Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
RAYMOND F DONOVAN TRUST 1015010096
 
Number and street (or P.O. box number if mail is not delivered to street address) 300 HIGH STREET
 
Room/suite
City or town
HAMILTON
State or province
OH
Country  
ZIP or foreign postal code
45011
A Employer identification number

36-6761757
B Telephone number (see instructions)

2609823808
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$3,086,016
J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books
(b) Net investment
income
(c) Adjusted net
income
(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments 4,010 4,010  
4 Dividends and interest from securities... 91,805 91,805  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 20,257
b Gross sales price for all assets on line 6a 412,168
7 Capital gain net income (from Part IV, line 2)... 20,257
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 116,072 116,072  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 28,977 17,386   11,591
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... 695 0 0 695
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... 2,730 110   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule)....... 15     15
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 32,417 17,496 0 12,301
25 Contributions, gifts, grants paid....... 95,287 95,287
26 Total expenses and disbursements. Add lines 24 and 25 ................ 127,704 17,496 0 107,588
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements -11,632
b Net investment income (if negative, enter -0-) 98,576
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.)
Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing............. 4,096 519 519
2 Savings and temporary cash investments......... 147,626 92,097 92,097
3 Accounts receivable  
Less: allowance for doubtful accounts     0 0
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts 0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule) 68,356 Click to see attachment
List of Attached Documents:
// Content
68,356
68,437
b Investments—corporate stock (attach schedule)....... 1,381,455 Click to see attachment
List of Attached Documents:
// Content
1,354,330
2,299,915
c Investments—corporate bonds (attach schedule)....... 548,152 Click to see attachment
List of Attached Documents:
// Content
622,746
625,048
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule)..........     0
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 2,149,685 2,138,048 3,086,016
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 2,149,685 2,138,048
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 2,149,685 2,138,048
30 Total liabilities and net assets/fund balances (see instructions). 2,149,685 2,138,048
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
2,149,685
2
Enter amount from Part I, line 27a .....................
2
-11,632
3
Other increases not included in line 2 (itemize)
3
0
4
Add lines 1, 2, and 3 ..........................
4
2,138,053
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
5
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
2,138,048
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)
(b)
How acquired
P—Purchase
D—Donation
(c)
Date acquired
(mo., day, yr.)
(d)
Date sold
(mo., day, yr.)
1 a 13. CBOE GLOBAL MARKETS INC   2023-05-31 2025-01-24
b 40. GENERAL MOTORS CO   2023-12-05 2025-01-24
c 27. JOHNSON & JOHNSON   2022-11-03 2025-01-24
d 8. CBOE GLOBAL MARKETS INC   2023-05-31 2025-01-31
e 11. THERMO FISHER SCIENTIFIC, INC.   2024-05-15 2025-04-14
71. ASHLAND, INC.   2022-11-03 2025-04-29
2730.053 CREDIT SUISSE COMM RET STRATEGY INSTL   2022-11-03 2025-04-29
1974.013 FEDERATED INSTITUTIONAL HIGH YIELD BOND - I   2020-11-24 2025-04-29
149. INVESCO KBW REGIONAL BANKING ETF   2022-11-03 2025-04-29
8. UNITED HEALTH GROUP INC COM   2025-04-14 2025-05-15
206. FASTENAL CO.   2022-11-03 2025-05-20
560. MERCK & CO INC (NEW)   2001-07-27 2025-05-20
79. PROCTER & GAMBLE COMPANY   2000-09-22 2025-05-20
14. ROPER INDS INC NEW   2023-12-15 2025-05-20
16. ROSS STORES INC   2023-12-15 2025-05-20
416. SCHLUMBERGER LIMITED   2023-09-07 2025-05-20
8503.367 EATON VANCE ALL ASSET STRATEGY FUND CL   2022-11-03 2025-09-18
10.05 BLACKROCK EMERGING MARKETS FUND CL K   2022-11-03 2025-11-07
43. CHEVRON CORPORATION   2022-11-03 2025-11-07
10. COCA-COLA COMPANY   2000-04-28 2025-11-07
10. ISHARES EDGE MSCI USA VALUE FACTOR ETF   2020-11-24 2025-11-07
50. MONDELEZ INTERNATIONAL INC   2002-07-26 2025-11-07
516. PFIZER INCORPORATED   2000-02-28 2025-11-07
10. PHILLIPS 66   2002-10-11 2025-11-07
10. WELLS FARGO & CO.   2002-09-25 2025-11-07
13. ACCENTURE PLC IE   2023-09-07 2025-11-07
.75 SOLSTICE ADVANCED MATERIALS, INC   2022-11-03 2025-11-17
29. ROPER INDS INC NEW   2023-12-15 2025-12-02
10. SOLSTICE ADVANCED MATERIALS, INC   2022-11-03 2025-12-02
19. AMERICAN TOWER CORPORATION   2024-08-27 2025-12-29
153. SCHLUMBERGER LIMITED   2023-09-07 2025-12-29
23. ACCENTURE PLC IE   2023-09-07 2025-12-29
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
CAPITAL GAIN DIVIDENDS P    
(e)
Gross sales price
(f)
Depreciation allowed
(or allowable)
(g)
Cost or other basis
plus expense of sale
(h)
Gain or (loss)
(e) plus (f) minus (g)
a 2,605   1,726 879
b 2,152   1,326 826
c 3,962   4,609 -647
d 1,646   1,062 584
e 4,903   6,601 -1,698
3,773   7,116 -3,343
64,429   74,667 -10,238
17,470   19,444 -1,974
8,012   8,945 -933
2,200   4,655 -2,455
17,039   10,032 7,007
43,526   36,271 7,255
13,052   2,331 10,721
8,068   7,519 549
2,467   2,144 323
14,477   25,426 -10,949
133,418   107,398 26,020
299   207 92
6,648   7,823 -1,175
707   253 454
1,283   865 418
2,878   1,165 1,713
12,508   18,473 -5,965
1,367   153 1,214
842   234 608
3,134   4,244 -1,110
32   36 -4
12,870   15,575 -2,705
469   483 -14
3,333   4,268 -935
5,767   9,352 -3,585
6,258   7,508 -1,250
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
      10,574
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69
(j)
Adjusted basis
as of 12/31/69
(k)
Excess of col. (i)
over col. (j), if any
a       879
b       826
c       -647
d       584
e       -1,698
      -3,343
      -10,238
      -1,974
      -933
      -2,455
      7,007
      7,255
      10,721
      549
      323
      -10,949
      26,020
      92
      -1,175
      454
      418
      1,713
      -5,965
      1,214
      608
      -1,110
      -4
      -2,705
      -14
      -935
      -3,585
      -1,250
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7
Bracket 2 20,257
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 .........................
Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 1,370
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 1,370
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 1,370
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 2,170
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 2,170
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10 800
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax800 Refunded 11 0
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
IN
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website address  
14
The books are in care ofFIRST FINANCIAL BANK Telephone no. (260) 982-3808

Located at106 NORTH MARKET STREETNORTH MANCHESTERIN ZIP+446962
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position
(c) Compensation
(If not paid, enter
-0-)
(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
FIRST FINANCIAL BANK CO-TRUSTEE
0
28,977    
300 HIGH STREET
HAMILTON,OH45011
LOUIS SUNDERLAND CO-TRUSTEE
0
0    
965 BUNGALOW COURT
FORT COLLINS,CO805212518
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position
(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation
(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
2,858,612
b
Average of monthly cash balances.......................
1b
100,051
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
2,958,663
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
2,958,663
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
44,380
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
2,914,283
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
145,714
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
145,714
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
1,370
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
1,370
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
144,344
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
144,344
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
144,344
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
107,588
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
107,588
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus
(b)
Years prior to 2024
(c)
2024
(d)
2025
1 Distributable amount for 2025 from Part X, line 7 144,344
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 1,603
b From 2021...... 0
c From 2022...... 18,952
d From 2023...... 0
e From 2024...... 0
f Total of lines 3a through e ........ 20,555
4Qualifying distributions for 2025 from Part
XI, line 4: $ 107,588
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) .....
0
c Treated as distributions out of corpus (Election
required—see instructions) ........
0
d Applied to 2025 distributable amount..... 107,588
e Remaining amount distributed out of corpus 0
5 Excess distributions carryover applied to 2025. 20,555 20,555
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 0
b Prior years’ undistributed income. Subtract
line 4b from line 2b ..........
0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed......
0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ...........
0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions .............
0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 ..........
16,201
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) .......
0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ...
0
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ......
0
10 Analysis of line 9:
a Excess from 2021 .... 0
b Excess from 2022 .... 0
c Excess from 2023 .... 0
d Excess from 2024 .... 0
e Excess from 2025 .... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed ..........
Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed .....
         
d Amounts included in line 2c not used directly
for active conduct of exempt activities ..........
         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c ....
         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)
         
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed ..
         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) ....
         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii)....
         
(3) Largest amount of support
from an exempt organization
         
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or e-mail address of the person to whom applications should be addressed:
MALLORY SANDERS FIRST FINANCIAL BA
106 N MARKET ST
NORTH MANCHESTER,IN46962
(260) 982-3808
mallory.sanders@bankatfirst.com
bThe form in which applications should be submitted and information and materials they should include:
CONTACT FIRST FINANCIAL BANK TO RECEIVE AN APPLICATION.
cAny submission deadlines:
APPLICATIONS MUST BE RECEIVED ON OR BEFORE APRIL 30TH.
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
GRANTS LIMITED TO GENERAL SUPPORT OF COMMUNITIES IN IROQUOIS COUNTY, ILLINOIS.
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
Foundation
status of
recipient
Purpose of grant or
contribution
Amount
Name and address (home or business)
aPaid during the year

CISSNA PARK AREA FOOD PANTRY

PO BOX 384
CISSNA PARK,IL60924
NONE   SUPPORT OF A 501(C)3 3,000

DURHAM PARK

113 W SEMINARY AVE
ONARGA,IL60955
NONE   SUPPORT OF A 501(C)3 2,000

FOOD FROM THE HEART

301 S 4TH STREET
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 1,000

FRIENDS OF THE WATSEKA PUBLIC LIBRARY

201 S 4TH STREET
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 2,000

SUMMER IN THE PARK

415 SOUTH CENTRAL
GILMAN,IL60938
NONE   SUPPORT OF A 501(C)3 8,000

PRAIRIE STATE LEGAL SERVICE

187 S SCHUYLER AVENUE 350
KANKAKEE,IL60901
NONE   SUPPORT OF A 501(C)3 4,000

MILFORD PARK AND POOL FOUNDATION

PO BOX 241
MILFORD,IL60953
NONE   SUPPORT OF A 501(C)3 2,087

DONOVAN COMMUNITY SCHOOL DIST #3

600 NORTH STREET
DONOVAN,IL60931
NONE   SUPPORT OF A GOVERNMENT 8,000

FIRST UNITED METHODIS CHURCH OF WATSEKA

301 S FOURTH STREET
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 4,000

THE GARAGE IN GILMAN

140 N CENTRAL ST
GILMAN,IL60938
NONE   SUPPORT OF A 501(C)3 1,300

TOYS FOR TOTS

18251 QUANTILIO GATEWAY
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 1,500

IROQUOIS MEMORIAL HOSPITAL

200 FAIRMAN AVE
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 8,000

SUGAR CREEK OPERA LTD

PO BOX 322
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 7,000

SHELDON AREA FOOD PANTRY OF THE
DONOVAN UNITED METHODIST CHURCH
PO BOX 152
SHELDON,IL60966
NONE   SUPPORT OF A 501(C)3 3,000

C-1 BOOSTERS

600 FOURTH STREET
CRESCENT CITY,IL60928
NONE   SUPPORT OF A 501(C)3 1,000

THE ARC OF IROQUOIS COUNTY

700 E ELM
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 4,000

AMERICAN RED CROSS

1 WESTPORT COURT
BLOOMINGTON,IL61704
NONE   SUPPORT OF A 501(C)3 3,500

CLIFTON COMMUNITY FOOD PANTRY

PO BOX 146
ASHKUM,IL60911
NONE   SUPPORT OF A 501(C)3 3,000

WATSEKA AREA FOOD PANTRY

301 S FOURTH ST
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 3,000

MARTINTON COMMUNITY FOOD PANTRY

PO BOX 103
MARTINTON,IL60951
NONE   SUPPORT OF A 501(C)3 3,000

OPTIONS CENTER FOR INDEPENDENT LIVING

130 LAIRD LANE SUITE 103
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 3,000

SLEEP IN HEAVENLY PEACE

1560 ELDRIDGE AVE
TWIN FALLS,ID83301
NONE   SUPPORT OF A 501(C)3 2,500

WATSEKA UNION DEPOT

121 S SECOND STREET
WATSKEA,IL60970
NONE   SUPPORT OF A 501(C)3 2,000

LABOLOGY

114 N 3RD ST
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 5,000

VILLAGE OF WOODLAND POLICE DEPT

PO BOX 103
WOODLAND,IL60974
NONE   SUPPORT OF A 501(C)3 3,000

WOODLAND FIREMAN ASSOCIATION

PO BOX 114
WOODLAND,IL60974
NONE   SUPPORT OF A 501(C)3 2,400

PRAIRIE DELL CHURCH

2551 E 2150 NORTH RD
WATSEKA,IL60970
NONE   SUPPORT OF A 501(C)3 5,000
Total ................................. 3a 95,287
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code
(b)
Amount
(c)
Exclusion code
(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ...........
    14 4,010  
4 Dividends and interest from securities ....     14 91,805  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............
    18 20,257  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   116,072  
13Total. Add line 12, columns (b), (d), and (e)..................
13
116,072
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow
Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed
PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 695     695

TY 2025 InvestmentsCorpBondsSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Name of Bond End of Year Book Value End of Year Fair Market Value
BAIRD CORE PLUS BOND INST 144,690 142,090
DODGE & COX GLOBAL BOND FUND 33,272 34,260
METROPOLITAN WEST #512 207,660 175,280
FEDERATED HERMES INSTL HIGH YI    
VANGUARD EMERGING MARKETS BOND 37,803 41,572
BLACKROCK EMERGING MARKETS FUN 166,157 199,045
HARTFORD WORLD BOND FUND 33,164 32,801

TY 2025 InvestmentsCorpStockSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Name of Stock End of Year Book Value End of Year Fair Market Value
GENERAL MOTORS CO 4,376 10,734
AMAZON.COM, INC. 2,099 2,077
COCA-COLA COMPANY 42,095 129,893
DARDEN RESTAURANTS INC 9,577 10,489
RAYTHEON TECHNOLOGIES CORP 7,888 17,423
EXXON MOBIL CORP 27,523 78,943
MERCK & CO INC    
MONDELEZ INTERNATIONAL INC 16,235 37,520
PFIZER INCORPORATED 15,553 11,504
PHILLIPS 66 7,846 66,327
PROCTER & GAMBLE COMPANY 25,974 147,179
WELLS FARGO CO 25,978 103,545
FIRST TRUST HOLDINGS INC 5,000 196,920
ALPHABET INC CL A 10,440 26,292
ROSS STORES INC 26,940 35,488
ROPER TECHNOLOGIES    
CBOE GLOBAL MARKETS INC 1,858 3,514
XYLEM INC 4,998 4,902
ADOBE INC 4,984 4,900
SCHLUMBERGER LTD FR    
ISHARES EDGE MSCI USA VALUE FA 70,879 111,982
ABBVIE INC 6,841 8,911
ABBOTT LABORATORIES 11,522 15,035
APPLE INCORPORATED 11,220 21,749
ASHLAND GLOBAL HOLDINGS    
BANK OF AMERICA CORP 10,390 16,225
CATERPILLAR INCORPORATED 7,476 19,478
CHEVRON CORP 7,459 6,249
WALT DISNEY CO 11,147 13,425
ECOLAB INC 5,465 10,763
FASTENAL CO    
BROADCOM INC 7,799 16,959
GILEAD SCIENCES INC 6,070 9,451
HONEYWELL INTERNATIONAL INC 8,298 8,389
INTEL CORPORATION 3,278 4,354
INVESCO KBW REGIONAL BANKING E    
JP MORGAN CHASE & CO 9,430 23,844
JOHNSON & JOHNSON COMPANY    
CHECK POINT SOFTWARE TECH LTD 20,082 23,566
LOWES COMPANIES INC 6,747 8,923
MICROSOFT CORPORATION 9,343 20,796
PEPSICO INCORPORATED 9,254 7,463
QUALCOMM INCORPORATED 4,371 7,184
REALTY INCOME CORP 4,408 4,002
SPDR UTILITIES SELECT SECTOR 19,604 24,760
STRYKER CORPORATION 8,097 13,707
THERMO FISHER SCIENTIFIC INC    
VISA INC 10,194 18,237
EQT CORPORATION 6,573 5,896
EATON CORPORATION PLC IE IRELA 8,302 16,881
ISHARES RUSSELL 2000 INDEX FUN 99,946 119,141
S&P 500 DEPOSITARY RECEIPTS 124,073 160,933
BROWN ADVISORY SMALL CAP FUNDA 74,712 70,274
BLACKROCK MULT-ASSET INCOME PO 102,729 117,151
CREDIT SUISSE COMM RET STRATEG    
EATON VANCE ALL ASSET STRATEGY    
PRINCIPAL REAL ESTATE SECURITI 99,517 111,868
ACCENTURE PLC IE    
MFS INTERNATIONAL EQUITY FUND    
AMERICAN TOWER CORPORATION    
CORNING INC 14,874 32,572
JP MORGAN INTERNATIONAL RESEAR 101,091 118,685
INTUIT COM 6,294 6,624
SALESFORCE.COM 7,706 6,093
LINDE PLC 5,098 5,117
MFS INTERNATINAL EQUITY FUND 155,643 186,868
AQR MANAGED FUTURES STRATEGY F 39,000 38,677
EATON VANCE PARAMETRIC COMMODI 34 33

TY 2025 InvestmentsGovtObligationsSch
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
US Government Securities - End of Year Book Value:

68,356
US Government Securities - End of Year Fair Market Value:

68,437
State & Local Government Securities - End of Year Book Value:


 
State & Local Government Securities - End of Year Fair Market Value:


 


TY 2025 OtherDecreasesSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Description Amount
ROUNDING 5


TY 2025 OtherExpensesSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Description Revenue and Expenses per Books Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (ALLOCABLE 15 0   15


TY 2025 TaxesSchedule
Name:
RAYMOND F DONOVAN TRUST 1015010096
EIN:
36-6761757
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 110 110   0
FEDERAL TAX PAYMENT - PRIOR YE 450 0   0
FEDERAL ESTIMATES - PRINCIPAL 2,170 0   0