Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
JOHN B & BROWNIE YOUNG MEMORIAL FUND
 
Number and street (or P.O. box number if mail is not delivered to street address) PO BOX 948
  Room/suite
City or town
OWENSBORO
State or province
KY
Country  
ZIP or foreign postal code
423020948
A Employer identification number

61-6025137
B Telephone number (see instructions)

2706899861
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$21,804,310J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 48,123
2 Check .................
3 Interest on savings and temporary cash investments 80,595 80,595  
4 Dividends and interest from securities... 376,547 376,547  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 253,104
b Gross sales price for all assets on line 6a 1,068,252
7 Capital gain net income (from Part IV, line 2)... 253,104
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,074 0  
12 Total. Add lines 1 through 11........ 760,443 710,246  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 98,304 29,491   68,813
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
5,600 2,800   2,800
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
9,391 2,686   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,375 0   1,375
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 114,670 34,977   72,988
25 Contributions, gifts, grants paid....... 894,318 894,318
26 Total expenses and disbursements. Add lines 24 and 25 ................ 1,008,988 34,977   967,306
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -248,545
b Net investment income (if negative, enter -0-) 675,269
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 1,380,038 1,953,637 1,953,637
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 1,175,808 Click to see attachment
List of Attached Documents:
// Content
899,748 		871,245
b Investments—corporate stock (attach schedule)....... 3,600,447 Click to see attachment
List of Attached Documents:
// Content
3,582,124 		8,942,904
c Investments—corporate bonds (attach schedule)....... 2,542,765 Click to see attachment
List of Attached Documents:
// Content
2,098,086 		2,034,025
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 5,025,186 Click to see attachment
List of Attached Documents:
// Content
4,965,913 		8,002,499
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 13,724,244 13,499,508 21,804,310
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 13,724,244 13,499,508
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 0 0
29 Total net assets or fund balances (see instructions)..... 13,724,244 13,499,508
30 Total liabilities and net assets/fund balances (see instructions). 13,724,244 13,499,508
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
13,724,244
2
Enter amount from Part I, line 27a .....................
2
-248,545
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
23,809
4
Add lines 1, 2, and 3 ..........................
4
13,499,508
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
13,499,508
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a PUBLICLY TRADED SECURITIES      
b
c
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,068,252   815,148 253,104
b
c
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       253,104
b
c
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 253,104
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 9,386
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 9,386
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 9,386
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 6,240
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 6,240
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 1
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 3,147
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
KY
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressWWW.JBBYSCHOLARSHIP.COM
14
The books are in care ofINDEPENDENCE BANK Telephone no. (270) 689-9861

Located atPO BOX 948OWENSBOROKY ZIP+4423020948
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
INDEPENDENCE BANK TRUSTEE
20.00 		90,304 0 0
PO BOX 948
OWENSBORO,KY423020948
DAVIESS CO BOARD OF EDUCATION COMMITTEE MEMBER
1.00 		2,000 0 0
PO BOX 21510
OWENSBORO,KY42304
MCLEAN COUNTY BOARD OF EDUCATION COMMITTEE MEMBER
1.00 		2,000 0 0
PO BOX 245
CALHOUN,KY42327
OWENSBORO BOARD OF EDUCATION COMMITTEE MEMBER
1.00 		2,000 0 0
450 GRIFFITH AVENUE
OWENSBORO,KY42301
OWENSBORO CATHOLIC SCHOOL DIOCESE COMMITTEE MEMBER
1.00 		2,000 0 0
600 LOCUST STREET
OWENSBORO,KY42301
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
18,890,447
b
Average of monthly cash balances.......................
1b
1,945,372
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
20,835,819
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
20,835,819
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
312,537
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
20,523,282
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
1,026,164
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
1,026,164
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
9,386
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
9,386
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
1,016,778
4
Recoveries of amounts treated as qualifying distributions................
4
23,809
5
Add lines 3 and 4............................
5
1,040,587
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
1,040,587
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
967,306
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
967,306
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 1,040,587
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024...... 32,376
f Total of lines 3a through e ........ 32,376
4Qualifying distributions for 2025 from Part
XI, line 4: $ 967,306
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		Click to see attachment
List of Attached Documents:
// Content
48,123
d Applied to 2025 distributable amount..... 919,183
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 32,376 32,376
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 48,123
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		89,028
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		48,123
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
INDEPENDENCE BANK
PO BOX 948
OWENSBORO,KY423020948
(270) 689-9861
bThe form in which applications should be submitted and information and materials they should include:
COMPLETED APPLICATION ALONG WITH TRANSCRIPT OF GRADES.
cAny submission deadlines:
ACADEMIC SCHOOL YEAR.
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
UNMARRIED STUDENTS IN THE TOP ONE-THIRD OF GRADUATING CLASSES OF PUBLIC AND CATHOLIC HIGH SCHOOLS IN THE OWENSBORO, DAVIESS COUNTY AND MCLEAN COUNTY, KENTUCKY SCHOOL DISTRICTS.
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

DAVIESS COUNTY BOARD OF EDUCATION

1622 SOUTHEASTERN PARKWAY
OWENSBORO,KY42303 		    GENERAL 2,400

OWENSBORO PUBLIC SCHOOLS BOARD OF EDUCATION

450 GRIFFITH AVENUE
OWENSBORO,KY42303 		    GENERAL 1,600

DIOCESE OF OWENSBORO

600 LOCUST STREET
OWENSBORO,KY42301 		    GENERAL 1,600

MCLEAN COUNTY BOARD OF EDUCATION

410 KY-136 EAST
CALHOUN,KY42327 		    GENERAL 800
TIARA CAMPBELL NEWTON


220 SOUTH PLEASANT ST
AMHERST,MA01002 		    SCHOLARSHIP 500
BENJAMIN DAWSON


182 S COLLEGE ST
AUBURN,AL36849 		    SCHOLARSHIP 500
WILLIAM TAYLOR


1301 S UNIVERSITY PARKS DR
WACO,TX76706 		    SCHOLARSHIP 2,870
OLIVIA BAIRD


2001 NEWBURG RD
LOUISVILLE,KY40205 		    SCHOLARSHIP 4,137
KAMRYN MCMAHON


2001 NEWBURG RD
LOUISVILLE,KY40205 		    SCHOLARSHIP 12,740
ANDREW MUNSTER


2001 NEWBURG RD
LOUISVILLE,KY40205 		    SCHOLARSHIP 7,222
BLAKE KIMBRELL


470 COOPER DR
LEXINGTON,KY40506 		    SCHOLARSHIP 500
WILLIAM EDMONSON


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
ELLY GOODALL


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
ALEXIS HAYDEN


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
WILLIAM HERNANDEZ


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
HAYDEN HUDSON


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
HANNAH MCROY


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
GRACIE MESERVE


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
CONNOR MITCHUSON


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
JULIA MULLEN


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
JALEE PINKSTON


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
LONDON WILHITE


717 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 4,206
CADENCE HANCOCK


1 UNIVERSITY DR
CAMPBELLSVILLE,KY42718 		    SCHOLARSHIP 500
CLAIRE HUDSON


1 UNIVERSITY DR
CAMPBELLSVILLE,KY42718 		    SCHOLARSHIP 500
WARYN EBELHAR


600 W WALNUT ST
DANVILLE,KY40422 		    SCHOLARSHIP 500
JAMES WETHINGTON


600 W WALNUT ST
DANVILLE,KY40422 		    SCHOLARSHIP 500
CARMEN BRAUER


100 CHANTICLEER DR E
CONWAY,SC29526 		    SCHOLARSHIP 500
EMMITT BROCK


521 LANCASTER AVE
RICHMOND,KY40475 		    SCHOLARSHIP 5,458
SABRINA DURBIN


521 LANCASTER AVE
RICHMOND,KY40475 		    SCHOLARSHIP 500
ISABELLE GEHRING


521 LANCASTER AVE
RICHMOND,KY40475 		    SCHOLARSHIP 500
AVERY HAYDEN


521 LANCASTER AVE
RICHMOND,KY40475 		    SCHOLARSHIP 500
ADDISON TRAVIS


600 W COLLEGE AVE
TALLAHASSEE,FL32306 		    SCHOLARSHIP 500
HARLI ADKISSON


101 BRANIGAN BLVD
FRANKLIN,IN46131 		    SCHOLARSHIP 250
JOHN DELACEY


400 E COLLEGE ST
GEORGETOWN,KY40324 		    SCHOLARSHIP 500
KEELI HANLEY


400 E COLLEGE ST
GEORGETOWN,KY40324 		    SCHOLARSHIP 1,950
FAITH MUNSTER


400 E COLLEGE ST
GEORGETOWN,KY40324 		    SCHOLARSHIP 500
ALYSSA ALEXANDER


1115 8TH AVE
GRINNELL,IA50112 		    SCHOLARSHIP 6,403
KAITLYN RICHARDSON


2660 S GREEN ST
HENDERSON,KY42420 		    SCHOLARSHIP 500
VINCENT CARRICO


33 E COLLEGE ST
HILLSDALE,MI49242 		    SCHOLARSHIP 500
THOMAS ARD


10 W 35TH ST
CHICAGO,IL60616 		    SCHOLARSHIP 8,507
GEORGIA CALHOUN


200 N 7TH ST
TERRE HAUTE,IN47809 		    SCHOLARSHIP 500
ASHLYNN LONEY


50 W FALL CREEK PKWY N DR
INDIANAPOLIS,IN46208 		    SCHOLARSHIP 750
EMMA WARD


1025 RISMAN DR
KENT,OH44242 		    SCHOLARSHIP 11,123
ZITLALY ALVAREZ


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
BRODIC BELL


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
JON BLANDFORD


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 3,313
BRODY BRUBAKER


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
CALLIE BULLIS


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
JUAN CRUZ


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 2,709
LELAND FULKERSON


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 3,714
JULIANNA GAYNOR


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
RABIA HANAFI


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 1,520
COLE HELTON


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
LILLIAN HOAGLAND


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
KEARSTON JACKSON


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 250
CARTER KIMMEL


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
CARVER KINGSLEY


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
HEATHER MAPES


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 8,118
AVA MAY


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
BLAKE MCDANIEL


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 4,745
CASSIDY OFLYNN


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
ABIGAIL RILEY


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
KAYDENCE ROBERTS


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
HARRISON SALLEE


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
ERICA SIMON


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
JACOB SNYDER


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
GEORGIA SPAULDING


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 6,238
LILLIAN TONG


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 6,797
AUSTIN UNDERWOOD


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
MADISON UNDERWOOD


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 4,376
CHRISTINA WILKERSON


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 1,936
ASHLEY WILLIAMS


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 500
DAVID WOOSLEY


3000 FREDERICA ST
OWENSBORO,KY42301 		    SCHOLARSHIP 1,596
HALEY SAMS


6965 CUMBERLAND GAP PKWY
HARROGATE,TN37752 		    SCHOLARSHIP 27,036
GRACE THURMAN


210 LINDSEY WILSON ST
COLUMBIA,KY42728 		    SCHOLARSHIP 500
ALISON BAXLEY


1 UNIVERSITY PARK DR
NASHVILLE,TN37204 		    SCHOLARSHIP 11,191
MADELINE BURSHEARS


501 E 38TH ST
ERIE,PA16546 		    SCHOLARSHIP 500
LYRIC HANCOCK


150 UNIVERSITY BLVD
MOREHEAD,KY40351 		    SCHOLARSHIP 250
MARY SIMS


150 UNIVERSITY BLVD
MOREHEAD,KY40351 		    SCHOLARSHIP 500
AVA FINCHER


2900 N MENOMONEE RIVER PKWY
MILWAUKEE,WI53222 		    SCHOLARSHIP 500
LUKE BADERTSCHER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 5,052
MADALYN BROWN


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
MADALYNN BUGG


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
SCARLETT CALL


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
CARSON CARTER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
FELICA CLEMENTS


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 2,297
LILLIAN COOMBS


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
GIBSON DAME


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
ELLYSSA DANNER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
MEGAN EPPARD


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
MOLLY FUQUA


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
AMIRA KARAZE


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
CADENCE KEISTER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 3,918
JACEY LYNN


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
SAMUEL MILLER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
CLINFORD MORRIS


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 7,298
MOO POE


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
GAVIN PRICE


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 6,542
ANSLEY ROSE


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
BRAYDEN SUMNER


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
ADDYSON TICHENOR


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
JENNA WARD


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
AVERY WIMSATT


102 CURRIS CENTER
MURRAY,KY42071 		    SCHOLARSHIP 500
CHARLES BROUGHTON


NUNN DR
HIGHLAND HEIGHTS,KY41099 		    SCHOLARSHIP 500
JAMES CHANDLER


NUNN DR
HIGHLAND HEIGHTS,KY41099 		    SCHOLARSHIP 500
MEGHAN KYLE


NUNN DR
HIGHLAND HEIGHTS,KY41099 		    SCHOLARSHIP 500
HAILEY COOK


158 HARMON DR
NORTHFIELD,VT05663 		    SCHOLARSHIP 250
WILLIAM RICKARD


1216 SUNBURY RD
COLUMBUS,OH43219 		    SCHOLARSHIP 10,950
DYLAN MCCOLLAM


1 S GROVE ST
WESTERVILLE,OH43081 		    SCHOLARSHIP 500
KAYLEE ALEXANDER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
JAYCI ALGOOD


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
OLIVIA ALLEN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
HAYDEN AULL


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 560
ELIJAH BALDWIN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ZACHARY BALDWIN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 2,815
PHOENIX BARNETT


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ALEXIS BATES


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
HUNTER BELLAMY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,053
GAVIN CLOUSE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
HAILEY COOK


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 250
EMILIANA ESPINOZA


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
LANDON FOGLE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
JAMESON FRENCH


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
YUMAR GONZALEZ SALDANA


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ETHAN GOUGH


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
KARA GREEN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
DESTINY HALL


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
SHELBY HAWLEY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
COLE HELTON


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 250
JULIANA HERNANDEZ MARQUIREZ


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 444
LUCIELLE HINES


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 250
ISAAC HOBDY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
TRINITY HOLMES


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
KLU HTOO


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
LAUREN JEAN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
SARAH JOHNSON


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
KAIDEN KEMPER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
AVA LAWSON


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
KALEB LEVEL


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 250
DAYLAN MAGGARD


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
JUDE MARTIN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ELIJAH MASTERSON


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 250
BENJAMIN MCADAMS


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,052
NATHON MIDKIFF


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
SADIE MILLAY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ADDISON MILLS


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
KAYLEI MOORE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ALEX MURPHY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ISAAC NICHOLS


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
MADALYNN PATMORE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 632
CLAYTON PAYNE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
SARAH PAYNE


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
DANIELLE REYNOLDS


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ANDREA RIOS OROSCO


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
MADALYNN ROBERTS


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,053
EH SAY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ELIANHNA SCHWARTZ


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,415
ELLAINA SMILEY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
LENA STAPLES


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
CHELSEA TAYLOR


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ALISSA TROGDEN


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
LEVI TUCKER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
CURT VANOVER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 527
NOLAN WAGNER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
ABIGAIL WALKER


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,265
HAILEY WESTERFIELD


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 500
TATUM WILLOUGHBY


4800 NEW HARTFORD RD
OWENSBORO,KY42303 		    SCHOLARSHIP 1,265
LANDON BLOCK


610 PURDUE MALL
WEST LAFAYETTE,IN47907 		    SCHOLARSHIP 500
ISABELLA TIPMORE


800 LAKESHORE DR
BIRMINGHAM,AL35229 		    SCHOLARSHIP 8,416
ASHLEY GLEDHILL


1846 MAIN ST
UPLAND,IN46989 		    SCHOLARSHIP 500
DECLAN SCOTT


2500 BROADWAY
LUBBOCK,TX79409 		    SCHOLARSHIP 3,556
ELLA CASON


333 THOMAS MORE PKWY
CRESTVIEW HILLS,KY41017 		    SCHOLARSHIP 500
PHOENIX BARNETT


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 6,110
KATYE CLARK


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 500
NATHAN GOINS


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 500
BLAKELY GREER


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 500
ZAMIRA MCGHEE


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 12,264
MADISON VELAZQUEZ


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 7,193
NOLAN WARREN


300 N BROADWAY
LEXINGTON,KY40508 		    SCHOLARSHIP 500
ALIVIA NORRIS


739 UNIVERSITY BLVD
TUSCALOOSA,AL35487 		    SCHOLARSHIP 9,293
LILYAN LIST


6178 COLLEGE ST DR
WILLIAMSBURG,KY40769 		    SCHOLARSHIP 500
ADLER POTTER


6178 COLLEGE ST DR
WILLIAMSBURG,KY40769 		    SCHOLARSHIP 500
SAVANNAH LEWIS


300 COLLEGE PARK AVE
DAYTON,OH45469 		    SCHOLARSHIP 500
ADDISON BYRNE


1800 LINCOLN AVE
EVANSVILLE,IN47722 		    SCHOLARSHIP 1,461
ALYSSA RHINEBURGER


1800 LINCOLN AVE
EVANSVILLE,IN47722 		    SCHOLARSHIP 500
WILLIAM SKIMEHORN


1800 LINCOLN AVE
EVANSVILLE,IN47722 		    SCHOLARSHIP 500
BAILEI WALKER


1800 LINCOLN AVE
EVANSVILLE,IN47722 		    SCHOLARSHIP 11,703
GRACE BRASHER


101 JESSUP HALL
IOWA CITY,IA52242 		    SCHOLARSHIP 500
REAGAN ALLEN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 11,772
HADLEY BACON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
EMMA BLAIR


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 8,846
HANNAH BOLTON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 1,737
CATHERINE BRAWNER


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 3,157
JESSICA BRIONES-CARONADO


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 2,140
KELLY CARAWAY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
MYLIN CHRISTIAN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
DREW CRANDALL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 807
WILLIAM CREWS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
COLE CRUMBAKER


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
MAKADIN DAUGHERTY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 6,644
ADDISON EDGE


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
ELLINGTON EMBRY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
CHLOE EWING


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 10,358
WHITLEY FORD


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
LANDON FRENCH


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
JAXSON GAGE


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 4,780
JACOB HAGERMAN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 10,491
JACOB HAMMEN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
KAYLEE HARRINGTON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 4,749
JAXON HARRIS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 7,053
KATHERINE HAYDEN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
AUSTIN KIM HERNANDEZ


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 3,673
CAROLINE HICKS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 8,843
NIKOLAS HODSKINS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 11,534
JACKSON HOLMAN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
OLIVIA HOOKER


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
RILEY HUDSON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 1,385
WILLIAM HUME


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
EVAN HURM


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 1,592
ANNIE IRACANE


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
HADLEY JENKINS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
ALLAN KALAMBAYI


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 6,387
MADELEINE KANIPE


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
PURANI KANNAN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
PAU KHUAL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 250
JOSHUA LARKIN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
SARAH LARKIN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 250
ALEXIA LATHAM


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 4,423
KAMDEN LEVEL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
KEWEN LI


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
BENJAMIN LOGSDON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
ARIADNE MALAVE HERNANDEZ


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 664
KATHERINE MCCAIN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
MAYA MONTALVO


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 3,915
EMMA MONTGOMERY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
SADIE MORRIS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
FAZAL MURTAZA


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
CLAY NEAL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 17,159
IAN NELSON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
ROMER PAYNE


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 2,951
KAELAH PENROD


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 605
BRIANNA PEREZ


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 6,709
MATTHEW RHOADS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
RUBY ROBINSON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 10,377
ANDREW ROMANS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 13,301
MADISON ROWLAND


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
COLIN RUCKDESCHEL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
JAMES SEARCY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
JACK SMITH


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 3,500
RYAN SOVAR


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
MAXWELL STERETT


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
PHOENIX STEVENS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
REECE STEVENS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
LILY THOMAS


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 6,396
GRAYSON THOMASON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
REAGHAN THOMPSON


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
SALLY TIDWELL


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
KEAGAN TINGLEY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 8,388
ETHAN TODD


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 2,621
JACKSON TOWERY


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 7,527
ELLYN VAN WYK


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
JOSE VELASQUEZ


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
CONNOR WHITEHEAD


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 11,666
ICYESS WIMSATT


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 5,147
JOSHUA WORKMAN


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 5,565
JACKSON WYATT


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 12,016
LEIF YEISER


101 MAIN BUILDING
LEXINGTON,KY40506 		    SCHOLARSHIP 500
ELIZABETH ALLEN


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
LARRY BREY


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
BRIANNA BUCHANAN


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
CHLOE CALITRI


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
EMILY CALVERT


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 5,405
ADELYN CECIL


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 4,102
AUDREY FORD


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
OWEN FRAKES


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
ABIGAIL HUMPHREY


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
CHASE LOWERY


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
FREDERICK MACK


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 3,328
IAN MAHONEY


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
AIDEN MONTGOMERY


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 12,477
ETHAN PAPP


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 2,193
MADISON PORTER


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 250
BRALEE POWELL


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
PRESTON PRUITT


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
AIDEN ROBERTSON


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 6,242
BRAYSON SMITH


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
ELI SMITH


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
JAMIE STEELE


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 500
FERMIN SUAREZ ROJAS


2301 S 3RD ST
LOUISVILLE,KY40292 		    SCHOLARSHIP 15,933
HILLARY BAGGETT


1000 BRECKENRIDGE ST STE 400
OWENSBORO,KY42303 		    SCHOLARSHIP 1,330
MORGAN DURHAM


1000 BRECKENRIDGE ST STE 400
OWENSBORO,KY42303 		    SCHOLARSHIP 786
LILLI REVELETT


1000 BRECKENRIDGE ST STE 400
OWENSBORO,KY42303 		    SCHOLARSHIP 1,112
PATRICK HAUKE


105 MAIN BUILDING
NOTRE DAME,IN46556 		    SCHOLARSHIP 500
GRACE BLINCOE


4202 E FOWLER AVE
TAMPA,FL33620 		    SCHOLARSHIP 500
OWEN MOORE


3551 TROUSDALE PKWY
LOS ANGELES,CA90089 		    SCHOLARSHIP 9,538
AUDRIANA ASHLEY MCKENZIE


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 8,594
KYAIRA BOONE


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 8,701
NATALIE BRIGGS


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 11,831
MAKAYLA BROWN


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 2,488
LANEE CECIL


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 8,653
LANEY COLBURN


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
ANDI DAVIS


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
ALEXIS EBELHAR


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
BENJAMIN GOLDSBERRY


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 9,282
ISABEL HARRIS


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
EMILY HAYDEN


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
GRACE HOLDER


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
KENZI HOWARD


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
EMMA LANHAM


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
ELIZABETH MAYFIELD


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 2,445
KENZIE MCDOWELL


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
KATELYN MILLS


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 1,204
ALIYA MURPHY


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
SEAN PAGE


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
MADALYNN PATMORE


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 632
JACK QUISENBERRY


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 12,004
JORDIS VELOTTA


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 5,145
PARKER WILSON


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 6,630
KADEN YOUNGMAN


8600 UNIVERSITY BLVD
EVANSVILLE,IN47712 		    SCHOLARSHIP 500
ANDREW SMITH


1331 CIRCLE PARK DR
KNOXVILLE,TN37996 		    SCHOLARSHIP 500
CAYDEN RAY


1700 CHAPEL DR
VALPARAISO,IN46383 		    SCHOLARSHIP 500
BRADY BENJAMIN


2020 E MAPLE ST
NORTH CANTON,OH44720 		    SCHOLARSHIP 500
CARLY ABNEY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,714
PERCY ADKINS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 4,870
MOLLY AUD


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
LAILA BELL


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 6,599
BRANSEN BERRY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
MARIA BLADES


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
KAITLYN BLAKLEY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,043
KADEN BLANKENSHIP


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
MOLLIE BRATCHER


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
CLAYTON BRAWNER


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 2,251
JACOB CAPPS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
JENNA CAPPS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
CAMRYN CASE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,839
CHLOE CASE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 2,090
BAYLYN CHANDLER


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 2,855
LAUREN CLARK


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
ANTHONY CLINE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 6,503
NOAH COLEMAN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
KINSLEY COTTON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 10,158
LEXI CRABTREE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
EASTON CUNNINGHAM


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
KYNDAL DAUGHERTY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,548
ANDREW DENNISON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 7,914
RYLEIGH DURHAM


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 5,233
AMANDA ECTON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 6,740
MACKENZIE EDWARDS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 3,400
ZOEY ENGLISH


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
PRESTON FERRY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
AUBREY FLOYD


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 11,249
BRYNNEN GOLDSBERRY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 12,203
JAIDEN GRANT


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
ADDISON GRAY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
AUDREY HAGAN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
CAROLINE HALL


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
HADLEY HARDIN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,301
BRELEE HARDISON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
JACOB HARLEY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
NATHAN HARLEY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
MICAH HINES


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
KIARA HITE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 250
EVAN HURM


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,592
LUCIAN JARBOE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
ELLA JOHNSTON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 1,350
SARAH LARKIN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
MORGAN LARKINS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
KALEB LEVEL


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 250
LINDSEY LOPEZ ZUNUN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 5,839
MICHAEL LYON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
TILYSIA MCNAIR


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
ABBY MILES


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
ROMAN PETTIGREW


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 5,878
LYRIC POOLE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 5,619
ABBIGAIL POWERS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 4,534
MOLLY QUALLS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 6,562
TUCKER RAY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
WILLIAM REEVES


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
MARYONNAH RHODES


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 762
KATHRYN RINEY


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 5,704
SAVANNA RUSSELL


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
LUCAS SCHROADER


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
SANDRA SIDDONS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 4,940
ANNABELLE SMITH


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
REBECCA SMITH


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 250
LUCY SPAW


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
GRACI STEPHEN


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
RYLAN WESTERFIELD


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 4,325
COOPER WHITE


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 4,512
JAXON WILLIAMS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 569
GRANT MILLS


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 250
NATALIE PATTERSON


1906 COLLEGE HEIGHTS BLVD
BOWLING GREEN,KY42101 		    SCHOLARSHIP 500
Total ................................. 3a 894,318
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 80,595  
4 Dividends and interest from securities ....     14 376,547  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 253,104  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aCLASS ACTION LAWSUIT PROCEEDS 		    14 169  
bOTHER     14 1,905  
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 712,320 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
712,320
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
JOHN B & BROWNIE YOUNG MEMORIAL FUND
 
Employer identification number

61-6025137
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
JOHN B & BROWNIE YOUNG MEMORIAL FUND
  		Employer identification number
61-6025137
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
GATES YOUNG TRUST
 
PO BOX 94715
 
CLEVELAND, OH44101

$ 48,123


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
JOHN B & BROWNIE YOUNG MEMORIAL FUND
  		Employer identification number

61-6025137
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
JOHN B & BROWNIE YOUNG MEMORIAL FUND
  		Employer identification number

61-6025137
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
RINEY HANCOCK CPAS, PREPARATION OF FORM 990-PF 5,600 2,800   2,800

TY 2025 DistributionFromCorpusElection
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Election:
THE JOHN B. & BROWNIE YOUNG MEMORIAL FUND HEREBY ELECTS UNDER TREAS. REG. 53.4942(A)-3(D)(2) TO TREAT $48,123 OF ITS QUALIFYING DISTRIBUTIONS MADE DURING THE TAX YEAR 2025 AS MADE OUT OF CORPUS, IN ORDER TO SATISFY THE REQUIREMENTS OF IRC 4942(G)(3). THIS AMOUNT CORRESPONDS TO THE CONTRIBUTIONS RECEIVED DURING 2025 FROM THE GATES F. YOUNG TRUST U/W-U #2175080, WHICH WERE FULLY REDISTRIBUTED TO PUBLIC CHARITIES BY DECEMBER 31, 2025. BY THIS ELECTION, THE FUND FORGOES TREATING THIS $48,123 AS PART OF ITS OWN UNDISTRIBUTED INCOME PAYOUT, SO THAT THE DONOR FOUNDATION MAY TREAT IT AS A QUALIFYING DISTRIBUTION.

TY 2025 InvestmentsCorpBondsSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Name of Bond End of Year Book Value End of Year Fair Market Value
ABBVIE INC 4.25% DUE 11/14/2028 56,915 56,608
AFFILIATED MANAGERS 5.5% DUE 08/20/2034 24,778 25,621
AMERICAN ELECTRIC POWER 3.20% DUE 11/13/2027 59,085 58,178
AT&T INC 2.30% DUE 06/01/2027 58,683 54,750
BAT CAPITAL CORP 3.557% 08/15/2027 53,028 50,607
CITIGROUP INC 4.70% DUE 05/31/2029 50,003 50,057
CONSTELLATION BRAND INC 4.65% DUE 11/15/2028 57,237 55,783
CREDIT SUISSE AG NY 5.0% DUE 07/09/2027 47,905 50,995
CROWN CASTLE CORP 3.30% DUE 07/01/2030 59,109 50,260
CVS HEALTH CORP 2.875% DUE 06/01/2026 57,259 55,720
DUKE ENERGY CAROLINAS 6.45% DUE 10/15/2032 54,346 55,400
FEDERAL REALTY INVESTMENT 3.50% DUE 6/1/2030 58,815 53,159
FIDELITY NATIONAL FIN 2.45% DUE 03/15/2031 58,841 52,645
FISERV INC 3.20% DUE 07/01/2026 60,071 59,748
GOLDMAN SACHS 2.60% DUE 02/07/2030 59,207 52,597
GOLDMAN SACHS GROUP 5.0% DUE 05/12/2034 50,003 49,626
HOLLYFRONTIER CORP 4.50% DUE 10/01/2030 12,901 11,622
HSBC BANK USA NA 5.625% DUE 08/15/2035 59,156 62,569
INTEL CORP 3.90% DUE 03/25/2030 19,607 19,600
KEYCORP KEY 2.550% DUE 10/01/2029 58,355 56,610
KINDER MORGAN INC 4.30% 03/01/2028 58,146 52,265
LOWE'S COMPANIES, INC 2.5% DUE 04/15/2026 58,868 54,779
MERCK & CO INC 1.450% DUE 06/24/2030 59,485 53,669
NETFLIX INC 5.375% DUE 11/15/2029 50,983 52,117
NUCOR CORP 3.95% DUE 05/01/2028 34,948 35,011
NVIDIA CORP 2.850% DUE 04/01/2030 58,392 53,523
OCCIDENTAL PETROL CORP 7.20% DUE 04/01/2028 26,263 26,615
OWENS CORNING 3.95% DUE 08/15/2029 19,388 19,822
OWL ROCK CORP 2.875% DUE 06/11/2028 59,939 56,654
PIONEER NATURAL CO 1.125% 01/15/2026 60,101 59,942
PNC BANK NA 4.050% DUE 07/26/2028 70,184 75,103
PUBLIC STORAGE 1.950% DUE 11/09/2028 55,974 53,039
RAYTHEON TECH CORP 4.125% DUE 11/16/2028 64,633 60,169
RAYTHEON TECH CORP 5.4% DUE 05/01/2035 50,508 52,596
ROYAL BK OF CANADA 2.30% DUE 11/03/2031 57,933 52,151
SHELL INTERNATIONAL FIN 2.375% DUE 11/07/2029 59,576 56,575
SHERWIN-WILLIAMS CO 3.450% DUE 06/01/2027 74,728 74,461
VENTAS REALTY LP 4.40% DUE 01/15/2029 57,135 55,233
WALT DISNEY CO 3.800% DUE 03/22/2030 46,973 49,573
WELLS FARGO & CO 3.00% DUE 10/23/2026 58,625 58,573

TY 2025 InvestmentsCorpStockSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Name of Stock End of Year Book Value End of Year Fair Market Value
ABBVIE INC COM 57,346 194,445
AIR PRODUCTS AND CHEMICALS 121,174 102,760
ALPHABET INC CLASS A 86,682 463,240
AMAZON COM INC 50,001 300,066
APPLE INCORPORATED 14,023 315,358
AUTODESK INC 54,359 145,637
AUTOMATIC DATA PROCESSING 89,493 108,037
BCE INC COMMON NEW 84,205 44,186
BLACKROCK, INC. 121,217 145,566
BROADCOM INC 123,631 879,094
CANADIAN IMPERIAL BANK COMMON 108,711 213,477
CHEVRON CORPORATION 111,016 144,485
COCA COLA CO 73,610 113,813
CROWN CASTLE INTL CORP COMMON 77,644 51,100
DEERE & COMPANY 43,029 145,723
DUKE ENERGY CORP NEW 74,605 107,130
EXPEDITORS INTL WASH INC 49,743 102,668
HOME DEPOT INC 123,968 128,005
JP MORGAN CHASE & CO 162,554 335,109
LILLY ELI & CO 86,393 353,570
MEDTRONIC PLC 91,212 68,491
MERCK & CO INC NEW COM 122,180 171,258
META PLATFORM, INC. 70,751 392,093
MICROSOFT CORP 24,978 255,351
MONDELEZ INTERNATIONAL INC 115,289 100,016
MONSTER BEVERAGE CORP 53,482 162,847
NEXTERA ENERGY INC 127,935 127,083
NVIDIA CORP COMMON 59,668 1,432,507
ORACLE CORP 76,310 330,957
PAYCHEX INC 91,409 89,295
PEPSICO INC 115,953 107,784
PFIZER INC 85,932 60,706
PHILIP MORRIS INT INC 124,539 209,001
PROCTER & GAMBLE CO 65,790 96,878
QUALCOMM INCORPORATED 35,354 90,314
REGENERON PHARMACEUTICALS INC 91,318 125,043
SALESFORCE COMMON INC 83,786 126,892
STARBUCKS CORPORATION 48,758 54,484
TEXAS INSTRUMENTS INC 166,714 149,895
UNITED PARCEL SERVICE 79,288 69,731
VERIZON COMMUNICATIONS INC USD 1 79,831 67,530
VISA INC 58,243 261,279

TY 2025 InvestmentsGovtObligationsSch
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
US Government Securities - End of Year Book Value:

641,976
US Government Securities - End of Year Fair Market Value:

621,716
State & Local Government Securities - End of Year Book Value:


257,772
State & Local Government Securities - End of Year Fair Market Value:


249,529


TY 2025 InvestmentsOtherSchedule2
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
GQG PARTNERS EMERGING MARKETS EQUITY FUND AT COST 775,000 856,300
INVESCO BULLETSHARES 2026 CORP BD ETF AT COST 25,017 25,585
INVESCO BULLETSHARES 2027 CORP BD ETF AT COST 50,019 51,640
INVESCO BULLETSHARES 2028 CORP BD ETF AT COST 50,006 51,953
INVESCO BULLETSHARES 2029 CORP BD ETF AT COST 64,998 67,957
INVESCO BULLETSHARES 2030 CORP BD ETF AT COST 64,981 68,374
INVESCO BULLETSHARES 2031 CORP BD ETF AT COST 69,875 73,809
INVESCO BULLETSHARES 2032 CORP BD ETF AT COST 74,865 78,741
INVESCO BULLETSHARES 2033 CORP BD ETF AT COST 75,052 78,651
ISHARES MSCI EAFE GROWTH INDEX FUND AT COST 288,179 474,477
ISHARES MSCI EAFE VALUE INDEX FUND AT COST 149,570 229,940
ISHARES RUSSELL 2000 GROWTH ETF AT COST 85,052 145,678
ISHARES RUSSELL 2000 VAL IND AT COST 77,440 153,666
ISHARES RUSSELL MIDCAP INDEX AT COST 63,071 148,641
ISHARES SELECT DIVIDEND ETF AT COST 313,918 456,447
ISHARES TR MSCI EAFE INDEX AT COST 355,748 534,791
ISHARES TR MSCI EAFE SMALL CAP ETF AT COST 160,889 253,833
ISHARES TR RUSSELL 1000 GROWTH AT COST 346,491 1,036,527
ISHARES TR RUSSELL 1000 VAL AT COST 136,046 325,396
ISHARES TR S&P MID CAP 400 VALUE ETF AT COST 402,866 705,586
ISHARES TR S&P MIDCAP 400 GROWTH ETF AT COST 166,855 294,128
S&P 500 TR UTS UNIT 1 SER AT COST 431,866 886,496
SPDR PORTFOLIO SMALL CAP ETF AT COST 91,849 174,928
SPDR PORTFOLIO WORLD EX-US ETF AT COST 161,441 259,132
VANGUARD REAL ESTATE ETF AT COST 236,132 205,385
VANGUARD TOTAL STOCK MARKET ETF AT COST 248,687 364,438

TY 2025 OtherExpensesSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
WEBSITE MAINTENANCE 1,375 0   1,375


TY 2025 OtherIncomeSchedule2
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
CLASS ACTION LAWSUIT PROCEEDS 169   169
OTHER 1,905   1,905


TY 2025 OtherIncreasesSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Description Amount
RECLAIMED FUNDS 23,809


TY 2025 TaxesSchedule
Name:
JOHN B & BROWNIE YOUNG MEMORIAL FUND
EIN:
61-6025137
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAX 2,686 2,686   0
2025 FEDERAL EXCISE TAX ESTIMATED TAX PAYMENTS 6,240 0   0
2024 FEDERAL EXCISE TAX 465 0   0