Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
GERHART FAMILY CHARITABLE TRUST
 
Number and street (or P.O. box number if mail is not delivered to street address) 590 BETHLEHEM PIKE SUITE A
  Room/suite
City or town
COLMAR
State or province
PA
Country  
ZIP or foreign postal code
18915
A Employer identification number

26-3384834
B Telephone number (see instructions)

2159976700
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$29,332,762J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,885,367
2 Check .................
3 Interest on savings and temporary cash investments 180,710 180,710  
4 Dividends and interest from securities... 424,191 422,195  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 1,413,708
b Gross sales price for all assets on line 6a 8,621,197
7 Capital gain net income (from Part IV, line 2)... 1,413,708
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
9,601 9,601  
12 Total. Add lines 1 through 11........ 3,913,577 2,026,214  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 20,000 0   20,000
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule).........        
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
22,780 11,390   11,390
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
177,437 177,437   0
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
31,940 9,902   0
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 252,157 198,729   31,390
25 Contributions, gifts, grants paid....... 1,107,970 1,107,970
26 Total expenses and disbursements. Add lines 24 and 25 ................ 1,360,127 198,729   1,139,360
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 2,553,450
b Net investment income (if negative, enter -0-) 1,827,485
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 17,001 348,355 348,355
2 Savings and temporary cash investments......... 447,036 569,637 569,637
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 0 Click to see attachment
List of Attached Documents:
// Content
135,670 		135,701
b Investments—corporate stock (attach schedule)....... 6,082,035 Click to see attachment
List of Attached Documents:
// Content
7,722,655 		13,111,365
c Investments—corporate bonds (attach schedule)....... 4,007,009 Click to see attachment
List of Attached Documents:
// Content
5,445,706 		5,438,766
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 9,075,396 Click to see attachment
List of Attached Documents:
// Content
7,959,904 		9,728,938
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 19,628,477 22,181,927 29,332,762
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22)......... 0 0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 0 0
27 Paid-in or capital surplus, or land, bldg., and equipment fund 0 0
28 Retained earnings, accumulated income, endowment, or other funds 19,628,477 22,181,927
29 Total net assets or fund balances (see instructions)..... 19,628,477 22,181,927
30 Total liabilities and net assets/fund balances (see instructions). 19,628,477 22,181,927
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
19,628,477
2
Enter amount from Part I, line 27a .....................
2
2,553,450
3
Other increases not included in line 2 (itemize)
3
0
4
Add lines 1, 2, and 3 ..........................
4
22,181,927
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
22,181,927
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a BNY SHORT TERM PUBLICLY TRADED SECURITIES     2025-12-31
b BNY LONG TERM PUBLICLY TRADED SECURITIES     2025-12-31
c BOA SHORT TERM PUBLICLY TRADED SECURITIES     2025-12-31
d BOA LONG TERM PUBLICLY TRADED SECURITIES     2025-12-31
e LPL SHORT TERM PUBLICLY TRADED SECURITIES     2025-12-31
LPL LONG TERM PUBLICLY TRADED SECURITIES     2025-12-31
CAPITAL GAINS DIVIDENDS P    
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 1,608,717   1,606,675 2,042
b 4,832,129   4,029,486 802,643
c 176,934   180,618 -3,684
d 1,683,195   1,258,189 425,006
e 79,620   77,521 2,099
57,033   55,000 2,033
183,569     183,569
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       2,042
b       802,643
c       -3,684
d       425,006
e       2,099
      2,033
      183,569
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 1,413,708
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 25,402
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 25,402
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 25,402
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 17,700
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 17,700
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 393
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 8,095
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
PA
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofROBERT W PRITCHARD Telephone no. (215) 997-6700

Located at590 BETHLEHEM PIKE SUITE ACOLMARPA ZIP+418915
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
 
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
Yes
 
If "Yes," list the years 20 24, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
Yes
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
MARY GERHART TRUSTEE
1.00 		10,000 0 0
1627 E SAWMILL ROAD
QUAKERTOWN,PA18960
ROBERT W PRITCHARD TRUSTEE
1.00 		10,000 0 0
590 BETHLEHEM PIKE SUITE A
COLMAR,PA18915
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
26,649,333
b
Average of monthly cash balances.......................
1b
632,133
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
27,281,466
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
27,281,466
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
409,222
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
26,872,244
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
1,343,612
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
1,343,612
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
25,402
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
25,402
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
1,318,210
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
1,318,210
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
1,318,210
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
1,139,360
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
1,139,360
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 1,318,210
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 1,168,429
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024......  
f Total of lines 3a through e ........ 0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 1,139,360
a Applied to 2024, but not more than line 2a 1,139,360
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 0
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		29,069
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		1,318,210
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		0
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
ROBERT W PRITCHARD TRUSTEE
590 BETHLEHEM PIKE SUITE A
COLMAR,PA18915
(215) 997-6700
bThe form in which applications should be submitted and information and materials they should include:
APPLICATION SHOULD BE IN WRITING
cAny submission deadlines:
SEPTEMBER 1ST
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
FUNDS ARE DISTRIBUTED FOR THE BENEFIT OF CHARITABLE, RELIGIOUS, EDUCATIONAL, LITERARY OR SCIENTIFIC TAX EXEMPT ORGANIZATIONS.
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

BALD EAGLE BOYS CAMP

1077 WILDERNESS TRAIL
MILL HALL,PA17751 		    GENERAL FUND 43,880

CAMP MENOLAN

1415 DOERR ROAD
QUAKERTOWN,PA18951 		    GENERAL FUND 87,760

COMPASSION INTERNATIONAL

12290 VOYAGER PARKWAY
COLORADO SPRINGS,CO80997 		    GENERAL FUND 43,880

CROSSROADS PREGNANCY CAR

256 TRUMBAUERSVILLE ROAD
QUAKERTOWN,PA18951 		    GENERAL FUND 109,700

CURE INTERNATIONAL

701 BOSLER AVENUE
LEMOYNE,PA17043 		    GENERAL FUND TO HELP GLOBAL CHILDREN'S FUND 153,580

DOYLESTOWN AREA FISH

PO BOX 196
DOYLESTOWN,PA18901 		    GENERAL FUND 43,880

HARVEY CEDARS BIBLE CONFERANCE

12 CEDARS AVE
HARVEY CEDARS,NJ08008 		    GENERAL FUND 65,820

JONI AND FRIENDS

PO BOX 3333
AGOURA HILLS,CA913763333 		    GENERAL FUND 65,820

KINGDOM PATRONS

501 W MARKET STREET
PERKASIE,PA18944 		    GENERAL FUND 10,970

MANNA ON MAIN STREET

713 W MAIN STREET
LANSDALE,PA194462029 		    GENERAL FUND 43,880

PHILLY HOUSE

302 N 13TH STREET
PHILADELPHIA,PA19107 		    GENERAL FUND 43,880

PLUMSTEAD CHRISTIAN SCHOOL

PO BOX 216
PLUMSTEADVILLE,PA189490216 		    GENERAL FUND 109,700

QUAKERTOWN CHRISTIAN SCHOOL

50 EAST PALETOWN ROAD
QUAKERTOWN,PA18951 		    GENERAL FUND 109,700

SPRUCE LAKE RETREAT

5389 ROUTE 447
CANADENSIS,PA18325 		    GENERAL FUND 87,760

UPPER BUCKS CHRISTIAN SCHOOL

754 E ROCKHILL ROAD
SELLERSVILLE,PA18960 		    GENERAL FUND 87,760
Total ................................. 3a 1,107,970
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 180,710  
4 Dividends and interest from securities ....     14 424,191  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....         9,601
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 1,413,708  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 2,018,609 9,601
13Total. Add line 12, columns (b), (d), and (e)..................
13
2,028,210
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
3 INVESTMENT INCOME AND CAPITAL GAINS PROVIDE RESOURCES TO FUND GRANTS
4 PAID OUT TO FURTHER THE EXEMPT PURPOSE OF THE TRUST.
8 SAME AS ABOVE
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
GERHART FAMILY CHARITABLE TRUST
 
Employer identification number

26-3384834
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
GERHART FAMILY CHARITABLE TRUST
  		Employer identification number
26-3384834
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
HELENE L GERHART ESTATE
 
1627 E SAW MILL RD
 
QUAKERTOWN, PA18951

$ 1,885,367


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
GERHART FAMILY CHARITABLE TRUST
  		Employer identification number

26-3384834
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
GERHART FAMILY CHARITABLE TRUST
  		Employer identification number

26-3384834
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 AccountingFeesSchedule
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ACCOUNTING FEES 22,780 11,390   11,390

TY 2025 InvestmentsCorpBondsSchedule
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Name of Bond End of Year Book Value End of Year Fair Market Value
27000.000 SHS LOCKHEED MARTIN CORP GLB 03.550% JAN 15 2026 30,669 26,997
30000.000 SHS LOWES COS INC GLB 02.500% APR 15 2026 28,775 29,878
3000.000 SHS T-MOBILE USA INC COMPANY GUARNT 02.625% APR 15 2026 2,972 2,988
55000.000 SHS TARGET CORP GLB 02.500% APR 15 2026 52,656 54,788
56000.000 SHS US BANCORP SER V 02.375% JUL 22 2026 58,680 55,591
56000.000 SHS ILLINOIS TOOL WORKS INC GLB 02.650% NOV 15 2026 60,975 55,485
57000.000 SHS MORGAN STANLEY 03.625% JAN 20 2027 61,856 56,852
57000.000 SHS COSTCO WHOLESALE CORP GLB 03.000% MAY 18 2027 54,545 56,581
57000.000 SHS APPLE INC GLB 03.000% NOV 13 2027 62,424 56,426
57000.000 SHS CVS HEALTH CORP GLB 4.300% MAR 25 2028 63,617 57,189
56000.000 SHS WALMART INC GLB 03.700% JUN 26 2028 64,336 56,108
51000.000 SHS CITIGROUP INC GLB VAR%JUL 24 2028 54,985 50,676
57000.000 SHS CIGNA CORP COMPANY GUARNT GLB 04.375% OCT 15 2028 57,615 57,518
55000.000 SHS DOWDUPONT INC 04.725% NOV 15 2028 63,027 55,860
1000.000 SHS UNITED TERCHNOLOGIES CORP GLB 04.125% NOV 16 2028 1,001 1,003
57000.000 SHS PFIZER INC GLB 03.450% MAR 15 2029 64,894 56,331
57000.000 SHS PNC FINANCIAL SERIVCES GLB 03.450% APR 23 2029 62,017 56,062
58000.000 SHS MCDONALD'S CORP SER MTN GLB 02.625% SEP 01 2029 59,584 55,287
60000.000 SHS NEXTER ENERGY CAPITAL COKMPANY GUARNT GLB 02.750% NOV 01 2029 64,482 57,146
54000.000 SHS AT&T INC GLB 04.300% FEB 15 2030 64,015 54,068
55000.000 SHS METLIFE INC GLB 04.550% MAR 23 2030 66,920 56,168
49000.000 SHS ORACLE CORP GLB 02.950% APR 01 2030 53,486 45,235
11000.000 SHS ANHEUSER-BUSCH INBEV WOR COMPANY GUARNT GLB 03.500% JUN 01 203 10,301 10,741
62000.000 SHS VERIZON COMMUNICATIONS GLB 01.500% SEP 18 2030 57,377 54,664
59000.000 SHS EXXON MOBIL CORPORATION GLB 02.610% OCT 15 2030 61,490 55,315
1000.000 SHS STARBUCKS COKRP GLB 02.550% NOV 15 2030 879 924
63000.000 SHS KINDER MORGAN INC COMPANY GUARNT GLB 02.000% FEB 15 2031 59,242 56,226
63000.000 SHS THERMO FISHER SCIENTIFIC GLB 02.000% OCT 15 2031 56,318 56,225
58000.000 SHS AMGEN INC GLB 03.350% FEB 22 2032 53,718 54,619
1000.000 SHS UNITEDHEALTH GROUP INC GLB 04.200% MAY 15 2032 983 987
63000.000 SHS QUALCOMM INC GLB 04.200% MAY 20 2032 51,073 53,768
62000.000 SHS NEWMONT CORP COMPANY GUARNT GLB 02.600% JUL 15 2032 49,501 56,422
55000.000 SHS HOME DEPOT INC GLB 04.500% SEP 15 2032 54,845 55,665
61000.000 SHS JPMORGAN CHASE & CO GLB VAR% JAN 25 2033 51,474 55,978
55000.000 SHS NORTHROP GRUMMAN CORP GLB 04.700% MAR 15 2033 54,459 55,535
56000.000 SHS WELLS FARGO & COMPANY SER MTN GLB VAR% JUL 25 2033 53,121 56,871
25000.000 SHS BANK OF NY MELLON CORP SER MTN GLB VAR% OCT 25 2033 26,882 26,956
51000.000 SHS CAPTIAL ONE FINANCIAL CO GLB VAR% JUN 08 2034 54,987 55,127
52000.000 SHS TRUIST FINANCIAL CORP SER MTN VAR& JUN 08 2034 51,586 55,333
57000.000 SHS PHILLIPS 66 COMPANY GUARNT GLB 04.650% NOV 15 2034 55,354 55,846
55000.000 SHS ELEVANCE HEALTH INC GLB 05.200% FEB 15 2035 54,997 56,179
54000.000 SHS DELL INT LLC/EMC CORP COMPANY GUARNT GLB 05.500% APR 01 2035 55,392 55,641
54000.000 SHS REGIONS FINANCIAL CORP GLB VAR% SEP 06 2035 54,354 55,623
56000.000 SHS GOLDMAN SACHS GROUP INC GLB VAR% OCT 23 2035 56,429 56,300
2000.000 SHS ISHARES IBONDS DEC 2028 TERM CORPORATE 50,551 50,910
500.000 SHS ISHARES TR ISHARES 1-5 YEAR INVESTMENT GRADE CORPORATE BOND ETF 26,140 26,440
1000.000 SHS ISHARES TR ISHARES 5-10 YEAR INVESTMENT GRADE CORPORATE BOND ET 52,675 53,880
1000.000 SHS JANUS HENDERSON AAA CLO ETF 50,635 50,580
750.000 SHS JPMORGAN CORE PLUS BOND EFT 35,614 35,513
2500.000 SHS STATE STREET SPDR BBG 1-3 MNTH T-BILL ETF 229,018 228,450
58000.000 SHS BP CAPITAL MARKETS PLC COMPANY GUARNT 03.279% SEP 19 2027 61,024 57,497
61000.000 SHS JPMORGAN CHASE & CO GLB VAR% JAN 25 2033 57,890 54,518
53000.000 SHS ROYAL BANK OF CANADA SER GMTN GLB 05.150% FEB 1 2034 52,820 55,244
70000.000 SHS ORACLE CORP DTD 4/1/2020 2.8% 4/1/2027 65,367 68,611
70000.000 SHS CANADIAN IMPERIAL BANK DTD 4/7/2022 3.45% 4/7/2027 66,538 69,644
65000.000 SHS HSBC HOLDINGS PLC DTD 08/14/2023 FLTG RATE 8/14/2027 65,159 65,683
65000.000 SHS JOHN DEERE CAPITAL CORP DTD 1/9/2023 4.75% 1/20/2028 64,626 66,245
65000.000 SHS BANK OF MONTREAL DTD 1/12/2023 5.203% 2/1/2028 64,885 66,646
65000.000 SHS AT&T INC DTD 11/23/2018 4.1% 2/15/2028 62,101 65,029
65000.000 SHS BARCLAYS PLC DTD 3/12/24 5.674% 3/12/2028 65,516 66,158
65000.000 SHS BANCO SANTANDER SA DTD 3/14/2024 5.552% 3/14/2028 65,191 66,087
70000.000 SHS BANK OF AMERICA CORP DTD 4/27/2022 FLTG RATE 4/27/2028 68,799 70,279
70000.000 SHS B P CAP MARKETS AMERICA DTD 11/6/2018 4.234% 11/6/2028 67,937 70,449
65000.000 SHS DEUTSCHE BANK NY DTD 1/18/2023 FLTG RATE 1/18/2029 67,277 68,051
65000.000 SHS ANHEUSER-BUSCH INBEV WOR DTD 1/23/2019 4.75% 1/23/2029 64,320 66,310
65000.000 SHS MORGAN STANLEY DTD 1/19/2023 FLTG RATE 2/1/2029 64,245 66,354
65000.000 SHS ABBIVE INC DTD 2/26/2024 4.8% 3/15/2029 65,368 66,594
70000.000 SHS PNC FINANCIAL SERVICES DTD 4/22/2019 3.45% 4/23/2029 64,089 68,848
70000.000 SHS GOLDMAN SACHS GROUP INC/THE DTD 4/23/2018 FLTG RATE 5/1/2029 68,111 70,146
70000.000 SHS VERIZON COMMUNICATIONS DTD 9/10/2019 4.016% 12/3/2029 65,935 69,467
65000.000 SHS ROYAL BANK OF SCOTLAND GROUP PLC DTD 9/27/2018 5.076% 1/27/203 62,734 66,437
65000.000 SHS RIO TINTO FINANCE USA PLC DD 3/14/25 4.875% 3/17/2030 66,723 66,777
75000.000 SHS HOME DEPOT INC DTD 3/30/2020 2.7% 4/15/2030 66,662 70,916
75000.000 SHS WALT DISNEY COMPANY/ THE DTD 5/13/2020 2.65% 1/13/2031 65,115 70,154
65000.000 SHS WELLS FARGO & COMPANY DTD 1/24/2025 FLTG RATE 1/24/2031 65,851 67,309
65000.000 SHS ROYAL BANK OF CANADA DTD 1/24/2025 FLTG RATE 2/4/2031 65,728 66,918
65000.000 SHS TOYOTA MOTOR CREDIT CORP DTD 3/21/2024 5.1% 3/1/2031 65,121 67,514
65000.000 SHS SUMITOMO MITSUI FINL GRP DTD 7/9/2024 5.424% 7/9/2031 66,758 68,026
70000.000 SHS CAPTIAL ONE FINANCIAL CO DTD 9/11/2025 FLTG RATE 9/11/2031 69,838 69,897
70000.000 SHS TORONTO-DOMINION BANK DTD 6/8/2022 4.456% 6/38/2032 68,111 69,864
65000.000 SHS K L A CORP DTD 6/23/2022 4.65% 7/15/2032 63,216 65,947
70000.000 SHS TARGET CORP DTD 9/13/2022 4.5% 9/15/2032 67,763 70,692
70000.000 SHS BANK OF NOVA SCOTIA DTD 9/11/2024 FLTG RATE 11/10/2032 68,319 70,771
65000.000 SHS INTEL CORP DTD 2/10/2023 5.2% 2/10/2033 65,620 66,227
70000.000 SHS PFIZER INVESTMENT ENTER DTD 5/19/2023 4.75% 5/19/2033 67,981 70,742
70000.000 SHS CITIGROUP INC DTD 5/24/2022 FLTG RATE 5/24/2033 68,417 70,839
70000.000 SHS US BANCORP DTD 7/22/2022 FLTG RATE 7/22/2033 69,464 70,526
65000.000 SHS JPMORGAN CHASE & CO DTD 7/5/2022 FLTG RATE 7/25/2033 62,474 66,216
65000.000 SHS CISCO SYSTEMS INC DTD 2/26/2024 5.05% 2/26/2034 65,238 66,888
70000.000 SHS COMCAST CORP DTD 5/22/2024 5.3% 6/1/2034 72,662 72,141
650000.000 SHS TRUIST FINL CORP 5.8670% 6/8/2034 VAR RT 06/08/2034 68,495 69,167
65000.000 SHS LLOYDS BANKING GROUP PLC DTD 1/5/2024 FLTG RATE 1/5/2035 66,949 68,432
65000.000 SHS MITSUBISHI UFG FIN GRP DTD 4/17/2024 FLTG RATE 4/17/2035 66,343 67,551

TY 2025 InvestmentsCorpStockSchedule
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Name of Stock End of Year Book Value End of Year Fair Market Value
317.000 SHS ABBOTT LABS 28,413 39,717
664.000 SHS ALPHABET INC CL A 41,201 207,832
602.000 SHS AMAZON INC COM 74,082 138,954
907.000 SHS APPLE INC 69,198 246,577
1308.000 SHS AT&T INC 24,309 32,491
112.000 SHS BERKSHIRE HATHAWAY INC 19,098 56,297
33.000 SHS BLACKROCK INC REG SHS 16,330 35,321
233.000 SHS BLACKSTONE INC 27,146 35,915
36.000 SHS BOEING COMPANY 8,279 7,816
405.000 SHS BOSTON SCIENTIFIC CORP 16,919 38,617
576.000 SHS BROADCOM INC 15,068 199,354
145.000 SHS CAPTIAL ONE FINL 30,703 35,142
183.000 SHS CHEVRON CORP 14,510 27,891
354.000 SHS CISCO SYSTEMS INC COM 7,216 27,269
449.000 SHS COCA COLA COM 19,493 31,390
34.000 SHS CONSTELLATION ENERGY CORP REG SHS 7,276 12,011
53.000 SHS COSTCO WHOLESALE CRP DEL 19,602 45,704
32.000 SHS DEERE CO 3,937 14,898
116.000 DISNEY (WALT) CO COM STK 10,372 13,197
28.000 SHS ELI LILLY & CO 22,224 30,091
14.000 SHS EQUINIX INC 9,153 10,726
345.000 SHS EXXON MOBIL CORP COM 35,179 41,517
116.000 SHS GE AEROSPACE 22,413 35,731
120.000 SHS HOME DEPOT INC 27,628 41,292
157.000 SHS JOHNSON AND JOHNSON COM 22,825 32,491
273.000 SHS JPMORGAN CHASE & CO 23,587 87,966
265.000 SHS KKR & CO INC CL A 16,863 33,782
411.000 SHS MARVELL TECH INC 10,586 34,927
51.000 SHS MASTERCARD INC 27,522 29,115
112.000 SHS MCDONALDS CORP COM 34,059 34,231
186.000 SHS MERCK AND CO INC SHS 13,015 19,578
128.000 SHS META PLATFORMS INC CLASS A COMMON STOCK 60,249 84,492
475.000 SHS MICROSOFT CORP 66,555 229,720
325.000 SHS MORGAN STANLEY 12,121 57,697
358.000 SHS NEXTERA ENERGY INC SHS 28,999 28,740
1553.000 SHS NVDIA 12,167 289,635
153.000 SHS PALANTIR TECHNOLOGIES INC REG SHS CL A 29,640 27,196
308.000 SHS PALO ALTO NETWORKS INC 11,185 56,734
159.000 SHS PROCTER & GAMBLE CO 23,612 22,786
178.000 SHS PROLOGIS INC 14,068 22,723
161.000 SHS QNITY ELECTRONICS INC REG SHS 11,687 13,146
247.000 SHS RTX CORP 22,386 45,300
157.000 SHS SALESFORCE INC 27,582 41,591
151.000 SHS TESLA INC 38,285 67,908
74.000 SHS THERMO FISHER SCIENTIFIC 37,416 42,879
205.000 SHS UBER TECHNOLOGIES INC 16,118 16,751
65.000 SHS UNION PACIFIC CORP 12,908 15,036
62.000 SHS UNITEDHEALTH GROUP INC 21,047 20,467
197.000 SHS VISA INC CL A SHS 27,804 69,090
402.000 SHS WALMART INC 18,394 44,787
158.000 SHS WASTE MANAGEMENT INC NEW 25,758 34,714
442.000 SHS WELLS FARGO & CO 35,449 41,194
172.000 SHS 3M COMPANY 23,427 27,537
113.000 SHS BECTON DICKERSON CO 26,690 21,930
5915.189 SHS BLACKROCK MID CAP GROWTH EQUITY PORT CL CLASS K 198,538 215,076
89.000 SHS CHENIERE ENERGY 15,096 17,301
322.000 SHS DUPONT DE NEMOURS INC 8,157 12,944
661.000 SHS FREEPORT-MCMORAN INC 23,846 33,572
330.000 GENERAL MOTORS CO 13,447 26,836
92.000 HILTON WORLDWIDE HOLDINGS INC REG 15,285 26,427
2000.000 SHS ISHARES RUSSELL MIDCAP 193,906 192,540
10635.431 SHS MFS MID CAP VALUE FUND CL R6 198,457 332,357
409.000 MONDELEZ INTERNATIONAL 20,059 22,016
107.000 SHS PNC FINCL SERVICES GROUP 22,493 22,334
7638.809 PRINCIPAL MIDCAP FUND CL R6 199,354 327,781
139.000 QUANTA SERVICES INC 19,476 58,666
350.000 SHS SEMPRA 29,627 30,902
385.000 SHS SYSCO CORPORATION 30,288 28,371
87.000 SHS VALERO ENERGY CORP NEW 8,524 14,163
500.000 VANGUARD MIDCAP ETF 146,034 145,110
325.000 VERTIV HLDG CO 24,751 52,653
104.000 VISTRA CORP 12,220 16,778
1600.000 SHS ISHARES TR RUSSELL 2000 382,440 393,856
354.000 SHS SPDR SP BIOTECH ETF 33,265 43,163
44.000 SHS ASML HLDG NV NY REG SHS 23,535 47,074
353.000 SHS ASTRAZENECA PLC SPND ADR 27,729 32,451
103.000 SHS EATON CORP PLC 5,322 32,807
11246.488 SHS HARDING LOEVNER INTL EQUITY PT FD INSTL CL 223,243 305,455
21090.336 SHS OAKMARK INTL FD CL R6 334,531 683,116
10189.229 SHS HARTFORD SCHRODERS EMERG MKTS EQUITY FD CL F 140,000 233,741
131.000 SHS AON PLC/IRELAND A 42,110 46,227
520.000 SHS CRH PLC 29,392 64,896
1130.000 SHS MEDTRONIC, PLC ADR 96,359 108,548
128.000 SHS TRANE TECHNOLOGIES PUBLIC LIMITED CO 3,966 49,818
74.000 SHS SPOTIFY TECHNOLOGY SA 42,877 42,973
1290.000 SHS AT&T 21,403 32,044
1237.000 SHS ALPHABET INC 59,837 415,351
1401.000 SHS AMAZON COM INC 107,132 323,379
370.000 SHS AMERICAN INTERNATION GROUP INC 9,253 31,654
331.000 SHS AMETEK INC NEW 58,462 67,958
1428.000 SHS APPLE INC 119,824 388,216
191.000 SHS APPLIED MATERIALS INC 26,015 49,085
318.000 SHS ASSURANT INC 67,735 76,590
76.000 SHS AXON ENTERPRISE INC 44,514 43,163
1980.000 SHS BANK OF AMERICA CORPORATION 74,850 108,900
810.000 SHS BENTLEY SYSTEMS INC 37,508 30,914
306.000 SHS BERKSHIRE HATHAWAY INC DEL CL B 106,343 153,811
630.000 SHS BRISTOL-MYERS SQUIBB COMPANY 34,148 33,982
481.000 SHS BROADCOM INC 125,236 166,474
158.000 SHS CME GROUP INC 27,833 43,147
1370.000 SHS C S X CORP 43,663 49,663
204.000 SHS CAPTIAL ONE FINANCIAL CORPORATION 36,505 49,441
68.000 SHS CASEYS GENERAL STORES INC 38,082 37,584
1270.000 SHS CHEWY, INC. 23,059 41,974
1540.000 SHS CISCO SYSTEMS INC 80,201 118,626
530.000 SHS COMERICA INC 35,953 46,073
197.000 SHS CONSTELLATION ENERGY 21,972 69,594
600.000 SHS COSTAR GROUP INC 49,357 40,344
69.000 SHS CUMMINS INC 29,482 35,221
550.000 SHS DELTA AIR LINES INC 33,162 38,170
288.000 SHS DIAMONDBACK ENERGY INC 41,028 43,295
640.000 SHS THE WALT DISNEY COMPANY 72,366 72,813
560.000 SHS DOLBY LABORATORIES INC CL A 43,974 35,963
910.000 SHS DOMINION RES INC VA NEW 44,260 53,317
255.000 SHS DOVER CORP 44,620 49,786
1100.000 SHS E Q T CORPORATION 37,069 58,960
374.000 SHS EMERSON ELECTRIC CO 50,326 49,637
734.000 SHS EXXON MOBIL CORP 84,067 88,330
217.000 SHS META PLATFORMS INC 151,761 143,240
1860.000 SHS FIRST HORIZON NATIONAL CORP 28,103 44,454
2850.000 SHS FORD MOTOR COMPANY 30,952 37,392
1340.000 SHS FREEPORT MCMORAN COPPER & GOLD INC 59,766 68,059
53.000 SHS GE VERNOVA LLC 9,309 34,639
630.000 SHS GILEAD SCIENCES INC 63,781 77,326
142.000 SHS GOLDMAN SACHS GROUP INC 59,124 124,818
433.000 SHS HOWMET AEROSPACE INC 28,541 88,774
233.000 SHS HUBBELL INC COM 88,196 103,478
89.000 SHS HUBSPOT INC 47,337 35,716
270.000 SHS HUMANA INC 72,316 69,155
49.000 SHS IDEXX LABS INC 25,505 33,150
315.000 SHS ILLUMINA INC 47,382 41,315
890.000 SHS INTERNATIONAL PAPER CO 41,632 35,057
66.000 SHS INTUITIVE SURGICAL INC 24,687 37,380
413.000 SHS JP MORGAN CHASE & CO 40,911 133,077
684.000 SHS JOHNSON & JOHNSON 111,733 141,554
307.000 SHS HARRIS CORPORATION 66,349 90,126
990.000 SHS LAS VEGAS SANDS CORP 34,124 64,439
770.000 SHS ESTEE LAUDER COMPANIES CLASS A 71,268 80,634
185.000 SHS MARATHON PETROLEUM CORP 27,544 30,087
78.000 SHS MASTERCARD INC 43,253 44,529
989.000 SHS MICROSOFT CORPORATION 117,403 478,300
560.000 SHS NEFLIX COM INC 28,067 52,506
490.000 SHS NEWMONT MINING CORP 22,004 48,927
3445.000 SHS NVIDIA CORP 92,869 642,493
1120.000 SHS OLD REPUBLIC INTL CORP 50,743 51,117
620.000 SHS OMNICOM GROUP INC 58,844 50,065
1580.000 SHS PFIZER INC 41,570 39,342
261.000 SHS PHILLIPS 66 41,027 33,679
249.000 SHS REPLIGEN CORP 38,849 40,801
350.000 SHS SCHWAB CHARLES CORP NEW 25,830 34,969
325.000 SHS SERVICENOW INC 65,306 49,787
220.000 SHS SHOPIFY INC 22,674 35,413
170.000 SHS SYNOPSYS INC 70,219 79,852
200.000 SHS TEXAS INTRUSTMENTS INC 35,906 34,698
209.000 SHS THERMO FISHER SCIENTIFIC INC 108,927 121,105
154.000 SHS UNITEDHEALTH GROUP INC 31,321 50,837
530.000 SHS VERALTO CORPORATION 44,737 52,883
710.000 SHS VOYA FINANCIAL INC 37,466 52,888

TY 2025 InvestmentsGovtObligationsSch
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
US Government Securities - End of Year Book Value:

135,670
US Government Securities - End of Year Fair Market Value:

135,701
State & Local Government Securities - End of Year Book Value:


0
State & Local Government Securities - End of Year Fair Market Value:


0


TY 2025 InvestmentsOtherSchedule2
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
38363.146 SHS DOUBLELINE TOTAL RETURN BOND AT COST 361,292 342,199
725 SHS INVESCO QQQ ETF AT COST 160,407 445,375
1515 SHS ISHARES RUSSELL MID CAP VALUE ETF AT COST 155,878 213,691
4300 SHS ISHARES RUSSELL MID CAP ETF AT COST 388,765 413,961
1950 SHS ISHARES S&P SMALL CAP 600 GROWTH ETF AT COST 253,420 275,262
3850 SHS VANGUARD FTSE EMERGING MARKETS ETF AT COST 159,171 206,976
270 SHS VANGUARD HEALTH CARE ETF AT COST 47,799 77,720
3040 SHS VANGUARD TOTAL STOCK MARKET ETF AT COST 650,131 1,019,221
8298.000 SHS ISHARES BARCLAYS AGGREGATE BOND FUND AT COST 824,540 828,804
1999.000 SHS ISHARES LEHMAN 1-3 YEAR TREASURY BOND FUND AT COST 162,815 165,557
8783.291 SHS ARISTOTLE FLOATING RATE INCOME CLASS I AT COST 81,817 82,739
7769.000 SHS HOTCHKIS & WILEY HIGH YIELD FUND AT COST 81,965 82,740
1718.000 SHS ISHARES JP MORGAN UDS EMERGING MARKETS BOND FUND AT COST 146,601 165,409
702.000 SHS ISHARES S&P 500 INDEX FUND AT COST 317,793 480,828
21113.000 SHS IRSHARES TR S&P MIDCAP 400 INDEX FD AT COST 1,023,517 1,393,458
3833.634 SHS PRINCIPAL MIDCAP FUND AT COST 181,233 164,501
5936.000 SHS FULLERTHALER BEHAVIORAL SMALL-CAP GROWTH FUND AT COST 307,629 321,672
2735.000 SHS ISHARES TR S&P SMALLCAP 600 AT COST 253,412 328,692
630.000 SHS ALCON INC AT COST 56,416 49,650
26582.407 SHS CAUSEWAY INTL VALUE FD INST AT COST 505,573 624,687
3504.000 SHS ISHARES MSCI EAFE SMALL CAP INDEX FUND AT COST 260,181 271,665
9263.000 ISHARES CORE MSCI EAFE ETF AT COST 705,036 828,668
13344.537 SHS G Q G PARTNERS EMERGING MARKETS EQUITY FUND AT COST 186,509 237,533
8108.000 SHS ISHARES CORE MSCI EMERGING MARKETS ETF AT COST 545,630 545,020
1841.000 SHS VANGUARD REAL ESTATE ETF AT COST 142,374 162,910

TY 2025 OtherIncomeSchedule2
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
CLASS ACTION PROCEEDS 208 208 208
OTHER ADJUSTMENTS - FROM BROKERAGE ACCOUNTS 9,393 9,393 9,393


TY 2025 OtherProfessionalFeesSchedule
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES 177,411 177,411   0
BANK FEES & INVESTMENT EXPENSE 26 26   0


TY 2025 TaxesSchedule
Name:
GERHART FAMILY CHARITABLE TRUST
EIN:
26-3384834
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAX WITHHELD 9,902 9,902   0
FEDERAL EXCISE TAX 22,038 0   0