TY 2025 Form 990PF

- TIN:

Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation

or Section 4947(a)(1) Trust Treated as Private Foundation

Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.

OMB No. 1545-0047

2025

Open to Public Inspection

For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25

Name of foundation
Thomas A & Sharon K Ruder Foundation

% Thomas A Ruder

Number and street (or P.O. box number if mail is not delivered to street address) 3000 E MORGAN AVE PO Box 2482 STE S
Room/suite

City or town
EVANSVILLE

State or province
IN

Country

ZIP or foreign postal code
477280482

A Employer identification number

35-2063035

B Telephone number (see instructions)

8124795551

C If exemption application is pending, check here

G Check all that apply: Initial returnInitial return of a former public charity

Address change Name change

D 1. Foreign organizations, check here.............

2. Foreign organizations meeting the 85%
test, check here and attach computation ...

E If private foundation status was terminated
under section 507(b)(1)(A), check here .......

H Check type of organization: Section 501(c)(3) exempt private foundation
Section 4947(a)(1) nonexempt charitable trust Other taxable private foundation

F If the foundation is in a 60-month termination
under section 507(b)(1)(B), check here .......

I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$5,812,677J Accounting method: Cash Accrual
Other (specify)
(Part I, column (d) must be on cash basis.)

	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books		(b) Net investment income	(d) Disbursements for charitable purposes (cash basis only)


1	Contributions, gifts, grants, etc., received (attach schedule)	1,733,538
2	Check .................
3	Interest on savings and temporary cash investments
4	Dividends and interest from securities...	116,932		116,932
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		-83,071
b	Gross sales price for all assets on line 6a 1,599,884
7	Capital gain net income (from Part IV, line 2)...			390,353
8	Net short-term capital gain.........
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......	List of Attached Documents: // Content	260
12	Total. Add lines 1 through 11........	1,767,659		507,285
13	Compensation of officers, directors, trustees, etc.
14	Other employee salaries and wages......
15	Pension plans, employee benefits.......
16a	Legal fees (attach schedule).........
b	Accounting fees (attach schedule).......	List of Attached Documents: // Content	2,565	2,565
c	Other professional fees (attach schedule)....
17	Interest...............
18	Taxes (attach schedule) (see instructions)...	List of Attached Documents: // Content	4,640
19	Depreciation (attach schedule) and depletion...
20	Occupancy..............
21	Travel, conferences, and meetings.......
22	Printing and publications..........
23	Other expenses (attach schedule).......	List of Attached Documents: // Content	547	547
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	7,752		3,112	0
25	Contributions, gifts, grants paid.......	159,000			159,000
26	Total expenses and disbursements. Add lines 24 and 25 ................	166,752		3,112	159,000
27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	1,600,907
b	Net investment income (if negative, enter -0-)			504,173
c	Adjusted net income (if negative, enter -0-)...

For Paperwork Reduction Act Notice, see instructions.

Cat. No. 11289X Form 990-PF (2025)

Form 990-PF (2025)

Page 2

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............
	2	Savings and temporary cash investments.........	16,165	4,458	4,458
	3	Accounts receivable
		Less: allowance for doubtful accounts
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)	68,286	105,000	105,000
	b	Investments—corporate stock (attach schedule).......	3,062,443	List of Attached Documents: // Content 4,590,813	5,555,209
	c	Investments—corporate bonds (attach schedule).......	94,102	List of Attached Documents: // Content 141,382	148,010
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	3,240,996	4,841,653	5,812,677
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........		0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........
	27	Paid-in or capital surplus, or land, bldg., and equipment fund
	28	Retained earnings, accumulated income, endowment, or other funds	3,240,996	4,841,653
	29	Total net assets or fund balances (see instructions).....	3,240,996	4,841,653
	30	Total liabilities and net assets/fund balances (see instructions).	3,240,996	4,841,653

Part III

Analysis of Changes in Net Assets or Fund Balances

Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............

3,240,996

Enter amount from Part I, line 27a .....................

1,600,907

Other increases not included in line 2 (itemize)

Add lines 1, 2, and 3 ..........................

4,841,903

Decreases not included in line 2 (itemize) Click to see attachment

List of Attached Documents:

// Content

250

Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..

4,841,653

Form 990-PF (2025)

Page 3

Part IV

Capital Gains and Losses for Tax on Investment Income

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	ATT INC	P	2025-02-27	2025-07-07
b	CENTENE CORP	P	2024-11-12	2025-03-31
c	CHARLES SCHWAB	P	2024-03-19	2025-03-13
d	CONSTELLATION BRANDS	P	2025-04-23	2025-11-12
e	EVERGY INC	P	2024-03-26	2025-01-14
	GLBL X MLP ENGY INFR	P	2024-11-04	2025-01-29
	HF SINCLAIR CORP	P	2025-01-13	2025-05-02
	HAWAIIAN ELEC	P	2025-04-02	2025-10-15
	KRAFT HEINZ CO	P	2024-10-22	2025-09-29
	NEXTERA ENERGY	P	2024-05-03	2025-01-07
	NEXTERA ENERGY	P	2024-01-22	2025-01-13
	ORGANON	P	2024-11-04	2025-09-17
	SONOCO PRODUCTS	P	2025-09-12	2025-11-11
	AIR PDTS CHEMICALS	P	2024-10-09	2025-12-15
	BAXTER INTL	P	2022-09-06	2025-09-17
	BAXTER INTL	P	2023-05-01	2025-09-17
	DEVON ENERGY	P	2024-03-15	2025-11-12
	DEVON ENERGY	P	2024-05-23	2025-11-12
	FIRST HORIZON	P	2023-04-14	2025-01-21
	GILEAD SCIENCE	P	2016-12-13	2025-03-20
	GILEAD SCIENCE	P	2018-04-16	2025-03-20
	GILEAD SCIENCE	P	2018-04-16	2025-03-20
	GLOBAL PAYMENTS	P	2020-01-14	2025-10-29
	INTEL CORP	P	2013-04-10	2025-12-24
	INTEL CORP	P	2015-07-29	2025-12-24
	INTEL CORP	P	2019-07-26	2025-12-24
	INTEL CORP	P	2020-02-26	2025-12-24
	INTEL CORP	P	2020-07-24	2025-12-24
	INTEL CORP	P	2020-09-10	2025-12-24
	INTEL CORP	P	2021-04-08	2025-12-24
	INTEL CORP	P	2021-10-27	2025-12-24
	INTEL CORP	P	2022-01-20	2025-12-24
	INTEL CORP	P	2023-09-08	2025-12-24
	KENVUE INC	P	2023-07-27	2025-05-14
	KRAFT HEINZ	P	2023-05-04	2025-09-29
	LINCOLN NATL	P	2021-03-31	2025-12-24
	LINCOLN NATL	P	2021-09-20	2025-12-24
	NISOURCE	P	2022-08-08	2025-02-25
	OCCIDENTAL PETRO	P	2022-07-08	2025-11-12
	OCCIDENTAL PETRO	P	2022-08-03	2025-11-12
	ORGANON	P	2011-05-27	2025-09-17
	ORGANON	P	2011-11-22	2025-09-17
	ORGANON	P	2012-01-06	2025-09-17
	ORGANON	P	2019-10-31	2025-09-17
	ORGANON	P	2021-01-08	2025-09-17
	ORGANON	P	2021-08-20	2025-09-17
	ORGANON	P	2021-09-30	2025-09-17
	ORGANON	P	2022-04-27	2025-09-17
	PFIZER	P	2013-08-15	2025-12-24
	PFIZER	P	2013-08-15	2025-12-24
	PFIZER	P	2018-05-03	2025-12-24
	PFIZER	P	2018-09-05	2025-12-24
	PFIZER	P	2020-05-07	2025-12-24
	PFIZER	P	2020-08-26	2025-12-24
	PFIZER	P	2023-05-23	2025-12-24
	SCHWAB US DIV EQ ETF	P	2020-09-08	2025-05-12
	SCHWAB US DIV EQ ETF	P	2022-04-13	2025-05-12
	WP CAREY	P	2022-04-29	2025-09-29
	WESTERN UNION	P	2021-09-21	2025-09-17
	WESTERN UNION	P	2022-01-03	2025-09-17
	WESTERN UNION	P	2022-02-11	2025-09-17
	WILLIAMS COS	P	2022-04-21	2025-03-10
	MEDTRONIC PLC	P	2020-02-19	2025-06-27
	MEDTRONIC PLC	P	2022-02-01	2025-06-27
	ABBOTT LAB 300 SHR	D	2016-11-23	2025-03-07
	ABBOTT LAB 620 SHR	D	2016-11-29	2025-03-07
	FIFTH THIRD 3000 SHR	D	2009-06-23	2025-11-13
	FIFTH THIRD 800 SHR	D	2009-08-27	2025-11-13
	FIFTH THIRD 1000 SHR	D	2009-12-03	2025-11-13
	FIFTH THIRD 1100 SHR	D	2011-03-28	2025-11-13
	ISHARES SP 500 GRWTH ETF	D	2015-04-17	2025-02-24
	ORACLE CORP 175 SHR	D	2007-03-21	2025-09-12
	ORACLE CORP 400 SHR	D	2009-10-22	2025-09-12
	ORACLE CORP 227 SHR	D	2007-03-21	2025-09-12

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	25,594	24,059	1,535
b	12,008	12,048	-40
c	53,000	53,000
d	13,126	18,844	-5,718
e	61,263	51,280	9,983
	18,918	17,006	1,912
	9,472	11,279	-1,807
	10,500	7,245	3,255
	12,850	17,715	-4,865
	21,325	20,965	360
	19,781	17,047	2,734
	5,350	8,450	-3,100
	12,190	14,243	-2,053
	16,995	21,828	-4,833
	4,750	11,094	-6,344
	9,500	19,000	-9,500
	16,911	22,887	-5,976
	7,046	9,666	-2,620
	21,644	18,369	3,275
	21,095	15,012	6,083
	21,095	14,971	6,124
	21,095	14,920	6,175
	7,861	19,220	-11,359
	17,792	11,198	6,594
	17,794	14,551	3,243
	10,675	15,617	-4,942
	7,117	11,960	-4,843
	7,117	10,432	-3,315
	10,675	14,810	-4,135
	14,234	26,820	-12,586
	10,675	14,420	-3,745
	17,792	26,869	-9,077
	21,351	22,922	-1,571
	18,616	17,178	1,438
	12,850	20,170	-7,320
	45,875	62,368	-16,493
	13,762	18,911	-5,149
	39,919	29,945	9,974
	20,928	31,620	-10,692
	12,557	19,436	-6,879
	214	347	-133
	214	327	-113
	214	370	-156
	642	2,468	-1,826
	535	2,013	-1,478
	4,280	13,580	-9,300
	5,350	17,765	-12,415
	5,350	16,199	-10,849
	2,507	2,754	-247
	2,507	2,753	-246
	10,028	13,101	-3,073
	7,521	11,859	-4,338
	12,535	18,154	-5,619
	12,535	17,984	-5,449
	7,521	11,948	-4,427
	15,869	11,258	4,611
	31,738	31,580	158
	13,642	16,537	-2,895
	8,423	20,020	-11,597
	8,423	18,445	-10,022
	8,423	19,360	-10,937
	10,892	7,021	3,871
	8,568	11,410	-2,842
	8,568	10,305	-1,737
	41,128	34,208	29,540
	84,999	70,696	60,918
	129,756	136,605	110,228
	34,602	36,428	26,180
	43,252	45,535	32,874
	47,576	50,089	32,696
	63,582	63,482	46,018
	69,456	20,045	66,259
	122,390	99,330	113,580
	53,546	39,604	49,396

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a			1,535
b			-40
c
d			-5,718
e			9,983
			1,912
			-1,807
			3,255
			-4,865
			360
			2,734
			-3,100
			-2,053
			-4,833
			-6,344
			-9,500
			-5,976
			-2,620
			3,275
			6,083
			6,124
			6,175
			-11,359
			6,594
			3,243
			-4,942
			-4,843
			-3,315
			-4,135
			-12,586
			-3,745
			-9,077
			-1,571
			1,438
			-7,320
			-16,493
			-5,149
			9,974
			-10,692
			-6,879
			-133
			-113
			-156
			-1,826
			-1,478
			-9,300
			-12,415
			-10,849
			-247
			-246
			-3,073
			-4,338
			-5,619
			-5,449
			-4,427
			4,611
			158
			-2,895
			-11,597
			-10,022
			-10,937
			3,871
			-2,842
			-1,737
			29,540
			60,918
			110,228
			26,180
			32,874
			32,696
			46,018
			66,259
			113,580
			49,396

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	390,353
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 .........................		3	2,196

Part V

Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)	1	7,008
b	All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2
3	Add lines 1 and 2...........................	3	7,008
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	7,008
6	Credits/Payments:

a	2025 estimated tax payments and 2024 overpayment credited to 2025	6a	5,079
b	Exempt foreign organizations—tax withheld at source......	6b
c	Tax paid with application for extension of time to file (Form 8868)...	6c
d	Backup withholding erroneously withheld ..........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	5,079
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9	1,929
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10
11	Enter the amount of line 10 to be: Credited to 2026 estimated tax	Refunded	11
	For Refunded amount, also complete and attach Form 8050. See instructions.

Form 990-PF (2025)

Page 4

Part VI-A

Statements Regarding Activities

During the tax year, did the foundation attempt to influence any national, state, or local legislation or did

Yes

it participate or intervene in any political campaign? ....................

Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions

for the definition.................................

If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials

published or distributed by the foundation in connection with the activities.

Did the foundation file Form 1120-POL for this year?.....................

Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:

(1) On the foundation. $ (2) On foundation managers.$

Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed

on foundation managers.$

Has the foundation engaged in any activities that have not previously been reported to the IRS?.......

If "Yes," attach a detailed description of the activities.

Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles

of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....

Did the foundation have unrelated business gross income of $1,000 or more during the year?.........

If "Yes," has it filed a tax return on Form 990-T for this year?...................

Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........

If "Yes," attach the statement required by General Instruction T.

Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:

By language in the governing instrument, or

By state legislation that effectively amends the governing instrument so that no mandatory directions

that conflict with the state law remain in the governing instrument? ................

Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),

and Part XIV..................................

Yes

Enter the states to which the foundation reports or with which it is registered (see instructions)

If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney

General (or designate) of each state as required by General Instruction G? If "No," attach explanation .

Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)

or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.

If "Yes," complete Part XIII .............................

Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names

and addresses. Click to see attachment

List of Attached Documents:

// Content

...............................

Yes

At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the

meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............

Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had

advisory privileges? If "Yes," attach statement. See instructions.................

Did the foundation comply with the public inspection requirements for its annual returns and exemption application?

Yes

Website addressNONE

The books are in care ofTHOMAS A RUDER Telephone no. (812) 479-5551

Located at3000 E MORGAN AVE STE CEVANSVILLEIN ZIP+4477114484

Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........

and enter the amount of tax-exempt interest received or accrued during the year ........

16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo

a bank, securities, or other financial account in a foreign country? .................

16 No

See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country

Form 990-PF (2025)

Page 5

Part VI-B

Statements Regarding Activities for Which Form 4720 May Be Required

File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.

Yes

During the year did the foundation (either directly or indirectly):

(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........

1a(1)

(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)

a disqualified person? ..............................

1a(2)

(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........

1a(3)

(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............

1a(4)

(5) Transfer any income or assets to a disqualified person (or make any of either available

for the benefit or use of a disqualified person)? ......................

1a(5)

(6) Agree to pay money or property to a government official? (Exception. Check "No"

if the foundation agreed to make a grant to or to employ the official for a period

after termination of government service, if terminating within 90 days.) ...............

1a(6)

If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations

section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........

Organizations relying on a current notice regarding disaster assistance check here ........

Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,

that were not corrected before the first day of the tax year beginning in 2025? .............

Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private

operating foundation defined in section 4942(j)(3) or 4942(j)(5)):

At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d

and 6e) for tax year(s) beginning before 2025?....................

If "Yes," list the years 20 21, 20 20, 20 19, 20 18

Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)

(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)

to all years listed, answer "No" and attach statement—see instructions.) ..............

If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.

20, 20, 20, 20

Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at

any time during the year? ..............................

If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation

or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved

by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)

the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine

if the foundation had excess business holdings in 2025.).....................

Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?

Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its

charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..

Form 990-PF (2025)

Page 6

Part VI-B

Statements Regarding Activities for Which Form 4720 May Be Required (continued)

During the year did the foundation pay or incur any amount to:

Yes

(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........

5a(1)

(2) Influence the outcome of any specific public election (see section 4955); or to carry

on, directly or indirectly, any voter registration drive? ....................

5a(2)

(3) Provide a grant to an individual for travel, study, or other similar purposes? .............

5a(3)

(4) Provide a grant to an organization other than a charitable, etc., organization described

in section 4945(d)(4)(A)? See instructions ........................

5a(4)

(5) Provide for any purpose other than religious, charitable, scientific, literary, or

educational purposes, or for the prevention of cruelty to children or animals? .............

5a(5)

If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in

Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........

Organizations relying on a current notice regarding disaster assistance check .........

If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the

tax because it maintained expenditure responsibility for the grant? .................

If "Yes," attach the statement required by Regulations section 53.4945–5(d).

Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on

a personal benefit contract? .............................

Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....

If "Yes" to 6b, file Form 8870.

At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?

If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....

Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or

excess parachute payment during the year? .........................

Part VII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors

1 List all officers, directors, trustees, foundation managers and their compensation. See instructions

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
THOMAS A RUDER List of Attached Documents: // Content	PRESIDENT 004.00	0
PO BOX 2482 EVANSVILLE,IN47728	PRESIDENT 004.00	0
SHARON K RUDER List of Attached Documents: // Content	SECRETARY 002.00	0
PO BOX 2482 EVANSVILLE,IN47728	SECRETARY 002.00	0
BRYAN A RUDER List of Attached Documents: // Content	VICE PRESIDENT 002.00	0
PO BOX 2075 EVANSVILLE,IN47728	VICE PRESIDENT 002.00	0
Robert C Kozsan List of Attached Documents: // Content	TREASURER 002.00	0
PO BOX 2482 Evansville,IN47728	TREASURER 002.00	0
Alex F Ruder List of Attached Documents: // Content	VICE PRESIDENT 002.00	0
2200 Locust St Apt 506 St Louis,MO63103	VICE PRESIDENT 002.00	0

2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................

Form 990-PF (2025)

Page 7

Part VII

Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Total number of others receiving over $50,000 for professional services............. right arrow

Part VIII-A

Summary of Direct Charitable Activities

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1	N/A	0
2


3


4

Part VIII-B

Summary of Program-Related Investments (see instructions)

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1	N/A
2


All other program-related investments. See instructions.
3

Total. Add lines 1 through 3.........................

Form 990-PF (2025)

Page 8

Part IX

Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)

Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,

purposes:

Average monthly fair market value of securities...................

4,128,144

Average of monthly cash balances.......................

15,208

Fair market value of all other assets (see instructions)................

Total (add lines 1a, 1b, and 1c).......................

4,143,352

Reduction claimed for blockage or other factors reported on lines 1a and

1c (attach detailed explanation) .............

Acquisition indebtedness applicable to line 1 assets..................

Subtract line 2 from line 1d.........................

4,143,352

Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see

instructions) .............................

62,150

Net value of noncharitable-use assets. Subtract line 4 from line 3. ............

4,081,202

Minimum investment return. Enter 5% (0.05) of line 5 ................

204,060

Part X

Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)

Minimum investment return from Part IX, line 6..................

204,060

Tax on investment income for 2025 from Part V, line 5 .......

7,008

Income tax for 2025. (This does not include the tax from Part V.) ...

Add lines 2a and 2b............................

7,008

Distributable amount before adjustments. Subtract line 2c from line 1............

197,052

Recoveries of amounts treated as qualifying distributions................

Add lines 3 and 4............................

197,052

Deduction from distributable amount (see instructions) .................

Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...

197,052

Part XI

Qualifying Distributions (see instructions)

Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:

Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) Click to see attachment

List of Attached Documents:

// Content

..........

159,000

Program-related investments—total from Part VIII-B..................

Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,

purposes...............................

Amounts set aside for specific charitable projects that satisfy the:

Suitability test (prior IRS approval required)....................

Cash distribution test (attach the required schedule) .................

Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......

159,000

Form 990-PF (2025)

Page 9

Part XII

Undistributed Income (see instructions)

		(a) Corpus	(d) 2025
1 Distributable amount for 2025 from Part X, line 7			197,052
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only.......
b Total for prior years:20 , 20, 20
3 Excess distributions carryover, if any, to 2025:
a From 2020......	21,746
b From 2021......	8,560
c From 2022......	14,259
d From 2023......	13,341
e From 2024......
f Total of lines 3a through e ........		57,906
4Qualifying distributions for 2025 from Part
XI, line 4: $ 159,000
a Applied to 2024, but not more than line 2a
b Applied to undistributed income of prior years (Election required—see instructions) .....
c Treated as distributions out of corpus (Election required—see instructions) ........
d Applied to 2025 distributable amount.....			159,000
e Remaining amount distributed out of corpus
5 Excess distributions carryover applied to 2025.		38,052	38,052
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		19,854
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........
e Undistributed income for 2024. Subtract line 4a from line 2a. Taxable amount—see instructions .............
f Undistributed income for 2025. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2026 ..........			0
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......
8 Excess distributions carryover from 2020 not applied on line 5 or line 7 (see instructions) ...
9 Excess distributions carryover to 2026. Subtract lines 7 and 8 from line 6a ......		19,854
10 Analysis of line 9:
a Excess from 2021 ....
b Excess from 2022 ....	6,513
c Excess from 2023 ....	13,341
d Excess from 2024 ....
e Excess from 2025 ....

Form 990-PF (2025)

Page 10

Part XIII

Private Operating Foundations (see instructions and Part VI-A, question 9)

1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......

b Check box to indicate whether the organization is a private operating foundation described in section 4942(j)(3) or4942(j)(5)

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part IX for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2025	(b) 2024	(c) 2023	(d) 2022	(e) Total

b 85% (0.85) of line 2a .......
c Qualifying distributions from Part XI, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, 3b, or 3c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part IX, line 6 for each year listed ..
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

Part XIV

Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)

1Information Regarding Foundation Managers:

aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)

THOMAS A RUDER

SHARON K RUDER

bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.

2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:

Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions

aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:

THOMAS A RUDER
PO BOX 2482
EVANSVILLE,IN477280482
(812) 479-5551

bThe form in which applications should be submitted and information and materials they should include:

NO FORMAL APPLICATION PROCESS

cAny submission deadlines:

NO FORMAL DEADLINE

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

NO FORMAL RESTRICTIONS

Form 990-PF (2025)

Page 11

Part XIV

Supplementary Information (continued)

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
ALTRUSA INTERNATIONAL PO BOX 5033 EVANSVILLE,IN47716	none		GENERAL FUND	500
MATER DEI HIGH SCHOOL 1300 HARMONY WAY EVANSVILLE,IN47720	none		EDUCATION	500
EVANSVILLE JUNIOR FOOTBALL 901 S BARKER AVE EVANSVILLE,IN47712	none		GENERAL FUND	1,500
EVSC FOUNDATION 951 WALNUT ST EVANSVILLE,IN47713	none		EDUCATION	25,000
IU FOUNDATION PO BOX 500 BLOOMINGTON,IN47402	none		EDUCATION	1,000
HANOVER COLLEGE PO BOX 108 HANOVER,IN47724	none		EDUCATION	25,000
USI FOUNDATION 8600 UNIVERSITY BLVD EVANSVILLE,IN47712	none		EDUCATION	1,500
EVSC FOUNDATION 951 WALNUT ST EVANSVILLE,IN47713	none		EDUCATION	25,000
UE FOUNDATION 1800 LINCOLN AVE EVANSVILLE,IN47714	none		EDUCATION	1,000
VOICES INCORP 2425 HIGHWAY 41 SUITE EVANSVILLE,IN47714	none		GENERAL FUND	4,000
WESSELMAN PARK NATURE SOCIETY 551 N BOEKE RD EVANSVILLE,IN47711	none		GENERAL FUND	3,000
ARK CRISIS CENTER 415 LINCOLN AVE EVANSVILLE,IN47713	none		GENERAL FUND	10,000
VANDERBURGH HUMANE SOCIETY PO BOX 6711 EVANSVILLE,IN47719	none		GENERAL FUND	1,000
ST VINCENT EARLY LEARNING CENTER 730 W DELWARE ST EVANSVILLE,IN47710	none		EDUCATION	10,000
MATER DEI STUDENT INV 1300 HARMONY WAY EVANSVILLE,IN47720	none		EDUCATION	50,000
Total ................................. 3a				159,000

bApproved for future payment

Total ................................. 3b

Form 990-PF (2025)

Page 12

Part XV-A

Analysis of Income-Producing Activities

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments ....
3 Interest on savings and temporary cash investments ...........
4 Dividends and interest from securities ....			14	116,932
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income .....				260
8 Gain or (loss) from sales of assets other than inventory ............			18	-83,071
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..				34,121

13Total. Add line 12, columns (b), (d), and (e)..................

34,121

(See worksheet in line 13 instructions to verify calculations.)

Part XV-B

Relationship of Activities to the Accomplishment of Exempt Purposes

Line No.	Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

Form 990-PF (2025)

Page 13

Part XVI

Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations

Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?

Yes

Transfers from the reporting foundation to a noncharitable exempt organization of:

(1) Cash...................................

1a(1)

(2) Other assets.................................

1a(2)

Other transactions:

(1) Sales of assets to a noncharitable exempt organization....................

1b(1)

(2) Purchases of assets from a noncharitable exempt organization..................

1b(2)

(3) Rental of facilities, equipment, or other assets.......................

1b(3)

(4) Reimbursement arrangements...........................

1b(4)

(5) Loans or loan guarantees.............................

1b(5)

(6) Performance of services or membership or fundraising solicitations................

1b(6)

Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............

If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........Yes No

If "Yes," complete the following schedule.

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Sign Here

Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
				May the IRS discuss this return with the preparer shown below? See instructions. Yes No
	Signature of officer or trustee	Date	Title

Paid Preparer Use Only	Preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Form 990-PF (2025)

Additional Data

Software ID:	25022281
Software Version:	25.0.1.0
Part V Line 7 - Tax Paid with the Original Return:	5,079

Form 990PF - Special Condition Description:

Special Condition Description

- TIN:

Schedule B
(Form 990)
(Rev. January 2025)

Department of the Treasury
Internal Revenue Service

Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.

Go to www.irs.gov/Form990 for the latest information.

OMB No. 1545-0047

Name of the organization

Thomas A & Sharon K Ruder Foundation

Employer identification number

35-2063035

Organization type (check one):

Filers of:

Section:

Form 990 or 990-EZ

501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization

Form 990-PF

501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation

Check if your organization is covered by the General Rule or a Special Rule.
Note: Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.

General Rule

For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.

Special Rules

For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 33¹/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.

For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $

Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).

For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.

Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 2025) Page 2

Name of organization Thomas A & Sharon K Ruder Foundation

Part I	Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
1	Thomas A Ruder 3000 E Morgan Ave Evansville, IN47711	$ 1,277,415	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
2	Sharon K Ruder 3000 E Morgan Ave Evansville, IN47711	$ 446,928	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
3	Stifel Charitable 501 N Brodway St St Louis, IN63102	$ 0	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
4	Bryan A Ruder 3000 E Morgan Ave Suite C Evansville, IN47711	$ 9,196	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
(a) No.	(b) Name, address, and ZIP + 4	(c) Total contributions	(d) Type of contribution
		$	Person Payroll Noncash (Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 1-2025)

Page 3

Name of organization Thomas A & Sharon K Ruder Foundation		Employer identification number 35-2063035

Part II	Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
(a) No. from Part I	(b) Description of noncash property given	(c) FMV (or estimate) (See instructions)	(d) Date received
		$
Schedule B (Form 990) (Rev. 1-2025)

Schedule B (Form 990) (Rev. 1-2025)

Page 4


Name of organization Thomas A & Sharon K Ruder Foundation			Employer identification number 35-2063035
Part III Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $ Use duplicate copies of Part III if additional space is needed.

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

(a)
No. from Part I

(b) Purpose of gift

(d) Description of how gift is held

(e) Transfer of gift
Transferee's name, address, and ZIP 4	Relationship of transferor to transferee

Schedule B (Form 990) (Rev. 1-2025)

Additional Data

Software ID:	25022281
Software Version:	25.0.1.0

- TIN:

TY 2025 AccountingFeesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Category	Amount	Net Investment Income
ACCOUNTING FEES HR BLOCK SOFTWARE	53	53
QUICKBOOKS	1,015	1,015
QUICKBOOKS RENEWAL	1,497	1,497

- TIN:

Note: To capture the full content of this document, please select landscape mode (11" x 8.5") when printing.

TY 2025 DepreciationSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Description of Property	Date Acquired	Cost or Other Basis	Prior Years' Depreciation	Computation Method	Rate / Life (# of years)	Current Year's Depreciation Expense	Net Investment Income	Adjusted Net Income	Cost of Goods Sold Not Included
MACBOOK PRO MID 2012	2013-03-23	1,994	3,590
HP Elite Book x360 G7	2020-12-16	2,760	2,760	Straight Line	0000000005.000000000000

- TIN:

TY 2025 DistributionFromCorpusElection

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Election:

ELECTION UNDER SECTION 4942H2 ELECTION TO TREAT DISTRIBUTION MADE OUT OF CORPUS FOUNDATION HEREBY ELECTS TO APPY 57,906 OF EXCESS DISTRIBUTION OF PRIOR YEARS TO SATISFY 2025 DISTRIBUTABLE AMOUNT

- TIN:

TY 2025 InvestmentsCorpBondsSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Name of Bond	End of Year Book Value	End of Year Fair Market Value
APPALACHIAN POWER SR NT 037735CM7 7.00 2038-04-01	9,930	11,344
MORGAN STANLEY BANK CD 61776NNQ2 4.10 2024-03-15	27,000	27,153
LINCOLN NATL FIX VAR BD 534187AS8 8.00 2066-05-17	11,533	12,190
LINCOLN NATL FIX VAR BD 534187BN8 8.00 2066-05-17	38,919	43,285
WELLS FARGO CD 949764QS6 4.20 2026-03-18	27,000	27,016
MORGAN STANLEY BANK CD 61776NJ79 3.75 2027-12-17	27,000	27,022

- TIN:

TY 2025 InvestmentsCorpStockSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Name of Stock	End of Year Book Value	End of Year Fair Market Value
6619 shares of BANK AMERICA CORP BAC	291,950	364,045
1800 shares of CISCO SYSTEMS CSCO	98,177	138,654
2400 shares of PFIZER INC PFE	59,745	59,760
714 shares of AMERICAN INTL GROUP AIG	51,175	61,083
2100 shares of MERCK CO INC MRK	146,482	221,046
1300 shares of CARLYLE GROUP CG	57,431	76,843
3800 shares of INTEL CORP INTC	135,072	140,220
211 shares of VANGUARD MID CAP ETF VO	32,971	61,236
450 shares of AMGEN INC AMGN	103,547	147,289
300 shares of BERKSHIRE HATHAWAY CL BRK B	87,491	150,795
800 shares of ORACLE CORP ORCL	112,338	155,928
200 shares of VANGUARD LARGE CAP ETF VV	19,516	62,960
2000 shares of HUNTINGTON BANCSHARES HBAN	26,150	34,700
250 shares of VANGUARD MID CAP GROWTH ETF VOT	30,572	69,785
600 shares of BANK NEW YORK MELLON BK	31,648	69,654
400 shares of BRISTOL MYERS SQUIBB CO BMY	26,576	21,576
1100 shares of CNA FINANCIAL CNA	47,299	52,514
735 shares of WELLS FARGO WFC	52,791	68,502
900 shares of UGI CORP UGI	26,756	33,687
3732 shares of TRUIST FINANCIAL CORP TFC	189,460	183,652
3500 shares of HARTFORD FINANCIAL HIG	436,486	482,300
600 shares of INVESCO SP 500 GARP SPGP	52,568	68,316
300 shares of SPDR SP MID CAP 400 ETF MDY	106,947	180,984
200 shares of VANGUARD MID CAP VALUE ETF VOE	17,780	35,474
200 shares of VANGUARD VALUE ETF VTV	25,679	38,198
400 shares of CITIZENS FINANCIAL CFG	19,159	23,364
3200 shares of LINCOLN NATIONAL LNC	136,290	142,496
300 shares of METLIFE MET	18,463	23,682
500 shares of PACIFIIC GAS ELEC PFD PCG.A	8,165	10,965
100 shares of ABBVIE INC ABBV	14,291	22,849
200 shares of EVERSOURCE ENERGY ES	14,826	13,466
228 shares of GOLDMAN SACHS GS	86,627	200,412
157 shares of MICROSOFT CORP MSFT	66,811	75,928
1000 shares of ASSURED GUARANTY AGO	76,161	89,870
500 shares of ELLINGTON FINL CUML PFD SER B EFC.B	9,995	11,640
700 shares of FIRST HORIZON PFD SER C FHN.C	15,987	17,759
800 shares of JACKSON FINL PFD SER A JXN.A	19,193	20,856
1000 shares of KEYCORP PFD SER H KEY.L	21,450	25,380
300 shares of MIDLAND STATE BANCORP PFD MSBIP	7,715	7,506
1600 shares of PACIFIC GAS ELEC PFD SER D PCG.D	22,047	30,000
500 shares of SYNCHRONY FINL PFD SER A SYF.A	9,770	9,795
300 shares of TRIUMPH FIN PERPTL PFD TFINP	7,370	6,435
40 shares of US BANCORP PFD SER A USB.A	30,920	30,579
160 shares of AMERICAN FINANCIAL GRP INC AFG	21,883	21,869
800 shares of APA CORP APA	24,403	19,568
36 shares of BROADCOM INC AVGO	10,257	12,460
100 shares of CHEVRON CORP CVX	15,246	15,241
300 shares of GXO LOGISTICS INC GXO	18,912	15,792
600 shares of JEFFERIES FINANCIAL JEF	31,378	37,182
1500 shares of MORGAN STANLEY MS	230,519	266,295
200 shares of NORTHWEST NATURAL HOLDING NWN	7,248	9,348
300 shares of CAPITAL GP DIVIDEND VALUE ETF CGDV	9,524	13,092
200 shares of INVESCO SP MIDCAP 400 GARP ETF GRPM	23,796	24,002
75 shares of INVESCO SP 500 EQUAL WEIGH ETF RSP	12,466	14,367
300 shares of KEYCORP NON CUML PFD E KEY.I	7,507	7,434
1100 shares of FLAGSTAR FIN FXD VAR PREP PFD FLG.A	21,450	24,860
400 shares of NEWTEKONE INC SR NOTE PFD NEWTH	10,024	10,092
1500 shares of AES CORP AES	19,230	21,510
1000 shares of OCTAVE SPECIALTY GROUP OSG	8,927	7,780
274 shares of AMERICAN EXPRESS AXP	104,869	101,366
1191 shares of AAPLE INC AAPL	326,111	323,785
800 shares of BRIGHTHOUSE FINANCIAL BHF	47,374	51,832
400 shares of CONOCPHILLIPS COP	35,908	37,444
100 shares of DELL TECH DELL	12,640	12,588
200 shares of DIAMONDBACK ENERGY FANG	29,592	30,066
300 shares of DOMINION ENERGY D	17,054	17,577
800 shares of FIDELITY NATIONAL FNF	43,164	43,672
300 shares of GENERAL MILLS GIS	17,926	13,950
800 shares of HAWAIIAN ELECTRIC HE	9,812	9,840
100 shares of HONEYWELL INTL HON	20,087	19,509
1000 shares of KEYCORP KEY	18,400	20,640
135 shares of LOEWS CORP L	13,485	14,217
1000 shares of MDU RESOURES MDU	16,870	19,520
200 shares of NORTHERN TRUST NTRS	24,726	27,318
200 shares of PEPSICO PEP	27,987	28,704
500 shares of PORTLAND GENERAL ELECTRIC POR	21,337	23,995
10000 shares of REGIONS FINANCIAL RF	253,220	271,000
200 shares of SLB LTD SLB	8,588	7,676
300 shares of SEALED AIR SEE	10,361	12,429
400 shares of SMUCKER JM COMPANY SJM	43,154	39,124
25 shares of SOLSTICE ADVANCED MAT SOLS	1,240	1,215
300 shares of SONOCO PRODUCTS SON	11,900	13,092
500 shares of ZIONS BANCORP ZION	29,147	29,270
200 shares of SPDR COMMUNICATION SER ETF XLC	20,002	23,544
400 shares of BANK OF HAWAII PFD BOH.B	10,128	10,700
2000 shares of BRIGHTHOUSE FINL PFD BHFAO	35,490	30,980
500 shares of OLD NATL BANCORP PFD ONBPP	12,378	12,460
600 shares of PGE MAND CONV PFD PCG.X	26,026	24,600
1000 shares of SHS TOTAL RETURN FUND STEW	17,220	18,540
48 shares of FG ANNUITIES LIFE FG		1,481

- TIN:

TY 2025 LandEtcSchedule2

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Category / Item	Cost / Other Basis	Accumulated Depreciation	Book Value	End of Year Fair Market Value

- TIN:

TY 2025 LegalFeesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes

- TIN:

TY 2025 OtherDecreasesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Description	Amount
ACCRUED INTEREST FIXED INCOME OF 250	250

- TIN:

TY 2025 OtherExpensesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Description	Revenue and Expenses per Books	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
US Post Office	14	14
Office Expense	533	533

- TIN:

TY 2025 OtherIncomeSchedule2

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Description	Revenue And Expenses Per Books	Net Investment Income	Adjusted Net Income
VIACOM CLASS ACTION SETTELMENT	250
VIACOM CLASS ACTION SETTELMENT	10

- TIN:

TY 2025 OtherProfessionalFeesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes

- TIN:

TY 2025 SubstantialContributorsSch

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Name	Address
THOMAS A RUDER	PO BOX 2482 EVANSVILLE,IN477280482
SHARON K RUDER	PO BOX 2482 EVANSVILLE,IN477280482

- TIN:

TY 2025 TaxesSchedule

Name:

Thomas A & Sharon K Ruder Foundation

EIN:

35-2063035

Software ID:

25022281

Software Version:

25.0.1.0

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
FOREIGN TAXES PAID	4
Federal Current Year Tax Payments	4,636