Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
CEREGHINO JOSEPH TUW
 
Number and street (or P.O. box number if mail is not delivered to street address) PO BOX 505 MAC H0006-092
  Room/suite
City or town
SAINT LOUIS
State or province
MO
Country  
ZIP or foreign postal code
63166
A Employer identification number

95-6026006
B Telephone number (see instructions)

8887304933
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$2,499,987J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 67,830 67,587  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 107,116
b Gross sales price for all assets on line 6a 635,926
7 Capital gain net income (from Part IV, line 2)... 107,116
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 174,946 174,703  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 33,500 30,150   3,350
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,341 0 0 1,341
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
1,844 1,844   0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
2,523 970   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
45 45    
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 39,253 33,009 0 4,691
25 Contributions, gifts, grants paid....... 109,000 109,000
26 Total expenses and disbursements. Add lines 24 and 25 ................ 148,253 33,009 0 113,691
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 26,693
b Net investment income (if negative, enter -0-) 141,694
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 42,966 56,810 56,810
3 Accounts receivable  
Less: allowance for doubtful accounts     0 0
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts 0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 407,546 Click to see attachment
List of Attached Documents:
// Content
446,677 		1,008,228
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 1,267,289 Click to see attachment
List of Attached Documents:
// Content
1,241,906 		1,434,949
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 1,717,801 1,745,393 2,499,987
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 1,717,801 1,745,393
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 1,717,801 1,745,393
30 Total liabilities and net assets/fund balances (see instructions). 1,717,801 1,745,393
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
1,717,801
2
Enter amount from Part I, line 27a .....................
2
26,693
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
1,089
4
Add lines 1, 2, and 3 ..........................
4
1,745,583
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
190
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
1,745,393
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 44. CELANESE CORP   2024-11-08 2025-02-28
b 113. CELANESE CORP     2025-02-28
c 27. CISCO SYSTEMS INC   2024-07-23 2025-02-28
d 231. CISCO SYSTEMS INC     2025-02-28
e 151. MERCK & CO INC NEW     2025-02-28
11. GARMIN LTD   2020-05-29 2025-02-28
46. ALPHABET INC CL C     2025-03-04
5. META PLATFORMS INC   2024-07-23 2025-03-04
5. META PLATFORMS INC   2021-04-08 2025-03-04
11. LAM RESH CORP   2024-07-23 2025-03-04
10. LAM RESH CORP   2018-08-02 2025-03-04
22. UNITED PARCEL SERVICE-CL B     2025-03-04
50. GOLDMAN SACHS ACTIVEBETA INT ETF   2021-07-26 2025-03-11
126. ISHARES CORE U.S. AGGREGATE ETF   2022-08-10 2025-03-11
132. ISHARES CORE MSCI EAFE ETF     2025-03-11
3. ISHARES CORE MSCI EAFE ETF   2024-01-25 2025-03-11
8. APPLE INC   2024-07-23 2025-03-20
178. FIRST TRUST GLOBAL TACTICAL   2023-08-10 2025-03-20
95. GOLDMAN SACHS ACTIVEBETA INT ETF   2021-07-26 2025-03-20
157. ISHARES CORE U.S. AGGREGATE ETF     2025-03-20
653. ISHARES IBOXX $ INVESTMENT   2024-11-08 2025-03-20
17. ISHARES JP MORGAN USD EMERGING   2022-04-21 2025-03-20
32. ISHR CR UNVRSE USD BD ETF-UI ETF   2021-02-23 2025-03-20
2. ELI LILLY & CO COM   2024-07-23 2025-03-20
53. ALPHABET INC CL C   2014-04-25 2025-03-25
11. BLACKSTONE INC   2025-03-20 2025-03-25
8. BLACKSTONE INC   2023-03-17 2025-03-25
53. CITIGROUP INC.     2025-03-25
38. CITIGROUP INC.     2025-03-25
14. JPMORGAN CHASE & CO   2025-03-20 2025-03-25
6. JPMORGAN CHASE & CO   2020-04-03 2025-03-25
53. REGIONS FINL CORP NEW   2025-03-20 2025-03-25
46. REGIONS FINL CORP NEW   2022-10-25 2025-03-25
65. SUNCOR ENERGY INC NEW F     2025-03-25
11. TARGET CORP   2024-09-26 2025-03-25
55. TARGET CORP   2001-10-10 2025-03-25
25. TOTAL S.A. - ADR   2024-07-23 2025-03-25
26. TOTAL S.A. - ADR     2025-03-25
13. UNITED PARCEL SERVICE-CL B   2024-09-26 2025-03-25
2. UNITED PARCEL SERVICE-CL B   2024-09-26 2025-04-30
74. UNITED PARCEL SERVICE-CL B     2025-04-30
908. FIRST TRUST GLOBAL TACTICAL   2023-08-10 2025-06-18
18. ALPHABET INC CL C   2014-04-25 2025-07-02
9. RTX CORP   2025-03-04 2025-07-02
15. RTX CORP     2025-07-02
5. UNITEDHEALTH GROUP INC   2024-09-05 2025-07-02
12. UNITEDHEALTH GROUP INC   2009-06-30 2025-07-02
300. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-07-11
16. BROADCOM INC     2025-07-16
30. UNITEDHEALTH GROUP INC   2009-06-30 2025-07-16
15. TE CONNECTIVITY PLC     2025-07-16
300. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-08-08
6. ABBVIE INC   2024-11-08 2025-08-19
3. ABBVIE INC   2021-10-12 2025-08-19
4. ADOBE SYS INC     2025-08-19
11. ADVANCED MICRO DEVICES INC     2025-08-19
8. APPLE INC   2024-09-05 2025-08-19
13. APPLE INC     2025-08-19
6. BOEING CO   2024-01-25 2025-08-19
14. CITIGROUP INC.   2016-08-23 2025-08-19
9. META PLATFORMS INC   2021-04-08 2025-08-19
101. FIRST TRUST GLOBAL TACTICAL   2024-09-05 2025-08-19
840. FIRST TRUST GLOBAL TACTICAL     2025-08-19
127. GOLDMAN SACHS ACTIVEBETA INT ETF   2021-07-26 2025-08-19
4. HOME DEPOT INC   2024-01-25 2025-08-19
97. ISHARES CORE MSCI EAFE ETF     2025-08-19
76. ISHARES CORE MSCI EMERGING ETF     2025-08-19
14. JPMORGAN CHASE & CO     2025-08-19
2. ELI LILLY & CO COM   2024-11-08 2025-08-19
4. ELI LILLY & CO COM   2016-10-05 2025-08-19
83. MANULIFE FINANCIAL CORP     2025-08-19
2. MICROSOFT CORP   2024-09-05 2025-08-19
7. MICROSOFT CORP   2024-07-23 2025-08-19
57. UNILEVER PLC - ADR   2020-02-04 2025-08-19
852. VANGUARD RUSSELL 2000     2025-08-19
62. VANGUARD MIDCAP VIPER   2025-03-20 2025-08-19
9. VISA INC-CLASS A SHRS     2025-08-19
6. WASTE MANAGEMENT INC   2025-03-20 2025-08-19
8. WASTE MANAGEMENT INC     2025-08-19
4. EATON CORP PLC   2025-03-25 2025-08-19
12. GARMIN LTD   2020-05-29 2025-08-19
2. DEEMED REDEEMED ASML HOLDING NV ESCR   2025-03-04 2025-08-19
19. BROADCOM INC   2020-03-04 2025-09-08
374. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-09-10
7. BERKSHIRE HATHAWAY INC.   2025-03-25 2025-09-23
33. LAM RESH CORP   2018-08-02 2025-09-23
18. RTX CORP   2019-08-16 2025-09-23
110. COGNIZANT TECH SOLUTIONS CRP COM     2025-10-07
374. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-10-07
16. ADVANCED MICRO DEVICES INC     2025-11-05
6. EATON CORP PLC     2025-11-05
11. EATON CORP PLC   2020-11-03 2025-11-05
374. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-11-14
10. ALPHABET INC CL C   2014-04-25 2025-11-20
177. INVESCO OPTIMUM YIELD DIVERSIF ETF   2022-08-10 2025-11-20
988. ISHARES CORE U.S. AGGREGATE ETF   2022-04-21 2025-11-20
14. ISHARES JP MORGAN USD EMERGING   2022-04-21 2025-11-20
99. NETFLIX.COM INC     2025-11-20
14. UBER TECHNOLOGIES INC   2025-09-08 2025-11-20
64. SPDR GOLD MINISHARES TRUST ETF   2025-06-18 2025-11-20
310. SPDR GOLD MINISHARES TRUST ETF   2025-01-01 2025-12-05
13. ECOLAB INC   2025-02-28 2025-12-11
33. MAGNUM ICE CREAM CO BV/THE     2025-12-11
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 2,216   3,881 -1,665
b 5,692   6,150 -458
c 1,713   1,262 451
d 14,653   3,676 10,977
e 13,760   8,542 5,218
2,486   997 1,489
7,746   1,666 6,080
3,188   2,459 729
3,188   1,562 1,626
838   1,066 -228
761   185 576
2,601   2,982 -381
1,798   1,761 37
12,408   13,047 -639
10,059   9,775 284
229   209 20
1,711   1,794 -83
4,512   4,337 175
3,482   3,345 137
15,525   16,252 -727
71,272   71,761 -489
1,556   1,594 -38
1,473   1,713 -240
1,678   1,746 -68
9,085   1,365 7,720
1,675   1,628 47
1,218   651 567
3,952   3,450 502
2,833   1,867 966
3,490   3,312 178
1,496   516 980
1,179   1,156 23
1,024   973 51
2,501   1,845 656
1,176   1,725 -549
5,880   1,726 4,154
1,591   1,699 -108
1,654   1,648 6
1,490   1,736 -246
190   267 -77
7,020   5,373 1,647
23,464   22,125 1,339
3,225   463 2,762
1,298   1,202 96
2,163   1,183 980
1,548   2,995 -1,447
3,716   297 3,419
2   2  
4,470   453 4,017
8,807   744 8,063
2,631   2,336 295
2   2  
1,239   1,208 31
620   325 295
1,439   2,177 -738
1,903   1,717 186
1,851   1,781 70
3,007   1,381 1,626
1,392   1,231 161
1,315   658 657
6,903   2,812 4,091
2,501   2,303 198
20,797   20,161 636
5,190   4,472 718
1,608   1,403 205
8,368   6,688 1,680
4,732   3,701 1,031
4,071   997 3,074
1,415   1,607 -192
2,831   327 2,504
2,538   1,131 1,407
1,030   816 214
3,605   3,108 497
3,499   3,347 152
78,582   73,012 5,570
17,785   16,240 1,545
3,091   1,998 1,093
1,350   1,363 -13
1,801   920 881
1,411   1,211 200
2,779   1,088 1,691
1,503   1,406 97
6,551   536 6,015
2   2  
3,459   3,696 -237
4,328   610 3,718
2,875   1,378 1,497
7,472   5,605 1,867
2   2  
4,131   2,390 1,741
2,352   1,770 582
4,311   1,219 3,092
3   2 1
3,041   257 2,784
2,410   3,062 -652
98,979   102,100 -3,121
1,346   1,313 33
10,869   10,226 643
1,253   1,322 -69
5,168   4,292 876
2   2  
3,380   3,500 -120
511   436 75
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -1,665
b       -458
c       451
d       10,977
e       5,218
      1,489
      6,080
      729
      1,626
      -228
      576
      -381
      37
      -639
      284
      20
      -83
      175
      137
      -727
      -489
      -38
      -240
      -68
      7,720
      47
      567
      502
      966
      178
      980
      23
      51
      656
      -549
      4,154
      -108
      6
      -246
      -77
      1,647
      1,339
      2,762
      96
      980
      -1,447
      3,419
       
      4,017
      8,063
      295
       
      31
      295
      -738
      186
      70
      1,626
      161
      657
      4,091
      198
      636
      718
      205
      1,680
      1,031
      3,074
      -192
      2,504
      1,407
      214
      497
      152
      5,570
      1,545
      1,093
      -13
      881
      200
      1,691
      97
      6,015
       
      -237
      3,718
      1,497
      1,867
       
      1,741
      582
      3,092
      1
      2,784
      -652
      -3,121
      33
      643
      -69
      876
       
      -120
      75
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 107,116
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,970
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,970
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,970
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 1,468
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,468
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 502
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax0 Refunded 11 0
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
CA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofWELLS FARGO BANK NA Telephone no. (800) 352-3705

Located at100 N MAIN ST FL 5D4001-052WINSTON SALEMNC ZIP+427101
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
WELLS FARGO BANK N A TRUSTEE
1 		33,500    
100 N MAIN ST FL 5D4001-052
WINSTON SALEM,NC27101
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
2,331,162
b
Average of monthly cash balances.......................
1b
51,737
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
2,382,899
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
2,382,899
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
35,743
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
2,347,156
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
117,358
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
117,358
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
1,970
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,970
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
115,388
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
115,388
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
115,388
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
113,691
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
113,691
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 115,388
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 109,246
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 0
b From 2021...... 0
c From 2022...... 0
d From 2023...... 0
e From 2024...... 0
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 113,691
a Applied to 2024, but not more than line 2a 109,246
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 4,445
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		110,943
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 .... 0
b Excess from 2022 .... 0
c Excess from 2023 .... 0
d Excess from 2024 .... 0
e Excess from 2025 .... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
NONE
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
NONE
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

CARE USA INC

151 ELLIS ST NE
ATLANTA,GA30303 		NONE   GENERAL OPERATING 3,270

SALESIAN MISSIONS

PO BOX 30
NEW ROCHELLE,NY108020030 		NONE   GENERAL OPERATING 3,270

ST ANTHONYS GUILD

144 WEST 32ND ST
NEW YORK,NY10001 		NONE   GENERAL OPERATING 4,360

JDRF

200 VESEY ST 28TH FL
NEW YORK,NY10281 		NONE   GENERAL OPERATING 3,270

FATHER FLANAGANS BOYS HOME

PO BOX 145
BOYS TOWN,NE680100145 		NONE   GENERAL OPERATING 3,270

ORAL ROBERTS EVANGELISTIC ASSOC

PO BOX 2187
TULSA,OK741022187 		NONE   GENERAL OPERATING 3,270

CATHOLIC CHARITIES OF DALLAS INC

1421 W MOCKINGBIRD LANE
DALLAS,TX752474905 		NONE   GENERAL OPERATING 3,270

CARMEL OF MARIA REGINA

87609 GREEN HILL RD
EUGENE,OR97402 		NONE   GENERAL OPERATING 3,270

THE SALVATION ARMY A CALIFORNIA CORP

30840 HAWTHORNE BLVD
RANCHO PALOS VERDES,CA90275 		NONE   GENERAL OPERATING 7,630

AMERICAN CANCER SOCIETY INC

PO BOX 720366
OKLAHOMA CITY,OK731720366 		NONE   GENERAL OPERATING 7,630

GOODWILL INDUSTRIES OF SO CALIF

342 N SAN FERNANDO ROAD
LOS ANGELES,CA90031 		NONE   GENERAL OPERATING 7,630

UNIVERSITY OF SOUTHERN CALIFORNIA

1150 S OLIVE STREET SUITE 2000
LOS ANGELES,CA90015 		NONE   GENERAL OPERATING 7,630

YMCA OF METROPOLITAN LOS ANGELES

4301 W 3RD STREET
LOS ANGELES,CA90020 		NONE   GENERAL OPERATING 7,630

THE MIDNIGHT MISSION

601 S SAN PEDRO ST
LOS ANGELES,CA90014 		NONE   GENERAL OPERATING 6,540

UNION RESCUE MISSION

545 S SAN PEDRO STREET
LOS ANGELES,CA90013 		NONE   GENERAL OPERATING 7,630

FOUNDATION FOR THE JUNIOR BLIND

5300 ANGELES VISTA BLVD
LOS ANGELES,CA900431648 		NONE   GENERAL OPERATING 7,630

CITY OF HOPE

1500 E DUARTE RD
DUARTE,CA91010 		NONE   GENERAL OPERATING 3,270

GRACE TO YOU

28001 HARRISON PKWY
VALENCIA,CA91355 		NONE   GENERAL OPERATING 3,270

FRED JORDAN MISSIONS

PO BOX 12345
COVINA,CA917222345 		NONE   GENERAL OPERATING 7,630

CRIPPLED CHILDRENS GUILD OFFICES

403 WEST ADAMS BLVD
LOS ANGELES,CA90007 		NONE   GENERAL OPERATING 7,630
Total ................................. 3a 109,000
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 67,830  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 107,116  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   174,946  
13Total. Add line 12, columns (b), (d), and (e)..................
13
174,946
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 1,341     1,341

TY 2025 InvestmentsCorpStockSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Name of Stock End of Year Book Value End of Year Fair Market Value
904767704 UNILEVER PLC - ADR    
17275R102 CISCO SYSTEMS INC    
867224107 SUNCOR ENERGY INC NE 11,879 22,091
87612E106 TARGET CORP    
H2906T109 GARMIN LTD 4,134 9,737
192446102 COGNIZANT TECH SOLUT    
609207105 MONDELEZ INTERNATION 6,386 8,021
09260D107 BLACKSTONE INC 6,340 16,801
G29183103 EATON CORP PLC 4,323 12,422
097023105 BOEING CO 13,319 21,278
594918104 MICROSOFT CORP 5,288 83,666
91324P102 UNITEDHEALTH GROUP I    
907818108 UNION PACIFIC CORP 4,898 12,954
58933Y105 MERCK & CO INC NEW    
11135F101 BROADCOM INC 3,775 49,838
89151E109 TOTALENERGIES SE -SP    
75513E101 RTX CORP 7,478 20,541
00287Y109 ABBVIE INC 8,508 18,051
56501R106 MANULIFE FINANCIAL C 5,184 15,310
883556102 THERMO FISHER SCIENT 4,979 15,645
150870103 CELANESE CORP    
911312106 UNITED PARCEL SERVIC    
46625H100 JPMORGAN CHASE & CO 3,452 32,866
94106L109 WASTE MANAGEMENT INC 7,966 13,842
02079K107 ALPHABET INC CL C 3,336 59,308
532457108 ELI LILLY & CO COM 2,210 29,016
92826C839 VISA INC-CLASS A SHR 8,964 18,938
172967424 CITIGROUP INC. 8,735 23,805
037833100 APPLE INC 1,635 87,539
30303M102 META PLATFORMS INC 9,508 37,625
7591EP100 REGIONS FINL CORP NE 7,854 11,111
437076102 HOME DEPOT INC 11,092 12,044
00724F101 ADOBE INC 11,467 8,400
007903107 ADVANCED MICRO DEVIC 6,122 15,205
580135101 MCDONALDS CORP 14,064 14,976
855244109 STARBUCKS CORP COM 11,193 9,432
023135106 AMAZON COM INC COM 41,949 50,088
032654105 ANALOG DEVICES INC 12,179 14,102
09290D101 BLACKROCK INC 4,714 16,055
43300A203 HILTON WORLDWIDE HOL 12,265 16,661
49338L103 KEYSIGHT TECHNOLOGIE 11,091 13,207
512807306 LAM RESH CORP 2,036 21,740
571748102 MARSH & MCLENNAN COS 15,624 12,986
G87052109 TE CONNECTIVITY PLC 3,850 13,423
002824100 ABBOTT LABS 13,806 12,780
084670702 BERKSHIRE HATHAWAY I 11,615 11,058
278865100 ECOLAB INC 8,345 8,138
620076307 MOTOROLA SOLUTIONS, 15,881 14,183
64110L106 NETFLIX INC 1,079 1,031
67066G104 NVIDIA CORP 15,369 24,245
79466L302 SALESFORCE INC 11,623 11,656
90353T100 UBER TECHNOLOGIES IN 13,844 14,790
904767803 UNILEVER PLC ADR 8,715 9,825
931142103 WALMART INC 9,123 11,698
98419M100 XYLEM INC/NY 13,355 13,890
F92124100 TOTALENERGIES SE 14,994 20,149
N07059210 ASML HOLDING NV-NY R 11,131 16,048
N5505D105 MAGNUM ICE CREAM CO   13

TY 2025 InvestmentsOtherSchedule2
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
464287226 ISHARES CORE U.S. AG AT COST 293,194 293,248
381430107 GOLDMAN SACHS ACTIVE AT COST 59,336 76,304
922908629 VANGUARD MIDCAP VIPE AT COST 150,251 275,999
46434V613 ISHR CR UNVRSE USD B AT COST 103,226 98,292
74440Y884 PGIM HIGH YIELD-Q 10 AT COST 73,369 72,552
46434G103 ISHARES CORE MSCI EM AT COST 132,403 148,086
46090F100 INVESCO OPTIMUM YIEL AT COST 53,135 46,680
464288281 ISHARES JP MORGAN US AT COST 142,522 147,405
33739H101 FIRST TRUST GLOBAL T      
46432F842 ISHARES CORE MSCI EA AT COST 115,278 151,008
464287242 ISHARES IBOXX $ INVE      
46435U853 ISHARES BROAD USD HI AT COST 98,453 98,910
92206C664 VANGUARD RUSSELL 200      
98149E303 SPDR GOLD MINISHARES AT COST 20,739 26,465

TY 2025 OtherDecreasesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Description Amount
ROC ON CY SALES 6
PY RETURN OF CAPITAL ADJUSTMENT 184


TY 2025 OtherExpensesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT EXPENSES - ADR FEES 33 33   0
INVESTMENT EXPENSES - PROCEEDS 12 12   0


TY 2025 OtherIncreasesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Description Amount
MUTUAL FUND TIMING ADJ 660
TAX LOT BASIS ADJUSTMENT 421
ROUNDING 8


TY 2025 OtherProfessionalFeesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMNT MNGMNT FEES (NON-DED 1,844 1,844    


TY 2025 TaxesSchedule
Name:
CEREGHINO JOSEPH TUW
EIN:
95-6026006
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 624 624   0
FEDERAL TAX PAYMENT - PRIOR YE 85 0   0
FEDERAL ESTIMATES - PRINCIPAL 1,468 0   0
FOREIGN TAXES ON NONQUALIFIED 346 346   0