Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
 
Number and street (or P.O. box number if mail is not delivered to street address) 201 CLOCK TOWER DRIVE
  Room/suite
City or town
EAST PEORIA
State or province
IL
Country  
ZIP or foreign postal code
61611
A Employer identification number

87-6710340
B Telephone number (see instructions)

3094073910
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$3,486,059J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 400,000
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 89,832 89,627  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 52,257
b Gross sales price for all assets on line 6a 333,320
7 Capital gain net income (from Part IV, line 2)... 52,257
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 542,089 141,884  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 24,075 18,057   6,019
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
19,311 512   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
27     15
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 43,413 18,569 0 6,034
25 Contributions, gifts, grants paid....... 128,775 128,775
26 Total expenses and disbursements. Add lines 24 and 25 ................ 172,188 18,569 0 134,809
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 369,901
b Net investment income (if negative, enter -0-) 123,315
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............   2,402 2,402
2 Savings and temporary cash investments......... 162,030 153,367 153,367
3 Accounts receivable  
Less: allowance for doubtful accounts     0 0
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts 0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule)....... 1,867,677 Click to see attachment
List of Attached Documents:
// Content
2,268,434 		2,777,256
c Investments—corporate bonds (attach schedule)....... 565,408 Click to see attachment
List of Attached Documents:
// Content
544,446 		553,034
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........     0
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,595,115 2,968,649 3,486,059
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 2,595,115 2,968,649
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 2,595,115 2,968,649
30 Total liabilities and net assets/fund balances (see instructions). 2,595,115 2,968,649
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,595,115
2
Enter amount from Part I, line 27a .....................
2
369,901
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
4,523
4
Add lines 1, 2, and 3 ..........................
4
2,969,539
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
890
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
2,968,649
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 150. PNC FINL SVCS GROUP INC COM   2024-01-23 2025-01-31
b 235. STANLEY BLACK & DECKER INC COM   2024-01-23 2025-01-31
c 25000. MERCK & CO INC SR NT 2.75%25   2023-07-13 2025-02-10
d 25000. DISNEY WALT CO SR GLBL NT 25   2023-07-20 2025-03-24
e 225. FIRSTENERGY CORP COM   2024-01-23 2025-04-11
350. FIRSTENERGY CORP COM   2023-06-30 2025-04-11
80. GENERAL MILLS INC COM   2024-12-26 2025-04-28
220. GENERAL MILLS INC COM   2024-01-23 2025-04-28
4.613 EXELON CORP COM   2018-09-10 2025-07-24
618.387 EXELON CORP COM   2018-09-06 2025-07-24
50. CONSTELLATION ENERGY CORP COM   2018-09-06 2025-07-25
50. ORACLE CORP COM   2024-01-23 2025-07-25
25000. KIMBERLY-CLARK CORP SR GLBL NT 25   2023-07-18 2025-08-15
45. AMGEN INC COM   2025-03-31 2025-10-10
45. AMGEN INC COM   2024-01-23 2025-10-10
25000. MCDONALDS CORP FR 3.7%013026   2024-07-30 2025-11-03
200. DOMINION ENERGY INC COM   2024-12-26 2025-11-13
200. DOMINION ENERGY INC COM   2024-01-23 2025-11-13
.5 SOLSTICE ADVANCED MATLS INC COM SHS   2024-01-23 2025-11-26
185. ORACLE CORP COM   2024-01-23 2025-12-23
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 29,997   22,324 7,673
b 20,684   22,173 -1,489
c 25,000   25,000  
d 25,000   25,000  
e 9,103   8,264 839
14,160   13,637 523
4,446   5,115 -669
12,227   14,153 -1,926
202   144 58
27,119   19,311 7,808
16,234   1,973 14,261
12,193   5,587 6,606
25,000   25,000  
13,212   13,996 -784
13,212   13,972 -760
25,000   24,999 1
12,200   10,749 1,451
12,200   8,969 3,231
23   24 -1
36,108   20,673 15,435
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       7,673
b       -1,489
c        
d        
e       839
      523
      -669
      -1,926
      58
      7,808
      14,261
      6,606
       
      -784
      -760
      1
      1,451
      3,231
      -1
      15,435
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 52,257
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,714
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,714
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,714
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 9,606
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 9,606
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10 7,892
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax0 Refunded 11 7,892
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
IL
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. Click to see attachment
List of Attached Documents:
// Content
...............................
10
Yes
 
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website address  
14
The books are in care ofMORTON COMMUNITY BANK Telephone no. (309) 407-3910

Located at201 CLOCK TOWER DRIVEEAST PEORIAIL ZIP+461611
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
Yes
 
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
No
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
Yes
 
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
MORTON COMMUNITY BANKClick to see attachment
List of Attached Documents:
// Content
TRUSTEE
1 		24,075    
201 CLOCK TOWER DRIVE
EAST PEORIA,IL61611
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
2,953,310
b
Average of monthly cash balances.......................
1b
116,829
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
3,070,139
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
3,070,139
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
46,052
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
3,024,087
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
151,204
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
151,204
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
1,714
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,714
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
149,490
4
Recoveries of amounts treated as qualifying distributions................
4
2,229
5
Add lines 3 and 4............................
5
151,719
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
151,719
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
134,809
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
134,809
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 151,719
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 10,871
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 0
b From 2021...... 0
c From 2022...... 0
d From 2023...... 0
e From 2024...... 0
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 134,809
a Applied to 2024, but not more than line 2a 10,871
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 123,938
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		27,781
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 .... 0
b Excess from 2022 .... 0
c Excess from 2023 .... 0
d Excess from 2024 .... 0
e Excess from 2025 .... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
NONE
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
NONE
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

PARKLAND COLLEGE
BUSINESS OFFICE - TUITION
2400 W BRADLEY AVENUE
CHAMPAIGN,IL618211806 		NONE   SCHOLARSHIPS 23,600

LAKELAND COLLEGE

5001 LAKE LAND BLVD
MATTOON,IL61938 		NONE   SCHOLARSHIPS 27,525

XAVIER UNIVERSITY

3800 VICTORY PKWY
CINCINNATI,OH45207 		NONE   SCHOLARSHIPS 1,925

BALL STATE UNIVERSITY

2000 W UNIVERSITY AVE
MUNCIE,IN47306 		NONE   SCHOLARSHIPS 1,925

AURORA UNIVERSITY

347 S GLADSTONE AVE
AURORA,IL60506 		NONE   SCHOLARSHIPS 4,350

ROCKFORD UNIVERSITY

5050 E STATE ST
ROCKFORD,IL61108 		NONE   SCHOLARSHIPS 1,925

NORTH CENTRAL COLLEGE

30 N BRAINARD
NAPERVILLE,IL60540 		NONE   SCHOLARSHIPS 1,925

ILLINOIS COLLEGE

1101 W COLLEGE AVE
JACKSONVILLE,IL62650 		NONE   SCHOLARSHIPS 4,350

QUINCY UNIVERSITY

1800 COLLEGE AVE
QUINCY,IL62301 		NONE   SCHOLARSHIPS 1,925

SOUTHERN ILLINOIS UNIVERSITY EDWARDSVILL

1 HAIRPIN DRIVE
EDWARDSVILLE,IL62026 		NONE   SCHOLARSHIPS 5,775

LINCOLN LAND COMMUNITY COLLEGE

5250 SHEPHERD RD
SPRINGFIELD,IL62703 		NONE   SCHOLARSHIPS 1,925

UNIVERSITY OF ILLINOIS URBANA
OFFICE OF STUDENT FINANCIAL AID
620 E JOHN STREET MC-303
CHAMPAIGN,IL618205712 		NONE   SCHOLARSHIPS 16,900

ILLINOIS STATE UNIVERSITY
OFFICE OF FINANCIAL AID
CAMPUS BOX 2320
NORMAL,IL617902320 		NONE   SCHOLARSHIPS 3,850

SOUTHERN ILLINOIS UNIVERSITY CARBONDALE

1263 LINCOLN DRIVE
CARBONDALE,IL62901 		NONE   SCHOLARSHIPS 4,350

EASTERN ILLINOIS UNIVERSITY

600 LINCOLN AVENUE
CHARLESTON,IL61920 		NONE   SCHOLARSHIPS 18,825

IOWA STATE UNIVERSITY

0210 BEARDSHEAR HALL
AMES,IA50011 		NONE   SCHOLARSHIPS 1,925

WASHINGTON UNIVERSITY ST LOUIS

1 BROOKINGS DR
ST LOUIS,MO63130 		NONE   SCHOLARSHIPS 1,925

SAINT LOUIS UNIVERSITY

PO BOX 790165
ST LOUIS,IL631790165 		NONE   SCHOLARSHIPS 1,925

ST JOHN'S COLLEGE NEW MEXICO

1160 CAMINO DE CRUZ BLANCA
SANTA FE,NM87505 		NONE   SCHOLARSHIPS 1,925
Total ................................. 3a 128,775
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 89,832  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 52,257  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   142,089  
13Total. Add line 12, columns (b), (d), and (e)..................
13
142,089
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
 
Employer identification number

87-6710340
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
  		Employer identification number
87-6710340
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
RALPH D CUNDIFF TRUST
TODD DUKEMAN TRUSTEE
218 TAYLOR LANE
 
ARTHUR, IL61911

$ 400,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
  		Employer identification number

87-6710340
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
  		Employer identification number

87-6710340
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 CompensationExplanation
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Person Name Explanation
MORTON COMMUNITY BANK TRUSTEE FEES

TY 2025 InvestmentsCorpBondsSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Name of Bond End of Year Book Value End of Year Fair Market Value
GILEAD SCIENCES INC SR GLBL NT 24,482 24,989
KIMBERLY-CLARK CORP SR GLBL NT    
ABBVIE INC SR GLBL NT3.2%26 24,175 24,944
DISNEY WALT CO SR GLBL NT 25    
HERSHEY CO GLBL NT 4.25%28 24,952 25,242
MERCK & CO INC SR NT 2.75%25    
PROCTER & GAMBLE CO SR GLBL N 24,800 25,005
THERMO FISHER SCIENTIFIC INC S 25,213 25,444
UNITEDHEALTH GROUP INC SR GLBL 24,372 24,903
WALMART INC SR GLBL NT3.9%28 24,738 25,135
THE CIGNA GROUP SR GLBL NT 28 49,307 50,467
CISCO SYS INC SR GLBL NT4.8%27 25,006 25,283
COMCAST CORP NEW SR GLBL NT 28 24,860 25,133
LAM RESEARCH CORP 3.75%26 49,832 49,976
QUALCOMM INC FR 3.25%052027 24,545 24,865
ABBVIE INC GLBL NT 4.8%29 49,962 51,265
MCDONALDS CORP FR 3.7%013026    
TARGET CORP SR GLBL NT 29 24,332 24,584
WASTE MGMT INC DEL SR GLBL NT 49,583 51,010
COMCAST CORP NEW SR GLBL NT3.3 49,206 49,701
QUEST DIAGNOSTICS INC 4.2%29 25,081 25,088

TY 2025 InvestmentsCorpStockSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Name of Stock End of Year Book Value End of Year Fair Market Value
CISCO SYS INC COM 21,353 34,664
DISNEY WALT CO COM 34,653 36,975
EXELON CORP COM    
MONDELEZ INTL INC CL A 31,028 36,443
MEDTRONIC PLC SHS 32,621 33,621
VERIZON COMMUNICATIONS INC COM 38,917 29,285
EXXON MOBIL CORP COM 1 30,085
CHEVRON CORP NEW COM 23,401 30,482
PHILIP MORRIS INTL INC COM 26,845 48,120
CONSTELLATION ENERGY CORP COM 37,528 26,902
PEPSICO INC COM 26,536 33,584
ABBVIE INC COM 25,984 39,986
ACCENTURE PLC IRELAND SHS CLAS 45,109 40,245
AMERICAN ELEC PWR CO INC COM 25,578 34,593
APOLLO GLOBAL MGMT INC COM 24,709 36,190
AMERICAN EXPRESS CO COM 24,897 51,793
THE CIGNA GROUP COM 35,509 34,404
CVS HEALTH CORP COM 39,044 41,664
AMDOCS LTD SHS 37,517 32,204
DUKE ENERGY CORP NEW COM NEW 23,006 29,303
EATON CORP PLC SHS 26,197 38,221
ENTERGY CORP NEW COM 22,933 43,442
FIRSTENERGY CORP COM    
GENUINE PARTS CO COM 38,598 33,814
HOME DEPOT INC COM 29,283 34,410
INTERCONTINENTAL EXCHANGE INC 24,891 32,392
JPMORGAN CHASE & CO COM 21,855 48,333
KIMBERLY-CLARK CORP COM 34,930 27,745
LINCOLN ELEC HLDGS INC COM 33,162 37,144
LOCKHEED MARTIN CORP COM 29,268 31,439
OMNICOM GROUP INC COM 36,293 33,915
PROCTER AND GAMBLE CO COM 22,631 21,497
REGIONS FINANCIAL CORP NEW COM 24,497 36,585
SERVICE CORP INTL COM 27,565 31,188
CONSTELLATION BRANDS INC CL A 6,196 55,463
SYSCO CORP COM 21,101 22,107
TARGET CORP COM 26,756 19,550
US BANCORP DEL COM NEW 19,879 32,016
WEC ENERGY GROUP INC COM 23,216 29,002
XCEL ENERGY INC COM 24,930 29,544
ABBOTT LABS COM 32,863 34,455
ALLSTATE CORP COM 18,550 24,978
AMGEN INC COM    
AIR PRODS & CHEMS INC COM 32,832 32,113
BROADCOM INC COM 24,350 69,220
BOOZ ALLEN HAMILTON HLDG CORP 38,772 29,104
BLACKROCK INC COM 34,286 42,814
CONOCOPHILLIPS COM 32,960 30,423
DOMINION ENERGY INC COM    
DEERE & CO COM 23,206 27,934
DTE ENERGY CO COM 18,155 22,572
EOG RES INC COM 27,537 26,253
GENERAL MLS INC COM    
ALPHABET INC CAP STK CL A 31,159 57,905
GOLDMAN SACHS GROUP INC COM 28,693 43,950
HONEYWELL INTL INC COM 30,508 31,214
JOHNSON & JOHNSON COM 31,380 41,390
COCA COLA CO COM 19,992 23,350
CHENIERE ENERGY INC COM NEW 26,632 29,159
ALLIANT ENERGY CORP COM 21,403 28,604
LAM RESEARCH CORP COM NEW 33,922 72,752
MARSH & MCLENNAN COS INC COM 30,321 27,828
MERCK & CO INC COM 39,252 36,841
MICROSOFT CORP COM 30,965 38,690
NEXTERA ENERGY INC COM 18,601 26,091
NISOURCE INC COM 21,819 35,496
ORACLE CORP COM    
PNC FINL SVCS GROUP INC COM    
PPG INDS INC COM 28,313 20,492
REINSURANCE GRP OF AMERICA INC 29,233 34,588
RESMED INC COM 28,084 36,131
SCHLUMBERGER LTD COM STK    
SOUTHERN CO COM 18,223 23,108
S&P GLOBAL INC COM 25,084 28,742
AT&T INC COM 21,684 31,298
STANLEY BLACK & DECKER INC COM    
UNITEDHEALTH GROUP INC COM 47,685 39,613
WILLIAMS COS INC COM 18,632 33,061
ZOETIS INC CL A 35,724 28,310
ASTRAZENECA PLC SPONSORED ADR 26,653 36,772
SIEMENS A G SPONSORED ADR 21,651 29,491
CITIGROUP INC COM NEW 30,522 43,759
CENTERPOINT ENERGY INC COM 33,710 32,589
SALESFORCE INC COM 38,540 41,061
GILEAD SCIENCES INC COM 35,263 36,208
PROGRESSIVE CORP COM 33,287 34,158
SLB LIMITED COM STK 28,097 28,785
SOLSTICE ADVANCED MATLS INC CO 1,285 1,312
UNITED PARCEL SVCS INC CL B 34,799 32,237
WASTE MGMT INC DEL COM 35,390 34,055

TY 2025 OtherDecreasesSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Description Amount
2025 MUTUAL FDS POSTED IN 2026 436
ACCD INT PD C/O TO 2026 446
ROUNDING 8


TY 2025 OtherExpensesSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
OTHER ALLOCABLE EXPENSE-PRINCI 15 0   15
OTHER EXPENSE (NON-DEDUCTIBLE 12 0   0


TY 2025 OtherIncreasesSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Description Amount
2024 MUTUAL FDS POSTED IN 2025 253
RECOVERY OF PRIOR YR DIST. 2,229
ACCD INT PD C/O FROM 2025 2,041


TY 2025 SubstantialContributorsSch
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Name Address
RALPH D CUNDIFF TRUST
TODD DUKEMAN TRUSTEE 		218 TAYLOR LANE
ARTHUR,IL61911


TY 2025 TaxesSchedule
Name:
R D CUNDIFF SCHOLARSHIP TRUST DTD 10121
EIN:
87-6710340
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 512 512   0
FEDERAL TAX PAYMENT - PRIOR YE 9,193 0   0
FEDERAL ESTIMATES - PRINCIPAL 9,606 0   0