TY 2025 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0047

2025

Open to Public Inspection

For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25

Name of foundation
CANDIS J STERN CHARITABLE FOUNDATION

Number and street (or P.O. box number if mail is not delivered to street address) 4900 TIEDEMAN ROAD OH-01-49-0381
Room/suite

City or town
BROOKLYN

State or province
OH

Country

ZIP or foreign postal code
44144

A Employer identification number

47-7001289

B Telephone number (see instructions)

7347477974

C If exemption application is pending, check here

G Check all that apply: Initial returnInitial return of a former public charity

Address change Name change

D 1. Foreign organizations, check here.............

2. Foreign organizations meeting the 85%
test, check here and attach computation ...

E If private foundation status was terminated
under section 507(b)(1)(A), check here .......

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here .......

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$12,226,141J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(c) Adjusted net income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)	302,131
2	Check .................
3	Interest on savings and temporary cash investments
4	Dividends and interest from securities...	204,192		203,903
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		279,333
b	Gross sales price for all assets on line 6a 2,194,688
7	Capital gain net income (from Part IV, line 2)...			279,333
8	Net short-term capital gain.........				0
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......	List of Attached Documents: // Content	5,265
12	Total. Add lines 1 through 11........	790,921		483,236
13	Compensation of officers, directors, trustees, etc.	54,362		40,771		13,590
14	Other employee salaries and wages......			0	0	0
15	Pension plans, employee benefits.......			0	0
16a	Legal fees (attach schedule).........					0
b	Accounting fees (attach schedule).......	List of Attached Documents: // Content	1,500	0	0	1,500
c	Other professional fees (attach schedule)....					0
17	Interest...............					0
18	Taxes (attach schedule) (see instructions)...	List of Attached Documents: // Content	2,955	2,955		0
19	Depreciation (attach schedule) and depletion...		0	0
20	Occupancy..............
21	Travel, conferences, and meetings.......			0	0
22	Printing and publications..........			0	0
23	Other expenses (attach schedule).......	List of Attached Documents: // Content	558	558
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	59,375		44,284	0	15,090
25	Contributions, gifts, grants paid.......	521,500				521,500
26	Total expenses and disbursements. Add lines 24 and 25 ................	580,875		44,284	0	536,590
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	210,046
b	Net investment income (if negative, enter -0-)			438,952
c	Adjusted net income (if negative, enter -0-)...				0

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2025)

Form 990-PF (2025)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............
	2	Savings and temporary cash investments.........	268,571	145,360	145,360
	3	Accounts receivable
		Less: allowance for doubtful accounts		0	0
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts 0
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......
	c	Investments—corporate bonds (attach schedule).......
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........	5,518,305	List of Attached Documents: // Content 5,777,896	12,080,781
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	5,786,876	5,923,256	12,226,141
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........		0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........	5,786,876	5,923,256
	27	Paid-in or capital surplus, or land, bldg., and equipment fund
	28	Retained earnings, accumulated income, endowment, or other funds
	29	Total net assets or fund balances (see instructions).....	5,786,876	5,923,256
	30	Total liabilities and net assets/fund balances (see instructions).	5,786,876	5,923,256

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

5,786,876

Enter amount from Part I, line 27a .....................

210,046

Other increases not included in line 2 (itemize) Click to see attachment

List of Attached Documents:

// Content

322

Add lines 1, 2, and 3 ..........................

5,997,244

Decreases not included in line 2 (itemize) Click to see attachment

List of Attached Documents:

// Content

73,988

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..

5,923,256

Form 990-PF (2025)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	150. ALLSTATE CORP COM		2022-05-27	2025-11-13
b	250. AMERICAN TOWER CORP		2017-07-12	2025-04-17
c	800. AMPHENOL CORP		2021-01-25	2025-04-17
d	450. CMS ENERGY CORP		2017-07-12	2025-04-17
e	.38 CHEVRON CORP		2022-05-27	2025-07-18
	750. COMCAST CORP CL A		2017-07-12	2025-04-17
	349. CUBESMART REIT		2024-02-06	2025-04-17
	300. DANAHER CORP		2017-07-12	2025-11-13
	275. WALT DISNEY CO		2019-01-08	2025-04-17
	436. WALT DISNEY CO		2009-08-26	2025-04-17
	13. EQUINIX INC		2025-04-17	2025-11-13
	30000. FEDERAL FARM CR BANKS		2025-08-26	2025-12-09
	104. FISERV INC COM		2024-02-06	2025-11-13
	1258.16 GUGGENHEIM TOTAL RETURN BOND FUND $1.062		2025-04-17	2025-08-15
	9703.87 GUGGENHEIM TOTAL RETURN BOND FUND $1.062		2017-07-17	2025-08-15
	538. HEALTHPEAK PROPERTIES INC		2025-04-17	2025-11-13
	3000. ISHARES GOLD TRUST		2000-01-01	2025-01-31
	3000. ISHARES GOLD TRUST		2000-01-01	2025-02-28
	3000. ISHARES GOLD TRUST		2000-01-01	2025-03-31
	3600. ISHARES GOLD TRUST		2000-01-01	2025-04-30
	3600. ISHARES GOLD TRUST		2000-01-01	2025-05-31
	3600. ISHARES GOLD TRUST		2000-01-01	2025-06-30
	3600. ISHARES GOLD TRUST		2000-01-01	2025-07-31
	3600. ISHARES GOLD TRUST		2000-01-01	2025-08-31
	3600. ISHARES GOLD TRUST		2000-01-01	2025-09-30
	3600. ISHARES GOLD TRUST		2000-01-01	2025-10-31
	3600. ISHARES GOLD TRUST		2000-01-01	2025-11-30
	3600. ISHARES GOLD TRUST		2000-01-01	2025-12-31
	22227.23 JPMORGAN CORE BOND FUND $0.339		2024-12-30	2025-08-15
	99. LANTHEUS HOLDINGS INC		2025-04-17	2025-11-13
	33. LULULEMON ATHLETICA INC		2024-02-06	2025-11-13
	537. MERCK & CO INC		2019-10-23	2025-04-17
	3020.97 METROPOLITAN WEST T/R BOND FD $0.263		2025-04-17	2025-08-15
	23297.65 METROPOLITAN WEST T/R BOND FD $0.263		2015-11-16	2025-08-15
	1209. MONDELEZ INTERNATIONAL INC		2017-06-22	2025-04-17
	8700. NEUBERGER BERMAN EMERG MKTS EQTY OPEN-END FUND INSTL CL		2012-09-20	2025-08-22
	916. PG&E CORP		2024-02-06	2025-04-17
	1500. PFIZER INC		2017-07-12	2025-04-17
	3299.02 PIMCO MORTAGE OPP & BOND FD INST		2025-04-17	2025-08-15
	25443.77 PIMCO MORTAGE OPP & BOND FD INST		2023-07-17	2025-08-15
	225. PROLOGIS INC		2018-02-22	2025-11-13
	2831.05 T ROWE PRICE EMERGING MKTS STK $0.240		2015-11-02	2025-08-22
	25. SOLSTICE ADVANCED MATERIALS		2022-05-27	2025-11-13
	206. TRADE DESK INC		2025-04-17	2025-11-13
	842.31 VANGUARD LONG-TERM TREASURY FUND $0.342		2025-04-17	2025-08-15
	6453.24 VANGUARD LONG-TERM TREASURY FUND $0.342		2023-07-17	2025-08-15
	300. WALMART STORES INC		2022-05-27	2025-04-17
	40. WEST PHARMACEUTICAL SERVICES INC		2022-05-27	2025-04-17
	131. XYLEM INC		2024-02-06	2025-11-13
	300. ZOETIS INC		2018-04-09	2025-04-17
	68. STERIS PLC		2024-02-06	2025-04-17
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	31,487	20,475	11,012
b	55,605	33,836	21,769
c	52,407	26,416	25,991
d	33,178	19,446	13,732
e	58	45	13
	25,619	29,481	-3,862
	13,846	15,103	-1,257
	67,880	25,190	42,690
	23,496	30,723	-7,227
	37,252	13,002	24,250
	10,337	10,393	-56
	30,000	30,000
	6,810	14,526	-7,716
	30,045	29,592	453
	231,728	246,729	-15,001
	9,455	10,086	-631
	33	21	12
	30	19	11
	35	21	14
	44	29	15
	48	30	18
	46	29	17
	48	30	18
	48	29	19
	50	27	23
	59	30	29
	57	28	29
	62	30	32
	229,607	226,068	3,539
	5,413	9,953	-4,540
	5,623	14,890	-9,267
	42,186	41,584	602
	27,461	27,098	363
	211,776	238,952	-27,176
	81,349	58,618	22,731
	209,409	139,648	69,761
	15,906	14,885	1,021
	33,634	57,586	-23,952
	30,879	30,582	297
	238,154	239,252	-1,098
	27,947	14,598	13,349
	111,996	89,849	22,147
	1,171	1,156	15
	8,803	10,305	-1,502
	6,612	6,663	-51
	50,658	57,193	-6,535
	27,977	12,836	15,141
	8,055	12,802	-4,747
	19,492	15,518	3,974
	44,799	24,776	20,023
	15,171	15,177	-6
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847
			80,847

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			11,012
b			21,769
c			25,991
d			13,732
e			13
			-3,862
			-1,257
			42,690
			-7,227
			24,250
			-56

			-7,716
			453
			-15,001
			-631
			12
			11
			14
			15
			18
			17
			18
			19
			23
			29
			29
			32
			3,539
			-4,540
			-9,267
			602
			363
			-27,176
			22,731
			69,761
			1,021
			-23,952
			297
			-1,098
			13,349
			22,147
			15
			-1,502
			-51
			-6,535
			15,141
			-4,747
			3,974
			20,023
			-6

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	279,333
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 .........................		3

Part V

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)	1	6,101
b	All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	6,101
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	6,101
6	Credits/Payments:

a	2025 estimated tax payments and 2024 overpayment credited to 2025	6a	3,084
b	Exempt foreign organizations—tax withheld at source......	6b	0
c	Tax paid with application for extension of time to file (Form 8868)...	6c	0
d	Backup withholding erroneously withheld ..........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	3,084
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8	0
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9	3,017
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10
11	Enter the amount of line 10 to be: Credited to 2026 estimated tax0	Refunded	11	0
	For Refunded amount, also complete and attach Form 8050. See instructions.

Form 990-PF (2025)

Page 4

Part VI-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions

for the definition.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. $ (2) On foundation managers.$

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers.$

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?.........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument? ................

Yes

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XIV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Yes

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.

If "Yes," complete Part XIII .............................

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. ...............................

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website address

The books are in care ofKEYBANK NA Telephone no. (216) 813-4548

Located at4900 TIEDEMAN RD OH-01-49-0381BROOKLYNOH ZIP+444144

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........

and enter the amount of tax-exempt interest received or accrued during the year ........

16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country

Form 990-PF (2025)

Page 5

Part VI-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........

1a(1)

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person? ..............................

1a(2)

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........

1a(3)

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............

1a(4)

Yes

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)? ......................

1a(5)

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.) ...............

1a(6)

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........

Organizations relying on a current notice regarding disaster assistance check here ........

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2025? .............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d

and 6e) for tax year(s) beginning before 2025?....................

If "Yes," list the years 20, 20, 20, 20

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year? ..............................

If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine

if the foundation had excess business holdings in 2025.).....................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..

Form 990-PF (2025)

Page 6

Part VI-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........

5a(1)

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive? ....................

5a(2)

(3) Provide a grant to an individual for travel, study, or other similar purposes? .............

5a(3)

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions ........................

5a(4)

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals? .............

5a(5)

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check .........

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant? .................

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract? .............................

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .........................

Part VII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)
MAUREEN GRADY	ADVISOR 1	0
100 S MAIN ST PO BOX 8612 ANN ARBOR,MI48104	ADVISOR 1	0
JEAN ROACH	ADVISOR 1	0
100 S MAIN ST PO BOX 8612 ANN ARBOR,MI48104	ADVISOR 1	0
CANDIS J STERN	ADVISOR 1	0
100 S MAIN ST PO BOX 8612 ANN ARBOR,MI48104	ADVISOR 1	0
KEYBANK N A	TRUSTEE 1	54,362
127 PUBLIC SQUARE CLEVELAND,OH44114	TRUSTEE 1	54,362

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

Form 990-PF (2025)

Page 7

Part VII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. right arrow

Part VIII-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1


2


3


4

Part VIII-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1


2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3.........................

Form 990-PF (2025)

Page 8

Part IX

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

11,324,181

Average of monthly cash balances.......................

-2,500

Fair market value of all other assets (see instructions)................

Total (add lines 1a, 1b, and 1c).......................

11,321,681

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

11,321,681

Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see

instructions) .............................

169,825

Net value of noncharitable-use assets. Subtract line 4 from line 3. ............

11,151,856

Minimum investment return. Enter 5% (0.05) of line 5 ................

557,593

Part X

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)

Minimum investment return from Part IX, line 6..................

557,593

Tax on investment income for 2025 from Part V, line 5 .......

6,101

Income tax for 2025. (This does not include the tax from Part V.) ...

Add lines 2a and 2b............................

6,101

Distributable amount before adjustments. Subtract line 2c from line 1............

551,492

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

551,492

Deduction from distributable amount (see instructions) .................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...

551,492

Part XI

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........

536,590

Program-related investments—total from Part VIII-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......

536,590

Form 990-PF (2025)

Page 9

Part XII

Undistributed Income (see instructions)

		(a) Corpus	(b) Years prior to 2024	(c) 2024	(d) 2025
1 Distributable amount for 2025 from Part X, line 7					551,492
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only.......				0
b Total for prior years:20 , 20, 20			0
3 Excess distributions carryover, if any, to 2025:
a From 2020......	0
b From 2021......	0
c From 2022......	7,024
d From 2023......	9,580
e From 2024......	0
f Total of lines 3a through e ........		16,604
4Qualifying distributions for 2025 from Part
XI, line 4: $ 536,590
a Applied to 2024, but not more than line 2a				0
b Applied to undistributed income of prior years (Election required—see instructions) .....			0
c Treated as distributions out of corpus (Election required—see instructions) ........		0
d Applied to 2025 distributable amount.....					536,590
e Remaining amount distributed out of corpus		0
5 Excess distributions carryover applied to 2025.		14,902			14,902
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		1,702
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........			0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......			0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........			0
e Undistributed income for 2024. Subtract line 4a from line 2a. Taxable amount—see instructions .............				0
f Undistributed income for 2025. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2026 ..........					0
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......		0
8 Excess distributions carryover from 2020 not applied on line 5 or line 7 (see instructions) ...		0
9 Excess distributions carryover to 2026. Subtract lines 7 and 8 from line 6a ......		1,702
10 Analysis of line 9:
a Excess from 2021 ....	0
b Excess from 2022 ....	0
c Excess from 2023 ....	1,702
d Excess from 2024 ....	0
e Excess from 2025 ....	0

Form 990-PF (2025)

Page 10

Part XIII

Private Operating Foundations (see instructions and Part VI-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......

b Check box to indicate whether the organization is a private operating foundation described in section 4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part IX for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2025	(b) 2024	(c) 2023	(d) 2022	(e) Total

b 85% (0.85) of line 2a .......
c Qualifying distributions from Part XI, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, 3b, or 3c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part IX, line 6 for each year listed ..
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XIV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

NONE

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

NONE

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions

aThe name, address, and telephone number or email address of the person to whom applications should be addressed:

bThe form in which applications should be submitted and information and materials they should include:

cAny submission deadlines:

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

Form 990-PF (2025)

Page 11

Part XIV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
SHELDRICK WILDLIFE TRUST USA 25283 CABOT ROAD LAGUNA HILLS,CA92653	NONE		GENERAL OPERATING	10,000
SHARK 30215 MORNING VIEW DR MALIBU,CA90265	NONE		GENERAL OPERATING	10,000
WORKING DOGS FOR CONSERVATION FOUNDATION 10971 RUSTIC ROAD MISSOULA,MT59802	NONE		GENERAL OPERATING	15,000
SPIRIT ANIMAL SANCTUARY INC 2539 EAST RD BOONVILLE,NY13309	NONE		GENERAL OPERATING	15,000
FACE FOUNDATION 10505 SORRENTO VALLEY ROAD 175 SAN DIEGO,CA92121	NONE		GENERAL OPERATING	15,000
BEST FRIENDS ANIMAL SOCIETY 5001 ANGEL CANYON RD KANAB,UT847415000	NONE		GENERAL OPERATING	5,000
MUTTVILLE 750 FLORIDA STREET SAN FRANCISCO,CA94110	NONE		GENERAL OPERATING	10,000
ACTION PROGRAMS FOR ANIMALS 537 N SOLANO DR LAS CRUCES,NM880012742	NONE		GENERAL OPERATING	15,000
PETS FOR PATRIOTS INC 218 EAST PARK AVENUE SUITE 543 LONG BEACH,NY115613521	NONE		GENERAL OPERATING	20,000
WILD INSTINCTS INC 4621 APPERSON DR RHINELANDER,WI545018713	NONE		GENERAL OPERATING	15,000
HUMANE SOCIETY OF HURON VALLEY 3100 CHERRY HILL RD ANN ARBOR,MI481059504	NONE		GENERAL OPERATING	15,000
INTERNATIONAL CRANE FOUNDATION 11376 E SHADY LN RD BARABOO,WI53913	NONE		GENERAL OPERATING	10,000
ONEIDA COUNTY HUMANE SOCIETY 1852 N STEVENS ST RHINELANDER,WI545012161	NONE		GENERAL OPERATING	20,000
RAPTOR EDUCATION GROUP INC N2160 W ROLLWOOD RD ANTIGO,WI544099019	NONE		GENERAL OPERATING	20,000
WINGS OF RESCUE 9478 CHEROKEE LN BEVERLY HILLS,CA90210	NONE		GENERAL OPERATING	15,000
TURTLE RESCUE LEAGUE 456 LEBANON HILL RD SOUTHBRIDGE,MA01550	NONE		GENERAL OPERATING	7,500
DHARMAHORSE 6874 COYOTE RD LAS CRUCES,NM880126516	NONE		GENERAL OPERATING	15,000
SHELTER ANIMAL DONATIONS 8075 LINDEN RD FENTON,MI48430	NONE		GENERAL OPERATING	15,000
FAITHFUL FRIENDS INC 165 AIRPORT RD NEW CASTLE,DE19720	NONE		GENERAL OPERATING	15,000
DEFENDERS OF WILDLIFE 1130 17TH ST NW WASHINGTON,DC200364604	NONE		GENERAL OPERATING	15,000
ALLEY CAT ALLIES 7920 NORFOLK AVE STE 600 BETHESDA,MD208142525	NONE		GENERAL OPERATING	15,000
SHADOW CATS RESCUE 17 LAKE DR ROUND ROCK,TX786659415	NONE		GENERAL OPERATING	7,500
GIRAFFE CONSERVATION FOUNDATION 17 S MAGNOLIA AVE ORLANDO,FL32801	NONE		GENERAL OPERATING	15,000
CARE FOR WILD 4725 CALLE ALTO2ND FLOOR CAMARILLO,CA930120000	NONE		GENERAL OPERATING	10,000
CENTER FOR HUMANE ECONOMY INC PO BOX 30845 BETHESDA,MD208240845	NONE		GENERAL OPERATING	20,000
THE WILD ANIMAL SANCTUARY 2999 COUNTY ROAD 53 KEENESBURG,CO80643	NONE		GENERAL OPERATING	20,000
ANIMAL PROTECTION OF NEW MEXICO INC PO BOX 11395 ALBUQUERQUE,NM871920395	NONE		GENERAL OPERATING	20,000
DONA ANA COUNTY HUMANE SOCIETY PO BOX 1176 LAS CRUCES,NM880041176	NONE		GENERAL OPERATING	20,000
LOON RESCUE INC 11615 N LOON BAY RD TOMAHAWK,WI54487	NONE		GENERAL OPERATING	7,000
FRANKIES FRIENDS 2913 THORNROSE LN MT PLEASANT,SC294669331	NONE		GENERAL OPERATING	20,000
ANIMAL LEGAL DEFENSE FUND 525 E COTATI AVE COTATI,CA949314091	NONE		GENERAL OPERATING	20,000
THE LOON PROJECT 633 WEST PALM AVENUE SUITE 146 ORANGE,CA92866	NONE		GENERAL OPERATING	12,000
RANCHO COASTAL HUMANE SOCIETY 389 REQUEZA ST ENCINITAS,CA920243710	NONE		GENERAL OPERATING	15,000
HEAVENLY PAWS OF MICHIGAN 2839 PORTAGE TRAIL DR ROCHESTER HILLS,MI483093212	NONE		GENERAL OPERATING	7,500
SAFE HAVEN ANIMAL SANCTUARY PO BOX 16227 LAS CRUCES,NM88004	NONE		GENERAL OPERATING	15,000
SPAY AND NEUTER ACTION PROGRAM 2405 W PICACHO AVE LAS CRUCES,NM88007	NONE		GENERAL OPERATING	20,000
Total ................................. 3a				521,500

bApproved for future payment

Total ................................. 3b

Form 990-PF (2025)

Page 12

Part XV-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments ....
3 Interest on savings and temporary cash investments ...........
4 Dividends and interest from securities ....			14	204,192
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income .....
8 Gain or (loss) from sales of assets other than inventory ............			18	279,333
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: aFEDERAL TAX REFUND			1	5,265
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..				488,790

13Total. Add line 12, columns (b), (d), and (e)..................

488,790

(See worksheet in line 13 instructions to verify calculations.)

Part XV-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2025)

Page 13

Part XVI

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below? See instructions. Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2025)

Additional Data

Software ID:
Software Version:

Form 990PF - Special Condition Description:

Special Condition Description

- TIN:

Schedule B
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

Name of the organization

CANDIS J STERN CHARITABLE FOUNDATION

Employer identification number

47-7001289

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 2025) Page 2

Name of organization CANDIS J STERN CHARITABLE FOUNDATION

Part I	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
1	CANDIS STERN 1208 REGENCY CT LAS CRUCES, NM88007	$ 100,000	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
2	CANDIS STERN 1208 REGENCY CT LAS CRUCES, NM88007	$ 202,131	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 1-2025)

Page 3

Name of organization CANDIS J STERN CHARITABLE FOUNDATION		Employer identification number 47-7001289

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
2	1209 SHS MONDELEZ INTERNATIONAL 711 SHS WALT DISNEY CO 537 SHS MERCK & CO INC	$ 202,131	2025-01-09
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 1-2025)

Page 4


Name of organization CANDIS J STERN CHARITABLE FOUNDATION			Employer identification number 47-7001289
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990) (Rev. 1-2025)

Additional Data

Software ID:
Software Version:

- TIN:

TY 2025 AccountingFeesSchedule

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC	1,500			1,500

- TIN:

TY 2025 InvestmentsOtherSchedule2

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Category/ Item	Listed at Cost or FMV	Book Value	End of Year Fair Market Value
023135106 AMAZON COM INC	AT COST	34,198	207,738
03027X100 AMERICAN TOWER CORP
03076C106 AMERIPRISE FINANCIAL	AT COST	17,302	61,293
060505104 BANK OF AMERICA CORP	AT COST	69,133	137,500
125896100 CMS ENERGY CORP
20030N101 COMCAST CORP
22160K105 COSTCO WHOLESALE COR	AT COST	23,026	129,351
235851102 DANAHER CORP DEL
437076102 HOME DEPOT INC	AT COST	22,969	51,615
46120E602 INTUITIVE SURGICAL I	AT COST	38,705	147,254
464287804 ISHARES CORE S&P SMA	AT COST	98,018	210,315
46432F339 ISHARES EDGE MSCI US	AT COST	135,027	316,402
46432F842 ISHARES CORE MSCI EA	AT COST	170,859	270,617
580135101 MCDONALDS CORP	AT COST	30,289	87,716
713448108 PEPSICO INC	AT COST	6,600	21,528
717081103 PFIZER INC
718546104 PHILLIPS 66	AT COST	9,375	51,616
742718109 PROCTER & GAMBLE CO	AT COST	35,200	42,993
74340W103 PROLOGIS INC
760759100 REPUBLIC SERVICES IN	AT COST	49,852	180,141
855244109 STARBUCKS CORP	AT COST	8,725	29,474
904504842 UNDISCOVERED MGRS BE	AT COST	132,671	149,447
464287606 ISHARES S&P MIDCAP 4	AT COST	22,117	121,100
701094104 PARKER HANNIFIN CORP	AT COST	42,140	131,844
77956H864 T ROWE PRICE EMERGIN
72369L107 PIONEER ILS INTERVAL	AT COST	24,940	28,014
02079K305 ALPHABET INC	AT COST	16,068	563,400
037833100 APPLE INC	AT COST	7,559	645,668
74256W584 PRINCIPAL MIDCAP FUN	AT COST	259,670	432,471
46653M849 JOHCM INTERNATIONAL	AT COST	293,000	352,334
57636Q104 MASTERCARD INC	AT COST	25,321	114,176
35671D857 FREEPORT-MCMORAN INC	AT COST	34,718	76,185
464287176 ISHARES BARCLAYS TIP	AT COST	104,882	92,324
40168W525 GUGGENHEIM TOTAL RET
883556102 THERMO FISHER SCIENT	AT COST	37,992	115,890
46137V357 INVESCO S&P 500 EQUA	AT COST	262,433	383,120
962879102 WHEATON PRECIOUS MET	AT COST	30,065	88,140
46625H100 JP MORGAN CHASE & CO	AT COST	76,429	217,499
52106N459 LAZARD GLOBAL LISTED	AT COST	208,371	252,068
464285204 ISHARES GOLD TRUST	AT COST	142,309	292,212
13321L108 CAMECO CORP	AT COST	80,135	640,430
38142V845 GOLDMAN SACHS INTL E	AT COST	471,278	648,745
98978V103 ZOETIS INC
92343V104 VERIZON COMMUNICATIO	AT COST	16,099	20,365
27826A144 PARAMETRIC VOL RSK P	AT COST	400,427	544,621
98419M100 XYLEM INC
641224415 NEUBERGER BERMAN EME
032095101 AMPHENOL CORP
002824100 ABBOTT LABS	AT COST	29,385	62,645
11135F101 BROADCOM INC	AT COST	46,128	346,100
67066G104 NVIDIA CORP	AT COST	54,528	746,000
594918104 MICROSOFT CORP	AT COST	65,437	507,801
75513E101 RAYTHEON TECHNOLOGIE	AT COST	27,283	114,625
231021106 CUMMINS INC	AT COST	35,885	76,568
776696106 ROPER TECHNOLOGIES I	AT COST	36,601	66,770
592905509 METROPOLITAN WEST T/
955306105 WEST PHARMACEUTICAL
020002101 ALLSTATE CORP
78409V104 S&P GLOBAL INC	AT COST	21,628	31,355
40057KUL5 GS FINANCE CORP	AT COST	200,000	341,580
892356106 TRACTOR SUPPLY CO	AT COST	12,494	16,253
36256V783 GMO RESOURCES FUND $	AT COST	100,092	81,554
42809H107 HESS CORP
438516106 HONEYWELL INTERNATIO	AT COST	18,464	19,509
931142103 WALMART INC
72201U638 PIMCO MORTAGE OPP &	AT COST	65,625	65,834
922031786 VANGUARD LONG-TERM T
00771X419 GQG PART EMERG MKTS	AT COST	7,500	7,980
025816109 AMERICAN EXPRESS CO	AT COST	14,956	27,006
229663109 CUBESMART
337738108 FISERV INC
36266G107 GE HEALTHCARE TECHNO	AT COST	16,700	16,732
478160104 JOHNSON & JOHNSON	AT COST	15,141	19,867
4812C0381 JPMORGAN CORE BOND F
49177J102 KENVUE INC	AT COST	15,214	12,627
550021109 LULULEMON ATHLETICA
69331C108 PG&E CORP
74926P316 RBC EMERGING MARKETS	AT COST	7,753	10,743
872590104 T-MOBILE US INC	AT COST	14,970	18,883
91324P102 UNITEDHEALTH GROUP I	AT COST	15,307	9,903
949746101 WELLS FARGO CO	AT COST	14,918	28,706
98980G102 ZSCALER INC	AT COST	14,925	14,620
G7997R103 SEAGATE TECHNOLOGY H	AT COST	15,178	48,193
G8473T100 STERIS PLC
H8817H100 TRANSOCEAN LTD	AT COST	15,331	12,440
00206RJY9 AT&T INC DTD 5/28/20	AT COST	29,235	29,388
00287YCA5 ABBVIE INC	AT COST	28,220	28,565
03523TBU1 ANHEUSER-BUSCH INBEV	AT COST	25,583	25,881
11135FAQ4 BROADCOM INC	AT COST	29,916	29,877
125523CJ7 CIGNA CORP	AT COST	24,516	25,278
149123101 CATERPILLAR INC DEL	AT COST	24,285	25,206
16115Q308 CHART INDUSTRIES INC	AT COST	10,208	16,498
166764100 CHEVRON CORP	AT COST	21,492	27,281
172967LU3 VR CITIGROUP INC	AT COST	25,997	26,540
20030NCL3 COMCAST CORPDTD 10/5	AT COST	24,234	24,206
26441C204 DUKE ENERGY CORP	AT COST	25,036	23,676
268150109 DYNATRACE INC	AT COST	10,038	10,012
276480AH3 EASTERN GAS TRANSMIS	AT COST	28,612	28,671
28622HAB7 ELEVANCE HEALTH INC	AT COST	24,883	25,077
291011104 EMERSON ELEC CO	AT COST	24,383	25,084
29379VCG6 ENTERPRISE PRODS OPE	AT COST	24,973	25,291
37637K108 GITLAB INC	AT COST	10,170	8,895
437076CC4 HOME DEPOT INC	AT COST	20,103	20,415
452327109 ILLUMINA INC	AT COST	9,727	17,838
459200GS4 INTERNATIONAL BUSINE	AT COST	33,068	33,060
651639106 NEWMONT MINING CORP	AT COST	14,798	26,760
670346AV7 NUCOR CORP	AT COST	23,821	24,168
68233JAH7 ONCOR ELECTRIC DELIV	AT COST	25,812	25,730
70202L102 PARSONS CORP	AT COST	10,149	9,579
70450Y103 PAYPAL HOLDINGS INC	AT COST	10,161	9,691
716973AF9 PFIZER INVT ENTERPRI	AT COST	25,733	25,982
720186AN5 PIEDMONT NATURAL GAS	AT COST	25,245	25,475
74251VAF9 PRINCIPAL FINANCIAL	AT COST	27,067	26,920
74340XCN9 PROLOGIS L P	AT COST	25,163	25,302
756109BP8 REALTY INCOME CORP	AT COST	31,571	31,799
75734B100 REDDIT INC	AT COST	9,993	24,136
75968NAD3 RENAISSANCERE HOLDIN	AT COST	24,365	24,443
780082AD5 ROYAL BANK OF CANADA	AT COST	25,026	25,009
808524771 SCHWAB FUNDAMENTAL U	AT COST	74,721	75,807
879360105 TELEDYNE TECHNOLOGIE	AT COST	10,151	11,236
90384S303 ULTA BEAUTY INC	AT COST	10,365	17,545
907818EB0 UNION PACIFIC CORPDT	AT COST	28,610	28,893
912810PX0 UNITED STATES TREAS	AT COST	21,197	21,395
912810QA9 UNITED STATES TREAS	AT COST	19,826	20,046
912810QD3 UNITED STATES TREAS	AT COST	31,233	31,569
912810SQ2 UNITED STATES TREAS	AT COST	13,534	13,817
912810TA6 UNITED STATES TREAS	AT COST	14,565	14,844
9128282R0 UNITED STATES TREAS	AT COST	29,197	29,417
9128284N7 UNITED STATES TREAS	AT COST	31,378	31,544
912828U24 UNITED STATES TREAS	AT COST	24,464	24,670
912828Z94 UNITED STATES TREAS	AT COST	29,129	29,393
91282CDY4 UNITED STATE TREAS N	AT COST	32,681	32,998
91282CEB3 UNITED STATES TREAS	AT COST	23,770	23,744
91282CEP2 UNITED STATES TREAS	AT COST	20,605	20,744
91282CFF3 UNITED STATES TREAS	AT COST	20,366	20,507
91282CFJ5 US TREASURY NOTES	AT COST	24,482	24,578
91282CGV7 UNITED STATES TREAS	AT COST	24,968	25,012
91282CHZ7 UNITED STATES TREAS	AT COST	25,969	25,979
91282CJZ5 UNITED STATES TREAS	AT COST	21,811	21,931
91282CKJ9 UNITED STATES TREAS	AT COST	25,282	25,308
91282CMA6 UNITED STATES TREAS	AT COST	27,420	27,466
91282CMF5 UNITED STATES TREAS	AT COST	25,343	25,368
91282CNC1 UNITED STATES TREAS	AT COST	32,021	32,265
91324PDT6 UNITEDHEALTH GROUP I	AT COST	20,396	20,817
92206C771 VANGUARD MTG-BACKED	AT COST	31,295	31,638
95041AAG3 WELLTOWER OP LLC	AT COST	30,189	30,617

- TIN:

TY 2025 OtherDecreasesSchedule

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Description	Amount
PY RETURN OF CAPITAL ADJUSTMENT	172
ROC ADJUSTMENT ON CY SALES	224
EXCESS FMV OVER COST OF ASSTS RECEIVED	58,204
MUTUAL FUND TIMING ADJUSTMENT	15,387
ROUNDING	1

- TIN:

TY 2025 OtherExpensesSchedule

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Description	Revenue and Expenses per Books	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
INVESTMENT EXPENSES - PROCEEDS	558	558		0

- TIN:

TY 2025 OtherIncomeSchedule2

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Description	Revenue And Expenses Per Books	Net Investment Income	Adjusted Net Income
FEDERAL TAX REFUND	5,265	0

- TIN:

TY 2025 OtherIncreasesSchedule

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Description	Amount
COST ADJUSTMENT ON UIT SALES	322

- TIN:

TY 2025 TaxesSchedule

Name:

CANDIS J STERN CHARITABLE FOUNDATION

EIN:

47-7001289

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
FOREIGN TAXES	1,966	1,966		0
FOREIGN TAXES ON NONQUALIFIED	989	989		0