| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| 375558103 GILEAD SCIENCES INC | |||
| 91324P102 UNITED HEALTH GROUP | AT COST | 11,045 | 14,195 |
| 009158106 AIR PRODS & CHEMS IN | AT COST | 4,834 | 7,164 |
| 363576109 GALLAGHER ARTHUR J & | AT COST | 1,392 | 7,764 |
| 126408103 C S X CORP | AT COST | 9,702 | 10,875 |
| 00206R102 AT&T INC | AT COST | 3,269 | 5,216 |
| 594918104 MICROSOFT CORPORATIO | AT COST | 565 | 6,287 |
| 05569M301 BNY MELLON INCOME ST | |||
| 05569M509 BNY MELLON M/C MULTI | AT COST | 66,265 | 13,218 |
| 05569M814 BNY MELLON INTERMEDI | AT COST | 97,638 | 94,692 |
| 05569M830 BNY MELLON BOND FUND | AT COST | 363,128 | 333,601 |
| 12572Q105 CME GROUP INC | AT COST | 4,717 | 7,100 |
| 05569M871 BNY MELLON INTERNATI | AT COST | 16,641 | 38,561 |
| 05569M368 BNY MELLON CORP BOND | AT COST | 112,339 | 113,233 |
| 05588D753 BNY MELLON INTL EQTY | AT COST | 65,661 | 59,960 |
| 46625H100 J P MORGAN CHASE & C | AT COST | 9,267 | 23,522 |
| 05588E850 BNY MELLON HIGH YIEL | AT COST | 82,089 | 77,707 |
| 05588F709 BNY MELLON DEVELOPED | AT COST | 43,000 | 45,594 |
| 05587K857 BNYM INTL STCK-Y | AT COST | 28,744 | 50,234 |
| 191216100 COCA - COLA CO | AT COST | 5,776 | 7,690 |
| 020002101 ALLSTATE CORP COM | |||
| 026874784 AMERICAN INTERNATION | AT COST | 3,616 | 5,133 |
| 04621X108 ASSURANT INC | AT COST | 15,671 | 23,362 |
| 075887109 BECTON DICKINSON AND | |||
| 17275R102 CISCO SYSTEMS INC | AT COST | 15,710 | 24,650 |
| 21037T109 CONSTELLATION ENERGY | AT COST | 1,094 | 4,593 |
| 235851102 DANAHER CORP COMMON | |||
| 25746U109 DOMINION RES INC VA | |||
| 26884L109 E Q T CORP | AT COST | 4,950 | 6,432 |
| 35671D857 FREEPORT-MCMORAN INC | AT COST | 6,495 | 9,142 |
| 38141G104 GOLDMAN SACHS GROUP | AT COST | 2,598 | 7,032 |
| 49177J102 KENVUE INC | |||
| 502431109 L3HARRIS TECHNOLOGIE | AT COST | 14,922 | 20,256 |
| 517834107 LAS VEGAS SANDS CORP | AT COST | 7,179 | 9,764 |
| 56585A102 MARATHON PETROLEUM C | AT COST | 5,718 | 6,505 |
| 617446448 MORGAN STANLEY | AT COST | 6,004 | 8,699 |
| 681919106 OMNICOM GROUP INC | AT COST | 13,974 | 14,535 |
| 743315103 PROGRESSIVE CORP OHI | AT COST | 6,643 | 11,158 |
| 80105N105 SANOFI-SYNTHELABO | |||
| 902973304 US BANCORP DEL | |||
| 929089100 VOYA FINANCIAL INC | AT COST | 5,267 | 5,214 |
| G25508105 CRH PLC | AT COST | 7,763 | 13,978 |
| G4863A108 INTERNATIONAL GAME T | |||
| G5960L103 MEDTRONIC PLC | AT COST | 10,341 | 12,776 |
| 038222105 APPLIED MATERIALS IN | AT COST | 8,447 | 12,336 |
| 060505104 BANK OF AMERICA CORP | AT COST | 14,245 | 18,700 |
| 071813109 BAXTER INTL INC COM | |||
| 110122108 BRISTOL-MYERS SQUIBB | AT COST | 8,797 | 10,249 |
| 14040H105 CAPITAL ONE FINANCIA | AT COST | 6,680 | 8,967 |
| 20825C104 CONOCOPHILLIPS | |||
| 24703L202 DELL TECHNOLOGIES IN | |||
| 25278X109 DIAMONDBACK ENERGY I | AT COST | 7,594 | 7,667 |
| 25659T107 DOLBY LABORATORIES I | AT COST | 6,713 | 5,780 |
| 320517105 FIRST HORIZON NATL C | AT COST | 6,754 | 10,038 |
| 367829884 GATEWAY TR | AT COST | 43,252 | 51,286 |
| 37045V100 GENERAL MOTORS CO | |||
| 38145N220 GOLDMAN SACHS ABS RE | AT COST | 10,025 | 10,932 |
| 443510607 HUBBELL INC COM | AT COST | 6,315 | 7,550 |
| 459200101 INTERNATIONAL BUSINE | AT COST | 2,085 | 2,666 |
| 460146103 INTERNATIONAL PAPER | |||
| 504922105 LABCORP HOLDINGS INC | |||
| 59156R108 METLIFE INC | AT COST | 5,815 | 5,526 |
| 64128R608 NEUBERGER BERMAN LON | AT COST | 18,083 | 20,104 |
| 651639106 NEWMONT CORPORATION | AT COST | 2,405 | 5,991 |
| 693475105 PNC FINANCIAL SERVIC | |||
| 718172109 PHILIP MORRIS INTERN | |||
| 718546104 PHILLIPS 66 | AT COST | 4,581 | 5,162 |
| 88579Y101 3M CO | |||
| G0403H108 AON PLC/IRELAND A | AT COST | 12,710 | 14,115 |
| G51502105 JOHNSON CTLS INTL PL | AT COST | 2,675 | 4,551 |
| G7496G103 RENAISSANCERE HLDGS | |||
| 00771X419 G Q G PART EMERG MKT | AT COST | 8,514 | 9,089 |
| 036752103 ELEVANCE HEALTH INC | AT COST | 5,719 | 5,609 |
| 05613H308 B N Y MLN ENHNC DVD | AT COST | 66,314 | 55,141 |
| 14064D774 FULLTHALER BEH S/C G | AT COST | 12,270 | 13,548 |
| 142339100 CARLISLE COMPANIES I | AT COST | 6,847 | 5,438 |
| 149123101 CATERPILLAR INC | AT COST | 4,006 | 5,729 |
| 197236102 COLUMBIA BKG SYS INC | AT COST | 5,119 | 5,311 |
| 200340107 COMERICA INC | AT COST | 6,787 | 8,693 |
| 247361702 DELTA AIR LINES INC | AT COST | 4,067 | 4,858 |
| 254687106 WALT DISNEY CO/THE | AT COST | 5,300 | 5,461 |
| 260003108 DOVER CORPORATION | AT COST | 7,238 | 8,200 |
| 291011104 EMERSON ELECTRIC COM | AT COST | 2,766 | 2,654 |
| 30231G102 EXXON MOBIL CORP | AT COST | 19,230 | 20,337 |
| 31488V107 FERGUSON ENTERPRISES | AT COST | 3,227 | 4,007 |
| 345370860 FORD MOTOR CO DEL | AT COST | 2,498 | 3,018 |
| 34964C106 FORTUNE BRANDS HOME | AT COST | 4,250 | 3,501 |
| 438516106 HONEYWELL INTL INC | AT COST | 2,851 | 2,731 |
| 444859102 HUMANA INC | AT COST | 9,046 | 7,940 |
| 478160104 JOHNSON & JOHNSON | AT COST | 17,920 | 24,006 |
| 518439104 ESTEE LAUDER COMPANI | AT COST | 4,410 | 5,236 |
| 64122Q705 NEUBERGER BERMAN INT | AT COST | 11,585 | 12,751 |
| 680223104 OLD REPUBLIC INTERNA | AT COST | 10,480 | 11,410 |
| 695156109 PACKAGING CORP AMER | AT COST | 3,838 | 3,712 |
| 717081103 PFIZER INC | AT COST | 5,639 | 5,229 |
| 806857108 SCHLUMBERGER LTD | AT COST | 4,662 | 4,606 |
| 808513105 SCHWAB CHARLES CORP | AT COST | 3,130 | 3,996 |
| 83443Q103 SOLSTICE ADVANCED MA | AT COST | 153 | 146 |
| 882508104 TEXAS INSTRUMENTS IN | AT COST | 6,835 | 6,593 |
| 92857W308 VODAFONE GROUP PLC-S | AT COST | 4,104 | 4,359 |
| 962166104 WEYERHAEUSER CO | AT COST | 4,041 | 3,080 |
| G87052109 TE CONNECTIVITY PLC | AT COST | 6,667 | 8,645 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| LEGAL FEES - PRINCIPAL (ALLOCA | 123 | 123 | ||
| LEGAL FEES - INCOME (ALLOCABLE | 123 | 123 |
| Description | Amount |
|---|---|
| ROC ON CY SALES | 40 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| OTHER NON-ALLOCABLE EXPENSE - | 2,360 | 0 | 2,360 | |
| STATE INCOME TAXES - INCOME | 75 | 0 | 75 | |
| INVESTMENT EXPENSES-DIVIDEND I | 1 | 1 | 0 |
| Description | Amount |
|---|---|
| MUTUAL FUND TIMING ADJ | 238 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAXES | 364 | 364 | 0 | |
| FEDERAL TAX PAYMENT - PRIOR YE | 812 | 0 | 0 | |
| FEDERAL ESTIMATES - PRINCIPAL | 2,864 | 0 | 0 | |
| FOREIGN TAXES ON NONQUALIFIED | 164 | 164 | 0 |