Form990-PF

Department of the Treasury
Internal Revenue Service

Return of Private Foundation
or Section 4947(a)(1) Trust Treated as Private Foundation
Do not enter social security numbers on this form as it may be made public.
Go to www.irs.gov/Form990PF for instructions and the latest information.
OMB No. 1545-0047
2025
Open to Public Inspection
For calendar year 2025, or tax year beginning 01 - 01 2025, and ending 12 - 31, 20 25
Name of foundation
LUCILLE COWELL CHARITABLE TRUST
 
Number and street (or P.O. box number if mail is not delivered to street address) P O BOX 11647
  Room/suite
City or town
BIRMINGHAM
State or province
AL
Country  
ZIP or foreign postal code
35202
A Employer identification number

32-6082250
B Telephone number (see instructions)

2058203141
C
G Check all that apply:

D 1. Foreign organizations, check here.............
2. Foreign organizations meeting the 85%
test, check here and attach computation ...
E
H Check type of organization:
F
I Fair market value of all assets at end
of year (from Part II, col. (c),
line 16)$696,140J Accounting method:
 
(Part I, column (d) must be on cash basis.)
Part I Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).) (a) Revenue and
expenses per
books 		(b) Net investment
income 		(c) Adjusted net
income 		(d) Disbursements
for charitable
purposes
(cash basis only)
Revenue 1 Contributions, gifts, grants, etc., received (attach schedule)  
2 Check .................
3 Interest on savings and temporary cash investments      
4 Dividends and interest from securities... 19,289 19,035  
5a Gross rents............      
b Net rental income or (loss)  
6a Net gain or (loss) from sale of assets not on line 10 31,934
b Gross sales price for all assets on line 6a 253,193
7 Capital gain net income (from Part IV, line 2)... 31,934
8 Net short-term capital gain......... 0
9 Income modifications...........  
10a Gross sales less returns and allowances  
b Less: Cost of goods sold....  
c Gross profit or (loss) (attach schedule).....    
11 Other income (attach schedule).......      
12 Total. Add lines 1 through 11........ 51,223 50,969  
Operating and Administrative Expenses 13 Compensation of officers, directors, trustees, etc. 10,149 8,119   2,030
14 Other employee salaries and wages......   0 0 0
15 Pension plans, employee benefits.......   0 0  
16a Legal fees (attach schedule).........       0
b Accounting fees (attach schedule)....... Click to see attachment
List of Attached Documents:
// Content
2,575 0 0 2,575
c Other professional fees (attach schedule)....       0
17 Interest...............       0
18 Taxes (attach schedule) (see instructions)... Click to see attachment
List of Attached Documents:
// Content
1,240 271   0
19 Depreciation (attach schedule) and depletion... 0 0  
20 Occupancy..............        
21 Travel, conferences, and meetings.......   0 0  
22 Printing and publications..........   0 0  
23 Other expenses (attach schedule).......        
24 Total operating and administrative expenses.
Add lines 13 through 23.......... 13,964 8,390 0 4,605
25 Contributions, gifts, grants paid....... 29,350 29,350
26 Total expenses and disbursements. Add lines 24 and 25 ................ 43,314 8,390 0 33,955
27 Subtract line 26 from line 12:
a Excess of revenue over expenses and disbursements 7,909
b Net investment income (if negative, enter -0-) 42,579
c Adjusted net income (if negative, enter -0-)... 0
For Paperwork Reduction Act Notice, see instructions.
Cat. No. 11289X Form 990-PF (2025)
Form 990-PF (2025)
Page 2
Part II Balance Sheets Attached schedules and amounts in the description column
should be for end-of-year amounts only. (See instructions.) 		Beginning of year End of year
(a) Book Value (b) Book Value (c) Fair Market Value
Assets 1 Cash—non-interest-bearing.............      
2 Savings and temporary cash investments......... 5,944 6,732 6,732
3 Accounts receivable  
Less: allowance for doubtful accounts     0 0
4 Pledges receivable  
Less: allowance for doubtful accounts        
5 Grants receivable.................      
6 Receivables due from officers, directors, trustees, and other
disqualified persons (attach schedule) (see instructions).....      
7 Other notes and loans receivable (attach schedule)  
Less: allowance for doubtful accounts 0      
8 Inventories for sale or use..............      
9 Prepaid expenses and deferred charges..........      
10a Investments—U.S. and state government obligations (attach schedule)      
b Investments—corporate stock (attach schedule).......      
c Investments—corporate bonds (attach schedule).......      
11 Investments—land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
12 Investments—mortgage loans.............      
13 Investments—other (attach schedule).......... 543,749 Click to see attachment
List of Attached Documents:
// Content
550,135 		689,408
14 Land, buildings, and equipment: basis  
Less: accumulated depreciation (attach schedule)        
15 Other assets (describe )      
16 Total assets (to be completed by all filers—see the
instructions. Also, see page 1, item I) 549,693 556,867 696,140
Liabilities 17 Accounts payable and accrued expenses..........    
18 Grants payable.................    
19 Deferred revenue.................    
20 Loans from officers, directors, trustees, and other disqualified persons    
21 Mortgages and other notes payable (attach schedule)......    
22 Other liabilities (describe )    
23 Total liabilities (add lines 17 through 22).........   0
Net Assets or Fund Balances Foundations that follow FASB ASC 958, check here
and complete lines 24, 25, 29 and 30.
24 Net assets without donor restrictions...........    
25 Net assets with donor restrictions............    
Foundations that do not follow FASB ASC 958, check here
and complete lines 26 through 30.
26 Capital stock, trust principal, or current funds........ 549,693 556,867
27 Paid-in or capital surplus, or land, bldg., and equipment fund    
28 Retained earnings, accumulated income, endowment, or other funds    
29 Total net assets or fund balances (see instructions)..... 549,693 556,867
30 Total liabilities and net assets/fund balances (see instructions). 549,693 556,867
Part III
Analysis of Changes in Net Assets or Fund Balances
1
Total net assets or fund balances at beginning of year—Part II, column (a), line 29 (must agree with end-of-year figure reported on prior year’s return) ...............
1
549,693
2
Enter amount from Part I, line 27a .....................
2
7,909
3
Other increases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
3
146
4
Add lines 1, 2, and 3 ..........................
4
557,748
5
Decreases not included in line 2 (itemize) Click to see attachment
List of Attached Documents:
// Content
5
881
6
Total net assets or fund balances at end of year (line 4 minus line 5)—Part II, line 29, column (b) ..
6
556,867
Form 990-PF (2025)
Form 990-PF (2025)
Page 3
Part IV
Capital Gains and Losses for Tax on Investment Income
(a) List and describe the kind(s) of property sold (e.g., real estate,
2-story brick warehouse; or common stock, 200 shs. MLC Co.)		 (b)
How acquired
P—Purchase
D—Donation 		(c)
Date acquired
(mo., day, yr.) 		(d)
Date sold
(mo., day, yr.)
1 a 1. ADOBE SYS INC COM   2023-06-15 2025-02-04
b 1. ADOBE SYS INC COM   2023-06-15 2025-02-04
c 2. FISERV INC COM   2024-06-06 2025-02-04
d 3. FISERV INC COM   2021-03-11 2025-02-04
e 2. INTUIT   2013-11-29 2025-02-04
5. MERCK & CO INC   2011-04-01 2025-02-04
10. PULTE HOMES INC   2022-08-12 2025-02-04
5. SBA COMMUNICATIONS CORP NEW   2020-09-08 2025-02-04
1. UNITEDHEALTH GROUP INC   2020-02-18 2025-02-04
6. CHUBB LIMITED COM   2020-05-14 2025-02-04
423.336 ARTISAN PARTNERS FDS INC   2025-01-31 2025-02-11
318.608 BAIRD FDS INC   2025-01-28 2025-02-11
2093.47006 BAIRD FDS INC   2024-01-26 2025-02-11
21.43294 BAIRD FDS INC   2024-01-26 2025-02-11
389.167 BLACKROCK FDS   2023-07-20 2025-02-11
44.268 CALAMOS INVT TR NEW   2024-12-23 2025-02-11
413.335 CALAMOS INVT TR NEW   2023-12-21 2025-02-11
379.157 FIDELITY SALEM STR TR   2025-01-31 2025-02-11
2859.28067 FIDELITY SALEM STR TR   2024-01-31 2025-02-11
39.76433 FIDELITY SALEM STR TR   2024-01-19 2025-02-11
91.89251 GMO TR   2021-05-20 2025-02-11
3.83849 GMO TR   2021-05-20 2025-02-11
9.849 JPMORGAN TR I   2024-12-19 2025-02-11
256.158 JPMORGAN TR I   2023-12-20 2025-02-11
4.493 JPMORGAN TR I   2024-05-29 2025-02-11
123.43239 JPMORGAN TR I   2023-10-26 2025-02-11
7.02461 JPMORGAN TR I   2023-10-26 2025-02-11
209.431 JPMORGAN TR II   2025-01-29 2025-02-11
1232.52219 JPMORGAN TR II   2024-01-29 2025-02-11
15.69281 JPMORGAN TR II   2023-12-27 2025-02-11
371.776 BRNDYWNGLBL HIGH YLD-IS   2025-01-31 2025-02-11
5.868 BRNDYWNGLBL HIGH YLD-IS   2025-01-31 2025-02-11
56.004 ABSOLUTE CONVERT ARBIT-INST   2024-12-31 2025-02-11
196.383 ABSOLUTE CONVERT ARBIT-INST   2023-07-17 2025-02-11
19.314 VANGUARD MALVERN FDS   2025-01-31 2025-02-11
164.55016 VANGUARD MALVERN FDS   2022-05-27 2025-02-11
2.44284 VANGUARD MALVERN FDS   2020-06-10 2025-02-11
990.69938 BAIRD FDS INC   2024-02-10 2025-03-06
20.24162 BAIRD FDS INC   2024-02-10 2025-03-06
.32567 FIDELITY SALEM STR TR   2024-01-23 2025-03-06
14.84233 FIDELITY SALEM STR TR   2024-02-05 2025-03-06
2.345 JPMORGAN TR II   2024-01-11 2025-03-06
10.74 VANGUARD MALVERN FDS   2024-06-28 2025-03-06
152.94411 VANGUARD MALVERN FDS   2024-02-29 2025-03-06
1.53889 VANGUARD MALVERN FDS   2020-06-27 2025-03-06
2. FACEBOOK INC   2025-02-11 2025-04-29
1. NETFLIX COM INC   2025-02-11 2025-04-29
1. NETFLIX COM INC   2023-06-15 2025-04-29
3. QUALCOMM INC   2025-02-11 2025-04-29
11. QUALCOMM INC   2020-04-21 2025-04-29
2. T -MOBILE US INC   2025-02-11 2025-04-29
1. THERMO FISHER SCIENTIFIC INC   2024-08-07 2025-04-29
3. THERMO FISHER SCIENTIFIC INC   2009-01-14 2025-04-29
22. COMCAST CORP NEW   2025-05-01 2025-05-06
11.601 JOHCM FDS TR   2025-02-11 2025-06-03
36. SCHWAB STRATEGIC TR   2025-02-11 2025-06-03
8. VANGUARD FTSE DEVELOPED ETF   2024-10-09 2025-06-03
3. ADOBE SYS INC COM   2023-06-22 2025-08-12
66.884 PZENA EMERG MKTS VALUE-INST   2025-02-11 2025-08-12
17.332 GQG PART EMERG MKTS EQ-INST   2024-02-28 2025-08-12
2. APPLE INC   2025-02-11 2025-08-12
104.133 ARTISAN MID CAP FUND-INS   2025-02-11 2025-08-12
52.65 ARTISAN MID CAP FUND-INS   2023-01-10 2025-08-12
20.54 BAIRD FDS INC   2025-06-24 2025-08-12
8.09228 BAIRD FDS INC   2024-03-02 2025-08-12
1.79472 BAIRD FDS INC   2024-02-02 2025-08-12
8.231 FIDELITY SALEM STR TR   2025-06-30 2025-08-12
.95957 FIDELITY SALEM STR TR   2024-02-17 2025-08-12
32.13143 FIDELITY SALEM STR TR   2024-03-01 2025-08-12
4. FISERV INC COM   2025-04-29 2025-08-12
7. FISERV INC COM   2021-03-11 2025-08-12
.008 GMO TR   2021-06-09 2025-08-12
3. GE VERNOVA INC   2025-02-11 2025-08-12
60. ISHARES TR   2025-02-11 2025-08-12
140. ISHARES TR   2022-10-19 2025-08-12
357.866 JOHCM FDS TR   2025-02-11 2025-08-12
207.078 JOHN HANCOCK FDS III   2025-02-11 2025-08-12
307.043 JOHN HANCOCK FDS III   2022-04-11 2025-08-12
39.451 JPMORGAN TR I   2025-07-29 2025-08-12
907.515 JPMORGAN TR I   2024-07-29 2025-08-12
25.445 JPMORGAN TR II   2025-07-29 2025-08-12
15.935 JPMORGAN TR II   2024-02-01 2025-08-12
1. MICROSOFT CORP COM   2025-02-11 2025-08-12
27.30027 PIMCO FOREIGN BOND FUND-INST   2025-07-31 2025-08-12
2.94273 PIMCO FOREIGN BOND FUND-INST   2025-06-30 2025-08-12
270. SCHWAB STRATEGIC TR   2025-02-11 2025-08-12
13. SCHWAB STRATEGIC TR   2023-08-09 2025-08-12
1. UNITEDHEALTH GROUP INC   2025-02-11 2025-08-12
3. UNITEDHEALTH GROUP INC   2020-05-14 2025-08-12
94. VANGUARD FTSE DEVELOPED ETF   2024-10-09 2025-08-12
.008 VANGUARD MALVERN FDS   2020-07-22 2025-08-12
2. ZOETIS INC   2025-02-11 2025-08-12
7. ZOETIS INC   2018-10-16 2025-08-12
9. CHIPOTLE MEXICAN GRILL INC   2025-02-11 2025-09-30
20. CHIPOTLE MEXICAN GRILL INC   2024-07-11 2025-09-30
40.776 INVESCO SMALL CAP VALUE-R6   2025-08-12 2025-10-31
36.748 PZENA EMERG MKTS VALUE-INST   2025-02-11 2025-10-31
43.38 GQG PART EMERG MKTS EQ-INST   2024-02-28 2025-10-31
3. ALPHABET INC/CA   2025-02-11 2025-10-31
2. AMAZON COM INC   2025-02-11 2025-10-31
2. APPLE INC   2025-02-11 2025-10-31
29.481 ARTISAN PARTNERS FDS INC   2025-02-11 2025-10-31
11.694 ARTISAN MID CAP FUND-INS   2023-01-10 2025-10-31
55.902 BAIRD FDS INC   2025-09-25 2025-10-31
20.131 BAIRD FDS INC   2025-10-27 2025-10-31
13.194 BAIRD FDS INC   2024-03-02 2025-10-31
2. CHEVRON CORP   2025-02-11 2025-10-31
120.25 FIDELITY SALEM STR TR   2025-09-30 2025-10-31
11.425 FIDELITY SALEM STR TR   2024-02-18 2025-10-31
.014 GMO TR   2021-06-09 2025-10-31
1. JPMORGAN CHASE & CO   2025-02-11 2025-10-31
46.872 JOHCM FDS TR   2025-02-11 2025-10-31
15.685 JOHCM FDS TR   2023-08-09 2025-10-31
25.148 JPMORGAN TR II   2025-09-26 2025-10-31
17.192 JPMORGAN TR II   2025-10-29 2025-10-31
15.935 JPMORGAN TR II   2024-02-16 2025-10-31
17.10801 BRNDYWNGLBL HIGH YLD-IS   2025-09-30 2025-10-31
12.36199 BRNDYWNGLBL HIGH YLD-IS   2025-08-12 2025-10-31
11. NVIDIA CORP   2025-02-11 2025-10-31
29.971 PIMCO FOREIGN BOND FUND-INST   2025-09-30 2025-10-31
34. SCHWAB STRATEGIC TR   2023-08-09 2025-10-31
2. TJX COMPANIES INC   2025-02-11 2025-10-31
1. TRANSDIGM GROUP INC   2025-02-11 2025-10-31
10. VANGUARD FTSE DEVELOPED ETF   2024-10-09 2025-10-31
8.283 VANGUARD MALVERN FDS   2025-09-30 2025-10-31
9.257 VANGUARD MALVERN FDS   2023-09-25 2025-10-31
1.54 VANGUARD MALVERN FDS   2020-07-22 2025-10-31
4. WALMART STORES INC COM   2025-02-11 2025-10-31
4. XCEL ENERGY INC   2023-01-05 2025-10-31
53.213 INVESCO SMALL CAP VALUE-R6   2025-08-12 2025-12-10
2. CBRE GROUP INC   2025-02-04 2025-12-10
3. EXXON MOBIL CORP   2025-02-11 2025-12-10
8. FIFTH THIRD BANCORP   2025-02-11 2025-12-10
.015 GMO TR   2021-06-09 2025-12-10
1. GE VERNOVA INC   2024-10-03 2025-12-10
1. MICROSOFT CORP COM   2025-02-11 2025-12-10
4. NETFLIX COM INC   2023-06-15 2025-12-10
2. NVIDIA CORP   2025-02-11 2025-12-10
16. SCHWAB STRATEGIC TR   2023-08-09 2025-12-10
2. VANGUARD INDEX FDS   2025-08-12 2025-12-10
.013 VANGUARD MALVERN FDS   2020-08-19 2025-12-11
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(e)
Gross sales price 		(f)
Depreciation allowed
(or allowable) 		(g)
Cost or other basis
plus expense of sale 		(h)
Gain or (loss)
(e) plus (f) minus (g)
a 442   489 -47
b 442   489 -47
c 430   301 129
d 646   374 272
e 1,202   149 1,053
447   158 289
1,098   491 607
984   1,529 -545
547   302 245
1,644   601 1,043
3,882   3,804 78
3,091   3,093 -2
20,307   19,167 1,140
208   209 -1
5,908   5,454 454
666   655 11
6,221   5,500 721
2,700   2,705 -5
20,358   19,304 1,054
283   283  
2,217   2,376 -159
93   99 -6
332   314 18
8,635   5,020 3,615
52   52  
1,416   1,418 -2
81   81  
1,500   1,496 4
8,825   8,359 466
112   114 -2
3,859   3,769 90
61   61  
635   629 6
2,225   2,146 79
454   455 -1
3,865   4,315 -450
57   63 -6
9,729   9,066 663
199   200 -1
2   2  
107   108 -1
17   17  
254   246 8
3,617   3,523 94
36   40 -4
1,109   1,427 -318
1,116   1,022 94
1,116   444 672
440   509 -69
1,612   794 818
480   511 -31
423   592 -169
1,269   110 1,159
758   749 9
300   281 19
1,406   1,260 146
445   415 30
1,012   1,480 -468
972   823 149
300   296 4
460   461 -1
4,791   4,591 200
2,422   1,797 625
203   202 1
80   79 1
18   18  
60   60  
7   7  
233   234 -1
530   875 -345
927   872 55
       
1,969   1,011 958
6,262   6,494 -232
14,610   13,390 1,220
9,612   8,671 941
6,092   5,757 335
9,033   8,290 743
453   452 1
10,427   10,426 1
184   184  
116   117 -1
528   410 118
271   270 1
29   29  
11,276   9,446 1,830
543   423 120
259   535 -276
778   885 -107
5,484   4,876 608
       
298   343 -45
1,042   640 402
352   521 -169
781   1,165 -384
1,169   1,116 53
570   452 118
780   741 39
855   560 295
498   466 32
553   461 92
757   687 70
579   399 180
558   552 6
201   202 -1
132   129 3
312   313 -1
884   875 9
84   83 1
       
309   270 39
1,317   1,129 188
441   353 88
185   183 2
126   127 -1
117   117  
174   175 -1
126   127 -1
2,272   1,455 817
300   295 5
1,496   1,108 388
282   249 33
1,300   1,259 41
610   519 91
206   197 9
230   204 26
38   40 -2
407   410 -3
320   283 37
1,685   1,457 228
314   288 26
359   335 24
378   345 33
       
728   253 475
478   410 68
372   178 194
367   265 102
733   521 212
591   570 21
       
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
      8,320
Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69 (l)
Gains (Col. (h) gain minus
col. (k), but not less than -0-) or
Losses (from col.(h))
(i)
F.M.V. as of 12/31/69 		(j)
Adjusted basis
as of 12/31/69 		(k)
Excess of col. (i)
over col. (j), if any
a       -47
b       -47
c       129
d       272
e       1,053
      289
      607
      -545
      245
      1,043
      78
      -2
      1,140
      -1
      454
      11
      721
      -5
      1,054
       
      -159
      -6
      18
      3,615
       
      -2
       
      4
      466
      -2
      90
       
      6
      79
      -1
      -450
      -6
      663
      -1
       
      -1
       
      8
      94
      -4
      -318
      94
      672
      -69
      818
      -31
      -169
      1,159
      9
      19
      146
      30
      -468
      149
      4
      -1
      200
      625
      1
      1
       
       
       
      -1
      -345
      55
       
      958
      -232
      1,220
      941
      335
      743
      1
      1
       
      -1
      118
      1
       
      1,830
      120
      -276
      -107
      608
       
      -45
      402
      -169
      -384
      53
      118
      39
      295
      32
      92
      70
      180
      6
      -1
      3
      -1
      9
      1
       
      39
      188
      88
      2
      -1
       
      -1
      -1
      817
      5
      388
      33
      41
      91
      9
      26
      -2
      -3
      37
      228
      26
      24
      33
       
      475
      68
      194
      102
      212
      21
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
       
2 Capital gain net income or (net capital loss) Bracket If gain, also enter in Part I, line 7
If (loss), enter -0- in Part I, line 7		 Bracket 2 31,934
3 Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0-
in Part I, line 8 ......................... 		Bracket 3  
Part V
Excise Tax Based on Investment Income (Section 4940(a), 4940(b), 4940(e), or 4948—see instructions)
1a Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1. Bracket for line 1a
Date of ruling or determination letter:   (attach copy of letter if necessary–see instructions) 1 592
b All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2 Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 2 0
3 Add lines 1 and 2........................... 3 592
4 Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-) 4 0
5 Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- ..... 5 592
6 Credits/Payments:
a 2025 estimated tax payments and 2024 overpayment credited to 2025 6a 600
b Exempt foreign organizations—tax withheld at source...... 6b 0
c Tax paid with application for extension of time to file (Form 8868)... 6c 0
d Backup withholding erroneously withheld .......... 6d  
7 Total credits and payments. Add lines 6a through 6d.............. 7 600
8 Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached. 8 0
9 Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed....... 9  
10 Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid... 10 8
11 Enter the amount of line 10 to be: Credited to 2026 estimated tax8 Refunded 11 0
For Refunded amount, also complete and attach Form 8050. See instructions.
Form 990-PF (2025)
Form 990-PF (2025)
Page 4
Part VI-A
Statements Regarding Activities
1a
During the tax year, did the foundation attempt to influence any national, state, or local legislation or did
Yes
No
it participate or intervene in any political campaign? ....................
1a
 
No
b
Did it spend more than $100 during the year (either directly or indirectly) for political purposes? See the instructions
for the definition.................................
1b
 
No
If the answer is "Yes" to 1a or 1b, attach a detailed description of the activities and copies of any materials
published or distributed by the foundation in connection with the activities.
c
Did the foundation file Form 1120-POL for this year?.....................
1c
 
No
d
Enter the amount (if any) of tax on political expenditures (section 4955) imposed during the year:
(1) On the foundation. $   (2) On foundation managers.$  
e
Enter the reimbursement (if any) paid by the foundation during the year for political expenditure tax imposed
on foundation managers.$  
2
Has the foundation engaged in any activities that have not previously been reported to the IRS?.......
2
 
No
If "Yes," attach a detailed description of the activities.
3
Has the foundation made any changes, not previously reported to the IRS, in its governing instrument, articles
of incorporation, or bylaws, or other similar instruments? If "Yes," attach a conformed copy of the changes....
3
 
No
4a
Did the foundation have unrelated business gross income of $1,000 or more during the year?.........
4a
 
No
b
If "Yes," has it filed a tax return on Form 990-T for this year?...................
4b
 
 
5
Was there a liquidation, termination, dissolution, or substantial contraction during the year?.........
5
 
No
If "Yes," attach the statement required by General Instruction T.
6
Are the requirements of section 508(e) (relating to sections 4941 through 4945) satisfied either:
round bullet By language in the governing instrument, or
round bullet By state legislation that effectively amends the governing instrument so that no mandatory directions
that conflict with the state law remain in the governing instrument? ................
6
Yes
 
7
Did the foundation have at least $5,000 in assets at any time during the year? If "Yes," complete Part II, col. (c),
and Part XIV..................................
7
Yes
 
8a
Enter the states to which the foundation reports or with which it is registered (see instructions)
AL
b
If the answer is "Yes" to line 7, has the foundation furnished a copy of Form 990-PF to the Attorney
General (or designate) of each state as required by General Instruction G? If "No," attach explanation .
8b
Yes
 
9
Is the foundation claiming status as a private operating foundation within the meaning of section 4942(j)(3)
or 4942(j)(5) for calendar year 2025 or the taxable year beginning in 2025? See the instructions for Part XIII.
If "Yes," complete Part XIII .............................
9
 
No
10
Did any persons become substantial contributors during the tax year? If "Yes," attach a schedule listing their names
and addresses. ...............................
10
 
No
11
At any time during the year, did the foundation, directly or indirectly, own a controlled entity within the
meaning of section 512(b)(13)? If "Yes," attach schedule. See instructions .............
11
 
No
12
Did the foundation make a distribution to a donor advised fund over which the foundation or a disqualified person had
advisory privileges? If "Yes," attach statement. See instructions.................
12
 
No
13
Did the foundation comply with the public inspection requirements for its annual returns and exemption application?
13
Yes
 
Website address  
14
The books are in care ofREGIONS BANK TRUST DEPT Telephone no. (205) 820-3141

Located at2050 PARKWAY OFFICE CIRCLEHOOVERAL ZIP+435244
15
Section 4947(a)(1) nonexempt charitable trusts filing Form 990-PF in lieu of Form 1041 —check here .........
and enter the amount of tax-exempt interest received or accrued during the year ........
15
 
16 At any time during calendar year 2025, did the foundation have an interest in or a signature or other authority over YesNo
a bank, securities, or other financial account in a foreign country? .................
16   No
See the instructions for exceptions and filing requirements for FinCEN Form 114. If "Yes", enter the name of the foreign
country
Form 990-PF (2025)
Form 990-PF (2025)
Page 5
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required
File Form 4720 if any item is checked in the "Yes" column, unless an exception applies.
Yes
No
1a
During the year did the foundation (either directly or indirectly):
(1) Engage in the sale or exchange, or leasing of property with a disqualified person? ...........
1a(1)
 
No
(2) Borrow money from, lend money to, or otherwise extend credit to (or accept it from)
a disqualified person? ..............................
1a(2)
 
No
(3) Furnish goods, services, or facilities to (or accept them from) a disqualified person? ...........
1a(3)
 
No
(4) Pay compensation to, or pay or reimburse the expenses of, a disqualified person? ............
1a(4)
Yes
 
(5) Transfer any income or assets to a disqualified person (or make any of either available
for the benefit or use of a disqualified person)? ......................
1a(5)
 
No
(6) Agree to pay money or property to a government official? (Exception. Check "No"
if the foundation agreed to make a grant to or to employ the official for a period
after termination of government service, if terminating within 90 days.) ...............
1a(6)
 
No
b
If any answer is "Yes" to 1a(1)–(6), did any of the acts fail to qualify under the exceptions described in Regulations
section 53.4941(d)-3 or in a current notice regarding disaster assistance? See instructions ..........
1b
 
No
c
Organizations relying on a current notice regarding disaster assistance check here ........
d
Did the foundation engage in a prior year in any of the acts described in 1a, other than excepted acts,
that were not corrected before the first day of the tax year beginning in 2025? .............
1d
 
No
2
Taxes on failure to distribute income (section 4942) (does not apply for years the foundation was a private
operating foundation defined in section 4942(j)(3) or 4942(j)(5)):
a
At the end of tax year 2025, did the foundation have any undistributed income (Part XII, lines 6d
and 6e) for tax year(s) beginning before 2025?....................
2a
 
No
If "Yes," list the years 20, 20, 20, 20
b
Are there any years listed in 2a for which the foundation is not applying the provisions of section 4942(a)(2)
(relating to incorrect valuation of assets) to the year’s undistributed income? (If applying section 4942(a)(2)
to all years listed, answer "No" and attach statement—see instructions.) ..............
2b
 
 
c
If the provisions of section 4942(a)(2) are being applied to any of the years listed in 2a, list the years here.
20, 20, 20, 20
3a
Did the foundation hold more than a 2% direct or indirect interest in any business enterprise at
any time during the year? ..............................
3a
 
No
b
If "Yes," did it have excess business holdings in 2025 as a result of (1) any purchase by the foundation
or disqualified persons after May 26, 1969; (2) the lapse of the 5-year period (or longer period approved
by the Commissioner under section 4943(c)(7)) to dispose of holdings acquired by gift or bequest; or (3)
the lapse of the 10-, 15-, or 20-year first phase holding period? (Use Form 4720, Schedule C, to determine
if the foundation had excess business holdings in 2025.).....................
3b
 
 
4a
Did the foundation invest during the year any amount in a manner that would jeopardize its charitable purposes?
4a
 
No
b
Did the foundation make any investment in a prior year (but after December 31, 1969) that could jeopardize its
charitable purpose that had not been removed from jeopardy before the first day of the tax year beginning in 2025? ..
4b
 
No
Form 990-PF (2025)
Form 990-PF (2025)
Page 6
Part VI-B
Statements Regarding Activities for Which Form 4720 May Be Required (continued)
5a
During the year did the foundation pay or incur any amount to:
Yes
No
(1) Carry on propaganda, or otherwise attempt to influence legislation (section 4945(e))? ..........
5a(1)
 
No
(2) Influence the outcome of any specific public election (see section 4955); or to carry
on, directly or indirectly, any voter registration drive? ....................
5a(2)
 
No
(3) Provide a grant to an individual for travel, study, or other similar purposes? .............
5a(3)
 
No
(4) Provide a grant to an organization other than a charitable, etc., organization described
in section 4945(d)(4)(A)? See instructions ........................
5a(4)
 
No
(5) Provide for any purpose other than religious, charitable, scientific, literary, or
educational purposes, or for the prevention of cruelty to children or animals? .............
5a(5)
 
No
b
If any answer is "Yes" to 5a(1)–(5), did any of the transactions fail to qualify under the exceptions described in
Regulations section 53.4945 or in a current notice regarding disaster assistance? See instructions ........
5b
 
 
c
Organizations relying on a current notice regarding disaster assistance check .........
d
If the answer is "Yes" to question 5a(4), does the foundation claim exemption from the
tax because it maintained expenditure responsibility for the grant? .................
5d
 
 
If "Yes," attach the statement required by Regulations section 53.4945–5(d).
6a
Did the foundation, during the year, receive any funds, directly or indirectly, to pay premiums on
a personal benefit contract? .............................
6a
 
No
b
Did the foundation, during the year, pay premiums, directly or indirectly, on a personal benefit contract? ....
6b
 
No
If "Yes" to 6b, file Form 8870.
7a
At any time during the tax year, was the foundation a party to a prohibited tax shelter transaction?
7a
 
No
b
If "Yes", did the foundation receive any proceeds or have any net income attributable to the transaction? .....
7b
 
 
8
Is the foundation subject to the section 4960 tax on payment(s) of more than $1,000,000 in remuneration or
excess parachute payment during the year? .........................
8
 
No
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors
1 List all officers, directors, trustees, foundation managers and their compensation. See instructions
(a) Name and address (b) Title, and average
hours per week
devoted to position 		(c) Compensation
 (If not paid, enter
-0-) 		(d) Contributions to employee benefit plans and deferred compensation (e) Expense account,
other allowances
REGIONS BANK TRUSTEE
1 		10,149    
2050 PARKWAY OFFICE CIRCLE
HOOVER,AL35244
2 Compensation of five highest-paid employees (other than those included on line 1—see instructions). If none, enter “NONE."
(a) Name and address of each employee paid more than $50,000 (b) Title, and average
hours per week
devoted to position 		(c) Compensation (d) Contributions to
employee benefit
plans and deferred
compensation 		(e) Expense account,
other allowances
NONE
Total number of other employees paid over $50,000................... 0
Form 990-PF (2025)
Form 990-PF (2025)
Page 7
Part VII
Information About Officers, Directors, Trustees, Foundation Managers, Highly Paid Employees,
and Contractors (continued)
3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000 (b) Type of service (c) Compensation
NONE
Total number of others receiving over $50,000 for professional services.............right arrow0
Part VIII-A
Summary of Direct Charitable Activities
List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc. Expenses
1  
2  
3  
4  
Part VIII-B
Summary of Program-Related Investments (see instructions)
Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2. Amount
1  
2  
All other program-related investments. See instructions.
3  
Total. Add lines 1 through 3.........................  
Form 990-PF (2025)
Form 990-PF (2025)
Page 8
Part IX
Minimum Investment Return (All domestic foundations must complete this part. Foreign foundations, see instructions.)
1
Fair market value of assets not used (or held for use) directly in carrying out charitable, etc.,
purposes:
a
Average monthly fair market value of securities...................
1a
677,146
b
Average of monthly cash balances.......................
1b
3,967
c
Fair market value of all other assets (see instructions)................
1c
0
d
Total (add lines 1a, 1b, and 1c).......................
1d
681,113
e
Reduction claimed for blockage or other factors reported on lines 1a and
1c (attach detailed explanation) .............
1e
0
2
Acquisition indebtedness applicable to line 1 assets..................
2
0
3
Subtract line 2 from line 1d.........................
3
681,113
4
Cash deemed held for charitable activities. Enter 1.5% (0.015) of line 3 (for greater amount, see
instructions) .............................
4
10,217
5
Net value of noncharitable-use assets. Subtract line 4 from line 3. ............
5
670,896
6
Minimum investment return. Enter 5% (0.05) of line 5 ................
6
33,545
Part X
Distributable Amount (see instructions) (Section 4942(j)(3) and (j)(5) private operating foundations and certain foreign organizations check here and do not complete this part.)
1
Minimum investment return from Part IX, line 6..................
1
33,545
2a
Tax on investment income for 2025 from Part V, line 5 .......
2a
592
b
Income tax for 2025. (This does not include the tax from Part V.) ...
2b
 
c
Add lines 2a and 2b............................
2c
592
3
Distributable amount before adjustments. Subtract line 2c from line 1............
3
32,953
4
Recoveries of amounts treated as qualifying distributions................
4
0
5
Add lines 3 and 4............................
5
32,953
6
Deduction from distributable amount (see instructions) .................
6
0
7
Distributable amount as adjusted. Subtract line 6 from line 5. Enter here and on Part XII, line 1 ...
7
32,953
Part XI
Qualifying Distributions (see instructions)
1
Amounts paid (including administrative expenses) to accomplish charitable, etc., purposes:
a
Expenses, contributions, gifts, etc.—total from Part I, line 26, column (d) ..........
1a
33,955
b
Program-related investments—total from Part VIII-B..................
1b
0
2
Amounts paid to acquire assets used (or held for use) directly in carrying out charitable, etc.,
purposes...............................
2
0
3
Amounts set aside for specific charitable projects that satisfy the:
a
Suitability test (prior IRS approval required)....................
3a
0
b
Cash distribution test (attach the required schedule) .................
3b
0
4
Qualifying distributions. Add lines 1a through 3b. Enter here and on Part XII, line 4. .......
4
33,955
Form 990-PF (2025)
Form 990-PF (2025)
Page 9
Part XII
Undistributed Income (see instructions)
(a)
Corpus 		(b)
Years prior to 2024 		(c)
2024 		(d)
2025
1 Distributable amount for 2025 from Part X, line 7 32,953
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only....... 0
b Total for prior years:20 , 20, 20 0
3 Excess distributions carryover, if any, to 2025:
a From 2020...... 1,323
b From 2021...... 1,026
c From 2022...... 0
d From 2023...... 166
e From 2024...... 509
f Total of lines 3a through e ........ 3,024
4Qualifying distributions for 2025 from Part
XI, line 4: $ 33,955
a Applied to 2024, but not more than line 2a 0
b Applied to undistributed income of prior years
(Election required—see instructions) ..... 		0
c Treated as distributions out of corpus (Election
required—see instructions) ........ 		0
d Applied to 2025 distributable amount..... 32,953
e Remaining amount distributed out of corpus 1,002
5 Excess distributions carryover applied to 2025. 0 0
(If an amount appears in column (d), the
same amount must be shown in column (a).)
6Enter the net total of each column as
indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5 4,026
b Prior years’ undistributed income. Subtract
line 4b from line 2b .......... 		0
c Enter the amount of prior years’ undistributed
income for which a notice of deficiency has
been issued, or on which the section 4942(a)
tax has been previously assessed...... 		0
d Subtract line 6c from line 6b. Taxable amount
—see instructions ........... 		0
e Undistributed income for 2024. Subtract line
4a from line 2a. Taxable amount—see
instructions ............. 		0
f Undistributed income for 2025. Subtract
lines 4d and 5 from line 1. This amount must
be distributed in 2026 .......... 		0
7 Amounts treated as distributions out of
corpus to satisfy requirements imposed by
section 170(b)(1)(F) or 4942(g)(3) (Election may
be required - see instructions) ....... 		0
8 Excess distributions carryover from 2020 not
applied on line 5 or line 7 (see instructions) ... 		1,323
9 Excess distributions carryover to 2026.
Subtract lines 7 and 8 from line 6a ...... 		2,703
10 Analysis of line 9:
a Excess from 2021 .... 1,026
b Excess from 2022 .... 0
c Excess from 2023 .... 166
d Excess from 2024 .... 509
e Excess from 2025 .... 1,002
Form 990-PF (2025)
Form 990-PF (2025)
Page 10
Part XIII
Private Operating Foundations (see instructions and Part VI-A, question 9)
1a If the foundation has received a ruling or determination letter that it is a private operating
foundation, and the ruling is effective for 2025, enter the date of the ruling ......
 
b Check box to indicate whether the organization is a private operating foundation described in section or
2a Enter the lesser of the adjusted net
income from Part I or the minimum
investment return from Part IX for each
year listed .......... 		Tax year Prior 3 years (e) Total
(a) 2025 (b) 2024 (c) 2023 (d) 2022
         
b 85% (0.85) of line 2a .......          
c Qualifying distributions from Part XI,
line 4 for each year listed ..... 		         
d Amounts included in line 2c not used directly
for active conduct of exempt activities .......... 		         
e Qualifying distributions made directly
for active conduct of exempt activities.
Subtract line 2d from line 2c .... 		         
3 Complete 3a, 3b, or 3c for the
alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......          
(2) Value of assets qualifying
under section 4942(j)(3)(B)(i)		          
b “Endowment" alternative test— enter 2/3
of minimum investment return shown in
Part IX, line 6 for each year listed .. 		         
c “Support" alternative test—enter:
(1) Total support other than gross
investment income (interest,
dividends, rents, payments
on securities loans (section
512(a)(5)), or royalties) .... 		         
(2) Support from general public
and 5 or more exempt
organizations as provided in
section 4942(j)(3)(B)(iii).... 		         
(3) Largest amount of support
from an exempt organization		          
(4) Gross investment income          
Part XIV
Supplementary Information (Complete this part only if the foundation had $5,000 or more in
assets at any time during the year—see instructions.)
1Information Regarding Foundation Managers:
aList any managers of the foundation who have contributed more than 2% of the total contributions received by the foundation
before the close of any tax year (but only if they have contributed more than $5,000). (See section 507(d)(2).)
bList any managers of the foundation who own 10% or more of the stock of a corporation (or an equally large portion of the
ownership of a partnership or other entity) of which the foundation has a 10% or greater interest.
2Information Regarding Contribution, Grant, Gift, Loan, Scholarship, etc., Programs:
Check here if the foundation only makes contributions to preselected charitable organizations and does not accept
unsolicited requests for funds. If the foundation makes gifts, grants, etc. to individuals or organizations under
other conditions, complete items 2a, 2b, 2c, and 2d. See instructions
aThe name, address, and telephone number or email address of the person to whom applications should be addressed:
bThe form in which applications should be submitted and information and materials they should include:
cAny submission deadlines:
dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:
Form 990-PF (2025)
Form 990-PF (2025)
Page 11
Part XIV
Supplementary Information (continued)
3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient If recipient is an individual,
show any relationship to
any foundation manager
or substantial contributor
 Foundation
status of
recipient 		Purpose of grant or
contribution 		Amount
Name and address (home or business)
aPaid during the year

VAUGHN PARK CHURCH OF CHRIST

3800 VAUGHN ROAD
MONTGOMERY,AL36106 		NONE   GENERAL OPERATING 29,350
Total ................................. 3a 29,350
bApproved for future payment
Total ................................. 3b  
Form 990-PF (2025)
Form 990-PF (2025)
Page 12
Part XV-A
Analysis of Income-Producing Activities
Enter gross amounts unless otherwise indicated. Unrelated business income Excluded by section 512, 513, or 514 (e)
Related or exempt
function income
(See instructions.)
1Program service revenue: (a)
Business code 		(b)
Amount 		(c)
Exclusion code 		(d)
Amount
a
b
c
d
e
f
gFees and contracts from government agencies          
2 Membership dues and assessments ....          
3 Interest on savings and temporary cash
investments ........... 		         
4 Dividends and interest from securities ....     14 19,289  
5 Net rental income or (loss) from real estate:
aDebt-financed property......          
bNot debt-financed property.....          
6 Net rental income or (loss) from personal property          
7 Other investment income .....          
8 Gain or (loss) from sales of assets other than
inventory ............ 		    18 31,934  
9 Net income or (loss) from special events:          
10 Gross profit or (loss) from sales of inventory          
11 Other revenue:
a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..   51,223  
13Total. Add line 12, columns (b), (d), and (e)..................
13
51,223
(See worksheet in line 13 instructions to verify calculations.)
Part XV-B
Relationship of Activities to the Accomplishment of Exempt Purposes
Line No.
DownArrow 		Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to
the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See
instructions.)
Form 990-PF (2025)
Form 990-PF (2025)
Page 13
Part XVI
Information Regarding Transfers To and Transactions and Relationships With Noncharitable Exempt Organizations
1
Did the organization directly or indirectly engage in any of the following with any other organization described in section 501(c) (other than section 501(c)(3) organizations) or in section 527, relating to political organizations?
Yes
No
a
Transfers from the reporting foundation to a noncharitable exempt organization of:
(1) Cash...................................
1a(1)
 
No
(2) Other assets.................................
1a(2)
 
No
b
Other transactions:
(1) Sales of assets to a noncharitable exempt organization....................
1b(1)
 
No
(2) Purchases of assets from a noncharitable exempt organization..................
1b(2)
 
No
(3) Rental of facilities, equipment, or other assets.......................
1b(3)
 
No
(4) Reimbursement arrangements...........................
1b(4)
 
No
(5) Loans or loan guarantees.............................
1b(5)
 
No
(6) Performance of services or membership or fundraising solicitations................
1b(6)
 
No
c
Sharing of facilities, equipment, mailing lists, other assets, or paid employees..............
1c
 
No
d
If the answer to any of the above is "Yes," complete the following schedule. Column (b) should always show the fair market value
of the goods, other assets, or services given by the reporting foundation. If the foundation received less than fair market value
in any transaction or sharing arrangement, show in column (d) the value of the goods, other assets, or services received.
(a) Line No. (b) Amount involved (c) Name of noncharitable exempt organization (d) Description of transfers, transactions, and sharing arrangements
2a
Is the foundation directly or indirectly affiliated with, or related to, one or more tax-exempt organizations
described in section 501(c) (other than section 501(c)(3)) or in section 527? ...........
b
If "Yes," complete the following schedule.

(a) Name of organization (b) Type of organization (c) Description of relationship
Sign Here
Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct, and complete. Declaration of preparer (other than taxpayer) is based on all information of which preparer has any knowledge.
May the IRS discuss this return
with the preparer shown below?
See instructions.
Signature of officer or trustee Date Title
Paid Preparer Use Only Preparer's name Preparer's Signature Date Check if self-
employed 		PTIN
Firm's name
Firm's EIN
Firm's address


Phone no.
Form 990-PF (2025)
Additional Data


Software ID:  
Software Version:  


Form 990PF - Special Condition Description:
Special Condition Description

TY 2025 AccountingFeesSchedule
Name:
LUCILLE COWELL CHARITABLE TRUST
EIN:
32-6082250
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
TAX PREPARATION FEE (NON-ALLOC 2,575     2,575

TY 2025 InvestmentsOtherSchedule2
Name:
LUCILLE COWELL CHARITABLE TRUST
EIN:
32-6082250
Category/ Item Listed at Cost or FMV Book Value End of Year Fair Market Value
00143M315 INVESCO SMALL CAP VA AT COST 21,775 22,560
00287Y109 ABBVIE INC AT COST 3,448 4,113
00770X675 PZENA EMERG MKTS VAL AT COST 6,230 7,805
00771X419 GQG PART EMERG MKTS AT COST 17,892 18,819
02079K305 ALPHABET INC/CA AT COST 1,378 10,955
023135106 AMAZON COM INC AT COST 3,365 7,617
024525669 AMERICAN BEACON FDS AT COST 16,256 15,606
025537101 AMERICAN ELEC PWR CO AT COST 1,574 1,960
037833100 APPLE INC AT COST 1,991 10,603
04314H568 ARTISAN PARTNERS FDS AT COST 10,138 10,375
04314H592 ARTISAN PARTNERS FDS AT COST 6,183 10,206
04314H600 ARTISAN PARTNERS FDS AT COST 6,290 7,445
057071854 BAIRD FDS INC AT COST 56,238 61,016
09258N570 BLACKROCK FDS AT COST 12,381 13,709
11135F101 BROADCOM INC AT COST 2,876 5,192
12504L109 CBRE GROUP INC AT COST 1,292 1,447
128120342 CALAMOS MRKT NEU INC AT COST 23,464 28,269
166764100 CHEVRON CORP NEW AT COST 701 1,067
20030N101 COMCAST CORP NEW AT COST 711 628
22160K105 COSTCO WHOLESALE COR AT COST 2,085 3,449
254687106 DISNEY WALT CO AT COST 1,464 1,820
256677105 DOLLAR GEN CORP NEW AT COST 1,956 2,257
30231G102 EXXON MOBIL CORP AT COST 1,569 2,888
30303M102 FACEBOOK INC AT COST 2,159 5,941
31635T807 FIDELITY SALEM STR T AT COST 65,507 71,063
316773100 FIFTH THIRD BANCORP AT COST 1,969 2,668
362014193 GMO TR AT COST 11,695 11,179
36828A101 GE VERNOVA INC AT COST 1,263 3,268
38141G104 GOLDMAN SACHS GROUP AT COST 1,878 4,395
46284V101 IRON MTN INC NEW AT COST 1,842 1,410
46625H100 JPMORGAN CHASE & CO AT COST 1,516 5,478
46637K265 JPMORGAN TR I AT COST 14,656 26,021
46653M849 JOHCM FDS TR AT COST 23,481 30,690
47803W703 JOHN HANCOCK FDS III AT COST 7,479 8,056
4812C0134 JPMORGAN TR II AT COST 28,287 30,540
48251W104 KKR & CO INC AT COST 1,477 1,275
52472T718 BRNDYWNGLBL HIGH YLD AT COST 10,175 10,193
532457108 LILLY ELI & CO AT COST 1,169 5,373
57636Q104 MASTERCARD INC AT COST 2,403 3,425
580135101 MC DONALDS CORPORATI AT COST 1,688 2,445
58933Y105 MERCK & CO INC NEW AT COST 670 1,684
59156R108 METLIFE INC AT COST 2,035 1,895
594918104 MICROSOFT CORP AT COST 4,011 12,574
609207105 MONDELEZ INTL INC AT COST 1,328 1,292
64110L106 NETFLIX COM INC AT COST 757 2,438
65339F101 NEXTERA ENERGY INC AT COST 451 1,365
655844108 NORFOLK SOUTHN CORP AT COST 1,268 1,444
67066G104 NVIDIA CORP AT COST 2,016 15,480
68389X105 ORACLE CORP AT COST 3,249 3,703
693390882 PIMCO FDS PAC INVT M AT COST 13,815 13,982
695156109 PACKAGING CORP AMER AT COST 1,398 1,856
743315103 PROGRESSIVE CORP OH AT COST 1,650 2,277
74762E102 QUANTA SVCS INC AT COST 2,096 2,954
778296103 ROSS STORES INC AT COST 1,866 2,342
78409V104 S&P GLOBAL INC AT COST 2,396 2,613
79466L302 SALESFORCE COM INC AT COST 1,161 1,854
806857108 SCHLUMBERGER LTD AT COST 1,330 1,113
808524755 SCHWAB STRATEGIC TR AT COST 17,509 30,110
863667101 STRYKER CORP AT COST 1,934 2,460
872540109 TJX COS INC NEW AT COST 1,474 2,919
872590104 T -MOBILE US INC AT COST 1,088 1,624
876030107 TAPESTRY INC AT COST 1,123 1,278
893641100 TRANSDIGM GROUP INC AT COST 2,118 2,660
90470L360 ABSOLUTE CONVERT ARB AT COST 10,687 11,226
921943858 VANGUARD TAX-MANAGED AT COST 12,680 15,430
922020813 VANGUARD MALVERN FDS AT COST 5,396 6,118
922908629 VANGUARD INDEX FDS AT COST 40,453 41,211
92648C819 VICTORY PIONEER CAT AT COST 8,801 8,535
92828N247 VIRTUS EQUITY TR AT COST 21,113 13,474
931142103 WAL MART STORES INC AT COST 1,767 3,899
98389B100 XCEL ENERGY INC AT COST 1,957 2,142
G29183103 EATON CORP PLC AT COST 637 2,230

TY 2025 OtherDecreasesSchedule
Name:
LUCILLE COWELL CHARITABLE TRUST
EIN:
32-6082250
Description Amount
ROC ON CY SALES 153
COST BASIS ADJ 728


TY 2025 OtherIncreasesSchedule
Name:
LUCILLE COWELL CHARITABLE TRUST
EIN:
32-6082250
Description Amount
MUTUAL FUND TIMING ADJ 146


TY 2025 TaxesSchedule
Name:
LUCILLE COWELL CHARITABLE TRUST
EIN:
32-6082250
Category Amount Net Investment Income Adjusted Net Income Disbursements for Charitable Purposes
FOREIGN TAXES 201 201   0
FEDERAL TAX PAYMENT - PRIOR YE 369 0   0
FEDERAL ESTIMATES - PRINCIPAL 600 0   0
FOREIGN TAXES ON NONQUALIFIED 70 70   0