating Request 2,000

Colebrook Fire Department Forge Company Inc

300 Colebrook River Road
Colebrook,CT06021 		N/A   Griphoist / Tirfor TU Series Hoist Rescue Kit (TU-28) for Squad 2 1,000

Connecticut Democracy Center

21 Oak Street Suite 309
Hartford,CT06106 		N/A   Renewed Funding Supporting History Day through the Northwest Community Bank Foundation 1,500

Connecticut Institute for the Blind (dba Oak Hill)

120 Holcomb Street
Hartford,CT06112 		N/A   Adaptive Camp & Recreation 1,000

Connecticut Rivers Council Scouting America - Camp Workcoeman

169 Camp Workcoeman Road
New Hartford,CT06057 		N/A   Camp4All: Camp Workcoeman Program/Facility Enhancement 1,300

Cornelia de Lange Syndrome (CdLS) Foundation

30 Tower Lane
Avon,CT06001 		N/A   The CdLS Foundation Helpline 1,000

Covenant to Care for Children Inc

1477 Park Street Suite 2A
Hartford,CT06106 		N/A   Basic Essential Goods for Children 2,500

Dress for Success Hartford County Inc (Dress for Success Hartford)

PO Box 2343
Hartford,CT061462343 		N/A   Financial Literacy Education for the Professional Womens Group 1,000

East Granby Library Association Inc

24 Center Street
East Granby,CT06026 		N/A   EGPL Public Computer Upgrade 2,000

East Litchfield Volunteer Fire Company

365 East Litchfield Road
Litchfield,CT06759 		N/A   ELFD Technology Upgrades 1,000

Explorations Inc

71 Spencer Street
Winsted,CT06098 		N/A   Explorations Adventure 3,000

Falls Village Day Care Center

35 Page Road
Falls Village,CT06031 		N/A   iPad Cases, Screening Tool, 1,000

Falls Village Housing Trust Inc

PO Box 424
Lakeville,CT06031 		N/A   Falls Village Housing Trust, Inc. 1,500

Falls Village Volunteer Fire Department

188 Route 7 South
Falls Village,CT06031 		N/A   Outfit our Department in Hi-Vis 1,000

Farmington Academy Inc

150 Fisher Drive
Avon,CT06001 		N/A   Montessori Model United Nations Program (MMUN) 2,000

Farmington Land Trust Inc

119 Coppermine Road
Unionville,CT06085 		N/A   The Open Space Land Stewardship and Garden Necessities Project 1,250

First Congregational Church of East Windsor

124 Scantic Road
East Windsor,CT06088 		N/A   Box Lift Project 2,000

FISHFriends in Service to Humanity of Northwestern Connecticut

332 South Main Street
Torrington,CT06790 		N/A   Supporting the Food Needs of our NWCT Neighbors at the FISH Food Pantry 4,000

Focus Center For Autism Inc

PO Box 452
Canton,CT06019 		N/A   FOCUS Center for Autism - Fresh Start School 2,500

Friend to Friend Inc

PO Box 631
East Granby,CT06026 		N/A   Food Pantry 2,600

Friends of the Litchfield Community Greenway

PO Box 788
Litchfield,CT06759 		N/A   FLCG Phase 4B Bantam River Bridge (Friends of the Litchfield Community Greenway) 1,500

Gifts of Love Inc

34 E Main Street
Avon,CT06001 		N/A   Student Weekend Backpack Program 5,000

Girl Scouts of Connecticut Inc

340 Washington Street
Hartford,CT06106 		N/A   Building Girl Leaders in Northwest Connecticut 1,500

Goshen Community Care

PO Box 202
Goshen,CT06756 		N/A   Monthly Family Dinners 1,500

Granby Homes for Senior Citizens Inc

259 Salmon Brook Street
Granby,CT060352328 		N/A   Metal Benches for the property 1,000

Greater New Britain Teen Pregnancy Prevention Inc

43 Viets Street
New Britain,CT06053 		N/A   Increasing Access to Mental Health Support for At-Risk Youth 1,500

Greenwoods Counseling & Referrals

25 South Street
Litchfield,CT06759 		N/A   Financial Aid for Mental Healthcare across Litchfield County 3,500

Gunn Memorial Library

5 Wykeham Road
Washington,CT06793 		N/A   Career Club : Individual Career Mapping 1,500

Habitat for Humanity of NWCT

PO Box 1
Salisbury,CT06068 		N/A   Habitat For Humanity of Northwest Connecticut - North Canaan Home 5,000

Hands On Hartford

55 Bartholomew Street
Hartford,CT06106 		N/A   Hands On Hartford Community Pantry 2,500

Harbor House of Litchfield County

100 Brass Mill Dam Road
Torrington,CT06790 		N/A   Harbor House of Litchfield County 2,500

Hartford Interval House Inc

PO Box 340207
Hartford,CT06134 		N/A   Breaking the Cycle: Intervention & Prevention at Interval House 2,500

Healing Hoofbeats of CT Inc

41 Judge Lane
Bethlehem,CT06751 		N/A   Hoof & Heart Fund Supporting the care and well-being of Healing Hoofbeats Animal Healers. 1,000

Healing Meals Foundation Corporation

PO Box 7223
Bloomfield,CT06002 		N/A   Nourishing Northwest Connecticut 3,100

Helping Hands Chore Service

115 Spencer Street
Winsted,CT06098 		N/A   Program Development & Capacity Building 3,000

Hill-Stead Museum

35 Mountain Road
Farmington,CT06732 		N/A   From the Porch 1,000

Holy Disciples Catholic School

760 Main Street
Watertown,CT06795 		N/A   Ignite Learning: Personalized Success through IXL 1,500

Housatonic Youth Service Bureau

246 Warren Turnpike
Falls Village,CT06031 		N/A   Student Assistance Program 2,000

KidsPlay Children's Museum Inc

61 Main Street
Torrington,CT06790 		N/A   KidsPlay Agency Partners: Play and Learning for All 5,000

Klingberg Family Centers Inc

370 Linwood Street
New Britain,CT060521949 		N/A   The Klingberg Family Pantry 2,500

Litchfield Ambulance Association Inc

PO Box 651
Litchfield,CT067590651 		N/A   Radio Communication System--New Ambulance Headquarters 3,000

Litchfield Hills Rowing Club

PO Box 42
Litchfield,CT06759 		N/A   Financial Aid Support 1,000

Litchfield Historical Society

PO Box 385
Litchfield,CT067590385 		N/A   Critical Technology Upgrades 2,000

Litchfield Land Trust

28 Russell Street
Litchfield,CT06579 		N/A   Boost the Caboose Restoration Project 3,000

Litchfield Performing Arts Inc

PO Box 69
Litchfield,CT06759 		N/A   Litchfield Jazz Camp Talent Search and Jazz After Work 2,000

Little Britches Therapeutic Riding Inc

PO Box 120
Woodbury,CT06798 		N/A   Little Britches Extended Fall Session at Shepaug Agriscience Academy 1,000

Mattatuck Historical Society (dba Mattatuck Museum)

144 West Main Street
Waterbury,CT06702 		N/A   Mattatuck Museum Arts Enrichment Programming 1,000

McCall Foundation Inc

58 High Street
Torrington,CT06790 		N/A   Enhancing Patient Safety and Medication Management through NextGen EHR-Integrated Cameras 1,750

Mental Health Connecticut

76 Batterson Park Road
Farmington,CT06032 		N/A   Pathways to Housing and Wellness 2,000

Morris Public Library

PO Box 656
Morris,CT06750 		N/A   Continue Exploring with VOX books 1,323

NAFI Connecticut Inc

49-51 Wethersfield Avenue
Hartford,CT06114 		N/A   NAFI's 2,200

New Hartford Volunteer Ambulance Association Inc

12b Greenwoods Road
New Hartford,CT06057 		N/A   Lifesaving Advanced Airway Management Tools and Training 2,000

New Hartford Volunteer Fire Department

PO Box 203
New Hartford,CT06057 		N/A   Cancer Preventative Fire Hoods 1,200

New Horizons Living Center Inc

34 Falls Brook Road
Bristol,CT06010 		N/A   NHLC Soup Kitchen 2,500

Norfolk Volunteer Fire Department

20 Shepard Road
Norfolk,CT06058 		N/A   Medical Supplies and Equipment for our First Responder Program 1,000

North Canaan Education Foundation Inc

90 Pease Street
Canaan,CT06018 		N/A   Technology Hardware and Software to Run AHA! 1,000

Northwest Connecticut Association for the Arts (dba Warner Theatre)

PO Box 1012
Torrington,CT06790 		N/A   ArtsPloration 2,000

Northwest Conservation District

1185 New Litchfield Street
Torrington,CT06763 		N/A   Forestry Education Programs in Northwest Connecticut 1,600

Northwestern Connecticut YMCA - Winsted Branch

480 Main Street
Winsted,CT06098 		N/A   Rising Star Camp Scholarships 2,200

Northwestern Connecticut YMCA

259 Prospect Street
Torrington,CT06790 		N/A   Winsted Residence 5,250

Northwestern Connecticut YMCA

259 Prospect Street
Torrington,CT06790 		N/A   Active Older Adult Program Equipment 1,000

Northwestern Regional School District No 7

100 Battistoni Drive
Winsted,CT06027 		N/A   Students in Leadership/Principal's Advisory Council 1,500

NWCT Adult Day Center

409 Bantam Road
Litchfield,CT06759 		N/A   Nutritious noon meal 2,500

Open Door Inc

160 Main Street
Winsted,CT06098 		N/A   Open Door Soup Kitchen 2,000

Pleasant Valley United Methodist Church

93 River Road
Pleasant Valley,CT06063 		N/A   PVUMC Food Pantry Community Outreach Infrastructure 1,200

Plumb Hill Playing Fields Inc

PO Box 1296
Litchfield,CT06759 		N/A   Plumb Hill Playing Fields Scoreboard Rebranding 3,000

Prime Time House Inc

836 Main Street
Torrington,CT06790 		N/A   Continue with Prime Minds Cognitive Remediation Program 1,188

Read to Grow Inc

53 School Ground Road Unit 3
Branford,CT06405 		N/A   Supporting early childhood literacy in Litchfield County through Bookmobile visits 1,500

Rebuilding Together Litchfield County Inc

PO Box 544
Bantam,CT06750 		N/A   FY 26 3,000

Region 5 Dive Team

65 Tucker Hill Road
Middlebury,CT06762 		N/A   AED 2,000

Riverton Theatre Inc

PO Box 302
Riverton,CT06065 		N/A   Set replacement and sound system upgrade 1,000

Salisbury Central School - EXTRAS Childcare and Summer Program

PO Box 548
Salisbury,CT06068 		N/A   Technology Upgrades 1,000

Salisbury Housing Trust

PO Box 52
Salisbury,CT06068 		N/A   Under Mountain Trees 1,500

Salisbury Rotary Club Foundation

PO Box 287
Salisbury,CT06068 		N/A   Back to School 1,500

Sharon Historical Society and Museum

18 Main Street
Sharon,CT06069 		N/A   Sharon Historical Society & Museum Makers Space 1,500

Simsbury Free Library

749 Hopmeadow Street
Simsbury,CT06070 		N/A   Simsbury Free Library 1,500

Simsbury Volunteer Ambulance Association Inc

4 Old Mill Lane
Simsbury,CT06070 		N/A   Ipads for Patient Care 2,000

Soar Educational Enrichment

PO Box 593
Salisbury,CT06068 		N/A   SOAR & Flying Cloud Institute 1,000

Summit Adaptive Sports Inc

126 Ratlum Road
New Hartford,CT06057 		N/A   Communication Upgrade Project 1,000

Susan B Anthony Project

179 Water Street
Torrington,CT06790 		N/A   Outreach and Prevention Education Program 5,000

Talcott Mountain Science Center for Student Involvement Inc

324 Montevideo Road
Avon,CT06001 		N/A   Launch of Talcott Mountain Research Institute (TMRI) 2,000

The Arc of the Farmington Valley Inc

225 Commerce Drive
Canton,CT06019 		N/A   Favarh Players Theater Program 1,000

The Bridge Family Center Inc

1022 Farmington Avenue
West Hartford,CT06107 		N/A   Bridge Family Resource Center Saturday Family Academy 1,000

The Childrens Museum Inc

180 Mohegan Drive
West Hartford,CT06107 		N/A   Support for Roaring Brook Nature Centers Wildlife Rehabilitation Clinic 2,000

The City of Torrington Sullivan Senior Center

88 East Albert Street
Torrington,CT06790 		N/A   Fuel for Food, Elderly Nutrition Program 3,000

The Community Kitchen of Torrington Inc

PO Box 852
Torrington,CT06790 		N/A   Stock the pantry and freezer 1,500

The CT Association of School Based Health Centers Inc

53 Oak Street
Hartford,CT06106 		N/A   Protecting Care, Empowering Communities 1,000

The Equus Effect

37 Drum Road
Sharon,CT06069 		N/A   A Shorter Path for the Long Journey Home 1,500

The Housing Collective

815 Main Street
Bridgeport,CT066044921 		N/A   The Litchfield County Center for Housing Opportunity 3,000

The Kids of Summer Foundation

548 Huckleberry Hill Road
Avon,CT06103 		N/A   The Kids of Summer - Summer STEM 1,500

The Nutmeg Ballet Conservatory

58 Main Street
Torrington,CT06790 		N/A   Half Century Leadership Change - Call for Strategic Planning 1,500

The Police Activities League (PAL) of Hartford Inc

253 High Street
Hartford,CT06103 		N/A   General Operating Funds 1,000

The Salvation Army

855 Asylum Avenue
Hartford,CT06105 		N/A   Basic Human Services Program: Fuel Assistance 3,500

The Underground NE

PO Box 852
Bloomfield,CT06002 		N/A   Adult Mentor Program 1,750

The W L Gilbert Trust Corporation

200 Williams Avenue
Winsted,CT06098 		N/A   The Yellowjacket Fund 2,500

Thrive Farm Inc

73 Wolcott Road
Simsbury,CT06070 		N/A   Hoophouse repairs and upgrades 3,000

Torrington Civic Symphony

113 Buena Vista Avenue
Torrington,CT06790 		N/A   2025-2026 Season 1,000

Town of East Granby - Social Services

20 Center Street
East Granby,CT06026 		N/A   East Granby Emergency Assistance Fund 2,000

Town of Hartland

22 South Road
East Hartland,CT06027 		N/A   Hartland Community Assistance Fund 1,000

Town of Winchester

338 Main Street
Winsted,CT06098 		N/A   Town of Winchester Resident Assistance Fund 3,000

Visiting Nurse & Hospice of Litchfield County Inc

32 Union Street
Winsted,CT06098 		N/A   Granby Food Pantry 4,000

Warren Volunteer Fire Co Inc

11 Sackett Hill Road
Warren,CT07654 		N/A   Wild Land Fire Gear for WVFC 1,200

Waterbury Baptist Ministries

222 West Main Street
Waterbury,CT067021220 		N/A   Waterbury Baptist Ministries Food Pantry Thanksgiving/ Christmas Distributions 3,000

Watertown Area Association for Special Citizens

87 Pleasant View Street
Oakville,CT06779 		N/A   Partial Funding of Bowling Program and Arts and Crafts 1,000

Watertown Historical Society

401 Main Street
Watertown,CT06795 		N/A   Speaking of History 1,000

West Hartland Volunteer Fire Department

152 Center Street
West Hartland,CT06091 		N/A   Portable radios with dual compatibility 2,000

Winchester Center Historical Association Inc

PO Box 117
Winchester Center,CT060940117 		N/A   The Chapel Restoration Project: Exterior Renovation of Cupola 2,000

Winchester Housing Partners

244 South Road
Winsted,CT06098 		N/A   Batcheller School Adaptive Reuse - Affordable Housing Project 3,000

Winchester Land Trust

PO Box 10
Winchester Center,CT06094 		N/A   4th and 5th grade Outdoor Education Field Trips 1,600

Winsted Area Volunteer Ambulance Association

PO Box 56
Winsted,CT06098 		N/A   Radio System Upgrade 2,000

Winsted Health Center Inc

115 Spencer Street
Winsted,CT06098 		N/A   Gilbert School Introduction to Manufacturing Curriculum 2,500

Winsted Youth Baseball Association

PO Box 911
Winsted,CT06098 		N/A   Softball Pitching Machine Purchase 1,000

YMCA Camp Mohawk Inc

PO Box 1209
Litchfield,CT06759 		N/A   Waterfront Shed Replacement 2,500

YMCA of Greater Hartford

50 State House Square
Hartford,CT06013 		N/A   Camp Chase Camp Scholarships 2,400

Young Women's Christian Association New Britain

19 Franklin Square
New Britain,CT06051 		N/A   Closing the Opportunity and Access Gaps in New Britain: YWCA Out of School Time Programming 2,200
Total ................................. 3a 253,101
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 6,800  
4 Dividends and interest from securities ....     14 13,612  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 533,312  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 553,724 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
553,724
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
Northwest Community Bank Foundation Inc
 
Employer identification number

87-2625371
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
Northwest Community Bank Foundation Inc
  		Employer identification number
87-2625371
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
Northwest Community Bank
 
86 Main Street
 
Winsted, CT06098

$ 300,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
Northwest Community Bank Foundation Inc
  		Employer identification number

87-2625371
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
Northwest Community Bank Foundation Inc
  		Employer identification number

87-2625371
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Tax preparation fees 2,500 1,250   1,250

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2025 ExpenditureResponsibilityStmt
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Grantee's Name Grantee's Address Grant Date Grant Amount Grant Purpose Amount Expended By Grantee Any Diversion By Grantee? Dates of Reports By Grantee Date of Verification Results of Verification
Simsbury Free Library
  		749 Hopmeadow Street
Simsbury,CT06070 		2025-04-21 1,500 Simsbury Free Library is a Section 501(c)(3) private operating foundation. The Foundation paid a grant to the Library in its 2025 tax year for interior repairs and modernization to maintain and expand the Library's capacity. This project will increase Simsbury Free Library's operations and public access. It is anticipated that these funds will affect 3,000-4,000 people annually, and enable the Library to expand its educational and community-engagement programs. Accordingly, this gift advances the core charitable purposes and mission of the Foundation.   None to the Foundation's knowledge Final reports are due in March 2026   Final reports are due back to the Foundation in March 2026. As of the time of filing this tax return, the Foundation has no reason to think the granted funds have been used for any purpose other than as originally intended. The Library agreed to various reporting and progress metrics as part of its grant-award with the Foundation, and it is the Foundation's understanding at the time of this tax return's filing that the Library has complied with all such conditions.

TY 2025 InvestmentsCorpStockSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Name of Stock End of Year Book Value End of Year Fair Market Value
75 units ABT 9,397 9,397
35 units APD 8,646 8,646
59 units GOOG 18,514 18,514
52 units AMZN 12,003 12,003
46 units AAPL 12,506 12,506
14 units ASML 14,978 14,978
33 units CMI 16,845 16,845
34 units ETN 10,829 10,829
12 units LLY 12,896 12,896
18 units GS 15,822 15,822
62 units JNJ 12,831 12,831
40 units JPM 12,889 12,889
18 units MA 10,276 10,276
30 units MCD 9,169 9,169
17 units META 11,222 11,222
24 units MSFT 11,607 11,607
70 units ORCL 13,644 13,644
16 units PH 14,063 14,063
65 units PEP 9,329 9,329
56 units PG 8,025 8,025
68 units QCOM 11,631 11,631
38 units RSG 8,053 8,053
16 units ROP 7,122 7,122
74 units RTX 13,572 13,572
104 units SO 9,069 9,069
283 units DIA 136,001 136,001
21 units TMO 12,168 12,168
73 units TJX 11,213 11,213
347 units VOO 217,614 217,614
28 units V 9,820 9,820
100 units WMT 11,141 11,141
63 units ZTS 7,927 7,927

TY 2025 InvestmentsGovtObligationsSch
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
US Government Securities - End of Year Book Value:

457,055
US Government Securities - End of Year Fair Market Value:

457,055
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2025 OtherDecreasesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Description Amount
Book-to-tax adjustment for sale of previously donated securities 533,312


TY 2025 OtherExpensesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Insurance 939 0   939
State filing fees 50 0   50
Accrual-to-cash adjustment 0 0   -939


TY 2025 OtherIncreasesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Description Amount
Unrealized gains on investments 87,329
Recovery of prior year charitable distributions 11,200


TY 2025 OtherProfessionalFeesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Investment management fees 1,302 1,302   0


TY 2025 TaxesSchedule
Name:
Northwest Community Bank Foundation Inc
EIN:
87-2625371
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
Excise taxes 154 0   0
Foreign taxes on dividends 12 12   0