| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| WORCESTER AND GANZERT BOOKKEEPING AND TAX PREP | 5,100 | 5,100 |
| Name of Bond | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 25000 APPLE INC | 23,876 | 24,976 |
| 50000 BROADCOM INC | 49,792 | 49,802 |
| 50000 MCDONALDS CORP | 48,753 | 49,730 |
| 50000 RTX CORP | 50,288 | 50,676 |
| 50000 UNITED HEALTH GROUP | 49,370 | 49,747 |
| 50000 AMERICAN EXPRESS | 49,793 | 49,845 |
| 50000 AMAZON COM | 49,401 | 49,736 |
| 50000 VIRGINIA ELECTRIC | 48,579 | 49,804 |
| 50000 NORFOLK SOUTHERN | 48,560 | 49,740 |
| Name of Stock | End of Year Book Value | End of Year Fair Market Value |
|---|---|---|
| 1100 ABBVIE INC | 24,477 | 251,339 |
| 1400 ABBOT LABS | 29,503 | 175,406 |
| 230 AIR PRODS CHEMICALS INC | 11,471 | 56,815 |
| 245 DEERE & CO | 18,599 | 114,065 |
| 250 COLGATE PALMOLIVE CO | 19,235 | 19,755 |
| 2500 ATT INC | 50,895 | 62,100 |
| 2500 DOMINION ENERGY INC | 91,950 | 146,475 |
| 265 CATERPILLAR INC | 9,629 | 151,811 |
| 2800 CISCO SYS INC | 62,425 | 292,714 |
| 300 DISNEY WALT CO | 30,658 | 34,131 |
| 3M CO | 30,397 | 60,038 |
| 400 AMPHENOL CORP | 17,008 | 54,056 |
| 400 CARRIER GOBAL CORP | 770 | 21,136 |
| 400 CHEVRON CORP | 47,708 | 60,964 |
| 400 CHUBB LTD | 53,235 | 124,848 |
| 430 ECOLAB INC | 78,617 | 112,884 |
| 50 ELI LILLY AND CO | 39,225 | 53,734 |
| 550 AMAZON COM INC | 84,987 | 126,951 |
| 575 AMERICAN EXPRESS CO | 50,803 | 212,721 |
| 575 AUTOMATIC DATA PROCESSING | 21,780 | 147,907 |
| 600 APPLE INC | 54,974 | 163,116 |
| 600 BANK OF NY MELLON | 33,643 | 69,654 |
| 600 CONOCOPHILLIPS | 46,564 | 56,166 |
| 725 CAPITAL ONE FINANCIAL CORP | 54,635 | 175,711 |
| 900 ALPHABET INC | 24,052 | 281,700 |
| 350 EMERSON ELEC CO | 10,248 | 46,452 |
| 1300 EXXON MOBIL | 45,248 | 156,442 |
| 75 GE AEROSPACE | 2,506 | 23,102 |
| 18 GE VERNOVA INC | 611 | 11,764 |
| 850 GENUINE PARTS CO | 27,719 | 104,516 |
| 950 HOME DEPOT | 26,856 | 326,895 |
| 525 ILLINOIS TOOL WORKS | 17,934 | 129,308 |
| 925 J P MORGAN CHASE | 95,032 | 298,054 |
| 1357 JOHNSON & JOHNSON | 81,822 | 280,831 |
| 546 KENVUE INC | 4,115 | 9,419 |
| 1000 KIMBERLY CLARK CORP | 46,945 | 100,890 |
| 500 MCDONALDS CORP | 26,560 | 152,815 |
| 500 MEDTRONIC PLC | 43,072 | 48,030 |
| 1625 MICROSOFT | 38,152 | 785,883 |
| 485 NORFOLK SOUTHERN CORP | 21,816 | 140,029 |
| 2300 ORACLE CORP | 70,027 | 448,293 |
| 350 OTIS WORLDWIDE CORP | 4,480 | 30,573 |
| 900 PEPSICO INC | 52,857 | 129,168 |
| 2300 PFIZER INC | 56,625 | 57,270 |
| 1000 PROCTOR & GAMBLE CO | 34,492 | 143,310 |
| 850 PUBLIC SVC ENTERPRISE GR | 33,134 | 68,255 |
| 1300 QUALCOMM INC | 83,109 | 222,365 |
| 850 RTX CORP | 23,221 | 155,890 |
| 600 SHELL PLC TENDER OFFER | 20,871 | 44,088 |
| 2700 SOUTHERN CO | 94,080 | 235,440 |
| 675 TARGET CORP EQUITY | 27,591 | 65,981 |
| 2800 THE COCA-COLA CO | 58,175 | 195,748 |
| 1450 TRUIST FINL CORP | 33,246 | 71,355 |
| 1155 UNILEVER PLC SPONSORED ADR | 40,662 | 75,537 |
| 3550 US BANCORP DEL | 132,595 | 189,428 |
| 2250 VERIZON COMMUNICATIONS | 66,891 | 91,643 |
| 700 WALMART INC | 41,014 | 77,987 |
| 725 XYLEM INC | 25,117 | 98,731 |
| 300 NVIDIA CORP | 43,185 | 55,950 |
| 800 SLB LIMITED | 49,407 | 30,704 |
| 260 THE MAGNUM ICE CREAM C F | 2,241 | 4,121 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| STATE STREET TECHNOLOGY SELECT ETF | 42,567 | 201,558 | |
| VANGUARD FTSE DEVELOPED ETF | 57,814 | 78,088 | |
| VANGUARD FTSE EMERGING ETF | 59,540 | 67,200 | |
| VANGUARD SHORT-TERM BOND ETF | 98,868 | 94,572 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| SANDS ANDERSON LEGAL | 982 | 982 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| BANK CHARGES | 44 | 44 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| KANAWA CAPITAL MANAGEMENT PORTFOLIO MANAGEMENT | 62,333 | 62,333 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| EXCISE TAX | 4,600 | 4,600 |