Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
CUMMINGS FOUNDATION FOR BEHAVIORAL
HEALTH
Number and street (or P.O. box number if mail is not delivered to street address) 4781 CAUGHLIN PARKWAY
  Room/suite
City or town
RENO
State or province
NV
Country  
ZIP or foreign postal code
89519
A Employer identification number

30-0163951
B Telephone number (see instructions)

7758263311
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$5,802,596J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule) 1,300,000
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 56,162 56,162 56,162
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 173,303
b Gross sales price for all assets on line 6a 1,073,504
7 Capital gain net income (from Part IV, line 2)... 173,303
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
1,296 1,296 1,296
12 Total. Add lines 1 through 11........ 1,530,761 230,761 57,458
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 283,493 0 0 283,493
14 Other employee salaries and wages...... 419,346 0 0 419,346
15 Pension plans, employee benefits....... 89,405 0 0 89,405
16a Legal fees (attach schedule)......... Click to see attachment
List of Attached Documents:
// Content
6,648 0 0 6,648
b Accounting fees (attach schedule).......        
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
241,056 18,175 18,175 222,881
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
71,066 0 0 71,066
19 Depreciation (attach schedule) and depletion... 51,248 0 0
20 Occupancy.............. 185,770 0 0 185,770
21 Travel, conferences, and meetings....... 55,446 0 0 55,446
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
435,479 0 0 435,479
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 1,838,957 18,175 18,175 1,769,534
25 Contributions, gifts, grants paid....... 103,500 103,500
26 Total expenses and disbursements. Add lines 24 and 25 ................ 1,942,457 18,175 18,175 1,873,034
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -411,696
b Net investment income (if negative, enter -0-) 212,586
c Adjusted net income (if negative, enter -0-)... 39,283
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 1,844,108 2,345,614 2,345,614
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 309,103 Click to see attachment
List of Attached Documents:
// Content
333,265 		333,265
b Investments—corporate stock (attach schedule)....... 1,031,711 Click to see attachment
List of Attached Documents:
// Content
1,078,523 		1,078,523
c Investments—corporate bonds (attach schedule)....... 316,815 Click to see attachment
List of Attached Documents:
// Content
415,807 		415,807
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 531,480 Click to see attachment
List of Attached Documents:
// Content
500,856 		500,856
14 Land, buildings, and equipment: basis 2,256,099
Less: accumulated depreciation (attach schedule) 1,127,568 1,176,709 Click to see attachment
List of Attached Documents:
// Content
1,128,531 		1,128,531
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 5,209,926 5,802,596 5,802,596
Liabilities 17 Accounts payable and accrued expenses.......... 8,137 1,962
18 Grants payable.................    
19 Deferred revenue................. 1,200,000 2,135,000
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe ) Click to see attachment
List of Attached Documents:
// Content
974 		Click to see attachment
List of Attached Documents:
// Content
0
23 Total liabilities (add lines 17 through 22)......... 1,209,111 2,136,962
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 4,000,815 3,665,634
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 4,000,815 3,665,634
30 Total liabilities and net assets/fund balances (see instructions). 5,209,926 5,802,596
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
4,000,815
2
Enter amount from Part I, line 27a .....................
2
-411,696
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
76,515
4
Add lines 1, 2, and 3 ..........................
4
3,665,634
5
Decreases not included in line 2 (itemize)
5
0
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
3,665,634
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a MORGAN STANLEY SALES P    
b MORGAN STANLEY SALES P    
c CAPITAL GAINS DIVIDENDS P    
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 371,529   212,740 158,789
b 682,705   687,461 -4,756
c 19,270     19,270
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       158,789
b       -4,756
c       19,270
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 173,303
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3 -4,756
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 2,955
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 2,955
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 2,955
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 1,428
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d 0
7 Total credits and payments. Add lines 6a through 6d.............. 7 1,428
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 1,527
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax   Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $ 0(2) On foundation managers.$ 0
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$ 0
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
 
No
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
NV
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
Yes
 
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofKEITH GLIDEWELL Telephone no. (775) 826-3311

Located at4781 CAUGHLIN PARKWAYRENONV ZIP+489519
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
ANDREW CUMMINGS DIRECTOR/CHAIRMAN
1.00 		0 0 0
4781 CAUGHLIN PARKWAY
RENO,NV89519
DAVENA LONGSHORE EXECUTIVE DIRECTOR
40.00 		239,954 42,159 1,955
4781 CAUGHLIN PARKWAY
RENO,NV89519
DR JANET CUMMINGS PRESIDENT
1.00 		0 0 0
4781 CAUGHLIN PARKWAY
RENO,NV89519
KRISTEN DEMARA SECRETARY
1.00 		0 0 0
4782 CAUGHLIN PARKWAY
RENO,NV89520
KEITH GLIDEWELL TREASURER
1.00 		0 0 0
4781 CAUGHLIN PARKWAY
RENO,NV89519
MARY CUMMINGS DENNY DIRECTOR
1.00 		0 0 0
4781 CAUGHLIN PARKWAY
RENO,NV89519
DR GLORINDA SEGAY DIRECTOR
1.00 		0 0 0
4781 CAUGHLIN PARKWAY
RENO,NV89519
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
KEITH GLIDEWELL CONTROLLER
40.00 		129,171 13,253 1,380
3055 KNIGHT ROAD
RENO,NV89509
JORDAN PATE-GARRETT SOCIAL SCIENTIST
40.00 		100,000 28,255 1,380
6928 SOUTHWEST 39TH STREET
DAVIE,FL33314
MEGAN MATURO GRANTS SPECIALIST
40.00 		90,900 24,038 1,380
103 HILLSIDE AVENUE
WEST CALDWELL,NJ07006
PATRICIA PETROVA STATISTICAL ANALYST
40.00 		98,800 11,260 1,380
6018 ANNAPOLIS STREET
HOUSTON,TX77005
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
THE CONDITIONING ROOM PROGRAM SERVICES 183,900
1310 N COURTHOUSE READ SUITE 002
ARLINGTON,VA22201
SPECIALITY HEALTH AND WELLNESS PROGRAM SERVICES 124,350
2415 B PYRAMID WAY
SPARKS,NV89431
JENNIFER PROHASKA PROGRAM SERVICES 100,633
6201 COLLEGE BLVD SUITE 410
OVERALND PARK,KS66211
BAKER PERFORMANCE FACILITATION LLC PROGRAM SERVICES 93,248
625 SPANISH WELLS RD UNIT 1
HITON HEAD,SC29926
SAVITCH FITNESS CONSULTING LLC PROGRAM SERVICES 74,925
1310 N COURTHOUSE ROAD
ARLINGTON,VA22201
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1 EDUCATION OF THE PUBLIC AND RESEARCH REGARDING BEHAVIORAL HEALTH ISSUES. THE CUMMINGS FOUNDATION FOR BEHAVIORAL HEALTH IS DEVELOPING AND EVALUATING A BEHAVIORAL WELLNESS PROGRAM FOR THE ARLINGTON COUNTY POLICE DEPARTMENT IN ARLINGTON, VIRGINIA. THE PROGRAM DETERMINES, SUPPORTS, AND ASSESSES WELLNESS RESOURCES WITH LITERATURE REVIEWS, SURVEYS, AND MEASURES OF HEALTH AND JOB PERFORMANCE, PRODUCING THREE RESEARCH PAPERS IN THE PROCESS. 1,268,141
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................0
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
2,217,718
b
Average of monthly cash balances.......................
1b
1,157,287
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
3,375,005
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
3,375,005
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
50,625
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
3,324,380
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
166,219
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
 
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
 
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
 
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
 
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
 
6
Deduction from distributable amount (see instructions) .................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
 
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
1,873,034
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
1,873,034
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7  
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only.......  
b Total for prior years:20 , 20, 20  
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024......  
f Total of lines 3a through e ........  
4Qualifying distributions for 2025 from Part
XI, line 4: $  
a Applied to 2024, but not more than line 2a  
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		 
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		 
d Applied to 2025 distributable amount.....  
e Remaining amount distributed out of corpus  
5 Excess distributions carryover applied to 2025.    
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		 
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		 
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		 
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		 
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		 
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		 
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
2015-11-18
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
39,283 27,932 31,709 0 98,924
b 85% (0.85) of line 2a ....... 33,391 23,742 26,953 0 84,085
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		1,873,034 1,062,414 681,469 580,449 4,197,366
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		103,500 100,000 0 0 203,500
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		1,769,534 962,414 681,469 580,449 3,993,866
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......         0
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		         0
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		110,813 96,071 80,907 77,385 365,176
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		        0
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		        0
(3) Largest amount of support
from an exempt organization		         0
(4) Gross investment income         0
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

UNIVERSITY OF THE PACIFIC

3601 PACIFIC
STOCKTON,CA95211 		NONE   EDUCATION AND SUPPORT FOR FIELD OF PSYCHOLOGY 100,000

SOCIETY FOR POLICE AND CRIMINALS

PO BOX 112
PENN LAIRD,VA22846 		NONE   GENERAL SUPPORT TO SFPC. 3,500
Total ................................. 3a 103,500
bApproved for future payment
Total ................................. 3b 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 56,162  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....     14 1,296  
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 173,303  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) .. 0 230,761 0
13Total. Add line 12, columns (b), (d), and (e)..................
13
230,761
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description
Schedule B
(Form 990)
(Rev. January 2025)
Department of the Treasury
Internal Revenue Service
Schedule of Contributors

Attach to Form 990, 990-EZ, or 990-PF.
Go to www.irs.gov/Form990 for the latest information.
OMB No. 1545-0047
Name of the organization
CUMMINGS FOUNDATION FOR BEHAVIORAL
HEALTH
Employer identification number

30-0163951
Organization type (check one):
Filers of:
Section:
Form 990 or 990-EZ
501(c)( ) (enter number) organization

4947(a)(1) nonexempt charitable trust not treated as a private foundation

527 political organization


Form 990-PF
501(c)(3) exempt private foundation

4947(a)(1) nonexempt charitable trust treated as a private foundation

501(c)(3) taxable private foundation
Check if your organization is covered by the General Rule or a Special Rule.  
Note:  Only a section 501(c)(7), (8), or (10) organization can check boxes for both the General Rule and a Special Rule. See instructions.
General Rule
For an organization filing Form 990, 990-EZ, or 990-PF that received, during the year, contributions totaling $5,000 or more (in money or other property) from any one contributor. Complete Parts I and II. See instructions for determining a contributor's total contributions.
Special Rules
For an organization described in section 501(c)(3) filing Form 990 or 990-EZ that met the 331/3% support test of the regulations
under sections 509(a)(1) and 170(b)(1)(A)(vi), that checked Schedule A (Form 990 or 990-EZ), Part II, line 13, 16a, or 16b, and that received from any one contributor, during the year, total contributions of the greater of (1) $5,000 or (2) 2% of the amount on (i) Form 990, Part VIII, line 1h, or (ii) Form 990-EZ, line 1. Complete Parts I and II.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, total contributions of more than $1,000 exclusively for religious, charitable, scientific, literary, or educational purposes, or for the prevention of cruelty to children or animals. Complete Parts I, II, and III.
For an organization described in section 501(c)(7), (8), or (10) filing Form 990 or 990-EZ that received from any one contributor,
during the year, contributions exclusively for religious, charitable, etc., purposes, but no such contributions totaled more than $1,000. If this box is checked, enter here the total contributions that were received during the year for an exclusively religious, charitable, etc., purpose. Don't complete any of the parts unless the General Rule applies to this organization because it received nonexclusively religious, charitable, etc., contributions totaling $5,000 or more during the year ......... $  
Caution: An organization that isn't covered by the General Rule and/or the Special Rules doesn't file Schedule B (Form 990,
990-EZ, or 990-PF), but it must answer “No” on Part IV, line 2, of its Form 990; or check the box on line H of its Form 990-EZ
or on its Form 990PF, Part I, line 2, to certify that it doesn't meet the filing requirements of Schedule B (Form 990,
990-EZ, or 990-PF).
For Paperwork Reduction Act Notice, see the Instructions
for Form 990, 990-EZ, or 990-PF.
Cat. No. 30613XSchedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 2025) Page 2
Name of organization
CUMMINGS FOUNDATION FOR BEHAVIORAL
HEALTH 		Employer identification number
30-0163951
Part I
Contributors (see instructions). Use duplicate copies of Part I if additional space is needed.
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
1
AMERICAN ENDOWMENT FOUNDATION
 
1521 GEORGETOWN ROAD SUITE 104
 
HUDSON, OH44236

$ 1,300,000


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
(a)
No.		 (b)
Name, address, and ZIP + 4		 (c)
Total contributions		 (d)
Type of contribution
 
 
 
 

$  


(Complete Part II for noncash contributions.)
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 3
Name of organization
CUMMINGS FOUNDATION FOR BEHAVIORAL
HEALTH 		Employer identification number

30-0163951
Part II
Noncash Property (see instructions). Use duplicate copies of Part II if additional space is needed.
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
(a)
No. from Part I 		(b)
Description of noncash property given 		(c)
FMV (or estimate)
(See instructions) 		(d)
Date received
 
$    
Schedule B (Form 990) (Rev. 1-2025)
Schedule B (Form 990) (Rev. 1-2025)
Page 4
Name of organization
CUMMINGS FOUNDATION FOR BEHAVIORAL
HEALTH 		Employer identification number

30-0163951
Part III
Exclusively religious, charitable, etc., contributions to organizations described in section 501(c) (7), (8), or (10) that total more than $1,000 for the year from any one contributor. Complete columns (a) through (e) and the following line entry. For organizations completing Part III, enter the total of exclusively religious, charitable, etc., contributions of $1,000 or less for the year. (Enter this information once. See instructions.) $  
Use duplicate copies of Part III if additional space is needed.
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
(a)
No. from Part I		 (b) Purpose of gift (c) Use of gift (d) Description of how gift is held
 
(e) Transfer of gift
Transferee's name, address, and ZIP 4 Relationship of transferor to transferee
 
 
     
 
Schedule B (Form 990) (Rev. 1-2025)
Additional Data


Software ID:  
Software Version:  

TY 2025 InvestmentsCorpBondsSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Name of Bond End of Year Book Value End of Year Fair Market Value
CITIGROUP INC FXD TO 102023 VAR THRAFTR 6.086% 6,024 6,024
CITIGROUP INC FXD TO 112028 VAR THRAFTR 7.625% 1,055 1,055
GOLDMAN SACHS GROUP INC FXD TO 112026 VAR THRAFTER 7,279 7,279
WELLS FARGO & CO FXD TO 032026 VAR THRAFTR 6,978 6,978
NAVIENT CORP 7,013 7,013
GENERAL MOTORS FINANCIAL CO INC 8,293 8,293
SM ENERGY CO 7,075 7,075
AMERICAN EXPRESS CO 6,023 6,023
CROWN CASTLE INC 6,990 6,990
ALLY FINANCIAL INC FXD TO 052028 VAR THRAFTR 5.737% 7,180 7,180
US BANCORP FXD TO 062028 VAR THRAFTR 5.775% 7,278 7,278
AMERICAN EXPRESS CO 2,002 2,002
MGM RESORTS INTERNATIONAL (MGM) 8,226 8,226
COMMONSPIRIT HEALTH 7,738 7,738
EQUINIX INC 6,725 6,725
MORGAN STANLEY FXD TO 012029 VAR THRAFTR 4.4310% 7,043 7,043
TRUIST FINANCIAL CORP FXD TO 012029 VAR THRAFTR 5.435% 8,288 8,288
SLM CORP 6,210 6,210
REGAL REXNORD CORP 7,419 7,419
EXPAND ENERGY CORP 7,098 7,098
BOING CO/THE 7,196 7,196
DELTA AIR LINES INC 7,197 7,197
HCA INC 6,731 6,731
NUSTAR LOGISTICS LP 8,396 8,396
CELANESE US HOLDINGS LLC 8,444 8,444
FORD MOTOR CO 7,743 7,743
OCCIDENTAL PETROLEUM CORP 8,004 8,004
SONOCO PRODUCTS COMPANY 7,218 7,218
BROADCOM INC 7,029 7,029
HYATT HOTELS CORP 7,342 7,342
BOSTON PROPERTIES LP 7,864 7,864
MURPHY OIL CORP 6,990 6,990
CVS HEALTH CORP 7,215 7,215
DIAMONDBACK ENERGY INC 6,476 6,476
CHARTER COMMUNICATIONS OPERATI NG LLC / CHARTER 7,549 7,549
AMERICAN TOWER CORP 8,557 8,557
ENERGY TRANFER LP 6,591 6,591
PNC FINL SERVICES GRP INC FXD TO 012033 VAR THRAFTR 5.068% 7,172 7,172
JBS USA HOLDING LUX SARL/ JBS USA FOOD CO/ JBS LUX CO 7,734 7,734
CAMPBELL SOUP CO 8,159 8,159
CAPITAL ONE FINANCIAL CORP FXD TO 112033 VAR THRAFTR 8,256 8,256
HUNTINGTON BANCSHARES INC/OH FXD TO 022034 VAR THFTR 7,325 7,325
KRAFT HEINZ FOODS CO 8,233 8,233
ROYAL CARIBBEAN CRUISES LTD 7,038 7,038
TEVA PHARMACEUTICAL FINANCE CO LLC 8,414 8,414
UNITED AIRLINES 2024-1 CLASS AA PASS THROUGH TRUST 7,953 7,953
JPMORGAN CHASE & CO FXD TO 042041 VAR THRAFTR 3.1570% 7,788 7,788
AMGEN INC 8,073 8,073
BANK OF AMERICA CORP FXD TO 032049 VAR THRAFTR 4.3300% 7,592 7,592
MICROSOFT CORP 7,365 7,365
VERIZON COMMUNICATIONS INC 6,408 6,408
DOMINION ENERGY INC FXD TO 062034 VAR THRAFTR 7% 7,579 7,579
EXELON CORP FXD TO 032035 VAR THRAFTR 6.5% 12,947 12,947
CARMAX AUTO OWNER TRUST 2025-1 A-2A 7,477 7,477
GM FINANCIAL CONSUMER 2024-1 A-3 6,672 6,672
VERIZON MASTER TR 2023-1 A-1A 6,001 6,001
VERIZON MASTER TR 2023-4 A-1A 2,012 2,012
CARMAX AUTO OWNER TRUST 2024-4 A-3 7,130 7,130

TY 2025 InvestmentsCorpStockSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Name of Stock End of Year Book Value End of Year Fair Market Value
A G C O CORP (AGCO) 4,486 4,486
ADVANCED MICRO DEVICES 2,009 2,009
AIA GROUP LTD SPON ADR (AAGIY) 1,930 1,930
ALIBABA GROUP HLDG LTD (BABA) 5,772 5,772
ALLEGION PUB LTD CO (ALLE) 12,743 12,743
ALPHABET INC CL A (GOOGL) 22,564 22,564
ALPHABET INC CL C (GOOG) 21,869 21,869
AMAZON COM INC (AMZN) 35,085 35,085
AMERICAN HEALTHCARE REIT INC (AHR) 1,365 1,365
AMERICAN HOMES 4 RENT CL A (AMH) 2,305 2,305
AMERICAN TOWER CORP (AMT) 3,369 3,369
AMPHENOL CORP NEW CL A (APH) 5,265 5,265
ANALOG DEVICES INC (ADI) 3,351 3,351
APPLE INC (AAPL) 29,089 29,089
ARES MANAGEMENT CORP - A (ARES)) 3,229 3,229
APPLIED MATERIALS INC (AMAT) 22,107 22,107
AVALONBAY COMM INC (AVB) 4,376 4,376
AXON ENTERPRISE INC (AXON) 3,638 3,638
BENTLEY SYS INC COM CL B (BSY) 10,266 10,266
BERKLEY W R CORP (WRB) 13,673 13,673
BERKSHIRE HATHAWAY CL-B NEW (BRK'B) 19,715 19,715
BJS WHSL CLUBHLDGS INC (BJ) 7,379 7,379
BRIGHT HORIZONS FAMILY SOLUT (BFAM) 6,836 6,836
BROADCOM INC (AVGO) 15,345 15,345
BYD COMPANY LTD UNSPON ADR (BYDDY 1,274 1,274
CADENCE DESIGN SYSTEM (CDNS) 4,003 4,003
CAPITAL ONE FINANCIAL CORP (COF) 28,114 28,114
CAPITEC BANK HOLDINGS LTD ADR (CKHGY) 3,196 3,196
CHEMED CORPORATION (CHE) 5,363 5,363
CHINA MERCHANTS BK CO LTD UNSP (CIHKY) 3,216 3,216
CHOICE HOTELS INTL INC NEW (CHH) 6,236 6,236
CHUBB LTD (CB) 6,485 6,485
CINTAS LTD (CB) 3,984 3,984
CLICKS GROUP LTD SPONS ADR (CLCGY) 1,104 1,104
CONOCOPHILLIPS (COP) 4,855 4,855
COTERRA ENERGY INC (CTRA) 14,371 14,371
COUSINS PPTYS INC (CUZ) 1,400 1,400
CROWN CASTLE INC (CCI) 2,453 2,453
CVS HEALTH CORP COM (CVS) 18,418 18,418
DARLING INGREDIENTS INC (DAR) 2,133 2,133
DIGITAL REALTY TRUST INC (DLR) 2,777 2,777
DOORDASH INC CL A (DASH) 5,393 5,393
ELI LILLY & CO (LLY) 9,170 9,170
EPAM SYSTEMS (EPAM) 888 888
EQUIFAX INC (EFX) 8,738 8,738
EQUINIX INC (EQIX) 7,290 7,290
EQUITY LIFESTYLE PROPERTIES (ELS) 1,237 1,237
ESSEX PROPERTY TRUST INC (ESS) 2,163 2,163
EASTGROUP PROPERTIES INC (EGP) 1,923 1,923
EXPONENT INC (EXPO) 5,096 5,096
EXTRA SPACE STORAGE INC (EXR) 4,107 4,107
GE AEROSPACE NEW (GE) 4,627 4,627
GE VERNOVA INC (GEV) 5,286 5,286
GLOBANT S.A (GLOB) 326 326
GRUPO FINANCIERO BANORTE SAB (GBOOY) 1,681 1,681
HAMILTON LANE CL A (HLNE) 5,323 5,323
HDFC BANK LTD ADR (HDB) 5,797 5,797
HEALTHPEAK PROPERTIES INC (DOC) 2,332 2,332
HILTON WORLDWIDE HLDGS INC (HLT) 4,249 4,249
HOWMET AEROSPACE INC (HWM) 3,578 3,578
HUDSON PACIFIC PROPERTIES INC (HPP) 315 315
HYATT HOTELS CORP COM CL A (H) 898 898
IAC INC NEW (IAC) 2,675 2,675
ICICI BANK LTD (IBN) 4,112 4,112
INTER & CO INC CLASS A COM (INTR) 623 623
INTERACTIVE BROKERS GROUP CL A (IBKR) 16,785 16,785
INTUIT INC (INTU) 6,457 6,457
INTUITIVE SURGICAL INC (ISRG) 7,887 7,887
INVENTRUST PPTYS CORP NEW (IVT) 946 946
INVITATION HOMES INC (INVH) 2,702 2,702
IRON MOUNTAIN INC (IRM) 1,420 1,420
JACK HENRY & ASSOC INC (JKHY) 9,489 9,489
JD COM INC SPON ADR CL A (JD) 900 900
KILROY REALTY CORPORATION (KRC) 1,055 1,055
KKR & CO INC CL A (KKR) 3,083 3,083
LCI INDS (LCII) 2,442 2,442
LENNOX INTL INC (LII) 8,273 8,273
LPL FINL HLDGS INC COM (LPLA) 15,579 15,579
MAKEMYTRIP LIMITED (MMYT) 672 672
MARKEL GROUP INC (MKL) 12,146 12,146
MASTERCARD INC CL A (MA) 7,991 7,991
MCKESSON CORP (MCK) 4,331 4,331
META PLATFORMS INC CL A (META) 30,061 30,061
MGM RESORTS INTERNATIONAL (MGM) 19,559 19,559
MICROSOFT CORP (MSFT) 36,194 36,194
NASDAQ INC COM (NDAQ) 3,248 3,248
NATIONAL HEALTH INVESTORS INC (NHI) 1,094 1,094
NETFLIX INC (NFLX) 4,278 4,278
NETSTREIT CORP (NTST) 1,009 1,009
NORDSON CP (NDSN) 10,444 10,444
NU HOLDGS LTD ORD SHS CL A (NU) 1,085 1,085
NVIDIA CORPORATION (NVDA) 40,471 40,471
OLLIES BARGAIN OUTLET HLDG INC (OLLI) 7,033 7,033
ORACLE CORP (ORCL) 3,435 3,435
OWENS CORNING INC (OC) 4,705 4,705
PALANTIR TECHNOLOGIES INC CL A (PLTR) 2,904 2,904
PARKER HANNIFIN CORP (PH) 632 632
PING AN INSURANCE ADR (PNGAY) 2,294 2,294
PINTEREST INC CL A (PINS) 3,918 3,918
PKO BANK POLSKI UNSPON ADR (PSZKY) 1,776 1,776
POOL CORP (POOL) 7,329 7,329
PROLOGIS INC COM (PLD) 6,028 6,028
PT BK NEGARA INDONESIA UN ADR (PTBRY) 1,126 1,126
QUANTA SERVICES INC (PWR) 3,165 3,165
QUEST DIAGNOSTICS INC (DGX) 3,756 3,756
REGENCY CTRS CORP (REG) 2,961 2,961
RESTAURANT BRANDS INTL INC COM (QSR) 4,655 4,655
REXFORD INDL REALTY INC (REXR) 2,171 2,171
ROLLINS INC (ROL) 12,064 12,064
RYMAN HOSPITALITY PPTYS INC (RHP) 1,475 1,475
SABRA HEALTH CARE REIT INC (SBRA) 2,178 2,178
SAIA INC (SAIA) 8,155 8,155
SAUL CTRS INC (BFS) 154 154
SERVICENOW INC (NOW) 4,671 4,671
SERVICETITAN INC CL A (TTAN) 9,341 9,341
SHOPIFY INC (SHOP) 4,746 4,746
SIMON PPTY GROUP INC (SPG) 2,582 2,582
SITEONE LANDSCAPE SUPPLY INC (SITE) 5,797 5,797
SMARTSTOP SELF STORAG REIT INC (SMA) 526 526
SNOWFLAKE INC CL A (SNOW) 7,249 7,249
SOLVENTUM CORP (SOLV) 7,872 7,872
SPOTIFY TECHNOLOGY SA (SPOT) 3,620 3,620
STRYKER CORP (SYK) 4,316 4,316
TAIWAN SMCNDCTR MFG CO LTD ADR (TSM) 12,726 12,726
TECK RESOURCES LTD (TECK) 9,913 9,913
TELEDYNE TECH INC (TDY) 10,564 10,564
TENCENT HLDGS LTD UNSPON ADR (TCEHY) 11,100 11,100
TESLA INC (TSLA) 7,000 7,000
TEXAS INSTRUMENTS (TXN) 11,574 11,574
THE CIGNA GROUP (CI) 3,371 3,371
THE COOPER COMPANIES INC (COO) 10,327 10,327
THOR INDUSTRIES INC (THO) 6,525 6,525
TRIMBLE INC (TRMB) 7,744 7,744
TRIP COM GROUP LTD ADR (TCOM) 1,996 1,996
TYSON FOODS INC CL A (TSN) 12,838 12,838
US BANCORP COM NEW (USB) 22,465 22,465
UL SOLUTIONS INC CLASS A (ULS) 10,804 10,804
UNITEDHEALTH GP INC (UNH) 8,663 8,663
VENTAS INC (VTR) 6,142 6,142
VERTEX PHARMACEUTICALS (VRTX) 4,298 4,298
VIATRIS INC (VTRS) 18,065 18,065
VICI PROPERTIES INC (VICI) 2,924 2,924
VISA INC CL A (V) 6,362 6,362
VORNADO REALTY TRUST (VNO) 1,022 1,022
WAL-MART DE MEXICO SA SPON ADR (WMMVY) 1,151 1,151
WATSCO INC (WSO) 7,858 7,858
WEG S.A. SPONSORED ADR (WEGZY) 1,611 1,611
WELLS FARGO & CO NEW (WFC) 15,655 15,655
WELLTOWER INC (WELL) 8,522 8,522
ZEBRA TECH CL-A (ZBRA) 7,344 7,344
ZURN ELKAY WATER SOLNS CORP (ZWS) 12,749 12,749

TY 2025 InvestmentsGovtObligationsSch
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
US Government Securities - End of Year Book Value:

312,192
US Government Securities - End of Year Fair Market Value:

312,192
State & Local Government Securities - End of Year Book Value:


21,073
State & Local Government Securities - End of Year Fair Market Value:


21,073


TY 2025 InvestmentsOtherSchedule2
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
ISHARES MSCI EMERGING MKTS ETF (EEM) FMV 802 802
ISHARES RUSSELL 1000 GRW ETF (IWF) FMV 3,420 3,420
ISHARES S&P 500 VAL ETF (IVE) FMV 2,453 2,453
SPDR S&P MIDCAP 400 ETF TRUST (MDY) FMV 9,129 9,129
VANGUARD REAL ESTATE ETF (VNQ) FMV 7,013 7,013
VANGUARD FTSE EMERGING MARKETS (VWO) FMV 14 14
AMERICAN EUROPACIFIC GRW F2 (AEPFX) FMV 147,417 147,417
CLEARBRIDGE SMASH SERIES EM (LCSMX) FMV 60,887 60,887
THORNBURG INTL VALUE I (TGVIX) FMV 156,559 156,559
VIRTUS KAR INTL SM MID CAP I (VIISX) FMV 113,162 113,162

TY 2025 LandEtcSchedule2
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Category / Item Cost / Other Basis Accumulated Depreciation Book Value End of Year Fair Market Value
BUILDING AND IMPROVEMENTS 1,687,636 861,328 826,308 826,308
LAND 289,107 0 289,107 289,107
FURNITURE AND EQUIPMENT 279,356 266,240 13,116 13,116


TY 2025 LegalFeesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
LEGAL FEES 6,648 0 0 6,648


TY 2025 OtherExpensesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
OFFICE & MISCELLANEOUS EXPENSES 54,084 0 0 54,084
INSURANCE 5,568 0 0 5,568
RECRUITING FEES 17 0 0 17
EQUIPMENT NON-CAPITAL 8,924 0 0 8,924
EVENT EXPENSES 3,065 0 0 3,065
DIRECT ASSISTANCE 363,821 0 0 363,821


TY 2025 OtherIncomeSchedule2
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Description Revenue And Expenses Per Books Net Investment Income Adjusted Net Income
ROYALTY 884 884 884
OTHER INCOME AND DISTRIBUTIONS 412 412 412


TY 2025 OtherIncreasesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Description Amount
UNREALIZED GAIN/LOSS 73,755
PRIOR PERIOD ADJUSTMENT 2,760


TY 2025 OtherLiabilitiesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Description Beginning of Year - Book Value End of Year - Book Value
NET UNSET PURCH/SALES 974 0


TY 2025 OtherProfessionalFeesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT MANAGEMENT FEES 18,175 18,175 18,175 0
INDEPENDENT CONTRACTORS 152,915 0 0 152,915
MARKETING FEES 54,192 0 0 54,192
PAYROLL FEES 15,774 0 0 15,774


TY 2025 TaxesSchedule
Name:
CUMMINGS FOUNDATION FOR BEHAVIORAL
 
HEALTH
EIN:
30-0163951
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
PROPERTY TAXES 28,981 0 0 28,981
PAYROLL TAXES 41,776 0 0 41,776
PERSONAL PROPERTY TAXES 309 0 0 309