Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
WILLIAM J CAMMACK FOUNDATION
CO WILLIAM D CAMMACK
Number and street (or P.O. box number if mail is not delivered to street address) 123 CHESTER STREET
  Room/suite
City or town
FRONT ROYAL
State or province
VA
Country  
ZIP or foreign postal code
22630
A Employer identification number

54-1840206
B Telephone number (see instructions)

7038368801
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$11,509,722J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments 103,400 103,400  
4 Dividends and interest from securities... 148,397 148,397  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 136,865
b Gross sales price for all assets on line 6a 1,534,432
7 Capital gain net income (from Part IV, line 2)... 136,865
8 Net short-term capital gain.........  
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 388,662 388,662  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 55,000 27,500   5,500
14 Other employee salaries and wages......        
15 Pension plans, employee benefits.......        
16a Legal fees (attach schedule)......... Click to see attachment
List of Attached Documents:
// Content
5,000      
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
4,480 4,032   448
c Other professional fees (attach schedule).... Click to see attachment
List of Attached Documents:
// Content
56,487 56,487    
17 Interest...............        
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
1,417 1,417    
19 Depreciation (attach schedule) and depletion...      
20 Occupancy..............        
21 Travel, conferences, and meetings.......        
22 Printing and publications..........        
23 Other expenses (attach schedule)....... Click to see list of attachments
List of Attached Documents:
// Content
2,089 1,113   976
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 124,473 90,549   6,924
25 Contributions, gifts, grants paid....... 509,153 509,153
26 Total expenses and disbursements. Add lines 24 and 25 ................ 633,626 90,549   516,077
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -244,964
b Net investment income (if negative, enter -0-) 298,113
c Adjusted net income (if negative, enter -0-)...  
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 36,370 -7,911 -7,911
2 Savings and temporary cash investments......... 358,158 413,692 413,692
3 Accounts receivable  
Less: allowance for doubtful accounts        
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts        
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 7,379,566 7,134,975 10,153,941
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe ) Click to see attachment
List of Attached Documents:
// Content
950,000 		Click to see attachment
List of Attached Documents:
// Content
950,000 		Click to see attachment
List of Attached Documents:
// Content
950,000
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 8,724,094 8,490,756 11,509,722
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions........... 8,724,094 8,490,756
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........    
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 8,724,094 8,490,756
30 Total liabilities and net assets/fund balances (see instructions). 8,724,094 8,490,756
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
8,724,094
2
Enter amount from Part I, line 27a .....................
2
-244,964
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
11,626
4
Add lines 1, 2, and 3 ..........................
4
8,490,756
5
Decreases not included in line 2 (itemize)
5
 
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
8,490,756
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a TRUIST SHORT TERM CAPITAL GAINS P 2025-01-01 2025-12-31
b TRUIST LONG TERM CAPITAL GAINS P 2001-01-01 2025-12-31
c Capital Gain Dividends      
d
e
(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 149,723   149,310 413
b 1,377,617   1,248,257 129,360
c       7,092
d
e
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       413
b       129,360
c        
d
e
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 136,865
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 4,144
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2  
3 Add lines 1 and 2........................... 3 4,144
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4  
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 4,144
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 2,040
b Exempt foreign organizations—tax withheld at source...... 6b  
c Tax paid with application for extension of time to file (Form 8868)... 6c  
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,040
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8  
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9 2,104
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10  
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax0 Refunded 11  
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website addressN/A
14
The books are in care ofWILLIAM D CAMMACK Telephone no. (703) 836-8801

Located at123 CHESTER STREETFRONT ROYALVA ZIP+422630
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
 
No
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
CAMERON INGERSOLL ROCHE PLLC Trustee
0.00 		0    
4100 MONUMENT CORNER DR 420
FAIRFAX,VA22030
GERALD E KLUTTZ Trustee
0.25 		5,000    
PO BOX 10512
ALEXANDRIA,VA22310
WILLIAM D CAMMACK Trustee
2.00 		17,000    
123 CHESTER ST
FRONT ROYAL,VA22630
EDMUND CAMMACK Trustee
1.00 		23,000    
123 CHESTER ST
FRONT ROYAL,VA22630
CLARA A CAMMACK Trustee
0.25 		5,000    
PO BOX 36
LEONARDTOWN,MD20650
THOMAS J CAMMACK Trustee
0.25 		5,000    
123 CHESTER ST
FRONT ROYAL,VA22630
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000...................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow  
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
10,471,339
b
Average of monthly cash balances.......................
1b
474,762
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
10,946,101
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
 
3
Subtract line 2 from line 1d.........................
3
10,946,101
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
164,192
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
10,781,909
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
539,095
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
539,095
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
4,144
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
4,144
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
534,951
4
Recoveries of amounts treated as qualifying distributions................
4
 
5
Add lines 3 and 4............................
5
534,951
6
Deduction from distributable amount (see instructions) .................
6
 
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
534,951
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
516,077
b
Program-related investments—total from Part VIII-B..................
1b
 
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
 
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
 
b
Cash distribution test (attach the required schedule) .................
3b
 
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
516,077
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 534,951
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 8,715
b Total for prior years:20 , 20, 20  
3 Excess distributions carryover, if any, to 2025:
a From 2020......  
b From 2021......  
c From 2022......  
d From 2023......  
e From 2024......  
f Total of lines 3a through e ........  
4Qualifying distributions for 2025 from Part
XI, line 4: $ 516,077
a Applied to 2024, but not more than line 2a 8,715
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		 
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 507,362
e Remaining amount distributed out of corpus  
5 Excess distributions carryover applied to 2025.    
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5  
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		 
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		 
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		 
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		 
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		27,589
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		 
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		 
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		 
10 Analysis of line 9:
a Excess from 2021 ....  
b Excess from 2022 ....  
c Excess from 2023 ....  
d Excess from 2024 ....  
e Excess from 2025 ....  
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
WILLIAM J CAMMACK FOUNDATION
123 CHESTER ST
FRONT ROYAL,VA22630
(703) 836-8801
bThe form in which applications should be submitted and information and materials they should include:
NO SPECIFIC FORM
cAny submission deadlines:
NONE
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
N/A
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year
A COMMUNITY THAT SHARES


PO BOX 54
BUSHWOOD,MD20618 		NO RELATION   general purposes 5,000
BENEDICTINES OF MARY QUEEN OF APOST


8005 NW 316TH STREET
GOWER,MO64454 		NO RELATION   general purposes 10,000
OUR LADY OF THE ANNUNCIATION CLEAR


5804 WEST MONASTERY RD
HURBERT,OK74441 		NO RELATION   general purposes 5,000
DELAWARE AVIATION MUSEUM FOUNDATION


21781 AVIATION AVE
GEORGETOWN,DE19947 		NO RELATION   general purposes 7,500
JUDICIAL WATCH


425 3RD ST SW
WASHINGTON,DC20515 		NO RELATION   general purposes 1,000
HEARTS HANDS OF HEROES


PO BOX 8783
TOLEDO,OH43623 		NO RELATION   general purposes 5,000
AACA MUSEUM INC


161 MUSEUM DRIVE
HERSHEY,PA17033 		NO RELATION   GENERAL PURPOSES 128,653
ST MARY'S CATHOLIC SCHOOL


400 GREEN ST
ALEXANDRIA,VA22314 		NO RELATION   GENERAL PURPOSES 15,000
CHRISTENDOM COLLEGE


134 CHRISTENDOM DR
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 10,000
OUR LADY OF THE LAKES PARISH


PO BOX 333
OQUOSSOC,ME04964 		NO RELATION   GENERAL PURPOSES 10,000
WYOMING CATHOLIC COLLEGE


306 MAIN STREET
LANDER,WY82520 		NO RELATION   GENERAL PURPOSES 10,000
AGAPE PREGNANCY CENTER OF LOUDOUN


16 ROYAL STREET SE
LEESBURG,VA20175 		NO RELATION   GENERAL PURPOSES 10,000
GREGORY THE GREAT ACADEMY


135 ST GREGORYS PLACE
ELMHURST TWP,PA18444 		NO RELATION   GENERAL PURPOSES 5,000
40 DAYS FOR LIFE


4112 EAST 29TH ST
BRYAN,TX77802 		NO RELATION   GENERAL PURPOSES 3,000
CARE NET


44180 RIVERSIDE PKWY STE 200
LANSDOWNE,VA20176 		NO RELATION   GENERAL PURPOSES 3,000
NOBERTINE CANONESSES OF BP OF ST JO


17831 WATER CANYON RD
TEHACHAPI,CA93561 		NO RELATION   GENERAL PURPOSES 5,000
MARIANS OF THE IMMACULATE CONCEPTIO


EDEN HILL
STOCKBRIDGE,MA01263 		NO RELATION   GENERAL PURPOSES 2,000
DIVINUM AUXILIUM ACADEMY


6294 BROWNTOWN RD
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 10,000
SETON SCHOOL


9314 MAPLE ST
MANASSAS,VA20110 		NO RELATION   GENERAL PURPOSES 10,000
SISTER SERVANTS OF THE ETERNAL WORD


3721 BELMONT RD
BIRMINGHAM,AL35210 		NO RELATION   GENERAL PURPOSES 5,000
SAINT DOMINIC'S MONASTERY


2636 MONASTERY RD
LINDEN,VA22642 		NO RELATION   GENERAL PURPOSES 10,000
YOUNG AMERICA'S FOUNDATION


11480 COMMERCE PARK DR
RESTON,VA20191 		NO RELATION   GENERAL PURPOSES 2,500
FATHER ANDREW WHITE SJ SCHOOL


PO BOX 1756
LEONARDTOWN,MD20650 		NO RELATION   GENERAL PURPOSES 8,000
THOMAS MORE LAW CENTER


24 FRANK LLOYD WRIGHT DR
ANN ARBOR,MI48106 		NO RELATION   GENERAL PURPOSES 1,000
THOMAS MORE COLLEGE OF LIBERAL ARTS


SIX MANCHESTER STREET
MERRIMACK,NH03054 		NO RELATION   GENERAL PURPOSES 1,000
HILLSDALE COLLEGE


33 EAST COLLEGE ST
HILLSDALE,MI49242 		NO RELATION   GENERAL PURPOSES 5,000
EAA AVIATION FOUNDATION


3000 POBERENZY ROAD
OSHKOSH,WI54902 		NO RELATION   GENERAL PURPOSES 1,000
AOPA FOUNDATION


421 AVIATION WAY
FREDERICK,MD21701 		NO RELATION   GENERAL PURPOSES 1,000
NRA FOUNDATION


11250 WAPLES MILL RD
FAIRFAX,VA22030 		NO RELATION   GENERAL PURPOSES 1,000
FORK UNION MILITARY ACADEMY


PO BOX 278
FORK UNION,VA23055 		NO RELATION   GENERAL PURPOSES 20,500
ST MARY'S RYKEN HIGH SCHOOL


22600 CAMP CALVERT ROAD
LEONARDTOWN,MD20650 		NO RELATION   GENERAL PURPOSES 5,000
ST JUDE CHILDREN'S RESEARCH HOSPITA


501 ST JUDE PLACE
MEMPHIS,TN38105 		NO RELATION   GENERAL PURPOSES 2,500
MASSEY AIR MUSEUM


33541 MARYLAND LINE RD
MASSEY,MD21650 		NO RELATION   GENERAL PURPOSES 2,500
SHRINERS HOSPITAL FOR CHILDREN


2900 ROCKY POINT DR
TAMPA,FL33607 		NO RELATION   GENERAL PURPOSES 2,500
WOMEN'S LIFE CARE CENTER


2870 MIDDLE ST
LITTLE CANADA,MN55117 		NO RELATION   GENERAL PURPOSES 5,000
PROTEZ FOUNDATION


3510 HOPKINS PL W130D
OAKDALE,MN55128 		NO RELATION   GENERAL PURPOSES 15,000
RANGELEY FRIENDS OF THE ARTS


PO BOX 333
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 10,000
SEASONAL FRIENDS OF RANGELEY


7324 PARKVIEW DR
FREDERICK,MD21702 		NO RELATION   GENERAL PURPOSES 10,000
CASA SAN FRANCISCO


2601 W 4th Street
WILMINGTON,DE19805 		NO RELATION   GENERAL PURPOSES 1,000
PROJECT ECHO


1650 UNIVERSITY BLVD NE
ALBUQUERQUE,NM87102 		NO RELATION   GENERAL PURPOSES 1,000
ASSOCIATES OF ST JOHN BOSCO


PO BOX 1725
SPRINGFIELD,VA22151 		NO RELATION   GENERAL PURPOSES 3,000
BLUE RIDGE AREA FOOD NETWORK


PO BOX 937
VERONA,VA24482 		NO RELATION   GENERAL PURPOSES 2,500
GUADALUPE FREE CLINIC


PO BOX 275
colonial beach,VA22443 		NO RELATION   GENERAL PURPOSES 2,000
FRONT ROYAL PREGNANCY CENTER


11 S ROYAL AVE
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 3,000
CHALICE OF MERCY


N13740 FAIRVIEW RD
FAIRCHILD,WI54741 		NO RELATION   GENERAL PURPOSES 10,000
CHILDREN'S BEACH HOUSE-LEWES


1800 BAY AVENUE
LEWES,DE19958 		NO RELATION   GENERAL PURPOSES 2,500
COMMEMORATIVE AIR FORCE


PO BOX 764769
DALLAS,TX75376 		NO RELATION   GENERAL PURPOSES 1,000
JOHN PAUL THE GREAT MONTESSORI ACAD


PO BOX 1474
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 20,000
RANGELEY FIREFIGHTER'S ASSOCIATION


15 SCHOOL STREET
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 2,500
RANGELEY HEALTH WELLNESS CENTER


PO BOX 722
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 10,000
RANGELEY LAKES HERITAGE TRUST


2424 MAIN ST
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 10,000
BETH BRUNSWICK MEMORIAL FND FOR CHI


PO Box 7038
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 10,000
RANGELEY LAKES SNOWMOBILE CLUB


PO BOX 950
Rangeley,ME04970 		NO RELATION   GENERAL PURPOSES 5,000
saddleback mountain community corps


PO BOX 10
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 20,000
CHESTERTON ACADEMY OF ST MARY


PO BOX 310
HOLLYWOOD,MD20636 		NO RELATION   GENERAL PURPOSES 5,000
SAINT EDITH STEIN SCHOOL FOR GIRLS


6294 BROWNTOWN RD
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 10,000
ST JOSEPH THE JUST SCHOOL FOR BOYS


6294 BROWNTOWN RD
FRONT ROYAL,VA22630 		NO RELATION   GENERAL PURPOSES 10,000
WRGY RADIO


PO BOX 844
RANGELEY,ME04970 		NO RELATION   GENERAL PURPOSES 5,000
OUR LADY'S CHAPEL CEMETERY SOCIETY


PO BOX 1226
LEONARDTOWN,MD20650 		NO RELATION   GENERAL PURPOSES 5,000
THE CARDINAL NEWMAN SOCIETY


10432 Balls Ford Rd Ste 300
MANASSAS,VA20109 		NO RELATION   GENERAL PURPOSES 1,000
READY 9 AVIATION ACADEMY INC


44200 AIRPORT RD SUITE 117
CALIFORNIA,MD20619 		NO RELATION   GENERAL PURPOSES 5,000
APPALACHIAN HIGHLANDS CMMTY DENTAL


616 Campus Dr 100
ABINGDON,VA24210 		NO RELATION   GENERAL PURPOSES 1,000
Total ................................. 3a 509,153
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		    14 103,400  
4 Dividends and interest from securities ....     14 148,397  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 136,865  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   388,662  
13Total. Add line 12, columns (b), (d), and (e)..................
13
388,662
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID: 25022934
Software Version: 2025v4.1


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
DAVID R FRAZIER CPA 4,480 4,032 0 448

TY 2025 LegalFeesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
CAMERON INGERSOLL ROCHE PLLC (Dedon) 5,000 0 0 0


TY 2025 OtherAssetsSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Description Beginning of Year - Book Value End of Year - Book Value End of Year - Fair Market Value
TUCKER #1001 (ANTIQUE AUTOMOBILE) 375,000 375,000 375,000
TUCKER #1022 (ANTIQUE AUTOMOBILE) 275,000 275,000 275,000
TUCKER #1026 (ANTIQUE AUTOMOBILE) 300,000 300,000 300,000


TY 2025 OtherExpensesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
ADMINISTRATIVE 976     976
FOREIGN TAXES 1,091 1,091    
LTD ADR FEES 22 22    


TY 2025 OtherIncreasesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Description Amount
Timing Differences 11,626


TY 2025 OtherProfessionalFeesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
INVESTMENT ADVISORY FEES 56,487 56,487 0 0


TY 2025 TaxesSchedule
Name:
WILLIAM J CAMMACK FOUNDATION
 
CO WILLIAM D CAMMACK
EIN:
54-1840206
Software ID:
25022934
Software Version:
2025v4.1
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
NET INVESTMENT INCOME TAXES 1,417 1,417