Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC
Number and street (or P.O. box number if mail is not delivered to street address) 1374 MASSACHUSETTS AVENUE
  Room/suite
City or town
CAMBRIDGE
State or province
MA
Country  
ZIP or foreign postal code
02138
A Employer identification number

48-1307731
B Telephone number (see instructions)

6178647000
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$946,972J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,067,806
2 Check .................
3 Interest on savings and temporary cash investments 14,761 14,761  
4 Dividends and interest from securities... 38,535 38,535  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 -67,261
b Gross sales price for all assets on line 6a 1,484,117
7 Capital gain net income (from Part IV, line 2)... 122,163
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
297,500 0  
12 Total. Add lines 1 through 11........ 1,351,341 175,459  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 32,000 0   32,000
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
3,700 0   3,700
c Other professional fees (attach schedule)....        
17 Interest...............        
18 Taxes (attach schedule) (see instructions)...        
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 35,700 0   35,700
25 Contributions, gifts, grants paid....... 1,687,191 1,784,139
26 Total expenses and disbursements. Add lines 24 and 25 ................ 1,722,891 0   1,819,839
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -371,550
b Net investment income (if negative, enter -0-) 175,459
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 456,625 552,646 552,646
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 841,340 Click to see attachment
List of Attached Documents:
// Content
394,126 		394,126
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe ) Click to see attachment
List of Attached Documents:
// Content
0 		Click to see attachment
List of Attached Documents:
// Content
200 		Click to see attachment
List of Attached Documents:
// Content
200
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,297,965 946,972 946,972
Liabilities 17 Accounts payable and accrued expenses.......... 15,800  
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 15,800 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 1,282,165 946,972
29 Total net assets or fund balances (see instructions)..... 1,282,165 946,972
30 Total liabilities and net assets/fund balances (see instructions). 1,297,965 946,972
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,282,165
2
Enter amount from Part I, line 27a .....................
2
-371,550
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
36,357
4
Add lines 1, 2, and 3 ..........................
4
946,972
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
946,972
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a BEACON FINANCIAL D 2022-12-19 2025-12-18
b HINGHAM INSTITUTION FOR SVGS D    
c KEYCORP D    
d EASTERN BANKSHARES D    
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 416,310   360,750 55,560
b 4,888   1,575 3,313
c 784,422   777,628 6,794
d 278,497   222,001 56,496
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       55,560
b       3,313
c       6,794
d       56,496
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 122,163
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 2,439
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,439
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,439
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 1,591
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,591
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. Click to see attachment
List of Attached Documents:
// Content
8 27
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 875
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
MA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofDANIEL CAREY Telephone no. (617) 441-4211

Located at81 WYMAN STREETWALTHAMMA ZIP+402451
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
ANNE ADAMS CUSHMAN DIRECTOR (ENDED 3/2025)
1.00 		2,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
ROBERT M WILSON DIRECTOR (ENDED 3/2025)
1.00 		2,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
ROBERT P REARDON DIRECTOR
1.00 		8,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
ROBERT RAMSEY DIRECTOR
1.00 		8,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
RYAN BAILEY CHAIRMAN OF THE BOARD
1.00 		0 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
PETER FOLAN DIRECTOR (AS OF 6/2025)
1.00 		6,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
JOHN P DIGIOVANNI DIRECTOR (AS OF 6/2025)
1.00 		6,000 0 0
1374 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02138
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
757,082
b
Average of monthly cash balances.......................
1b
771,102
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
1,528,184
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
1,528,184
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
22,923
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
1,505,261
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
75,263
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
75,263
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
2,439
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
2,439
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
72,824
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
72,824
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
72,824
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
1,819,839
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
1,819,839
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 72,824
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 1,961,204
b From 2021...... 1,823,137
c From 2022...... 2,180,646
d From 2023...... 2,655,285
e From 2024...... 1,890,841
f Total of lines 3a through e ........ 10,511,113
4Qualifying distributions for 2025 from Part
XI, line 4: $ 1,819,839
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 72,824
e Remaining amount distributed out of corpus 1,747,015
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 12,258,128
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		1,961,204
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		10,296,924
10 Analysis of line 9:
a Excess from 2021 .... 1,823,137
b Excess from 2022 .... 2,180,646
c Excess from 2023 .... 2,655,285
d Excess from 2024 .... 1,890,841
e Excess from 2025 .... 1,747,015
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ACCESSPORTAMERICA

119 HIGH STREET
ACTON,MA01720 		NOT RELATED   EXEMPT PURPOSE 7,500

ACE MENTOR PROGRAM OF GREATER BOSTON

1 PLEASURE ISLAND RD SUITE 2A
WAKEFIELD,MA01880 		NOT RELATED   EXEMPT PURPOSE 10,000

ACTION FOR BOSTON COMMUNITY DEVELOPMENT

178 TREMONT STREET
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 40,000

ACTON COMMUNITY SUPPER & FOOD PANTRY INC (DBA ACTON FOOD PANTRY)

235 SUMMER STREET
BOXBOROUGH,MA01719 		NOT RELATED   EXEMPT PURPOSE 1,000

AFRICAN COMMUNITY ECONOMIC DEVELOPMENT OF NEW ENGLAND (ACEDONE)

89 SOUTH STREET SUITE 203
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 7,500

ALLSTON-BRIGHTON CDC

18R SHEPARD ST SUITE 100
BOSTON,MA02135 		NOT RELATED   EXEMPT PURPOSE 40,000

ALS ONE INC

8 INDUSTRIAL WAY
WHITMAN,MA02382 		NOT RELATED   EXEMPT PURPOSE 1,000

ALZHEIMER'S ASSOCIATION

309 WAVERLEY OAKS ROAD
WALTHAM,MA02452 		NOT RELATED   EXEMPT PURPOSE 250

AMBROSE PARENT TEACHER ORGANIZATION INC

27 HIGH STREET
WINCHESTER,MA01890 		NOT RELATED   EXEMPT PURPOSE 300

ARLINGTON BOYS & GIRLS CLUB

60 POND LANE
ARLINGTON,MA02474 		NOT RELATED   EXEMPT PURPOSE 5,000

ARLINGTON EATS

117 BROADWAY SUITE A
ARLINGTON,MA02474 		NOT RELATED   EXEMPT PURPOSE 10,000

ARTISTS FOR HUMANITY

100 W 2ND ST
BOSTON,MA02127 		NOT RELATED   EXEMPT PURPOSE 250

ASIAN AMERICAN CIVIC ASSOCIATION

87 TYLER STREET 5TH FLOOR
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 1,500

ASIAN COMMUNITY DEVELOPMENT CORPORATION (ACDC)

38 OAK STREET
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 50,000

BAY COVE HUMAN SERVICES INC

66 CANAL STREET
BOSTON,MA02114 		NOT RELATED   EXEMPT PURPOSE 13,500

BEANTOWN BABY DIAPER BANK CORP

27 NICKERSON ROAD
LEXINGTON,MA02421 		NOT RELATED   EXEMPT PURPOSE 1,000

BELLFORGE ARTS CENTER

258 MAIN STREET UNIT 1
MEDFIELD,MA02052 		NOT RELATED   EXEMPT PURPOSE 250

BELMONT CITIZEN FORUM INC

PO BOX 609
BELMONT,MA02478 		NOT RELATED   EXEMPT PURPOSE 100

BELMONT FOOD COLLABORATIVE (AKA BELMONT FARMERS' MARKET)

PO BOX 387
BELMONT,MA02478 		NOT RELATED   EXEMPT PURPOSE 5,000

BOSTON BUILDING MATERIALS CO-OP CHARITABLE & EDUCATIONAL FUND (BOSTON BUILD

100 TERRACE STREET
BOSTON,MA02120 		NOT RELATED   EXEMPT PURPOSE 4,000

BOSTON FOUNDATION

75 ARLINGTON STREET 300
BOSTON,MA02116 		NOT RELATED   EXEMPT PURPOSE 5,000

BOSTON HEALTH CARE FOR THE HOMELESS

780 ALBANY STREET
BOSTON,MA02118 		NOT RELATED   EXEMPT PURPOSE 4,000

BOSTON PARTNERS IN EDUCATION

192 SOUTH STREET SUITE 600
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 10,000

BOSTON PUBLIC LIBRARY FUND INC

700 BOYLSTON ST
BOSTON,MA02116 		NOT RELATED   EXEMPT PURPOSE 250

BOYS & GIRLS CLUB OF LYNN

25 N COMMON STREET
LYNN,MA01902 		NOT RELATED   EXEMPT PURPOSE 5,000

BREAD OF LIFE

54 EASTERN AVENUE
MALDEN,MA02148 		NOT RELATED   EXEMPT PURPOSE 30,100

BREAKTIME UNITED INC

170 PORTLAND STREET
BOSTON,MA02114 		NOT RELATED   EXEMPT PURPOSE 5,000

BRIDGE OVER TROUBLED WATERS

47 WEST STREET
BOSTON,MA02111 		NOT RELATED   EXEMPT PURPOSE 3,000

BRIDGES HOMEWARD (FORMERLY CAMBRIDGE FAMILY & CHILDREN'S SERVICE (CFCS))

60 GORE ST
CAMBRIDGE,MA02141 		NOT RELATED   EXEMPT PURPOSE 75,250

BRIGHAM AND WOMEN'S HOSPITAL

263 HUNTINGTON AVENUE 318
BOSTON,MA02115 		NOT RELATED   EXEMPT PURPOSE 450

BUNKER HILL COMMUNITY COLLEGE FOUNDATION

250 NEW RUTHERFORD AVENUE
BOSTON,MA02129 		NOT RELATED   EXEMPT PURPOSE 5,000

CAMBRIDGE CAMPING ASSOCIATION

99 BISHOP ALLEN DRIVE
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 15,000

CAMBRIDGE COMMUNITY TELEVISION (CCTV)

438 MASSACHUSETTS AVENUE
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 21

CAMBRIDGE FAMILY YMCA

820 MASSACHUSETTS AVE
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 7,500

CAMBRIDGE HEALTH ALLIANCE FOUNDATION

PO BOX 398037 1493 CAMBRIDGE STREET
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 15,000

CARITAS COMMUNITIES INC

25 BRAINTREE HILL OFFICE PARK SUITE
206
BRAINTREE,MA02184 		NOT RELATED   EXEMPT PURPOSE 25,000

CARROLL CENTER FOR THE BLIND

770 CENTRE STREET
NEWTON,MA02458 		NOT RELATED   EXEMPT PURPOSE 500

CASA MARIPOSA

54 NAHANT STREET
LYNN,MA01902 		NOT RELATED   EXEMPT PURPOSE 2,500

CASA MYRNA

451 BLUE HILL AVENUE
BOSTON,MA02121 		NOT RELATED   EXEMPT PURPOSE 2,000

CASPAR INC (CAMBRIDGE AND SOMERVILLE PROGRAM FOR ADDICTION RECOVERY)

PO BOX 45538
SOMERVILLE,MA02145 		NOT RELATED   EXEMPT PURPOSE 3,750

CATHOLIC CHARITIES BOSTON

275 W BROADWAY SOUTH
BOSTON,MA02127 		NOT RELATED   EXEMPT PURPOSE 5,000

CATHOLIC MEMORIAL

235 BAKER ST WEST
ROXBURY,MA02132 		NOT RELATED   EXEMPT PURPOSE 16,450

CELEBRATION INTERNATIONAL CHURCH

6 LOKER ST
WAYLAND,MA01778 		NOT RELATED   EXEMPT PURPOSE 750

CENTER FOR WOMEN & ENTERPRISE

24 SCHOOL ST 2ND FLOOR
BOSTON,MA02108 		NOT RELATED   EXEMPT PURPOSE 2,500

CENTRE STREET FOOD PANTRY

11 HOMER STREET NEWTON
CENTRE,MA02459 		NOT RELATED   EXEMPT PURPOSE 7,500

CHARLES RIVER CENTER

59 E MILITIA HEIGHTS DR
NEEDHAM,MA02492 		NOT RELATED   EXEMPT PURPOSE 500

CHARLESTOWN YMCA

150 3RD AVE
CHARLESTOWN,MA02129 		NOT RELATED   EXEMPT PURPOSE 5,000

CHILDREN'S ADVOCACY CENTER OF SUFFOLK COUNTY

989 COMMONWEALTH AVE
BOSTON,MA02215 		NOT RELATED   EXEMPT PURPOSE 750

CHILDREN'S HOSPITAL CORPORATION

300 LONGWOOD AVE
BOSTON,MA02115 		NOT RELATED   EXEMPT PURPOSE 2,000

CHILDREN'S MUSEUM EASTON

9 SULLIVAN AVE NORTH
EASTON,MA02356 		NOT RELATED   EXEMPT PURPOSE 250

CITIZENS' HOUSING & PLANNING ASSOCIATION (CHAPA)

1 BEACON STREET 5TH FLOOR
BOSTON,MA02108 		NOT RELATED   EXEMPT PURPOSE 1,500

CLEAR PATH FOR VETERANS NEW ENGLAND INC

84 ANTIETAM ST
DEVENS,MA01434 		NOT RELATED   EXEMPT PURPOSE 50

CODMAN SQUARE NEIGHBORHOOD DEVELOPMENT CORP (NDC)

587 WASHINGTON STREET
DORCHESTER,MA02124 		NOT RELATED   EXEMPT PURPOSE 20,000

COMMUNITAS INC

60-D AUDUBON RD
WAKEFIELD,MA01880 		NOT RELATED   EXEMPT PURPOSE 1,000

COMMUNITIES FOR PEOPLE INC

418 COMMONWEALTH AVENUE
BOSTON,MA02215 		NOT RELATED   EXEMPT PURPOSE 1,000

COMMUNITY COOKS

337 SOMERVILLE AVE
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 4,000

COMMUNITY FOUNDATION FOR METROWEST

3 ELIOT STREET
NATICK,MA01760 		NOT RELATED   EXEMPT PURPOSE 910

COMMUNITY SERVINGS

179 AMORY STREET
PLAIN,MA02130 		NOT RELATED   EXEMPT PURPOSE 10,000

CYSTIC FIBROSIS FOUNDATION

220 N MAIN ST 104
NATICK,MA01760 		NOT RELATED   EXEMPT PURPOSE 2,500

DAN KELLY FOUNDATION INC

93 SPRING ST
ARLINGTON,MA02476 		NOT RELATED   EXEMPT PURPOSE 250

DIMOCK CENTER AKA DIMOCK COMMUNITY FOUNDATION

55 DIMOCK STREET
BOSTON,MA02119 		NOT RELATED   EXEMPT PURPOSE 4,000

DORCHESTER BOYS & GIRLS CLUBS

1135 DORCHESTER AVENUE
DORCHESTER,MA02125 		NOT RELATED   EXEMPT PURPOSE 30,000

DRESS FOR SUCCESS WORCESTER

120 STAFFORD STREET
WORCESTER,MA01603 		NOT RELATED   EXEMPT PURPOSE 250

ELIZABETH PEABODY HOUSE

275-277 BROADWAY STREET
SOMERVILLE,MA02145 		NOT RELATED   EXEMPT PURPOSE 1,000

EPISCOPAL RELIEF & DEVELOPMENT

815 2ND AVE
NEW YORK,NY10017 		NOT RELATED   EXEMPT PURPOSE 250

EVKIDS (FORMERLY EARTHEN VESSELS INC)

PO BOX 220502
DORCHESTER,MA02122 		NOT RELATED   EXEMPT PURPOSE 5,595

FAMILY ACCESS OF NEWTON (FORMERLY NEWTON COMMUNITY SERVICE CENTER)

492 WALTHAM STREET
NEWTON,MA02465 		NOT RELATED   EXEMPT PURPOSE 6,500

FAMILYAID BOSTON INC

3815 WASHINGTON STREET
BOSTON,MA02130 		NOT RELATED   EXEMPT PURPOSE 20,000

FENWAY COMMUNITY DEVELOPMENT CORPORATION (FENWAY CDC)

70 BURBANK STREET
BOSTON,MA02115 		NOT RELATED   EXEMPT PURPOSE 35,000

FIND THE CAUSE BREAST CANCER FOUNDATION (FORMERLY ART BECAUSE BREAST CANCER

PO BOX 2112
FRAMINGHAM,MA01703 		NOT RELATED   EXEMPT PURPOSE 10,500

FIRST CONGREGATIONAL CHURCH OF REVERE

230 BEACH ST
REVERE,MA02151 		NOT RELATED   EXEMPT PURPOSE 30,000

FOLLOW YOUR ART COMMUNITY STUDIOS INC

647 MAIN STREET
MELROSE,MA02176 		NOT RELATED   EXEMPT PURPOSE 4,000

FOOD FOR FREE COMMITTEE INC

59 INNER BELT RD
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 41,250

FOOD LINK

108 SUMMER ST
ARLINGTON,MA02474 		NOT RELATED   EXEMPT PURPOSE 9,000

FRIENDS OF BOSTON'S HOMELESS

12 WISE STREET
BOSTON,MA02130 		NOT RELATED   EXEMPT PURPOSE 2,500

FRIENDS OF MOUNT AUBURN CEMETERY

580 MOUNT AUBURN STREET
CAMBRIDGE,MA02138 		NOT RELATED   EXEMPT PURPOSE 8,175

FRIENDS OF THE WATERTOWN COUNCIL ON AGING INC (WATERTOWN FOOD PANTRY)

31 MARSHALL STREET
WATERTOWN,MA02472 		NOT RELATED   EXEMPT PURPOSE 20,000

FRIENDSHIP HOME INC

458 MAIN ST
NORWELL,MA02061 		NOT RELATED   EXEMPT PURPOSE 3,000

GENESIS FOUNDATION FOR CHILDREN

52 SECOND AVE FIRST FLOOR
WALTHAM,MA02451 		NOT RELATED   EXEMPT PURPOSE 5,000

GIVINGA FOUNDATION

1 BEACON STREET 15TH FLOOR
BOSTON,MA02108 		NOT RELATED   EXEMPT PURPOSE 750

GOOD SHEPHERD COMMUNITY CARE (AKA THE HOSPICE OF THE GOOD SHEPHERD)

160 WELLS AVENUE
NEWTON,MA02459 		NOT RELATED   EXEMPT PURPOSE 1,000

GREATER BOSTON STAGE COMPANY

395 MAIN STREET
STONEHAM,MA02180 		NOT RELATED   EXEMPT PURPOSE 420

GREATER LOWELL FAMILY YMCA

35 YMCA DR
LOWELL,MA01852 		NOT RELATED   EXEMPT PURPOSE 5,000

GROUNDWORK LAWRENCE

50 ISLAND ST 101
LAWRENCE,MA01840 		NOT RELATED   EXEMPT PURPOSE 10,000

HABITAT FOR HUMANITY-GREATER LOWELL

68 TADMUCK ROAD
WESTFORD,MA01886 		NOT RELATED   EXEMPT PURPOSE 5,000

HABITAT FOR HUMANITY-METROWESTGREATER WORCESTER

11 DISTRIBUTOR ROAD
WORCESTER,MA01605 		NOT RELATED   EXEMPT PURPOSE 9,500

HEADING HOME INC

529 MAIN ST SUITE 100
CHARLESTOWN,MA02129 		NOT RELATED   EXEMPT PURPOSE 10,000

HEALTHY WALTHAM

510 MOODY STREET
WALTHAM,MA02453 		NOT RELATED   EXEMPT PURPOSE 20,000

HILDEBRAND FAMILY SELF HELP CENTER INC

614 MASSACHUSETTS AVE 3RD FLOOR
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 20,000

HISTORY CAMBRIDGE FORMERLY CAMBRIDGE HISTORICAL SOCIETY

159 BRATTLE STREET
CAMBRIDGE,MA02138 		NOT RELATED   EXEMPT PURPOSE 3,500

HOMEOWNER'S REHAB INC (HRI)

280 FRANKLIN STREET
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 35,000

HOMESTART INC FBO CHAF

552 MASS AVE SUITE 208A
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 20,000

HORIZONS FOR HOMELESS CHILDREN

1705 COLUMBUS AVE
ROXBURY,MA02119 		NOT RELATED   EXEMPT PURPOSE 2,500

HOUSING CORPORATION OF ARLINGTON (HCA)

20 ACADEMY STREET
ARLINGTON,MA02476 		NOT RELATED   EXEMPT PURPOSE 15,000

HOUSING FAMILIES INC

919 EASTERN AVENUE
MALDEN,MA02148 		NOT RELATED   EXEMPT PURPOSE 5,000

INNERCITY WEIGHTLIFTING

PO BOX 425192
CAMBRIDGE,MA02141 		NOT RELATED   EXEMPT PURPOSE 2,000

ITALIAN HOME FOR CHILDREN

1125 CENTRE STREET
PLAIN,MA02130 		NOT RELATED   EXEMPT PURPOSE 750

JAMAICA PLAIN NEIGHBORHOOD DEVELOPMENT CORPORATION (NDC)

31 GERMANIA STREET BUILDING A
PLAIN,MA02130 		NOT RELATED   EXEMPT PURPOSE 17,500

JOHN BARRY BOYS & GIRLS CLUB OF NEWTON

675 WATERTOWN ST
NEWTONVILLE,MA02460 		NOT RELATED   EXEMPT PURPOSE 9,060

JULIE'S FAMILY LEARNING PROGRAM

133 DORCHESTER STREET SOUTH
BOSTON,MA02127 		NOT RELATED   EXEMPT PURPOSE 1,500

JUST-A-START CORPORATION

1035 CAMBRIDGE STREET 12
CAMBRIDGE,MA02141 		NOT RELATED   EXEMPT PURPOSE 100,000

LA COLABORATIVA FORMERLY CHELSEA COLLABORATIVE

318 BROADWAY
CHELSEA,MA02150 		NOT RELATED   EXEMPT PURPOSE 250

LAWRENCE BOYS & GIRLS CLUB

136 WATER STREET
LAWRENCE,MA01841 		NOT RELATED   EXEMPT PURPOSE 5,000

LAWRENCE COMMUNITY WORKS

168 NEWBURY STREET
LAWRENCE,MA01841 		NOT RELATED   EXEMPT PURPOSE 5,000

LAZARUS HOUSE MINISTRIES

408 HAMPSHIRE STREET
LAWRENCE,MA01842 		NOT RELATED   EXEMPT PURPOSE 2,500

LEXINGTON FARM COMMUNITY COALITION INC

52 LOWELL ST
LEXINGTON,MA02420 		NOT RELATED   EXEMPT PURPOSE 5,000

LEXINGTON INTERFAITH FOOD PANTRY

6 MERIAM ST
LEXINGTON,MA02420 		NOT RELATED   EXEMPT PURPOSE 1,000

LEXINGTON MONTESSORI SCHOOL HORIZONS

130 PLEASANT STREET
LEXINGTON,MA02421 		NOT RELATED   EXEMPT PURPOSE 3,000

LIFEBRIDGE NORTH SHORE

56 MARGIN ST
SALEM,MA01970 		NOT RELATED   EXEMPT PURPOSE 1,000

LIFESCENE

111 NORTH COMMON ST
LYNN,MA01902 		NOT RELATED   EXEMPT PURPOSE 2,000

MALDEN CATHOLIC HIGH SCHOOL

99 CRYSTAL STREET
MALDEN,MA02148 		NOT RELATED   EXEMPT PURPOSE 250

MARCH OF DIMES

112 TURNPIKE RD SUITE 300
WESTBOROUGH,MA01581 		NOT RELATED   EXEMPT PURPOSE 5,750

MARGARET FULLER NEIGHBORHOOD HOUSE INC

71 CHERRY STREET
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 5,000

MARTIN LUTHER KING JR BIRTHDAY OBSERVANCE COMMITTEE

PO BOX 320
ARLINGTON,MA02476 		NOT RELATED   EXEMPT PURPOSE 50

MASSACHUSETTS ALLIANCE OF PORTUGUESE SPEAKERS (MAPS)

1046 CAMBRIDGE STREET
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 3,000

MASSACHUSETTS COALITION FOR THE HOMELESS

73 BUFFUM STREET
LYNN,MA01902 		NOT RELATED   EXEMPT PURPOSE 5,250

MASSACHUSETTS DOWN SYNDROME CONGRESS

20 BURLINGTON MALL ROAD SUITE 261
MA,MA04127 		NOT RELATED   EXEMPT PURPOSE 250

MASSACHUSETTS SOCIETY FOR THE PREVENTION OF CRUELTY TO CHILDREN (MSPCC)

125 HARTWELL AVENUE
LEXINGTON,MA02421 		NOT RELATED   EXEMPT PURPOSE 120

MEDFORD COMMUNITY CHORALE

73 DAMON ROAD
MEDFORD,MA02155 		NOT RELATED   EXEMPT PURPOSE 500

METRO NORTH REGIONAL EMPLOYMENT BOARD DBA MASSHIRE METRO NORTH WORKFORCE BO

240 ELM STREET
SOMERVILLE,MA02144 		NOT RELATED   EXEMPT PURPOSE 1,000

METRO WEST COLLABORATIVE DEVELOPMENT

63 MT AUBURN STREET
WATERTOWN,MA02472 		NOT RELATED   EXEMPT PURPOSE 25,000

METROPOLITAN BOSTON HOUSING PARTNERSHIP INC (DBA METRO HOUSING BOSTON)

1411 TREMONT ST
BOSTON,MA02120 		NOT RELATED   EXEMPT PURPOSE 3,000

MINUTEMAN SENIOR SERVICES

1 BURLINGTON WOODS DRIVE SUITE 101
BURLINGTON,MA01803 		NOT RELATED   EXEMPT PURPOSE 10,000

MOUNT AUBURN HOSPITAL

330 MT AUBURN STREET
CAMBRIDGE,MA02138 		NOT RELATED   EXEMPT PURPOSE 6,000

MY BROTHER'S KEEPER

117 ELM STREET
NEWTON,MA02456 		NOT RELATED   EXEMPT PURPOSE 17,500

MYSTIC VALLEY ELDER SERVICES

300 COMMERCIAL STREET 19
MALDEN,MA02148 		NOT RELATED   EXEMPT PURPOSE 10,000

MYSTIC VALLEY YMCA (FORMERLY MALDEN YMCA MEDFORD & SOMERVILLE BGC MIDDLESE

99 DARTMOUTH ST
MALDEN,MA02148 		NOT RELATED   EXEMPT PURPOSE 7,500

NATIONAL MULTIPLE SCLEROSIS SOCIETY GREATER NE CHAPTER

PO BOX 4527 NEW
YORK,MA10163 		NOT RELATED   EXEMPT PURPOSE 7,500

NECTAR COMMUNITY INVESTMENTS INC

50 ISLAND STREET ENTRY B SUITE 103
LAWRENCE,MA01840 		NOT RELATED   EXEMPT PURPOSE 5,000

NEIGHBORHOOD OF AFFORDABLE HOUSING (NOAH)

143 BORDER STREET EAST
BOSTON,MA02128 		NOT RELATED   EXEMPT PURPOSE 40,000

NEW ART CENTER

61 WASHINGTON PARK
NEWTONVILLE,MA02460 		NOT RELATED   EXEMPT PURPOSE 2,000

NEWTON COMMUNITY DEVELOPMENT FOUNDATION

425 WATERTOWN STREET SUITE 205
NEWTON,MA02458 		NOT RELATED   EXEMPT PURPOSE 100

NEWTON FOOD PANTRY

1608 BEACON ST
WABAN,MA02468 		NOT RELATED   EXEMPT PURPOSE 2,500

NORTH CAMBRIDGE LITTLE BASEBALL LEAGUE

5 ARLINGTON STREET UNIT 21
CAMBRIDGE,MA02140 		NOT RELATED   EXEMPT PURPOSE 250

NORTH SHORE COMMUNITY DEVELOPMENT COALITION INC

96 LAFAYETTE ST 2ND FLOOR
SALEM,MA01970 		NOT RELATED   EXEMPT PURPOSE 5,000

NUPATH INC

147 NEW BOSTON STREET
WOBURN,MA01801 		NOT RELATED   EXEMPT PURPOSE 10,250

OAK SQUARE YMCA BRIGHTON

615 WASHINGTON STREET
BRIGHTON,MA02135 		NOT RELATED   EXEMPT PURPOSE 2,500

ON THE RISE INC

341 BROADWAY ST
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 9,040

ONE FAMILY INC

50 MILK STREET 16TH FLOOR
BOSTON,MA02109 		NOT RELATED   EXEMPT PURPOSE 2,500

OPEN TABLE INC

33 MAIN STREET
MAYNARD,MA01754 		NOT RELATED   EXEMPT PURPOSE 7,500

OUT METROWEST INC

160 HOLLIS STREET
FRAMINGHAM,MA01702 		NOT RELATED   EXEMPT PURPOSE 1,000

OUTDOOR CHURCH OF CAMBRIDGE

PO BOX 400945
CAMBRIDGE,MA02140 		NOT RELATED   EXEMPT PURPOSE 4,000

PAN MASSACHUSETTS CHALLENGE

77 FOURTH AVENUE
NEEDHAM,MA02494 		NOT RELATED   EXEMPT PURPOSE 20,600

PEOPLE HELPING PEOPLE

PO BOX 343
BURLINGTON,MA01803 		NOT RELATED   EXEMPT PURPOSE 10,000

PHILLIPS BROOKS HOUSE ASSOCIATION

ONE NORTH HARVARD YARD
CAMBRIDGE,MA02138 		NOT RELATED   EXEMPT PURPOSE 250

PINE STREET INN

444 HARRISON AVE
BOSTON,MA02118 		NOT RELATED   EXEMPT PURPOSE 12,500

PLAYWORKS EDUCATION ENERGIZED

1423 BROADWAY PMB 161
OAKLAND,CA94612 		NOT RELATED   EXEMPT PURPOSE 1,000

POWERS MUSIC SCHOOL

396 CONCORD AVENUE
BELMONT,MA02478 		NOT RELATED   EXEMPT PURPOSE 1,000

PROJECT BREAD - THE WALK FOR HUNGER INC

145 BORDER STREET
BOSTON,MA02128 		NOT RELATED   EXEMPT PURPOSE 11,000

PROSPECT HILL COMMUNITY FOUNDATION

44 HANSEN ROAD
WALTHAM,MA02451 		NOT RELATED   EXEMPT PURPOSE 1,500

RAISING A READER MASSACHUSETTS (RAR-MA)

3 SCHOOL STREET 3RD FLOOR
BOSTON,MA02108 		NOT RELATED   EXEMPT PURPOSE 4,000

RESPOND INC

PO BOX 555
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 2,500

RIVERSIDE COMMUNITY CARE (FORMERLY GUIDANCE CENTER)

270 BRIDGE STREET SUITE 301
DEDHAM,MA02026 		NOT RELATED   EXEMPT PURPOSE 1,000

ROOT NORTH SHORE (ROOT NS INC)

35 CONGRESS ST 2350
SALEM,MA01970 		NOT RELATED   EXEMPT PURPOSE 250

ROSIE'S PLACE INC

889 HARRISON AVENUE
BOSTON,MA02118 		NOT RELATED   EXEMPT PURPOSE 4,000

ROXBURY PRESBYTERIAN CHURCH SOCIAL IMPACT CENTER

328 WARREN STREET
BOSTON,MA02119 		NOT RELATED   EXEMPT PURPOSE 1,000

SAINT FRANCIS HOUSE INC

39 BOYLSTON STREET
BOSTON,MA02116 		NOT RELATED   EXEMPT PURPOSE 2,500

SAINT LUKE'S - SAN LUCAS FOOD PANTRYST LUKE'S - SAN LUCA EPISCOPAL CHURCH

201 WASHINGTON AVENUE
CHELSEA,MA02150 		NOT RELATED   EXEMPT PURPOSE 250

SALVATION ARMY

402 MASSACHUSETTS AVE
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 5,000

SAMARITANS

41 WEST STREET 4TH FLOOR
BOSTON,MA02110 		NOT RELATED   EXEMPT PURPOSE 250

SECOND CHANCES INC

PO BOX 441328
SOMERVILLE,MA02144 		NOT RELATED   EXEMPT PURPOSE 4,000

SECOND STEP INC

PO BOX 600213
NEWTONVILLE,MA02460 		NOT RELATED   EXEMPT PURPOSE 1,500

SELF ESTEEM BOSTON

PO BOX 301155
PLAIN,MA02130 		NOT RELATED   EXEMPT PURPOSE 1,000

SERVICE STARS INC

67 DAVIS AVENUE WEST
NEWTON,MA02465 		NOT RELATED   EXEMPT PURPOSE 1,000

SOMERVILLE COMMUNITY CORPORATION

337 SOMERVILLE AVENUE 2ND FLR
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 36,000

SOMERVILLE HOMELESS COALITION INC

PO BOX 440436
SOMERVILLE,MA02144 		NOT RELATED   EXEMPT PURPOSE 34,640

SOMERVILLE MEDIA CENTER (AKA SOMERVILLE COMMUNITY ACCESS TELEVISION)

29 PROPERZI WAY
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 1,000

SOMERVILLE-CAMBRIDGE ELDER SERVICES

61 MEDFORD STREET 2
SOMERVILLE,MA02143 		NOT RELATED   EXEMPT PURPOSE 7,500

SOUTH BOSTON NEIGHBORHOOD DEVELOPMENT CORPORATION

273 D STREET
BOSTON,MA02127 		NOT RELATED   EXEMPT PURPOSE 30,000

SOUTH COVE NURSING FACILITIES FOUNDATION INC

288 WASHINGTON STREET
QUINCY,MA02169 		NOT RELATED   EXEMPT PURPOSE 2,500

SOUTH SHORE YMCA

79 CODDINGTON ST
QUINCY,MA02169 		NOT RELATED   EXEMPT PURPOSE 10,000

SOUTHWEST BOSTON COMMUNITY DEV CORP

11 FAIRMOUNT AVE
HYDE PARK,MA02136 		NOT RELATED   EXEMPT PURPOSE 5,000

SPOONFULS INC (FORMERLY LOVIN' SPOONFULS)

1304 COMMONWEALTH AVENUE
BOSTON,MA02134 		NOT RELATED   EXEMPT PURPOSE 7,500

SPRINGWELLWEST SUBURBAN ELDER SERVICES

307 WAVERLEY OAKS ROAD SUITE 205
WALTHAM,MA02452 		NOT RELATED   EXEMPT PURPOSE 10,000

ST JUDE CHILDREN'S RESEARCH HOSPITAL ALSAC

262 DANNY THOMAS PLACE
MEMPHIS,MA38105 		NOT RELATED   EXEMPT PURPOSE 228

ST MARK COMMUNITY EDUCATION PROGRAM

25 BEACH STREET
DORCHESTER,MA02122 		NOT RELATED   EXEMPT PURPOSE 1,000

ST MARY'S CENTER FOR WOMEN & CHILDREN

90 CUSHING AVENUE
DORCHESTER,MA02125 		NOT RELATED   EXEMPT PURPOSE 11,000

SUPPORTIVE LIVING INC

400 WEST CUMMINGS PARKSUITE 6100
WOBURN,MA01801 		NOT RELATED   EXEMPT PURPOSE 1,000

TASTE OF CAMBRIDGE

PO BOX 380630
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 5,000

TECH GOES HOME

867 BOYLSTON STREET 5TH FLOOR
BOSTON,MA02116 		NOT RELATED   EXEMPT PURPOSE 75,000

THE BUILDER COALITION (FKA BUILDERS OF COLOR COALITION)

475 MASSACHUSETTS AVENUE 5
BOSTON,MA02118 		NOT RELATED   EXEMPT PURPOSE 10,000

THE HAVEN PROJECT INC

57 MUNROE ST
LYNN,MA01901 		NOT RELATED   EXEMPT PURPOSE 1,000

THE NEIGHBORHOOD DEVELOPERS

4 GERRISH AVE
CHELSEA,MA02150 		NOT RELATED   EXEMPT PURPOSE 35,000

THE SECOND STEP INC

PO BOX 600213
NEWTONVILLE,MA02460 		NOT RELATED   EXEMPT PURPOSE 250

THE URBAN FOOD INITIATIVE INC

420 WASHINGTON STREET
DORCHESTER,MA02124 		NOT RELATED   EXEMPT PURPOSE 18,000

THE3POINTFOUNDATION

1270 SOLDIERS FIELD RD
BOSTON,MA02135 		NOT RELATED   EXEMPT PURPOSE 5,000

TRAVIS MANION FOUNDATION

140 EAST STATE STREET
DOYLESTOWN,MA18901 		NOT RELATED   EXEMPT PURPOSE 50

TUTORING PLUS OF CAMBRIDGE INC

225 WINDSOR STREET
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 500

UMASS AMHERST FOUNDATION

MEMORIAL HALL 134 HICKS WAY
AMHERST,MA09270 		NOT RELATED   EXEMPT PURPOSE 100

UPPER SACO VALLEY LAND TRUST

PO BOX 2233
CONWAY,MA03818 		NOT RELATED   EXEMPT PURPOSE 100

UPWARD PROJECT AKA SOCIAL MOBILITY PROJECT

411 SHAWMUT AVE 6
BOSTON,MA02118 		NOT RELATED   EXEMPT PURPOSE 2,500

URBAN EDGE HOUSING CORPORATION

1542 COLUMBUS AVE
ROXBURY,MA02119 		NOT RELATED   EXEMPT PURPOSE 40,000

URBAN FOOD INITIATIVE INC (DAILY TABLE)

420 WASHINGTON STREET
DORCHESTER,MA02124 		NOT RELATED   EXEMPT PURPOSE 15,000

VETERANS LEGAL SERVICES INC

225 FRIEND STREET SUITE 504
BOSTON,MA02114 		NOT RELATED   EXEMPT PURPOSE 8,440

VICTORY PROGRAMS

404 S HUNTINGTON AVENUE
BOSTON,MA02130 		NOT RELATED   EXEMPT PURPOSE 7,500

VINFEN

950 CAMBRIDGE ST
CAMBRIDGE,MA02141 		NOT RELATED   EXEMPT PURPOSE 1,910

VNA HOSPICE & PALLIATIVE CARE

100 TRADECENTER SUITE G-500
WOBURN,MA01801 		NOT RELATED   EXEMPT PURPOSE 1,250

WALTHAM BOYS & GIRLS CLUB

20 EXCHANGE STREET
WALTHAM,MA02451 		NOT RELATED   EXEMPT PURPOSE 7,500

WALTHAM YMCA

725 LEXINGTON ST
WALTHAM,MA02452 		NOT RELATED   EXEMPT PURPOSE 5,000

WATCH COMMUNITY DEVELOPMENT CORPORATION

24 CRESCENT STREET
WALTHAM,MA02453 		NOT RELATED   EXEMPT PURPOSE 40,000

WATERTOWN BOYS & GIRLS CLUB

25 WHITES AVE
WATERTOWN,MA02472 		NOT RELATED   EXEMPT PURPOSE 5,000

WEST SUBURBAN YMCA

276 CHURCH STREET
NEWTON,MA02458 		NOT RELATED   EXEMPT PURPOSE 2,500

WOBURN BOYS & GIRLS CLUB

1 CHARLES GARDNER LANE
WOBURN,MA01801 		NOT RELATED   EXEMPT PURPOSE 5,000

XAVERIAN BROTHERS USA INC

4409 FREDERICK AVENUE
BALTIMORE,MA21229 		NOT RELATED   EXEMPT PURPOSE 130

YOUNG PEOPLE'S PROJECT

99 BISHOP ALLEN DRIVE
CAMBRIDGE,MA02139 		NOT RELATED   EXEMPT PURPOSE 1,000
Total ................................. 3a 1,784,139
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 14,761  
4 Dividends and interest from securities ....     14 38,535  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 -67,261  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
aCITC REFUND 		        297,500
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 -13,965 297,500
13Total. Add line 12, columns (b), (d), and (e)..................
13
283,535
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
11A CITC REFUND
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC
Employer identification number

48-1307731
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC 		Employer identification number
48-1307731
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
CAMBRIDGE SAVINGS BANK
 
81 WYMAN ST
 
WALTHAM, MA02451

$ 1,067,806


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC 		Employer identification number

48-1307731
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 17,156 SHARES OF EASTERN BANKSHARES50,000 SHARES OF KEY CORP21 SHARES OF HINGHAM $ 1,067,806 2025-03-10
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
CAMBRIDGE SAVINGS CHARITABLE
FOUNDATION INC 		Employer identification number

48-1307731
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
CAMBRIDGE SAVINGS CHARITABLE
 
FOUNDATION INC
EIN:
48-1307731
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
WOLF & COMPANY, P.C. 3,700 0   3,700

TY 2025 InvestmentsOtherSchedule2
Name:
CAMBRIDGE SAVINGS CHARITABLE
 
FOUNDATION INC
EIN:
48-1307731
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
INVESTMENTS FMV 394,126 394,126

TY 2025 OtherAssetsSchedule
Name:
CAMBRIDGE SAVINGS CHARITABLE
 
FOUNDATION INC
EIN:
48-1307731
Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
OTHER ASSETS 0 200 200


TY 2025 OtherIncomeSchedule2
Name:
CAMBRIDGE SAVINGS CHARITABLE
 
FOUNDATION INC
EIN:
48-1307731
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
CITC REFUND 297,500   297,500


TY 2025 OtherIncreasesSchedule
Name:
CAMBRIDGE SAVINGS CHARITABLE
 
FOUNDATION INC
EIN:
48-1307731
Description Amount
CHANGE IN UNREALIZED GAIN OR LOSS 36,357