Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
JOE AND MARY ANN CROMEANS CHARITABLE
FOUNDATION TRUST
Number and street (or P.O. box number if mail is not delivered to street address) PO BOX 352
  Room/suite
City or town
ORANGE BEACH
State or province
AL
Country  
ZIP or foreign postal code
36561
A Employer identification number

85-1191628
B Telephone number (see instructions)

2519239297
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$29,131,860J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 700,197 691,997  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 1,119,181
b Gross sales price for all assets on line 6a 18,575,779
7 Capital gain net income (from Part IV, line 2)... 1,119,181
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 1,819,378 1,811,178  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 226,667 0   226,667
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
17,690 8,845   8,845
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
133,275 99,956   33,319
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
50,414 12,012   16,830
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings....... 39 0   39
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,067 0   1,067
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 429,152 120,813   286,767
25 Contributions, gifts, grants paid....... 1,044,000 1,044,000
26 Total expenses and disbursements. Add lines 24 and 25 ................ 1,473,152 120,813   1,330,767
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 346,226
b Net investment income (if negative, enter -0-) 1,690,365
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 130,761 57,977 57,977
2 Savings and temporary cash investments......... 231,264 408,033 408,033
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 4,291,031 Click to see attachment
List of Attached Documents:
// Content
6,485,847 		6,564,605
b Investments—corporate stock (attach schedule)....... 13,379,475 Click to see attachment
List of Attached Documents:
// Content
9,497,357 		14,491,135
c Investments—corporate bonds (attach schedule)....... 4,439,824 Click to see attachment
List of Attached Documents:
// Content
1,976,191 		2,044,649
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 0 Click to see attachment
List of Attached Documents:
// Content
4,412,753 		5,565,461
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 22,472,355 22,838,158 29,131,860
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 22,472,355 22,838,158
29 Total net assets or fund balances (see instructions)..... 22,472,355 22,838,158
30 Total liabilities and net assets/fund balances (see instructions). 22,472,355 22,838,158
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
22,472,355
2
Enter amount from Part I, line 27a .....................
2
346,226
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
19,577
4
Add lines 1, 2, and 3 ..........................
4
22,838,158
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
22,838,158
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a ABERCROMBIE & FITCH CO CL A P 2024-12-24 2025-05-08
b ALBERTSONS COMPANIES INC P 2025-05-08 2025-09-08
c ALLSTATE CORP COM P   2025-01-17
d AMERICAN TOWER CORP 3.375% 10/15/2026-2 P 2024-03-27 2025-10-09
e AMPHENOL CORP NEW CL A P 2025-03-20 2025-09-08
ANHEUSER-BUSCH 4.7% 02/01/2036 P 2024-11-19 2025-01-16
APPFOLIO INC CL A P   2025-03-19
APPILED INDUSTRIAL TECHNOLOGIES P   2025-09-08
APPILED INDUSTRIAL TECHNOLOGIES P   2025-12-05
APPLOVIN CORPORATION COM CL A P   2025-09-08
APPLOVIN CORPORATION COM CL A P   2025-09-30
ARCHROCK INC P   2025-09-08
ARCHROCK INC P   2025-11-17
BANK OF AMERICA CORP 3.248% 10/21/2027-2 P   2025-06-20
BANK OF AMERICA CORP 3.559% 04/23/2027 P   2025-01-30
BANK OF NEW YORK MELLON CORP P   2025-01-17
BANK OF NEW YORK MELLON CORP P   2025-09-08
BELDEN CDT INC P   2025-09-08
BELDEN CDT INC P   2025-12-05
BELLRING BRANDS INC NEW P   2025-05-08
BERKLEY W R CORP COM P   2025-01-17
BERKLEY W R CORP COM P   2025-02-06
BERKSHIRE HATHAWAY INC 3.125% 03/15/2026 P   2025-01-30
BOYD GAMING CORP P   2025-09-08
BOYD GAMING CORP P   2025-12-05
BRISTOL MYERS SQUIBB CO COM P   2025-01-17
BRISTOL MYERS SQUIBB CO COM P   2025-07-17
BURLINGTON STORES, INC P   2025-09-08
BURLINGTON STORES, INC P   2025-11-17
CAPITAL ONE FINL CORP COM P   2025-09-08
CARPENTER TECHNOLOGY TECHNOLOGY P   2025-09-08
CARPENTER TECHNOLOGY TECHNOLOGY P   2025-12-05
CASEYS GEN STORES INC P   2025-09-08
CASEYS GEN STORES INC P   2025-12-05
CHART INDUSTRIES INC P   2025-01-17
CHART INDUSTRIES INC P   2025-12-05
CHUBB INA HOLDINGS INC 1.375% 09/15/2030 P   2025-10-10
CHUBB INA HOLDINGS INC INA HOLDINGS 3.35 P   2025-06-20
CIRRUS LOGIC INC. P   2025-09-08
CLEARWAY ENERGY INC CL C P   2025-07-17
CLEARWAY ENERGY INC CL C P   2025-09-08
CLEARWAY ENERGY INC CL C P   2025-12-05
CNO FINANCIAL GROUP, INC P   2025-09-08
CNO FINANCIAL GROUP, INC P   2025-12-05
COCA COLA CONSOLIDATED INC P   2025-06-04
COLGATE PALMOLIVE CO P   2025-09-08
COMFORT SYSTEMS USA P   2025-05-08
COMMERCIAL METALS CO P   2025-02-06
COMMERCIAL METALS CO P   2025-09-08
COMMERCIAL METALS CO P   2025-12-05
CORPAY INC P   2025-01-17
CROCS INC P   2025-09-08
CROWN HOLDINGS INC P   2025-12-05
CROWN HOLDINGS INC P   2025-03-19
CULLEN FROST BKRS INC P   2025-09-08
CUMMINS ENGINE INC COM P   2025-01-17
CUMMINS ENGINE INC COM P   2025-07-17
DATADOG INC CL A P   2025-05-08
DIAMONDBACK ENERGY INC P   2025-05-08
DIAMONDBACK ENERGY INC P   2025-09-08
DIGITAL RLTY TR INC P   2025-09-08
DIGITAL RLTY TR INC P   2025-12-05
DOCUSIGN INC P   2025-09-08
DT MIDSTREAM INC COMMON STOCK P   2025-08-08
DUOLINGO INC CL A COM P   2025-09-08
DUOLINGO INC CL A COM P   2025-11-14
DUOLINGO INC CL A COM P   2025-11-17
DYNATRACE HOLDINGS LLC P   2025-09-08
DYNATRACE HOLDINGS LLC P   2025-12-05
ENCOMPASS HEALTH CORP P   2025-09-08
ENERSYS P   2025-09-08
ENERSYS P   2025-03-19
ESSENT GROUP LTD P   2025-09-08
ESSENT GROUP LTD P   2025-12-05
EXPEDIA GROUP INC P   2025-01-17
EXPEDIA GROUP INC P   2025-07-17
EXPEDIA GROUP INC P   2025-09-08
FABRINET P   2025-09-08
FABRINET P   2025-12-05
FHLMC POOL # SD8446 5.5% 07/01/2054 P   2025-08-25
FHLMC POOL # SD8446 5.5% 07/01/2054 P   2025-09-25
FHLMC POOL # SD8446 5.5% 07/01/2054 P   2025-10-27
FHLMC POOL # SD8446 5.5% 07/01/2054 P   2025-11-25
FHLMC POOL # SD8446 5.5% 07/01/2054 P   2025-12-26
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-08-25
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-09-25
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-10-27
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-11-25
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-11-25
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-12-26
FHLMC POOL #SD3469 5.5% 08/01/2053 P   2025-12-31
FHLMC POOL #SD5148 3.5% 06/01/2049 P   2025-07-29
FHLMC POOL #SD8142 3% 04/01/2051 P   2025-08-25
FHLMC POOL #SD8142 3% 04/01/2051 P   2025-09-25
FHLMC POOL #SD8142 3% 04/01/2051 P   2025-10-27
FHLMC POOL #SD8142 3% 04/01/2051 P   2025-11-25
FHLMC POOL #SD8142 3% 04/01/2051 P   2025-12-26
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-08-25
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-08-25
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-09-25
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-10-27
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-11-25
FHLMC POOL #SD8169 3.5% 09/01/2051 P   2025-12-26
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-10-27
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-08-25
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-09-25
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-10-27
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-11-25
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-07-30
FHLMC POOL #SD8236 3.5% 08/01/2052 P   2025-12-31
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-08-25
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-09-25
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-10-27
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-11-25
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-12-26
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-12-31
FHLMC POOL #SD8363 6% 09/01/2053 P   2025-09-08
FIRST FINANCIAL BANKSHARES P   2025-09-08
FIRST FINANCIAL BANKSHARES P   2025-11-17
FIRST HORIZON NATL CORP COM P   2025-12-05
FLEX LTD P   2025-09-08
FLEX LTD P   2025-12-05
FNMA PASS-THRU I POOL # FS1507 3% 02/01/ P   2025-09-25
FNMA PASS-THRU I POOL # FS1507 3% 02/01/ P    
FNMA PASS-THRU I POOL # FS1507 3% 02/01/ P   2025-11-25
FNMA PASS-THRU I POOL # FS1507 3% 02/01/ P    
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-12-31
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-08-25
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-09-25
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-10-27
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-11-25
FNMA PASS-THRU I POOL #CB7926 5.5% 02/01 P   2025-12-26
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-02-14
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-03-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-04-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-05-27
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-06-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-07-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-08-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-09-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-10-27
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-11-25
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-12-26
FNMA PASS-THRU I POOL #FA0520 5% 04/01/2 P   2025-12-31
FNMA PASS-THRU I POOL #FM9474 3% 10/01/2 P   2025-08-25
FNMA PASS-THRU I POOL #FM9474 3% 10/01/2 P   2025-09-25
FNMA PASS-THRU I POOL #FM9474 3% 10/01/2 P   2025-10-27
FNMA PASS-THRU I POOL #FM9474 3% 10/01/2 P   2025-11-25
FNMA PASS-THRU I POOL #FM9474 3% 10/01/2 P   2025-12-26
FNMA PASS-THRU I POOL #FM9474 3% 10/01/3 P   2025-12-31
FNMA PASS-THRU I POOL #MA5165 5.5% 10/01/2 P   2025-12-31
FNMA PASS-THRU I POOL #MA5165 5.5% 10/01/2 P   2025-08-25
FNMA PASS-THRU I POOL #MA5165 5.5% 10/01/2 P   2025-09-25
FNMA PASS-THRU I POOL # MA5165 5.5% 10/01/2053 P   2025-11-25
FNMA PASS-THRU I POOL # MA5165 5.5% 10/01/2053 P   2025-12-26
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-12-31
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-08-25
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-09-25
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-10-27
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-11-25
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-12-26
FNMA PASS-THRU I POOL #MA4796 2% 11/01/2050 P   2025-12-31
FNMA POOL #MA4465 2% 11/01/2051 P   2025-09-25
FNMA POOL #MA4465 2% 11/01/2051 P   2025-10-27
FNMA POOL #MA4465 2% 11/01/2051 P   2025-11-25
FNMA POOL #MA4465 2% 11/01/2051 P   2025-12-26
FNMA POOL #MA4465 2% 11/01/2051 P   2025-12-31
FNMA POOL #MA4494 3% 12/01/2051 P   2025-08-25
FNMA POOL #MA4494 3% 12/01/2051 P   2025-09-25
FNMA POOL #MA4494 3% 12/01/2051 P   2025-10-27
FNMA POOL #MA4494 3% 12/01/2051 P   2025-11-25
FNMA POOL #MA4732 4% 09/01/2051 P   2025-12-26
FNMA POOL #MA4732 4% 09/01/2051 P   2025-12-31
FNMA POOL #MA4732 4% 09/01/2051 P   2025-05-27
FNMA POOL #MA4732 4% 09/01/2051 P   2025-06-25
FNMA POOL #MA4732 4% 09/01/2051 P   2025-07-25
FNMA POOL #MA4732 4% 09/01/2051 P   2025-08-25
FNMA POOL #MA4732 4% 09/01/2051 P   2025-09-25
FNMA POOL #MA4732 4% 09/01/2051 P   2025-10-27
FNMA POOL #MA4732 4% 09/01/2051 P   2025-11-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-03-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-12-31
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-02-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-03-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-04-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-06-27
FNMA POOL #MA4805 4.5% 11/01/2052 P   2024-07-19
GAMING AND LEISURE PROPERTIES, INC P   2025-06-25
GE AEROSPACE P   2025-09-08
GENERAL MOTORS CO P   2025-01-17
GENERAL MOTORS CO P   2025-05-08
GENPACT LTD P   2025-09-08
GRAINGER W W INC COM P   2025-02-06
HANOVER INSURANCE GROUP, INC P   2025-09-08
HOME DEPOT INC 3.9% 12/06/2028 P   2025-09-08
INTUIT INC P   2025-02-06
IRIDIUM COMMUNICATIONS P   2025-02-06
JANUS HENDERSON GROUP PLC P   2025-03-19
JANUS HENDERSON GROUP PLC P   2025-11-17
JAZZ PHARMACEUTICALS PLC P   2025-09-08
JAZZ PHARMACEUTICALS PLC P   2025-12-05
KEYCORP 2.25% 04/06/2027 P   2025-04-15
KILROY REALTY CORP P   2025-09-08
KILROY REALTY CORP P   2025-12-05
KNIFE RIVER CORP P   2025-08-08
KOHLS CORP COM P   2025-09-08
KOHLS CORP COM P   2025-12-05
KRAFT HEINZ FOODS CO 3.75% 04/01/2030-20 P   2025-07-16
LEIDOS HOLDINGS INC P   2025-01-17
LEIDOS HOLDINGS INC P   2025-09-08
LENNAR CORP COM P   2025-01-17
MAPLEBEAR INC. COM P   2025-09-08
MAPLEBEAR INC. COM P   2025-12-05
MASTERCARD INC P   2025-09-08
MASTERCARD INC P   2025-05-08
MATTEL INC P    
MATTEL INC P   2025-12-05
MATTEL INC P   2025-12-05
MGIC INVESTMENT CORP P   2025-09-17
MILLROSE PROPERTIES INC. COM CL A P   2025-02-07
MILLROSE PROPERTIES INC. COM CL A P   2025-02-19
MKS INC P   2025-09-08
MKS INC P   2025-12-05
MONOLITHIC POWER SYSTEMS, INC P   2025-01-17
MONOLITHIC POWER SYSTEMS, INC P   2025-05-08
MUELLER INDUSTRIES INC P   2025-09-08
MUELLER INDUSTRIES INC P   2025-12-05
MURPHY OIL CORP P   2025-09-08
NATIONAL STORAGE AFFILIATES P   2025-01-17
NATIONAL STORAGE AFFILIATES P   2025-03-19
NATIONAL STORAGE AFFILIATES P   2025-05-08
NETFLIX INC P    
NEWMARKET CORP P   2025-03-19
NRG ENERGY INC P   2025-09-08
OGE ENERGY CORP P   2025-09-08
OLLIES BARGAIN OUTLET HOLDINGS P   2025-09-08
PEGASYSTEMS INC P   2025-09-08
PEGASYSTEMS INC P   2025-12-05
PENSKE AUTOMOTIVE GROUP, INC. P   2025-09-08
PENSKE AUTOMOTIVE GROUP, INC. P   2025-12-05
PERMIAN RESOURCES CORP CLASS A COM P   2025-06-20
PERMIAN RESOURCES CORP CLASS A COM P   2025-12-05
PEPSICO INC 3% 10/15/2027 P   2024-11-19
PHILIP MORRIS INTL INC P   2025-01-17
PHILIP MORRIS INTL INC P   2025-08-08
PHINIA INC. COMMON STOCK P   2024-09-17
POST HOLDINGS P    
RAMBUS INC DEL COM P   2025-09-08
RAMBUS INC DEL COM P   2025-12-05
RAYONIER INC COMMON STOCK P   2025-09-08
RAYONIER INC COMMON STOCK P   2025-03-19
RAYONIER INC COMMON STOCK P   2025-03-19
REGENERON PHARMACEUTICAL P   2025-02-06
REINSURANCE GROUP OF AMERICA INC P   2025-01-17
REINSURANCE GROUP OF AMERICA INC P   2025-11-14
SEAGATE TECHNOLOGY HOLDINGS PLC P   2025-01-17
SEAGATE TECHNOLOGY HOLDINGS PLC P   2025-11-14
SERVICENOW P   2025-09-08
SILGAN HOLDINGS, INC P   2024-12-24
SNAP ON INC P   2025-07-17
SNAP ON INC P   2025-02-06
STRYKER CORP 4.625% 09/11/2034-2034 P   2025-04-15
SYNOVUS FINANCIAL CORP P   2025-09-08
SYNOVUS FINANCIAL CORP P   2025-12-05
TARGA RES CORP P   2025-01-17
TARGA RES CORP P   2024-11-14
TAYLOR MORRISON HOME CORP A P   2025-09-08
TD SYNNEX CORP P   2025-05-08
TEXAS CAPITAL BANCSHARES INC. P   2025-09-08
TEXAS CAPITAL BANCSHARES INC. P   2025-12-05
TJX COS INC NEW COM P   2025-01-17
TOLL BROTHERS INC P   2025-09-08
UBER TECHNOLOGIES INC P   2025-01-17
UMB FINANCIAL CORP P   2025-01-17
UMB FINANCIAL CORP P   2025-02-06
UMB FINANCIAL CORP P   2025-09-08
UMB FINANCIAL CORP P   2025-09-08
UNITED STATES TREASURY NOTES 2.75% 08/15 P    
UNITED STATES TREASURY NOTES 2.875% 05/1 P    
UNITED STATES TREASURY NOTES 3.125% 08/3 P   2025-01-16
UNITED STATES TREASURY NOTES 3.375% 05/1 P    
UNITED STATES TREASURY NOTES 3.375% 05/1 P   2025-01-23
UNITED STATES TREASURY NOTES 3.5% 02/15/ P    
UNITED STATES TREASURY NOTES 3.5% 02/15/ P   2025-01-30
UNITED STATES TREASURY NOTES 3.5% 02/15/ P   2025-08-04
UNITED STATES TREASURY NOTES 3.5% 02/15/ P    
UNITED STATES TREASURY NOTES 3.625% 03/3 P    
UNITED STATES TREASURY NOTES 3.625% 03/3 P   2025-01-16
UNITED STATES TREASURY NOTES 3.875% 09/3 P   2025-01-18
UNITED STATES TREASURY NOTES 4% 02/29/20 P    
UNITED STATES TREASURY NOTES 4% 02/29/20 P   2025-01-16
UNITED STATES TREASURY NOTES 4% 02/29/20 P   2025-03-13
UNITED STATES TREASURY NOTES 4% 02/29/20 P   2025-05-15
UNITED STATES TREASURY NOTES 4% 03/31/20 P    
UNITED STATES TREASURY NOTES 4% 06/30/20 P   2025-10-09
UNITED STATES TREASURY NOTES 4.125% 07/3 P    
UNITED STATES TREASURY NOTES 4.125% 07/3 P   2025-09-08
UNITED STATES TREASURY NOTES 4.125% 08/3 P    
UNITED STATES TREASURY NOTES 4.125% 08/3 P    
UNITED STATES TREASURY NOTES 4.125% 11/3 P   2025-01-16
UNITED STATES TREASURY NOTES 4.125% 11/3 P   2025-01-23
UNITED STATES TREASURY NOTES 4.125% 11/3 P   2025-01-16
UNITED STATES TREASURY NOTES 4.25% 11/15 P    
UNITED STATES TREASURY NOTES 4.25% 11/15 P   2025-03-13
UNITED STATES TREASURY NOTES 4.25% 11/15 P   2025-01-30
UNITED STATES TREASURY NOTES 4.25% 11/15 P    
UNITED STATES TREASURY NOTES 4.375% 11/3 P    
UNITED STATES TREASURY NOTES 4.375% 12/1 P    
UNITED STATES TREASURY NOTES 4.375% 12/1 P    
UNITED STATES TREASURY NOTES 4.625% 04/3 P   2025-04-15
UNITED STATES TREASURY NOTES 4.625% 04/3 P   2025-01-16
UNITED STATES TREASURY NOTES 4.625% 04/3 P    
VALERO ENERGY CORP NEW COM P   2025-01-16
US BANCORP 3.15% 04/27/2027-2027 P   2025-06-20
VEEVA SYSTEMS INC - CLASS A P   2025-01-17
VERTIV HOLDINGS CO COM CL A P   2025-05-08
VIATRIS INC P   2025-02-06
VIRTU FINANCIAL INC-CLASS A P    
VISTRA CORP COM P   2025-09-08
WESCO INTERNATIONAL INC P   2025-03-19
XPO INC P   2025-09-08
XPO INC P   2024-11-14
ZOOM VIDEO COMMUNICATIONS INC CL A P   2025-09-08
HOME DEPOT INC COM P   2020-07-15
HUBBELL INC P   2020-07-15
LOCKHEED MARTIN CORP COM P   2020-07-15
VIATRIS INC P   2020-07-15
CACI INTERNATIONAL CL A P   2023-06-23
CURTISS-WRIGHT CORP P   2023-06-23
DROPBOX INC CL A P   2023-06-23
EMCOR GROUP INC COM P   2023-06-23
EMCOR GROUP INC COM P   2023-06-23
EPR PROPERTIES P   2023-06-23
EPR PROPERTIES P   2023-06-23
ESAB CORP. COM P   2023-06-23
GRAINGER W W INC COM P   2023-06-23
INGREDION INC P   2023-06-23
INTERDIGITAL, INC P   2023-06-23
INTERDIGITAL, INC P   2023-06-23
INTUITIVE SURGICAL P   2023-06-23
INTUITIVE SURGICAL P   2023-06-23
INTUITIVE SURGICAL P   2023-06-23
J P MORGAN CHASE & CO COM P   2023-06-23
JANUS HENDERSON GROUP PLC P   2023-06-23
JONES LANG LASALLE INC P   2023-06-23
LAMAR ADVERTISING P   2023-06-23
MATADOR RESOURCES COMPANY P   2023-06-23
MATADOR RESOURCES COMPANY P   2023-06-23
MEDPACE HOLDINGS INC P   2023-06-23
MEDPACE HOLDINGS INC P   2023-06-23
MICROSOFT CORP COM P   2023-06-23
NATIONAL FUEL GAS CO COM P   2023-06-23
NATIONAL FUEL GAS CO COM P   2023-06-23
NEXSTAR MEDIA GROUP INC P   2023-06-23
NVENT ELECTRIC PLC P 2025-03-19 2023-06-23
ONEMAIN HOLDINGS INC P   2023-06-23
OWENS CORNING INC P   2023-06-23
OWENS CORNING INC P   2023-06-23
PROCTER & GAMBLE CO COM P   2023-06-23
REGENERON PHARMACEUTICAL P   2023-06-23
RELIANCE STEEL & ALUMINUM CO P   2023-06-23
RENAISSANCERE HOLDINGS LTD ORD P   2023-06-23
RENAISSANCERE HOLDINGS LTD ORD P   2023-06-23
SABRA HEALTHCARE REIT INC P   2023-06-23
SABRA HEALTHCARE REIT INC P   2023-06-23
TENET P   2023-06-23
TESLA MOTORS P   2023-06-23
TEXAS ROADHOUSE P   2023-06-23
TEXAS ROADHOUSE P   2023-06-23
T-MOBILE US INC P   2023-06-23
UNITED THERAPEUTICS CORP P   2023-06-23
UNUM GROUP P   2023-06-23
UNUM GROUP P   2023-06-23
VIATRIS INC P   2023-06-23
ISHARES MBS ETF P   2023-06-28
ISHARES MBS ETF P   2023-06-28
VERIZON COMMUNICATIONS INC 4.329% P   2023-06-28
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2023-06-29
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2023-06-29
ISHARES MBS ETF P   2023-07-03
ISHARES MBS ETF P   2023-07-03
ISHARES MBS ETF P   2023-07-03
ISHARES MBS ETF P   2023-07-03
DECKERS OUTDOOR CORP P   2023-08-10
ISHARES MBS ETF P   2023-09-07
ISHARES MBS ETF P   2023-09-07
DECKERS OUTDOOR CORP P   2023-09-13
DONALDSON CO INC P   2023-09-13
EXELIXIS INC P   2023-09-13
EXELIXIS INC P   2023-09-13
EXELIXIS INC P   2023-09-13
HF SINCLAIR CORPORATION COM P   2023-09-13
INGREDION INC P   2023-09-13
KB HOME COM P   2023-09-13
LANTHEUS HOLDINGS INC P   2023-09-13
NEW YORK TIMES CO CL A P   2023-09-13
TEGNA INC P   2023-09-13
TEGNA INC P   2023-09-13
VISTRA CORP COM P   2023-09-13
VISTRA CORP COM P   2023-09-13
VISTRA CORP COM P   2023-09-13
VISTRA CORP COM P   2023-09-13
WAL MART STORES INC COM P   2023-09-13
CELSIUS HOLDINGS I COM NEW P   2023-11-10
EXXON MOBIL CORP COM P   2023-11-10
J P MORGAN CHASE & CO COM P   2023-11-10
MEDPACE HOLDINGS INC P   2023-11-10
SPROUTS FARMERS MARKET INC P   2023-11-10
SPROUTS FARMERS MARKET INC P   2023-11-10
XPO INC P   2023-11-10
ISHARES MBS ETF P   2024-01-03
KRAFT HEINZ FOODS CO 3.75% 04/01/2030-20 P   2024-01-16
NETFLIX INC P   2024-02-07
VEEVA SYSTEMS INC - CLASS A P   2024-02-07
FHLMC POOL #RB5244 5% 07/01/2043 P   2024-02-08
EAGLE MATERIALS P   2024-02-28
HEALTHEQUITY INC P   2024-02-28
LANTHEUS HOLDINGS INC P   2024-02-28
STIFEL FINANCIAL CORP. P   2024-02-28
THOR INDUSTRIES P   2024-02-28
VISTRA CORP COM P   2024-02-28
HOME DEPOT INC COM P   2024-03-20
HOME DEPOT INC COM P   2024-03-20
JABIL CIRCUIT INC P   2024-03-20
JABIL CIRCUIT INC P   2024-03-20
META PLATFORMS INC P   2024-03-20
META PLATFORMS INC P   2024-03-20
MICROSOFT CORP COM P   2024-03-20
SPROUTS FARMERS MARKET INC P   2024-03-20
CHEVRONTEXACO CORP STOCK P   2024-04-17
CORPAY INC P   2024-05-08
NETFLIX INC P   2024-05-08
NETFLIX INC P   2024-05-08
PALO ALTO NETWORKS, INC P   2024-05-08
PALO ALTO NETWORKS, INC P   2024-05-08
WELLS FARGO CO NEW P   2024-05-08
DONALDSON CO INC P   2024-05-15
HALOZYME THERAPEUTICS INC P   2024-05-15
INTERNATIONAL BANCSHARES COPR P   2024-05-15
KB HOME COM P   2024-05-15
RYDER SYSTEM INC COMMON STOCK P   2024-05-15
RYDER SYSTEM INC COMMON STOCK P   2024-05-15
TRAVEL & LEISURE CO P   2024-05-15
UNITED STATES TREASURY NOTES 4.375% 12/1 P   2024-06-07
KEYCORP 2.25% 04/06/2027 P   2024-07-09
CORPAY INC P   2024-07-17
FNMA POOL #MA4805 4.5% 11/01/2052 P   2024-07-19
FNMA POOL #MA5009 5% 05/01/2053 P   2024-07-19
PHILIP MORRIS INTL INC P   2024-08-07
TENET P   2024-08-07
TENET P   2024-08-07
ISHARES MSCI EMR MRK EX CHINA ETF P   2024-08-30
CULLEN FROST BKRS INC P   2024-09-17
ENCOMPASS HEALTH CORP P   2024-09-17
MGIC INVESTMENT CORP P   2024-09-17
OLLIES BARGAIN OUTLET HOLDINGS P   2024-09-17
PHINIA INC. COMMON STOCK P   2024-09-17
VISA INC P   2024-09-20
VISA INC P   2024-09-20
HALOZYME THERAPEUTICS INC P   2024-11-14
JANUS HENDERSON GROUP PLC P   2024-11-14
ANHEUSER-BUSCH 4.7% 02/01/2036 P   2025-01-16
ALPHABET INC INC CL A P   2025-01-17
AMAZON COM INC COM P   2025-01-17
AMGEN INC COM P   2025-01-17
APPLIED MATERIALS (AMAT) INC P   2025-01-17
ARISTA NETWORKS INC NPV P   2025-01-17
BROADCOM INC P   2025-01-17
CHEVRONTEXACO CORP STOCK P   2025-01-17
COCA COLA CONSOLIDATED INC P   2025-01-17
CONOCOPHILLIPS CONOCO PHILLIPS P   2025-01-17
META PLATFORMS INC P   2025-01-17
VISA INC P 2020-07-15 2025-01-17
ISHARES CORE MSCI EMERGING MARKETS P   2025-01-23
BANK OF NY MELLON CORP VAR 4.543% 02/01/ P   2025-01-30
BRISTOL MYERS SQUIBB CO COM P   2025-01-30
PEPSICO INC 3% 10/15/2027 P   2025-02-04
FHLMC POOL #RB5244 5% 07/01/2043 P 2024-02-08 2025-02-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-02-25
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-02-25
AMKOR TECHNOLOGY INC P   2025-03-19
BRUNSWICK CORP P   2025-03-19
CABOT CORP P   2025-03-19
COCA COLA CONSOLIDATED INC P   2025-03-19
LAMAR ADVERTISING P   2025-03-19
UNITED THERAPEUTICS CORP P   2025-03-19
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-03-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-03-25
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-04-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-04-25
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-04-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-04-25
ALPHABET INC INC CL A P   2025-05-08
AMAZON COM INC COM P   2025-05-08
BUILDERS FIRSTSOURCE INC P   2025-05-08
WEATHERFORD INTERNATIONAL P   2025-05-08
XPO INC P   2025-05-08
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-05-27
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-05-27
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-05-27
FNMA POOL #MA5009 5% 05/01/2053 P   2025-05-27
COCA COLA CONSOLIDATED INC P   2025-06-04
AMAZON COM INC 1% 05/12/2026-2026 P   2025-06-20
CHUBB INA HOLDINGS INC INA HOLDINGS 3.35 P   2025-06-20
EMCOR GROUP INC COM P   2025-06-23
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-06-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-06-25
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-06-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-06-25
ISHARES MBS ETF P   2025-07-14
CONOCOPHILLIPS CONOCO PHILLIPS P   2025-07-17
REINSURANCE GROUP OF AMERICA INC P 2024-05-15 2025-07-17
TENET P   2025-07-17
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-07-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-07-25
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-07-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-07-25
AMERICAN TOWER CORP 3.375% 10/15/2026-2 P   2025-08-04
ISHARES MBS ETF P   2025-08-04
AMERISOURCEBERGEN CORP P   2025-08-06
FNMA PASS-THRU I POOL #BU8723 3.5% 06/01 P   2025-08-06
AXIS CAPITAL HOLDINGS LTD P   2025-08-08
CLEAN HBRS INC RESTR P   2025-08-08
DROPBOX INC CL A P   2025-08-08
MURPHY USA, INC P 2023-06-23 2025-08-08
AMDOCS LIMITED P   2025-08-09
UNITED STATES TREASURY NOTES 4.375% 11/3 P   2025-08-12
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-08-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-08-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-08-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-08-25
ACUITY INC P   2025-09-08
ALLSTATE CORP COM P   2025-09-08
AMERICAN EXPRESS CO P   2025-09-08
AMERISOURCEBERGEN CORP P   2025-09-08
AMGEN INC COM P   2025-09-08
ANTERO MIDSTREAM CORP P   2025-09-08
APPLIED MATERIALS (AMAT) INC P   2025-09-08
ASSOCIATED BANC CORP P   2025-09-08
BRISTOL MYERS SQUIBB CO COM P   2025-09-08
BROADCOM INC P   2025-09-08
COMM COMMVAULT SYS INC P   2025-09-08
CUMMINS ENGINE INC COM P   2025-09-08
EVERCORE INC P   2025-09-08
JONES LANG LASALLE INC P   2025-09-08
KINSALE CAPITAL GROUP INC P   2025-09-08
OGE ENERGY CORP P   2025-09-08
ONEMAIN HOLDINGS INC P   2025-09-08
PALO ALTO NETWORKS, INC P   2025-09-08
T-MOBILE US INC P   2025-09-08
VEEVA SYSTEMS INC - CLASS A P   2025-09-08
WAL MART STORES INC COM P 2023-11-10 2025-09-08
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-09-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-09-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-09-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-09-25
ISHARES MBS ETF P   2025-10-07
AMERICAN TOWER CORP 3.375% 10/15/2026-3 P 2023-09-12 2025-10-09
SPDR GOLD TR GOLD SHS P   2025-10-14
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-10-27
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-10-27
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-10-27
FNMA POOL #MA5009 5% 05/01/2053 P   2025-10-27
COMM COMMVAULT SYS INC P   2025-11-17
REINSURANCE GROUP OF AMERICA INC P   2025-11-17
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-11-25
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-11-25
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-11-25
FNMA POOL #MA5009 5% 05/01/2053 P   2025-11-25
ACUITY INC P   2025-12-05
ALLSTATE CORP COM P   2025-12-05
ALPHABET INC INC CL A P   2025-12-05
ALPHABET INC INC CL A P   2025-12-05
AMAZON COM INC COM P   2025-12-05
AMERICAN EXPRESS CO P   2025-12-05
APPLIED MATERIALS (AMAT) INC P   2025-12-05
BROADCOM INC P   2025-12-05
CIRRUS LOGIC INC. P   2025-12-05
CUMMINS ENGINE INC COM P   2025-12-05
ESAB CORP. COM P   2025-12-05
HEALTHEQUITY INC P   2025-12-05
INGREDION INC P   2025-12-05
JONES LANG LASALLE INC P   2025-12-05
KINSALE CAPITAL GROUP INC P 2023-09-13 2025-12-05
PALO ALTO NETWORKS, INC P 2024-05-08 2025-12-05
TENET P 2024-08-07 2025-12-05
THOR INDUSTRIES P   2025-12-05
TJX COS INC NEW COM P   2025-12-05
TRAVEL & LEISURE CO P   2025-12-05
UNITED THERAPEUTICS CORP P   2025-12-05
FHLMC POOL #RB5244 5% 07/01/2043 P   2025-12-26
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-12-26
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-12-26
FNMA POOL #MA4805 4.5% 11/01/2052 P   2025-12-26
FNMA POOL #MA5009 5% 05/01/2053 P   2025-12-26
FHLMC POOL #SD8194 2.5% 02/01/2052 P   2025-12-31
FNMA POOL #MA5009 5% 05/01/2053 P   2025-12-31
FNMA POOL #MA5009 5% 05/01/2053 P   2025-12-31
SPDR GOLD TR GOLD SHS P   2025-12-31
NVIDIA CORP COM P    
PEPSICO INC 3% 10/15/2027 P    
PNC FINANCIAL SERVICES 2.55% 01/22/2030- P    
PRATTVILLE ALA INDL DEV BRD POLL REF BDS 1998 5.3% 09/01/2028 P    
PROCTER & GAMBLE CO COM P    
PURE STORAGE INC CL A P    
REINSURANCE GROUP OF AMERICA INC P    
REINSURANCE GROUP OF AMERICA INC P    
SPROUTS FARMERS MARKET INC P    
TEREX CORP NEW P    
TEREX CORP NEW P    
TJX COS INC NEW COM P    
T-MOBILE US INC P    
T-MOBILE USA INC 3.375% 04/15/2029-2024 P    
UBER TECHNOLOGIES INC P    
UBER TECHNOLOGIES INC P    
UNITED STATES TREASURY NOTES 2.75% 08/15 P    
UNITED STATES TREASURY NOTES 2.875% 05/1 P    
UNITED STATES TREASURY NOTES 3.375% 08/3 P    
UNITED STATES TREASURY NOTES 3.375% 05/1 P    
UNITED STATES TREASURY NOTES 4.125% 07/3 P    
VALERO ENERGY CORP NEW COM P    
VEEVA SYSTEMS INC - CLASS A P    
VISTRA CORP COM P    
WAL MART STORES INC COM P    
AMAZON COM INC COM P    
ARISTA NETWORKS INC NPV P    
BERKSHIRE HATHAWAY INC 3.125% 03/15/2026 P    
CABOT CORP P    
CHEVRONTEXACO CORP STOCK P    
CONOCOPHILLIPS CONOCO PHILLIPS P    
DECKERS OUTDOOR CORP P    
EMCOR GROUP INC COM P    
EXXON MOBIL CORP COM P    
HOME DEPOT INC COM P    
HOME DEPOT INC COM P    
INTUITIVE SURGICAL P    
INVESCO OPTIMUM YIELD DRIVERS P    
ISHARES MBS ETF P    
ISHARES MBS ETF P    
ISHARES MBS ETF P    
ISHARES MBS ETF P    
J P MORGAN CHASE & CO COM P    
JPMORGAN CHASE & CO 3.96% 01/29/2027 P    
KRAFT HEINZ FOODS CO 3.75% 04/01/2030-20 P    
LENNAR CORP COM P    
LILLY ELI & CO COM P    
LOCKHEED MARTIN CORP COM P    
MEDPACE HOLDINGS INC P    
MICROSOFT CORP COM P    
MURPHY USA, INC P    
CAPITAL GAINS DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 2,727   5,763 -3,036
b 2,012   2,405 -393
c 5,907   6,084 -177
d 10,930   10,850 80
e 2,988   2,951 37
16,944   17,345 -401
8,623   10,126 -1,503
2,915   2,415 500
517   439 78
9,199   6,541 2,658
89,652   48,479 41,173
973   1,066 -93
4,163   4,638 -475
74,183   73,782 401
16,751   16,740 11
5,420   4,096 1,324
133,448   97,621 35,827
1,038   958 80
244   239 5
6,588   6,441 147
3,723   3,577 146
119,560   105,079 14,481
11,838   11,831 7
4,048   3,850 198
1,061   1,065 -4
9,453   7,980 1,473
6,159   6,080 79
871   865 6
5,043   5,189 -146
6,137   5,948 189
4,029   3,021 1,008
307   189 118
10,261   8,966 1,295
1,123   897 226
3,987   3,977 10
410   398 12
74,654   74,006 648
3,961   3,961 0
2,090   2,257 -167
1,553   1,361 192
5,082   4,995 87
2,830   2,278 552
1,023   963 60
524   482 42
30,069   34,283 -4,214
4,627   5,049 -422
4,269   2,677 1,592
53,069   63,221 -10,152
5,102   4,684 418
1,422   1,144 278
2,232   1,836 396
5,031   9,425 -4,394
2,993   2,892 101
697   633 64
2,062   1,811 251
6,622   5,321 1,301
1,045   887 158
67,252   89,328 -22,076
4,796   4,777 19
103,706   95,400 8,306
2,895   3,033 -138
2,444   2,528 -84
2,029   2,128 -99
12,162   10,203 1,959
6,246   11,619 -5,373
48,561   127,846 -79,285
6,145   12,214 -6,069
2,997   2,838 159
358   372 -14
3,010   2,256 754
2,073   1,950 123
147   98 49
1,019   886 133
681   609 72
2,064   2,001 63
4,921   4,911 10
5,415   4,547 868
5,874   3,562 2,312
1,884   890 994
2,072   2,069 3
3,468   3,463 5
5,150   5,143 7
10,727   10,711 16
9,290   9,276 14
8,430   8,418 12
31   31 0
72   72 0
102   102 0
165   165 0
33   33 0
64   64 0
19,957   19,895 62
264   228 36
155   134 21
245   211 34
137   118 19
94   82 12
169   146 23
282   254 28
253   228 25
114   102 12
338   304 34
51   46 5
462   415 47
520   466 54
580   520 60
545   489 56
327   294 33
506   454 52
703   631 72
463   469 -6
599   607 -8
857   869 -12
1,414   1,433 -19
1,148   1,163 -15
911   923 -12
2,006   1,960 46
5,877   6,841 -964
2,002   1,838 164
637   565 72
8,955   6,319 2,636
3,920   2,473 1,447
1,159   1,006 153
3,773   3,294 479
517   449 68
1,485   1,297 188
4,127   3,604 523
86   86 0
73   72 1
91   90 1
899   894 5
725   722 3
208   207 1
1,047   1,038 9
883   875 8
763   757 6
651   646 5
688   682 6
1,012   1,003 9
913   905 8
823   816 7
820   812 8
915   907 8
563   558 5
220   189 31
208   179 29
250   215 35
513   439 74
209   179 30
211   181 30
821   818 3
852   848 4
1,159   1,154 5
2,252   2,242 10
1,708   1,701 7
1,415   1,409 6
101   80 21
97   77 20
95   75 20
348   277 71
352   280 72
94   75 19
1,833   1,460 373
1,868   1,488 380
1,873   1,492 381
1,694   1,349 345
1,867   1,487 380
128   110 18
117   101 16
152   131 21
125   107 18
142   122 20
136   117 19
799   733 66
964   885 79
1,054   967 87
1,072   984 88
931   854 77
745   684 61
737   676 61
753   691 62
638   585 53
537   513 24
621   593 28
780   745 35
1,063   1,015 48
602   575 27
1,000   1,066 -66
5,855   5,753 102
2,002   2,263 -261
80,265   98,887 -18,622
3,978   3,998 -20
25,036   23,694 1,342
6,008   5,643 365
13,049   12,877 172
98,655   104,908 -6,253
879   1,103 -224
141,950   175,746 -33,796
5,093   5,240 -147
1,030   1,129 -99
339   282 57
28,505   28,220 285
2,999   2,937 62
1,274   1,280 -6
11,175   11,336 -161
2,980   2,061 919
1,138   560 578
5,723   5,730 -7
2,961   3,232 -271
10,458   10,035 423
4,395   4,757 -362
2,032   1,983 49
570   573 -3
9,411   9,167 244
4,380   4,583 -203
5,580   6,035 -455
2,700   2,221 479
297   245 52
2,005   1,830 175
5,029   5,648 -619
12   12 0
1,064   996 68
653   398 255
5,610   5,181 429
92,909   82,320 10,589
4,070   3,751 319
899   714 185
3,068   2,860 208
3,690   4,874 -1,184
4,890   5,750 -860
67,732   79,858 -12,126
10,310   7,416 2,894
4,965   3,247 1,718
3,066   3,220 -154
2,002   1,895 107
3,039   2,310 729
2,117   1,758 359
713   570 143
2,058   1,744 314
494   476 18
43,841   43,650 191
1,985   2,038 -53
45   42 3
5,331   5,626 -295
39,483   29,795 9,688
2,041   1,690 351
8,159   8,527 -368
1,958   1,976 -18
608   439 169
1,994   2,120 -126
432   558 -126
1   1 0
3,595   4,768 -1,173
4,957   5,039 -82
50,349   60,928 -10,579
2,427   2,450 -23
7,542   3,920 3,622
5,604   5,444 160
9,325   10,575 -1,250
11,132   11,214 -82
8,454   8,836 -382
109,986   112,359 -2,373
3,026   3,014 12
653   664 -11
6,698   5,932 766
103,607   121,893 -18,286
2,000   1,812 188
7,297   7,719 -422
3,032   2,825 207
186   161 25
5,619   4,517 1,102
3,390   2,918 472
9,468   10,808 -1,340
2,615   2,695 -80
81,019   85,390 -4,371
8,328   8,710 -382
994   885 109
297,886   296,895 991
55,657   56,674 -1,017
631,566   639,185 -7,619
321,095   319,833 1,262
119,311   123,905 -4,594
71,144   70,556 588
15,229   15,175 54
11,607   11,587 20
209,944   207,361 2,583
44,685   43,267 1,418
459,299   470,025 -10,726
174,986   174,891 95
411,631   417,498 -5,867
3,959   3,965 -6
12,053   12,010 43
657,000   651,931 5,069
89,702   89,099 603
45,251   45,184 67
267,109   266,000 1,109
24,427   24,235 192
126,591   124,365 2,226
30,170   29,673 497
6,098   5,916 182
3,902   3,912 -10
5,985   5,871 114
607,079   594,982 12,097
7,975   7,828 147
3,972   3,914 58
67,381   66,737 644
263,092   263,608 -516
19,151   19,115 36
580,967   578,119 2,848
9,235   9,082 153
9,288   9,076 212
701,244   686,715 14,529
1,957   2,204 -247
59,704   59,960 -256
6,917   7,362 -445
77,398   94,962 -17,564
31,817   35,182 -3,365
8,607   9,624 -1,017
121,892   63,650 58,242
3,042   2,303 739
59,135   77,863 -18,728
5,133   5,829 -696
146,090   161,843 -15,753
9,037   5,672 3,365
1,055   773 282
4,909   3,646 1,263
43,988   40,198 3,790
4,235   2,985 1,250
32,238   12,094 20,144
1,194   980 214
19,934   5,671 14,263
12,382   3,544 8,838
2,990   2,447 543
1,465   1,197 268
3,938   2,175 1,763
146,043   102,768 43,275
1,020   840 180
4,147   1,286 2,861
1,763   459 1,304
24,853   13,672 11,181
53,472   36,459 17,013
5,154   3,581 1,573
8,180   4,671 3,509
7,018   4,404 2,614
1,159   1,185 -26
3,044   2,224 820
1,978   2,026 -48
273   290 -17
3,887   1,796 2,091
1,091   449 642
73,197   56,888 16,309
2,994   1,777 1,217
660   406 254
1,043   794 249
7,423   6,277 1,146
11,716   9,542 2,174
4,029   3,201 828
1,264   1,354 -90
5,324   4,962 362
48,898   53,054 -4,156
21,504   19,547 1,957
3,094   2,492 602
266   192 74
3,062   1,796 1,266
1,229   726 503
5,528   3,296 2,232
4,141   3,110 1,031
4,015   2,601 1,414
167   108 59
4,803   2,949 1,854
1,956   1,134 822
4,028   2,535 1,493
374   230 144
5,328   4,634 694
38,690   39,712 -1,022
57,847   58,770 -923
6,924   6,851 73
779   773 6
229   208 21
1,112   1,116 -4
197,629   199,863 -2,234
58,029   58,029 0
3,095   1,557 1,538
4,879   2,144 2,735
366,480   354,510 11,970
44,957   43,419 1,538
933   711 222
3,423   3,730 -307
9,940   5,890 4,050
5,958   3,001 2,957
354   178 176
3,017   5,471 -2,454
8,534   7,908 626
3,041   3,314 -273
1,841   1,919 -78
5,339   4,748 591
1,001   763 238
4,487   3,624 863
9,089   1,761 7,328
570   133 437
13,673   4,982 8,691
8,713   3,495 5,218
6,001   3,265 2,736
6,268   7,050 -782
8,558   7,873 685
8,749   4,379 4,370
6,853   9,074 -2,221
59,243   17,147 42,096
10,795   3,144 7,651
2,511   952 1,559
66,932   66,932 0
83,930   84,654 -724
27,557   13,511 14,046
58,630   44,989 13,641
1,067   1,059 8
4,536   5,296 -760
2,015   1,825 190
1,971   2,448 -477
2,017   1,376 641
1,001   1,142 -141
6,100   2,402 3,698
1,078   1,140 -62
7,109   6,461 648
3,956   2,393 1,563
220   126 94
21,988   14,410 7,578
8,726   6,460 2,266
48,799   41,438 7,361
348   246 102
152   157 -5
5,373   4,896 477
7,659   3,689 3,970
11,215   5,533 5,682
1,605   1,116 489
2,944   2,279 665
9,253   7,101 2,152
3,068   2,863 205
10,446   6,348 4,098
3,055   2,613 442
1,610   1,812 -202
8,223   5,637 2,586
369   256 113
4,048   2,980 1,068
17,125   16,924 201
39,630   38,856 774
122,994   118,735 4,259
497   452 45
720   688 32
152,002   104,259 47,743
18,064   16,254 1,810
8,851   6,797 2,054
715   346 369
6,638   6,226 412
452   376 76
616   567 49
693   659 34
602   531 71
9,250   7,758 1,492
3,316   2,873 443
1,078   957 121
14,132   10,249 3,883
68,718   70,618 -1,900
40,765   25,352 15,413
42,925   28,735 14,190
4,873   4,138 735
11,988   8,599 3,389
5,536   1,736 3,800
25,074   6,439 18,635
4,023   2,336 1,687
12,357   6,101 6,256
2,744   2,605 139
29,445   15,729 13,716
3,192   1,966 1,226
274,028   255,204 18,824
160,610   157,790 2,820
79,906   79,696 210
5,846   5,777 69
2,406   2,388 18
2,153   1,824 329
507   462 45
4,076   5,402 -1,326
4,973   7,041 -2,068
11,835   9,231 2,604
6,561   3,389 3,172
10,880   8,805 2,075
5,275   3,854 1,421
2,571   2,179 392
491   481 10
1,580   1,568 12
2,429   2,058 371
212   193 19
656   642 14
84,419   74,939 9,480
54,996   50,328 4,668
12,775   14,919 -2,144
4,166   9,604 -5,438
15,209   7,084 8,125
1,457   1,446 11
2,648   2,244 404
963   876 87
825   808 17
121,348   78,464 42,884
69,970   69,744 226
77,237   77,057 180
1,251   354 897
1,837   1,823 14
2,729   2,312 417
497   453 44
740   725 15
389,403   390,611 -1,208
1,022   1,417 -395
1,779   1,870 -91
5,259   2,354 2,905
905   898 7
2,924   2,477 447
747   680 67
764   748 16
49,466   48,714 752
35,110   33,992 1,118
53,247   38,557 14,690
94,919   95,592 -673
20,763   11,824 8,939
12,381   9,799 2,582
5,138   5,047 91
10,145   7,920 2,225
13,989   15,020 -1,031
194,327   192,147 2,180
1,662   1,649 13
2,611   2,213 398
806   770 36
853   835 18
5,026   3,981 1,045
8,399   7,175 1,224
8,114   4,940 3,174
6,196   3,957 2,239
6,971   6,770 201
1,988   1,109 879
6,191   5,187 1,004
9,756   5,866 3,890
6,986   7,173 -187
22,353   10,729 11,624
1,994   786 1,208
6,312   4,730 1,582
4,206   1,826 2,380
3,108   1,469 1,639
904   831 73
49,894   30,513 19,381
2,966   2,030 936
9,042   6,990 2,052
6,369   4,179 2,190
8,696   6,657 2,039
7,268   4,371 2,897
1,437   1,426 11
2,672   2,264 408
813   776 37
573   561 12
114,697   114,697 0
41,732   41,083 649
314,616   147,080 167,536
2,917   2,895 22
2,724   2,308 416
704   672 32
685   671 14
4,763   2,715 2,048
5,424   6,643 -1,219
2,697   2,676 21
2,628   2,227 401
891   851 40
799   783 16
375   268 107
4,272   4,121 151
29,252   15,236 14,016
9,643   3,657 5,986
8,069   7,418 651
4,105   1,698 2,407
5,707   2,866 2,841
12,498   5,282 7,216
741   752 -11
6,647   3,843 2,804
454   256 198
379   332 47
1,094   1,050 44
1,645   734 911
361   415 -54
5,781   4,406 1,375
211   148 63
105   127 -22
6,005   3,916 2,089
480   321 159
965   453 512
1,785   1,771 14
2,368   2,006 362
861   822 39
812   776 36
760   744 16
2,325   1,970 355
485   475 10
760   745 15
2,381   1,369 1,012
64,967   22,627 42,340
43,394   43,302 92
50,192   48,321 1,871
25,834   26,947 -1,113
110,109   104,466 5,643
4,032   1,845 2,187
8,217   8,254 -37
79,688   71,305 8,383
9,325   4,152 5,173
10,381   15,761 -5,380
72,503   106,184 -33,681
6,453   4,517 1,936
4,620   3,533 1,087
95,544   92,811 2,733
8,631   6,670 1,961
8,938   6,924 2,014
36,258   38,318 -2,060
169,456   172,781 -3,325
236,094   247,012 -10,918
88,106   90,908 -2,802
172,974   169,637 3,337
4,212   4,251 -39
4,573   4,093 480
9,267   2,338 6,929
68,137   37,276 30,861
28,992   18,848 10,144
126,436   59,583 66,853
42,118   41,626 492
5,389   6,065 -676
2,909   2,960 -51
3,174   4,292 -1,118
46,487   33,690 12,797
80,609   38,201 42,408
6,224   6,599 -375
94,353   91,850 2,503
54,369   39,706 14,663
56,649   36,958 19,691
412,280   436,798 -24,518
55,167   55,167 0
88,879   88,795 84
396,433   390,666 5,767
250,118   231,990 18,128
65,562   43,706 21,856
163,763   161,361 2,402
27,538   27,838 -300
50,552   70,414 -19,862
93,331   71,251 22,080
134,197   115,846 18,351
131,008   102,569 28,439
10,145   8,880 1,265
5,233   3,864 1,369
818     818
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -3,036
b       -393
c       -177
d       80
e       37
      -401
      -1,503
      500
      78
      2,658
      41,173
      -93
      -475
      401
      11
      1,324
      35,827
      80
      5
      147
      146
      14,481
      7
      198
      -4
      1,473
      79
      6
      -146
      189
      1,008
      118
      1,295
      226
      10
      12
      648
      0
      -167
      192
      87
      552
      60
      42
      -4,214
      -422
      1,592
      -10,152
      418
      278
      396
      -4,394
      101
      64
      251
      1,301
      158
      -22,076
      19
      8,306
      -138
      -84
      -99
      1,959
      -5,373
      -79,285
      -6,069
      159
      -14
      754
      123
      49
      133
      72
      63
      10
      868
      2,312
      994
      3
      5
      7
      16
      14
      12
      0
      0
      0
      0
      0
      0
      62
      36
      21
      34
      19
      12
      23
      28
      25
      12
      34
      5
      47
      54
      60
      56
      33
      52
      72
      -6
      -8
      -12
      -19
      -15
      -12
      46
      -964
      164
      72
      2,636
      1,447
      153
      479
      68
      188
      523
      0
      1
      1
      5
      3
      1
      9
      8
      6
      5
      6
      9
      8
      7
      8
      8
      5
      31
      29
      35
      74
      30
      30
      3
      4
      5
      10
      7
      6
      21
      20
      20
      71
      72
      19
      373
      380
      381
      345
      380
      18
      16
      21
      18
      20
      19
      66
      79
      87
      88
      77
      61
      61
      62
      53
      24
      28
      35
      48
      27
      -66
      102
      -261
      -18,622
      -20
      1,342
      365
      172
      -6,253
      -224
      -33,796
      -147
      -99
      57
      285
      62
      -6
      -161
      919
      578
      -7
      -271
      423
      -362
      49
      -3
      244
      -203
      -455
      479
      52
      175
      -619
      0
      68
      255
      429
      10,589
      319
      185
      208
      -1,184
      -860
      -12,126
      2,894
      1,718
      -154
      107
      729
      359
      143
      314
      18
      191
      -53
      3
      -295
      9,688
      351
      -368
      -18
      169
      -126
      -126
      0
      -1,173
      -82
      -10,579
      -23
      3,622
      160
      -1,250
      -82
      -382
      -2,373
      12
      -11
      766
      -18,286
      188
      -422
      207
      25
      1,102
      472
      -1,340
      -80
      -4,371
      -382
      109
      991
      -1,017
      -7,619
      1,262
      -4,594
      588
      54
      20
      2,583
      1,418
      -10,726
      95
      -5,867
      -6
      43
      5,069
      603
      67
      1,109
      192
      2,226
      497
      182
      -10
      114
      12,097
      147
      58
      644
      -516
      36
      2,848
      153
      212
      14,529
      -247
      -256
      -445
      -17,564
      -3,365
      -1,017
      58,242
      739
      -18,728
      -696
      -15,753
      3,365
      282
      1,263
      3,790
      1,250
      20,144
      214
      14,263
      8,838
      543
      268
      1,763
      43,275
      180
      2,861
      1,304
      11,181
      17,013
      1,573
      3,509
      2,614
      -26
      820
      -48
      -17
      2,091
      642
      16,309
      1,217
      254
      249
      1,146
      2,174
      828
      -90
      362
      -4,156
      1,957
      602
      74
      1,266
      503
      2,232
      1,031
      1,414
      59
      1,854
      822
      1,493
      144
      694
      -1,022
      -923
      73
      6
      21
      -4
      -2,234
      0
      1,538
      2,735
      11,970
      1,538
      222
      -307
      4,050
      2,957
      176
      -2,454
      626
      -273
      -78
      591
      238
      863
      7,328
      437
      8,691
      5,218
      2,736
      -782
      685
      4,370
      -2,221
      42,096
      7,651
      1,559
      0
      -724
      14,046
      13,641
      8
      -760
      190
      -477
      641
      -141
      3,698
      -62
      648
      1,563
      94
      7,578
      2,266
      7,361
      102
      -5
      477
      3,970
      5,682
      489
      665
      2,152
      205
      4,098
      442
      -202
      2,586
      113
      1,068
      201
      774
      4,259
      45
      32
      47,743
      1,810
      2,054
      369
      412
      76
      49
      34
      71
      1,492
      443
      121
      3,883
      -1,900
      15,413
      14,190
      735
      3,389
      3,800
      18,635
      1,687
      6,256
      139
      13,716
      1,226
      18,824
      2,820
      210
      69
      18
      329
      45
      -1,326
      -2,068
      2,604
      3,172
      2,075
      1,421
      392
      10
      12
      371
      19
      14
      9,480
      4,668
      -2,144
      -5,438
      8,125
      11
      404
      87
      17
      42,884
      226
      180
      897
      14
      417
      44
      15
      -1,208
      -395
      -91
      2,905
      7
      447
      67
      16
      752
      1,118
      14,690
      -673
      8,939
      2,582
      91
      2,225
      -1,031
      2,180
      13
      398
      36
      18
      1,045
      1,224
      3,174
      2,239
      201
      879
      1,004
      3,890
      -187
      11,624
      1,208
      1,582
      2,380
      1,639
      73
      19,381
      936
      2,052
      2,190
      2,039
      2,897
      11
      408
      37
      12
      0
      649
      167,536
      22
      416
      32
      14
      2,048
      -1,219
      21
      401
      40
      16
      107
      151
      14,016
      5,986
      651
      2,407
      2,841
      7,216
      -11
      2,804
      198
      47
      44
      911
      -54
      1,375
      63
      -22
      2,089
      159
      512
      14
      362
      39
      36
      16
      355
      10
      15
      1,012
      42,340
      92
      1,871
      -1,113
      5,643
      2,187
      -37
      8,383
      5,173
      -5,380
      -33,681
      1,936
      1,087
      2,733
      1,961
      2,014
      -2,060
      -3,325
      -10,918
      -2,802
      3,337
      -39
      480
      6,929
      30,861
      10,144
      66,853
      492
      -676
      -51
      -1,118
      12,797
      42,408
      -375
      2,503
      14,663
      19,691
      -24,518
      0
      84
      5,767
      18,128
      21,856
      2,402
      -300
      -19,862
      22,080
      18,351
      28,439
      1,265
      1,369
      818
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 1,119,181
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 23,496
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 23,496
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 23,496
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 15,800
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 15,800
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 7,696
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
AL
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressCROMEANSFOUNDATION.ORG
14
The books are in care ofTHE FOUNDATION Telephone no. (251) 923-9297

Located atPO BOX 352ORANGE BEACHAL ZIP+436561
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
JOE GRAY CROMEANS JR TRUSTEE/CHAIRMAN
40.00 		165,000 0 0
PO BOX 1955
ORANGE BEACH,AL36561
JENNIFER M BLANCHARD DISTRIBUTION COMMITTEE
20.00 		61,667 0 0
PO BOX 352
ORANGE BEACH,AL36561
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
27,086,154
b
Average of monthly cash balances.......................
1b
338,627
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
27,424,781
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
27,424,781
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
411,372
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
27,013,409
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
1,350,670
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
1,350,670
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
23,496
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
23,496
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
1,327,174
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
1,327,174
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
1,327,174
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
1,330,767
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
1,330,767
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 1,327,174
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 1,246,888
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 1,330,767
a Applied to 2024, but not more than line 2a 1,246,888
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 83,879
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		1,243,295
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
GRAY CROMEANS
PO BOX 352
ORANGE BEACH,AL36561
(251) 923-9297
bThe form in which applications should be submitted and information and materials they should include:
MEDICAL AND PERFORMING ARTS MAJORS MAY APPLY THROUGH THE FINANCIAL AID DEPARTMENT AT VARIOUS PRE-SELECTED UNIVERSITIES
cAny submission deadlines:
UNIVERSITY SPECIFIC
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
AWARDED ONLY TO STUDENTS OF MEDICAL OR PERFORMING ARTS MAJORS
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

AUBURN UNIVERSITY FOUNDATION

317 S COLLEGE ST
AUBURN,AL36849 		    SCHOLARSHIPS 60,000

BALDWIN COUNTY ANGELS

18450 HWY 104
ROBERTSDALE,AL36567 		    COMMUNITY WELFARE 10,000

BALDWIN FAMILY VILLAGE

155 S SECTION ST
FAIRHOPE,AL36532 		    COMMUNITY WELFARE 10,000

CHRISTIAN SERVICE CENTER

PO BOX 227
LANETT,AL36863 		    COMMUNITY WELFARE 150,000

COASTAL ALABAMA COMMUNITY COLLEGE

1900 US-31
BAY MINETTE,AL36507 		    SCHOLARSHIP 60,000

COASTAL BALDWIN EDUCTAIONAL ENRICHMENT FOUNDATION

3150 GULF SHORES PARKWAY
GULF SHORES,AL36542 		    SCHOLARSHIPS 3,000

EASTERN SHORE REPERTORY THEATRE

1410 CAPTAIN ONEAL DR
DAPHNE,AL36526 		    COMMUNITY WELFARE 25,000

ECUMENICAL MINISTIRES INC

564 FAIRHOPE AVE
FAIRHOPE,AL36532 		    COMMUNITY WELFARE 10,000

JENNIFER CLAIRE MOORE FOUNDATION

819 N MCKENZIE ST
FOLEY,AL36535 		    COMMUNITY WELFARE 26,000

MARY'S SHELTER GULF COAST

14004 BOROS RD
ELBERTA,AL36530 		    COMMUNITY WELFARE 10,000

MOBILE SYMPHONY INC

257 DAUPHIN ST
MOBILE,AL36602 		    ARTS AND COMMUNITY WELFARE 35,000

PRODISEE PANTRY

9315 SPANISH FORT BLVD
SPANISH FORT,AL36527 		    COMMUNITY WELFARE 10,000

SAFE HARBOR ANIMAL COALITION

820 CREIGHTON RD
PENSACOLA,FL32504 		    COMMUNITY WELFARE AND ANIMAL PROTECTION 5,000

SAMFORD UNIVERSITY

800 LAKESHORE DRIVE
BIRMINGHAM,AL35229 		    SCHOLARSHIPS 60,000

SOUTH BALDWIN LITERACY COUNCIL

21441 US-98
FOLEY,AL36535 		    EDUCATION AND COMMUNITY WELFARE 17,000

STRAY LOVE FOUNDATION

PO BOX 76
MAGNOLIA SPRINGS,AL36555 		    COMMUNITY WELFARE 5,000

THE HAVEN

559 S SECTION ST
FAIRHOPE,AL36532 		    COMMUNITY WELFARE 10,000

THE LIGHTHOUSE

PO BOX 531
ROBERTSDALE,AL36567 		    COMMUNITY WELFARE 10,000

TROY UNIVERSITY FOUNDATION

301 ADAMS ADMIN BLDG
TROY,AL36082 		    SCHOLARSHIPS 60,000

UNDER HIS WINGS

PO BOX 91
ROBERTSDALE,AL36567 		    COMMUNITY WELFARE 25,000

UNIVERSITY OF ALABAMA AT BIRMINGHAM

1720 UNIVERSITY BLVD
BIRMINGHAM,AL35294 		    SCHOLARSHIPS 60,000

UNIVERSITY OF ALABAMA IN HUNTSVILLE

301 SPARKMAN DR NW
HUNTSVILLE,AL35899 		    SCHOLARSHIPS 60,000

UNIVERSITY OF MOBILE

5735 COLLEGE PKWY
MOBILE,AL36613 		    SCHOLARSHIPS 60,000

UNIVERSITY OF MONTEVALLO FOUNDATION

STATION 6215
MONTEVALLO,AL35115 		    SCHOLARSHIPS 60,000

UNIVERSITY OF SOUTH ALABAMA

307 N UNIVERSITY BLVD
MOBILE,AL36688 		    SCHOLARSHIPS 60,000

YOUTH REACH

25062 CO 38
SUMMERDALE,AL36580 		    COMMUNITY WELFARE 10,000

BALDWIN COUNTY YOUTH ORCHESTRA

809 NICHOLS AVE
FAIRHOPE,AL36532 		    COMMUNITY WELFARE 3,000

RAPAHOPE CHILDRENS RETREAT- CAMP RAPAHOPE

1600 CENTER ST
MOBILE,AL36604 		    COMMUNITY WELFARE 10,000

MEOW'S & MUTTS RESCUE

PO BOX 851885
MOBILE,AL36685 		    COMMUNITY WELFARE 15,000

PALM PROJECT

PO BOX 932
SUMMERDALE,AL36580 		    COMMUNITY WELFARE 25,000

SCOTTBORO DRAMA TEAM

25053 JOHN T REID PARKWAY
SCOTTSBORO,AL35768 		    COMMUNITY WELFARE 25,000

SHORTY'S SAFE HAVEN

12417 CO RD 95
ELBERTA,AL36530 		    COMMUNITY WELFARE 5,000

BOYS & GIRLS CLUB OF SOUTH ALABAMA-FOLEY

1391 S CEDAR ST
FOLEY,AL36535 		    COMMUNITY WELFARE 25,000

YMCA- GREATER MONTGOMERY

1240 JORDAN DAM RD
WETUMPKA,AL36092 		    COMMUNITY WELFARE 10,000

FAIRHOPE- POINTCLEAR ROTARY YOUTH CLUB

19128 YOUNG ST
FAIRHOPE,AL36532 		    COMMUNITY WELFARE 15,000
Total ................................. 3a 1,044,000
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 700,197  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 1,119,181  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 1,819,378 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
1,819,378
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING 17,690 8,845   8,845

TY 2025 InvestmentsCorpBondsSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Name of Bond End of Year Book Value End of Year Fair Market Value
114000 AERCAP IRELAND CAP/GLOBA 3% 99,995 110,522
78000 AMAZON.COM INC 3.6% 73,950 75,628
108000 AMERICAN TOWER CORP 5.55% 112,956 113,090
92000 AMGEN INC 5.25% 94,871 95,425
97000 ANHEUSER-BUSCH INBEV WORLDWIDE INC 3.5% 90,820 94,717
106000 BANK OF AMERICA CORP 3.248% 102,391 105,014
108000 BANK OF NY MELLON CORP VAR 4.543% 106,540 109,311
100000 BERKSHIRE HATHAWAY FIN 1.45% 84,739 89,133
87000 CHUBB INA HOLDINGS INC 5% 89,830 88,988
108000 HOME DEPOT INC 5.875% 118,405 117,116
109000 JP MORGAN CHASE & CO 6.4% 118,589 123,129
52000 KEYCORP 2.25% 47,534 50,824
53000 KEYBANK NATIONAL ASSOCIATION 4.9% 51,960 52,890
104000 MCDONALDS CORP 3.6% 95,639 102,049
82000 NOVARTIS CAPITAL CORP 2% 75,657 80,529
54000 PNC FINANCIAL SERVICES 2.55% 45,806 50,818
54000 PNC FINANCIAL SERVICES 5.676% 56,234 56,923
113000 STRYKER CORP 1.95% 98,895 102,605
56000 T-MOBILE USA INC 3.375% 50,772 54,579
89000 T-MOBILE 5.75% 93,416 94,288
87000 US BANCORP 3.15% 84,884 86,326
82000 UNIITED HEALTH 2.95 76,564 80,849
109000 VERIZON COMMUNICATIONS 4.329% 105,744 109,896

TY 2025 InvestmentsCorpStockSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Name of Stock End of Year Book Value End of Year Fair Market Value
752 ADT INC 6,205 6,069
48 ACUITY INC 12,767 17,282
299 ALBERTSONS COMPANIES INC 6,560 5,134
886 ALLSTATE CORP 158,723 184,421
2540 ALPHABET INC INC CL A 309,587 795,020
2516 AMAZON.COM INC 389,829 580,743
514 AMERICAN EXPRESS CO 79,349 190,154
410 CENCORA INC 77,251 138,478
514 AMGEN INC 135,094 168,237
239 AMKOR TECHNOLOGY INC 7,598 9,436
505 AMPHENOL CORP NEW CL AS 55,195 68,246
291 ANTERO MIDSTREAM CORP 2,774 5,177
4032 APPLE INC 424,758 1,096,140
38 APPLIED INDUSTRIAL TECHNOLOGIES 8,342 9,757
770 APPLIED MATERIALS INC COM 105,105 197,882
192 APPLOVIN CORPORATION COM CL A 73,873 129,373
5642 ASSOCIATED BANC CORP 138,032 145,338
32 BELDEN CDT INC 3,830 3,730
36 BLACK HILLS CORP 2,525 2,499
172 BOYD GAMING CORP 12,783 14,661
3161 BRISTOL-MYERS SQUIBB 150,150 170,504
1298 BROADCOM INC 131,482 449,238
118 CNO FINANCIAL GROUP INC 4,372 5,011
1314 CABOT CORP 96,403 87,092
30 CACI INTERNATIONAL CL A 12,065 15,984
529 CAPITAL ONE FINL CORP 112,366 128,208
56 CARPENTER TEHCNOLOGY TECHNOLOGY 10,575 17,631
339 CASEYS GEN STORES INC 151,976 187,369
67 CHART INDUSTRIES INC 13,322 13,817
415 CHEVRON CORPORATION 40,307 63,250
52 CIRRUS LOGIC INC 6,520 6,162
3706 CLEARWAY ENERGY INC CL C 106,687 123,261
1141 COLGATE PALMOLIVE CO STOCK 104,744 90,162
20 COMFORT SYSTEMS USA 8,925 18,666
293 COMMERCIAL METALS CO 15,959 20,282
737 CONOCOPHILLIPS 74,414 68,990
110 CROWN HOLDINGS INC 9,943 11,327
335 CUMMINC INC 99,036 171,001
89423.326 DFA COMMODITY STRATEGY PORT 414,030 415,818
363 DIGITAL RLTY TR INC 61,166 56,160
80 DOCUSIGN INC 6,809 5,472
136 DONALDSON CO INC 10,247 12,058
186 DYNATRACE HOLDINGS LLC 8,653 8,061
177 EPR PROPERTIES 7,461 8,832
300 EMCOR GROUP INC COM 53,163 183,537
68 ENCOMPASS HEALTH CORP 6,392 7,217
60 ENERSYS 5,850 8,805
120 ESAB CORP COM 7,678 13,406
34 EVERCORE INC 4,775 11,568
3537 EXELIXIS INC 129,728 155,027
685 EXPEIDA GROUP INC 139,739 194,067
1208 EXXON MOBIL CORP 124,521 145,371
597 META PLATFORMS 180,709 394,074
320 FIRST HORIZON CORP 6,462 7,648
50 FIVE BELOW INC 7,469 9,418
64 GAMING AND LEISURE PROP 3,250 2,860
328 GAP INC DEL COM 7,787 8,397
628 GE AEROSPACE 179,387 193,443
221 GOLDMAN SACHS GROU PINC COM 176,256 194,259
1900 HALOZYME THERAPEUTICS INC 109,784 127,870
700 HANOVER INSURANCE GROUP, INC 116,669 127,939
92 HEALTHEQUITY INC 7,633 8,428
215 HOME DEPOT INC COM 55,427 73,981
66 ITT INC 5,707 11,451
38 INGREDION INC 3,991 4,190
52 INTERDIGITAL INC 4,776 16,556
118 INTERNATIONAL BANCSHARES COPR 7,169 7,840
204 INTUITIVE SURGICAL INC 66,407 115,537
97 IRIDIUM COMMUNICATIONS 2,675 1,686
617 JP MORGAN CHASE & CO 73,647 198,810
70 JABIL INC 8,679 15,961
29 HONES LANG LASALLE INC 4,260 9,758
143 KB KB HOME 9,165 8,067
270 KILROY REALTY CORP 11,220 10,090
9 KINSALE CAPITAL GROUP INC 3,738 3,520
614 KOHLS CORP COM 6,876 12,532
65 LAMAR ADVERTIZING 6,024 8,228
104 LANTHEUS HOLDINGS INC 6,881 6,921
1217 LEIDOS HOLDINGS INC 197,495 219,547
251 MGIC INVESTMENT CORP 6,470 7,334
40 MKS INC 3,983 6,392
150 MAPLEBEAR INC. COM 6,065 6,747
318 MASTERCARD INC 182,188 181,540
148 MATADOR RESOURCES COMPANY 7,678 6,281
5264 MATTELL INC 92,068 104,438
29 MEDPACE HOLDINGS INC 6,509 16,288
2018 MICROSOFT CORP CORPORATION 582,759 975,945
643 MICRON TECHNOLOGY INC COM 107,403 183,519
149 MUELLER INDUSTRIES INC 13,307 17,105
385 MURPHY OIL CORP CORP COM 9,024 12,031
58 NRG ENERGY INC 7,560 9,236
422 NATIONAL OILWELL VARCO 6,587 6,596
120 NATIONAL FUEL GAS CO 7,860 9,607
1810 NETFLIX INC 108,949 169,706
19 NEWMARKET CORP 10,282 13,058
48 NEXSTAR MEDIA GROUP INC 8,433 9,746
5741 NVIDIA CORP COM 445,386 1,070,697
150 OGE ENERGY CORP 6,180 6,405
147 ONEMAIN HOLDINGS INC 6,089 9,930
90 OWENS CORNING INC 11,080 10,072
941 PAL AL TO NETWORKS, INC 126,034 173,332
133 PEGASYSTEMS INC 6,320 7,943
37 PENSKE AUTOMOTIVE GROUP, INC 5,560 5,857
412 PERMIAN RESOURCES CORP CLASS A COM 5,752 5,780
140 PHINIA INC. COMMON STOCK 6,759 8,777
47 POLARIS INC 3,000 2,973
1247 POST HOLDINGS 134,645 123,515
164 PURE STORAGE INC CL A 5,932 10,990
96 RAMBUS INC DEL COM 5,767 8,821
277 RAYONIER INC 7,642 5,997
528 RYDER SYSTEM 76,340 101,054
600 SERVICENOW 108,890 91,914
512 SNAP ON INC 167,151 176,435
901 SPROUTS FARMERS MARKET INC 37,528 71,783
45 STIFEL FINANCIAL CORP. 3,439 5,635
204 SYNOVUS FINANCIAL CORP 10,420 10,210
939 TJX COS INC 91,829 144,240
525 T-MOBILE US INC 70,502 106,596
74 TAYLOR MORRISON HOME CORP A 4,790 4,356
769 TENET 107,739 152,816
381 TESLA MOTORS 119,653 171,343
124 TEXAS CAPITAL BANCSHARES INC. 9,110 11,227
78 TEXAS ROADHOUSE 8,454 12,948
27 THOR INDUSTRIES 3,426 2,772
444 TOLL BROTHERS INC 56,328 60,038
220 TRAVEL & LEISURE CO 10,087 15,517
71 UMB FINANCIAL CORP 7,742 8,168
1885 UBER TECHNOLOGIES 133,162 154,023
20 UNITED THERAPEUTICS CORP 4,534 9,745
193 UNUM GROUP 8,896 14,958
544 VALERO ENERGY CORP NEW COM 85,641 88,558
592 VEEVA SYSTEMS INC - CLASS A 131,433 132,152
3240 VIRTU FINANCIAL INC-CLASS A 130,083 107,957
554 VISA INC 141,072 194,293
973 VISTRA CORP 72,350 156,974
1068 WALMART INC INC 82,038 118,986
179 WEBSTER FINL CORP 9,947 11,266
2196 WELLS FARGO & CO NEW COM 158,665 204,667
42 WESCO INTERNATIONAL INC 6,908 10,275
113 XPO INC 16,888 15,358
75 ESSENT GROUP LTD 4,151 4,876
54 FABRINET 11,351 24,585
314 GENPACT LTD 13,490 14,689
408 JANUS HENDERSON GROUP PLC 18,591 19,409
29 JAZZ PHARMACEUTICALS PLC 4,091 4,930
44 RENAISSANCERE HOLDINGS LTD COM 8,434 12,371
781 SEAGATE TECHNOLOGY HOLDINGS PC 76,255 215,080
54 ELASTIC NV 4,839 4,074
3278 FLEX LTD 128,658 198,057

TY 2025 InvestmentsGovtObligationsSch
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
US Government Securities - End of Year Book Value:

6,421,089
US Government Securities - End of Year Fair Market Value:

6,507,345
State & Local Government Securities - End of Year Book Value:


64,758
State & Local Government Securities - End of Year Fair Market Value:


57,260


TY 2025 InvestmentsOtherSchedule2
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
6222 ISHARES MBS ETF AT COST 580,981 592,459
3743 ISHARES CMBS ETF AT COST 180,519 183,706
1552 ISHARES RUSSELL 2000 ETF AT COST 294,067 382,040
6362 ISHARES S&P GLOBAL INFRASTRUCTURE AT COST 298,014 390,372
20720 ISHARES CORE MSCI EAFE ETF AT COST 1,528,407 1,853,611
16430 ISHARES MSCI EMR MRK EX CHINA ETF AT COST 917,995 1,194,132
1327 SPDR GOLD TR GOLD SHS AT COST 238,453 525,903
517 SABRA HEALTHCARE REIT INC AT COST 5,889 9,792
9520 SCHWAB INTL SMALL CAP EQUITY ETF AT COST 368,428 433,446

TY 2025 OtherExpensesSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
DUES AND SUBSCRIPTIONS 188 0   188
CONTRACT SERVICES 685 0   685
MEALS & ENTERTAINMENT 185 0   185
OTHER COSTS 9 0   9


TY 2025 OtherIncreasesSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Description Amount
TIMING DIFFERENCE 19,577


TY 2025 OtherProfessionalFeesSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT AND SERVICE FEES 133,275 99,956   33,319


TY 2025 TaxesSchedule
Name:
JOE AND MARY ANN CROMEANS CHARITABLE
 
FOUNDATION TRUST
EIN:
85-1191628
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
PAYROLL TAXES 16,830 0   16,830
FEDERAL TAX EXPENSE 5,772 0   0
FOREIGN TAXES 12,012 12,012   0
FEDERAL ESTIMATED TAXES 15,800 0   0