| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| TAX PREP FEES | 2,950 | 1,475 | 1,475 |
| Category/ Item | Listed at Cost or FMV | Book Value | End of Year Fair Market Value |
|---|---|---|---|
| XPENG INC SPON ADS EACH REP 2 CL A ORD SHS (XPEV) | AT COST | 763 | 2,373 |
| WILLIAMS COS INC COM (WMB) | AT COST | 18 | 61 |
| WESTERN DIGITAL CORP. COM(WDC) | AT COST | 616 | 4,138 |
| WELLTOWER INC COM (WELL) | AT COST | 721 | 2,608 |
| WASTE MANAGEMENT INC (WM) 20.000 | AT COST | 2,082 | 4,459 |
| WARNER BROS DISCOVERY INC COM SER A (WBD) | AT COST | 808 | 2,824 |
| WALMART INC COM (WMT) 114.000 | AT COST | 5,569 | 14,135 |
| VANGUARD SMALL-CAP GROWTH INDEX FUND (VBK) | AT COST | 65,364 | 85,939 |
| VANGUARD SMALL CAP VALUE ETF (VBR) | AT COST | 57,728 | 72,523 |
| VANGUARD INDEX FDS VANGUARD VALUE ETF FORMERLY VANGUARD INDEX TR (VTV) | AT COST | 197,384 | 260,765 |
| VANGUARD INDEX FDS VANGUARD GROWTH ETF FORMERLY VANGUARD INDEX TR VIPERS (VU | AT COST | 220,915 | 371,670 |
| UNITED AIRLS HLDGS INC COM(UAL) | AT COST | 624 | 2,460 |
| TRAVELERS COMPANIES INC COM STK NPV 12.000 (TRV) | AT COST | 624 | 1,747 |
| TOKYO ELECTRON UNSPON ADR EACH REPR 0.5 SHS (TOELY) | AT COST | 1,729 | 4,333 |
| T-MOBILE US INC COM (TMUS) 14.000 | AT COST | 1,129 | 2,889 |
| THE HARTFORD INSURANCE GROUP, INC. COMMON STOCK (HIG) | AT COST | 448 | 1,516 |
| TESLA INC COM (TSLA) 39.000 | AT COST | 3,843 | 9,444 |
| TENCENT HOLDINGS LIMITED UNSPON ADR (TCEHY) | AT COST | 2,996 | 7,961 |
| TELECOM ITALIA SPA SPON ADS EACH REP 10 ORD SHS (TIIAY) | AT COST | 634 | 2,060 |
| TE CONNECTIVITY PLC COM USD0.01(TEL) | AT COST | 464 | 1,369 |
| TAIWAN SEMICONDUCTOR 38.000 MANUFACTURING SPON ADS EACH REP 5 ORD TWD10 (TSM | AT COST | 236 | 912 |
| STATE STREET CORP (STT) | AT COST | 543 | 1,548 |
| SPX TECHNOLOGIES INC COM(SPXC) | AT COST | 857 | 3,001 |
| SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF (SPDW) | AT COST | 148,141 | 196,841 |
| SOUTHERN COPPER CORP(SCCO) | AT COST | 820 | 2,476 |
| SONY GROUP CORPORATION SPON ADS EACH REPR 1 ORD SHS (SONY) | AT COST | 931 | 2,176 |
| SIMON PROPERTY GROUP INC (SPG) | AT COST | 326 | 936 |
| SHOPIFY INC COM NPV CL A 66.000 ISIN #CA82509L1076 SEDOL #BX865C7 (SHOP) | AT COST | 2,323 | 10,624 |
| SHINHAN FINANCIAL GROUP CO LTD SPONS ADR EACH REP 2 ORD KRW5000 (SHG) | AT COST | 1,210 | 3,325 |
| SEAGATE TECHNOLOGY HLDGS PUB LTD CO SEAGATE TECHNOLOGY HOLDINGS PLC ORDINARY | AT COST | 889 | 4,682 |
| SCHWAB CHARLES CORP COM(SCHW) 62.000 | AT COST | 105 | 300 |
| SANDOZ GROUP AG SPON ADS EACH REP 1 COM SHS (SDZNY) | AT COST | 59 | 218 |
| SANDISK CORP COM (SNDK) | AT COST | 202 | 1,899 |
| SALESFORCE INC COM (CRM) 21.000 | AT COST | 2,922 | 5,591 |
| RTX CORPORATION COM USD1.00(RTX) 15.000 | AT COST | 2,284 | 7,404 |
| ROYAL BANK OF CANADA MONTREAL QUE 30.000 COM NPV ISIN #CA7800871021 SEDOL #2 | AT COST | 1,744 | 5,240 |
| ROLLS ROYCE HOLDINGS SPON ADR EACH REP 1 ORD SHS (RYCEY) | AT COST | 994 | 2,625 |
| RESIDEO TECHNOLOGIES INC COM(REZI) | AT COST | 1,200 | 2,739 |
| REGAN TOTAL RETURN INCOME FUND INSTL (RCIRX) | AT COST | 191,762 | 191,259 |
| PROGRESSIVE CORP COM (PGR) 13.000 | AT COST | 639 | 1,822 |
| PEDIATRIX MEDICAL GROUP INC COM(MD) | AT COST | 832 | 2,225 |
| PALANTIR TECHNOLOGIES INC CL A (PLTR) | AT COST | 856 | 4,088 |
| NVIDIA CORPORATION COM(NVDA) 560.000 | AT COST | 7,467 | 62,128 |
| NN GROUP N.V. UNSP ADR EACH REP 0.5 ORD SHS (NNGRY) | AT COST | 868 | 2,886 |
| NETFLIX INC (NFLX) 5.000 | AT COST | 1,138 | 4,688 |
| MUELLER INDUSTRIES INC (MLI) 26.000 | AT COST | 979 | 3,019 |
| MP MATERIALS CORP COM CL A(MP) | AT COST | 806 | 2,930 |
| MICRON TECHNOLOGY INC (MU) 26.000 | AT COST | 1,111 | 6,850 |
| META PLATFORMS INC CLASS A COMMON STOCK (META) | AT COST | 8,286 | 39,727 |
| MASTERCARD INCORPORATED CL A(MA) 27.000 | AT COST | 6,549 | 15,497 |
| LEGRAND SA UNSPON ADR EACH REPR 0.20 ORD (LGRDY) | AT COST | 1,320 | 3,350 |
| LAM RESEARCH CORP COM NEW(LRCX) | AT COST | 872 | 2,397 |
| KINDER MORGAN INC COM USD0.01(KMI) | AT COST | 660 | 1,952 |
| KB FINL GROUP INC SPONSORED ADR (KB) 29.000 | AT COST | 1,095 | 3,183 |
| JPMORGAN CHASE &CO. COM (JPM) | AT COST | 445 | 1,611 |
| ITRON INC (ITRI) | AT COST | 425 | 929 |
| ISHARES TRUST CORE MSCI EAFE ETF (IEFA) | AT COST | 146,985 | 194,754 |
| ISHARES TRUST CORE DIVID GWTH(DGRO) | AT COST | 152,381 | 202,295 |
| ISHARES TR MSCI USA QLT FCT (QUAL) | AT COST | 77,429 | 109,942 |
| ISHARES TR ISHARES 25+ YR T | AT COST | 23,310 | 19,618 |
| ISHARES CORE S&P US VALUE ETF (IUSV) | AT COST | 52,631 | 79,161 |
| ISHARES CORE S&P US GROWTH ETF(IUSG) | AT COST | 10,355 | 19,649 |
| INVESCO QQQ TR UNIT SER 1(QQQ) | AT COST | 50,624 | 98,290 |
| INTERCONTINENTAL EXCHANGE INC COM USD0.01 (ICE) | AT COST | 936 | 2,129 |
| IMPALA PLATINUM HOLDINGS ADR (IMPUY) | AT COST | 746 | 3,293 |
| IMGP DOLAN MCENIRY CORPORATE BOND INSTL (IDMIX) | AT COST | 66,928 | 67,932 |
| HSBC HLDGS PLC SPON (HSBC) | AT COST | 317 | 944 |
| HITACHI ADR EACH REPR 2 ORD NPV (HTHIY) | AT COST | 270 | 1,248 |
| GUGGENHEIM TOTAL RETURN BOND FD INSTL (GIBIX) | AT COST | 152,876 | 158,853 |
| GOLDMAN SACHS GROUP INC COM USD0.01 (GS) | AT COST | 1,223 | 3,532 |
| GENERAL DYNAMICS CORP COM (GD) | AT COST | 539 | 1,347 |
| GE VERNOVA INC COM (GEV) | AT COST | 460 | 3,272 |
| GE AEROSPACE COM NEW(GE) | AT COST | 1,957 | 6,777 |
| FISERV INC COM STK USD0.01 (FI) | AT COST | 1,133 | 940 |
| FAST RETAILING CO LTD UNSPONSORD ADR (FRCOY) | AT COST | 533 | 1,520 |
| EMERSON ELECTRIC CO (EMR) | AT COST | 597 | 1,460 |
| ELBIT SYSTEMS LTD (ESLT) | AT COST | 839 | 4,044 |
| DYCOM INDUSTRIES INC (DY) | AT COST | 705 | 2,365 |
| CUMMINS INC (CMI) | AT COST | 549 | 1,537 |
| COSTCO WHOLESALE CORP COM (COST) | AT COST | 4,688 | 13,177 |
| COMMONWEALTH BANK OF AUSTRALIA SPON ADR EACH REPR 1 ORD (CMWAY) | AT COST | 72 | 213 |
| CHUBB LIMITED COM NPV ISIN #CH0044328745 (CB) | AT COST | 310 | 936 |
| CHIPOTLE MEXICAN GRILL INC (CMG) | AT COST | 1,176 | 1,665 |
| CENCORA INC COM (COR) | AT COST | 463 | 1,353 |
| CAPITAL ONE FINANCIAL CORP COM USD0.01 (COF) | AT COST | 374 | 1,454 |
| CADENCE DESIGN SYSTEMS INC COM USD0.01 (CDNS) | AT COST | 3,058 | 7,815 |
| BROADCOM INC COM (AVGO) | AT COST | 7,102 | 27,946 |
| BOSTON SCIENTIFIC CORP (BSX) | AT COST | 869 | 2,288 |
| BLACKROCK INC COM (BLK) | AT COST | 1,530 | 4,367 |
| BENCHMARK ELECTRONICS INC (BHE) | AT COST | 488 | 1,197 |
| BANK OF NEW YORK MELLON CORP COM (BK) | AT COST | 616 | 1,974 |
| ASE TECHNOLOGY HOLDING CO LTD SPON ADS EACH REP 2 ORD SHS (ASX) | AT COST | 375 | 1,175 |
| APPLE INC (AAPL) | AT COST | 14,584 | 31,673 |
| ANZ GROUP HOLDINGS LIMITED SPON ADR EACH REP 1 ORD SHS (ANZGY) | AT COST | 505 | 1,308 |
| AMPHENOL CORP CLASS A COM USD0.001 (APH) | AT COST | 929 | 4,208 |
| AMERICAN EXPRESS SO COM USD0.20 (AXP) | AT COST | 2,295 | 8,764 |
| AMAZON.COM INC (AMZN) | AT COST | 11,816 | 26,313 |
| ALPHABET INC CAP STK CL C (GOOG) | AT COST | 9,520 | 26,709 |
| ALPHABET INC CAP STK CL A (GOOGL) | AT COST | 11,451 | 34,472 |
| ALIBABA GROUP HOLDING LTD SPON ADS EACH REP 8 ORD SHS (BABA) | AT COST | 1,946 | 4,251 |
| AGNICO EAGLE MINES LTD COM ISIN #CA0084741085 SEDOL #2009823 (AEM) | AT COST | 1,218 | 4,755 |
| ADVANCED MICRO DEVICES INC(AMD) | AT COST | 304 | 642 |
| Description | Revenue and Expenses per Books | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| MISCELLANEOUS EXPENSE | 24 | 0 | 0 |
| Description | Amount |
|---|---|
| BOOK/TAX DIFFERENCES | 193 |
| Category | Amount | Net Investment Income | Adjusted Net Income | Disbursements for Charitable Purposes |
|---|---|---|---|---|
| FOREIGN TAX | 782 | 782 | 0 | |
| IRS | 1,788 | 1,788 | 0 |