TY 2025 Form 990PF

Part I	Analysis of Revenue and Expenses (The total of amounts in columns (b), (c), and (d) may not necessarily equal the amounts in column (a) (see instructions).)	(a) Revenue and expenses per books	(b) Net investment income	(c) Adjusted net income	(d) Disbursements for charitable purposes (cash basis only)
	1	Contributions, gifts, grants, etc., received (attach schedule)
2	Check .................
3	Interest on savings and temporary cash investments	151	151
4	Dividends and interest from securities...	14,409	14,409
5a	Gross rents............
b	Net rental income or (loss)
6a	Net gain or (loss) from sale of assets not on line 10		47,280
b	Gross sales price for all assets on line 6a 166,867
7	Capital gain net income (from Part IV, line 2)...		47,280
8	Net short-term capital gain.........			0
9	Income modifications...........
10a	Gross sales less returns and allowances
b	Less: Cost of goods sold....
c	Gross profit or (loss) (attach schedule).....
11	Other income (attach schedule).......
12	Total. Add lines 1 through 11........	61,840	61,840
	13	Compensation of officers, directors, trustees, etc.	9,034	9,034
14	Other employee salaries and wages......		0	0	0
15	Pension plans, employee benefits.......		0	0
16a	Legal fees (attach schedule).........	List of Attached Documents: // Content	42,648	0	0	42,648
b	Accounting fees (attach schedule).......	List of Attached Documents: // Content	1,500	0	0	1,500
c	Other professional fees (attach schedule)....					0
17	Interest...............				0
18	Taxes (attach schedule) (see instructions)...	List of Attached Documents: // Content	1,127	223		0
19	Depreciation (attach schedule) and depletion...		0	0
20	Occupancy..............
21	Travel, conferences, and meetings.......		0	0
22	Printing and publications..........		0	0
23	Other expenses (attach schedule).......	List of Attached Documents: // Content	565			565
24	Total operating and administrative expenses.
	Add lines 13 through 23..........	54,874	9,257	0	44,713
25	Contributions, gifts, grants paid.......	25,000			25,000
26	Total expenses and disbursements. Add lines 24 and 25 ................	79,874	9,257	0	69,713
	27	Subtract line 26 from line 12:
a	Excess of revenue over expenses and disbursements	-18,034
b	Net investment income (if negative, enter -0-)		52,583
c	Adjusted net income (if negative, enter -0-)...			0

(a) List and describe the kind(s) of property sold (e.g., real estate, 2-story brick warehouse; or common stock, 200 shs. MLC Co.)		(b) How acquired P—Purchase D—Donation	(c) Date acquired (mo., day, yr.)	(d) Date sold (mo., day, yr.)
1 a	3.675 AMG RIVER RD SM-CAP VALUE FD CL I		2024-12-16	2025-02-05
b	13.974 AMG RIVER RD SM-CAP VALUE FD CL I		2024-12-16	2025-12-11
c	9.906 PZENA EMERG MKTS VALUE FD CL I		2024-12-19	2025-07-15
d	27.265 PZENA EMERG MKTS VALUE FD CL I		2025-02-05	2025-07-15
e	2.556 PZENA EMERG MKTS VALUE FD CL I		2024-12-19	2025-07-24
	23.636 PZENA EMERG MKTS VALUE FD CL I		2024-02-13	2025-07-24
	43.919 PZENA EMERG MKTS VALUE FD CL I		2024-02-13	2025-12-08
	4.88 PZENA EMERG MKTS VALUE FD CL I		2024-02-13	2025-12-11
	103.985 AMERICAN BEACON SIM H/Y-INS		2024-04-30	2025-04-25
	124.304 AMERICAN BEACON SIM H/Y-INS		2025-02-11	2025-04-25
	989.873 AMERICAN BEACON SIM H/Y-INS		2018-01-04	2025-04-25
	19.957 AMERICAN BEACON SIM H/Y-INS		2025-07-24	2025-12-08
	1.201 AMERICAN BEACON SIM H/Y-INS		2024-04-30	2025-12-08
	13.565 AMERICAN BEACON SIM H/Y-INS		2022-06-24	2025-12-11
	33.818 BAILLIE GIFFORD EMERG MKTS CL K		2020-01-02	2025-07-15
	33.939 BAILLIE GIFFORD EMERG MKTS CL K		2020-01-02	2025-07-24
	60.373 BAILLIE GIFFORD EMERG MKTS CL K		2020-01-02	2025-12-08
	13.616 BAILLIE GIFFORD EMERG MKTS CL K		2020-01-02	2025-12-11
	85.7 BLACKROCK EVENT DRIVEN EQ FD CL I		2024-11-27	2025-02-05
	5.513 BLACKROCK EVENT DRIVEN EQ FD CL I		2024-11-27	2025-07-24
	25.834 BLACKROCK EVENT DRIVEN EQ FD CL I		2024-11-27	2025-12-08
	48.366 BLACKROCK EVENT DRIVEN EQ FD CL I		2024-11-27	2025-12-11
	7.015 FT BHVRL SM CAP GRW-R6		2024-06-11	2025-02-05
	17.508 FT BHVRL SM CAP GRW-R6		2025-07-24	2025-12-08
	10.359 FT BHVRL SM CAP GRW-R6		2024-06-11	2025-12-08
	3.228 FT BHVRL SM CAP GRW-R6		2024-06-11	2025-12-11
	193.255 COLUMBIA OVERSEAS VALUE-I3		2025-02-05	2025-07-15
	228.672 COLUMBIA OVERSEAS VALUE-I3		2024-04-30	2025-07-15
	88.621 COLUMBIA OVERSEAS VALUE-I3		2024-02-13	2025-07-24
	198.316 COLUMBIA OVERSEAS VALUE-I3		2024-02-13	2025-12-08
	71.844 COLUMBIA OVERSEAS VALUE-I3		2024-02-13	2025-12-11
	86.446 HARBOR LG-CAP VALUE FD CL RET		2024-12-20	2025-02-05
	1312.148 HARBOR LG-CAP VALUE FD CL RET		2018-12-17	2025-02-05
	17.432 T ROWE PRICE LG-CAP GR FD CL I		2024-12-16	2025-02-06
	175.825 T ROWE PRICE LG-CAP GR FD CL I		2019-05-03	2025-02-06
	1.171 T ROWE PRICE LG-CAP GR FD CL I		2020-03-31	2025-07-15
	8.391 T ROWE PRICE LG-CAP GR FD CL I		2020-03-31	2025-07-24
	16.409 T ROWE PRICE LG-CAP GR FD CL I		2020-03-31	2025-12-08
	3.855 T ROWE PRICE LG-CAP GR FD CL I		2020-03-31	2025-12-11
	131.983 WCM FOCUSED INT'L GR FR CL INSTL		2024-02-13	2025-07-15
	21.335 WCM FOCUSED INT'L GR FR CL INSTL		2024-02-13	2025-07-24
	12.951 WCM FOCUSED INT'L GR FR CL INSTL		2025-12-08	2025-12-11
	41. ISHARES RUSSELL 1000 VALUE ETF		2024-11-27	2025-07-24
	11. ISHARES RUSSELL 1000 VALUE ETF		2024-11-27	2025-12-08
	6. ISHARES RUSSELL 1000 VALUE ETF		2025-02-05	2025-12-11
	1. ISHARES RUSSELL 1000 VALUE ETF		2024-11-27	2025-12-11
	5. ISHARES RUSSELL 1000 GROWTH ETF		2024-07-01	2025-02-05
	1. ISHARES RUSSELL 1000 GROWTH ETF		2024-07-01	2025-07-15
	7. ISHARES RUSSELL 1000 GROWTH ETF		2025-07-24	2025-12-08
	2. ISHARES RUSSELL 1000 GROWTH ETF		2025-07-24	2025-12-11
	1. ISHARES RUSSELL 2000 VALUE ETF		2025-02-05	2025-12-08
	2. ISHARES RUSSELL 2000 VALUE ETF		2025-07-24	2025-12-08
	3. ISHARES RUSSELL 2000 VALUE ETF		2024-07-22	2025-12-08
	3. ISHARES RUSSELL 2000 VALUE ETF		2023-12-22	2025-12-11
	11. ISHARES MSCI USA QUALITY FACTOR ETF		2023-01-03	2025-02-05
	1. ISHARES MSCI USA QUALITY FACTOR ETF		2025-07-24	2025-12-08
	12. ISHARES MSCI USA QUALITY FACTOR ETF		2023-01-03	2025-12-08
	6. ISHARES MSCI USA QUALITY FACTOR ETF		2023-01-03	2025-12-11
	7. ISHARES CORE MSCI EMERGING		2025-02-05	2025-07-15
	1. ISHARES CORE MSCI EMERGING		2023-01-03	2025-07-15
	5. ISHARES CORE MSCI EMERGING		2023-01-03	2025-07-24
	9. ISHARES CORE MSCI EMERGING		2023-01-03	2025-12-08
	2. ISHARES CORE MSCI EMERGING		2023-01-03	2025-12-11
	.6193 JPMORGAN MORTGAGE-BACKED SECS ETF		2022-05-25	2025-07-09
	17. JPMORGAN MORTGAGE-BACKED SECS ETF		2022-05-25	2025-12-08
	11. JPMORGAN MORTGAGE-BACKED SECS ETF		2022-05-25	2025-12-11
	19.996 NYLI PINESTONE US EQUITY P		2024-06-07	2025-02-05
	8.21 NYLI PINESTONE US EQUITY P		2024-12-09	2025-02-05
	36.66 NYLI PINESTONE US EQUITY P		2024-06-07	2025-12-08
	5.413 NYLI PINESTONE US EQUITY P		2025-12-08	2025-12-11
	248.156 METWEST TOTAL RETURN BOND FD CL I		2019-06-05	2025-12-08
	144.481 METWEST TOTAL RETURN BOND FD CL I		2019-06-05	2025-12-11
	17. T ROWE PRICE US EQUITY RESEARCH ETF		2025-02-05	2025-07-24
	59. T ROWE PRICE US EQUITY RESEARCH ETF		2025-02-05	2025-12-08
	19. T ROWE PRICE US EQUITY RESEARCH ETF		2025-02-05	2025-12-11
	34.101 WILMINGTON GLOBAL ALPHA EQUITIES FD		2024-11-27	2025-02-06
	31.918 WILMINGTON GLOBAL ALPHA EQUITIES FD		2024-11-27	2025-07-24
	25.698 WILMINGTON GLOBAL ALPHA EQUITIES FD		2024-11-27	2025-12-08
	30.069 WILMINGTON GLOBAL ALPHA EQUITIES FD		2024-11-27	2025-12-11
	100.546 WILMINGTON LARGE-CAP STRATEGY FUND-I		2024-12-11	2025-02-06
	203.872 WILMINGTON LARGE-CAP STRATEGY FUND-I		2014-10-14	2025-02-06
	22.143 WILMINGTON LARGE-CAP STRATEGY FUND-I		2014-10-14	2025-07-15
	20.418 WILMINGTON LARGE-CAP STRATEGY FUND-I		2014-10-14	2025-07-24
	114.355 WILMINGTON LARGE-CAP STRATEGY FUND-I		2014-10-14	2025-12-08
	37.69 WILMINGTON LARGE-CAP STRATEGY FUND-I		2014-10-14	2025-12-11
	23.569 WILMINGTON REAL ASSET FUND-I		2025-02-05	2025-07-24
	25.457 WILMINGTON REAL ASSET FUND-I		2025-02-05	2025-12-08
	34.478 WILMINGTON REAL ASSET FUND-I		2020-12-21	2025-12-08
	7.036 WILMINGTON REAL ASSET FUND-I		2020-12-21	2025-12-11
	156.064 WILMINGTON INTERNATIONAL FUND-I		2025-02-05	2025-07-15
	106.836 WILMINGTON INTERNATIONAL FUND-I		2008-10-13	2025-07-15
	93.967 WILMINGTON INTERNATIONAL FUND-I		2008-10-13	2025-07-24
	159.845 WILMINGTON INTERNATIONAL FUND-I		2008-10-13	2025-12-08
	68.887 WILMINGTON INTERNATIONAL FUND-I		2008-10-13	2025-12-11
	304.966 WILMINGTON BROAD MARKET BOND FUND -I		2014-02-26	2025-12-08
	208.455 WILMINGTON BROAD MARKET BOND FUND -I		2014-02-26	2025-12-11
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P
	CAPITAL GAIN DIVIDENDS	P

(e) Gross sales price		(g) Cost or other basis plus expense of sale	(h) Gain or (loss) (e) plus (f) minus (g)
a	61	61
b	237	233	4
c	139	118	21
d	384	334	50
e	37	30	7
	342	279	63
	697	519	178
	77	58	19
	950	939	11
	1,136	1,160	-24
	9,047	9,466	-419
	190	185	5
	11	11
	129	120	9
	768	750	18
	784	749	35
	1,586	1,332	254
	360	301	59
	869	880	-11
	57	57
	271	265	6
	503	497	6
	365	302	63
	988	812	176
	584	446	138
	184	139	45
	2,547	2,149	398
	3,014	2,440	574
	1,215	889	326
	2,945	1,987	958
	1,087	720	367
	1,929	1,860	69
	29,274	18,883	10,391
	1,484	1,485	-1
	14,968	7,307	7,661
	104	44	60
	759	318	441
	1,600	623	977
	377	146	231
	3,520	3,125	395
	572	505	67
	323	322	1
	8,149	8,185	-36
	2,299	2,196	103
	1,277	1,167	110
	213	200	13
	2,051	1,837	214
	431	367	64
	3,339	3,065	274
	956	876	80
	184	169	15
	367	333	34
	551	497	54
	568	469	99
	2,023	1,251	772
	198	186	12
	2,378	1,364	1,014
	1,204	682	522
	424	375	49
	61	47	14
	309	237	72
	605	426	179
	135	95	40
	31	32	-1
	866	880	-14
	562	569	-7
	391	361	30
	161	163	-2
	742	661	81
	110	110
	2,288	2,679	-391
	1,335	1,560	-225
	678	648	30
	2,529	2,250	279
	822	725	97
	459	465	-6
	451	436	15
	368	351	17
	433	410	23
	3,323	3,328	-5
	6,738	3,509	3,229
	748	381	367
	703	351	352
	4,230	1,968	2,262
	1,266	649	617
	350	339	11
	389	366	23
	528	489	39
	108	100	8
	1,657	1,467	190
	1,135	640	495
	1,028	563	465
	1,851	957	894
	755	413	342
	2,702	2,928	-226
	1,849	2,001	-152
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116
			11,116

Complete only for assets showing gain in column (h) and owned by the foundation on 12/31/69			(l) Gains (Col. (h) gain minus col. (k), but not less than -0-) or Losses (from col.(h))
(i) F.M.V. as of 12/31/69	(j) Adjusted basis as of 12/31/69	(k) Excess of col. (i) over col. (j), if any
a
b			4
c			21
d			50
e			7
			63
			178
			19
			11
			-24
			-419
			5

			9
			18
			35
			254
			59
			-11

			6
			6
			63
			176
			138
			45
			398
			574
			326
			958
			367
			69
			10,391
			-1
			7,661
			60
			441
			977
			231
			395
			67
			1
			-36
			103
			110
			13
			214
			64
			274
			80
			15
			34
			54
			99
			772
			12
			1,014
			522
			49
			14
			72
			179
			40
			-1
			-14
			-7
			30
			-2
			81

			-391
			-225
			30
			279
			97
			-6
			15
			17
			23
			-5
			3,229
			367
			352
			2,262
			617
			11
			23
			39
			8
			190
			495
			465
			894
			342
			-226
			-152

2	Capital gain net income or (net capital loss)	If gain, also enter in Part I, line 7 If (loss), enter -0- in Part I, line 7	2	47,280
3	Net short-term capital gain or (loss) as defined in sections 1222(5) and (6):
	If gain, also enter in Part I, line 8, column (c) (see instructions). If (loss), enter -0- in Part I, line 8 .........................		3

1a	Exempt operating foundations described in section 4940(d)(2), check here and enter “N/A" on line 1.
	Date of ruling or determination letter: (attach copy of letter if necessary–see instructions)	1	731
b	All other domestic foundations enter 1.39% (0.0139) of line 27b. Exempt foreign organizations enter 4% (0.04) of Part I, line 12, col. (b)
2	Tax under section 511 (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	2	0
3	Add lines 1 and 2...........................	3	731
4	Subtitle A (income) tax (domestic section 4947(a)(1) trusts and taxable foundations only. Others enter -0-)	4	0
5	Tax based on investment income. Subtract line 4 from line 3. If zero or less, enter -0- .....	5	731
6	Credits/Payments:

a	2025 estimated tax payments and 2024 overpayment credited to 2025	6a	712
b	Exempt foreign organizations—tax withheld at source......	6b	0
c	Tax paid with application for extension of time to file (Form 8868)...	6c	0
d	Backup withholding erroneously withheld ..........	6d

7	Total credits and payments. Add lines 6a through 6d..............		7	712
8	Enter any penalty for underpayment of estimated tax. Check here if Form 2220 is attached.		8	0
9	Tax due. If the total of lines 5 and 8 is more than line 7, enter amount owed.......		9	19
10	Overpayment. If line 7 is more than the total of lines 5 and 8, enter the amount overpaid...		10
11	Enter the amount of line 10 to be: Credited to 2026 estimated tax0	Refunded	11	0
	For Refunded amount, also complete and attach Form 8050. See instructions.

(a) Name and address	(b) Title, and average hours per week devoted to position	(c) Compensation (If not paid, enter -0-)	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
M & T TRUST COMPANY	TRUSTEE 1	9,034
PO BOX 1504 BUFFALO,NY14240

List the foundation’s four largest direct charitable activities during the tax year. Include relevant statistical information such as the number of organizations and other beneficiaries served, conferences convened, research papers produced, etc.	Expenses
1


2


3


4

Describe the two largest program-related investments made by the foundation during the tax year on lines 1 and 2.	Amount
1


2


All other program-related investments. See instructions.
3

		(a) Corpus	(b) Years prior to 2024	(c) 2024	(d) 2025
1 Distributable amount for 2025 from Part X, line 7					27,585
2 Undistributed income, if any, as of the end of 2025:
a Enter amount for 2024 only.......				6,862
b Total for prior years:20 , 20, 20			0
3 Excess distributions carryover, if any, to 2025:
a From 2020......	0
b From 2021......	0
c From 2022......	0
d From 2023......	0
e From 2024......	0
f Total of lines 3a through e ........		0
4Qualifying distributions for 2025 from Part
XI, line 4: $ 69,713
a Applied to 2024, but not more than line 2a				6,862
b Applied to undistributed income of prior years (Election required—see instructions) .....			0
c Treated as distributions out of corpus (Election required—see instructions) ........		0
d Applied to 2025 distributable amount.....					27,585
e Remaining amount distributed out of corpus		35,266
5 Excess distributions carryover applied to 2025.		0			0
(If an amount appears in column (d), the same amount must be shown in column (a).)
6Enter the net total of each column as indicated below:
a Corpus. Add lines 3f, 4c, and 4e. Subtract line 5		35,266
b Prior years’ undistributed income. Subtract line 4b from line 2b ..........			0
c Enter the amount of prior years’ undistributed income for which a notice of deficiency has been issued, or on which the section 4942(a) tax has been previously assessed......			0
d Subtract line 6c from line 6b. Taxable amount —see instructions ...........			0
e Undistributed income for 2024. Subtract line 4a from line 2a. Taxable amount—see instructions .............				0
f Undistributed income for 2025. Subtract lines 4d and 5 from line 1. This amount must be distributed in 2026 ..........					0
7 Amounts treated as distributions out of corpus to satisfy requirements imposed by section 170(b)(1)(F) or 4942(g)(3) (Election may be required - see instructions) .......		0
8 Excess distributions carryover from 2020 not applied on line 5 or line 7 (see instructions) ...		0
9 Excess distributions carryover to 2026. Subtract lines 7 and 8 from line 6a ......		35,266
10 Analysis of line 9:
a Excess from 2021 ....	0
b Excess from 2022 ....	0
c Excess from 2023 ....	0
d Excess from 2024 ....	0
e Excess from 2025 ....	35,266

2a Enter the lesser of the adjusted net income from Part I or the minimum investment return from Part IX for each year listed ..........	Tax year	Prior 3 years			(e) Total
	(a) 2025	(b) 2024	(c) 2023	(d) 2022	(e) Total

b 85% (0.85) of line 2a .......
c Qualifying distributions from Part XI, line 4 for each year listed .....
d Amounts included in line 2c not used directly for active conduct of exempt activities ..........
e Qualifying distributions made directly for active conduct of exempt activities. Subtract line 2d from line 2c ....
3 Complete 3a, 3b, or 3c for the alternative test relied upon:
a “Assets" alternative test—enter:
(1) Value of all assets ......
(2) Value of assets qualifying under section 4942(j)(3)(B)(i)
b “Endowment" alternative test— enter 2/3 of minimum investment return shown in Part IX, line 6 for each year listed ..
c “Support" alternative test—enter:
(1) Total support other than gross investment income (interest, dividends, rents, payments on securities loans (section 512(a)(5)), or royalties) ....
(2) Support from general public and 5 or more exempt organizations as provided in section 4942(j)(3)(B)(iii)....
(3) Largest amount of support from an exempt organization
(4) Gross investment income

aThe name, address, and telephone number or email address of the person to whom applications should be addressed:

bThe form in which applications should be submitted and information and materials they should include:

cAny submission deadlines:

dAny restrictions or limitations on awards, such as by geographical areas, charitable fields, kinds of institutions, or other
factors:

3 Grants and Contributions Paid During the Year or Approved for Future Payment
aPaid during the year
FREYSVILLE ZION COMMUNITY CHURCH 2595 FREYSVILLE ROAD RED LION,PA173568268	NONE	GENERAL	25,000
Total ................................. 3a	25,000

Line No.	Explain below how each activity for which income is reported in column (e) of Part XV-A contributed importantly to the accomplishment of the foundation’s exempt purposes (other than by providing funds for such purposes). (See instructions.)

(a) Line No.	(b) Amount involved	(c) Name of noncharitable exempt organization	(d) Description of transfers, transactions, and sharing arrangements

(a) Name of organization	(b) Type of organization	(c) Description of relationship

Part II		Balance Sheets	Beginning of year	End of year
Part II		Balance Sheets	(a) Book Value	(b) Book Value	(c) Fair Market Value
	1	Cash—non-interest-bearing.............
	2	Savings and temporary cash investments.........	12,819	16,236	16,236
	3	Accounts receivable
		Less: allowance for doubtful accounts		0	0
	4	Pledges receivable
		Less: allowance for doubtful accounts
	5	Grants receivable.................
	6	Receivables due from officers, directors, trustees, and other
		disqualified persons (attach schedule) (see instructions).....
	7	Other notes and loans receivable (attach schedule)
		Less: allowance for doubtful accounts 0
	8	Inventories for sale or use..............
	9	Prepaid expenses and deferred charges..........
	10a	Investments—U.S. and state government obligations (attach schedule)
	b	Investments—corporate stock (attach schedule).......	288,659	List of Attached Documents: // Content 264,537	374,474
	c	Investments—corporate bonds (attach schedule).......	168,997	List of Attached Documents: // Content 171,694	166,670
	11	Investments—land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	12	Investments—mortgage loans.............
	13	Investments—other (attach schedule)..........			0
	14	Land, buildings, and equipment: basis
		Less: accumulated depreciation (attach schedule)
	15	Other assets (describe )
	16	Total assets (to be completed by all filers—see the
		instructions. Also, see page 1, item I)	470,475	452,467	557,380
	17	Accounts payable and accrued expenses..........
	18	Grants payable.................
	19	Deferred revenue.................
	20	Loans from officers, directors, trustees, and other disqualified persons
	21	Mortgages and other notes payable (attach schedule)......
	22	Other liabilities (describe )
	23	Total liabilities (add lines 17 through 22).........		0
		Foundations that follow FASB ASC 958, check here
		and complete lines 24, 25, 29 and 30.
	24	Net assets without donor restrictions...........
	25	Net assets with donor restrictions............
		Foundations that do not follow FASB ASC 958, check here
		and complete lines 26 through 30.
	26	Capital stock, trust principal, or current funds........	470,475	452,467
	27	Paid-in or capital surplus, or land, bldg., and equipment fund
	28	Retained earnings, accumulated income, endowment, or other funds
	29	Total net assets or fund balances (see instructions).....	470,475	452,467
	30	Total liabilities and net assets/fund balances (see instructions).	470,475	452,467

3 Five highest-paid independent contractors for professional services (see instructions). If none, enter "NONE".
(a) Name and address of each person paid more than $50,000	(b) Type of service	(c) Compensation
NONE

Enter gross amounts unless otherwise indicated.	Unrelated business income		Excluded by section 512, 513, or 514		(e) Related or exempt function income (See instructions.)
1Program service revenue:	(a) Business code	(b) Amount	(c) Exclusion code	(d) Amount	(e) Related or exempt function income (See instructions.)
a
b
c
d
e
f
gFees and contracts from government agencies
2 Membership dues and assessments ....
3 Interest on savings and temporary cash investments ...........			14	151
4 Dividends and interest from securities ....			14	14,409
5 Net rental income or (loss) from real estate:
aDebt-financed property......
bNot debt-financed property.....
6 Net rental income or (loss) from personal property
7 Other investment income .....
8 Gain or (loss) from sales of assets other than inventory ............			18	47,280
9 Net income or (loss) from special events:
10 Gross profit or (loss) from sales of inventory
11 Other revenue: a
b
c
d
e
12 Subtotal. Add columns (b), (d), and (e) ..				61,840

Paid Preparer Use Only	Preparer's name	Preparer's Signature	Date	Check if self- employed	PTIN
	Firm's name				Firm's EIN
	Firm's address				Phone no.

Name of Bond	End of Year Book Value	End of Year Fair Market Value
4812C0159 JPMORGAN MTG-BACKED
592905509 METWEST TOTAL RETURN	60,700	57,489
97181C811 WILMINGTON BROAD MAR	83,678	81,350
024524282 AMERICAN BEACON SIM	5,047	5,569
46654Q575 JPMORGAN MORTGAGE-BA	22,269	22,262


(a) Name and address of each employee paid more than $50,000	(b) Title, and average hours per week devoted to position	(c) Compensation	(d) Contributions to employee benefit plans and deferred compensation	(e) Expense account, other allowances
NONE









Total number of other employees paid over $50,000...................				0

3 Grants and Contributions Paid During the Year or Approved for Future Payment
Recipient	If recipient is an individual, show any relationship to any foundation manager or substantial contributor	Foundation status of recipient	Purpose of grant or contribution	Amount
Name and address (home or business)		Foundation status of recipient	Purpose of grant or contribution	Amount
aPaid during the year
FREYSVILLE ZION COMMUNITY CHURCH 2595 FREYSVILLE ROAD RED LION,PA173568268	NONE		GENERAL	25,000
Total ................................. 3a				25,000

bApproved for future payment

Total ................................. 3b

Name of Stock	End of Year Book Value	End of Year Fair Market Value
00171A852 AMG RIVER RD SM-CAP	3,964	6,080
09250J734 BLACKROCK EVENT DRIV	13,220	13,821
19766P868 COLUMBIA OVERSEAS VA	21,088	29,540
411512478 HARBOR LG-CAP VALUE
45775L408 T ROWE PRICE LG-CAP	7,982	15,747
461418444 WCM FOCUSED INT'L GR	23,620	30,715
464287598 ISHARES RUSSELL 1000	28,520	34,916
464287614 ISHARES RUSSELL 1000	18,572	31,238
46432F339 ISHARES MSCI USA QUA	16,038	31,978
46434G103 ISHARES CORE MSCI EM	4,116	5,848
97181C332 WILMINGTON GLOBAL AL	11,271	13,925
97181C415 WILMINGTON LARGE-CAP	25,603	44,960
97181C431 WILMINGTON REAL ASSE	14,722	15,935
97181C787 WILMINGTON INTERNATI	12,292	25,202
464287630 ISHARES RUSSELL 2000	7,503	8,698
056823396 BAILLIE GIFFORD EMER	8,407	10,886
56065F282 NYLI PINESTONE US EQ	14,461	16,288
00770X675 PZENA EMERG MKTS VAL	4,475	5,791
14064D774 FT BHVRL SM CAP GRW-	5,346	6,725
87283Q503 T ROWE PRICE US EQUI	23,337	26,181

Category	Amount	Net Investment Income	Adjusted Net Income	Disbursements for Charitable Purposes
LEGAL FEES - PRINCIPAL (ALLOCA	40,758			40,758
LEGAL FEES - INCOME (ALLOCABLE	1,890			1,890

Category	Amount	Net Investment Income
FEDERAL TAX PAYMENT - PRIOR YE	192	0
ESTIMATED TAX PAYMENTS	712	0
FOREIGN TAXES ON QUALIFIED FOR	161	161
FOREIGN TAXES ON NONQUALIFIED	62	62

Software ID:
Software Version:

Description	Amount
2024 TRANSACTION POSTED IN 2025	1,018
ROUNDING	2