Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
 
Number and street (or P.O. box number if mail is not delivered to street address) PO BOX 1532 AFT
  Room/suite
City or town
PENNINGTON
State or province
NJ
Country  
ZIP or foreign postal code
08534
A Employer identification number

26-6141408
B Telephone number (see instructions)

8888663275
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$819,102J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 200,719
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 23,550 23,080  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 185,188
b Gross sales price for all assets on line 6a 283,310
7 Capital gain net income (from Part IV, line 2)... 185,188
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 409,457 208,268  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc.        
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,250 0 0 1,250
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
5,213 3,128   2,085
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
763 171   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 7,226 3,299 0 3,335
25 Contributions, gifts, grants paid....... 20,000 20,000
26 Total expenses and disbursements. Add lines 24 and 25 ................ 27,226 3,299 0 23,335
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 382,231
b Net investment income (if negative, enter -0-) 204,969
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 2,897 2,172 2,172
2 Savings and temporary cash investments......... 7,162 29,443 29,443
3 Accounts receivable  
Less: allowance for doubtful accounts     0 0
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts 0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......   Click to see attachment
List of Attached Documents:
// Content
461,509 		549,125
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 520,064 Click to see attachment
List of Attached Documents:
// Content
252,934 		238,362
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 530,123 746,058 819,102
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 530,123 746,058
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 530,123 746,058
30 Total liabilities and net assets/fund balances (see instructions). 530,123 746,058
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
530,123
2
Enter amount from Part I, line 27a .....................
2
382,231
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
419
4
Add lines 1, 2, and 3 ..........................
4
912,773
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
166,715
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
746,058
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 128. AMER FUNDS AMERICAN HIGH INCOME TRUST FD CL F2   2019-07-19 2025-01-07
b 7. ISHARES MBS ETF   2020-01-14 2025-01-07
c 96. LORD ABBETT BOND DEBENTURE FUND CL I   2019-07-19 2025-01-07
d 35. SCHWAB SHORT-TERM U.S. TREASURY ETF   2022-07-12 2025-01-07
e 7. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-01-07
1. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-01-07
3. VANGUARD INTERM-TERM GOVT BD   2023-07-19 2025-01-07
9. VANGUARD GROWTH ETF   2020-01-14 2025-01-07
104. AMER FUNDS AMERICAN HIGH INCOME TRUST FD CL F2   2019-07-19 2025-02-07
2. ISHARES TIPS BOND ETF   2019-07-19 2025-02-07
1. ISHARES 20+ YEAR TREASURY BOND ETF   2024-10-09 2025-02-07
1. ISHARES 20+ YEAR TREASURY BOND ETF   2022-06-29 2025-02-07
2. ISHARES 7-10 YEAR TREASURY BOND ETF   2023-10-10 2025-02-07
9. ISHARES MBS ETF   2020-01-14 2025-02-07
2. ISHARES 3-7 YR TREASURY BOND ETF   2022-06-29 2025-02-07
9. ISHARES TR CORE MSCI EAF ETF   2020-01-14 2025-02-07
10. ISHARES TR CORE MSCI EAF ETF   2020-03-20 2025-02-07
135. LORD ABBETT BOND DEBENTURE FUND CL I   2019-07-19 2025-02-07
10. SCHWAB SHORT-TERM U.S. TREASURY ETF   2022-07-12 2025-02-07
3. HEALTH CARE SELECT SPDR   2022-03-17 2025-02-07
5. SPDR US FINANCIAL SECTOR ETF   2023-09-28 2025-02-07
1. SELECT SECTOR SPDR TR   2022-03-17 2025-02-07
1. STE STRT COMTN SR SLCT SCTR SPDR ETF   2022-05-16 2025-02-07
1. STE STRT COMTN SR SLCT SCTR SPDR ETF   2022-03-17 2025-02-07
5. VANGUARD TOTAL INTERNATL BOND ETF   2022-10-11 2025-02-07
6. VANGUARD FTSE ALL WORLD EX US   2022-03-17 2025-02-07
5. VANGUARD MSCI PACIFIC ETF   2022-03-17 2025-02-07
3. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-02-07
2. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-02-07
1. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-02-07
6. VANGUARD INTERM-TERM GOVT BD   2023-07-19 2025-02-07
1. VANGUARD INTERMEDIATE FDS VANGUARD INTERME   2022-03-17 2025-02-07
8. VANGUARD INTERMEDIATE FDS VANGUARD INTERME   2022-03-17 2025-02-07
1. VANGUARD SMALL CAP GROWTH ETF   2020-03-20 2025-02-07
1. VANGUARD GROWTH ETF   2020-01-14 2025-02-07
14. VANGUARD VALUE ETF   2019-07-19 2025-02-07
9. ISHARES U.S. BROKER-DEAL   2024-04-08 2025-02-24
2. ISHARES CORE MSCI EUROPE   2022-03-17 2025-02-24
3. SECTOR SPDR CONSMRS STPL   2022-09-08 2025-02-24
1. CONSUMER DISCRETIONARY SPDR   2022-03-17 2025-02-24
2. SPDR US FINANCIAL SECTOR ETF   2023-09-28 2025-02-24
2. STE STRT COMTN SR SLCT SCTR SPDR ETF   2022-05-16 2025-02-24
22. INVESCO PREFERRED ETF   2019-07-19 2025-03-12
5. INVESCO EMERGING MARKETS SOVEREIGN DEBT ETF   2021-09-13 2025-03-12
1. ISHARES TIPS BOND ETF   2019-07-19 2025-03-12
1. ISHARES 20+ YEAR TREASURY BOND ETF   2025-02-24 2025-03-12
24. ISHARES 20+ YEAR TREASURY BOND ETF   2022-07-12 2025-03-12
25. ISHARES MBS ETF   2020-07-07 2025-03-12
3. ISHARES MBS ETF   2020-08-12 2025-03-12
12. ISHARES MBS ETF   2021-01-12 2025-03-12
44. ISHARES MBS ETF   2020-01-14 2025-03-12
14. ISHARES INC CORE MSCI EMERGING MKTS ETF   2020-03-20 2025-03-12
52. SCHWAB SHORT-TERM U.S. TREASURY ETF   2022-07-12 2025-03-12
32. SCHWAB SHORT-TERM U.S. TREASURY ETF   2022-08-04 2025-03-12
194. SCHWAB SHORT-TERM U.S. TREASURY ETF   2022-10-11 2025-03-12
16. SCHWAB SHORT-TERM U.S. TREASURY ETF   2023-01-19 2025-03-12
1. VANGUARD TOTAL INTERNATL BOND ETF   2022-10-11 2025-03-12
33. VANGUARD INTERM-TERM GOVT BD   2023-07-19 2025-03-12
5. VANGUARD SMALL CAP VALUE ETF   2021-01-12 2025-03-12
8. VANGUARD SMALL CAP VALUE ETF   2021-11-17 2025-03-12
1. ISHARES 20+ YEAR TREASURY BOND ETF   2022-09-08 2025-04-08
1. ISHARES 20+ YEAR TREASURY BOND ETF   2022-09-08 2025-04-08
1. ISHARES 20+ YEAR TREASURY BOND ETF   2022-08-16 2025-04-08
3. ISHARES 7-10 YEAR TREASURY BOND ETF   2023-10-10 2025-04-08
4. ISHARES 3-7 YR TREASURY BOND ETF   2022-06-29 2025-04-08
12. SPDR US FINANCIAL SECTOR ETF   2023-09-28 2025-04-08
9. SPDR US FINANCIAL SECTOR ETF   2024-02-08 2025-04-08
2. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-04-08
3. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-04-08
3. VANGUARD INTERMEDIATE FDS VANGUARD INTERME   2022-03-17 2025-04-08
28. AMER FUNDS AMERICAN HIGH INCOME TRUST FD CL F2   2019-07-19 2025-04-28
1. ISHARES MBS ETF   2021-01-12 2025-04-28
1. ISHARES 3-7 YR TREASURY BOND ETF   2022-06-29 2025-04-28
13. ISHARES TR CORE MSCI EAF ETF   2020-03-20 2025-04-28
3. SCHWAB SHORT-TERM U.S. TREASURY ETF   2023-01-19 2025-04-28
1. SPDR US FINANCIAL SECTOR ETF   2024-02-08 2025-04-28
4. VANGUARD TOTAL INTERNATL BOND ETF   2022-10-11 2025-04-28
2. VANGUARD MSCI PACIFIC ETF   2022-03-17 2025-04-28
2. VANGUARD SHORT-TERM CORPORATE BOND   2021-09-13 2025-04-28
2. VANGUARD INTERM-TERM GOVT BD   2023-07-19 2025-04-28
1. VANGUARD INTERMEDIATE FDS VANGUARD INTERME   2022-03-17 2025-04-28
12. VANGUARD GROWTH ETF   2020-03-20 2025-05-14
8. VANGUARD MSCI PACIFIC ETF   2022-06-29 2025-06-09
31. VANGUARD MSCI PACIFIC ETF   2022-03-17 2025-06-09
4. ISHARES NORTH AMERICAN TECH- SOFTWARE ETF   2024-11-07 2025-07-08
1. ISHARES CORE MSCI EUROPE   2022-03-17 2025-07-08
6. HEALTH CARE SELECT SPDR   2022-03-17 2025-07-08
1. CONSUMER DISCRETIONARY SPDR   2022-03-17 2025-07-08
3. SPDR US FINANCIAL SECTOR ETF   2024-02-08 2025-07-08
5. SELECT SECTOR SPDR TR   2022-03-17 2025-07-08
3. STE STRT COMTN SR SLCT SCTR SPDR ETF   2022-05-16 2025-07-08
6. VANGUARD FTSE ALL WORLD EX US   2022-03-17 2025-07-08
2. ISHARES NORTH AMERICAN TECH- SOFTWARE ETF   2025-04-08 2025-08-13
12. ISHARES NORTH AMERICAN TECH- SOFTWARE ETF   2025-02-24 2025-08-13
3. ISHARES NORTH AMERICAN TECH- SOFTWARE ETF   2024-11-07 2025-08-13
1. HEALTH CARE SELECT SPDR   2022-05-16 2025-08-13
2. HEALTH CARE SELECT SPDR   2022-03-17 2025-08-13
1. SELECT SECTOR SPDR TR   2022-03-17 2025-08-13
1. SELECT SECTOR SPDR TR UTILITIES SHS BEN INT   2025-07-08 2025-08-13
2. VANGUARD MSCI PACIFIC ETF   2022-06-29 2025-08-13
30. ISHARES INC CORE MSCI EMERGING MKTS ETF   2020-03-20 2025-09-29
2. VANGUARD SMALL CAP GROWTH ETF   2020-03-20 2025-09-29
2. VANGUARD SMALL CAP VALUE ETF   2021-11-17 2025-09-29
8. VANGUARD GROWTH ETF   2020-04-14 2025-09-29
6. VANGUARD VALUE ETF   2019-07-19 2025-09-29
3. ISHARES MSCI EMERGING MARKET ETF   2025-06-09 2025-11-03
3. ISHARES NORTH AMERICAN TECH ETF   2025-08-13 2025-11-03
1. HEALTH CARE SELECT SPDR   2022-06-09 2025-11-03
2. HEALTH CARE SELECT SPDR   2022-05-16 2025-11-03
2. CONSUMER DISCRETIONARY SPDR   2022-03-17 2025-11-03
2. SPDR US FINANCIAL SECTOR ETF   2024-02-08 2025-11-03
3. SELECT SECTOR SPDR TR   2022-03-17 2025-11-03
3. STE STRT COMTN SR SLCT SCTR SPDR ETF   2022-05-16 2025-11-03
1. SELECT SECTOR SPDR TR UTILITIES SHS BEN INT   2025-07-08 2025-11-03
1. VANGUARD FTSE ALL WORLD EX US   2022-03-17 2025-11-03
9. ISHARES NORTH AMERICAN TECH ETF   2025-08-13 2025-11-17
5. CONSUMER DISCRETIONARY SPDR   2022-03-17 2025-11-17
1. ANALOG DEVICES INC   1900-01-01 2025-12-23
7. ANALOG DEVICES INC   1900-01-01 2025-12-23
19. APPLIED MATERIALS INCORPORATED   1900-01-01 2025-12-23
10. BOSTON SCIENTIFIC CORPORATION   1900-01-01 2025-12-23
13. BROADCOM INC   1900-01-01 2025-12-23
5. CATERPILLAR INC   1900-01-01 2025-12-23
4. CATERPILLAR INC   1900-01-01 2025-12-23
11. CHEVRON CORP   1900-01-01 2025-12-23
12. CINTAS CORP   1900-01-01 2025-12-23
6. CONSTELLATION ENERGY CORP REG SHS   1900-01-01 2025-12-23
6. CONSTELLATION ENERGY CORP REG SHS   1900-01-01 2025-12-23
6. COSTCO WHSL CORP NEW COM   1900-01-01 2025-12-23
2. COSTCO WHSL CORP NEW COM   1900-01-01 2025-12-23
5. DEERE & CO   1900-01-01 2025-12-23
5. DEERE & CO   1900-01-01 2025-12-23
41. DIAMONDBACK ENERGY INC   1900-01-01 2025-12-23
3. ELECTRONIC ARTS INC   1900-01-01 2025-12-23
7. META PLATFORMS INC CLASS A COMMON STOCK   1900-01-01 2025-12-23
36. FIFTH THIRD BANCORP COM   1900-01-01 2025-12-23
4. FORTINET INC   1900-01-01 2025-12-23
6. HCA HEALTHCARE INC   1900-01-01 2025-12-23
8. HCA HEALTHCARE INC   1900-01-01 2025-12-23
5. INTUIT INC   1900-01-01 2025-12-23
6. INTUIT INC   1900-01-01 2025-12-23
9. INTUITIVE SURGICAL INC   1900-01-01 2025-12-23
5. J P MORGAN CHASE & CO COM   1900-01-01 2025-12-23
6. J P MORGAN CHASE & CO COM   1900-01-01 2025-12-23
31. J P MORGAN CHASE & CO COM   1900-01-01 2025-12-23
3. KLA-TENCOR CORP COM   1900-01-01 2025-12-23
47. LAM RESH CORP   1900-01-01 2025-12-23
9. ELI LILLY CO   1900-01-01 2025-12-23
14. MASTERCARD INC   1900-01-01 2025-12-23
3. MASTERCARD INC   1900-01-01 2025-12-23
2. MASTERCARD INC   1900-01-01 2025-12-23
2. MCKESSON HBOC INC   1900-01-01 2025-12-23
31. MICRON TECHNOLOGY INC   1900-01-01 2025-12-23
5. MOTOROLA SOLUTIONS INC   1900-01-01 2025-12-23
3. MOTOROLA SOLUTIONS INC   1900-01-01 2025-12-23
49. NETAPP INC   1900-01-01 2025-12-23
19. NETFLIX.COM INC COM   1900-01-01 2025-12-23
30. O'REILLY AUTOMOTIVE INC   1900-01-01 2025-12-23
7. ONEOK INC   1900-01-01 2025-12-23
6. ONEOK INC   1900-01-01 2025-12-23
38. ONEOK INC   1900-01-01 2025-12-23
14. ORACLE SYS CORP   1900-01-01 2025-12-23
5. PARKER HANNIFIN CORP   1900-01-01 2025-12-23
13. PROGRESSIVE CORP OHIO COM   1900-01-01 2025-12-23
6. PROGRESSIVE CORP OHIO COM   1900-01-01 2025-12-23
10. PROGRESSIVE CORP OHIO COM   1900-01-01 2025-12-23
9. QUALCOMM INC   1900-01-01 2025-12-23
35. QUALCOMM INC   1900-01-01 2025-12-23
22. QUALCOMM INC   1900-01-01 2025-12-23
8. REPUBLIC SERVICES INC CL A   1900-01-01 2025-12-23
5. S&P GLOBAL INC   1900-01-01 2025-12-23
4. S&P GLOBAL INC   1900-01-01 2025-12-23
5. STRYKER CORP   1900-01-01 2025-12-23
16. TJX COMPANIES INCORPORATED NEW   1900-01-01 2025-12-23
20. TJX COMPANIES INCORPORATED NEW   1900-01-01 2025-12-23
4. TEXAS INSTRUMENTS INC   1900-01-01 2025-12-23
11. TEXAS INSTRUMENTS INC   1900-01-01 2025-12-23
5. THERMO FISHER SCIENTIFIC INC   1900-01-01 2025-12-23
13. TRACTOR SUPPLY CO   1900-01-01 2025-12-23
2. TRANSDIGM GROUP INC COM   1900-01-01 2025-12-23
2. TRAVELERS COS INC   1900-01-01 2025-12-23
9. UNITED AIRLINES HLDGS   1900-01-01 2025-12-23
7. VISA INC CL A SHRS   1900-01-01 2025-12-23
18. WALMART INC   1900-01-01 2025-12-23
22. WALMART INC   1900-01-01 2025-12-23
30. WALMART INC   1900-01-01 2025-12-23
6. WASTE MGMT INC DEL   1900-01-01 2025-12-23
3. WELLTOWER INC   1900-01-01 2025-12-23
3. EATON CORP PLC   1900-01-01 2025-12-23
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,253   1,297 -44
b 637   758 -121
c 682   774 -92
d 844   860 -16
e 545   578 -33
78   83 -5
173   177 -4
3,728   1,702 2,026
1,024   1,054 -30
217   231 -14
89   118 -29
89   114 -25
186   182 4
830   975 -145
232   237 -5
667   591 76
741   443 298
965   1,088 -123
241   246 -5
440   406 34
260   168 92
233   150 83
103   59 44
103   67 36
247   237 10
359   343 16
366   367 -1
235   248 -13
156   165 -9
78   83 -5
349   353 -4
81   87 -6
646   693 -47
291   133 158
420   189 231
2,472   1,573 899
1,373   1,042 331
120   106 14
247   219 28
219   176 43
103   67 36
207   118 89
251   328 -77
102   139 -37
110   115 -5
90   118 -28
2,157   2,781 -624
2,328   2,761 -433
279   331 -52
1,118   1,318 -200
4,098   4,766 -668
758   523 235
1,261   1,277 -16
776   787 -11
4,706   4,674 32
388   389 -1
48   47 1
1,945   1,944 1
927   757 170
1,484   1,468 16
89   109 -20
89   109 -20
89   115 -26
285   273 12
473   475 -2
528   403 125
396   349 47
156   165 -9
235   248 -13
240   260 -20
270   284 -14
93   110 -17
119   119  
1,016   576 440
73   73  
48   39 9
197   189 8
150   147 3
158   165 -7
119   118 1
82   87 -5
4,964   1,712 3,252
642   511 131
2,487   2,277 210
443   397 46
66   53 13
811   813 -2
219   176 43
157   116 41
1,281   751 530
320   178 142
403   343 60
219   161 58
1,316   1,198 118
329   298 31
132   130 2
265   271 -6
270   150 120
86   81 5
173   128 45
1,973   1,121 852
597   267 330
415   367 48
3,823   1,393 2,430
1,112   674 438
289   242 47
402   359 43
144   129 15
288   261 27
483   352 131
104   78 26
907   451 456
341   178 163
89   81 8
73   57 16
1,156   1,076 80
1,155   880 275
275   76 199
1,928   588 1,340
4,925   667 4,258
959   167 792
4,476   268 4,208
2,934   410 2,524
2,347   372 1,975
1,654   310 1,344
2,279   493 1,786
2,164   144 2,020
2,164   150 2,014
5,104   873 4,231
1,701   314 1,387
2,340   381 1,959
2,340   362 1,978
6,039   846 5,193
612   144 468
4,642   806 3,836
1,735   437 1,298
321   66 255
2,841   402 2,439
3,788   595 3,193
3,354   451 2,903
4,024   712 3,312
5,178   557 4,621
1,633   289 1,344
1,960   343 1,617
10,125   1,876 8,249
3,805   353 3,452
8,287   670 7,617
9,697   642 9,055
8,087   1,198 6,889
1,733   319 1,414
1,155   172 983
1,645   231 1,414
8,597   778 7,819
1,866   305 1,561
1,119   244 875
5,411   1,719 3,692
1,776   267 1,509
2,754   508 2,246
511   40 471
438   40 398
2,772   480 2,292
2,731   513 2,218
4,412   441 3,971
2,959   357 2,602
1,366   222 1,144
2,276   372 1,904
1,570   461 1,109
6,106   1,801 4,305
3,838   976 2,862
1,703   326 1,377
2,626   439 2,187
2,101   490 1,611
1,776   479 1,297
2,496   549 1,947
3,120   690 2,430
709   203 506
1,950   531 1,419
2,887   652 2,235
659   136 523
2,609   294 2,315
586   164 422
1,030   233 797
2,477   463 2,014
2,008   387 1,621
2,454   488 1,966
3,347   591 2,756
1,319   291 1,028
562   105 457
966   137 829
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -44
b       -121
c       -92
d       -16
e       -33
      -5
      -4
      2,026
      -30
      -14
      -29
      -25
      4
      -145
      -5
      76
      298
      -123
      -5
      34
      92
      83
      44
      36
      10
      16
      -1
      -13
      -9
      -5
      -4
      -6
      -47
      158
      231
      899
      331
      14
      28
      43
      36
      89
      -77
      -37
      -5
      -28
      -624
      -433
      -52
      -200
      -668
      235
      -16
      -11
      32
      -1
      1
      1
      170
      16
      -20
      -20
      -26
      12
      -2
      125
      47
      -9
      -13
      -20
      -14
      -17
       
      440
       
      9
      8
      3
      -7
      1
      -5
      3,252
      131
      210
      46
      13
      -2
      43
      41
      530
      142
      60
      58
      118
      31
      2
      -6
      120
      5
      45
      852
      330
      48
      2,430
      438
      47
      43
      15
      27
      131
      26
      456
      163
      8
      16
      80
      275
      199
      1,340
      4,258
      792
      4,208
      2,524
      1,975
      1,344
      1,786
      2,020
      2,014
      4,231
      1,387
      1,959
      1,978
      5,193
      468
      3,836
      1,298
      255
      2,439
      3,193
      2,903
      3,312
      4,621
      1,344
      1,617
      8,249
      3,452
      7,617
      9,055
      6,889
      1,414
      983
      1,414
      7,819
      1,561
      875
      3,692
      1,509
      2,246
      471
      398
      2,292
      2,218
      3,971
      2,602
      1,144
      1,904
      1,109
      4,305
      2,862
      1,377
      2,187
      1,611
      1,297
      1,947
      2,430
      506
      1,419
      2,235
      523
      2,315
      422
      797
      2,014
      1,621
      1,966
      2,756
      1,028
      457
      829
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 185,188
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 2,849
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,849
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,849
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 434
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 434
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 2,415
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax0 Refunded 11 0
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
WI
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. Click to see attachment
List of Attached Documents:
// Content
...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website address  
14
The books are in care ofBANK OF AMERICA NA Telephone no. (888) 866-3275

Located atPO BOX 1532 AFTPENNINGTONNJ ZIP+408534
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
TERRY GROWCOCK TRUSTEE
1 		0    
4555 BAYSHORE BLVD NE
SAINT PETERSBURG,FL33703
BARBARA JO GROWCOCK TRUSTEE
1 		0    
4555 BAYSORE BLVD NE
SAINT PETERSBURG,FL33703
MICHELLE FLYNN TRUSTEE
1 		0    
1025 SOMERSET DOWNS BLVD
HENDERSONVILLE,TN37075
CHRISTOPHER GROWCOCK TRUSTEE
1 		0    
72 LADOGA AVE
TAMPA,FL33606
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
584,781
b
Average of monthly cash balances.......................
1b
12,908
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
597,689
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
597,689
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
8,965
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
588,724
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
29,436
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
29,436
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
2,849
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
2,849
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
26,587
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
26,587
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
26,587
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
23,335
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
23,335
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 26,587
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 13,939
b From 2021...... 16,677
c From 2022...... 20,541
d From 2023...... 15,932
e From 2024...... 24,921
f Total of lines 3a through e ........ 92,010
4Qualifying distributions for 2025 from Part
XI, line 4: $ 23,335
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 23,335
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 3,252 3,252
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 88,758
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		10,687
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		78,071
10 Analysis of line 9:
a Excess from 2021 .... 16,677
b Excess from 2022 .... 20,541
c Excess from 2023 .... 15,932
d Excess from 2024 .... 24,921
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
TERRY D GROWCOCK
4555 BAYSHORE BLVD NE
SAINT PETERSBURG,FL33703
(302) 657-8232
N/A
bThe form in which applications should be submitted and information and materials they should include:
WRITTEN REQUEST
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
NONE
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

ACADEMY OF THE HOLY NAMES TAMPA

3319 BAYSHORE BLVD
TAMPA,FL33629 		N/A   UNRESTRICTED GENERAL 10,000

RONALD MCDONALD HOUSE CHARITIES OF TAMPA

35 DAVIS BLVD
TAMPA,FL33606 		N/A   UNRESTRICTED GENERAL 5,000

UNIVERSITY OF ALABAMA

PO BOX 870142
TUSCALOOSA,AL354870001 		N/A   UNRESTRICTED GENERAL 5,000
Total ................................. 3a 20,000
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 23,550  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 185,188  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   208,738  
13Total. Add line 12, columns (b), (d), and (e)..................
13
208,738
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
 
Employer identification number

26-6141408
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
  		Employer identification number
26-6141408
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
TERRY AND BARBARA GROWCOCK
C/O BANK OF AMERICA
PO BOX 1532 AFT
PENNINGTON, NJ08534

$ 200,719


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
  		Employer identification number

26-6141408
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
1
 SEE ATTACHED LIST OF GIFTED STOCK $ 200,719 2025-12-22
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
  		Employer identification number

26-6141408
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE 1,250     1,250

TY 2025 InvestmentsCorpStockSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Name of Stock End of Year Book Value End of Year Fair Market Value
46432F842 ISHARES TR CORE MSCI 40,748 52,424
922908611 VANGUARD SMALL CAP V 12,424 14,190
92206C706 VANGUARD INTERM-TERM 10,625 10,787
808524862 SCHWAB SHORT-TERM U. 19,093 19,179
92203J407 VANGUARD TOTAL INTER 12,086 11,983
81369Y803 ST STRT TECHNOLOGY S 4,607 7,055
81369Y209 ST STRT HEALTH CARE 4,056 4,489
46138E784 INVESCO EMERGING MAR 2,254 2,383
92206C870 VANGUARD INTERMEDIAT 27,791 28,391
464288661 ISHARES 3-7 YEAR TRE 8,154 8,235
46434V738 ISHARES CORE MSCI EU 749 994
92189F437 VANECK FALLEN ANGEL 2,357 2,379
81369Y852 STE STRT COMTN SR SL 3,590 5,062
464287556 ISHARES BIOTECHNOLOG 1,321 1,350
464287804 ISHARES CORE S&P SMA 2,612 2,644
46434G103 ISHARES INC CORE MSC 25,866 29,039
46138E511 INVESCO PREFERRED ET 3,223 2,866
81369Y308 ST STRT CONSUMER STA 3,348 3,418
922042775 VANGUARD FTSE ALL WO 5,253 6,400
464287176 ISHARES TIPS BOND ET 3,762 3,627
233051432 XTRACKERS USD HIGH Y 7,094 7,182
464287432 ISHARES 20+ YEAR TRE 25,749 23,795
464287440 ISHARES 7-10 YEAR TR 4,132 4,231
922908736 VANGUARD GROWTH ETF 53,921 85,376
81369Y407 STATE STRT CONS DSRY 1,287 1,672
464287549 ISHARES EXPANDED TEC 1,195 1,292
464286426 ISHARES MSCI EMERGIN 3,254 3,667
81369Y605 ST STRT FINANCIAL SL 6,030 6,846
922908744 VANGUARD VALUE ETF 75,466 104,663
922042866 VANGUARD MSCI PACIFI 2,956 3,706
464288588 ISHARES MBS ETF 42,985 43,135
81369Y886 ST STRT UTILITIES SL 1,134 1,195
922908595 VANGUARD SMALL CAP G 11,174 13,897
92206C409 VANGUARD SHORT-TERM 31,213 31,573

TY 2025 InvestmentsOtherSchedule2
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
464287457 ISHARES 1-3 YEAR TRE      
81369Y506 ENERGY SELECT SECTOR      
500767306 KRANESHARES CSI CHIN      
46434G103 ISHARES CORE MSCI EM      
46429B671 ISHARES MSCI CHINA E      
81369Y209 HEALTH CARE SELECT S      
38748G101 GRANITESHARES GOLD T      
922908736 VANGUARD GROWTH ETF      
921937819 VANGUARD INTERMEDIAT      
00141G831 INVESCO SENIOR FLOAT AT COST 86,645 78,574
46138E511 INVESCO PREFERRED ET      
92189H300 VANECK VECTORS J.P      
922042874 VANGUARD FTSE EUROPE      
922908595 VANGUARD SMALL-CAP G      
464288588 ISHARES MBS ETF      
464288661 ISHARES 3-7 YEAR TRE      
46432F339 ISHARES EDGE MSCI US      
81369Y308 CONSUMER STAPLES SEL      
81369Y886 UTILITIES SELECT SEC      
92206C409 VANGUARD SHORT-TERM      
92206C870 VANGUARD INTRMDIATE-      
922908744 VANGUARD VALUE ETF      
026547828 AMER FUNDS AMERICAN AT COST 79,405 78,735
464288513 ISHARES IBOXX$ HIGH      
544004609 LORD ABBETT BOND-DEB      
81369Y860 REAL ESTATE SELECT S      
233051432 XTRACKERS USD HIGH Y      
464287325 ISHARES GLOBAL HEALT      
46432F842 ISHARES CORE MSCI EA      
46138E784 INVESCO EMERGING MAR      
464287176 ISHARES TIPS BOND ET      
46434V456 ISHARES EDGE MSCI      
808524870 SCHWAB US TIPS ETF      
464287242 ISHARES IBOXX INVEST      
922908611 VANGUARD SMALL-CAP V      
464287440 ISHARES 7-10 YEAR TR      
464287192 ISHARES TRANSPORTATI      
464287432 ISHARES 20 YEAR TREA      
464288695 ISHARES GLOBAL MATER      
46431W705 ISHARES INTEREST RAT      
46431W812 ISHARES INT RATE HDG      
78468R663 SPDR BLOOMBERG BARCL      
33739Q200 FIRST TRUST LOW DURA      
808524862 SCHWAB SHORT-TERM U.      
464287630 ISHARES RUSSELL 2000      
72201R783 PIMCO 0-5 YEAR H/Y C      
464288273 ISHARES MSCI EAFE SM      
92189F437 VANECK VECTORS FALLE      
464288653 ISHARES 10-20 YEAR T      
464288737 ISHARES GLOBAL CONSU      
92189F353 VANECK VECTORS EMERG      
81369Y803 TECHNOLOGY SELECT SE      
46434G764 ISHARES INC MSCI      
97717X628 WISDOMTREE FLOATING      
46641Q217 J.P. MORGAN EXCHANGE      
464287333 ISHARES GLOBAL FINAN      
78464A698 SPDR S&P REGIONAL BA      
47103U845 JANUS DETROIT STREET      
92203J407 VANGUARD TOTAL INTER      
78464A763 SPDR S&P DIVIDEND ET      
544004401 LORD ABBETT BOND DEB AT COST 84,490 78,659
81369Y852 COMM SERVICES SELECT      
46434V860 ISHARES TREASURY FLO      
46434V738 ISHARES CORE MSCI EU      
922042866 VANGUARD FTSE PACIFI      
97717Y527 WISDOMTREE FLOATING      
922042775 VANGUARD FTSE ALL-WO      
464288760 ISHARES US AEROSPACE      
92206C813 VANGUARD LONG-TERM C      
78463X541 SPDR S&P GLOBAL NATU      
81369Y407 CONSUMER DISCRETIONA      
46137V282 INVESCO S&P 500 EQUA      
46137V381 INVESCO S&P 500 EQUA      
464286608 ISHARES MSCI EUROZON      
464288729 ISHARES GLOBAL INDUS      
46641Q225 J.P. MORGAN EXCHANGE      
47103U852 JANUS HENDERSON MORT      
500767736 QUADRATIC INT RTE VO      
78468R853 SPDR PORTFOLIO SMALL      
81369Y605 FINANCIAL SELECT SEC      
92206C706 VANGUARD INTERMEDIAT      
464287515 ISHARES NORTH AMERIC      
464288794 ISHARES U.S. BROKER-      
09248U213 BLACKROCK LIQUIDITY AT COST 2,394 2,394

TY 2025 OtherDecreasesSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Description Amount
ADJ GIFT BV VS FMV DIFF 166,715


TY 2025 OtherIncreasesSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Description Amount
ADJUSTMENT TO INCOME 419


TY 2025 OtherProfessionalFeesSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MGMT FEES - BOA 5,040 3,024   2,016
INVESTMNT MNGMNT FEES (NON-DED 173 104   69


TY 2025 SubstantialContributorsSch
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Name Address
TERRY AND BARBARA GROWCOCK C/O BANK OF AMERICA
PO BOX 1532 AFT
PENNINGTON,NJ08534


TY 2025 TaxesSchedule
Name:
TERRY D AND BARBARA JO GROWCOCK FOUNDATION
EIN:
26-6141408
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
EXCISE TAX - PRIOR YEAR 158 0   0
FEDERAL ESTIMATES - PRINCIPAL 434 0   0
FOREIGN TAXES ON QUALIFIED FOR 120 120   0
FOREIGN TAXES ON NONQUALIFIED 51 51   0